Low Income Budget Breakdown 2024

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  • čas přidán 17. 03. 2024
  • Breaking down my Low Income Budget and Cash Envelope Stuffing (Feb 28th Paycheck)
    Low income budget Channels
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Komentáře • 144

  • @maga5381
    @maga5381 Před 3 měsíci +32

    You should be proud of yourself. You are an excellent example for your daughter and family/friends/coworkers.
    It is refreshing to see someone living within their means on a smaller income. It can be done and you are showing it.

  • @Chevy2Tyme
    @Chevy2Tyme Před 3 měsíci +26

    The economy is terrible rn. I live in the Midwest & gas is high. I filled up at Costco yesterday; that's supposed to be cheaper & it was $3.19/gallon. I go over my grocery budget every pay period! I've been watching meal plan videos & those videos that show how to eat cheap, shop your pantry, etc for help. 😮‍💨

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci +2

      Thanks for watching Chevy. Yes! I definitely shop my panty. Each time I go to the store. I plan my meals off of what I have on hand.

  • @patriciaoneil184
    @patriciaoneil184 Před 3 měsíci +17

    Congratulations on paying off your credit card !!!!!

  • @lonasmith7701
    @lonasmith7701 Před měsícem +1

    New subbie here!! I love your envelope challenge box. When I discovered cash stuffing I immediately bought a set from Amazon and was super excited about it. By the time I opened it up, set it up and started using it etc, I was regretting jumping the gun in purchasing it instead of creating my own. By that time, it was too late to return it. 🤦🏻‍♀️ You are truly an inspiration. Thank you for showing the down and dirty truth of our economy without glamorizing cash stuffing. I look at my financials (I make more than you, no dependents but about 1/2 of what I make goes to help support my disabled father and paying off roughly $55,000 in debt) and feel like I should be way ahead of where I am. It’s disheartening. So thank you. Thank you for being REAL.

  • @southcowgirl5042
    @southcowgirl5042 Před 3 měsíci +14

    Go back to school is an unrealistic comment to make to someone. I have 2 college degrees with almost a perfect GPA and it means nothing but a bunch of student loan debts 🤦🏽‍♀️ Keep going my friend it’s tough for all of us you’re not in that boat alone. Don’t lose your motivation. 🙏🏼

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci +3

      Thank you! Yeap everyone thinks school is the answer for everyone. School isn’t the answer and everyone don’t want to go to school etc.

    • @tashamurchison166
      @tashamurchison166 Před 3 měsíci +1

      I am with you. School is not for everyone. I thought so as well. But after years of school it's crazy. It's really hard out here, I have a two income household with two kids and we care barley making it each month. So keep up the good work.

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci

      @@tashamurchison166 thank you so much

  • @kenyonwolfe2400
    @kenyonwolfe2400 Před 2 měsíci +6

    I'm saving alll of mine 20$ and all of mine 10$ wish me good luck

  • @racquelpeterson2246
    @racquelpeterson2246 Před 3 měsíci +16

    I appreciate you for staying true to the concept of saving money. I watch a lot of videos on cash stuffing and I love the fact that you are not spending money but creating your own supplies.

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci +6

      Thank you! I love some of the fancy Etsy supplies and such but I can’t afford to buy it and to save. I chose saving.

    • @larose5028
      @larose5028 Před 3 měsíci +3

      @@DiaryofaSingleMom-ov7xfYep. The Etsy supplies are so cute but it’ll be a savings box for like $60. It defeats the whole point.

  • @denbatt1
    @denbatt1 Před 3 měsíci +4

    My roots were in public housing, Love watching REAL people...with REAL financial situations, just subscribe to your channel looking forward to how you work it out girl!

  • @noraward4741
    @noraward4741 Před 3 měsíci +11

    I love your DIY savings box! 🩷🧡💛💚🩵✌🏻

  • @user-fz8ow5qb9t
    @user-fz8ow5qb9t Před 3 měsíci +10

    Thanks for being very honest and transparent!!

  • @myfourjays2322
    @myfourjays2322 Před 3 měsíci +9

    Minimum wage in Ga is $7.25, gas prices in Atlanta is $3.38 regular unleaded. I’m struggling to make ends meet even on a teacher salary. I’ve never seen the economy in this shape, I’m thinking about getting a part time job but nobody is really hiring.

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci +1

      Hey Hey. How have you and the kids been. Yes! My friend that lives in mcdoungh Georgia is getting ready to move back to Texas. She said it’s to much down there. She was working a full time job as well as doing door dash and it wasn’t enough income for a single person there. I wish her well on her move.

    • @AFBudgets
      @AFBudgets Před 2 měsíci +1

      Also from 🍑

  • @MELINDASSIMPLEBLESSINGS
    @MELINDASSIMPLEBLESSINGS Před 3 měsíci +6

    When my daughter was like 16
    I told her id tell her about the envelope system.. she said " mom i know about the envelope system i took financing " wow ....i didnt know all that at that age

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci +4

      Yes! I’m glad they are teaching finance in school now. It is so very needed. They didn’t teach us this in school.

  • @lindaf4803
    @lindaf4803 Před 3 měsíci +4

    I totally agree, inflation is out of control! My husband and myself were never high income earners and now that we are retired life is really tough. You are doing a great job getting your credit card debt paid and budgeting your money. Take care.

  • @crystalbrady4537
    @crystalbrady4537 Před 2 měsíci +2

    I have cut corners to save money I make my own fabric softener and dryer sheets my own laundry powdered I coupon for some stuff and use ibotta fetch I cook from scratch I have a toddler so I keep my laundry powdered simple and safe for small child sensitive skin ..
    I do meal prep helps on power bill and cleaning and that way if I have cooked food at home I dont eat out I'm staying at home mom my meals are based on diabetic friendly meals and I also try do a stew or soup once a week all meals are based on seasonal produce and sales for the werk at Aldi I also love Aldi female products blossom maxi and panty liners I shop for used clothes at my local Goodwill and yardsales when it warm up saved up for soda stream maker machine for pop soda I'm only one drinks soda at my home
    I budget for everything so I can save money and stuff my little envelope I'm in Greensboro NC

  • @SingleMomBudgeting
    @SingleMomBudgeting Před 3 měsíci +5

    You’re doing awesome! Been following you for awhile now - formerly Single Mom Budgeting here on CZcams, also a former fellow Upstate resident. I think I may be sharing my paycheck breakdowns again, shortly. For now, I share things on Instagram! I’ve been trying to follow couponing accounts, too. Not much but, it helps.
    I also agree with your ending. The low paying jobs are still needed. Everyone deserves to be paid accordingly. We all deserve to live, not just barely survive. The CEO’s are all making millions and not paying their employees accordingly. It’s horrible out there

  • @CashflowIQ101
    @CashflowIQ101 Před 3 měsíci +8

    I love that you are staying within your budgeting. You inspire me to keep going as well!

  • @lziniti
    @lziniti Před 3 měsíci +2

    Single (divorced) mom here. So glad I found your channel! Subscribed ✅

  • @AFBudgets
    @AFBudgets Před 2 měsíci +1

    I would try to put $3 or 5 in your envalope each week. In case u need a snack or drink during the week. If it's left rollover or put in another binder or savings challenges/ 100 envalopes challenge

  • @Karters_Mom
    @Karters_Mom Před 3 měsíci +2

    I appreciate your comment about the price of things going down. I would like to challenge it by saying you, me and many many others deserve and need higher pay. Minimum wage should not be $7ish. The cost-of-living increase in wages is looooong overdue and is a basic human need/right.

  • @dancergrrl
    @dancergrrl Před 3 měsíci +7

    Congratulations on paying off your card!! Amazing work. You are such a good momma, love to see how motivated you are for setting up you and your daughter for a strong future!

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci

      Thank you

    • @dancergrrl
      @dancergrrl Před 3 měsíci +1

      Do you ever share an Amazon wish list link or Venmo handle? Would love to support in a small way if there’s any opportunity!

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci +1

      @@dancergrrl I do have an Amazon wish list. I will place the link for it in my description box on this video.

  • @khoapham4216
    @khoapham4216 Před 3 měsíci +5

    Did you get food from your local food bank? I get it twice a week, every 2 week. It help me a lot.. And run doordash, uber eat definitely a good side hustle too. Love your chanel! Thank you for sharing to us!❤

  • @LaToyaPlansLife
    @LaToyaPlansLife Před měsícem

    You're so right, the economy is out of control!!! You said your gas is almost $3...our gas here in Jacksonville, FL is $3.45 some places are higher. 😢 I agree I want things to go back, but it may never go back💔

  • @theruffinfamily
    @theruffinfamily Před měsícem +1

    I just came across your channel for the first time today & I love it! So motivating! Definitely subscribing! Keep going! You’re doing amazing!

  • @dvp5094
    @dvp5094 Před 3 měsíci +6

    Great job for paying off a credit card!!🎉🎉 isn’t that a great feeling!!❤

  • @nikkid9757
    @nikkid9757 Před 3 měsíci +3

    I love thr super realness of ur vid

  • @cgoinsmajor
    @cgoinsmajor Před 3 měsíci +2

    Just finding you. Will know have to binge watch the rest of your videos. Congrats on saving and paying off debt. Trying to do the same

  • @LemonLime2404
    @LemonLime2404 Před 3 měsíci +1

    Round of applause for paying off debt!!!!! New subbie and really enjoyed your video.

  • @luvofcooki3s
    @luvofcooki3s Před 3 měsíci +1

    Make sure to start a fund for the phantom costs of owning a home. Best of luck on your budgeting journey. New sub.

  • @wandawilliams7143
    @wandawilliams7143 Před 3 měsíci +1

    Congratulations on paying off your debt and savings journey. I don't have a channel but I do savings budget its work but I'm still pushing forward stay focused God bless you and your family.

  • @BudgetWithBey
    @BudgetWithBey Před 3 měsíci +1

    I loved everything about this video ❤

  • @NettasNest
    @NettasNest Před 3 měsíci +2

    Hello, I followed you when I was budgeting. You popped on my new channel timeline. Nice to hear ya again. I pray all is well. Tfs

  • @Budgetwithfreshsalad3544
    @Budgetwithfreshsalad3544 Před 3 měsíci +1

    Great video ❤🎉

  • @jessicapaul5884
    @jessicapaul5884 Před 3 měsíci +4

    Queen Budgetz is low income single mother on CZcams.
    Yes , i agree. Prices are ridiculous.

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci +1

      Thank you for watching and commenting. I watch her as well. She’s doing a good job herself.

    • @jessicapaul5884
      @jessicapaul5884 Před 3 měsíci

      You're welcome 😊. Classy Budgets is another one I like to watch.

  • @user-oe6ju5dk9c
    @user-oe6ju5dk9c Před 3 měsíci +2

    Love your table

  • @sueallen558
    @sueallen558 Před 3 měsíci +1

    First time watcher of your channel. Great video!

  • @unique23itiswhatitis
    @unique23itiswhatitis Před 3 měsíci +1

    Great cash stuffing

  • @patriceriddick7986
    @patriceriddick7986 Před 3 měsíci +1

    Great budgeting!!

  • @carlacooper2410
    @carlacooper2410 Před 3 měsíci +1

    Loves saving journey

  • @MELINDASSIMPLEBLESSINGS
    @MELINDASSIMPLEBLESSINGS Před 3 měsíci +3

    I need to do this starting next month

  • @virginiarevering4983
    @virginiarevering4983 Před 3 měsíci +1

    I love your challenge envelopes! Congrats on paying off the credit card. I am inspired! Another channel I really like is Under the Median. They meal plan, but they work around what's on sale. They also split their grocery budget into 5 sections so there's money each week to build up a pantry. Might be helpful? All the best to you and your daughter.

  • @coffissa
    @coffissa Před 3 měsíci

  • @cziegle3794
    @cziegle3794 Před 3 měsíci +2

    Yay top 300 and top 78 likes and comments. Love this channel. Best to you and your family. Thanks for making this video.

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci

      Thank you so much. I didn’t realize how well it was doing. Thank you for watching and liking my videos ❤️

  • @besjaq
    @besjaq Před 3 měsíci +1

    New Subscriber 🎉🎉

  • @user-dp1yt2hy1x
    @user-dp1yt2hy1x Před 3 měsíci

    Thankyousister

  • @barbieamica2023
    @barbieamica2023 Před 3 měsíci +2

    Nice video, first time here. Please make sure you have the extra money in a yield saving account. I went to Aldi yesterday and my total was like about $120 I was shocked, the same items used to be about $60 🥲 and gas is like $3.60 per gallon never ending.
    If you enjoy cleaning, you could also add personal house/office cleaning as a side hustle and not sure if you already have cleaning videos.
    I will definitely look up some channels for you. I wish you the best.
    Stay Encouraged

  • @benciaali6104
    @benciaali6104 Před 3 měsíci

    THAT CAN RE'LAT LOW-INCOME ‼️📓📓

  • @moneywithjustliving5258
    @moneywithjustliving5258 Před 3 měsíci +1

    Hi Emily, catching up on videos. Listening while working.

  • @bieditso2038
    @bieditso2038 Před 3 měsíci +1

    Start a storage, maybe buy 3 salt, 2 sugar, flour , and extra dry goods 😊

  • @elizabethquintero4030
    @elizabethquintero4030 Před 3 měsíci +1

    Great content 👍. You made some good points when you spoke about the financial struggle some of us are experiencing. Let's pray things take a turn for the better soon because it's getting really tough ☹️.

  • @karenchambers5304
    @karenchambers5304 Před 2 měsíci

    Like your channel.

  • @Sitasbudgetingjourney
    @Sitasbudgetingjourney Před 3 měsíci +1

    New subbie here. Watching now❤

  • @oldschoolbudgets
    @oldschoolbudgets Před 3 měsíci +2

    New subscriber here. Great budget breakdown

  • @user-ee1de6wq6i
    @user-ee1de6wq6i Před 3 měsíci

    👏🏾👏🏾👏🏾

  • @kimtellez2573
    @kimtellez2573 Před 3 měsíci +1

    Newbie , Love your content. I like watching, Amanda’s Budgeting. Mandy’s Journey, I also Love Mystic Budgets,

  • @BudgetsWithELMA
    @BudgetsWithELMA Před 3 měsíci +2

    I really enjoyed your cash stuff video and love your envelope box 💕

  • @JoAn-83-3
    @JoAn-83-3 Před 3 měsíci +1

    🎉🎉🎉🎉

  • @tanjatrifunovic3155
    @tanjatrifunovic3155 Před měsícem +1

    Love your videos ❤

  • @angelashaulssavingsandmore
    @angelashaulssavingsandmore Před 3 měsíci +1

    New here! I enjoyed watching ❤ Your video was very inspiring 😊 I also have a YT channel but I mainly do a lot of dollar tree hauls but I really need to start saving more and spending less.😢😂 I don’t get into politics either but I agree with you wholeheartedly 😊 Tfs & I look forward to your next one!❤

  • @Overactiveeyeball
    @Overactiveeyeball Před 3 měsíci +2

    Newby here too! Love your video.

  • @SaveNStuffwStephanie
    @SaveNStuffwStephanie Před 3 měsíci +1

    New subbie! Love the authenticity ❤ I’m also a low income channel

  • @brandierhoades4696
    @brandierhoades4696 Před 3 měsíci +1

    Yay on paying off the credit card!!

  • @BudgetingwithTracey
    @BudgetingwithTracey Před 3 měsíci

    😊😊

  • @bittenbynumbers
    @bittenbynumbers Před 3 měsíci +1

    new subbie here💛💛💛

  • @haileyreign971
    @haileyreign971 Před 3 měsíci +1

    ❤😊

  • @PlanBudgetwithJan
    @PlanBudgetwithJan Před 3 měsíci +1

    new subbie here!

  • @everythingthatspeggy-nikki2962

    Monny Budgets is another low income budget channel.

  • @bieditso2038
    @bieditso2038 Před 3 měsíci +1

    Just hopped on your channel wagon 😊

  • @CashBearMama
    @CashBearMama Před 3 měsíci +2

    New Subbie ❤❤❤ You’re doing great on the envelope challenge! Congrats on the credit card payoff! 🎉 Congress is bickering, and companies are looking a profits. I enjoyed listening to you. Have a wonderful weekend 🤗🩷

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci

      Welcome to the family Cash Bear Mama. Thank you for subbing and watching. Headed over to check out your channel now.

  • @budgetwithrenay2419
    @budgetwithrenay2419 Před 3 měsíci

    Nice video, appreciate the realistic budget and your sweet voice. I will return!

  • @cameronwaltz7015
    @cameronwaltz7015 Před 3 měsíci +1

    Hi from NC 😊

  • @MELINDASSIMPLEBLESSINGS
    @MELINDASSIMPLEBLESSINGS Před 3 měsíci +2

    Good video..i like this ..very informative.teaching people how to do the envelope sysyem

  • @lifeon77
    @lifeon77 Před 3 měsíci +2

    Congratulations on paying off your credit card, you’re doing awesome! 🤩 I just ordered me one of those budget wallets! 😅

  • @delphinehamilton8118
    @delphinehamilton8118 Před 3 měsíci

    I like how you do things.know how it is with low income. I just subscribed to your channels.

  • @MELINDASSIMPLEBLESSINGS
    @MELINDASSIMPLEBLESSINGS Před 3 měsíci +1

    Hello from Michigan

  • @debbielambkin7826
    @debbielambkin7826 Před 3 měsíci +2

    ❤❤❤❤❤❤❤❤❤❤

  • @deborahjanik1116
    @deborahjanik1116 Před 3 měsíci +1

    Great job paying off the credit card🎉

  • @jasmines-journey
    @jasmines-journey Před 3 měsíci

    Huge congratulations on paying off the credit card 🎉❤

  • @benciaali6104
    @benciaali6104 Před 3 měsíci

    I HAVE READ ALL YOU VLOG VIEW ‼️ THIS IS MUCH BETTER AS IT CAN GET ‼️ DOWN HOME ENVELOPE STUFF*IN THIS IS TRUE 😲 SOMETIME IT CAN AND SOMETIME NOT ‼️ BUT IT MOV*ING THANK YOU

  • @brendaslechter2757
    @brendaslechter2757 Před 3 měsíci

    Congratulations on paying off your credit card. I enjoyed watching your video first time watching!!!!

  • @user-xg8gj2ol3s
    @user-xg8gj2ol3s Před 3 měsíci

    Hey girl 💕 u should show case the hand bags jewelry pieces etc up close after you show case it on you which#kkuwan always looks fabulous

  • @jasmines-journey
    @jasmines-journey Před 3 měsíci

    Hi Emily really enjoy your videos I find your budget breakdowns fascinating as I'm from the UK ❤ I'm also a cash stuffer it's definitely put my finances in a more positive place. Do you pay rent from your paycheck on the 15th of the month too? Id be interested to see your budget breakdown from your second paycheck of the month ❤ keep up the good work x

  • @benciaali6104
    @benciaali6104 Před 3 měsíci +1

    BUT WHEN I SAW YOUR COMPOSTION NOTEBOOK 📓 I NEW THIS IS THE BEST CHANNEL NOT A $99.00 BUDGET BOOK 💰

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci

      Lol. I use what I can afford. Honestly I can’t even afford the $1.00 notebook sometimes

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci

      Thank you❤️

    • @benciaali6104
      @benciaali6104 Před 3 měsíci

      @@DiaryofaSingleMom-ov7xf NOT EVEN IT WAT I COULD GET I FELT VERY COMFORTABLE IN ZONE RE'LAT WITH YOU 🤔 ‼️ NOT ALONE ‼️ IN GRACEFUL 🫂

  • @thebudgetevolution
    @thebudgetevolution Před 3 měsíci +1

    Hi Emily 👋 new subscriber 🎉

  • @thebudgetedlife
    @thebudgetedlife Před 3 měsíci +2

    I really really enjoyed your video! New Subbie here!!🎉🎉🎉

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci

      Thank you! Welcome to the family. Headed over to sub and watch your videos. ❤️

  • @Chevy2Tyme
    @Chevy2Tyme Před 3 měsíci +3

    Question on the saving challenge... originally, you were going to do the #6 envelope. Instead you used $3 for the #3 & added $2 to $10 to stuff #12. Where did the other $1 go, b/c you didn't show it on camera?

    • @tndee
      @tndee Před 3 měsíci

      It appears as if it was placed in the #3 box in error.

  • @adaijabudgets1
    @adaijabudgets1 Před 3 měsíci +1

    hiii new sub here ❤ i’m in sc too and my mom has that same dining room table 🤣🤣

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci

      Thanks for watching and subbing. I loved this table when I bought it but it’s not that great for daily use scratches very easy and Im constantly cleaning under the glass around the edges.

  • @codegreenie3429
    @codegreenie3429 Před 3 měsíci +1

    Now I know why many Americans live in vans.

  • @user-oe6ju5dk9c
    @user-oe6ju5dk9c Před 3 měsíci +2

    Can you do the 52 challenge bu adding 2 numbers together for a sei person

  • @hg-sv1fk
    @hg-sv1fk Před 3 měsíci +3

    How did you get started in income based housing?

    • @DiaryofaSingleMom-ov7xf
      @DiaryofaSingleMom-ov7xf  Před 3 měsíci +2

      I will do a detailed video on that. I got started almost 10 years ago when I left my husband. I applied at a complex that had immediate availability but normally you go to the complex and apply. They place you on a waiting list. I will do a more detailed video on this soon. So sub if your interested if your not already. Thanks luv❤

  • @10krystal
    @10krystal Před 3 měsíci +1

    Congratulations on paying off debt!

  • @suematile9078
    @suematile9078 Před 3 měsíci +2

    Thank you for sharing. Hopefully, your work and/or your state provides good medical and some sort of retirement plan. When we were raising our kids we depended on family and church to help.

  • @oldschoolbudgets
    @oldschoolbudgets Před 3 měsíci +1

    Congratulations on paying off your debt.

  • @amandamanning1407
    @amandamanning1407 Před 3 měsíci

    👏👏❤❤ newbie here👋👋
    I watch LovesSavingJourney
    Shes a low budget youtuber and shes honest as well
    Keep PRESSING FORWARD ☀️ you will make it
    God bless you and your family ❤👆🙏

  • @cindygragg5539
    @cindygragg5539 Před 3 měsíci

    Congratulations on paying off a credit card!!!🎉

  • @hilliardbynd8412
    @hilliardbynd8412 Před 2 měsíci +1

    promo sm 👊

  • @melissasprings7741
    @melissasprings7741 Před 3 měsíci +1

    New Subbie! Congrats on paying off your credit card. Great video.

  • @Karters_Mom
    @Karters_Mom Před 3 měsíci