Japanese Banks are a NIGHTMARE

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  • čas přidán 7. 06. 2021
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Komentáře • 268

  • @liraweon4558
    @liraweon4558 Před 3 lety +1013

    Japan Technology: 2030's
    Japan Culture: 1980's
    Japan Banks: 1900's

    • @666Tomato666
      @666Tomato666 Před 3 lety +52

      we'll go back to faxing stuff around in 10 years?

    • @alihorda
      @alihorda Před 3 lety +45

      2030? just check the WiFi video lol

    • @myliege8197
      @myliege8197 Před 3 lety +3

      Holy shit this is accurate.

    • @abhijitpadhi625
      @abhijitpadhi625 Před 3 lety +48

      @@alihorda They DO have the Technology. They just have all the stupid formalities around them.

    • @wallstreetzoomer
      @wallstreetzoomer Před 3 lety +1

      @@abhijitpadhi625 tradition is important.

  • @ronbertlomarda1398
    @ronbertlomarda1398 Před 3 lety +706

    Their ATMs actually takes a fucking break, more than the average Japanese salaryman. It is a goddamn machine.

    • @alihorda
      @alihorda Před 3 lety +20

      I think it is more like a supply problem and some bullshit PR

    • @justaguy6613
      @justaguy6613 Před 3 lety +15

      This is totally irrelevant to the topic but why do you look like the chubbier older brother of Garnt to me? Like I legitimately thought you had his face as your pfp for a second... and I can't unsee it.

    • @16soccerball
      @16soccerball Před 3 lety +4

      Holy. Fuck

    • @clashwithpokefan6867
      @clashwithpokefan6867 Před 3 lety +3

      @@justaguy6613 BRUH

  • @Lexyboogie
    @Lexyboogie Před 3 lety +671

    I feel like this type of gross inefficiency is the exact reason why there is such a huge overworking problem in Japan. Tasks that are supposed to be simple and painless are excruciatingly slow and tedious because Japanese companies are still frustratingly dead set on not automating or digitizing any of their processes and are still dependent on archaic methods of doing business. This is hands down the main reason why I abandoned my plans of moving there permanently. I would tear my freaking hair out on a daily basis just knowing that there are much easier and more efficient ways of performing any given task in an office scenario, but would just not be allowed to so, or would not have the basic capability to do it because the company hasn't invested in such simple and cost effective systems. I feel terrible for operations managers over there who recognize this but are powerless to effect any change that would make their lives a hundred times easier.

    • @luffyichigo850
      @luffyichigo850 Před 3 lety +5

      Move to Australia

    • @b2serious
      @b2serious Před 3 lety +23

      @@luffyichigo850 If he is an anime fan than he shouldnt.

    • @Lexyboogie
      @Lexyboogie Před 3 lety +14

      @@luffyichigo850 No

    • @mardshima2070
      @mardshima2070 Před 3 lety +82

      Japanese company filled with refusal old dude who always think that they know world situation better than the younger generation while they don't even know how to send an e-mail.

    • @samuraijosh1595
      @samuraijosh1595 Před 3 lety +6

      @@luffyichigo850 Yeah, let's tell him to move to the most racist land on this planet.

  • @dylankeith2833
    @dylankeith2833 Před 3 lety +270

    When I first moved to Japan in 2010:
    - Went to Softbank to get a phone: "Sorry, you need a Japanese bank account to get a Japanese cell phone."
    - Went to a Japanese bank: "Sorry, you need a Japanese cell phone to get a Japanese bank account."

    • @sarowie
      @sarowie Před 3 lety +31

      I sometimes wonder if that is the "polite way" of saying "we do not want you as a customer".
      I know business/front desk workers that make up a complicated process to push annoying customers to the competition.
      If you wonder how this is making business: Good question - with some customers you know from experience that they cause a lot of trouble and thus (on average/typically) are not worth the revenue they create.

    • @dylankeith2833
      @dylankeith2833 Před 3 lety +12

      @@sarowie I mean unless they were just being xenophobic (which I mean isn’t out of the realm of Japan) then I guess so. I didn’t give either place a problem personally.

    • @TrulyS2345
      @TrulyS2345 Před 2 lety

      Then how is this problem solved??

    • @Pyhantaakka
      @Pyhantaakka Před 2 lety +6

      @@TrulyS2345 Wait until your visa is revoked and go home.

    • @mohsen5866
      @mohsen5866 Před rokem +1

      It happened to me, arrived in Japan 2 weeks ago 😂😂😂😂

  • @tmck4138
    @tmck4138 Před 3 lety +177

    Imagine going to rob a Japanese bank and having to fill out paperwork in order to do so

    • @wchan39
      @wchan39 Před 3 lety +43

      Japanese Police: Freeze! You're under arrest!
      Robber: Alright, alright! Just let me fill in these last 10 pages!

    • @wannabewallaby1592
      @wannabewallaby1592 Před 3 lety +11

      No fk now I need to fill out THAT paperwork too

  • @knowcomment4525
    @knowcomment4525 Před 3 lety +208

    I like how Connor repeated that they love living in Japan, like he knew this part would be at the start of this highlight video, just to make sure noone could pull the " They hate Japan" card.

    • @praisethesun7255
      @praisethesun7255 Před 3 lety +21

      I hate how some weebs are like that

    • @muhammadazrafbinmohdakmam4772
      @muhammadazrafbinmohdakmam4772 Před 3 lety +2

      I mean it's not like there's a 'perfect' country out there,there's always problems in economy,political,etc.But at the end of the day,they never regret being a citizen there,and can be happy with their lives.

  • @derzweite1205
    @derzweite1205 Před 3 lety +165

    In Japan, the staff does the "let me talk to the manager" move.
    I worked in a Japanese office before, this is their work culture. Staffs can't make their own decision.

    • @xXasd012xX
      @xXasd012xX Před 3 lety +19

      they should just hire security guards at that point

    • @zero9112
      @zero9112 Před 3 lety +1

      Don't forget about faxing the information to the section chief who is 50 meter away.

    • @sarowie
      @sarowie Před 3 lety +15

      @@xXasd012xX no, then the security guard would have to ask the security manager who asks the branch manager, if the security guard is allowed to step in, when something happens to the branch manager.

    • @xXasd012xX
      @xXasd012xX Před 3 lety

      @@sarowie well fvck

    • @muhammadazrafbinmohdakmam4772
      @muhammadazrafbinmohdakmam4772 Před 3 lety +2

      Might as well hire robots to do the job for them,but then again they would never do that,and prefer manpower over machines.

  • @shadowblade232
    @shadowblade232 Před 3 lety +153

    Japan: "The train was 0.5 seconds late, we're terribly sorry for the inconvenience."
    Also Japan: "So it'll take about 3 weeks to get this one piece of paper for you...but first I need to ask themanager, the CEO and the Emperor."

    • @Mario-kf3ej
      @Mario-kf3ej Před 3 lety +6

      done in order for you to get to Bank right in time ... to wait 3 weeks :D

  • @markwuahlbuargg4780
    @markwuahlbuargg4780 Před 3 lety +153

    As a Canadian, I literally have not stepped inside a bank since the pandemic started.

    • @xavalongamesx9535
      @xavalongamesx9535 Před 3 lety +14

      Me checking my April transactions on TD/BMO while watching this

    • @JaredConnell
      @JaredConnell Před 3 lety +15

      I haven't been to a bank in years

    • @galaxy_kitten95
      @galaxy_kitten95 Před 3 lety +6

      Meanwhile, I never walked into an actual bank (for myself at least) to receive ANYTHING.
      That’s what bank apps are for.

    • @glock4455
      @glock4455 Před 3 lety +11

      I finally started investing my money during the pandemic while not setting foot in a bank for at least 2 years, and even in my shithole country the banks are good enough to let you do literally everything short of opening an account online and the service's pretty decent

    • @JennySpaghetti
      @JennySpaghetti Před 3 lety +4

      I've been with Tangerine for 6 years and they don't even /have/ branches. I think I had to go into the foyer of a Scotia once because I had to use one of their ATMs to do something with my PIN on a new card.

  • @Dota2funny
    @Dota2funny Před 3 lety +228

    True. That's why phone companies started giving away credit cards and they are better.

  • @Zulf85
    @Zulf85 Před 3 lety +388

    Ngl when they're complaining about life in Japan is when I'm most interested - you don't get to hear this shit too often halfway across the world

    • @jayamandal26
      @jayamandal26 Před 3 lety +44

      Yeah life in Japan is overrated

    • @reverb4311
      @reverb4311 Před 3 lety +5

      @@jayamandal26 true

    • @Mryodamiles
      @Mryodamiles Před 3 lety +50

      This is why I love Trash Taste and Abroad in Japan....practically all of Japan-based english CZcamsrs only focus on positive aspect of japan and sell it as if it is the greatest thing in the world. This is why we have tons of weeb drooling to move to japan while being blinded to the problematic nature of the life there as foreigners.

    • @balabanasireti
      @balabanasireti Před 3 lety +9

      @@jayamandal26 That's mostly because weebs makes it seem like a utopia.

    • @praisethesun7255
      @praisethesun7255 Před 3 lety +5

      Yeah its nice cause people get so much shit for saying anything negative about japan from people living there that you never hear about it

  • @kavinduanthonydionysius337
    @kavinduanthonydionysius337 Před 3 lety +146

    Japan : the country that'll invent 6G but still end up using 2G

    • @tohro6969
      @tohro6969 Před 3 lety +26

      You’ll probably need to do separate paper work every time you want to use 6G anything.

  • @GameCyborgCh
    @GameCyborgCh Před 3 lety +103

    you would think one of the top economies in the world would have this shit figured out

    • @Beerbottles123
      @Beerbottles123 Před 3 lety +31

      They never had all this figured out in the first place. It's why economic miracle bubble bursted.

    • @leonguyen896
      @leonguyen896 Před 3 lety +35

      @@Beerbottles123 Yep, despite the technology a lot of Japan is pretty backwards

    • @xiuxiu1108
      @xiuxiu1108 Před 3 lety +13

      That's why they peaked in the 90's and are still in stagnation up to now

    • @MrGloriousBastard
      @MrGloriousBastard Před 3 lety +1

      @@leonguyen896 that is exactly what makes japan so unqiue.

    • @sarowie
      @sarowie Před 3 lety

      do you want to figure out how UK or US banks are to non-citizens, non-resident?
      Banks know that holders of non-permanent work visa are customers that mean a lot of work and that they will typically not become live long customers.
      Then there is also secret service, tax and customs, ... that for some or no reason at all can inquiry and/or block accounts, making the bank extra work.

  • @odorikakeru
    @odorikakeru Před 3 lety +90

    Things I have said about Japanese banks over the years:
    - “I’m so happy my bank stays open until 5pm.”
    - “I can’t draw any more money out, the ATM closes at 9, and won’t open until 9 in the morning.” (It’s a Saturday, obviously who in their right mind would want extra cash after 9pm on a Saturday night, right?)
    - “You opened your account with a signature and not a stamp? Then you have to go back to your home branch in your home city so they can check your signature against the original. My stamp? Oh, they have a copy of that on the computer they compare it against, so they don’t need to see the original.”
    - “Okay, so you’re telling me that I can’t deposit or withdraw cash from any of the tellers here, I can =only= do that at a machine with the PIN I’ve forgotten, there is no way I can withdraw money or put money in without that PIN? Got it. I’ll close my account, please… Thank you for giving me my money.” (Slight exaggeration at the end there… but that was an option given to me!)

    • @wampaisen
      @wampaisen Před 3 lety +21

      I know living in Japan isnt as great as a lotta people perceive it to be, but God the banking situation is a nightmare. I guess American banks are better

    • @xTheParadox99
      @xTheParadox99 Před 3 lety +3

      LOL they seriously have you that option like wtf

    • @odorikakeru
      @odorikakeru Před 3 lety +19

      @@wampaisen Japan is a great country and I love it here, but there are two mantras that are on their face reasonable:
      • “If it isn’t broken, don’t fix it.”
      • “Mistakes can sometimes be forgiven, except where money is involved.”
      That are just taken to the extreme across industries in Japan and combine into the worst effect with banks.
      But all is not lost, there are a =lot= of banks in Japan (dozens and dozens), and that means a lot of competition, which gives the smaller banks incentives to improve. After changing banks a few times over the years, I now have a bank that is open for at least some services 7 days a week, has ATM access 24 hours a day and has an app that let’s me do all of the day-to-day of the things I want to do. I haven’t tried getting a written statement sent to me like Garnt needed, though, so I can’t speak to that.

    • @odorikakeru
      @odorikakeru Před 3 lety +16

      @@xTheParadox99 Welcome to Japan: where loopholes are more common than exceptions.
      It’s basically the extreme version of cancelling your internet and opening a new account when you move house in order to get hooked up faster and cheaper, which I don’t think is a Japan-only thing.

    • @l4nd3r
      @l4nd3r Před 3 lety +9

      @@odorikakeru It's not a written statement he required, just the common bank statement because his bank didn't had a app option or something of the sort.

  • @jayamandal26
    @jayamandal26 Před 3 lety +75

    Tbh life in Japan is overrated. Everybody seems to want to come here but man just so you know, it's not less shady than any other countries.

    • @samuraijosh1595
      @samuraijosh1595 Před 3 lety +23

      Depends on what you're looking for in Japan. Vacations? Might be the best period of your life.
      Want to work in Japan? Depends on your work experience... If you're a fresher who's cleared at least Japanese N3, there's tons of opportunities in IT sector, Automobile, etc (due to declining population, Japanese parliament aims to import at least 500k foreign worker by 2025).
      But if you're an experienced worker, there's better options in European countries offering better work-life balance.
      So, yeah, it all depends on what you're looking for in Japan.

    • @nitinpandey6037
      @nitinpandey6037 Před 3 lety

      @@samuraijosh1595 u are indian right ?

    • @camella1978
      @camella1978 Před rokem

      @@samuraijosh1595 They are importing low-level work. It`s a scam called internship training.

  • @commander_frog
    @commander_frog Před 3 lety +196

    Agreed, we should all go in at night, with ski masks on and just take the money, you know, as protest

    • @F1ll1nTh3Blanks
      @F1ll1nTh3Blanks Před 3 lety +31

      That would make quite the statement.

    • @reverb4311
      @reverb4311 Před 3 lety

      I’ll join

    • @dragoon0anime
      @dragoon0anime Před 3 lety +7

      now you mention a protest,
      you need to get a permit to do a protest in Japan, aka more paperwork

    • @praisethesun7255
      @praisethesun7255 Před 3 lety +2

      @@dragoon0anime sir you do you have a license for this bank robbery?

    • @LiaOda
      @LiaOda Před 2 lety

      @@F1ll1nTh3Blanks It would make quite the bank statement.

  • @AW-si5jh
    @AW-si5jh Před 3 lety +33

    IDK what regulations banks have to follow in Japan, but as a person who works for a bank, we have to follow *strict* rules with international accounts. This is why we don't have many of them. Having to do everything in person is pretty standard to avoid any direct or indirect fraud. I'm guessing your account might be labeled as an international account because a visa is mentioned so you are not Japanese citizens. Here in the U.S., international accounts have to be monitored to the upmost degree. Otherwise the bank can be sued or penalized big time for inadvertently allowing fraud or any other illegal activity.

    • @sarowie
      @sarowie Před 3 lety +2

      Yeah. Note that it is (sometimes) not even citizenship, but residency. If you live in a foreign country and thus pay taxes in that country, some banks will try to cut your loose.
      Even as a citizen, but without residency in the country of the bank, it can become tricky.

  • @yumiyacchi2811
    @yumiyacchi2811 Před 3 lety +23

    I remember the first time I got comissioned for game work from Japan. The Japanese are so slow on their system that the payment took 2 and a half months to process and get to me. It's horrible.

  • @martinh.5193
    @martinh.5193 Před 3 lety +78

    Can't speak for a whole Europe but from my experience, what you are talking about is pretty much the standard I am expecting. I currently live in Czech Republic and it is the same - internet banking,m paying with bank apps...everything is as easy as possible. Hell, you can even use a bank identity to communicate with public service nowadays - basically your bank vouches for your personal info and you give it a permission to provide the info to state institutions and bye bye going to offices to renew your driving license, ID, etc.

    • @MrGloriousBastard
      @MrGloriousBastard Před 3 lety

      why the hell would you do that?

    • @martinh.5193
      @martinh.5193 Před 3 lety +14

      @@MrGloriousBastard no need to visit a lot of state bureaus in person ever, no paper forms. Bank verifies your personal info because they already have it anyway and you give it permission to share the info with state institutions that require authentification. The process is the same, you just need to write your username and password online and the info is sent authomatically, instead of you having to go to the bureau, waiting in line and showing the bureaucrat your ID and filling out forms with the exact same info.

    • @chompionssawelo3507
      @chompionssawelo3507 Před 3 lety

      That is actually really good, damn i envied that bureaucracy system

  • @ahmadghazaliismail2679
    @ahmadghazaliismail2679 Před 3 lety +15

    0:04 behold the power of 1000 years of Monk Jutsu by Garnt. That poor poor red blood cell.

  • @Suprakid23
    @Suprakid23 Před 3 lety +19

    There's a book called "what if Disney ran your hospital" good read pointing out the flaws in old ways of conducting business and the advantages of giving employees the power to make decisions without manager approval.

  • @1crazyshadow
    @1crazyshadow Před 3 lety +31

    Here in America the apps work great too and I never have those inconveniences.

    • @drejuego
      @drejuego Před 3 lety +3

      Yea looking at my bank account from my phone is something I take for granted

    • @Mryodamiles
      @Mryodamiles Před 3 lety +2

      Yeah, I apply for credit cards from my bedroom (took me less than 4 minutes) and I sometime get approval in a day or two. I would live on cash if I have to deal with Japanese banks....

    • @RijaMo
      @RijaMo Před 3 lety

      Hell I'm living in a 3rd world country and banking apps are okay and usable most of the time. Japan's bank just hit different I guess.

  • @slipinoy
    @slipinoy Před 3 lety +23

    They need to get Dogen on the podcast. Really want to see their opinions about the English system in Japan

  • @Nikolai508
    @Nikolai508 Před 3 lety +42

    meanwhile in the UK: I forgot my PIN, walked into my bank, told them I'd forgotten my PIN, can you send a new pin to my address and can I withdraw 20 quid for my lunch?
    They're like "sure, here you go". Didn't even ask for ID...

    • @alihorda
      @alihorda Před 3 lety +3

      they didn't ask for at least an ID? That's very dodgy lol

    • @Nikolai508
      @Nikolai508 Před 3 lety +1

      @@alihorda Yeah, I mean I had my debit card but I guess it's not something people do after stealing one. There would have been a withdrawal limit as well. But yeah, it was easy as hell.

    • @rockingttalent3666
      @rockingttalent3666 Před 3 lety +1

      @@Nikolai508 But don't you have to show some proof (or maybe a signature verification)? Really weird

    • @Nikolai508
      @Nikolai508 Před 3 lety +1

      @@rockingttalent3666 Well they sent the new PIN to my address, they didn't just give me that.

  • @realkingofantarctica
    @realkingofantarctica Před 3 lety +52

    Japan has banks? I thought you just punch people and money spews out of them.

    • @Beerbottles123
      @Beerbottles123 Před 3 lety +8

      Only back in the 80s. All that stopped when a certain Yakuza gave bad economic advice to a bureaucrat.

    • @realkingofantarctica
      @realkingofantarctica Před 3 lety +6

      @@Beerbottles123 Damn, and here I thought picking the lowest tax options would only *keep* the bubble from popping.

    • @wchan39
      @wchan39 Před 3 lety

      I know, right! I was taught that too but when I tried punching someone there, this weird red liquid comes out of them instead! No cash, not even coins!? WTF, MAN!?

    • @galaxy_kitten95
      @galaxy_kitten95 Před 3 lety

      *Sees money flying, grabs the money, starts fanning myself*
      COMPLETE DOMINATION! 😎

    • @flyingdoctor90
      @flyingdoctor90 Před 3 lety

      Hahahaha if you ever need money just beat mr shakedown

  • @raz3488
    @raz3488 Před 3 lety +24

    yeah i only been to japan once, but when i went to do some normal stuff that required clerical duties like getting a train pass, exchanging money, withdrawing money i was just so shocked at how outdated the system looked. which is completely the opposite of how i romanticised japan to be; a futuristic populace. but for me, this juxtaposition of antiquated culture and progressive milieu is what gives japan a distinct feel

  • @jezzmaninjapan
    @jezzmaninjapan Před 2 lety +5

    Yup, I watched that video of Dogen as well. IIRC, the situation was like this: he was at the bank with his kid, he had wait a while and fill out a form. Then for some reason (I think he had to use a pen and made a small typo or checked the wrong box on accident) he had to fill in the exact same document all over again. He refused and the staff (after checking with the manager of course) agreed.
    The thing I took away from the video was to "use that foreigner card" in some of those situations, it will really cut out a large part of arbitrary bullshit that isn't necessary.

    • @ianfinrir8724
      @ianfinrir8724 Před 7 měsíci

      Japan has a lot of rules regarding etiquette, but foreigners are generally given leeway because the Japanese think you're too stupid to learn the rules to begin with.

  • @_Adie
    @_Adie Před 3 lety +7

    Wait, a bank statement? The thing I can get by myself through the bank's website whenever I want?
    Goddamn

  • @HKstroller
    @HKstroller Před 3 lety +9

    My dude Garnt spilling straight facts here. Came here after 2015 without a credit-card and holly fuck things were impossible. Cant imagine trying to set up shop in the pre-2010s.

  • @naturalist10000
    @naturalist10000 Před 3 lety +16

    I REALLY hate to ponder this but,
    If Japanese banks are like this for the most part, what do you think it's like going to a DMV in Japan?
    Yes I'm aware of the fact that In most parts of Japan you don't necessarily need a car or a license unless you're working in a field that absolutely requires it due the country being so pedestrian-friendly; but If banks in Japan operate in this outdated of a manner, I can only imagine the absolute slog-fest that would be any kind of vehicular paperwork.
    And this coming from a guy who lives in the DC metro-area of the US, where a minimum wait time at a typical DMV is 45 mins to an Hour.

    • @wchan39
      @wchan39 Před 3 lety +4

      I think they talked about that in a previous podcast.

    • @ochahap
      @ochahap Před 3 lety

      @@wchan39 yeah they talked about it in the beginning of episode 21

  • @carolinewiggins2803
    @carolinewiggins2803 Před 2 lety +1

    I have an account with a regional bank here in Japan. Whenever I went to do anything it took hours; I did my signature wrong once, apparently, filled in forms till they were coming out my ears and I remember once they kept me so long that the bank had already closed and they had to take me out through the back. I was so annoyed and sweating because the heating was so high in there. I thought: that is the last time I am ever coming in here. Until my brother sent some money from the UK to my account and I had to go in person to fill out forms and say what the money was for... I never use my account there any more. Nightmare.

  • @tenki-no-ko
    @tenki-no-ko Před 3 lety +1

    Your experience with banking is like my experience with the telecomm companies...

  • @owencmyk
    @owencmyk Před 2 lety

    Damn, seeing the old studio again. The lighting looks so crazy. This is the Trash Taste equivelent to the 2003 Fullmetal Alchemist

  • @JackiJinx
    @JackiJinx Před 2 lety +1

    I legit lol'd when Connor said paper airplanes because, as someone who has worked in banking, had a coworker who makes paper airplanes and just threw them at the lot of us. Such a great use of resources. I used my sticky notes for origami

  • @nicholasyoa86
    @nicholasyoa86 Před 5 měsíci

    As Gigguk said UK banking is brilliant. I opened my bank account fully online and managed everything remotely and I've never had to set foot in a branch - bank statements are just sent on the app, most banks just prefer doing it paperless and when it is getting sent via paper, there's popups to just make it digital (with my bank, anyway). Didn't know it was this painful as most banks here are literally the same - all digital, no branches needed.

  • @andriakikacheishvili7583
    @andriakikacheishvili7583 Před 3 lety +1

    joey is having a seizure while gant is complaining

  • @testname2166
    @testname2166 Před 3 lety +1

    The Guys at SBI: Are u challenging me?

  • @19Allan91
    @19Allan91 Před 3 lety

    I use Transferwise, now just called Wise, to send money back to the UK. It's a little inconvenient to do if you haven't got your Japanese online banking set up since you'll have to go to the ATM every time. But it's more convenient than trying to get the bank to send money overseas.

  • @1ib
    @1ib Před 3 lety +4

    Same reason I crossed the idea of living (for 1-2 years) in Japan out of my list. Their renting process is especially the worst, and most things are cash based and we all know the convenience and safety of debit cards and Apple Pay/contactless pay. I’d rather just visit for 2 weeks with friends/family, and get a nice hotel.

  • @Rimbranbt
    @Rimbranbt Před 3 lety +1

    Do the banks in Japan still use the Dot matrix printers? Cause the sounds ike the banking system in that country is kind of arcade?

  • @shinobisan9357
    @shinobisan9357 Před 3 lety +4

    You can tell Connar wants to complain just as much as Gigguk 😂

  • @arkanterian4663
    @arkanterian4663 Před rokem

    Here I am, having not even stepped in a physical bank for more than a decade...

  • @applePrincess
    @applePrincess Před 3 lety

    The problem is, we don't use bank statement to check money movemnet. In 通帳, all (or at least most of) transaction is recorded. I think when applying a mortgage is realistically only time you need that.

  • @GamingPerks
    @GamingPerks Před 3 lety +1

    Philippines...banking apps are a godsend. They work well here.

  • @SpukyChanel
    @SpukyChanel Před 3 lety +2

    This feels like the Japanese healthcare discussion but in reverse.

  • @izzat030292
    @izzat030292 Před 10 měsíci

    even just to open a bank account it takes more than 2 weeks until I get my card, and yeah even from a perspective of a country like Indonesia it takes way too long. Here in Indonesia you open bank account 30 minutes later you get your working card with visa or master card on it

  • @stmbds
    @stmbds Před 3 lety +9

    automation removes work hierarchy and japanese people love hierarchy. you cant force a robot to do menial task out of spite lol

  • @norinshrestha7317
    @norinshrestha7317 Před 3 lety

    Maybe you could have updated the passbook and took a photocopy out of it... It would have been easier..

  • @maxpendergast2158
    @maxpendergast2158 Před 3 lety +21

    I love trash taste

  • @japanjaydee
    @japanjaydee Před 3 lety +3

    I hated going to the bank in Japan. 11 years there, and there was no advancement in technology during my entire time there, except with MUFG when they changed the procedure to wire money overseas. They changed from doing it in person, which takes 10 minutes, to doing everything over a video phone system that takes 30 minutes. LESS efficient! And then everything has to be done on paper, multiple forms, etc. Simply withdrawing money from the account from a teller required you to take a number, wait, get called up and they give you a form to fill out, you fill it out, take it back up, they give you another number, you wait, they call you up and give you your receipt. 30 minutes. And then the ATMs! If you want to switch to English, the ATM shouts out the instructions in English, basically saying "Hey everyone, there's a foreigner using the ATM!"

    • @japanjaydee
      @japanjaydee Před 3 lety

      @@thotslayer9914 Your communication skills are awful. Grow up.

  • @SardonicALLY
    @SardonicALLY Před rokem

    I work for a bank in Ireland (not in the Branches), and I haven't been to a Branch in 12 years. EVERYTHING is done remotely in a few minutes.

  • @this_is_japes7409
    @this_is_japes7409 Před 3 lety +7

    tip: do a dogeza in front of the bank employees and keep the position until they say yes.

  • @MugenKitsune
    @MugenKitsune Před 3 lety +1

    I wonder if Garnt got the next months statement before he got the first one he requested ?

  • @WT.....
    @WT..... Před 3 lety +2

    If it's like, I can imagine how it might be like trying to rob a bank.
    Bank Robber with a bat: freeze, now give me all your cash.
    Bank employee: ok, but first let me speak to my manager.
    Bank Robber with a bat: make it quick.
    Bank employee: so I just spoke to them, turns out you'll get your cash but only after you do the paperwork.
    Bank Robber: fine
    ***1 hr later***
    Bank Robber: I've done the paperwork, now give me the money, or someone gets hurt.
    Bank employee: oh so did you say you wanted the money now?
    Bank Robber: YES. Didn't I just do the paperwork?
    Bank employee: my bad, that was to show your interest in receiving the money. To get the money now, you need to fill out this additional paper (3x as much), After which would need to be approved by the head of branch manager, and their superior, before you be required to fill in the final paperwork in person.
    Bank Robber: ...and how long would that take?
    Bank employee: a minimum of 3 weeks, one week if you're really lucky.
    Bank Robber: ... are you fucking with me right now?
    Bank employee: not at all
    Bank Robber: You know what? I give up, this is just not worth the effort.

  • @obiarne
    @obiarne Před 2 lety

    Not only British banks, i'm from Belgium, our banks are super efficient, you have the working apps. If you want your bank statement, you can download it digitally, you can choose the date etc. You have full control, the printers are still available for the elderly without internet. I just think that Japan, is so modern in certain areas and SOOOOOOO behind in others (like school material, Banks and there are probably other examples...)

  • @EternalNightsCollectibles

    Does... online banking not exist in Japan for International Accounts?

  • @EKSBEntertainment
    @EKSBEntertainment Před 3 lety

    Jesus here in Australia there is a first time 1/3 day delay for first time sending to another bank or use SMS cash with 100$ max. It limits First time if there new to your account after just add to trusted accounts.
    Mostly a week with new account or more then what you set max cash as examples 2500$ a day. Just as UK here in Australia it's good 99% of the time but Japan o_O I get security but come on.

  • @Nicole-wx2fn
    @Nicole-wx2fn Před 3 lety +3

    Money go in money come out paper please

  • @RockerTopper-hh3ru
    @RockerTopper-hh3ru Před 3 lety

    New saying I coined recently that seems to apply here: “hell hath no fury like one forced to put up with a bureaucrat’s bullshit”

  • @mikata6370
    @mikata6370 Před 3 lety +1

    Thank you for your sacrifice.

  • @redswift31
    @redswift31 Před 3 lety

    I cant speak for all banks in the US but the one I use is really easy to use both over the app or in person.

  • @slametraharjo1275
    @slametraharjo1275 Před rokem

    whats the relation betwen javanese bank with KMB Konfrence Meja Bundar?
    thats created indonesian bank

  • @ianfinrir8724
    @ianfinrir8724 Před 7 měsíci

    You hear that Japan is a mix of the old and new, your mind immediately goes to Jetpack Samurai, and not fax machines with 4K screens.

  • @lordeisschrank
    @lordeisschrank Před 3 lety +1

    I know exactly which bank Joey is using
    *high five*

  • @gabe_br
    @gabe_br Před 3 lety +1

    Here in Brazil I only went to the bank once in my life. And that day it was to cancel my account at that bank. From then on I only use online banks. I do everything quickly and without fees. Every day online banks in Brazil are becoming more and more popular than traditional ones. you can deposit and withdraw in ATMs, instantly transfer, investir in funds, shares.. without any fees. You just need the app the bank and thats ok. No agencies. and all this it is in fucking BRAZIL lol

  • @nevah5982
    @nevah5982 Před rokem

    This is how all banks were 25 years ago.

  • @irissupercoolsy
    @irissupercoolsy Před rokem

    Sounds a bit like banks in Belgium tbh... When they need something from you, you have to come in person at the bank you registered yourself initially.

    • @irissupercoolsy
      @irissupercoolsy Před rokem

      (Okay, but there are literally machines to print out your bank statements yourself by just inserting your card and typing in your pincode)

  • @ruririnrei207
    @ruririnrei207 Před 3 lety +2

    Hahaha....
    I didn't know that the actual purpose of former USSR is to prepare you for living in Japan....*thinking*

  • @Cyberjin
    @Cyberjin Před 3 lety +4

    oh Japan, work efficiency and infrastruture... so bad!

  • @andy7805
    @andy7805 Před 3 lety

    I am spoiled in Australia i can download it from the app

  • @artemisDev
    @artemisDev Před 2 lety +1

    Invite Dougen to trash taste

  • @SudhanshuKumartech
    @SudhanshuKumartech Před 3 lety

    just to make sure i haven't stepped inside a bank for years at this point everthing is free and online except the debit card chages i pay nothing. Never thought something that i take for granted here will be so hard to do in a developed country like japan.

  • @shadowgirl11
    @shadowgirl11 Před 3 měsíci

    Yeah… government related stuff is the same way. We went to the city hall to submit some additional documents for an application and they told us to MAIL THE APPLICATION FORM. We were fucking there!! Japan feels like they live in the 90s.

  • @valueshoken
    @valueshoken Před 3 měsíci

    it's all KYC related lol... do you think they didn't think that was too tedious of a process

  • @jandietrich1594
    @jandietrich1594 Před 3 lety +1

    Is it the same problem with foreign banks in Japan like UBS or Credit Suisse?

    • @INITIAL-AS
      @INITIAL-AS Před 3 lety

      I want to know this as well...is there any foreign banks in Japan?

  • @khalidxman2
    @khalidxman2 Před 3 lety +1

    How ironic for a country known for convenience.

  • @tusharmeshram2302
    @tusharmeshram2302 Před rokem

    What bank are you guys using, SMBC and MUFJ don’t have all these problems that you mentioned

  • @TheMgutierrez
    @TheMgutierrez Před 3 lety +6

    Me with my ewallets/QR payments:
    You guys use cards?
    Edit: how much available ewallet in Japan (Apple Pay/ alipay/ LINE) compared to cards? It can't be that bad?

    • @Dota2funny
      @Dota2funny Před 3 lety +1

      They have gotten better. More people are using ewallets. But not from banks. From phone companies, convinis, etc

  • @nishantdesai3705
    @nishantdesai3705 Před 3 lety +2

    My god, I never had to visit my bank in like two years 😅
    There are stuff for which you have to visit the bank in person but they're stuff like closing a bank account or something like that, never knew japanese banks are so primitive 🤣

  • @mqw.4377
    @mqw.4377 Před 2 lety

    christ the more I hear of japan's bureaucracy the more I get ptsd flashbacks of the italian bureaucracy

  • @centralcarhub2692
    @centralcarhub2692 Před 3 lety

    Facts

  • @WardNightstone
    @WardNightstone Před 2 lety +1

    you'd think for a country obsessed with effecancy that their banks would run like a swiss watch

    • @nou4605
      @nou4605 Před 2 lety

      Yeah thats the thing. Japan isn't really obsessed with efficiency. They are obsessed with processes.

    • @ianfinrir8724
      @ianfinrir8724 Před 7 měsíci

      Japan loves bureaucracy.

  • @Kevin-fj5oe
    @Kevin-fj5oe Před 3 lety

    I can withdraw money from ATM without my card.

  • @lac2275
    @lac2275 Před 2 lety

    1:05 wait what?...are you guys living there merely renewing a 6month tourist stay again and again? 😆

    • @wolfspledge1762
      @wolfspledge1762 Před 2 lety

      I doubt it because that doesn't seem even remotely possible.

  • @cadmean-reader
    @cadmean-reader Před rokem

    Sounds like a nightmare...unless you're already well embedded into the system, processes and culture, then it's bearable maybe

  • @nottails1012
    @nottails1012 Před 3 lety

    I'm so sorry dude.
    I can just print my own statements here in the US.

  • @jennythepixie677
    @jennythepixie677 Před 3 lety

    Such a tongue lashing if you go past your manager to answer customer directly when you know the answer already instead of deliberating 2-3days. (And that's American going around Japanese manager, probably worse if Japanese going around them)

  • @lxst.9942
    @lxst.9942 Před 3 lety +2

    Rip blood cell

    • @wchan39
      @wchan39 Před 3 lety +2

      Killed by Japanese paperwork-induced rage.

  • @reiltas951
    @reiltas951 Před 3 lety +5

    "UK banks are real good"... bro its everywhere but Japan. US is exactly the same as how you escribed UK

    • @techpassion4126
      @techpassion4126 Před 3 lety +2

      Malaysia too! We're nowhere near as developed as Japan, but our banks are pretty good! I'd wager our neighbours like Thailand and Singapore have a good system too. Honestly mind boggling that Japan of all places hasn't simplified what can be simplified with technology

    • @Frostenheim
      @Frostenheim Před 3 lety

      @@techpassion4126 yep the government bureaucracy may suck but at least I can say that Thai banks are quite efficient

  • @lalilulelo
    @lalilulelo Před 3 lety +2

    And I thought banks in the Philippines are the worst.

  • @flyingdoctor90
    @flyingdoctor90 Před 3 lety +3

    I can transfer anytime from my phone, see statements monthly from my email, and i'm living in indonesia, just some third world country.. dafuq japan..

  • @ajikphantom3827
    @ajikphantom3827 Před 3 lety

    Man.......

  • @TheCreepypro
    @TheCreepypro Před 3 lety

    and the reasons for not moving to japan only get bigger

  • @shyguy1630
    @shyguy1630 Před 3 lety +2

    Omg this is mine blowing to me. Japan seems to have so much technology and alot great ideas on making things efficient . To realize their banking system seems so inefficient is crazy. I bet no one goes to jail for money laundering there 😂😂.

    • @Sizdothyx
      @Sizdothyx Před 10 měsíci +1

      They launder money not because they do crime ... but because it's the only way they can even spend their money! XD

  • @lyle_marie_ceniza
    @lyle_marie_ceniza Před 3 lety

    5 weeks is so long.

  • @jarvis3207
    @jarvis3207 Před 3 lety

    Remember ppl…Japan isn’t the Paradise you think it is

  • @kgtstudios4850
    @kgtstudios4850 Před 3 lety

    No dislikes, nice.

  • @melissaroscher1080
    @melissaroscher1080 Před 3 lety

    Germans; is it better in Deutschland?
    Btw for others Germany loves, loves paperwork too.

  • @taufanandriansyah7174
    @taufanandriansyah7174 Před 2 lety

    Made card galaksi

  • @SonnyLando
    @SonnyLando Před 3 lety

    1. Connor went to the JOJO Event (Fudge misss??)
    2. Anime should have an E3 event (MISSSS on prev vid, pass here?)
    3. Connor loves going to the Movie Theatre (PASSS)
    4. 5 Second rule is a myth (give me a passs here)
    5. The Oscars have gotten worse by the years (MISSSSSS)
    6. The Oscars are rigged (as with everything else) (MISSSSSS)
    7. Anime in the Oscars (MISSS)
    8. watching movies in Theatre is better than online (MISSSS)
    9. Internet speeds are a blessing (MISSSSS)
    10. paying for hq videos/films (MISSSSS)
    11. Internet connection speed hacks in uni
    12. get.tting internet in Japan has a gacha system
    13. phones are expensive in Japan
    14. Ja.panese banks are inefficient (PASSSSSSS)
    15. WE dont trust Japan with our personal information
    16. the battle of common names
    17. the japanese are perfectionists
    18. Moving in Japan is horrendous
    19. Banks in Japan demolish the poor
    man i might just stop these comments lol keep em to myself...