Mastercard & Visa Cutting Usage On Even More Japanese Sites Is Harming Content Creation

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  • čas přidán 13. 09. 2024

Komentáře • 118

  • @freakyjim2131
    @freakyjim2131 Před 3 měsíci +48

    More and more I feel that we should move towards alternate systems away from these American companies. I certainly think this will only become worse.

    • @nomado-sensei
      @nomado-sensei Před 3 měsíci +14

      This will definitely get worse and each country should have their own payment processing service. And Japan is definitely one that has the means, especially given the fact that the burger eaters are encroaching on Japanese culture with these restrictions. Next thing you know, how you should draw eyes on your characters so that they are more cartooney.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +14

      It certainly feels like the state of the market for these payments is quite unhealthy. While looking into it for the previous video, more than 95% of the market share globally is held by 3 companies (one of which is mostly used in China so it's kinda different) which basically means that mastercard and visa have way too much control. And with how vital their services are to many industries survival, giving them the ability to control these other industries the way they do is certainly quite dangerous and does feel like it could get worse from here

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +12

      @@nomado-sensei We do have JCB here for that at least which is the only remaining payment processor usable on these sites as they do have a stance of non-inteference with how these other industries operate but unfortunately even in Japan their market share is only about 30% now and it has been declining.
      Though with how much all of this is happening with visa and mastercard now it might very well drive more people back to JCB so we might actually see a resurgence for them to some extent which would be in a way a be very funny if visa and mastercard lose out in Japan to them because of this.

    • @Nilm_
      @Nilm_ Před 3 měsíci +4

      Mass adoption of crypto seems to be the best way so far (I just want more places to accept monero)

    • @jeffzebert4982
      @jeffzebert4982 Před 3 měsíci

      @@nomado-sensei A bunch of people NEED to gather in front of the headquarters of Visa and Mastercard and hold mass demonstrations at those headquarters! These demonstrations need to compel Visa and Mastercard to stop listening to Morality in Media (MiM), who now call themselves the National Center on Sexual Exploitation (NCOSE)! Inform Visa and Mastercard that MiM has been pressuring them into severing their ties with "adult" websites for RELIGIOUS reasons! I put "adult" between quotation marks because some of the Japanese sites that MiM has been pressuring Visa and Mastercard into severing their ties with are NOT even adult websites AT ALL! One example: Niconico. Like CZcams, Niconico DOES NOT allow adult videos on its site! It never has, I don't think.

  • @killerguythefox
    @killerguythefox Před 3 měsíci +32

    its quite scary how these payment providers effectively have a oligopoly. They gatekeep others from springing up and because everyone in their industry works together they essentially get to tell others stop this or we remove your ability to do anything. Because where do you go? its incredibly scummy to see and it is a dangerous power for them to have as it massively limits what one is even allowed to do. All because ''they'' decide what is right or wrong that you can provide money services for.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +2

      Yea that's what I feel too. The whole level of control they have is quite extreme and it certainly does feel like some of what they are doing is in a way going to water down some of the differences in culture that exist between countries as they try to make every follow what they specifically want

    • @StarFoxZX315
      @StarFoxZX315 Před 3 měsíci +1

      In theory they can't do that. Problem is hteir ability to destroy entire economies if they so desire limits what any public power can do.
      As far as I know, this configures as market manipulation and power abuse. If JP companies with branches in the US really wanted, they could make a push against these processors, but again, they're either too scared to do so or the western market doesn't matter much to them.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      ​ @StarFoxZX315 I'm not sure how true it is but with the case of dmm I heard of some action being proposed in America and with Manga Library Z now the government here may begin loooking into it but it does feel like those would take quite a fair bit of time is the only thing : /
      But yea there does seem to be talk of how this might be overstepping their boundaries finally I just wish all this happened sooner

  • @BellowDGaming
    @BellowDGaming Před 3 měsíci +28

    Its like grandpa said. Back in my day there's nothing like meeting face to face and giving the cold hard cash and getting your goods and you make friends. Digital banking now kinda sucks.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +9

      It does feel like doujin events maintain that old saying well too and for good reason it seems now lol. As convinient as E-banking is it really did give too much power to these small number of payment processors to do whatever they want it feels like

  • @dallahan7879
    @dallahan7879 Před 3 měsíci +31

    The moral purity over "g00ning" is all fake. The people complaining on Twitter about this stuff are literal "adult content" addicts or are obsessively hoping to get validation from women. They're the same type to complain about l0li but have several l0li images in their likes. It's all just fake virtue signalling and clout chasing.
    All that aside, I'm looking forward to Comiket in the next 2 months. I'm hunting for Rice Shower doujins. They're very wholesome.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +6

      I always felt like it might've just been me being desensitized due to working in the industry but it always does feel like especially when I look at media from america there seems to be an added demonisation of adult content as compared to within Japan. Always thought it was a cultural thing but I could very well be wrong and its just an internet thing.
      And good luck with comiket o7 will prolly be making a guide for the event for first timers closer to that but you seem like you'll be fine without it so good luck all around XD

    • @dallahan7879
      @dallahan7879 Před 3 měsíci +3

      ​@@overworkedsalaryman I would explain what's actually happening in America but my posts get vaporized when I do and so do many others.
      Anyway shopping in comiket has been easier than ever to do over the web. So I've been shopping at comiket for around 7 years now in every event. Lots of talented artists have cropped up over the last decade. It's pretty amazing.

    • @theamazingfan8889
      @theamazingfan8889 Před 3 měsíci

      ​@@overworkedsalaryman It's not like they hate adult content but they haye beauty and content which appeals to make demographic. You won't find a single beautiful character in America media such as games , comics and even live action series casting average or straight up ugly looking female actress. Like that new stage play of Romeo Juliet, upcoming live action of Borderlands. They use a word in which men are excluded to experience fan service or creat things. It's called safe horny

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +2

      @@dallahan7879 yea it's crazy how many good artists there are out there which is what makes it all the more important that some protection be afforded to them from this over-reach
      Though I didn't know that shipping overseas for doujin stuff has gotten that much more convinient. It certainly is a good thing to know 🙏

    • @stealthbrandon
      @stealthbrandon Před 3 měsíci

      @@overworkedsalaryman That all true about American Entertainment it's also related to why American gaming character are so ugly It not just "representation " It fear that someone . somewhere is goonining ! oh my lord stop the presses she pretty ,let me go protest on kotaku (fake otaku site ) write 3000 word essay about the evil that could happen that no one will read.

  • @sssspider
    @sssspider Před 3 měsíci +19

    This is a good thing in the long run because it will force the creation of alternate payment processors.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +12

      I sure do hope it does create the push for more alternate payment processors since what is happening rn does make it feel like the industry for them is quite unhealthy at the moment if they have enough power to strongarm other industries to follow their policies the way they do.
      Though it does suck to see all the creators getting hurt by all this in the short term too tho : /
      Here's hoping that long run comes sooner than later

    • @jamesdrake3651
      @jamesdrake3651 Před 3 měsíci

      It's not as easy as you think. The large investment banks like BlackRock are behind this.

    • @sssspider
      @sssspider Před 3 měsíci +1

      @@overworkedsalaryman by my completely baseless and unfounded predictions I give it maybe another 5-10 years

    • @theamazingfan8889
      @theamazingfan8889 Před 3 měsíci +1

      @@sssspider could companies and artists will able to hold until than?

    • @StarFoxZX315
      @StarFoxZX315 Před 3 měsíci

      @@theamazingfan8889 most likely, yes. Some artist went as far as to hide any sensitive content behind compressed files protected by constantly changing passwords, direct links to servers, "extra" content releases separately. I've seen this before and it works.
      These workarounds might give them some time and, worst case scenario, they'd have to create multiple accounts to have a backup in order to keep business going.

  • @livifi
    @livifi Před 3 měsíci +15

    It's absurd that me, a Finnish person can't support my favorite Japanese artists and indies just because a few American credit card companies don't like it. I've lost all trust in Visa/Mastercard and will abandon them whenever there's an alternative. At least there's digital euro on the horizon and while I'm not sure how good it'll be, the main reasoning for it's existence has been to strengthen the monetary sovereignty of euro area and this Visa/Mastercard crusade has shown me how important it is.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +5

      yea the level to which these companies have control over the movement of currency certainly does feel a bit much. It's to the point that even people within Japan are having trouble supporting artists in Japan because of the prevelance of these companies till now. Hopefully this causes more of a shift to JCB here in the same way as the digital euro there before the current situation gets out of hand

    • @stealthbrandon
      @stealthbrandon Před 3 měsíci +1

      @@overworkedsalaryman I am not sure is there anyway to get a JCB if your not in japan ?

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      @@stealthbrandon From what I heard it's only available in certain parts of south east asia but not anywhere else

  • @cyberuser0
    @cyberuser0 Před 3 měsíci +15

    >:( ...it's crazy how these companies can just force website to abide by their rule, even in another country. I really hope a good alternative is made

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +3

      Yea it being trans-national especially makes it feel extra crazy. At least there's JCB here but hopefully a good global alternative comes out of this

  • @Ron-kf1te
    @Ron-kf1te Před 3 měsíci +4

    Some years ago a jav international website closed down because they can't find any suitable payment method because credit card refused their content so it's about all adult content not any specific adult content. I think at this point events such as comiket comitia etc that held in Japan are the saving grace until something will be done to these cc companies

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      In a way this does give more of an incentive for people to return to events I guess... For a while now since after the pandemic it has felt like events weren't as doing as well as before since online marketplaces are more prevalant than they once were but in a way things very well maybe revert because of this

    • @Ron-kf1te
      @Ron-kf1te Před 3 měsíci

      @@overworkedsalaryman I really hope that happens

  • @Phildewy
    @Phildewy Před 3 měsíci +7

    Feels like these people who are running the banks (for the western) seems to have biased when it comes to Japanese culture and other asian countries.
    Though I wont be surprised if these people are political activists and only cares about social issues and western standards. Just wish they were open minded when it comes to cultural difference.
    Also, thank you for the update! Not many commentators are talking too much about this, hope they can talk about this subject. Been watching a bit of your older video while I'm on the break :3

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      Hopefully the other videos are interesting to ya since videos like this one tend to be the anomaly rather than the norm but yea it does seem like whatever standards these companies are using to make their decisions they definetly seem very stringent considering many people in the west seem to hate it too lol. Especially when it comes to adult content it does feel like it is something where it has always been at odds with Japan being more anti-violence while some of the countries like America have a more anti-ero stance instead when it comes to adult content and it does feel like that's at odds this time too

  • @iwsfg
    @iwsfg Před 3 měsíci +5

    It's incredible how these companies think it's okay and are allowed to abuse their position like this, when what they're providing is essentially infrastructure. Infrastructure providers should remain neutral regardless of sfw/nsfw content or political alignment, period. The humanity already has a mechanism for policing what's inappropriate or illegal - it's called laws and well, police. It shouldn't be something for VISA and MasterCard to decide.
    What next? Electricity suppliers will start cutting people and companies off the grid because they work on something they don't like? Absolutely ridiculous

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      Yea it doesn't seem right for companies to be the ones deciding what should and shouldn't be allowed in a country to this extent. Especially in this case where they are providing essential services to companies in another country with their own set of laws.
      Which is why I really hope something gets done before this starts going very out of hand because of the precedence it might set

  • @drift180x
    @drift180x Před 29 dny +1

    I think a good workaround would be to have some kind of system similar to a phone game currency. Where you are buying points, then those points can be used across websites that agree to accept these points. The points can then be sold by the storefront for actual yen since they have real currency value attached to them back to the points distributor who gets a percentage of the sale to maintain operations.
    Just throwing ideas out there, I’m sure it would be a lot more complicated due to laws and all that. But it’s something.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 29 dny

      It might very well be possible tbh considering dlsite has its own points as well as is. 🤔
      The only think is how to get other companies to adopt the same point system shared across though with how things are going we very well might see a day come where they might be desperate enough to try

  • @virado255
    @virado255 Před 3 měsíci +4

    Man I really wish some of the payment processors like JCB had operations in the US. Im just bracing for the moment sites that sell physical goods like amiami get hit with this crap too.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      Yea hopefully some alternative starts to pop up globally too so that everyone else has some form of alternative as well. Though it does seem like they hit a bit of a landmine with the manga library Z so hopefully this leads to something actually being done about what they are doing

  • @flipflippin335
    @flipflippin335 Před 3 měsíci +5

    You know.... this is starting to look awfully similar to the thing they want to fight.. a certain regime starting on fa- and ending on -ism.
    Yeaaaah, banks and payment processors are definitely normal people...

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      When a happy karl franz is saying it it does make it feel even more believable. Though yea it does really feel like what they are doing is quite authoritarian and the fact that their industry affords them that ability and there's no control over it feels pretty messed up as well

    • @flipflippin335
      @flipflippin335 Před 3 měsíci +1

      @@overworkedsalaryman they are practically burning books, I think I recognize this pattern and I do not like where it is going.
      Hopefully it won't go too far.. but this is too far already so..

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      @@flipflippin335 indeed, here's rlly hoping that something gets done before we reach that point since it seems to be becoming more and more of a subject in Japan

  • @vedasisme
    @vedasisme Před 3 měsíci +3

    The minute an alternative is created that allows payments to these sites everyone will flock to it. It's frightening that visa etc are acting like this isn't going to happen.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      It's prolly just complacency from their being as big as they are since their only actual similar sized competitor is prolly UnionPay according to the statistics that exist on payment processor card ownership

  • @reikomi
    @reikomi Před 3 měsíci +5

    To have one of those cards you have to be over 18, so what's their problem with adults using it on whatever they want? Feels like they are trying to fix something that does not exist...
    But sadly mastercard and visa have basically a duopoly on online payments so whatever they want is basically law

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      Yea exactly it's like to purchase anything one would have to already been an adult so it's strange that they are trying to restrict it the way they are since the people accessing this content should be at a point in their life where they should be able to responsibly consume said content

  • @UltimateDarknezz999
    @UltimateDarknezz999 Před 3 měsíci +2

    I literally got an Amex card this week and this was the main factor.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      Hopefully it's still usable on some of the sites. It does seeem like they aren't as aggressive as visa and mastercard at least so prolly more sites are still accessible through those overseas at least

  • @FinestRakuyo
    @FinestRakuyo Před 3 měsíci +3

    Really an insidious precedent being exhibited here by major US credit card and payment processing companies.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      Yea it's pretty crazy what is happening here. Hopefully something gets done about it at some point but it's p crazy

  • @yuriyu123
    @yuriyu123 Před 3 měsíci +4

    The morality of western governments is very weird... I wonder what japanese people think about multipolarism... Western monopolies are becoming more authoritarian by the day.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      In a way it's tough since historically a large part of the incumbent party which has been around since the end of ww2 were put in power by the Allied powers of the day and contained many people who owe their positions to America and so there has always been strong opposition to measures that were seen as being anti-west which while multipolarism feels like it'd make for a more stable world it does feel like it'd take a big shift in perspective in the government here before that happens.

  • @Zecuto
    @Zecuto Před 3 měsíci +4

    Imagine pushing for wider support of Chiense UnionPay. What a good sport those two are.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      Come to think of it many of the online payment apps here are being unified under alipay now I think so it wouldn't be surprising if at some point UnionPay gets introduced here as well too. It isn't accepted in many places yet if I recall but if they're willing to support these sites I'm sure they wouldn't mind either.

  • @ChuddAnon
    @ChuddAnon Před 3 měsíci +7

    How am i, a dirty gaijin, supposed to support hentai creators from Nippon ?!

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +11

      Even people within Japan are having trouble with that because of all the trouble Visa and Mastercard have caused till now. It seems that a manga archive site run by a sitting politician here got hit by them too so hopefully the investigation into the companies caused by that yields something.
      Idk if that'd lead to anything but the best way to support them now would prolly be more to let people know about what mastercard and visa are doing so that might lead to them backing down on all this.
      Though if you wanna financially support your favorite sussy content creators the best way would be too see if the sites they use still support paypal or alternate payment systems since those are the only way left on many of those sites now.

  • @dienkhungtung
    @dienkhungtung Před 2 měsíci +2

    Hopefully the sites will create some payment that will be allowed for foreigners outside Japan

    • @overworkedsalaryman
      @overworkedsalaryman  Před 2 měsíci

      I genuinely hope so. Right now they've fallen back to promoting JCB to try and get people to continue using their services which I hope is just a short-term thing and that they do try to find more ways going forward too

    • @dienkhungtung
      @dienkhungtung Před 2 měsíci

      @@overworkedsalaryman tbh, I wouldn't mind get into JCB in the States, if I know how to...and what it's included.
      Right now I have visa debit and mastercard CC and for the most part, it serves me well right now.

  • @stephenbanyar1874
    @stephenbanyar1874 Před 3 měsíci +2

    That's quite unfortunate.
    On the topic of purchasing goods from Japan... since I'm going to be in Japan over the summer holidays, I sure hope that the British customs guys don't confiscate the stuff that I'll be bringin' back!
    Also from time to time, I think about when, with all the exports, Japan will run out of their classic domestic cars. It's a shame that nothing lasts forever.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      If you're planning to buy some sussy stuff to bring back then just hope they don't check too hard. More often than not as long as it isn't something very obvious strange they prolly won't even check at least.
      Though yea it would be sad if none of those cars exist here anymore because of all the exporting but with how narrow some roads are at least it shouldn't happen soon hopefully

    • @stephenbanyar1874
      @stephenbanyar1874 Před 3 měsíci +1

      Thanks for the advice, Mr Salaryman. Yeah, I guess I won't be bringing back any replica models of guns like the Minebea PM-9. And I'll need to repackage the おっぱい mousepads, that I was going to get as joke-gifts for my college friends, in more inconspicuous generic boxes.
      On the other hand, regarding bringing stuff *into* Japan, I was previously planning on bringing some incredibly strong alcohol from Europe as a gift for my Japanese uncle, but Google tells me that you have to be at least 20 to be involved in the alcohol scene. Being an 18 year old, I reckon that might cause problems with the Japanese customs guys.
      Thank you for keeping us in The West updated on both the situation regarding the spending restrictions of Japanese online marketplaces and the Japanese entertainment industry. It provides me good insight on what's going on back home in Japan.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      @@stephenbanyar1874
      aaaaaah yea guns would be really bad. Especially the scopes are actually outlawed in some countries since they are usuable with actual guns. Mousepad.... should be fine I think though that depends on how stringent checks at the airport back home for you are since if they open every bag and check every box it'd be rough but otherwise I don't think they'd open it but yea it really depends.
      Alcohol is also an iffy one since idk how strictly they check on that for foreingers. I remember bringing mead from Germany to Japan after going to COmiket after an exchange in Europe back in the day and they didn't check anything at all over in Japan

  • @yasunakaikumi
    @yasunakaikumi Před 18 dny +1

    well pak me, I lost my job before I was able to make a JCB card and now im stuck at limbo, I guess it's time to make JCB debit...

    • @overworkedsalaryman
      @overworkedsalaryman  Před 18 dny

      Well dang, that sounds horrible I'm sorry that had to happen to you so suddenly...
      Though a debit card should be good enough for JCB. Tbh that's what I'm using now as well since a credit card isn't as worthwhile since there are some mainstream stores that don't accept it too so a card you don't get charged for holding is a lot more convinient imo

  • @OriginalCelebi
    @OriginalCelebi Před 3 měsíci +7

    For me this is just disgusting, personally i only had purchased one real product and that was (Drumroll please) MGQ Paradox, that's right, it's a fracking eroge but its an eroge with nice teambuilding(Multiple tiers of jobs, Multiple races with their own respective tiers, each character having personal passive which is sometimes boring and sometimes really broken, did i mentioned respective races have their own racial skills and scaling?) nice challenges (Tower can be really challenging if you don't go immediately search for the meta builds) and most importantly, really nice plot and the whole reason i started to look more into the 18+ scene these days than most of the current games because generally 18+ stuff might have a lot of porn, but there are some gems that you wouldn't find in western videogame sphere (Mainly because west right now is going insane) and it geniuely makes me sad i don't really have alternative ways to support these creators. Its my money and no one should be able to hold the holy right to decide what should i be able to buy.
    Whats even more dumb is this whole "we are pulling out because porn is bad and we don't want to deal with it" stance won't solve their troubles, it will only increase them because there will always end up being different provider or different ways to "smuggle" your money to japanese dev, it's just a matter of time.
    As for asking western side youtubers and content creators: I think that one is dead before it even starts, chances of youtuber(Or any content creator to begin with) to cover stuff like this is impossible because people will immediately argument with "well you just want to buy the the illegal japanese porn" and shutdown any further conversation, it doesn't matter if you won't mention that side at all, western media and current society in general is now focused to label you as something bad the second you have good argument againts their lunacy.
    On top of it we are pretty much in middle of entirely different problem thats caused by DEI and people supporting it see asians as enemy because your shows are not "inclusive" enough(and by that i mean list of requirements that are made by people who should be locked in mental asylum)

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      Yea it's p crazy how interesting some eroges are gameplay wise as well. Like there are just some where they go so deep into the gameplay itself as well like the game that you mentioned or like many of Alicesoft or Tenco's games that it feels quite cool how well they balance gameplay with the ero in the game to make a cohesive experience if anything.
      Though it would be quite unfortunate if it's tough for youtubers over there to talk about such things as you said. Like I get what you mean completely that there's that stigma so they might not want to get involved in it since doujin stuff especially in the west has a stronger image of being nsfw content so that makes it tougher to talk about it without peopel shutting it down. Wish there was a way for that balance to be taken when it comes to such things so that talk about it can get out there better.
      I've heard about the DEI thing brought up a lot with regards to this situation too and am not too well-read about it but I'll go and look more into it for this situation. Thanks for bringing that up as well

  • @eldelnacho
    @eldelnacho Před 3 měsíci +1

    Thanks for the great content bro.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      I'm glad you enjoy the content so thank you for watching if anything

  • @StarFoxZX315
    @StarFoxZX315 Před 3 měsíci +3

    Let me begin with that Izuna poster. That's some fine taste you have.
    Now for the actual subject, yes, there's a lot that could be done, but it'd require the affected companies to actually take a stand against these payment processors. These bastards are manipulating the market in a way that not only affects people overseas, but also people within their country of origin. Here in Brazil, for example such actions are illegal (especially censorship, which is unconstitutional and both public and private entities can be legally punished by doing so), and according to the US law, no American company can commit illegal acts on foreign countries. That alone could cause them trouble, like all the Twitter censorship enforced by the Brazilian Supreme Court that took Elon Musk to the US Congress.
    However, even if we consumers got all the legal advice in the world, action would still be required by the companies affected by Mastercard, Visa and PayPal decisions, most of which are asian (Japanese for the most part), as well as their creators. If these actors refuse to play their role, we consumers can't do much, and even if we could potentially do something, asian companies wouldn't rollback their decision of removing these payment processors from their platform.
    Personally, I prefer that way. No one needs to keep using services from corrupt companies that openly manipulates markets and try to destroy cultural products because of stupid values. Platforms like DLSite, Fantia and others did the right thing. What we consumers need is an alternative that could allow us to buy these products without needing those processors. Maybe a new payment service, maybe a broker of sorts to obtain credits in thse asian platforms, I dunno. But as long as we keep relying solely on this oligopoly, we're bound to have these kinds of problems.
    Sorry for the long text, but I feel we're tackling this problem form the wrong angle. Maybe consumers and creators need to look for and create new alternatives in order to deal qith this whole mess a few idiots in black suits made.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +2

      I see you too are a nin nin of culture. Bless the based nin nin.
      But yea I do agree with what you are saying that there really does feel like there needs to be more alternatives set up as well which is hopefully what also will happen. It does feel very unhealthy that these companies are in a situation now where they barely have any competition and that allows them to get political and apply pressure on other industries that are reliant on them for surivial.
      Add on the fact that Japanese companies tend to not be as familiar with what goes on overseas and it does feel like a 2 pronged approach is needed or there being an alternative and there being enough people reaching out to these companies and letting them know of the alternatives so they can consider moving to them too. That's how JCB got later added to some of the sites and it does feel like that kinda saved them in Japan at least and it does feel like the same thing needs to happen overseas.
      At least Japanese legislation may HOPEFULLY move now but with how slow they are to move that might take quite a while so it does feel like movement by the consumers and businesses to provide and proliferate a competitor would be quite important in this situation as you said.

    • @StarFoxZX315
      @StarFoxZX315 Před 3 měsíci +1

      ​@@overworkedsalaryman and even with new legislation I feel there will be barely any changes to how things operate in the West, again, given the fact these financial giants have no competition at all (I say no competition because their approach to eastern cultural products is the same, not different from a cartel). Our only hope here still lies in new processors to fill in the gap left by the big ones, something that could possibily happen if enough people with the technical knowledge banded together.
      Maybe if JBC came to the West we could have access back to Japanese stuff more easily, but that's hardly happening.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      @@StarFoxZX315 Yea it really does feel like the industry needs quite a few competitors to keep it healthy at this point since as you said it does feel a lot like a cartel in many ways with how they're colluding. Not sure whether JCB ever went to the west in the past but now that you mention it I do wonder what caused them to pull out in that case if that were so. 🤔

  • @CornRecords972
    @CornRecords972 Před 2 měsíci +1

    This is the kind of thing Crypto was supposed to fix. But no it became a massive speculative asset rather than a currency. And is now being regulated so heavily that it will likely have its usability as a currency completely removed. What is our recourse for actually having the freedom to spend our money where we want? Do I need to go back to cash or gold and go overseas to simply spend my money where I want?

    • @overworkedsalaryman
      @overworkedsalaryman  Před 2 měsíci +1

      @@CornRecords972 Thankfully the government here has finally begun to act those it sucks that it only happened because a seating member's site got hit. Not sure if anything will even come of it but i'll hope at least.
      But yea it's a shame what happened with crypto. I never got into during the speculatie bubble since there's a part of me that believes that if I can't understand how it earns money I shuoldn't invest in it which helped during that period but I always wanted to hope nonetheless that it would become something good in the future after these problem people leave the scene so it sucks that it sounds toxgh to use now...

    • @Banana-cc5rx
      @Banana-cc5rx Před 15 dny

      The real joke is that most of the banks all have dips into Crypto as well. That is why that technology has never progressed any further besides being just another format of gambling

    • @robertnomok9750
      @robertnomok9750 Před 6 dny

      And it will. At first I didnt understand why my country plans to develop "digital currency" apart from bein able to track down every transaction. Than I read more info about banking. Basicly entire banking system is a fraud and visa\mastercard is just a tip of an asberg. That "digital currency" would be a goverment issued crypto that would work trough central bank which would ignore regular banking and payment systems.

    • @CornRecords972
      @CornRecords972 Před 6 dny +1

      @@overworkedsalaryman Wise approach. If it can't be understood its probably a scam

  • @megadesu69
    @megadesu69 Před 3 měsíci +4

    They should perhaps consider implementing crypto payments as a possible alternative.

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +3

      As far as I know some of the sites do actually have their own coin but it's hasn't caught on in Japan much yet but who knows, maybe with all that's happening some of them rlly might consider seriously going in that direction lol

  • @SchaleDude
    @SchaleDude Před 3 měsíci +1

    There's no Hell... just The world itself 😭

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      Hopefully they find a way to stop this from worsening or at least some other payment method pops up so that people have another way to access such content. Seems like politicians have been hurt by this as well so it does seem like something that might cause some level of movement

  • @yulusleonard985
    @yulusleonard985 Před 3 měsíci +2

    Lol no wonder amiami want paypal for my upcoming Wakamo figurine

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +1

      Ooof. Come to think of it amiami does sell cast off figures as well so there is a possibility they might have gotten or might get hit in the future too

    • @yulusleonard985
      @yulusleonard985 Před 3 měsíci

      @@overworkedsalaryman I just paid another 18+ figurine from amiami with credit card, but yesterday they only want paypal for Wakamo, no credit card option. Weird.

  • @Sathornetfire
    @Sathornetfire Před 3 měsíci +7

    the only solution is to get a JCB card BANZAIIII lol

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci +4

      inb4 they actually start to get more presences overseas because of this lol

  • @KunjaBihariKrishna
    @KunjaBihariKrishna Před 3 měsíci +2

    Perhaps I have an overly simplistic understanding, but doesn't this simply create a market for a new provider? The more this chasm grows, the more viable it becomes for someone to pick up the business.
    A similar thing happened with AI-gf simulators and adult stable diffusion generators. Well, it is still happening. Payment providers dropped them and they got screwed

    • @killerguythefox
      @killerguythefox Před 3 měsíci

      issue is these providers and those that work with them in the money handling sector are gigantic monsters. aka they are the gatekeepers of it all and they can shut you out of their systems which are connected. Try setting up and you are faced with massive hurdles and getting approval and certifications. If you are even just using a little bit of their systems you under their scrutiny and rules.
      its easy for them to cut you off and starve you out of the sector.
      Beyond that they can easily go to policy makers and so on to change or make new laws that target the emergence of new payment providers using alternate systems. By doing it under the guise of security and that its disruptive towards established systems. etc you name it.
      The saying that someone will pick up a business that others dont do is increasingly wrong in some big sectors. Because the powers on the top are holding everything collectively under their rules and policy's

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      It very well might and the hope is that some other organisation does in the future. It's just that there's a lot of talk about how visa and mastercard used their size to gatekeep other companies from entering the space now but with how technology has been advancing maybe we might see an alternative to them soon someday

    • @KunjaBihariKrishna
      @KunjaBihariKrishna Před 3 měsíci +1

      @@overworkedsalaryman it probably really sucks for artists now. And i was just thinking of commissioning some things from Japanese artists

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      @@KunjaBihariKrishna Yea it does seem like some of them are getting more and more desperate now since fantia is pretty much unusable so that's a lil worrying

    • @robertnomok9750
      @robertnomok9750 Před 6 dny

      More like it gives push to legalize crypto in even more countries. Banking system is broken

  • @DoomyRei
    @DoomyRei Před 3 měsíci +1

    This isn't gaming

    • @overworkedsalaryman
      @overworkedsalaryman  Před 3 měsíci

      It really isn't indeed 😞
      Though on the plus side at least the adult games on steam still hasn't been yet so that's still slightly gaming