Which Credit Card Companies Have The HIGHEST Credit Limits 2024

Sdílet
Vložit
  • čas přidán 9. 04. 2024
  • 👉🏽 Best Credit Cards (BONUS Up to $750)
    Chase Sapphire Preferred (60k bonus pts) - offers.calbartoncashback.com/...
    Amex Gold (60k bonus pts) - offers.calbartoncashback.com/...
    Capital One Quicksilver ($200 bonus) - offers.calbartoncashback.com/...
    Capital One Venture X (75,000mi bonus) - offers.calbartoncashback.com/X
    Chase Freedom Unlimited (6.5% on travel) - offers.calbartoncashback.com/...
    Chase INK Business Unlimited ($750 bonus) - offers.calbartoncashback.com/...
    👉🏽 Free Stuff! ($0.00)
    See every credit card you're pre-approved for with just a soft pull - offers.calbartoncashback.com/...
    Credit limit increase hacks (cheat sheet): offers.calbartoncashback.com/...
    9 credit cards that show your starting limit before approval (cheatsheet) - offers.calbartoncashback.com/...
    0% APR Business Cards for Up to 18 months (cheatsheet) - offers.calbartoncashback.com/...
    NO Credit Check Cards Up to $25,000 - offers.calbartoncashback.com/...
    Do It Yourself Credit Repair Course - offers.calbartoncashback.com/...
    👉🏽 Corporate Credit Cards (Never Reports to Personal Credit)
    7x points on Dining (SOFT CREDIT CHECK)(EASY APPROVAL)(NO PG) - offers.calbartoncashback.com/...
    20x higher credit limits (NO CREDIT CHECK)(NO PG) - offers.calbartoncashback.com/...
    $2,000,000 EIN Only No PG Business Card - offers.calbartoncashback.com/...
    👉🏽 Fund Your Business (600 FICO Score APPROVED)
    Up to $75,000 with NO DOCS, NO PG, ONLY 600 FICO + FREE Business Checking Account offers.calbartoncashback.com/...
    Free Business Grant Writing Checklist - courses.calbartoncashback.com...
    Free 5-Day 0% APR Business Funding Email Course - courses.calbartoncashback.com...
    0% APR Business Credit Card Master List with over 130 banks - courses.calbartoncashback.com...
    $1 Million Business Line of Credit (SOFT CREDIT CHECK) - offers.calbartoncashback.com/ROK
    How To Fund Your Small Business in 30 Days Or Less Without Proof of Income - • How To Fund Your Small...
    👉🏽 Build Personal Credit (FAST as 2 Weeks)
    $2,500 Credit Line & 12 Month Installment Loan (INSTANT APPROVAL) - offers.calbartoncashback.com/Ava
    $750 Credit Line (INSTANT APPROVAL) - offers.calbartoncashback.com/...
    $10/mo Credit Builder (INSTANT APPROVAL) - offers.calbartoncashback.com/...
    Chime Credit Builder ($100 BONUS)(INSTANT APPROVAL) - offers.calbartoncashback.com/...
    Build Credit While Building Savings (INSTANT APPROVAL) - offers.calbartoncashback.com/...
    👉🏽 DIY Credit Repair
    Instant hard inquiry alerts & I.D. theft protection
    Get 2 weeks Free - offers.calbartoncashback.com/...
    91% of Premium users see a 56-point score increase in 6 months or less - offers.calbartoncashback.com/...
    👉🏽 Run Your Business (Escape Your 9 to 5)
    Write a Business Plan in Hours that Attracts Bank Funding Without Knowing Where to Start - courses.calbartoncashback.com...
    Turn Business Credit Into Cash Fast - offers.calbartoncashback.com/...
    Setup Your LLC without the paperwork - offers.calbartoncashback.com/...
    👉🏽 Build Business Credit (Qualify for SBA Loans)
    Increase your business credit scores up to 50% in 3 months - offers.calbartoncashback.com/NAV
    (70) Net-30 Vendor Master List - offers.calbartoncashback.com/...
    Advertiser Disclosure: This video may contain links through which we are compensated when you click on or are approved for offers.
  • Zábava

Komentáře • 56

  • @Anthonydr
    @Anthonydr Před 3 měsíci +14

    Dude you’re a godsend. Requested my first Discover CLI last month after I grew tired of waiting for an automatic one. Requested again today after watching your video and got approved. I had no idea they were that generous.

    • @calbarton
      @calbarton  Před 3 měsíci +3

      Wow that's awesome congrats and thank you.

  • @darrellyarnell8245
    @darrellyarnell8245 Před 3 měsíci +1

    Outstanding review Cal, great info thank you so much for putting in the time and effort.

  • @gsctrading7215
    @gsctrading7215 Před 3 měsíci +2

    great video with valuable content. Thank you.👍

  • @karlrosenau557
    @karlrosenau557 Před 25 dny

    CZcams's algorithm popped your video into my feed. Excellent info. I was shocked to see one of my recent MyFico posts in your video.

  • @Jokillah24
    @Jokillah24 Před 3 měsíci

    I was honestly researching this last week; thanks for this video :) 👍

  • @elmarespino6906
    @elmarespino6906 Před 3 měsíci

    Thanks for the advice. God bless you.

  • @Milkinporsche
    @Milkinporsche Před 3 měsíci +2

    The venture x is a travel card so a lot of people would charge hotel expenses and airfare on it. Make sense for C1 to lift the credit limit so they dont muder customer's credit score.

  • @bossladybee8323
    @bossladybee8323 Před 3 měsíci

    Thanks bro. Great info??

  • @ElectricEye9000
    @ElectricEye9000 Před 3 měsíci +1

    Great vid. I've read that in terms of total credit affecting Yer credit score, You don't need more than 50,000. Creditwise website says same thing. 50,000 is excellent and there is no higher rating. More may be nicer but more won't give Your credit score a bump....unless You are not paying bills in full immediately and for some reason carrying a balance, then it may help with usage %. Any thoughts?

  • @billwright2176
    @billwright2176 Před 3 měsíci +2

    What's your advice with business card utilization
    I now have 4 business cards. Chase kept giving me 4k for a credit limit. I'd max the card out twice a month
    Updated revenue and expenses and was given 5k.
    At the same time on personal cards chase is giving 35k to 38k.
    I now have the 4 cards. One of them a Amex with a CL about 5 times that of chase. So I'm not as concerned. It's a real SP now over a year and it now has data for my tax filings
    What are your thoughts on business utilization?

  • @kingmae3808
    @kingmae3808 Před 3 měsíci +2

    What is the chance that using your pre approval on ur master list will approve but the the final will deny you.

  • @jakunikukyoshokuchen575
    @jakunikukyoshokuchen575 Před 2 měsíci

    For the banks to accept manual CLI, you'll have to spend close to the limit given, right?

  • @MV-nt4bq
    @MV-nt4bq Před 3 měsíci +1

    For me C1 has one of the lowest limits and I’ve been with them for almost 6 years meanwhile I have higher limits with other banks I opened years later

    • @shojus
      @shojus Před 3 měsíci +1

      Sounds like you may be in a bucket with them

  • @Brianpeckin
    @Brianpeckin Před 3 měsíci +12

    Lol I've had the silver card for nearly two years and still can't product change and a 700 limit yet. My savor is a 4000. I can't stand cap one. Regret ever getting cards from them tbh.

    • @TheWallReports
      @TheWallReports Před 3 měsíci +3

      I know the feeling. I had their Platinum MC for 6 years in addition to two other Cap1 CCs. First as a secured Platinum MC, then clear out the blue they graduated it to an unsecured MC. However I could NOT get a CLI on any of the my Cap1 CCs for years. Even when I had an 800+ FICO w/all 3 bureaus. Then about a year ago they started giving me CLI increases, even for the Platinum MC. Now whenever I request CLI it's granted. Somehow it seems I broke out of their infamous bucket system.

    • @carlosvillanueva6421
      @carlosvillanueva6421 Před 3 měsíci +4

      I have a cap one quick silver with a 400 credit limit. The last card I was approved for had a 20k limit. I can't take cap one seriously 😂

    • @antoniogiannini9049
      @antoniogiannini9049 Před měsícem +1

      I had cap one for 20 years and finally just got a 5000$ what a joke asking for an increase was like me asking them to blow me

  • @MD-gr8qv
    @MD-gr8qv Před 3 měsíci +3

    Great info sir. I requested your list of pre approvals and in 5 minutes, I was approved for American Express 10k 😎

    • @calbarton
      @calbarton  Před 3 měsíci

      Congrats! And thanks for sharing your win.

  • @et8865
    @et8865 Před 3 měsíci

    Amex is 35k? Or 25k? I heard it was 25k when they want to verify income on that amout

  • @stephenroldan156
    @stephenroldan156 Před 3 měsíci +3

    6 min into the video I ask AMEX for a credit increase, it’s my top card now, thanks for the tip

    • @calbarton
      @calbarton  Před 3 měsíci

      Ok nice! Congrats, how much of an increase did you get?

  • @vibesaddickentertainment9777

    For me its apple with 6.7K

  • @BlessedBeyondMeasure77
    @BlessedBeyondMeasure77 Před 3 měsíci

    Do any of these have 0 annual fees?

  • @Ruan.silva01588
    @Ruan.silva01588 Před 3 měsíci +2

    I have a capital one quicksilver visa signature with 41.5k limit

  • @YanLuo
    @YanLuo Před 3 měsíci +1

    My question: except for the case one wants to maximize 0% APR, what’s the benefit of having so much more credit limit than one would use within a cycle ?

    • @rcsims313
      @rcsims313 Před 2 měsíci

      Keeping your credit utilization % low

  • @kingmae3808
    @kingmae3808 Před 3 měsíci +1

    I have a chase sapphire with 8k if I apply for another chase card will they hard pull my credit. If not which card chase card should I apply for. What American Express card would give the highest limit with no annual fee.

    • @mr-prez
      @mr-prez Před 3 měsíci +1

      Those are questions for google, my guy.

  • @shesheshe9389
    @shesheshe9389 Před 3 měsíci

    Discover issued my card at $10,000. I have not asked for a credit increase.

  • @herbertdaugherty636
    @herbertdaugherty636 Před 3 měsíci

    I have an AMEX GC. I don’t need it. Should I ask for a downgrade? If AMEX won’t downgrade, I will cancel it. I have a nearly 800 score and plenty of options.
    I understand that this is an opinion and I have to make the decision.

    • @JV_ApexPerpetual
      @JV_ApexPerpetual Před 3 měsíci +2

      Strictly up to you. I didn’t like the gold card and upgraded to the Platinum, but the green card from what I heard is a sleeper and is great for travel. Might go with that one.

  • @coedshowers
    @coedshowers Před 3 měsíci +1

    if my navy fed flagship started at 25K can i ask for a credit increase or do I have to just ask for more rewards and hope for a 25K then try to get them to move the limit over?

    • @tainashay4720
      @tainashay4720 Před 25 dny

      Flagship has a max credit limit of 80K so yes ask for a CLI

  • @markfennell1604
    @markfennell1604 Před 3 měsíci +1

    Discover started me out with $11,000 credit limit last month. I’m hitting one month tomorrow. How much do you think I should ask for?

    • @jeromehenry4484
      @jeromehenry4484 Před 3 měsíci

      Best to wait 90 -120 days (or 3 - 4 billing cycles) before asking for CLI so Discover can see your monthly payment track record with them. Your requested amount should be based primarily on the 30% Utilization Rule. Currently your CL is $11K so you top out at $3,300 as 30% Utilization wall. Personally prefer to use 20% - 25% as my Utilization wall.
      Question is: Would you be better off using your Discover payment history/credit score to LEVERAGE INTO ANOTHER CARD? I prefer to not have all my CC"s issued by same Bank. It's better to have CC's from different issuers in case one issuer decides to reduce your CL or even close your account. Recently hearing too many instances of a Bank closing long time customer's multiple CC's & checking & savings accounts ALL AT ONCE! No warning! Some didn't have a back-up plan with other issuers, had all their financial eggs in 1 basket, then Bank obliterated that basket. Also, consider that a CLI will not get you a Sign-Up Bonus or Introductory 0% APR for 12+ months.

  • @Charlesmarcel-ee4ke
    @Charlesmarcel-ee4ke Před 3 měsíci +5

    It take years that don’t happen over night and your credit profile must be in order that’s what he not telling you 😏🤦🏼‍♀️💳💳💳💳💳

  • @irosa77
    @irosa77 Před 3 měsíci +2

    hate capital yuck

  • @trenchbais4001
    @trenchbais4001 Před 3 měsíci +2

    I went from $25k on my CSR to $50k with my first request. My Freedoms are both $25k each. 😄

  • @anthonywilliams9415
    @anthonywilliams9415 Před 3 měsíci

    First