Buy This, Not That: Weddings, Beauty Treatments, Insurance, & More
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- čas přidán 6. 06. 2024
- In our latest edition of Buy This, Not That, Chelsea covers different types of savings accounts and insurance, grocery shopping tips, and more!
Flexible spending account:
www.healthcare.gov/have-job-b...
www.investopedia.com/terms/i/...
www.investopedia.com/articles...
Wedding dress spending:
• 5 Shocking Financial T...
• An Uncensored Conversa...
www.mywalletjoy.com/rent-or-b...
Secondhand baby clothes:
www.parents.com/news/how-much...
/ 422549734424713
Extended warranties:
www.consumerreports.org/car-r...
www.consumerreports.org/exten...
www.creditkarma.com/auto/i/ex...
Aesthetic treatments:
www.benefitcosmetics.com/en-u...
Life insurance:
• Is Whole Life Insuranc...
www.fool.com/the-ascent/insur...
www.fool.com/the-ascent/insur...)
Plants:
www.aspca.org/pet-care/animal...
www.aspca.org/pet-care/animal...
Reusable containers:
thefinancialdiet.com/7-zero-w...
www.webmd.com/cancer/news/201...
Grocery shopping:
www.instacart.com/company/ide...
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The best zero waste tip is: use what you have on hand until you can't no more, and that is very true for the plastic containers you already have. Once they fall apart, you can get new ones. I buy all my glass containers second-hand, or simply reuse glass jars I get with product (for example, Adam's PB sells a large size in a super useful jar).
My mom reuses peanut butter jars as storage for foods she dehydrates, and old yogurt containers for bulk items or when we pick berries. It just makes sense.
Some baby related clothes that you can save on besides baby clothes are maternity clothes. When I was pregnant with my second child, 10 years after my first child, I borrowed maternity clothes from a friend after her first child. I added a few items to that wardrobe and then gave all of those clothes back to my friend for her second pregnancy. The beauty is we weren’t exactly the same size but with the flexibility of maternity clothes we were able to wear the same set of clothes. It saved us both a lot of money.
For brides who want to own their dress - consider sample sales!
Living in NYC, I went to Kleinfeld and walked out same-day with my wedding dress: a sample from their back closet. It was on a steep discount and I was able to get a few inexpensive alterations done by a tailor in the city. I loved the lightening efficiency while still preserving the wedding dress experience with my people.
Second this! I bought a sample gown from a charity that benefits battered women and children that gets their dresses from Kleinfeld’s and similar places. I paid $260 (including tax) for a $3400 dress and then spent $180 on alterations. I then donated my dress to a different cause after the wedding, since the one I bought my dress from doesn’t do secondhand. Secondhand dresses are also an option! There is a caveat with sample gowns because most fit a street size 4-6, so it’s not necessarily a size-inclusive option.
I bought mine from a charity shop!
@@samanthasmith9472 I got mine from a place like that too and I LOVED the experience. I got alterations on the brand new dress to have it fit beautifully. Plus helping women in need?! Amazing.
Agreed. I'm a wedding planner and I've gone to Kleinfeld with a handful of brides on a regular day and they get sample sizes.
"Babies are disgusting" 🤣 Yes! They are we spent about $150 on our babies clothes during the first year. Everything else was a hand me down. Now theirs stores dedicated for kids that buy back, trade, sale used clothes and products.
ooh what are those stores?
Oh no once that happens prices go up and it eventually becomes less affordable!! 😭😭😭
🤣 she didn't pull back any punches
I'm slowly converting all of my friends into having a jar collection of old glass jars they can reuse for anything they want. I'm also a big advocate of shifting things from food grade to non-food grade, so if that Tupperware is too burned to put back in the microwave, it can still hold paper clips or socks or cat treats, whatever works for you
As someone who loved her microblading at first but hate how it looks now (5 years later), this is NOT the cheaper option. You have to get it touched up every 1.5-2 years and it's usually the same price as the initial appointment. I was still spending just as much, if not more, on my eyebrows with mircoblading than without. Also, because they are a surface tattoo they are not permanent and the ink can change colors over time.
This! So many of my clients regret it and it doesn’t age well.
I’m very unclear why she needs to replace her eyebrow pencil so often. My Anastasia pencil lasts way more than 2 months.
My sister experienced this - from ash brown to red 😑
@@lastpolarbearcub I can see it. My pencils usually last around 2-3 months and I use a fairly light touch.
@@lastpolarbearcub 2 months? My Lancôme has been a year now
"it was very culty, I liked it" is the funniest thing I've ever heard be said about a wedding 😂😂😂
I felt the same- loved that so much LOL
You can also use FSA/HSA on menstrual products now. That stuff sure can add up.
And on sunscreen!! 🥳☀️
Also contact solution & supplies, first aid products and other otc’s. Check it out, part of the cares act
Would it cover a menstrual cup?
Menstrual cups are a game changer! So much cheaper in the long run, and they’re eco-friendly
I don't think we have those in Canada, or else that would have been a much better way to get my period underwear (I totally recommend Aisle BTW, their reusable products are fantastic and haven't had any leaks yet, plus way more comfy and healthy than the plastic junk they put in most pads). I should look into that when I ask about a new credit card (with rewards points rather than 0.5% back), because I have joint issues that cause me to need physio and alternative appointments more often and insurance doesn't cover all of it. Even when I was getting student discounts it adds up, and I could use anything left over on organic tampons since I tend to use those when I travel or swim.
If you are approaching the end of the year and you have a lot of money left in your FSA, look online to see what's covered. You can use the funds to stock up on things like OTC medications.
There is an FSA store website.
Honestly I use glass Tupperware not because it’s free of BPA but because sauces don’t stain it like they do plastic
I'm so happy you advocated for microblading! As a woman who used to spend money and a lot of time on eyebrow makeup and tinting treatments (that are supposed to last at least a week and never do) microblading really leveled up my day to day beauty routine and was cost effective. My favorite thing is getting complements on my brows because many people assume they're either shaped super well or I have great makeup game.
I think the key thing is to be sure that you have found the right artist to do the job (listens to your goals and provides advice and recommendations based on your skin health) and since it falls under the 'permanent makeup' category, it's important to ensure the inked brow shape fits your face/natural brow shape to minimize your at-home maintenance.
Also skin tone should be a factor, I've heard many people complain that when it fades, or they stop treatment, that it leaves behind an orange or purple tint and they then have to use brow makeup to cover it. So far I haven't experienced that yet, but I do have medium/darker skin so it's likely not as noticeable compared to paler/light skin tones.
The eyebrow numbers blew my mind… my Nyx brow pen is $10 and lasts me like 6 months 😅
I have a 2 euro brow pencil from Essence (inexpensive brand we have in Europe) and it lasts me minimum 2 months 😂
@@perthfanny3017 We have Essence in Canada too, and I like their eyeshadow. I don't wear it often, so I can't justify spending too much on it.
@@perthfanny3017 we have it in the US too! I really like their brow mascara.
@@AlyssaTaylor9 awesome!
I color them with henna and it lasts for weeks. A package of henna gel costs circa 13 euro and lasts me one year.
The only one I somewhat disagree with is the micro blading one. I’ve seen it done well but it often looks a little off and the color can fade to a weird red or purple color. I’m a makeup artist and a lot of my clients with micro blading still need eyebrow makeup.
I agree! My microshading is amazing and life changing...def in the top 5 purchases of my life 😂 but I've seen some wild and crazy jobs 🥴
@@amandamusgrove242 I had a client today with GRAY eyebrows. It’s like 1/10 people who get it that it looks good on.
@@maggiee639 🥴🥴🥴
Facts. Mine is red now after 3 years. Idk how to get rid of it ☹️ I always have to cover it up with concealer and then do my brows
@@user-qo7vq6yx8q look into tattoo removal
As a nerd I got damn lucky for a lot of expenses for my event, and used a lot of my own cosplay props and figurines as table décor! My dress (a stunning gauzy white, stone and flower-caked confection of fabulousity) was a killer deal at Nordstrom Rack for about $200 because it had several missing flowers and stones that you only noticed under heavy scrutiny, and was technically a prom dress. I've since used it to cosplay from Sailor Moon once or twice, too!
Remember, prom and Quinceañera gowns also come in white and can be rented/found for less.
That's a great idea! I cosplay too and since I make all my own stuff, I plan to make my outfit. Then again, materials are probably still going to cost over $100 since some of my cosplay fabrics have come pretty close to it. My partner and I are traditional in some ways and not in others and only in the stage of talking about it, but we want to DIY stuff. I want a blue jumpsuit (possibly with a removable skirt overlay) and there'd be no way to get anything like that without making it. I have no idea how much my sewing machine repairs will cost, but I'm on the lookout for fabrics in the discount piles and thrift stores. Plus, with any leftovers if I do order fabric online, it can be used in decor, matching ties for the men, or any assortment of fabric accessories. I'm more worried about my partner's suit as he'd need it tailored, and I'm not confident enough to work with suits as with flowy fabrics, it's easy to hide any mistakes.
Girl! The second-hand / consignment baby and kids clothes tip is REAL! I’ve shopped at the *massive* Rhea Lana consignment sale near me (and there’s actually 3 or 4 in my city) twice a year since before my first kid was born! He’s 4 now and have gotten probably 90% of his clothes there every season, spending less than $500 a year and averaging about $3 per item! Especially recommend for babies (cuz poop) and boys (cuz dirt). If you have a Rhea Lana in your area - GO! I will say, this last sale, just 2 weeks ago, looking for 4T boys clothes, it’s going to get trickier because boys are SO ROUGH on their clothes, but it’s been SO WORTH IT! (I’m not affiliated with them in anyway, just an avid acolyte)
I got microblading done about 5 years ago and so far I still love it. I've only had to get it touched up once (planning on getting it touched up again this winter) and it has saved me a bunch of time in the morning. I know not everyone reacts to it the same in terms of how long it lasts, but I'm super happy as someone who has somewhat oily skin.
I used to buy the Brown pencil from Benefit and then switch to L’Oréal. It is a great product and much better choice for a budget.
L'Oreal brow definer has saved me 10 dollars! Its such a great dupe for any other brow pencils out there!
I just got Microblading 3 weeks ago for the first time and love it already! It helps me wear less makeup overall because the eyebrows were the main thing I was doing but would then go in with more makeup to help it all “come together”. All the money I’ll save in the long run and being able to go out makeup-free more comfortably is 100% worth it for me.
I always tell my Fiance, we don't have to buy or pay or do anything we don't want to for our wedding. It's our wedding and don't have to fall to social pressure to buy or do anything.
On thr note: she wanted to buy her a nice wedding dress so we defiantely broke the first point haha. But at least she did it for herself not social pressure. We didn't go that expensive though
I have a wedding dress from an ex ( I didn’t marry him) but the dress was $550. That was almost 15 years ago-I told my mom just to donate it but I don’t know if she did. If I ever get married I’ll go to court & have a backyard bbq:bonfire.
I think when it comes to weddings, it's also a very cultural thing. I'm from Eastern Europe and our weddings are BIG. Lots of people, lots of drinks, lots of food, music, flowers, etc. Parents start saving for a child's wedding pretty early on, since they are they ones that are the main financial contributors for it.
Love the new show concept. PLEASE consider an episode or two on the diet industry that capitalizes on how diets don’t work and body shame. Today’s teens would benefit from the discussion.
Loved this video!
My wedding dress: paid $$$, ended up selling it and picking up a designer bag I use more regularly instead.
Eye Brows: WORTH IT! as someone with skimpy ones that fall out when stressed, not only am I not spending as much money on makeup I’m saving TIME!
My wedding isn't til next month, but yeah, not buying a wedding dress is one of the best financial decisions I've made. I'm wearing my mom's dress with minor alterations (done for free by a family member) and got a $35 dress to wear for the party afterward. It seems crazy to me to pay so much for a dress you'll wear one day out of your life, and probably not even for all of the day - some of the dresses I see out there, it seems like you can hardly move in them, let alone eat or dance. Renting seems like a great option too.
My mom did keep that dress in a sealed box in her closet for decades, but she had it made by a theatrical costumer from fabric she purchased herself. Didn't cost all that much.
“Rent a wedding dress, don’t buy one”
*stares as my wedding dress in ‘didn’t know I could do that’*
Sell it afterwards! That's what I'm planning!
Yup! Selling after is another good option!
Another great content from Chelsea 😁 I rented my wedding dress in 1991, we were more interested in spending one month in Greece, our parents were not paying for anything, and I still felt like a princess and danced until 2am 😊. Micro blading has lasted me over two years without fading, my appointment is already scheduled to get it touched up! I laminate and tint my brows at home every two months
Alo yes to the grocery store tip! Been doing it as a college student and it helps!
I got my wedding dress from brides against breast cancer, and just had it altered and slightly adjusted to add a bit more length. It was a total of $500 for me. but it was so worth it. I keep meaning to get it cleaned and then ship it to a charity who either will resell it or will make little gowns for babies who don't live that long.
Recommend bringing on Future Proof! That channel is great and has great intersections with TFD!
That would be super cool!! I do have to wonder how plausible it would be anytime soon though with Levi and Leah on the road. But maybe in the later future. :)
@@findingagain maybe if they schedule for a day they are in an Airbnb?
@@findingagain there are always places you can rent office space
Sooooo ready for this new pod! Love the hosts😊
I've recently seen so many cute vintage wedding dresses in thrift stores and online (like Poshmark etc) for like 50 $, so as someone who needs most clothing altered I think this would be a great option 🤍
Firstly, so excited about the new podcast!
Second, if you can't get an FSA account, an HSA account is also avaliable
Can’t wait for the new show! These kinds of deep dives are my favorite from TFD.
Definitely agree with not getting an extended warranty...it just inflated my car payment, barely covered anything.
I wish i had just made a new savings account. I tried using it a few times, it never covered what i needed.
Yes x100000 to the baby clothes one! I'm 36 weeks pregnant and you can get baby clothes thrifted for $0.50 a piece or in mass from garage sales. I haven't bought a single new thing. Very true also that a lot of well-intentioned but misguided people will push onesies on you even if you have a ton already. I got a lot of tacky ones I had to donate (think ones with text about liking boobies or 'lock up your daughters' sort of thing ugh) so whenever people even slightly mention getting me a gift I tell them to go off my registry only or chip into the diaper fund because we donate any new onesies received.
Thank goodness people mostly gave me solid colored onesies! I needed so many more than I thought I did, but consignment stores and garage sales were so helpful for getting kids clothes. Plus Target has rather inexpensive cute little kid's clothes!
I'm 33 weeks! We've gotten SO MANY baby things passed onto us that people simply don't need anymore. One of our friends gave us boxes and boxes of maternity clothes and boys baby/toddler clothes because she's done having kids and will never use them again.
NEVER HAVE I EVER BEEN MORE EXCITED FOR A PODCAST
I'M SO HYPED ABOUT THIS PODCAST OMG
My cousin did buy her wedding dress (and it was lovely). to pay for it she chose other things to save on. Her wedding cakes were cheesecakes from the grocery down the street from her church (they were ordered plain but the bakery ladies put some white piping and white flowers on them, gratis), she picked out a simple flower arrangement and asked extended family to get together that morning to put the arrangements together, the luncheon was a cold cut and salad buffet (everything from the regular grocery), there was no alcohol, and other things I don't remember. She saved more than enough to pay for her dress. I guess it's all about managing expectations and priorities.
To save her bridesmaids money she picked out a tea length dress from a rental place and they could wear whatever white strappy sandals they wanted, the groomsmen wore grey business style suits, also rented.
My mom's second wedding was like that in many ways. I actually made the cake with a friend, we all wore thrifted clothes or things from an outlet store as long as it was the same colour scheme, and someone nearby picked wildflowers that my aunt arranged with some discount roses from a grocery store. I can't remember what the food was, but we'd used a campground with a beach, so the wedding was on the sand, and then we used the smaller of the two camp kitchens to prepare the food in and had a picnic. I know second weddings are usually less fancy though, so people weren't expecting anything huge. That being said, knowing the right people can help, like I can sew, I know some good photographers, and someone at my church has made professional level cakes for weddings before, so when the time comes for me, I plan to ask those connections I have.
This new show looks super interesting!
I did my microblading late 2020 and just a couple of months ago it started to fade away, set aside the money, it changed my face and I loved it! My fchng brows are a complete mess and now, the struggle is long gone.
I love the tip about the car emergency fund! I started one a few months before buying my car and it has saved me a ton of stress
The glass food containers (we have them from Ikea) last more than plastic because glass isnt so poreous so doesnt catch smels or isnt getting stains. The second great thing is you can microwave and freeze it.
I find plastic ones really gross. Like put spaghetti with sauce and it will be orangey forever 😔
I actually got powder brows done three weeks ago, instead of microblading. I only really wear mascara and some lip color every now and then, and never pluck my eyebrows (I have been told I'm very lucky to have these eyebrows.) My powder brows (or face tattoos as I like to call them) look PHENOMENAL and have made me look a little bit more "put together." No one knows that I have tattoos hiding under my brows.
Research your artist. Make sure you are getting the best because this is on your *face.* I paid $425 in Georgia for a 300 5 star review place. Do not compromise quality for the price.
Thanks for the micro blading tip. I had not heard of before. Made an appointment for this Friday.
I gave my wedding dress to my little sister for some middle school project. It was nice to see it make someone happy again.
So excited for the new series!!
I also used to get the benefit pencil but I discovered the L.A.Girl ski ny eyebrow pencil and omg I love it, so precise and it's like $3, after trying Anastasia, loreal, benefit, tarte and more, the la.girl it's my fav
Have you researched powdered brows when considering micro blading? Curious to know how you decided!
For my wedding, I wore a cute summer dress and my husband wore a button up. Everyone was just chill and casual. The only thing I paid for was the bill at buffalo wild wings after.
highlyyyy recommend microblading. it was about 200 here in CA and has been an absolute game changer in terms of saving time every day.
Honestly the fancy clothes for babies are the easiest ones to find used, typically because the baby only wore it once or not at all before they grow out of it. When I got hand me downs for my daughter they were almost entirely dresses, cause those were the clothes that were still in good shape.
Yep, most of the baby clothes in charity shops are Marks and Spencers or posher. 🙂
For the wedding dress point. I got super lucky and am able to wear my grandmother’s dress which my mom also wore! The only alterations I needed to make where minimal and so that the dress fit me (brought up the waste and let out the chest area a tad) . The alterations cost about $75. I feel so lucky to be able to save that money and be the 3rd generation to wear that dress :)
Me, who is spending about that much on sewing machine repairs to make my own... I didn't realize how expensive things were! All my sewing machines are used, passed down from family, but I have no idea how to service them beyond a certain point and it's $50+ for maintenance. I am glad that I know how to sew, because I've saved so much on other clothes. I think my high school grad dress was $50 for the fabric and pattern, and lately I've been into making shirts and shorts out of old sheets which saves a lot, so at least I get my money's worth out of the sewing machines.
I got lucky with my wedding gown, I bought the sample. It was $1,000 which is more than I ever imagined spending... which was a HUGE discount from the actual price of the dress 🤷♀️ but I also had very limited expenses for my wedding and it was important to me to feel beautiful. I also had a very small wedding, which I paid for the lodging of my guests for the whole weekend as well as our reception. At the time I had very limited education about money, but I still didn't go into debt for my wedding. That's a big accomplishment for my past with finances 😬
For baby clothes, more and more cities are getting second hand baby stores that serve the same purpose (if you don't want to deal with randos on facebook). They also often have books and toys in addition to clothes.
Those stores were such a life saver for me!
Wedding gowns don't have to be expensive. There are TONS of affordably priced wedding dresses now and some websites like Azazie and Cocomelody can send a sample for you to try on at home and see the quality before you buy. Also, don't forget that an ivory colored formal gown can be used for a wedding dress. Most large department stores (Macy's, Nordstrom, Saks, etc.) carry lots of options and if you can wait for a sale to really save some $$$. Brands like Mac Duggal make gowns that can easily pass as a wedding dress but cost WAY less.
8:02 Wait, so you have to FEED the baby too? Racket. 🤣🤣
🤣🤣
I’ve been an avid late Wednesday shopper for ages and it’s great. The way I HUNT for the quick sale items like my life depended on it (especially when I was living out of home, sadly I’m back home now but at least it’s cheaper)
Loved this video and excited for the pod
Really enjoy these 20 or under videos.
And I love whenever you talk on Dave Ramsay, don’t even care if I got his name right...hahaha
I bought a wedding dress off of Etsy and it was hand sewn to my size, and it was only $200 more expensive than renting! With shipping, it was about $700, and to me that was totally worth it! I'll be reselling it on Craigslist :)
Same! My Etsy wedding dress was about $350, and then I had about $300 worth of tailoring done to it to get it fitting like a glove (tough to do when the dressmaker doesn't get to measure you in person). And I one hundred percent plan to wear mine again. My husband and I both independently had the idea that on "big" anniversaries, we should go back to where we married and take some anniversary photos in our original wedding clothes. We're looking forward to it!
Also, I can't wait for the podcast. It sounds really interesting!
Too good to be true sounds pretty cool I can’t wait to check it out
girl I am SO excited!!!
NO WAY-- Wednesday has been my sworn-by grocery day for 3 years.
Though I just enjoy going on that day to break up the week with some treats that are cheaper at the grocery stores than the convenience stores 😎
#metadobetter
It's also worth asking friends or family who had kid a 4 years back, if they're got a pram/buggy or car seat. Because you know them you'll know that they haven't had any accidents or broken. We had a family pram and car seats that all when around the whole family for years. 🙂 Did the same with cots and child beds.
I never knew the Wednesday thing for grocery stores. My store does sales Saturday to Saturday, but some produce is wiped off the shelf early on Saturdays and they do not restock it until Monday, which is too bad because Sunday is the easiest day for me to get to the store.
In my area it's Thursdays, and I got some great deals today at a discount store. They basically get all the overflow items from food service trucks, so they're often bulk sizes, but amazing deals and I'm glad I got some items before they sell out.
My wedding dress was $200, and it looked great! People overthink the wedding dress thing 🤷🏽♀️
"and the perception that this is the most important day of your life - which, citation needed - ... " 😅🙌
I usually have a conversation with friends and family that while I love them and will support them, please don't invite me to weddings, baby showers or ask for help moving. I will send a gift for couple or baby and send pizza for the moving party. They laugh and think its a joke at first until they get the "regrets" notification but so far, we're still close and I'm still a part of their lives. We shouldn't feel guilty for saying no or upholding our boundaries that were clearly established. Anyway, thanks for the great information, I've been learning a lot since coming to this channel. 🖤🖤
mum of twins here I bought so many things second hand from twins club sale + stc sale in the uk, got my very very expensive stroller from ebay. from those sale you can buy toys, bath, slide , bouncer, books etc etc... and the best part you can sell it back when you finish with them
I once volunteered in a charity shop. Had an unused/ never worn wedding dress, two bridesmaid dresses a flower girl dress and two very nice mens formal suits. I sold the lot as a job lot for €2000 (in Ireland). The bride was looking at a similar dress and was quoted €8500, just for the dress. She and her friends left the shop very happy.
My wedding dress cost me $10 at Salvation Army. My alterations were $50. My shoes were around $50. These are items I will be able to wear again. My wedding dress isn't a traditional wedding dress, and it's not white. My hair and makeup are probably going to cost my more than my outfit!
YAY for the new podcast, ryan is awesome and the other host sounds super interesting too
The used baby clothes tip doesn't work for me. All my friends and family's kids are teens and I have a newborn. My mom gave me mine and my sister's old baby clothes but most are unable ( missing parts to sets, out of style, elastic disintegrated). I use my old baby blankets though. I like buying clothes out of season in the size we need for that time of year because they are clearenced when I can (buy summer clothes in winter and winter clothes in summer). The buy nothing and for sale groups in my area, things are claimed online as soon as they are posted.
What is the website to assess the eco friendlyness of a product or a particular brand?
i go food shopping once a month and use the stores app that gives coupons and i have 1 budget of money for the whole month that i stay within the app that the store has also offers 1 free monthly gift coupon after you buy everything you need so i basically shop 2 times and save money in 1 day for a whole month i have to do this because i cant drive because of health reasons and uber rides arnt cheap and i do my best to save money any place i can ! and because i only shop once a month im am sure to eat all the food i bought because that is all the food im going to have to eat period !
Great Video! I agree on the Term Life insurance instead of Whole Life Insurance. There are other better ways to save up cash for a similar return or better, without having to lockup your money. A smart financial planning can go a long way.
My health insurance options were one with an HSA but a higher deductible or one with a lower deductible. Otherwise, the cost and coverage were extremely similar. I can't remember if the co-pays were the same.
I'm curious to hear the pros and cons of each. I didn't think of an HSA as a dedicated savings account bucket for health expenses, but it makes a lot of sense. Now I'm wondering if the lower deductible was the right choice..
HSA is a powerful tax advantaged savings tool. That money doesn't go away, you can use it for your whole life.
I cannot wait for this new podcast!!!!!
Second hand kids bikes until about middle school! Unless you’re competing, there is very little reason not to do your research to snag a decent quality second hand bike someone else outgrew in a year before even majorly crashing (honestly second hand bikes for adults too… there are people who take VERY good care of their very nice bikes before upgrading)
We never had a wedding so we're planning a vow renewal next year. I'm sure that makes my situation a little different lol but I'm planning on doing a $50 white jumpsuit lol
I tried renting a wedding dress but there really was such limited options and none in my size so it wasn’t really an option. On hindsight, I wish I bought my wedding dress second hand to save money. Also, brides who are doing an outdoor wedding keep in mind your dress may get dirty. Ended up paying almost the same amount of my wedding dress on just dry cleaning after to get the stains out (it had rained the day previous )
Honestly, when it comes to cleaning, the best money saving tip I've learned is to use Sunlight bar soap. It's a tried and true stain remover passed down from generations of mothers teaching their daughters how to remove period stains, and if you get the stain before it dries, it's so easy to use. I just use a dollar store nail brush or sponge, get it wet, rub it on the soap, and rub it on the stain. It's removed grass, blood, blueberries, and even acrylic paint!
My boyfriend and I have been talking about doing an outdoor event, but I plan to wear blue and sew my own thing, so I won't feel as bad if I end up repurposing it into something more casual later. If I have to cut off the bottom due to stains, I could easily hem it into a romper or something fun like that.
For the 🇨🇦 here do we have a flexible savings account for medical expenses that we get tax benefits from?
Bought Tupperware in the mid 80s. Still use it and is in pristine condition.
I have a Tupperware brand hairbrush that my mom had probably from around that time too, and no matter how odd their business practices could be, they certainly used quality materials. I've been using that brush for around 20 years now and it's never broken. The only brush or comb I can say that about.
“Babies and disgusting…” hahahahaa!!!
I bought a “bridesmaid’s” dress off white and it was perfect. It was $300
Bought most of my accessories on Amazon. Unfortunately I couldn’t rent as there were no local stores for me to go to (didn’t feel comfortable with going online route)
I got microblading and while I will say that I really like the results, it's not better financially. You'll spend let's say, $5-30 on an eyebrow product every few months. That's still cheaper than $550 every couple years. And it's not exactly semi permanent; you're still causing trauma to the skin and it doesn't really disappear completely.
Most people who have had microblading done still fill in their brows at least from time to time, just maybe not everyday. It doesn't eliminate your use of eyebrow products. If anything, the best thing about microblading is that it saves you time on a day to day basis.
Get a Groupon for the microblading!
What are the companies that rent wedding dresses? Every time I look into it - I don’t really find many options.
My new job has an FSA but I still don't really understand what it is and what the advantages are besides dodging taxes. I'd love a deep dive into FSAs!
If anything, the greatest advantage I've gotten from it is if you have an upcoming medical/dental procedure that year, you can put down that amount and you'll be able to freely use it anytime, even if you haven't contributed the full amount yet.
The first year, I used mine to cover removal of my wisdom teeth. The following year i used i to cover Invisalign. I also use it to cover co-pays, dental cleanings, prescription glasses/sunglasses/contacts, visits to the dermatologist, feminine products, and OTC products like others have mentioned. Check online to see all of the eligible items.
Reducing taxable income is really the primary benefit. Can’t remember the exact calculation, but for every $1 you spend, you have to earn $1.20 (depending on your tax bracket). With the FSA, you get to keep the entire $1.20, but you can only spend it on healthcare.
My FSA also lets you put some of that money into commuting expenses. I charge up my MetroCard and never have to worry about leaving money on the table.
I would buy my wedding dress secondhand. Eyebrows... I learned to color my own eyebrows and the eyebrow color costs very little. Same goes for threading. Best containers I have are from ikea. They have a glass bottom and a plastic top. If any of them breaks or anything I can easily replace it. I also bought aluminium containers and I love them. However, I still have some plastic ones which I still use I just do not reheat anything in them. Also icecream containers are the best ones to use for freezing food. I use them until they break in half 😂😂😂
Yeehaw I love the idea of this podcast
I bought my dress from a consignment store- If I bought the dress new, the same dress would be 1500, once used was 179. I'll still have to get alterations, but it''ll work well, and I can use it for Ren Faires after.
speaking of, I've rented outfits for every Ren Faire (and a Ren wedding) I went to...I'm not character-invested
Wow. Glad I was blessed with good eyebrows. I had no idea people spend that much.
I rented my wedding dress because of cost and that I don’t want to deal with another dress that I wouldn’t use the day after the event anyway.
What about the cash back from whole life insurance, is it worth it? Would whole life make sense for someone who already maxed their savings accounts?
I do trust admin, and I do have some clients with whole life policies that pay themselves, but they're often the wealthier clients that could afford the up front cost.
NYX has great eyebrow pencils, also mascara often has a good shade range and is cheaper holds better than brow gel dor me.
As a fellow redhead please tell us about the microblading!!!!! I am very seriously considering this!
I sincerely hope that microblading isn't going to be the new soda stream. RIP never forget
At 17:28 you said, "we'll link you in the description to a great website on assessing the actual eco-friendliness of any particular brand and product..."
This is in the section on plastics, reusable products, etc. Under that heading the two links are to the story you reference from tfd and the webmd one questioning bpa.
I'd love to know what website you were referencing so if you can add it to the description and also reply to me directly here so that I get the notification to come check it, I'd appreciate that. Thanks in advance.
I also want the link!