5 Ways to MASSIVELY Increase Your Credit Limit
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- čas přidán 7. 08. 2023
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Supreme Mr. Barton!
I needed this video
I love this a lot
Really solid. I was thinking about the credit limit I was given and it was about 10%. Spot on.
Omg. This is golden
Great advice! Will use these methods!
Glad it was helpful!
Yep
great video my brother
Thanks for the visit
Always good information. I have not used my capital one Venture one in months. Could my low usage cause me to get denied for a CLI?
Do you really need someon😂 to tel you that this is exactly why they won’t give you an increase? Lol use the card as your only card for 2-3 months. And pay it off each month. Then apply for an increase.
You are very easy to listen to you are great at public speaking you could run a toastmasters group! And you say a lot in a short time you're not wasting time with BS or saying um, right, or, and every two seconds like so many other CZcamsrs. Much appreciated!
The content here is very informative!
I have a request. Can you PLEASE break down WHAT purchases are included and excluded to qualify for the Chase welcome bonus points????? The site is pretty vague. I need to know my spending will justify the application. (Home and auto repairs, medical bills, etc)
these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge
Don't see the plug for ADP with Marika
👌
Hi great video, I currently only have a credit limit of around 5,000 btwn 3 cards and 4 years of credit history. I have a FICO score of 766 and am trying to increase my credit limit. I am worried that if I utilize up to 50% of my credit limit my credit score will decrease due to high utilization. It was my understanding that any utilization over 30% is harmful to my score. What are your thoughts on this?
I currently use about 80 percent of my credit limit,However I also make 2 payments a month,so my score goes up,as far as a increase,if ur paying twice a month,the bank will give u a high increase.
People say don’t take into account your parents income for applications and CLI’s but I would say I have reasonable access to their money. They would bail me out if I ever needed anything paid, especially credit card bills. I wonder if anyone has ever had to prove legally that they have access to their parents income. Becuase I don’t have joint account with them but that’s seems like a formality at best.
Put them as an authorized user of the credit card if you are factoring in their income.
@@brandobecerro I feel like that does do something but can’t conceptualize how that’s shows access to their income. Maybe I’m just not seeing it lol.
@@Slader77 if they are authorized to use the card they are financially on the hook for the card as well. So if the original person that ordered the card fails to make the payment then the other authorized user understands that they are on the hook as well making the authorized user’s income technically accessible in the eyes of the credit card company. Take it how you want but or be as stubborn as you want but that’s how it works. Authorized users income is factored in.
@@Slader77 haha yeah if there is an authorized user they will be financially responsible as well for the credit card. The way I see it is the card issuer will account the authorized persons income. If it goes into collections both parties are on the hook.
@@brandobecerro that sounds like a way to do it if it ever comes to that yeah since both peoples income are legally liable. Did u figure this out or where did you find this method out?
If you use more than 30 percent of your credit limit you are lowering your credit score. You don't want to go over 25 percent.
Lol not if u pay it before post date. As long as u pay all before u straight regardless of how much u use
Appreciate the love, but you did not answer my question, lol.
these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge
FIRST!
I followed your advice and paid down my balance to 1.9 percent of my limit over all my cards , and my score dropped drastically;( it's a bummer because I have an important purchase coming up, and my score might hold me back right now. Any suggestions, or do I just have to get, and keep a larger balance reporting in the future?
There is always a level of uncertainty but on the surface this doesn’t seem to fully add up. Any chance you might be missing a data point?
Just some thoughts. Good luck 👍
Pay off your balance
@@hector-1810maybe, too bad I can't talk to you, it's difficult to communicate on CZcams.
Have a good day.
Did you open new account’s?
There is literally no way that paying down balances would result in a lower score. Like it’s literally impossible. Something else happened that you don’t realize. Get a proper credit monitoring going and dig and see what’s going on.
Do you do One on one
I currently don't do any one on ones. Generally, what do you need help with?
Damn you git 15,500 for an x1 card? Nice
these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge
Capital 1 is trash…
these videos are fake and just for the views if you want to increase your credit limit, you have to be physically at the bank. That is how I got credit for my farming business. I didn’t have to go to the bank though because I have somebody who works in the government if you want to increase your limit, I can link you with the person and it is free of charge
They only have 2 of the best cards available 🤷♂️🤷♂️
yeah increase your credit line , increase your debt , thats what they want you to do sucker
Lol you don’t know much about anything, do you?
Most ignorant statement on the internet to date.
PPPP Performance. Credit is similar to investing or vetting a relationship. These soft skills are essential. We learn, unlearn & relearn.
Picture me rolling, I-95, Lexus LX 570 in my S-Corp name while sliding the curtain, sipping muscadine juice. ~Bachelor, I Stand...
You don’t have to max the card out ! 😂
If u listen to this guy ur score will definitely drop... Pay ur bills in full,, even a $1 owed will affect ur score for 3 months minimum...
🤦🏾♂️ 🙄 not if you’re paying the card below 10% 2 days before your statement closing date. This video is clearly about responsibly preparing yourself to be qualified for credit line creases. Nowhere did the man say anything abt not paying your bills, because it’s a no brainer. And $1 owed will only affect your score if you have a $2 credit limit. Like stop.. lol
wtf. You bought up something he’s not even talking about. Sydau 🙄
Yep