How I Became Debt Free at 25 (WITHOUT using my own money) 😱
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- čas přidán 16. 07. 2024
- I became completely debt free at 25. The best part is… I didn’t pay my debt off. Someone else did. In this video I will share how I got my student loans paid off on my journey to becoming debt free!
// LOAN FORGIVENESS RESOURCES:
*Please note, some of the applications may be currently closed but MANY are recurring so please keep an eye out and check back frequently.*
- UNCF Wear Your Grown with Confidence Student Loans Forgiveness - scholarships.uncf.org/Program...
- List of loan forgiveness grants: www.nitrocollege.com/blog/ult...
- List of Loan Payoff Scholarships: myscholly.com/opportunities/
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Today's video is all about how I became debt free, debt free journey, how I got my student loans paid off, loans, debt, student loans, student loan forgiveness, loan forgiveness programs, financial journey, how to be debt free, how to get your loans paid off, debt free living, debt free community, the truth about being debt free, Dave Ramsey, debt free by 25, uncf student loan forgiveness program, wear your crown with confidence student loan forgiveness, erin on demand, Erin Winters
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// E R I N
I'm Erin and I'm a full-time entrepreneur. I have a digital marketing & video production company called Erin On Demand. I teach entrepreneurs how to stand out online through content marketing, digital strategy, and video production. I’ve worked with companies from National Geographic, to local mom & pop shops, helping them create compelling content that attracts their target audience. This channel, takes you through my journey of building my business from the ground up, while sharing information on how I market, strategize, and operate in my business… to hopefully help you build yours! - Zábava
Congratulations Erin! Debt free, engaged, 100k subs, building a house, you're crushing it!!!!! That's amazing! I love your honesty and relatability for so many people in their 20s!
Thanks so much Hun!!!
I absolutely agree the maturity you have at your age is not easily found at all.
Couldn’t have said it better myself. Congratulations!
People don’t realize what a huge difference it makes when your parents let you live with them and support your plan for debt freedom. Such a blessing I cant wait to support my kids and bring this same testimony! I have the same amount of debt too.
yes...and teaching the child money management too 😀
So much yes! My parents charged me rent the small amount of time I needed to go back home to save up for my new place and I eventually left before I was ready because it cost me more money to stay with them 😭 Going to help my kids out so much more so they can thrive in life.
It’s me. I’m that woman that called! I love hearing this story.
And I’m crying all over again. I’m very happy for all of your life changes. You have my contact information. Please keep in touch.
Congrats!
BEST call ever!!! Thank you, again, Kenya! I'll be in touch soon xo E
Love women who build others. Erin inspired me to start my channel and it just got monetized. So grateful!
Wow! Congratulations Erin!! I will be 25 in a year and I am prophesying that I will also be debt free in the name of Jesus!! Keep being a light!
The Christian Professional Amen!
⚠⚠POOR MENTALITY: short term financial goals
WEALTHY MENTALITY: long term financial goals
Yes!!! I completely agree :)!
Yup totally !!
I literally just added “learn about student loan forgiveness programs” to my to do list and then you uploaded this video! Needless to say...you’re a blessing. Also, thank you for being transparent about wanting to be a millionaire - manifesting that for you! Thank you for always being a light Erin 💫
Crushing life!! I’m in my 30’s trying to pay off my student loans 😫😒 never giving up staying focused and increasing my income.🙏🏾🙌🏾
Us too! keep going!
I am on the debt free road! Made it to 25%, 75% to go!!
Good job!
You are CRUSHING it! Stories like these are what keeps me pushing forward!
I’m so happy that it inspires you!!
6:00 Yessss be uncomfortable in your 20’s, so you don’t have to be uncomfortable in your 40’s. #hustleon
Omg girl it’s like every time I get focused on something you come out with a video about it 😩☺️
Haha I be knowin 😉
This girl is the goddess behind my channel...
Mom’s reaction is priceless! This is so amazing and $32,000 isn’t that bad in comparison to some other people’s student loan debt from undergrad. Thank you so much for this!! Student loans is the devil for real lol
Thank you so much Erin, I really needed this. I was grateful to not have loans from undergrad and had the goal to finish my Master’s that same way. I had to take $7500 in loans this year and literally cried signing the promissory note because it’s something I never wanted to do. This gave me faith that I will find a way through my last year and clearing my loans.
Your masters degree will improve your quality of life/income and the amount of opportunities/networking available to you will be worth every penny. Loans suck but you will pay those off easily once your program is over! They aren’t always a negative thing 🙏🏽
Stacy M Thank you so much Stacy!!
I became debt free in February of this year and oh my lord I learned a lot about discipline. My struggle was having to cut back on lifestyle choices as far as my spending habits. However those sacrifices has really helped me learn to save and not live beyond my means. Congrats on being debt free I know that feeling of that weight being lifted off your shoulders. Keep thriving and flourishing!
Wow. This made me tear up. Especially from the joy you felt when you told your lovely parents. I watch the Dave Ramsey Show and I always tear up when they scream their debt free screams. I graduated with my Masters degree 6 years ago with over $45,000 in student loans and have only $24,000 left to pay. I will make a video as well once I am debt free. I paid off that much because I worked extra jobs just to get over the debt.
That’s amazing progress towards your student loans. 👏🏼
CONGRATULATIONS Erin!! And thank you for giving back & sharing what you do with the world!
Needed to see this, I keep seeing things about people paying off debt lately. It clearly is an area I need to become more aggressive about. Thank you for sharing!
On my *debt free journey* now!😭🙏
Videos like these definitely motivate me though, so thank you Erin!!💖
Great Job Erin! Debt Free at 25. That is a huge accomplishment that many people much older than you cannot say. Have you ever heard about Financial independence? With all that you are doing that seems like it is well within your reach.
This is amazing Erin. You have so much going for you. Thanks for sharing so much of your journey with us, truly inspiring.
Awww thank you so much!!
God’s favor is definitely on your life 🙌🏾♥️
YES MA’AM!!! I continue to enjoy your channel more and more every time I watch!!! SO PROUD OF YOU!!! ♥️
Congratulations! You are way ahead of the curve! You are so inspiring 🙌 Thank you for sharing your story!
Awesome Testimony sis! I’m a navy veteran who is just starting school full time now at the age of 23! I have the same goal of being a millionaire by 30! We definitely have got this! Multimillionaires by 30
Great Video Erin! loved hearing this personal story! 🔥
Awww I’m excited for you! That’s an amazing accomplishment.
This video is perfect timing for me. I have scholarship/grant searching on my to-do list for the week.
👏🏽👏🏽👏🏽👏🏽 this made me tear up, thank you for sharing this Erin! You're really killing it and it's inspiring all of us! Paying off student loans can be tough but where there's a will there's a way 💪🏽🏁
Thanks so much Q! I appreciate it!
Amazing, I am 25 today and have been watching your business start up serious, and thing video is just brilliant. Thank you!
Congratulations, boo! You are inspiring so many! Takes a lot of discipline and focus to erase debt like that. Proud of you :)
Thanks for that encouragement. Really needed to hear that. Its discouraging at times but must stay focused on the goal. Thank you!
Erin’s wisdom is so valuable, she is a GEM to us 💎 ✨
Congratulations on accomplishing such a tough goal! This was so inspiring. Thanks for sharing!
Erin!! Thank you very much for the motivation, encouragement, and resources. Stay Blessed!
It’s crazy how you and Cathrin released similar topics this week. Love the vibes of growth!
Yes! I love Cathrin too!
She’s great!
I love her too! Both of these ladies are dope!
Swear the universe moves in sync. We are all on rhythm.
Who's Cathrin, yall? I'm interested in watching!
That's a blessing 🌱✨. Congrats love✨
Thank you so much, sharing your story! Definitely helpful 🙌🏽🙏🏽
So happy for you. Thank you for the encouragement. 💕✨
CONGRATS!!!!! I’ve been working hard for this same goal; I hope to have it accomplished by the end of next year!
You got this Sierra!
You’ve got this sis!
This is such a great message to get out. Thank you for sharing.
Absolutely amazing!! Thank you for this blessing!!💗💗💗
You are such an inspiration! Every time I get discouraged I just watch one of your videos and it helps me refocus thanks so much 😊💗
Oh my god ! Debt free, dream house, more than stable income , engaged , 100 K subs! These are what I need too ! Happy for you Erin! Have binge watching your channel & subbed!
Congrats!!!
Clicked on those loan forgiveness resources so fast!!
Congrats Erin, this is such great news. I know things like student loans can be a really dreading thing to pay off.
That is absolutely incredible, congratulations!!
Congrats! Girl, I know that weight is lifted and feels soooo free! So happy for you :) IN YOUR 20's too, GIRRRLLL YES!
Congratulations!!! Very inspiring!
girlllll I HAVE BEEN WAITING for a video on this on CZcams, THANK YOU👏🏽👏🏽👏🏽
I’m so happy for you!! I know and hope you have abundance of blessings coming your way. Hard work truly pays off! ❤️👸🏽😇
Congratulations ERIN!! Keep crushing it and inspiring us!! ❤️
Omg I cannot wait for your next video about winning contests! This video is coming at the right time in my life 🙏🙏
Congrats and thanks for sharing your story! I'm in a similar position with paying my student debt and building my company.... this is encouraging!
I wish you the best! People with colourful backgrounds are generally amazing people 😋
This is my first video I found of yours and I am going to be spending some time binging. I love your personality! I’m hoping to start posting on my channel about my debt free journey to pay off my student loans + rehab my credit. Thanks for being an inspiration of black girls DOING THEIR THING
Omgeeeeee congratulations!!! What a blessing! 🙌🏾🙌🏾🙌🏾 You're such an inspiration 💛
Congrats!!!! Working towards debt freedom as well 😊
Thank you for this. This was an amazing video and I am so glad that you shared this story!!!
Yes girl...get it. So inspiring. I love these success stories. I’m slowly chipping away at these med school loans. Hoping to be debt free in a few short years. Speaking it into existence. Amen and amen.
This is amazing! I took my baby to a black history trip and we went thru Howard and it made her want to go to a HBCU. Ima send her this video! Thank you for all you do!
Congrats I so happy for all of your accomplishments.
Sending this to my grands. Thank you
Can you make a video on your mental health during your move and sacrifices you had to make? So many of us experience a mental health decline at that stage in life
This is amazing. Can’t wait to see your SA contest video! Thanks for sharing this knowledge, it is truly beneficial. I’m so happy for you - so inspiring.
These tips are so smart and I wish I would have really made smarter money decisions after school. I wanted the dream of not going back to mom and dads, get a car, and I feel im drowning in debt. Working hard to be debt free within the next 2 years.
Thanks for the info and I am happy I found your channel. I wish I had a friend like yourself at the same age you are. Can find alot of ppl at your mindset at your age. Awesome!
I love the reaction video.
Congratulations Erin
Congrats on the big milestone so many people can’t say this at 25 but like to flaunt like they have a lot✊🏼 congrats!!!
Love! Love! Your hair!!
Omg thank you . I’ve been researching all this week . 🙏🏾🙏🏾🙏🏾❤️
Congrats, I'm happy for you !!! Investigations, Training Courses, D&I, EEO.
Hi Erin, really informative topic. Thank you!
Congrats girl!!!!! And I love that shirt.
Good job! So happy for you. Thank you for sharing your journey ❤️
Thank you for this 💕
This is superb news Erin! Heartwarming and very motivational 🤗🤗🤗 while I am almost 15 years ahead I will use these to help my kifs navigate the early years post high school and college to avoid the dreaded debt-trap! Personally I am not overwhelmed but know many who are. Thank you for sharing and keep winning ❤
God is so good! This is huge goal for me too. I’m so proud of you! Congratulations also and your skin is glowing too.....prosperity looks good on you! ✨✨✨
Thanks so so much Christal!
Thank you for sharing your story ! It is very inspiring and you were and are so driven and emotional mature ..you are an inspiration !
I really, really enjoy your videos. I am a 54 year old that has squandered her entire life. But while everyone else cried about COVID 19 shut downs - I cried a little, too- I receive a divine reset. I now live more intentionally and have set a goal saving $500K by the time I retire at 72. More importantly, I want to find a way to give back to the community. You are my inspiration.
Thank you for being honest with your life story as well.
Omg, your parents had me crying. So sweet! You doin' it, girl!
WOW This is such a wonderful and inspiring video. Sacrifice is a must.
love this. I've had a goal of debt free by 30 since turning 25. These student loans GOT TO go!
Erin, you are amazing.I take so much inspiration from you❤
This is an amazing story!! You telling your parents had me crying like it was me girl!
You’ve inspired me to pay off my car lol! I had the money in my account but I didn’t want to spend it lol! It’s cool to see those zeros in your account but I’ve realized that when you owe someone, you really don’t own your money!
Congrats!! This is inspiring, I too have loans to pay & it's a struggle because I rather invest that $$. I went to school for Graphic Design & I regret it. Thanks for sharing.
Hey I’m from MI too! Great Great video!
My mom went to Howard and now I wish I had too.
Student loans are a scam though. I graduated over a decade ago and still haven't paid anything toward them. Instead, I moved abroad and now I speak several more languages and have so much more life experience, so no regrets!
The only snag was getting sick and not being able to continue working. Didn't plan on that!
Thank you for sharing this information and helping your viewers get money for loans also.
Step 1: actually be a responsible person
😂😂seriously
I am so happy I came across your channel. Your videos are so amazing ❤️❤️
Congratulations! You deserve that grant.
Incredible! Inspiring!
Wow wow your really crushing threshold this is very inspiring to me been in youtube business for almost 7 weeks and really taking tips in everything.
Wow great job that’s a huge milestone to achieve! Keep it up
Thank you for this video content I’ve been trying so hard to stay focus and become debt free thank you for the resources
Absolutely!!
Erin, you are amazing! I LOVE this channel! Thank you for passing it forward. Bringing glory to God. I want more content with your parents. We must meet these amazing people who raised you! Totally teared up when you did! That debt is such a weight!
Love this and you’re an inspiration.
This is hella INSPIRATIONAL. Happy for you.
Killing it
🖤💛💜🧡❤