10 Purchases You Think Will Improve Your Life, But Won't
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- čas přidán 11. 05. 2020
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In this episode, Chelsea reveals the "aspirational spending" purchases we think are going to improve our lives, but are actually huge wastes of money. She also offers tips on how to really weigh the cost of an item vs. how useful it will actually be in your life.
SodaStream cost breakdown: www.thesimpledollar.com/save-...
Myth of diamonds as in an investment: smartasset.com/credit-cards/w...
How to buy better furniture: www.moneytalksnews.com/12-tip...
Generic vs. name brand foods: www.foodtown.com/articles/bra...
Medication regulations: www.medicinenet.com/generic_d...
Dry cleaning costs: www.thepennyhoarder.com/save-...
Skincare article: www.theatlantic.com/health/ar...
Weight loss scams: abc7ny.com/7-on-your-side-nin...
Do you need a new smartphone? www.whistleout.com/CellPhones...
Watch more of The Financial Diet hosted by Chelsea Fagan here: • THE FINANCIAL DIET
The Financial Diet site: www.thefinancialdiet.com
Facebook: / thefinancialdiet
Twitter: / tfdiet
Instagram: thefinancia... - Jak na to + styl
Our brains are such an essential piece in how and why we spend money. Check out this video listing other ways our brains trick us into purchasing things we may not need: czcams.com/video/VukTIbgitRQ/video.html.
How come the Xbox One isn't on the list? That thing is a fancy paper weight to me:)
😂😂our brains do not trick us! marketing experts do! Everything you debunked is called Marketing and is the life line of the capitalist U.S! 100% true but also, people LOVE spending money!
hey TFT id like to correct a missinformation in your video, Apple didnt throttle phones to force people to upgrade, as phones get older batteries degrade and phones will die faster if kept under the same energy demand and since iphones batteries arent interchangable without investing in repair services this was a problem. the controversy was that they didnt clarify to people this was happening and didnt give them the option to opt out of it
Hi TFD. I know this may put a little more strain on the editing team, though I think the gains outweigh the labor. I noticed you guys put up links to most topics discussed in the video, but it would be amazing to have the option to skip to the next topic if one so desires (like chapters). Sometimes, a topic that's being covered is not something I need to hear about because I'm already well informed or it's not applicable to me, but it takes time and patience to sit there and listen through it all, and brings down the overall enjoyment of the video and use of my time. Please consider working around this, because I feel like it'd be a great benefit to your channel and all your viewers. Thank you!
please check out some of my videos for some similar tips!!
1:05 Items that necessitate buying parts or refills
3:31 Expensive jewellery
5:41 Furniture that's more stylish than well made
8:03 Name brand over generic foods or medications
10:01 "Grown-up" clothing that you didn't read the instructions for
11:24 DIY supplies for projects you didn't follow through on
13:30 Home skincare that promises big results
16:21 Scammy weight loss programs or supplements
18:11 High end workout clothes
20:17 The latest smartphone
The real MVP.
+
God bless you Jacqui
Thank you! Was scrolling through the comment section just for this comment! Don’t have time for an almost 23 minute video
good looks bro
Med student here. I would like to point out that in MOST cases generic drugs are the same as brand name. However, there are situations where the brand name medications are more effective/have better absorption/have fewer side effects. Especially with things like Thyroid medication, the dosage may need to be adjusted if switching between brand name and generic. Make sure you talk to your health care provider if you have concerns about medication costs; they may be able to help find a more cost-effective regimen.
Autumn B In my experience, for prescriptions there can be a difference between brand name and generic in both dosage and side effects. It’s definitely something your health care provider will have to discuss with you.
I don't think she asks people to swap it themselves. I ask my Dr for the generic brand of everything if it exists while he's putting in the prescription. He can then adjust as needed.
I have heard about that regarding thyroid medicine. When I worked as a pharmacy tech, it was basically the only drug that the pharmacists didn't roll their eyes at when people requested name brand. But lbr, most people aren't on thyroid medication. The amount of people wasting cash buying Zyrtec and Tylenol is ridiculous.
There is also a cardiac medication (can’t for the life of me rennet the name) that contains a form of synthetic bee venom minus the allergen factor and the generic contains actual bee venom. I remember years ago when my dad was in hospital the cardiologist got me to go to a pharmacy to get it for my dad because the hospital only stocked the generic and my dad is anaphylactic to bees.
I agree, personally I have purchased many different brands of ibuprofen of the same dosage but nothing works as well or as quickly as Advil. I will still take/purchase generics but I always notice that it doesn’t work as well. Who knows if thats just placebo though
The expensive workout clothes aren’t about being cute. They last longer without fading, pilling, stretching out. You can confidently downward dog without them being see through. They don’t fall down when you run. They preform better than cheap leggings.
@@rribbonss could you give out the brand names you tried and worth the money
@Christina Phillips they suck. They pill between your legs so you have to keep shaving them down until they’re basically threadbare.
@Christina Phillips I’ve had multiple from them through the years and they were pretty see through
Lululemon are expensive AF but their quality is shite, so no, not every expensive brand is worth the money.
My wife found a great LuLu off brand that is pretty high quality. I forget the name, though. I’ll update later.
When it comes to dry cleaning, I thrift 90% of my clothes and have never had any problems from machine washing an item that said it should be dry cleaned. Of course, risking it on a $5 thrift purchase is different from risking a new item that you've paid new prices for. I use a delicate wash load with cold water only for "dry clean only" items, and usually air dry them as well rather than risking the dryer. For wool, I've almost never had a problem with cold, gentle wash with no soap or vinegar and then line drying.
Me, too. The only times I sent things to the dry cleaner was for jackets after years of use and brushing them off wasn't enough.
Aah, wool. I ruined a beautiful wool scarf once before I then learned about wool and laundry. No, my Mom didn't teach me.
It still hurts a little when I think about the scarf. I loved that thing. It was completely matted and sad when it came out of the machine.
@@francookie9353 RIP to the scarf. It's such a terrible feeling pulling something out of the washer and realizing you can never wear it again
I do a light spray with a tiny amount of woolite and line drying for wool. Or the same as you for things that say dry clean only or which are lacking a tag.
@@justrachel4496 thank you.
I’m sorry this is probably irrelevant, but it’s a huge pet peeve. Chelsea, corsets were basically the bras/spanx of their day, and women generally weren’t trying to free themselves from them. Women were a big part of the market that made them, including making and even designing them. it was a very female thing. Which was why it got slammed by male doctors in medical journals, or shamed in newspaper editorials. Corsets were designed to be comfortable and supportive. Women just wouldn’t have supported or maintained the industry so long if they weren’t. It took a World war to get rid of traditional “corsets” and even then they were replaced by girdles and bras that did the same job.
I loved the rest of the video, but as a historian, there are few things that aggravate me more than seeing yet another unresearched perpetuation of the myth that corsets were patriarchy-imposes cages, and super uncomfortable. It’s just not the truth. So I try to correct it where I can, even if it seems minor. That lie needs to die.
if corsets of the old times were supportive, can we ditch shitty modern bras and go back to them?!
Zoe Granville girl, you can wear whatever you want
AquaMoonMaiden plus there are healthy/useful corsets too. Like literally an hour ago I was looking at a medical corset to help with some of my lower back pains after long days of standing. There are also corsets for scoliosis, posture, etc. they may not be as fashion forward, but they are very useful health tools. Also yeah bras. They used to be what they used as brad. Also spanx. Don’t forget people use spanx nowadays for basically the same thing.
also corsets were made for the wearer. I have multiple corsets 5 from a shop and 1 I made myself, the ones I brought are a bit uncomfortable after a while but were never bad and the 1 I made for me I can wear all day with no issues. At the end of the day anything thats tailor made will always be comfortable
@@zoegranville7607 they’ll literally move your organs
In Scandinavia, having a Sodastream makes sense. Financially and environmentally. Sugary drinks have high taxes (varies in each country), and you can buy the cannisters in the supermarkets, where you also take your old ones for recycling.
The reason sugary drinks have taxes is so that people avoid drinking them. Just don't drink soda, that's the whole point of the taxes. It's trash for your body. If you're getting that much sugar just eat it instead, why drink it?
@@chinchillamdgamer you can just carbonate the water without adding syrups if you want:) I do have a soda stream and on the odd occasion I feel like a flavoured drink I like having the control over how much sugary and/or alcoholic goes in
Honestly the soda stream was the absolute BEST purchase I ever made. It cuts down on SO much waste, I drink plain seltzer all the time and it cuts down on how many cans/bottles I use. It’s also nice to have just one glass of soda on the rare occasion I want one, rather than buying a whole 2 liter bottle I can make it a glass at a time. It saves me so much money. This purchase is TOTALLY worth it. Don’t listen folks- get a Soda Stream if you drink a lot of fizzy drinks lol
Most people I know here in Canada use their Sodastream strictly for water. Hardly anyone I know buys the syrups. And each returned canister means a discounted refill. It makes financial and environmental sense here as well.
Silly to encourage people to buy bottled or canned drinks instead. Plus- hardly fair to compare a Sodastream to say a ridiculous environmental blight like Keurig.
100% agree. My parents bought me the soda stream with glass bottles for my birthday - which has meant since October, we as a family have literally saved HUNDREDS of 500ml plastic bottles and reduced the demand for new creation!
Jewellery not being a good investment is soooo true! My first husband bought me a nice diamond and gold enagagement ring. When we split up I got it valued and while the value of the ring for insurance purposes was higher than he'd originally paid for it because it would now cost more to replace it - the actual resale value was barely a third of what he'd paid. Obviously it wasn't bought with the intention of reselling it later, but when I did come to sell it I discovered just how overpriced diamond and gold really is and while it's expensive to replace it's actually pretty worthless to resell - not a good investment at all!
It’s an extension of the insane wedding mark-up industry. They prey on the extreme emotions in play during engagement and marriage to do some of the worst price gouging you can find in the western world.
What about the gold plate? I sold my grand ma heirloom gold jewellry and the shop wont even take it. As it too old like 80 years old jewellry.
Yeah. The reason to invest in real gold is because the more precious metal is in a piece the less it will corrode. Not for resale purposes.
I don’t have a lot of jewelry but what I have I had to be careful what what I bought bc of contact dermatitis.
Well, in the part of the world I live in , we RENT the wedding dress. We see no point in buying one!!
what's your part of the world?
I've been wanting clothing rentals to become a thing in the U.S.
@@driftingdruid it's been tried on and off but I don't know of any right now. Wish it would take off.
I love that
@@driftingdruid In Korea it's very rare for people to outright buy wedding dresses. Wedding dress rentals is the norm.
Slovakia as well... definitely better
I struggled with acne for years until I finally saw a dermatologist. I asked her about some of the remedies and skin care hacks that I had read about on the internet over the years (drinking lots of water, washing your pillowcase after every use, etc) and she seemed confused as to why I would take any of that seriously. After years of feeling like a failure for not being able to make astringent work for me, I finally got medicine that worked and threw away all of the Proactiv in the trash where it belongs. TL;DR: stop spending money on random over the counter acne medicine and talk to a doctor to find out what will actually work for you. Also - free tip for all skin types: USE SUN SCREEN. EVERY DAY. NOT JUST ON BEACH DAYS. EVERY. DAY.
Yes to all of this. The only remedies that ever truly got my acne under control were prescribed by my family doctor or a dermatologist. Fortunately, I live in Canada where cost is not a barrier to accessing these medical services. Biggest takeaways from my dermatologist were anything over the counter is just a “feel good” treatment and always sunscreen. Again, the tinted face sunscreen I now use is only available through my dermatologist.
Yes! I went to dermatologist after finding Dr. Dray on yt. She's a dermalogist herself and explains everything in more detail as there's more time than in the appointment.
For me, sunscreen is a big deal. Even know that we dont go out often, my skin has improved bc I am not out in the sun for long.
Most skincare companies are modern day snake oil salesmen. If you have a problem with an organ (your skin), go to a doctor.
Doesn't make sense to use sunscreen every day here on 60° latitude, at least when you spend less than 3-4 hours outside every day. Not just from my experience, but from many other people, including ones much older. I used sunscreen once, on my trip to Bulgaria (the most southern place I have been to)
Never wear jewelry so when my husband and I decided to get married I figured no point in wasting the money on an engagement ring. Then come to find out my mom saved her rings from when she was married to my dad so maybe I would one day wear it (it’s a set of three rings, the engagement ring with a simple diamond, a wrap with rubies, and the wedding band). Probably worth more than anything we would’ve paid for but it was free and has sentimental value that is beyond any dollar amount. Definitely got lucky there.
My mom gave me her rings, too, even though I'd told her my husband and I weren't going to wear any. The weird thing about it was that she and my dad got divorced. So, I got divorce-tainted rings! Geez, Mom, glad you love me so much you'll pass on your bad juju jewelry to me.
@@nataliefontane Bad juju... Omg I laughed so hard. 😂
My husband doesn't wear any jewellery and I wear only my simple wedding band with a few pairs of earrings, none of which cost much. We had an amazing honeymoon trip overseas rather than an expensive wedding. Do what suits you, I say :))
I have a strange Wyoming resident attitude towards engagement rings. I think a good handgun preferably in a caliber that begins with 4 is a better statement of a man's intentions than a diamond ring and costs less. Any man who will give his intended the means to blow him to smithereens has made a clear statement about the likelihood of inflicting abuse on his future spouse.
Aw that’s so cool. My husband and I wear his great great grandparents’ rings
I freaking love my Soda Stream...I only use it for sparkling water and have 2 CO2 canisters on rotation so when one is empty I have some time to exchange it while still having sparkling water. I keep 3 Soda Stream bottles in the fridge with filtered still water so they are ready to "sparkle" at any time. And if I want cold still water, I have that too. So good.
Same here. At the start of lockdown last year we bought a Soda Stream and an ice maker. It made isolation a lot more festive.
Thanks for this! I love carbonated beverages but hate how unhealthy tradition soda is, and let's face it, diet isn't that good for you either. I love being able to create my own with better stuff. This was a big win for me when I bought it. Definitely not a great impulse purchase though if you're not an obsessed fan of sparkling beverages like I am.
Same - I have been using my Soda Stream on a daily basis for years - probably over 10. I always drink carbonated water with no added flavors .
I have four canisters. Bought the two extra with a bonus from work. It was the best decision ever!
I use mine a lot… tons of carbonated water with a squirt of lime juice 🤌🏻
I like how she stated there is a difference between “worth it” versus “worth it to you”. I know it was in reference to expensive jewelry, but it is a true statement for anything you purchase. And, I also agree about West Elm - that chair I bought didn’t last two years!
My mom fooled us for a long time with generic cereal by putting the bags of the generic cereal in the boxes of our favorite “real” cereals. We already weren’t consuming a lot of cereal, so that helped. She still likes to bring that up even though we’re all in our 30s 😁
That's such a cute story. 😂
Your Mom is a boss!
*Taking notes* BRILLIANT!!!
That’s a mom who knows kids! 😆
One of my daughter's can't stand cereal, and my younger just loves that it's colorful. I prefer the generic cheaper brand because it has less sugar and tastes better.
SodaStream: I use mine instead of bottled water, not flavoured soda drinks. It uses less space than a stash of waterbottles, I don't have to schlepp the water up three floors, doesn't use singleuse bottles (though here in Germany, reuse glass bottles are an easy but heavy option), and I actually drink water at home. So, for me: good investment, independent of the money I spend more or less in it.
This☝🏻
And, here in Germany, it's so easy to get a new canister. Take the empty one to almost any store and get a (generic) replacement for almost no money.
You can even get the refills at most stores for 50% off. Soda stream is a good deal, and how is it 'bad for the environment' compared to bottles and cans? A lot of these videos have started to feel like an obnoxious stretch for content.
Why not a Brita filter?
Completely Agree!!
@@jacquelinele9170 A brita filter doesn't make soda water
One thing of note, is I’ve heard the term “throw away” a couple times in the video. May be a better “financial” decision to donate/sell. Thanks for sharing your insights!
She's a condescending hypocrate
But who isnt? To be biased (typically heavily in your favour) is to be human
Donate/sell is delayed throw away. Most donations end up in the trash… tons of videos on it on YT. Selling used items extends the life of furniture… but other items eventually get thrown out too. Our landfills are filled with decisions based on society influences rather than true necessities.
@@AskMiko that’s like saying the recycling system in the US is flawed so there’s so point even trying to be mindful of packaging/ wash your plastics/ reduce your landfill contribution
@@a.n4031 I think she's being as honest as she can. Condescending or not. At least she's talking about an issue that's real and trying to help people make better purchases. What are you doing to help?
Saving money on trying new hobbies is so underrated, thank you for mentioning it! I love trying my hand at things, but usually they don’t stick. Between getting creative, borrowing things, and second hand items, most hobbies can be started for VERY cheap, if not free. Those that cannot be are worth finding (or making) a friend you can learn from and enjoy that activity with before committing.
Yes!! For example with crochet and knitting, a lot of estate sales in my area will have yarn stashes! Sometimes fabric stashes and vintage sewing machines that STILL WORK too. Yard and estate sales are great to source materials for a new project
The Ordinary skin care line by Deciem. Best ingredients, rock bottom prices.
The Inkey List too! I recently tried a couple products and I'm loving them so far.
Sal Bummer! Try again maybe?
JFM Good to know!
I love a lot of The Ordinary products-specifically their oils. However, for me it’s more like best ingredients, rock bottom formula. Ingredients that work for me in different products, such as niacinamide or l-ascorbic acid, are very irritating for my skin in The Ordinary’s basic formulations.
Their 2% retinoid emulsion has entirely changed my complexion (for the better) in 2 weeks. I’m in love.
Chelsea not being able to hold her laugh as she says "Crispy Hexagons" is the content I am looking for :)
Scrolled looking for this comment - that made me laugh so hard!
@@rebeccasather literally every time someone goes "pffft" at their own script i *must* replay, i love it so much!!
Omg.. she took me all the way out!!
🤣
Anything that says dry clean only, I usually leave it on the rack.
Dry clean only is okay for things like really fancy clothes (basically ballgowns) you only wear occasionally for going out and the one or two coats that will only need cleaning once a year. For things that you wear a lot or that need cleaning frequently, it's just too expensive.
You can buy a steamer pretty cheap and fabric freshener and dry clean it at home.
My SodaStream was my best purchase. The canister lasts forever. I've had mine since December, I use it once a day, and I still haven't had to replace it.
Same here, we have Soda Stream since Christmas 2012 and love it, using it at least 2 or 3 times a day, we need to change co2 usualy three times a year (7,50 each). Makes sense for us both financially and environmentally.
Living in a city with good tap water + sodastream means no more buying bottled water, which is a true relief. (No syrup. We drink water like animals.)
yep I stand by mine; it's saved me buying ~3 bottles of sparkling water/week, and I can refill the canisters at the supermarket so just when they run out I store them with the reusable bags so I don't forget them - zero extra effort, and I've used my sodastream for 8 years and it still works perfectly - and how many bottles is 3/week for 8 years?! both financially and environmentally the better option
@@lolaxx2033 I drink around 5 of those sparkeling water bottles a day. Can you imagine carrying all of that water from the super market and the plastic? No thanks :D So I agree, best investment ever.
I've had mine for years.💜 More than a decade🤔?
Its my highest used appliance aside from the fridge.
I buy a lot of second hand clothes in charity shops in the UK (I believe they're called thrift stores in the US), some of which say 'dry clean only' and to be honest, I chuck them in the washing machine and they're all fine - short wash, low temperature, leave to dry outside or on an airer, no tumble dryer. Either that or I do a hand wash every few weeks or so for delicate things which takes minutes. Obviously there's less risk when you've paid under £5 for the item. It's so weird, but i've grown up watching American tv and films where they 'go to pick up their dry cleaning' regularly and I've almost never seen people do that here.
There are EU humidity and temperature regulations that have been looming for years which mean EU appliances produce less heat and humidity. Even the spin rate is lower.
@@CardboardBoxed Oh interesting I didn't know that thanks!
The reason most things say dry clean only is that as a manufacturer if you put cleaning instructions on your product it means you need to test the textile etc and that gets expensive. So dry clean only is a safe bet.
@@CardboardBoxed Something that shocked me when I moved to the US 20 years ago was how heavy duty all the washer and dryers were even the ones my husband owned in our apartment. They will beat the dirt out of your clothes.
Yes I know what you mean about American TV and dry cleaners! I can see a dry cleaners from my kitchen window (I live on 3rd floor of a flat near a tube station), and I virtually never see any one go in there. When I have been in there in the past the things hanging up seem to be suits and coats..... which I guess don’t need to be done that often. Maybe it’s much cheeper in America to dry clean things regularly? I just don’t think many normal people in the UK would buy things that needed weekly dry cleaning, as it would cost a fortune! But maybe that’s just me? I do but hand was only cloths ..... but I put them in the hand was setting in my washing machine.
"So I won't name names here... We'll call this brand... Shmu shmu shmemon"
Omfg I laughed out loud 😂😂♥️
Haha! 😉😉
- Saidah, TFD
Haha, me too!
Is that Lululemon? 😁
I felt personally attacked on that one
Same!!! That one really got me! 😂
I found out how worthless my "investment" diamond ring was when I tried to sell it after I got divorced. 😂 I think I finally got a pawn shop to give me $100 for it.
How much did it cost? 😧
Yikes! Can always pass down to a relative instead I guess.
Diamonds are such a bad 'investment' and if you think about it they have no practical value unless you've got yourself a diamond-dust grinder.
Dude.... don't ever sell your diamond to a pawnshop. The pawnshop is also there to make money too. They wont pay you the actual value
Pawn shops will never give you what your stuff is worth (or even close). Better to sell it with a newspaper add or something.
As someone who has experienced many of the same skin issues/situations as you shared in this video, I cannot express how refreshing it is (especially as an aspiring CZcamsr) to watch a content creator be real and honest and transparent about their skin. Not only that - but you look incredible so kudos to you or whoever is doing the makeup. Thank you for normalizing REAL talk about skincare and skin expectations. Truly refreshing.
My soda stream has actually saved me a lot of money. Of course, I only drink the bubbly water. I don't actually buy the flavorings, just the CO2 canister. I drink so much bubbly water that even if I quit using it tomorrow, it has already paid for itself.
Same if you ever do buy flavorings they usually say to add like 4x more flavoring than you need I got some coke flavoring and added what it said it was unbarably sweet added way less and it tasted just like coke.
Same. Saved money and less plastic. And we use homemade sirup. SodaStream is something we use a lot. Home and even at work.
Same! And it does safe space because you dont have to get bottled water. I dont use sirup either. And its more environment friendly.
I think it's also convenient because you don't have to buy and carry so many bottles of sparkling water. I personally prefer still water and don't really drink soft/fizzy drinks on regular basis so it's not for me. But I totally get that it's a life saver for a lot of people who love fizzy drinks and sparkling water.
Yep. And most fiscally responsibly you can hack it to accept a large CO2 tank from the local brewing store or welding supply or CO2 supply store. Then it is about $20 to fill a 5-15lb tank (depending on where you are) and will last a very long time (6 months to 1 year for me drinking multiple bottles per day). Now you could do this all without a sodastream and just a better adapter to the tank, but this is much more user friendly and pays itself off quickly
Regarding workout clothes: there are leggings that can make a difference on an outdoor run for me (pockets for your phone, lack of front seam riding up, thin/sweat wicking, etc.), but that’s functional. Yeah, sure, with Pilates it might not make a difference. And there are $50 leggings out there that beat $150 leggings by a long shot. Also, if you’re doing high intensity workouts and have over a C cup, a good sports bra is a must. But again, it doesn’t have to cost and arm and a leg. I’m over buying cheap workout clothes because they don’t have the function I often need (Old Navy is not for me and my personal workout needs). But I’m also not buying expensive workout clothes because that also doesn’t have the function I need (I don’t care how cute a strapping sports bra is if doesn’t give me any support). It’s all about getting the value for your dollar.
Same. I have one pair of Old Navy leggings and I hate them for running and biking. I really love Bewildher leggings and the higher waisted powerhold leggings from Fabletics. I also think Lululemon is overpriced and not that great of quality for heavy duty workouts
Can you recommend some favorite leggings and sports bras for high intensity workouts (especially for us D cup girls lol)?
Little Ympe victorias secret has some good ones. I wear a DD and they provide good support
I agree, when it comes to workout clothes is about function and quality. I don't want see-through pants that will rip at the seam or loose their shape after a month
TSLA leggings on amazon are like 20$, high waisted and don’t keep falling down, and have deep pockets. I love them!!!
I'm so glad you said that about Old Navy. Five years ago I bought a pair of cropped leggings with vents down the side that I literally, I mean literally, wore every day I left the house. (It was a very rough time in my life, I had depression and lost sight in an eye.) These leggings lasted for years with the abuse. They finally got a hole in the seam after over 3 years and I threw them away. I still miss them.
I still have a pair I bought at the same time that are still in good shape.
I have a pair of flip flops from Old Navy that is about 15 years old now, and still going. Old Navy is for real.
From a Mexican perspective, it is quite surprising one would throw away clothing for a hole that can easily be fixed by sewing. Learning to sew has saved me a lot of money.
@@user-vu2yb1gy4l I grew up in Nigeria and I was thinking the same thing. I feel a physical hurt when I hear "throw away".
Hole in seam is the easiest to repair :)
@@user-vu2yb1gy4l and if you dont want to sew it up, you can still just donate it to fabric recyclers, most thrift stores take them and the old fabrics are turned into carpet padding, etc. don't throw things in the trash unless they are contaminated/true garbage!
When I got my first full-time professional job, I bought a camping chair to use in my apartment to save money XD 6 months later, I upgraded to a sofa that I still own. Buying quality furniture is never a bad purchase.
I'm sorry, how are refills worse for the environment than throwing away cans, bottles, or even liters of soda? Sodastream has a refill service for the canisters and I think it goes without saying that one bottle for 12 liters is better for the planet than 12 bottles for 12 liters.. I have also never ever seen a 2 liter bottle of soda for $1 like the graphic claims so I'm confused there as well.
I live in Canada and purchasing a 2 litre bottle of pop is very easy.
And its soo much less sugar if you just use it with juice... I love my sodasream!!
It's definitely a lot better for the environment to go to a grocery store to buy a 2L bottle than to order refills every few months.
I was legit thinking of you when she talked about soda stream 😂 people don’t seem think about the environment when considering their purchases (I also shuttered when she said she threw her Sodastream away... Give it to me!!!)
@@xylo5750 oh wow. I always thought buying plastic liters of soda is sooo bad. Can you show me the data or any stats saying those plastic bottles are better for reducing waste?
DIY projects you won’t follow through on : I FEEL PERSONALLY ATTACKED 😂😂😂😂
🙋🏽♀️🤣🤣🤣
My watercolour kit staring at me ,I feel seen 🙃
Ditto! 😂
Wonderful video!
Just my 2 cents here in regards to generic versus brand name medications: I'm a physician in Brazil and under our regulations, the generic medications only have to be 80% equal to the brand name medication, even when the box says the exact same things (including dosage). This can be very important and is very complex to say if you should buy one or the other, as there can be variability between labs and also batches. I ALWAYS tell patients to buy the GENERIC, except for psychiatric medications (for depression, anxiety, things like that). These medications tend to be much better quality when purchasing brand name instead of generic, and often times the improvement seen on brand name medications far out weight the higher price tag. For all other medications, I personally use and recommend generic, always.
I am not sure if the same regulations apply to the US, so I can't comment about that. I would strongly recommend asking your physician instead of trusting a youtube channel about medication recommendation.
The problem with fast fashion, cheap brands like Old Navy is the ethics and sustainability of such brands. We are better off investing in higher quality, ethically-made clothing, including workout clothes, and buying only a few pieces than supporting Old Navy and other fast fashion brands. I have two pairs of Lululemon shorts and two pairs of leggings that I’ve owned for over a decade and they are still going strong. There are cheaper ethical options than Lululemon, but we shouldn’t dismiss these brands.
How do you do that when you're too broke to afford anything other than old navy? Like, I know you can scrimp and save for months, but if my socks are all threadbare, I can't always afford 80 dollar ethically sourced socks
Literally came down here to say just this. Just because someone says not to buy fast fashion doesn't mean you have to break the bank. Find something that will last you a long time and you'll get the best bang for your buck! I hate the notion that you have to sacrifice quality for price. You just gotta look!
TaiFighter Check if people are selling anything on Marketplace or if there are locally owned shops that make what you need. Do what you have to do, and sometimes that will mean buying fast fashion. But what I think is most important is that those who CAN afford to buy ethical, should do so.
👏👏👏👏👏
@Christina Phillips You’re absolutely correct. I actually don’t buy from Lulu anymore. It’s hard to find good quality gymwear, but I prefer Nike, using PoshMark, Aritzia, and a few smaller yoga clothing brands. ❤️
We love our sodastream. We don't buy the syrup, and we've managed to almost complete cut out the 6 cans of lemonade we used to drink so it has saved us money and our house isnt constantly full of lemonade cans 😄
My sodastream truly did improve My life for several years now, I only drink sparkling water, and I saved a ton of money and plastic 😄 but i don't use the sirups.
So is it cost effective still, right? I live in Italy where fizzy water is super cheap and I am afraid to go back to the states side and incur costs that is too steep... i literally drink about 2-3 L of fizzy water daily...
@@gimletrose1985 It can be insanely cost effective if you are able to jimmy it to use a larger tank of CO2. There are attachments and tubing and you can get the water down to 4cents a litre. You can also find sodastream machines super cheap used :)
@TamTamTam Same! I don't own a car. So having a Soda Stream means that I don't have to carry bottled sparkling water home in public transportation!
@@Jannyl13 I have it delivered. I feel sorry for the plastic, but I can't drink flat water alone, I can't get used to it. blah.
Same
I've hobbies that I only practice once every 3 months or so. I've accepted it as a special hobby and no longer feel guilty about seeing them in the closet.
Yeah. I go to the beach almost everyday but I paint a few times a year..... If I decide I want to paint at 3am am I supposed to get in the car and drive several hours for supplies? No.... sometimes you need to save your hobbies stuff. Now if you haven't used it in a few years or you are moving just get rid of it.
o
Our soda stream actually improved our life more than we thought. My husband used to drink coke a lot, and or bottled sparkling water. We bought it almost 2 years ago, and he stopped drinking cola since then. Plus instead of going twice a week to buy sparkling water bottles, when we are buying groceries we refill the bottles (once every two months). It saved us 1) health wise 2)space (no need to store cola or sparkling water bottles) 3) and we only worry about it once every 2 months rather than every trip to the supermarket 4) money - the carbonation is always fresh so we don't end up wasting half of sparkling water bottles like we previously did. So yes if you don't drink it or only do occasionally then it's a waste but that doesn't apply to everyone.
"DIY supplies for projects you didn't follow through on" - Chelsea, neither I nor my several boxes of fabrics, sewing accessories, and natural fibre yarns expected to be called out so hard in this video.
To be fair though, now we're in lockdown I'm doing some form of sewing or knitting every day. It's just that in my regular life I'm too tired when I get home from work, and then my weekends get eaten up with random social occasions and chores like cleaning and grocery shopping. The lack of follow through is not lack of willing, but lack of time and energy.
I have a Fine Arts degree and the only way I use it is to help my kids with their projects lol. So, I am trying to get back and hoping to finish my daughter's drawing, even though I started before the pandemic.
I felt personally attacked. 😂
I never throw out DIY materials because doing something with my hands while watching TV prevents me from using them to stuff my face. When we create the body releases feel-good hormones so if you get around to using the materials they are some of the best investments in a quality life one can make.
One of the unexpected benefits of COVID for me was that the Nespresso boutiques closed, and for some really dumb administrative reason I wasn't able to order online. In a moment of peak laziness, I just said "screw it", and switched to french press. It's cheap, eco friendly (fair trade, ofc) and delicious, with the only downside of people assuming I'm a douche when I tell them.
The name is douchy, but you're making coffee the "proper" way (according to the most astute coffee snobs).
@@user-xg6zz8qs3q my flatmate whose Mum is Italian would snort and tell you the only right way to make coffee is with a Caffettiera. Eco friendly too, if you like Italian coffee
I've been getting good use out of Moka Pot! Although I love my local coffee shops, occasionally making coffee at home really is a great way to save money.
- Saidah, TFD
@@julecaesara482 I'm a pour over guy. The aroma of the coffee is intoxicating. FYI, don't even bother with the V60 and its overpriced filters. Get the Melitta instead.
I live in the U.K. and this is the main way people make coffee at home. A growing number of people have machines..... but you wouldn’t be out of place here.... not a douche at all!
As someone without car, who travels with their groceries using buses - I freakin love soda steam. This (and water filter) was one of best things I bought last year. I cannot express how much easier it is for me now, when I don't have to either ask someone with car, to buy several bottles with water for longer period, or carry them to bus and them to my apartment.
I've basically been on a CZcams watching hiatus for the last year or so, and this is the first TFD video I've watched in a long time and I just want to say I'm loving the personality shift and realness I'm seeing from Chelsea! She looks so happy :)
Re: hobbies. A lot of the time, if you’re thinking of starting a new hobby, you can borrow supplies to try for a bit before buying your own. They way you can get a feel for if you’re likely to keep it up. e.g. borrowing an instrument for a few months before buying after I decided to keep going. Maybe not the best advice mid-pandemic but just putting this out there.
Better yet, choose hobbies you can try out very cheaply, like knitting, reading or journal writing or calligraphy.
True! You don't have to go all in right away. I'm getting into tennis and I have a used racket and basket of balls from a thrift shop
One of my favorite things to do when I want to learn about a new hobby is to just search "how to do X for cheap" on youtube and 9 times out of 10 someone's already put up a list of resources for how to do learn how to do something as cheaply as possible!
So true, I rented my violin when I just started. A decent one starts usually around €400+ so renting helped a lot. And a lot of the money I paid in rent is taken of the buying sum. It will cost a little bit more than borrowing but if you con't know anyone that has that instrument this works great as well.
I've started working out and I spent 4 weeks just using a 5lb kettlebell and two 2lb dumbbells and a bunch of CZcams videos. I only now bought one pedal resistance band and a yoga mat. It works. Being creative with being creative is the ultimate test of what you're going to stick with.
Chelsea you yelled at the camera for 30 minutes and I am HERE FOR IT.
Miss Rona got you throwing caution to the wind. Please continue. :)
Girl!!!! Life insurance is so important. My husband just died at 52 and, boy, am I glad we purchased term life insurance many years ago.
So sorry to hear that. My mom passed away at 41. I hope you've found love and healing again 🙏
TIMESTAMP
1:05 Items that necessitate buying parts/refills
3:31 Expensive jewelries
5:43 Furniture stylish >well made
8:04 Name Brand over generic foods/medications⭐
10:01 Grown up clothing that I didn't read the instructions for⭐
11:24 DIY supplies for projects you didn't follow through on
13:30 Home Skincare that promises big results
16:21 Scammy weight lost programs/supplements
18:11 High end workout clothes
20:17 The latest smartphone
I owe you my time
I love my soda stream! I have definitely saved money on soda water over the years I’ve had my soda stream. Also, it is absolutely better environmentally. We were going through at least four or five bottles of soda water a week. Times that by the three or so years we’ve had our soda stream, and that is a lot of bottles saved!
I love mine too!! I got a used one off Amazon years ago that is a super simple bare-bones model. I don't buy syrup, I make my own simple syrup & use key lime juice or other flavors,; but mainly I just like plain soda water. Plus, the soda stream saves on bottles and cans!
Same! I've used the bottles way past their "expiration" dates and only need to buy refill canisters maybe twice a year. I use it for cocktails, italian sodas, or just plain seltzer with lemon or lime.
I love mine too. Never used the syrup stuff just plain water and I add lemon slices. Not being an alchohol drinker and living in a warm climate it gets so much use as it's my fancy drink of choice for any occasion. Plus who likes lugging bottles of heavy sparkling water home from the supermarket on a hot humid day?
I didn't drink a lot of soda water before being gifted a soda stream, but I do love it now. I actually bought a CO2 tank to refill my own canisters and also refill for my friends/family. The tank has more than paid for itself by now, and for me personally, it's more convenient to spend a few minutes in my garage refilling the canister than mailing it back or doing an exchange at a store.
Here in Germany a lot of/most people tend to drink sparkeling water, us included. I have the soda stream with glass bottles and I bought extras, so wie have 4 now, because I drink A LOT. I don't want to drink water from plastic bottles and I don't want to carry those, so we have gotten a soda stream and it was the best investment ever. You can change the CO2 refill canister literally in every store here, so you just take it with you when you go to the grocery store, pharmacy or dr*g store. Easiest thing every and very convenient. Maybe we are just lucky here *shrug*
To quote Freckle "Sometimes things that are more expensive...are worse."
a true icon
TASTE
This quote will be a family heirloom
Icon.
"But they're not even soft."
I love how you've opened up over time. And I don't just mean content wise with your private life, I mean in expressions and jokes. Love it.
Very pertinent video! Although I have to say that *for me* (I can't stress that enough) a Sodastream was an amazing investment. Firstly, I'm addicted to sparkling water, and since it's not like crack I don't plan on stopping soon. I drink it every day and it's been years. Secondly, I used to waste a lot of time and space buying, storing and bringing back returnable cans. Thirdly, before buying my Sodastream, I did the maths. I'm buying 0 calories flavored water and where I live, the lowest price I have *ever* seen is 1$/liter. I bought a used Sodastream, I refill my canister at a local business that cost me 10$ per refill and I buy concentrated 0cal syrups that are 5$ pour 20 liters. So the overall cost is way lower with the Sodastream and I save a ton of time. The point is: it's a habit that I'm very consistent with and I did the math before purchasing anything.
Me too! And my local refill guy comes to my door to swap my canister!!!!
The generic meds thing cannot be said as a blanket statement. I had a horrible reaction once when I got a generic version of my migraine med (ended up in the hospital) and the doctors were like "oh yeah well its known that this family of generic meds has issues sometimes" which no one told me before. basically that they may have the exact same ingredients but because they're not necessarily joined in the same way or with the same combining agents that they can have subtle differences. which with things like neurological meds can be hugely pronounced. out of the 6 meds i take, 5 are generic.... i'm just saying you can't make the blanket statement that "all" meds are identical to their generics because that isn't always exactly true. Also, the generic versions, even with different agents, don't need to go through the same FDA process.
Speaking as a doctor, while I can’t speak to the FDA process, This is generally untrue within the EU. There is no difference between regulations for generics and branded products. In some cases of neurological medications such as for immunosuppressive drugs , different brand names have different formulations. But those are all prescription -only in the first place and aren’t at all what Chelsea is talking about.
While she did not specify, I don't believe she was referring to prescription medication. I think she was talking about things like ibuprofin and allergy medications
I definitely agree with certain prescription medications not ALWAYS being the same. I depend on daily thyroid medication, and the generic has never given me consistent lab results and name brand has always been more reliable! But I definitely went with generic first because it usually is the WAY better option! I never buy name brand over the counter items like benedryl or acetaminophen.
I’m here to say this too! There’s a certain version of Adderall (the one that’s entirely orange) and it is the worst 😭
She was probably speaking to over the counter meds. However I agree with S J , the effects of generic prescription medication is often very different due to patented chemical formulas. I simply can’t switch between a generic and a name brand prescription. It just doesn’t work. Plus I’m paying and investing in my health so I see that as a worthwhile purchase
A purchase that’s definitely not overrated? ... a lint roller
Garbage bags to put garbage in to just throw away lol
@@irmatezx3 Garbage bags changed my life.
You can get velvety ones that last forever.
Especially when you have pets 😩
@@irmatezx3 there's an alternative to this?
Thank you! I keep telling people about how much I love Old Navy’s workout stuff. Most of their clothing is trash but the athletic stuff is where the gems are. It holds up year after year unlike the things I bought from Target.
My husband LOVES his Sodastream! He uses it constantly and it HAS saved money because he never buys the syrup.
"Im not bitter"
Bitterly: "ThAtS hEr JoUrNeY"
🤣🤣🤣 love you Chelsea
Every impulse purchase has an underlying ancient desire that can be satisfied for free (or at least much cheaper)
Being grateful for what you already have truly does attract more of what you truly want. (fin rant 😆)
Casey Burns Investing agreed
Nice perspective Casey - thanks x
This is so true
Casey Burns Investing I see you everywhere I go, every youtube I watch ... lol Chris Hugans , Meetkevin, Dave Ramsey list goes on 😂 .
What a beautiful sentiment. I'm going to keep this in mind.
Hey TFD, love the video as always. I wanted to comment on one inaccuracy though, since it's within my expertise. Generic drugs are not identical to brand name drugs. Generic drugs are regulated for pharmacokinetic bioequivalence; as such, generics must fall within a range of acceptable values at a given level of confidence (specifically, within 80 to 125% bioequivalence using 90% confidence intervals). Additionally, generics are not tested for therapeutic effect. It is assumed that drugs with similar pharmacodynamics will have similar therapeutic efficacy, but this is most certainly not always the case, and there are well documented exceptions. I just wanted to raise this issue because patients should not switch between brand and generic drugs (or vice versa) without consulting their doctor/healthcare provider.
I had my Canada Goose parka dry cleaned for $80.00! The next year I threw in the washer and dryer and it came out looking great (also scotch guarded as well). I voided the warranty but I can't justify the dry cleaning costs.
"Not that I'm bitter. That's her journey, I'm on mine." gonna gif that, Chelsea.
That's your journey too, i'm on mine
Well, having a balanced diet and getting enough water, exercise, and sleep won't CURE your acne but on the contrary, eating greasy/sugar/dairy loaded foods, dehydration, and sleep deprivation WILL make your acne 50x worse than it already is. Your dermatologist will tell you the same as well as treat your condition accordingly. So no, it's not bullshit and you don't need to be rich or have fancy, over-the-top facials to manage a skin condition.
I think the point she is trying to make is not to get carried away expecting huge results and compare yourself to celebrities who have amazing skin who can afford expensive treatments. It is still a good idea to eat healthy, exercise and drink water regularly it will all help your skin to a degree usually although we are all in a stressful situation right now and stress does affect your skin anyway I would say . Also I suggest being discerning with the products you are going to use, some specific products that target a particular issue may be more expensive but if they actually work and you just use them temporarily before moving on in your skin care then I think that's a more cost effective approach than buying cheaper drug store/ budget skin care products that may not work at all. Follow dermatologists or channels that are informed by dermatologists like mixed make up and do your research
I have found that with the exception of dairy products (which have been a long-standing acne trigger for me), none of that makes my *acne* notably worse. It definitely makes the non-acne skin look more tired and less healthy. But those things apparently weren't the cause of my acne in the end, so while cleaning up those lifestyle aspects was good in other ways, it didn't meet the goal of helping my skin stay clearer.
There are many studies that demonstrate the link between diet and acne to be weak. Same with hydration, being dehydrated may make your skin appear more "sallow" but doesn't necessarily lead to an increase in acne. But everybody is different. Obviously the healthier you are in general, the better, but people act like a certain diet and gallons of water is a cure all
Manage and cure are different things tho. I think the point was "don't buy a full 12 step skin care rutine expecting it to cure your skin conditions" and more like "make rational decisions regarding skin products"
@4Freedom4All Yeah, well tell that to my cystic acne that flared up every time I ate dairy.
Chelsea, I work at a dry cleaners. A lot of times the manufacturer puts dry clean only on garments to get away without running tests on sufficient care! Dry Cleaning can actually bleed dark colors and make clothes feel very strange after many passes through the hydrocon. Additionally the wedding dresses with beading can't even be put in a dry cleaning machine and they get wet cleaned. Dry Cleaning is also terrible at removing stains unless they're wax or grease and often I end up plain washing them instead.
I absolutely love Sodastream. I have two - one at home and one at my workplace. I have three gas bottles. When I use one up, I swap it out and immediately put it in my shopping bags for my next trip to the supermarket. I use it without syrups (because I don't like syrups.)
One of the reasons I like it is that I drink far, far more water if it's fizzy. The other reason is that I'm not buying lots and lots of bottles/cans of soda - lots of trash in a place/time where I can't guarantee that my recycling is actually being recycled.
Gotta say that my old soda stream has come in handy during this quarantine.
The trick is getting 2 or 3 tanks that you go refill at the same time because only 1 it's not worth the trip.
Agreed. I think the cost factor is also related to location (generic soda, even carbonated bottled water is significantly more expensive in Canada, especially in the North) and we don't add syrups, if we do, they're homemade from scraps/products that would be otherwise wasted.
Other water flavoring options (Mio) work great and save money. It's nice not to use cans and bottles that may or may not make it into the recycling system.
Carrie Crook Mio is sold in small plastic bottles, which have the same issues (and are less recyclable)
I only use mine for sparkling water because it quenches my bubbly need without having soda.
@@ogis49 I haven't had any luck with Mio. I prefer Crystal Light, Tang or Koolaid. Given the whole thing with our recycling ending up annoying a foreign country, I appreciate how many less bottles there are in my recycling bin.
My mom once told me that everything is technically name brand and that ended that supermarket tantrum
I’ve used the hell out of my sodastream and love it. I only use it for sparkling water and never add the sugary syrups. I drink so much more water per day because I don’t like still water. Has made my life so much better and environmentally better than buying bottles soda water! So, I have to disagree with you on the soda stream.
Ditto on all points for me!
as for skin care you are absolutely right. When I got into menopause I realized that all my skin issues (pimples) were caused by hormonal cycles. Since menopause I never had any other pimple. So I tell younger women that all that craze about cleansing the pores believing it´s "dirt" what causes pimples....it´s not. It´s hormonal 90% of the times and there´s not much you can do about hormonal pimples. Maybe not touching them and not scarring them. Loved this.
For furniture, I worked at a furniture store and got the employee discount, and all the insider info on what pieces were higher quality.
I buy hard furniture at thrift stores, but I only buy upholstered items new because my husband has allergies.
May I ask: do stores sell quality furniture anymore? Or is it all MDF/particle board covered in paper and veneer? I get that everything is built to a price. But the mid-tier furniture brands scare the living hell out of me. What if you're getting IKEA quality or worse, but at a higher price (and arguably better design)?
I buy a lot of furniture for work.... unless the shop tells you it is solid wood specifically it is usually particle board of some kind with a veneer. Also be aware that even with solid wood it is likely that it is a cheeper wood on the inside but with a thin veneer of the wood on the outside...... this isn’t necessarily a problem for strength of the item, but does mean you can’t sand it down, or deal with scratches as you only have a couple of millilitres of the finished wood on top. To get solid wood you either need to go second hand or pay a lot more. Interestingly if you are prepared to be a bit more adventurous with the types of wood you can get some better prices, as there are some faster growing hard woods that are much more economical, so that could be an option if your not set on a specific type of wood.
@@Kate.West. Thanks! Most hardwood furniture I see on the web in my country is made out of beech, eucalyptus and acacia. And a lot of furniture is pine (is that shitty?).
Pine isn’t shitty in general but is quite a knotty wood usually (although it comes in different grades with less knots). It also tends to go orange with age, so you would have to decide if that’s something you were ok with (if it had a painted finish it wouldn’t matter I suppose). Also Pine is a soft wood rather than a hard wood. It grows much faster so that’s why it’s more cost effective for growers. It wouldn’t have the longevity and strength of a hardwood (but would still last much much longer then chip board!). Lots of people have pine bed frames or pine kitchen tables.
I’ve owned my soda stream for 5 years and I absolutely love it! It’s probably one of my best purchases! It doesn’t stop me from buying sparkling water, but I buy it once in a while as a treat! As I don’t intend to replace soda but just water, I do think it saves me money!
My mom's fridge comes with a soda stream installed in the door, and it's changed her life. She hates she can't bring it with her everywhere ahah
Same. I love my soda stream. I buy two canisters at a time so I don’t have to make as frequent trips. Also, I live in A tiny condo in Toronto and I don’t find it takes up too much room. I also drink a TON of soda water so it's really worth it for me.
I'm not sure what she is referring to for wasteful. They have a recycling exchange program where I bring the canisters back for a deposit refund to put towards my next canisters purchase.
Pop is disgusting so I don’t buy the flavours. I just drink obscene amounts of soda water.
My trick to force myself to go get refills is to have more than 1 tank.
Going to refill 3 tanks is a motivation to go to the store but 1 tank is just not worth it to me
One kitchen item with replacement supplies that I think is worth it is a food sealer. It has helped me because I can portion meat and other things out into smaller portions and freeze them, otherwise so much of my food was going bad. It’s just me and my husband so if we buy a chicken it can go bad before we eat it all. It’s really helped and I think worth it.
"like corsets that women literally fought decades for to be freed from"
I get the notion but UGGGHHH Bernadette Banner and Meme Mom where are you
Jule Caesara 🔥meme🔥mom🔥
Cringed on that one too... I sooo would love to be able to afford a properly made corset that supports everything without cutting into ribs and shoulders the way bra straps do...
*shout louder for those in the back* so glad you made this comment - it's exactly what I was thinking!!
well at least I gave some (vage, but hey) sources for those who are willing to get educated
Keep at it ya'll preceptions can change in with enough effort. If the HEMA community can slowly but surely managed to chip away at the common misconceptions about swords and other weapons it can be done for things like corsets!
The shade thrown at "Shmushmulemon" and "Crispy Hexagon Squares" was solid gold and made me spit my coffee out! 😂😂 Well played Chelsea!
What company is smusmulemon
@@euphrangel lululemon
what's the crispy hexagon squares
@@PlaceboEllie They are knockoff imitation of the"Chex" brand breakfast cereals!
🤣🤣🤣🤣
Good point about scheduling time for hobbies. I've bought a lot of craft supplies and will mark time for my projects in my daily calendar. Thank you! 🤗
Hey I read your book but this is the firstly I discovered your channel! Thanks for all your advices! They’re so inspiring.
I agree with you about most things EXCEPT for medications. My sons and husband are all on psychiatric drugs and some of the generics don't work the same for them. For example, one of my sons is on Adderall and was switched the generic version. While on the generic version he developed a tic disorder within a few days on the generic that went away when he was switched back to the name brand. My husband became aggressive when they switched his ssri to the generic version.
faeriesmak when I switched to a generic birth control I had spotting which I never had on name brand
@@-natmac Right! They SAY that they are all exactly the same but they are not. There is also a margin for differences and some of the "filler" ingredients are different, which can cause issues for some people. With the allergy medication that I am on I actually prefer the generic. It works better and doesn't leave a floral scent in my nose like the name brand does!
Yes, thank you! For some of my medications the generic is same, just cheaper, and I'm happy to use it. But the generic for my thyroid medication does *not* work the same for me. If you switch to a generic, please pay attention to how your body responds.
@@faeriesmak Really good point! (Occasionally, it's not the difference in the medication itself that people have an adverse reaction to but the filler.)
I will say that generic Venlafaxine XR works the same as Effexor XR to me. Which is good, because the latter is prohibitively expensive.
I love how you've become more and more chaotic as the quarantine goes on - this video was informative AND hilarious.
Not gunna lie, my expensive engagement ring did actually make my life much better. I love my ring so much that I feel how much my fiancé loves me through the hard work that I know went into saving for it and creating it for me.
I bought a soda streamer in 2010 and still use it to make seltzer water several times a day. I put a splash of juice or citrus. I have 4 tanks I refill at the hardware store for $15 total twice a year. I save $ and do not have cans and bottles to deal with
My sister once nailed Jello to a tree. She was so proud of herself. But you're right, it fell right off and it was all for nothing.
When switching medication brands it can be worth it to consult a doctor or pharmacist about it - while the side effects and active ingredients are identical, there CAN be minor difference in the filler ingredients/coating etc. For the vast majority of people this will make no difference at all, but for a few people it may slightly alter their reaction to the drug.
It's important to note that this goes BOTH WAYS - it's not that the name brand inherently is more likely to cause a bad reaction, people could also have differing reactions when switching from off-brand to name brand, or between different name brands/different off-brand options, etc. For example, I have one medication I only take name brand for because I did not react very well when I tried an off-brand variant. However, I have a friend who takes the same medication and actually reacted better to the off-brand than the name brand. My other medications I all take cheaper off-brand variants and they work fine for me. Also, because I tried both the name brand and the off-brand, and had a worse reaction to the off-brand, my doctor was able to file for an exception with my insurance so I don't have to pay any more than if I were taking the off-brand medication (it may not be the same with every insurance, but if you do have a medication you need to take the name brand of this may be worth looking into).
Tl;dr of this is that for the VAST majority of cases, switching brands will not make any measurable difference, but for a small number of cases differences in coating/filler ingredients between brands can matter for certain individuals, so especially for individuals taking extremely dosage sensitive, life saving medication, having a discussion with a doctor or pharmacist about switching brands (whether it is from name brand to off brand or the other way around) can be a good idea.
Definitely worth talking to your doctor about if it's a medicine you use to manage some serious condition. For your run of the mill painkillers, cough medicines, and so on, you're almost certainly going to be fine just grabbing the generic unless you have known allergies.
@@Meloncov oh yeah definitely - brand switching is mainly a concern if a) you have allergies to ingredients used in some formulations, or b) your medication has a very narrow therapeutic index (that is, has a very narrow range of doses that will be effective without causing serious side effects) or a very specific duration/release mechanism or something like that which could be influenced by filler or coating, but with most stuff especially OTC stuff that isn't the case and whichever brand's the cheapest should be completely fine.
I wish I could boost this comment to the top.
I am an avid sparkling water drinker and I was constantly paying around $10 for a 24 pack of la croix. I switched to soda stream and I spend $15 for 60 liters and I just get refills for the co2 at Target. I love my soda stream and I use it constantly but if you don't drink sparkling water as much or want to use it as a replacement for soda aka you'll keep buying flavor syrups...it's cheaper to buy soda.
Loooove your videos. I really enjoy how they convey great information and tips but also can be humorous and make me laugh at the same time 😂
Food allergy test - literally changed my life, my body, and my skin once I found out that I was eating foods that are considered healthy, but I was mildly allergic to them.
This happened to my mom as well! She was allergic to eggs!! She ate eggs every morning. Life changing for her. Also tomatoes.
Store brand food products usually are fine...except Oreos. I've never tasted a good Oreo dupe 😂 Also, I love jewelry and while I agree that diamonds don't retain their value, gold often holds its value (or even increases).
I definitely agree about the Oreos!!! That's a hill I'm willing to die on 😂😂😂
There isn't any Oreo that tastes good.
My boyfriend bought some off-brand “Oreos” that were surprisingly good. Wish I could remember the name.
Same for Doritos. There's no such thing as generic Doritos. You either buy the real thing or you eat tortilla chips with mystery dust on them, there's no in-between.
Jewelry not only retains its value but rises over time especially with gold. I’m not sure where she got her info for most of this video but Kit comes off as pretentious condescending and inaccurate. When you think about buying jewelry from a retailer like in the mall or something you might not see that value for a long tome but if you get it second hand you’re more than likely making an investment....also I bought my kids some Kroger off brand Oreos recently and they were surprisingly good. Considering Oreos are now around $4 a pack I can’t see paying that as a small snack to have around the house.
I'm an old used carbonated beverage machine operator. I looked for a used SodaStream on Craigslist. As a general rule I don't use flavoring in my carbonated water. On occasion I admit I will make my own flavorings from Peach preserves or blueberry jam . And while I drink carbonated water as a treat I also use carbonated water as a preservative as I don't have a freezer currently in my tiny house. I've been able to keep sliced mangoes in top quality in carbonated water in refrigerator for over a week. Plus I know a few tricks here and there for making the carbonation last in a SodaStream. My unique circumstances made the Sodastream an investment in multiple ways that has saved me money as well as food.
I have just come across your CZcams channel for the first time and this is about the third or fourth video of yours that I have seen.
You get really high marks for so many features of your videos: (1) you come across as extremely poised and self-confident; (2) your topics are not only well researched, citing credible sources, but also sprinkled with enjoyable personal stories from your own life; (3) you flow logically and smoothly from one topic to the next; (4) your use of graphics is understated and has a good effect on the overall presentation.
Just one personal response to something you said, and that has to do with SodaStream:
The first time I bought it, I threw away the syrup. I bought the SodaStream as a means of making carbonated water at home, without having to buy the bottles. Therefore, your mention of "constant refills" has no bearing on my usage of it, as it is very simple for me to refill the CO2 cartridge once every three months or so, which is very far from "constant refills." My suggestion to your followers is that if your primary use of a SodaStream is for sparkling water, rather than flavored soda substitutes, you are still doing well to have one.
Oh yes, +1 on the finding furniture secondhand. I've full furnished my living room with only FB marketplace and Craigslist. The quality of what I'm getting so much higher while the price is much lower new, and it's very sustainable. The decor is also Victorian/antique so unless I wanted a poor quality modern facsimile (aka shabby chic or tuscan...) there's really no choice other than secondhand.
Linh Hoang Yes! Totally agree! I did estate sales for almost all our furnishings. I went to high end homes with a lot of rooms. Found a lot of furniture there that was great quality, sparingly used, antique. A classic antique look, but totally matches my tudor style home built in 1917. Update the look with inexpensive decor - very pleased with results.
Yey, can't believe I'm here this early. Always love hearing these kinds of lists because even when not all of them resonate with me it usually makes me consider what in my life fits the description which is always enlightening.
Glad to hear! These lists are always just a starting point, making it work for your life and habits is key.
- Saidah, TFD
My wife and I had a long discussion about engagement rings. She wanted $0 and I wanted it to look nice. We settled on a beautiful $150 moissanite ring she gets a lot of compliments on. Two years later, we spent the money we didn’t waste on an expensive ring to put a 20% down payment on our first house.
I do agree with the unused supplies for DIY.
When someone says they want to get into crafts I always suggest taking a class or joining a community that owns and maintains a space before investing any money into high quality tools. Feel the tools, get some help, make a small thing. Does it spark joy?
And, like Chelsea says, can you allocate time for it? If you take a class or join regulat community meetings you’ll find out if it’s too disruptive to your schedule.
I love Old Navy’s workout clothes great quality, Ive had the same pants and tops for years and are still as good as when I purchased them. Also you can always find them on sale.
Okay wow. On the sodastream, I really really disagree with you. I got mine around december 2018, when I first moved out of my parents' place, and I should mention that I live in Germany and I know that in the USA, sodawater, or sprarkly water or whatever you might wanna call it, isn't really a thing, but in Germany, based on my social circle, roughly half the population prefers 'still water' and the other half perfers sprakly water. I believe I'm on my fifth or sixth or so CO2 canister and I almost exclusivley drink sprarkly water, with the occasional pure fruit juice in between. I don't know how much canisters go for oversees, but here it's eight bucks per canister, so I had, like, one and a half years of water for about 40€. Conclusion: If you use the soda stream correctly, it will serve you well and save you tons of money - mind you, I'd have bought, like, 600 liters of water in the store otherwise. And the syrups, in my opinion, are not wirth it. My sodastream came with some samples which I tried and hugely disliked.
This really really helped me today, especially as someone who was completely suckered into the whole 'expensive workout clothes' thing as a Pilates teacher.
I spent soooo much at DIYs! But I really do use them 90% of the time in less than 6 months. Since getting into college it has been harder to keep up but it really gives me joy and it’s something I look forward too. Same can not be said to my mother, for example, witch frequently starts new hobbies that doesn’t ever follow through.
Love your sass. ' She's on her journey, I'm on mine'.
Lol I remember doing a survey for cash on the phone and the guy asked me what cereal I ate I just replied "the generic kind" but still unsatisfied, he wanted a name and when I told them they were the "chrispy hexagons" he replied with "ah they really are generic" and laughed at me. 😭😭😭😭
Love this video from you!!! I really liked that your funny personality shone through. 😊
A few repeats from past videos but if it's going to help someone become smarter about their finances, I'm all for it! I'm way above the desired demo for this but I find it interesting to see that I follow the same rules!
the best trick for having clear skin is to go to the dermatologist, personally, I've had rosacea since I was a teenager, and I only started to see real results with products that were prescribed by my dermatologist, which are usually pharmaceutical products.
Or watching Dr. Dray on CZcams, she’s stopped me from wasting money.
I have had to go to the Derm as well. I was on Accutane for a year to take care of my hormonal cystic acne and halfway through my treatment I lost my insurance and job. I had to pay out of pocket with a Good Rx coupon for the remaining 6 months but it was so worth it! My skin is so clear and hassle proof.
@@rocked13 I'm not from the US and where I live we have universal healthcare, it sucks that you guys have to go through stuff like that
100% with you here. A trip to dermatologist can save a good amount of money in the long run. Some skin issues go away only with prescription medicines. Not some dubious serum, that claims to give you a "dewy" look.
@@rust44 I don't trust her advice much because I don't think she looks very healthy, do you have any other suggestions for skincare doctors to watch?
The skincare bit is the only thing I disagree with. Everyone should have a basic skincare routine. There are a lot of good inexpensive products. I recommend Dr. Dray on CZcams.
Yaaasss dr. Dray!!! Cereve is the best :)
James Welsh and Hyram are my favorites :)
I disagree with this too! I recommend Susan Yara and James Welsh!
Me too! My skincare is pretty small and inexpensive but works so great. (Gentle cleanser>Moisturizer>Lactic Acid>Sunscreen) though I don’t use the Lactic Acid everyday
She's totally changed my skin after 20 years of greasy, mild to moderate acne, I never wore makeup (too scared to), I wish I took pictures over the last few months lol. She's a saint.
Can add a few major things here:
1. Excessive real estate: location is more important and going for the minimum scales well for savings in heating/cooling costs, furnishing, maintanance/cleaning, etc. I designed my apartment in ~235sqf (23.5m^2), and it has pretty much everything without a mortgage. Kitchen/living room/office combo, bathroom, queensize bedroom with a massive closet, hallway. It's really about smart layout planning and space usage.
2. Processed foods. Lots of stuff just tastes better and is cheaper to make at home. Cured meats, pasta, pizza, sauces. All good for DIY.
3. Garbage bags. People use them too often, literally throwing money in the bin, OK to use a disposable bag for messy mixed waste but unnecessary for recyclables.
4. Digital content subscriptions. Plenty of free options, and plenty of ways to avoid ads.
5. New/expensive car. Worst investment ever, and I have 10y experience in automotive industry, if you really need a vehicle either your employer ought to provide it or get a 3y old entry level one with low mileage.
6. Working too much. Work to for own entertainment or for a specific goal. Take time of to explore when not doing that.
Hey Chelsea. Great video. I feel a strong connection to your sense of humor. “My whole wedding dress was $80...”😆🙌🏻👍🏻