How To Become A Millionaire - Dave Ramsey Rant
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I needed this. All the way from Scotland.
So what is the growth stock he's talking about?
Still waiting to find out.
@@Savannah-ed4rv Stop waiting. Figure it out yourself. You sound like you create problems for every solution.
Justin , I think it's legitimate question when he mentions it so often, and I fail to see how asking a question is causing problems? If no one had questions, Dave Ramsey wouldn't have a daily show! !!
Financial management is a vital subject that many avoid, often leading to future regrets.
Absolutely, financial management is crucial for long-term stability and peace of mind. Avoiding it can lead to missed opportunities and financial difficulties. It's never too late to start managing your finances wisely and securing your future.
Financial management is crucial for long-term stability and peace of mind. Avoiding it can lead to missed opportunities and financial difficulties. Working with a financial adviser has really helped me get on the right track and secure my future.
It's great to hear how beneficial working with a financial adviser has been for you! I'm definitely interested in working with a financial adviser myself to better manage my finances and secure my future.
'Rachel Sarah Parrish, is respected in her field. I suggest delving deeper into her credentials, as she possesses experience and serves as a valuable asset.
She looks to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Dave Iâd appreciate it if you stopped yelling at me itâs 2AM
Im laughing my A$$ off!!!!
đđđđ
I think it is natural to the Ramseys. I had a teacher name Mrs. Ramsey. đ€đ€đ€. I'm telling you she was LIVE on our (students) face. đ€Łđ€Łđ€Łđ€Ł
@@naynayblue8915 not to mention Gordan Ramsey lol.
@@nllc9779 I'm sure they are related. There is no difference whatsoever.
I wasn't financially free until I was 40 and I'm still in my 40s, already bought my 3rd home, earned monthly through passive income and achieved 4 out of 5 goals, just hope it encourages someone not to. It doesn't matter if you don't have any of them right now, you can start TODAY regardless of your age. INVEST and change your future! Investing in the financial market is a great choice that I made. I plan to retire at age 58 with a dividends portfolio valued at $4 million.
I understand that tomorrow isn't promised to anyone, but investing today is hard for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path with my savings worth bout $150k.
Even with the right technique and serious cash some investors would still make more than others, as an intending investor, you shouldâve known that by now, nothing beats experience and thatâs final, personally I had to reach out to an invÄstment advisÄr for guidance which is how I was able to grow my account to a million $$, withdrew my profit right before the correction and now Iâm buying again.
The thing is that I really don't like making such recommendations. But there are many freelance wealth managers you could check out. I have been working with "LISA ELLEN SHAW" for about four years now and she's made decent returns. If she meets your discretion, then you could go ahead.
^ this is a scammer replying to himself
â@@IIIlIIIIlIIIII ^ this is something that should be more obvious but is scarily not because the bots are learning.
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. Thatâd be enough to create a portfolio that would pay you between $50k to $70k in dividend income
I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key. For a successful long-term strategy you have to seek guidance from a financial advisor.
@@kaylawood9053 I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
I have âSharon Louise Countâ as my investment advisor. She has a solid reputation in her field and is a true genius when it comes to diversified portfolios, which help portfolios be less vulnerable to market downturns. She may be a name you are already familiar with; a Newsweek piece helped me to do so. She's a Google-able person.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
Dave Ramsey is the football coach of my financial life
"Its your fault Latte Breath!!! Drop down give me a written budget for this month!!"
@@TANQ31 haha..! Dave is really good with what he's doing. Do you invest too? How is it going?
@@eddienorman338 man im killlin it. Paid off my student loans in 2013 (about 25k), paid off credit cards same time (about 5 k). All while saving enough money to buy a condo cash in 2016. Then put 20 percent down on my house in 2017. I just turned 30 years old. My secret? I Listened to dave and also am waiting to get serious with a woman. Those two things have put me ahead of the game. I lived in a trailer when paying off my loans/saving money for real estate.
@@TANQ31 Amazing! It feels good to be one step ahead man. Been investing in stocks for over 7 years. Currently have a managed portfolio at Lumentrades yielding 10% to 15% on a monthly basis. Isn't that awesome?! Everything gets in place when you make the right move. If such investments will interest you, just give me a shout here for more info. Cheers!
@@eddienorman338 yeah those yields are good. I diversify heavily in my assets. Gold, silver, company stock buying plan, sep ira, roth ira, cash in the safe, real estate. One day my stuff will be paid off and I can just fish all day đ€Ł
The goal is to be rich not to look rich.
jonathna11 or just both, no point having guap but not looking fresh
đđ»đđ»đđ»đđ»đđ»đđ»
You could also " Think Rich and grow Rich".
This is an actual book by Napoleon Hill who was Thomas Edison's mentor. Also a Christian.
@@FairScale-tx1qv I would steer clear of Napoleon Hill I was reading his books and stoped hes not Biblical sound
Why not be both?
I WISH HE WERE IN OUR SCHOOLS GROWING UP. THIS IS WHAT NEEDS TO BE TAUGHT. THANK YOU DAVE AND YOUR ENTIRE TEAM!
100% agree. Iâve learned more here than I ever did in my economics class.
Well now in my school there's a personal finance. I got an A on that class and I used my time and knowledge on it wisely
We had this in our finance elective class 2015, and im still checking in on dave đ
In my school the teacher made us watch all his videos!
đŻ
The only person more upset that I'm not a millionaire than me...
Facts!!!
Fraydizs very true đđđ
Right!đ
Underrated comment.
Which says a lot about your chances of being financially successful
The problem is broke people are trying to live like rich folks. Live poor save rich.
CycleCruza what you doing here?! i watch you're channel too haha!
"The problem is broke people are trying to live like rich folks" actually what I am doing right now, was actually the opposite a few years ago, got me into some pretty serious trouble too. Can't thank Dave Ramsay enough really and on top of that (speaking as a decent person) his views on pretty much everything I really respect and he makes me laugh too!
I think part of the problem was I was thinking I could make more money to pay things off but realistically the way I was going about it was entirely wrong, it may still happen when I do that (make more money, got a few plans and ideas, which even if some or whatever of them may fail I'll still enjoy the process) and make something out of the ideas I have.
Going to be a good year for me 2018 as this one just gone hasn't been my best year at all, in fact probably one of my worst, glad to get shot of it but we all have good and bad years.
I watch your channel a lot đ
Big fan Cruza!
Stop being a "panzie" and invest! đ
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have about $700k amount of capital to start up but I have no idea what strategies and direction I need to approach to help me make decent returns
Invest if you actually want to be wealthy. However, you should get guidance from a financial advisor if you want to create a successful long-term planâŠ.
Having an investment adviser is the best way to go about the stock market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly and I made over $800K within a short time
With 700 k if you still have it lol I would use 6 100 k CDs because APY is up to 4 to 5% and then have that other 100k for emergency funds debt or whatever have you.
Place in an S&P 500 ETF like SPLG, SPY or VOO and earn yourself an average of 10% per year.
â@@zahairobrian671 lies
Imagine making 12% tax free 30 years straight. You would be amongst legendary investors as Warren Buffett
I was never taught this. Only to survive. Never to save. Iâm 30 now and I am so glad I found this and learned about you Dave. I will be saving. And I will teach my daughter.
Same here we were surrounded by mediocre people
I'm 30 also! We got this! đȘ
Jake Calle 30 crew lets save!!!!!
Iâm 35 but never too late to start. 30âs we got this!
Iâm 23 and Iâm starting to save money. Learning how to budget.
I started crying when Dave yelled at me. đą tough love.
lol
I thought it was hilarious đđ
đ€ŠđŒââïž millennials!
I did that weird crying laughing thing.
What's with the violence?!
I love how authentic and genuine his advice is. No get rich quick bs, just real and practical steps to building sustainable wealth!
Dave made me lose the desire to spend money on stupid things anymore. I deleted my shopping apps. Thank you Dave. Iâm now on the road to financial recovery.
Howâs things going?
At age of 62, I am now a millionaire thanks to decades of investments and careful spending. I now have the ability to do what I really love. I'm a VA Volunteer at my local VA Hospital. As a retired soldier, this is what I want to do.
Congratulations!
You're living the dream! Good for you.
Great job! Your hard work and dedication is an inspiration and example.
***** how did you do it? what do you recommend I can do with no risk?
Allan Schwartz No risk? There is no such thing. Long term investments, frugal lifestyle, and don't buy things you can't afford.
I'm 19 and I'm going to do this. I don't want to be broke anymore
@escow nagejac why the piano tho.
@escow nagejac a pretty good advice for any young lad. I guess you must have been into investment for a long time. How is it going?
I feel the same way! Im tired of it already.
Historys Glare yes indeed
@escow nagejac you forgot, don't drink, don't smoke. don't do drugs, follow the law, don't cheat, don't lie, don't steal, eat healthy and always be humble and kind.
REALđ€SOURCEđ€INVESTMENTđ€ORG
Best plug
He makes me feel so ashamed for decisions I haven't even learned about yet. Thank you
Its been a year since your comment. Are you still following this plan?
"Let's say I'm half wrong, so you end up with 3 million bucks. SHUT UP!!!!!" This is why I love Dave.
Lol
đ€Łđ€Ł felt like I just got scolded
đđđ
Investing in various sources of income that are independent of the government should be the most essential thing on everyone's mind right now. especially in light of the global economic crisis at the moment. I have $560,000 sitting in savings searching for the best method to enter these markets. This is still an excellent moment to invest in equities, gold, silver, and digital currencies.
Something Iâve learned from my first bear market: You donât have to outperform, just survive. If you can survive and let your competitors blow up youâll be the only one left and in a better position than before.
@@Blitcliffe Building a good financial-portfolio is more complex so I would recommend you seek professional support. This way you can get strategies designed to address your unique long-term goals and financial dreams.
@@corrySledd Working with a professional to develop a well-structured investing portfolio is a wonderful approach to get started. That's why I've been working on my dealings with âNICOLE DESIREE SIMONâ. Because most traders enter the market with the intention of making a quick 10% to 20% profit, I've learnt to remain patient with the market. They miss out on the massive gains since it trades at a P/E ratio of 40-50.
@@AUstinnesc Glad to have stumbled on this conversation. Please can you leave the info of your investment-advisor here? Iâm in dire need for one.
@@McElvinn NICOLE discusses topics like insurance, retirement planning, investing, insurance, tax benefits, and techniques to reduce investment risk volatility. numerous instances of that. Just Google her complete name to see what it says. Finding her shouldn't be difficult because she is highly recognized...
Dave Ramsey's insights have been a game-changer for me! His practical approach to financial management has empowered me to take control of my money and work towards a debt-free life. The Total Money Makeover is my go-to guide, and I appreciate how he breaks down complex concepts into easy-to-follow steps.
^ this is a scammer replying to himself
"You impulse buy 100 bucks at Target every month!"
Wow, drag me
CadenKnight đđ
Right đŁtarget is the devil đ©đđœââïž
Lol
Lol!!!
I feel personally attacked lol
I retired at 52 with more than $5M. My parents, still alive, have more than $12M-$15M. Thatâs my guess and could be more. My children, 16 & 18 already have more than $120K invested. Their money they chose to invest. I grew up on a Mediterranean Peasant food diet of beans, greens and rice. Meat was a HUGE luxury. Parents grew up during the depresssion which honed their survival skills. Neither has a college degree. All four of their children have college degrees with $0.00 in loans. All this and if you walked by me you wouldnât know any of us were multimillionaires. No fancy cars, no huge houses....just huge amounts of confidence and piece of mind. A lot of what Dave teaches is spot on!
You are all older, so $0 in student loans is a given. A lot of people don't have the upbringing you have. Your parents taught you to save I am sure. Some people worry about their next meal, even if it was rice and beans. Point is, anyone can do it, but not everyone gets the same opportunity.
Guns n Roses perhaps I wasnât clear on the student loans since I tried to be brief. My parents paid every cent of our college education and taught us to invest. Everyone has the opportunity to spend less than they earn. Their decisions will dictate their behaviors. So much more information than when I was young. Young need to embrace a lifestyle that provides a bright future, whether fiscally or psychologically. There is no excuse if this is what they really want. Need to be taught and realize there are no excuses.
Yay for your testimony. Love it. I celebrate you!!!
Malisha Goggans I am humbled and thank you for kind words. By the way, I will be doubling my wealth every 7-10 years, as do my parents.albert Einstein referred to Compound Interest as the 8th Wonder of the World. Truly amazing! I love each and every day!
@@pjpatriot248 how are you doing that?
Money invested is far better than money saved, when you invest it gives you the opportunity to increase your financial worth.
I hold enough in the bank to pay bills, everything else goes to investment
though most people has the zeal of investing, but they do not know where and what to invest in and be successful
Anyone who wants to be successful in life should first have the mindset of the rich. Spend less and invest More. Don't give up on your dreams!
Talking about investment, is there anyone Who knows what one can invest in and be successful? I really need to invest to avoid rat race during retirement.
â@@KellyClarkson-qn5gonot because of ignorance scammers are everywhere
Realsourceinvestment you are god sent and you shall continue to be blessed in the name of Jesus : D for because of you I was brought out of poverty
This motivated me to start saving for retirement now, I'm only 64.
Well bro đ I'm fresh and new 18 years old, I won't make the same mistake.
@@sosa3831 bro I'm 20 lol...really want 1 mil by 25...a qtr mil would be good also...just grinding day by day!
Bralon Foster let's do it bro đ come back to this comment when you at a quater
@@sosa3831lol okay! we're not going to get it by saying we want it and typing on youtube..see u n 5 years bro!
Bralon Foster Ight you better answer though
Played this video for my grandma, I didnât get a thanksgiving invite.
đđ€Łđđ€Łđđ€Łđ No turkeyđŠ
Sorry but hey,you can buy your own Turkeyđ
đ
Wise Jvckson HAHA
Bwaaahahhhhhaaaaaaaa....OMG!!!!!! hilarious!!!!
Iâm 17 and I feel like I did something wrong
Just start now with all of his advice. I'm about to graduate college, and I wish I had started listening this at 17.
At 17 if you start now you will be a multi millionaire no exaggeration
Sir, as a 22 year old young adult with a pretty decent salary and just entering the "real world" I can honestly say I'm thankful that I found your videos and channel at a very young age. Growing up, my parents always struggled financially and it was devastating because they caused a lot of it on their own (financing vehicles without any major reason, careless spending, divorce, etc) so I grew up pretty poor because of their mistakes. I vowed I'd never put myself in the same boat. Your videos are a major wake up call and even though 90% of people my age won't follow you way of financial responsibility out of ignorance or stupidity, I will. Thank you for telling it how it is sir. You are a big help and huge credit to the small society.
muscleunlimited he helped ur nation a lot bruhh..im a Malaysian and found his videos are eye openers at least for those young startersđđ
muscleunlimited im 20 and love his ideas hope its gonna pay
muscleunlimited beautiful testimony Hun, keep striving for the best :)!
Matthew Gruszka p
And thatâs how you end family curses.. good job đđŒ.. my parents were like yours.. I told myself I wonât be like them.. Iâm debt free and trying to grow generational wealth
My teacher recommended the class to listen to this guy. Iâm glad that Iâm watching this at 18
Your teacher just saved your life.
School teaching personal finance.... Your teacher has broke the fabric of the universe!
Anyway... Good luck man!
Same! it was in 7th grade and, unfortunately what she said didnt stick with the the other students, but it really got me interested in finance!
Thatâs a great teacher
Keep watching his stuff and donât forget it! If youâve managed to stay out of debt, donât let yourself fall into it. If you canât afford college, go to a trade school and get in a field that can help you cash flow the education you want. Doing it that way may take a little longer, but itâs well worth it. I didnât start going to school for my dream career until I was 25. But doing it debt free is such a game changer!
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown
I appreciate entrusting investment decisions to a coach whose expertise centers on leveraging risk for its asymmetrical potential. Over the past two years, I've made over six figures working with this coach, benefiting from their skills in navigating the market.
this is definitely considerable! think you could suggest any professional i can get on the phone with? i'm in dire need of proper portfolio allocation
I'm guided by Camille Buck Merrick an experienced coach with extensive financial market knowledge. She offers valuable insights, including entry and exit points for the securities I concentrate on
Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Camilla.
I believe that now is the time to start building up your future , one thing people donât understand is itâs never too late to start somewhere , usually I got for top ROIs and that was how Re-al-so-ur-ce-in-ve-st-me-nt was discovereed
spammer
Dave Ramsey, you are wonderful. The more you get upset, the louder you talk, the deeper your ideas sink in the brain. Way to go Dave.
Dave Ramsey makes a point! At 24 years old I've saved 7k liquid and have invested 20k, bought my own house, all credit cards at 0 every month. This is America if you can't make it here being perfectly healthy you've failed. Change your mindset
The 'perfectly healty' part is probably the most important thing in your comment. If you've got your health, you can make money. If not, suddenly things become much more difficult...
Javier E How did you get to save so much money?? đČ Share your secret, Educate us
United State of America is indeed a dream Country/Land of Opportunity for everyone but its rather unfortunate am not there yet . Any plans or help to make it to This Dream Country Please ?
Fear Zero as in youâre an adult capable of providing for yourself. Everyone is
Patrick Brown what do you do for income?
Dave: latte breath
Me: puts Starbucks down
Might as well drink it you already bought it!
Hahaha
Exactly stop buying into the consume, consume, consume ideology. It'll save you thousands just by not partaking and trying to keep up with the media and 1% whom are gifted most of what they show off in the media.
The only reason everyone likes Starbucks because it is loaded with sugar and creamy milk. You can easily make it at home if you wanted. Even better, learn to drink coffee black no sugar nor milk.
I quit caffeine 3 months ago and never looked back
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.
It's best to seek an advisor right now, unless you're canny yourself. As a business owner in both the service industry and eBay reseller of all product categories, I can tell you weâre in a deep recession and everyone is running out of money.
I agree, having a brokerage advisor for inveesting is genius! Amidst the financial crisis in 2008, I was really having inveesting nightmare prior touching base with a advisor. In a nutshell, i've accrued over $850k with the help of my advisor from an initial $120k investment.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
There are a lot of independent advisors you might look into. But i work with Carol Pasol Lewis and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly
Listen to Dave. I took his baby steps and now my biggest problem is that Iâm not sure what to do with my money coming in. He is the man.
Excellent.
Dave I listened to your advise four years ago, I was 35, I opened a 401k and put 40% I made each check, now I have $53k thanks
40% is a lot...
Christina Day depends what you make 40% of a million gives you a lot to live off of.
Dang!!! Amazing!!!
I donât even know how to open a 401K ???
making around 32k a year, nice job.
Iâm 27 years old and have $55,000 saved for retirement.
I am 17 and have 23,000,000 dollars for retirement!
You're far behind.
Tyler Leese good job! Keep it up,
Iâm 7 and have 600 million saved. Stop being lazy like those cripples and less privileged!
Thatâs it? Iâm 20 and have 25k
Be your own person , be independent, and show the world how much you have to offer , What do you think about REalSOurCEinVEstMEntđORG?? I think itâs the gateway we all need
Dave: Latte breath...
Me looking at Chipotle burrito: *phew, we good G*
I feel like Iâm back in basic training, a financial basis training đđ Dave knows his stuff Iâm glad I found him at 23.
"You have NOTHING" :)
Doing every dollar my husband and I found out that we didn't have a income issue, we had a budgeting issue. So embarrassing, but at least we learned. Thank you!
"Get Rich With Only 4 Stocks" I want to say this, the key to big returns is not big moving stocks. It's managing risk in relation to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That hold true from long term investing to day trading.
In my view, I would say, buy good companies and hold them as long as they are good companies. Just do this and ignore the forecasts and speculations which are at best entertaining but completely useless.
Any much good stuff still going on in the market regardless of the soaring inflation and crash? I see people everywhere on the tv saying they made over $400k and I'm left to wonder, how do they do it?
A positive investor is one who sees opportunities in every market cycle. Not in the sense of FOMO. But one who sees all the good stuff that can happen even in each market cycle (Bull/Bear). That is foresight, One who takes advantage of even the bears. A positive investor the real MVP and the winner at last. Seek for the help of Portfolio Managers, that is what worked wonders in my portfolio
Where can I find this Advisor?
the inv-coach that guides me is KATHRYN ALETHE HALL , she popular and has quite a following, so it shouldn't be a hassle to find her, just search her
I was brushing my teeth listening to this, and then he says "ITS YOUR.. FAULT" and I just started dying laughing
Dave Ramsey is hilarious đ
I can certainly believe that.
That bit is hilarious.
The âSHUT UPâ is what got me rolling! đ€Łđđ
I'd like to see you laugh when life hits you like an 18-wheeler
People like you literally have NO CLUE how cruel life can be
@@catt99mahal8
đđđđđ
i live in Jamaica (3rd world) and in a very short space of time i went from having no savings to saving the $1000us dave says to. Listening to this program as made me look deeply into my life and see that the smoking and drinking had to stop, my life has truly made a turn for the better. My circle was a very bad influence on my money and life when i stop drinking they all seemed to disappear. God bless you youre a kind and real man.
seeker jay It's only 3rd world by the Riverton Dump though right? As long as my fellow Windies don't watch tv and get big eyes for this fake Yankee lifestyle they should be able to save. I do a sou sou all year and save a lot lol
same exact situation on my part, no more drinking and no more bad friends
I'm jamaican as well. Born and raised in spanish town. Moved to the U.S when I was 15yrs old. I discovered Dave 2 yrs ago and even tho I hate his politics I love 95% of his financial advice. D money yuh save you affi go invest it becuz sittin on it nuh go help u out much. Look into investing it somewhere here or inna a larger and faster country than back home
@@ThatGuyDownInThe hey, good job!
Big up yaself !
I love you so much Dave Ramsey. I'm a 19 year old college student and you've inspired me to not go into debt, not even for school. God bless you.
U smart.
Howâs it going now?
I came from a family that didn't teach me any of this stuff, and I've been following these steps and at first it was really hard, but after the initial shock of seeing what my mistakes actually cost me, ouch. I wish I had heard of Dave when I was younger than 40. Still at least I see hope now, and I realize how much I didn't know before, and how much more I still have to learn., and more importantly I've been making sure my kids are getting taught what I never got taught so they don't make the mistakes I made. Young people just listen and don't go down the debt and mistakes road.
Idk why these rants make laugh but they always do. I get a good laugh and the screaming refocuses my mind on finance. Thanks Dave always leave these videos up.
Dave. I put another $16k toward debt. Thats over $40k this year so far! Still more to go. THANK YOU!!!!
Benjamin Stasiuk keep chugging along man, I just made a $3,500 car payment this morning
Robert Atkins phew thatâs cool man
Robert Atkins keep it up bro
Great job bro
That escalated quickly
DaxXx988 so is peopleâs debt! Thatâs why Daveâs podcast blew up! Iâm so glad I started listening. Wake up call for America
I think this is my favorite rant of Dave's. Got me really motivated.
Daveâs kinda rough here. :-)
Very true, 37 and worked for years, sitting here thinking this is what I needed to know since high school. Not a single bit of savings rediculous, this is not how the wealthy live.
I'm 27 and I like his idea of starting to invest 100 a month. I'm starting that this month
Still doing that ? Lol
@@elbarbu5097 Why would you stop?
Hows that $400 doing sir
@@bitronicc1887 Id say he stopped at $200...
I'm still going at it lol. Thankfully I'm still working full time and got a temporary raise for whats going on
I am 17 years old an I have âŹ900 saved up & I am so happy I discovered this channel
good job
Yeah brother, I think you're going to do just fine.
You need to go back to school, or at least get your GED. Then you should really consider learning some sort of trade that is always in demand. Whether you are going to college or a votech school. I think you will find that if you have no skills that are in demand, you have to take whatever work people will give you. That is not a good way to live.
28 $80000 saved up
My first job 2003 , I was on $ 6 hr , by 25 I was on $ 40 hr in a Engineering company
Dave is the dad i needed.
*When it comes to the world of investing,most people don't know where to start. Fortunately, great investors of the past and present can provide us with guidance*
After watching several CZcams tutorial videos about trading I am still making losses, please I seek for a better website
Venturing into the forex/stock without an adequate orientation with a professional broker for accurate signals, you might lose all your hard-earned money
Successful trading require discipline, patience, adaptability, mental toughness, independence, and forward thinking.
Absolutely! Also, it's never been that easy and cost-efficient to actually invest. What a great time we are in!!
When we asked our followers from different platforms what are their immediate financial goals, most of them said that they want to make their first million. So that's what we're doing today.
It is way past time. Dave this is the best advice ever. I'm 19 right now but i made about 36,000 dollars in the past 2 years and i have nothing to show for it. All that money is gone. Now i started saving at my new job and i already saved about 4000 in 2 months
I tapped the like button when he yelled âitâs your fault!â
The dramatic volumes make it better X-)
Be my wife
@HĂ©ctor Z stop inceling.
Hey sexy gal, Iâm thirsty
@@bitronicc1887
Absolutely agree with you.
Dave needs to share how he really feels. It's not good to hold it in.
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I agree.
Heâs very reserved
âSocial insecurityâ, lol, I like that.
Stared my Roth IRA 2 years ago when I was 16 just at $75 a month. That same year I stated my first year of tech school. Don't let society tell you what is normal, normal sucks!
RettigJ Hi, Iâm just starting and would
Like to save money. What company did you choose to go with and why ?
RettigJ i put 1000 dollars i to a mutual fund at 16. Dude we are gonna be multi millionaires
mason essary no you wonât... not if you donât have monthly contributions aswell
@@Blessed6597 hello would you be willing to hear me out about a company that I am a client with that offer Roth IRA's
Right on brother!
I'm 41 years old, I save $1200-1500 per month. My wife saves about the same. That's not including 401k. It took me a long time to learn the value of saving and investing.
10akee let me guess net worth around 1.5mil?
That's outstanding.
Well done to you both.
Our family has just become a babysteps millionaire thanks to Daveâs teaching!! Debt free wealth building - it can be done! God bless all your hard work! You are a blessing to us allâ€
He scares me! đł ... going to find &100 & get rid of my latte breath!
Lol itâs been 9mths.. hope you have 900 saved up since then xD
Right? đ
Lol right. Just make your own lattes :P
LOL right!? I hope he doesn't catch me with a mocha frappuccino!
A latte a day is ÂŁ2.50 here, one a day at work is ÂŁ12.50 a week, ÂŁ50 a month, ÂŁ600 a year. ÂŁ6k over a decade before you've even put your money to work. So, yeah I'm now making the most of the free instant coffee at work!
He is so right! Wish I had started a long time ago. All the money I've given away or wasted over the years I could be retired by now. I know better now so no more excuses.
Theresa B in theory. remember "he's retired" NOT! making a killing #fpu is a diamond mine (u kno about diamonds rt?) &hooked he's daughter up too
Reginald Green your point is?? He has what you said BECAUSE of what he says he does in the video! He was broke once too DONT forget or be fooled by what his life looks like now...
Please show me in the Bible where God calls us to be retired??? Retired is a fallacy just like American dating. When I was in Bible college I donât ever remember reading in the Greek and Hebrew where God calls us to the easy retired life where we sit back, take it easy, and do what WE want. I used to listen to this guy all the time, until I wished up and realize that he doesnât teach anything different than what I already have learned. Itâs simple, just like losing weight, reduce your caloric intake by 500 calories and exercise and you will lose weight. Tithe to God, live like you are poor and save like you are wealthy and live within your means. This is not rocket science. Besides, God created work for mankind to enjoy. Retiring in life is an American fallacy and isnât Biblical.
Mike Lee, he actually doesn't recommend people not to work if they plan to retire early. He suggests to stay busy doing something you love doing, not forced to...
well people in the Bible old testaments live like 400 years... there's no retirement for people that can live that long.
I can't Express how grateful i am for how dave Ramsey changed my financial situation
I donât know how many times Iâve listened to this video. Each time it reinforces my drive to live like no one else do that later I can live and give like no one else.
Ramsey he is The
My Hero .... thankyou for all... ramsey team
Amen!@@myonghan1260
You could literally retire a millionaire,by cancelling cable T.V.,and saving that money in a 401k!
I agree with this
@@lizzyogunmeru5650 Not having a car payment works better!
Amen!
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It's all garbage anyways
*Opens Roth IRA and schedules $300/month
Okay, just stop yelling at me T_T, I'm only 24 I didn't know Dad
I miss Dave rants like this
4:00 I watch this video every night before I go to bed after a long day of work for this part. I love you dave
I love Dave Ramsey. We need to implement his finance course in every American high school.
The public school system teaches kids to be poor.
@@Convexhull210 yes it does
No. Dave Ramsey financial advice is mediocrity
Yes and not just high school elementary school as well all through out elementary school and high school it sucks that some kinda graduate college and donât know a thing about money it sucks
Itâs possible but itâs never gonna happen.
âLatte breathâ âMr and Mrs. Cableâ lol. Dropping valuable knowledge! Thank you đđŒ
Amen. How can your brain function when you are constantly bombarded with BS? IT CANT, AND THAT IS SOCIETY AND THE ECONOMY'S M.O. don't fall for it. Sit in nature and in silence as much as possible and you will be a OKAY.
This has to be the best Dave Ramsey video Iâve seen. Thank you Dave Ramsey for the wisdom!
Probably my favorite rant. Definitely the one I have watched many times.
Dave, thanks for screaming at me!! Needed that
Itâs so funny that I legitimately feel like my dad is yelling at me when I watch this
Matthew Claiborne Iâm telling you
Dave is the father Iâve always needed lol
Dave thank you you're a financial advisor i always know i can trust and your content is entertaining (especially the yelling) keep doing what you're doing!
"Latte breathe" đđ.....(sips latte guiltily)......
Bri Love me too đđđ
Latte breath *spell check*
lol! same here buddy :P
Bri Love *breath
The best time to plant a tree was 20 years ago, the next best time is today. Dave's advice works over the long haul, the most difficult part is being patient.
That's a great analogy. I'm gonna try and get my kid brother into saving & investing without bombarding him with the jargon too much.
The next best time to plant a tree is this year cause corona gives us opportunity
The best portfolios are diverse ones people forget about, and ones of deceased people whose children didn't know about it. I listened to a financial planner who quoted a study that showed these findings. Your broker or planner should update you and send you yearly reports, but the ones that do the best don't look at the numbers, or if they do they skim over it, make sure it checks out and move along with their life and not worry about it. I'm sure a lot of millionaires will say they don't spend every second checking the market or their portfolio. They are living their life enjoying it debt free.
29 and Iâm starting a retirement fund for 2021, Iâm 12800 in debt, paying it off by February 2021 đđŒđđŒ
So did you paid your debt bcs it's march 2021 now?đ
@@atutuatutu9329 not yet, this Friday I will be debt free!
Chanel Cleans and Budgets I donât know you, but Iâm proud of you!
I hope you achieved this great goal
@@lungashezi466 thank you! I am debt free now !
Best smile an personality award forget turo! Nawh jk great info appreciate your energy! Put down momma we all need guidance! Great work giving it back an no higher level of learning but teaching! Keep it up God bless!! RealsourceinvestmentđȘORG
I wish my dad had talked to me like that, I would be a millionaire right now.
I'm just waiting for him to get up and start smashing all the things on his shelves
I would actually pay to see that. PPV?
Go animal mode!
đđ đ€Ł
@@kimberlybarnett4050
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Last November I started to financially educate myself, reading books and learning maths, i immediately started to kill off my debts. I am now investing in some strong mutual funds and I am going to earn interest rather than pay it. I love it when I come across a video like this, it is so great to hear somebody like Dave talking like I was talking to myself!
lee maitland could you please recommend some books for someone completely new to finance I'm only 16 but I want to learn
Definitely, the best books I have read, rich dad poor dad, the 7 habits of highly effective people, the compound effect, the slight edge, think and grow rich, seneca and the Shortness of life, and how to win friends and influence people. These are all good books and I have yet to read dave Ramsey books too. Good luck.
lee maitland I've read all the books that you listed.. Check out Chris Hogans book Retire Inspired (he works for Dave) also all of Tom Stanley's work, The millionaire mind, The Millionaire Next Door, Stop Acting Rich and Start Living Like a Millionaire.. T Harv Eker has a book The Millionaire Mind.. All very good reads.. And when Dave says 85% of Americas wealthy are first generation rich, all the books I outlined prove that! They aren't the cliche that people think they are. They simply talk about how Americas millionaires got rich.. Coincidentally enough by doing 3 things.. Staying out of debt (out of the 85% self made millionaires, 70% of them have ZERO DEBT) living below their means, and having an annual financial plan, broke down into a 12 month budget, saving for purchases, living in a modest home, driving a nice, but used car.. Very interesting.. I've been a follower of Dave for 5 years, and I've been debt free for about 4 years, and it's the most FREEING feeling in the world
Thanks for the recommendations Nick, I'll add these to my reading list, I have also recently read Dave's Daughter Rachel Cruze's book 'Love your life not theirs', its a very good read. I have also read 'The Go-Giver' which is an amazing story. Congratulations on your success and best of luck for the future.
Thank you sir!! His principles are def worth living out!
Going to set this video as my alarm clock wake me up every morning
Every so often I need Dave to yell at međ
When he shouted, "it is your fault", I was like, I admit. Now what?
Start saving bro you should be 1200 richer now
Of course Dave is correct...in everything he is saying! My wife and I set up an Excel budget two years ago - it was a life-changer! We make a good amount of money between the two of us, but we were paycheck to paycheck! Not anymore! Debt free and saving a ton of money! Itâs all due to the budget we set up. I balance our checking account to the penny every day...all the guys at work laugh at me when I say that...but who is really laughing? Establishing a realistic budget and sticking to it changed our lives....DO IT !!!! In fact, we are nearing completion of a $130,000 remodel of our home...we didnât take out a 10 or 15 loan...we budgeted every part of the remodel and paid cash along the way. Yes - it has taken us three years to complete vs three months - but itâs paid for!
Do And Brew - DIY wow good job. Thats what i want to do
Congrats man! I love it!
How exactly did you make the budget on Excel? Do you have any references that I can use to make a budget of my own? I Don't really know where to start on making one
DOUBLE0SEVEN I just made one today! Start with your monthly post tax income. Start subtracting your fixed expenses and your non-fixed expenses, then start budgeting the remainder with the remainder of your expenses like restaurants, groceries, amount of monthly savings, investments etc. Learn and adapt your budget as you go :)
Congrats!!!
I ran out of Gordon Ramsey shows to watch. This is pretty close đ
71 years old with nothing take heed young people start saving now.
Latte breath? I feel personally attacked right now đ
Lol
Lol!!
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I'm offended. Hahaha
Hahahhaa
I have just turned 14 and think this is the smartest guy on CZcams for financial and business related decisions I also love how Dave is strict and doesnât want you to go outside your budget. He has helped me save a lottt this summer!
This was the first video that ever saw from Dave and the one that woke me up đ
Right now I'm 30 years old. I have realized how stupid I was with my money in my teens and 20s. Not doing that anymore. Time to buckle down and prepare for retirement. Thanks Dave for inspiring me .
Sounds more like Gordon Ramsey than Dave Ramsey.
Randy Rios Your retirement savings is RAW! :)
Lol bro you made me laugh. Haha you savage.
House of Ramsey...Screamers. Motivators. Sick of your stupid sh*t. đ
yes chef!
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