Home Loan Vs SIP | From EMI Burdens to Financial Freedom | Interest Free Home Loan
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- čas přidán 9. 02. 2024
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Explore the emotional aspect of homeownership and the financial pitfalls many face when buying a house or apartment.
Discover a strategic approach to home loans, featuring two insightful case studies.
Learn how to minimize interest payments through a monthly SIP plan, utilizing a demat account.
Uncover a tax-saving strategy under Section 54F. Whether you've already taken a home loan or are planning to, this video provides valuable insights for a financially secure future.
Watch now to make informed decisions and secure your financial well-being. Don't forget to like, comment, share, and subscribe for more financial wisdom.
Start your SIP journey with the link in the description.
Be Rich, Stay Rich.
Home Loan Strategies, Interest-Free Home Loan, SIP (Systematic Investment Plan) for Home Loan, Real Estate Investment, Long Term Capital Gains Tax,
Section 54F Income Tax Exemption, Financial Planning for Home Buyers,
Mutual Fund Investment for House Purchase, Step-Up SIP Calculator,
Building Wealth through Real Estate, Home loans Vs SIP, Interest Free Home Loans, mutualfunds, how to start SIP,
#homeloan #FinancialFreedom #investsmart
Disclaimer
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
👉 Start SIP with RS 500 (Free Demat Account) : tinyurl.com/yvm7m2ve
👉 Buy Best Term Insurance and Get up to 10% Discount : tinyurl.com/yberpmda
👉 Buy Best Health Insurance and Get up to 25% Discount : tinyurl.com/ujw6326y
👉 Buy - మీలో ఎవరు కాబోయే కోటీశ్వరుడు : play.google.com/store/books/details?id=E-rgDwAAQBAJ
✅ Telegram : t.me/TeluguAssetsChannel
✅ WhatsApp Channel : whatsapp.com/channel/0029Va9W4GW6BIEcFTM6hK0Y
✅ Callme4 App ID: CSG@cm4
సార్ చాలా బాగా చెప్పారు
SIP మీద ఒక వీడియో చెయ్యండి సార్. Thank you sir.
House konte loan sachinatlu EMI kattali so kadataru.. Ade e SIP lu evvanni dedicated ga cheyalemu edo oka avasaralaki money karchu pedatamu 😢😢😢😢😢
This is true
yes. punishment is the interest
@@TeluguAssetssir lumsump amount 10yrs avaka 40lkhs emi cheyali next 10 years
@@ramtej7662na number cheptha bro send cheyyandi ❤
COVID mundhu varuku meru cheppina vanni chala baguntai. Ippudu pellilondance chesthu chanipothunnaru. Btech students class lo chanipothunnaru. Ilanti samayamlo padellu padhenellu patu emi avadhu ani dachukuntu...velladam better aa....house tesukuni emi edho kattukuntu....house medha life insurance kadithey betteraa...oka Vela emi kattey veykthi ye Karanam chethanaina lekapothey...aa illu thana kutumabaniki untundhi...vallu emi lu amount emi kattakkarledhu. Invest chesina amount oka Vela manishi lekapothey illu koney manasika stithi kutumbamlo undochu lekapovachu ...
SUPER GREAT AWESOME SUBJECT SIR THANKYOU THANKYOU THANKYOU KOTI KOTI DHANYAVADHALU ❤❤🎉🎉
Manchi mutuval funds meda oka video cheyandi
Excellent explanation and informative. But Sad part is people don't realise and fall in trap of Loans as they are emotionally attached to House
Good topic
Hi Srinivas Garu
Nice information but there's some correction required in sec 54F, when capital gains realised, then residential house to be purchase before 1 yr or purchase after 1 yr or construct within 3 yrs of sale of long term assets.
So, if house purchased more than 1yr before sale of long term assets, exemption will not come.
Thank you sir
great sir
MY DOUBTS CLEARED THANK YOU SIR.
Good video andi but you may need add house cost incriment present also because when people seeing in sip they look for cagr but when they see the house they look for mare prices. When I discussed with some people their calculation is like below if 10k sip increase s to 8.73 L after 5 years with a 15% rate of interest 50L house becomes 63.81L with rate of return 5% then people will then house increased to 14L but sip is increased only 2.74L only like that. But in reality SIP increased more in mare prices also.
Make a video of good mutual fund sir
చాలా బాగా చెప్పారు .45 ఇయర్స్ ఉన్న వ్యక్తి 50వేలు జీతంతో 0 doun payment తో ఇల్లు కొనాలి అంటే సలహా ఇవ్వండి లేదా ఇంటి కోసం ఎలా మొదలు చెయ్యాలి చెప్పండి
Tquuu
Nice explanation between with and without home loan
Keep watching
Plots ela konalo with loan, precautions chepthara?
Excellent 👌👌
Thanks a lot
super sir
Sir nam bharath nyenuu bangalore lo unta naukuu start-up ideas unnai nakuu evarinii kalavalli em cyelli anii em telidhuu nakuu help cyegalara
Waiting
Tq
All the best
Manchi mutual fund yedo cheppandi anna
What if market turn bearish and return becomes nil.
Sir swp tho kuda house konacchu kada 5000000 swp chesi monthly home emi withdrawal chesukuni pay cheyyocchu average ga 30 years taruvata house+kontha money vassthundhi
Nice video sir
Thanks
2nd case lo tax gains ela guru
Excellent sir Thank you
Most welcome
@3:35 investment plus returns after 20 years is enough for interest. Now if we purchase another house after 20 years. Whats the use unless we repay the first loan and clear it off, what is the use of this SIP starting?
Tile marble granite ki difference teliyadhu home loan teesukuni illu kontunnaaru annaaru. Mari sip start cheyyadaaniki Demat a/c opening cheyamantunnaru idhi kuda anthey mari.
Sir what about inflation, do you think we can get individual house with 1.3 crocre after 10 years ? Or falt at 70-80 lakhs ?
True..
To beat inflation increase 10 ℅ every year in sip.
For case2 Rent anedi fixed khadu khada. Next 10 years rent gradually increase avthadi
raamaayanam lo pidakala veta. kompadeesi case pedtaaraa enti?
Home loan valla income tax benefit untadhi kadha..? Tax tho compare chesina SIP returns ela untayi ?
Sir stock market classes chepandi
Try the same
Super ❤❤❤❤❤
Big thanks
SIP cheymani cheptunnaru SIP safe a naa? Present dentlo invest cheyyali oka video cheyyandi
Hi Anna
Gud inform Anna..
I was investing in sip.
I was getting good returns...
All the best
SIP గురించీ clear గా ఒక vedio sir
10 yrs waiting kastam eroju house planning chese vallaki
I am already doing sip with same EMI amount. Would like to continue SIP for 15 years. Hope this will benefit me for owning a house.
Yes it will
THANK U THAMMUDU MEE APPOINTMENT KAVALI ........HOW ITS POSSIBLE
Callme4 app
20 years back 1 lakh huge amount now a days 1 crore is also not a big amount . City lo house kooda radu, outskirts lo tappa
Sir, nenu 3 years nunchi SIP chestunnanu. Kaani Regular SIP chestunnanu. Vaatini regular nunchi direct growth ki switch cheyakunda convert cheyocha
With draw చేసుకొని direct growth లో పెట్టుకోవచ్చు. మళ్లీ sip start చేయవచ్చు. చేసే ముందు క్యాపిటల్ gains, లాంటివి check చేస్కోండి.
Sir financial meru chepins book📕 ani yekada dorukuthae sir please chepadi sir
amazon
Nis sir make a video on Top 5 gaurantee return mutual funds..🙏
Guaranteed returns mutual funds? అలాంటివి ఏమి ఉండవు
Ok sir చూడండి బెస్ట్ mutual funds unte చెప్పండి...
Nri account tho sip cheyocha sir.
Yes
Sir SIP vaka nela skip cheste amana problem vuntadha…….?
Hold
Fixed emi nu floating emi ga marchukovocchaa
yes. pay the charge
10years ki 4000000 vastundhi... Kani house rent every month vastundhi..
super
House price is increasing more than SIP.
yes. in your area. not in all areas.
INFLATION NI KUDA THEESEYANDI SIR APPUDU ORIGINAL RETURNS KANIPISTHADHI
INFLATION 6-7.5% UNDI ANTE ORIGINAL GA MANAKU 5-7% RETURNS VATHUNAYANAMATA
Present month sip start chestey next month home loan apply చేయొచ్చా..
Deeniki daaniki sambandham ledu
Sir. Naku. Sip. Gurinchi. Asalu. Teliyadu. Naku. Manchi. Gide lines. Evvandi sir
FREE GA YEDI RAADU
Haaaa. Enat. Work. Unna. Mee. Video. Nenu. Free. Chukoni. Tappakunda. Chustunee. Unnatanuu. Sir
4:21 మంచిదేకాని Inflation చూస్తె ఇప్పుడు 40ల ఇల్లు 10సం తరువాత కోటిపైనే అవుతది ఎలాకొనగలం సర్.
Watch full video
అన్ని బాధ్యత లు ఉన్న వాళ్ళు 20 సంవత్సర జీతం కుటుంబం కోసం పెద్దవాళ్ళ ఆరోగ్య సమస్యలు కి జీతం మొత్తం పెట్టినప్పుడు అమౌంట్ ఉండదు కదా అందుకు ఇలాంటి పరిస్థితుల్లో ఉన్న వారికోసం వీడియో చెయ్యండి,
But ipudu 40 lakhs vunna appartment 10 years tarvata double avachu kada apudu ala
watch full video bro
Ipudu unde jobs eppudu untaayoo eppudu udipothaayo thelidu alantidhi investment lu avasarama bro brathakadame gaganam ipoindi
IDI NEEKU KAADU
Ivi ani govt job valaki
Mari mutual fund returns meedha tax gurinchi cheppatledhu meeru?
Check last vudeo
But by that time… house prices will be 2cr
Groww app lo pettocha
Ok
Home loan down payment kosam unchukunnavi home ki kattali ga kattakunte home ela esthaaru and hone loan ela esthaaru adhi katteyali ga sir and miru aa amount ni thesukelli investment chey slantunnaru naku ardam kaledhu sir
Like kottaru anti sir plz give me reply for clarification
Kani 10k rent ki apartment ekkada dorukuthundi sir😊
7 k rent also available.
Sir tax enta padavchu
Long term capital gains 10% on profit ( above 1 lakh)
Sir Daily sip how sir
Transfer amount daily in demat. Automatic option is available for monthly only
Sip 15% nammalem
super
😢😮😮😮
10k ye society lo rent dorikiddii comedy kakapothe
Anni bagane unnadi future lo 10years lo 50lack de 5cr aypothunsi😅
Then you go for EMI only. This video is for the people who knows ground reality.
ఒక్కా 5 మిన్ మీతో మాట్లాడాలి pls pls pls
Callme4 app
Tell something new bro.
Mf lo swp cheyataniki ee account better ,kuvera lo call support ledu, angel one lo swp ledu
anni options annintlo vundavu. konni manual gaa chesukovaalsinde
@@TeluguAssets thanks 👍
Swp means what??
@@jackroot499 systematic withdrawal plan for every month withdrawal
Monthly EMI కట్టి. SIP ఎల కడతారు
EMI 30,000/- అనుకోండి
Rent 6500/- అనుకోండి
30,000-6500=23500
ఇపుడు Emi 23500 కదా
Yearly salary పెరుగుతుంది కానీ emi పెరగదు కదా
SIP కట్టీ
Childrans school fees మరియు monthly ఇంటి కర్చలు సరిపోవు కదా
వీడియో టైటిల్ కి వీడియో కి సంబందం లేదు.
మీ పాత video's బాగున్నాయి
మీరు EMI కట్టలేనప్పుడు మీరు homeloan తీసుకోరు. అప్పుడు మీకు ఈ వీడియో ఉపయోగపడదు. కానీ ఈ వీడియో homeloan తీసుకున్న, తీసుకోబోతున్న వారి కోసం brother. EMI కట్టేవారు ఎలా ఆలోచిస్తారు అన్న విషయం ఆలోచిస్తే, ఇది workout అవుతుంది. చాలా మంది ఇప్పుడు దీన్ని follow అవుతున్నారు కాబట్టి, I am satisfied about the outcome of the video.
Bakwas calculation 😂, apartment 10k lo rent vastada. Mali SIP cheste 15 CAGR vastadi aani sure ga cheputunav , even nifty 50 index ina 12 aani cheputaru. Final ga aani years aayaka manam kondam aanukuna place lo house undachu undakapovachu..... Unde chance takuva prime location ite enkta cost untado kuda chepalem.
Better avoid and go for homeloan..index fund returns 15.5 CAGR. Check the history.
264 undhandi book, miru hardcopy print chesthe better, inko 100 ekkuvaina parledhu😊
trying my best
Manchi returns vachey mutual funds chepandhi sir.best results vii
How funny your analogy.. 10k rent for month where do u get. Also how about apartment rate after 10 years. This video ur doing for demat account promotion nor for actually not useful for prople
appreciate your knowledge levels..especially practical knowledge
Bokka le ivanni paper meedha baagane untai. Real life application work out avvavu
మీలాంటి వారికి వర్కవుట్ అవదు.