The 60-day Credit Card loophole scam - Don't get caught!
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- čas přidán 3. 06. 2024
- Scammers have found yet another loophole to scam people!
And its working...(unfortunately)
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I personally would not wait this long. My spidey senses would of gone off long before this dragged out this far. The 60day limit is from when the transaction appears on your credit card statement.
Call the bank early on so a complaint is on record.
“Would’ve” = would have.
Not “would of”.
I never wait 30 days much less 60 days. I cancel and also put the transaction in dispute with my credit card at the same time. So far that has worked. Fingers crossed it continues to work. I also try to never order from an overseas company, but I made a mistake this past Christmas. I finally got what I ordered, but never again will I order from an unknown source.
Yeah, I pretty much just say screw it after the second week if nothing happens and threaten to cancel the order and demand a refund by the third week if the order doesn't arrive and it's exactly what I ordered. I generally tend to order stuff from the company's website or a more reputable site since they tend to actually send what I order.
That's why I ONLY order from reputable places with guarantees......I also only pay with PayPal because they'll credit me and have credited me when I had an issue.
I'm NEVER that desperate for an item that I'm forced to deal with sketchy companies. Paying with PayPal prevents my credit card information from being given out to unknown companies. I've never had an issue doing things this way, thankfully!
Thanks for the GREAT informative video!! It proved what I'd always thought can and does happen!
fair enough IF the store allows you to pay with PayPal. Also remember that even PayPal has a 180 day claim window.
hello, Mr. Liron! what is the best secure web browser to use on android?
keep up the great work!
@@LironSegev true enough but if they don't I won't shop there or if I'm really forced to I'll get a special debit/visa from my bank that's designed specifically for just such uses. It's not a true Visa but accesses your debit account but your account is safe....according to the bank....as we all know that hackers already have everything figured out before the "new security feature" is even released to the public. Like new currency as well.
Thanks Liron!!
Had an issue and PayPal was useless. No phone number - went around in circles with them. Cancelled my account. Never again.
Thank God I don't have a credit card. For big purchases save first and then go to a physical store to buy it. If you want a bicycle, you go to a bicycle shop! Okay, easy to say, I live in the Netherlands and we have a bicycle shop in every street, but if I need a washing machine, I really don't buy it online.
I save (my grandmother always said very simply if you don't have the money then you can't buy it period) and then I go online to see which washing machine I would like to have and then I call various shops (yes, by phone and not via email, if a store does not have a telephone number then I will not buy there) whether they have the washing machine. So I only order where they also have a physical store. You know we are asking to get scammed by scammers. Scammers exist because of our behavior. And our greed, we want to sit in the front row for a dime (Dutch expression) we want more and more for less. And then people find it strange that they are be scammed.
One needs to be on the ball at all times when ordering online. I had no idea about the 60-day window, so I thank you for that! Haven't ordered anything in many years, but I'm sure that won't last... Aloha!
Tell me about it 😂
Name and shame any known scam sites.
they just pop up again under a different website name and url. They have no shame
Sixty days?? I guess it my time working for a credit bureau. I honestly nearly got to this point with Ikea last week over a delay that went on for two weeks. Two weeks is my cutoff, generally. If coming from Europe/Asia I'll give it another week, but that's it. That said, this was a very good explainer on this sort of scam.
If someone orders a custom item like they commission a painting of their family, then its common to wait. We are not talking about stuff you can pick up at your local shops. So these scammers set up those type of sites where there is inherit wait time or there is something special like a custom item or where you get something you can't get locally.
Something similar happened to me. It was maybe 7 years ago though. I ordered a coat on eBay. It arrived so tiny. I contacted seller. They responded just like your video. That it was a holiday in their country and they will help me there after. Time passed I reached out again. They said if I could wait a little longer they were opening a warehouse in New York. I did because to send it back to their country would have cost more than the purchase. Luckily my story had a good ending. I was able to return it and get a full refund. Definitely a learning experience.
Good info. 😅n had this happen to me in 2021. I ordered a pool storage thingy like 125 bucks. Same thing. I emailed several times they only answered me twice. So I filed a CC dispute within the proper days. But a few days later I received face masks !!! Needless to say my CC did reimburse me back ! Lots of scammers out there ! Thanks again for the video ! Hope your trip was nice 👍
craziness! 🤪 (and trip was great - thanks !)
Liron- always to the point and so trustworthy. Keep it up.
Thanks for being here 🔥
What retailers are you guys using?😂😂
scammy ones
Only dodgy one I use is joom and it's delivered everything so far
Love your videos ! Must point out that if you shop on Amazon, all of your purchases are protected by their guarantee. Any Issues , &, no matter the seller or their location , Amazon will refund your money! You just call Amazon Customer Service! I know this from personal experience !
Thanks for watching and yes Amazon is usually great for fraud issues. However, not all sellers provide return guarantees (even for Prime users) so you still have to be careful. I also use this tool to make sure the reviews are real: czcams.com/video/ZoIXmkO0ldk/video.html
Thank you for this outstanding info. I had NO idea there was a 60 day window. Now I know to definitely keep this in mind. Thank you again!
Happy to help!
Robbing people everywhere in one form or another.
I really like what Liron is saying. However, I would change a couple of things. 1. Use a prepaid card - If the amount is not that you are spending isn't that large, consider using a prepaid card. Even though, there are charges associated with them. You are free from identity theft because it only has money that you place on it and if you only place money on it when you're purchasing something. Your loss is minimal if that ever occurs. 2. Following along with what Liron was saying if you don't get a tracking number off the get-go and are given a delay in shipping excuse. No problem. Immediately, cancel your order. Ask them when they believe the delay with be over and product available for purchase. If this is not convenient for you, tell them you will be in touch and look elsewhere for your item. Hopefully, they are not the only game in town and someone else has what you want for a reasonable price. Good Luck!
Thanks for the information.
I ain't going back and forth with a company about an order for 60 days.
While watching this video informed me very well and they tried to do the same thing to me. This happen on eBay and I have ran into the same problem for 13 years. After two weeks. I got a rotated and I want a Hidden file for a refund for some reason I was thinking about the same thing you just said they were trying to stretch out The order and order for him to get paid. Great information you’re doing a great job.
Worthwhile to see this video again.
I've had this happen to me before, but luckily it wasn't an expensive item.
That’s a lot of red flags 😂
truev story 🚩
paypal solves the issue of them having your credit number
edit: you can even open a refute in Paypal and show them evidence that the seller didn't provide help.
there is still a window of 180 days (better than 60 days of Credit Cards)
that's why I order through Paypal whenever possible.
PAYPAL HAS OTHER ISSUES
@@lovly2cu725 Do you have any examples?
Its crap like this that keeps the brick and mortars alive .
I've never had this happen shopping on amazon, although sometimes the sellers do hinky things.
Happened to me. Ordered a 100$ toy and got a 1$ bracelet. I took me 6 months of discussions with American Express to get a refund. It was scary....
So what would happen if you returned the package to them.... with a live hornet's nest inside the box?
a sting operation 🤣
Another excellent video! Thank you 😊
Appreciate you being here 🔥
If Amazon don't sell it, I don't bother. Not worth the risk.
I have been wary of online purchases longtime. So what I did was open a second checking account with a debit card. I use that card for online purchases, and I only keep in that account as much as I am willing to lose.
In the case you describe, I would have emptied that a heartbeat.
Smart move
Love your work. Thanks so much.
Thanks for watching!
I only order from Amazon or Walmart years ago I ordered a child’s riding electric horse on Facebook what I got was a balloon!! They were leading me along like you
If I got any email indicating a delay I’d be suspicious straight away and cancel the order, we aren’t in the 80s.
Those terms and conditions regarding the restocking fee aren’t legal, it has to be an amount that is realistic, and is usually a small percentage of the goods, it can’t exceeds the value of the goods. As a guide its to cover packaging usually, like opened box.
Thanks
COOP
...
Good info Liron lucky for me When I order online here in south east Asia where Iive I can pay for cash on delivery so I'm less prone to credit card scams I don't order off Amazon anymore I ordered way too much and I can't control my spending habits with a card
thats great for small items, but what about big items like an electric bike or a washing machine? (just curious)
@@LironSegev I have a washing machine already I don't usually buy big items online I go to the store for that. It's too dangerous to have an electric bike in my area so many vehicles come and go and their are no sidewalks better to just walk
If you wait to get a tracking number first, most times the order can not be cancelled because they say it's too late and your order has been shipped and will only eligible as a return. That's what happened to me, but it was with Amazon not some obscure company.
Good advice. But now I got a headache.
Very interesting, thank you.
I cancel after 2-3 business days. If it takes them too long, it is some kind of drop-shipping business.
Bought something from a creditable looking selling site, say $400 for a coffee maker. Got the normal acknowledgements, shipping notice. Not heard for awhile, no response to email. Could not find them anywhere. 6 weeks later a got a $10 (if) coffee maker. I do not buy anything unless I can pay PayPal.
Thank you for this information
No worries
I have fortunately always received my orders though I have experienced unreasonable delays for items that I ordered within the US but I am sure the company is ordering it from who knows where then ships it to me just so they can say it is shipped within the US. While this won’t help that problem, I generally like to use PayPal for online orders so that I do not actually enter my credit card information. Is this a bit safer method for ordering online?
Gosh, I'm not that understanding or patient, lol.
haha - I hear you
In addition to (hopefully) using legitimate companies, I use a virtual credit card online - My cc company allows me to activate unlimited card numbers with expiration dates, security codes and allowed daily charge amounts unique to each virtual number. I deactivate any numbers where I want to make sure no additional charges are made.
I feel bad for Mr. Whatever
he did loose a fair bit of money - but we are working with an attorney so hopefully it will have a good outcome
Your vidoes are really worth watching.
appreicate you!
Pretty much why if I can I use Paypal, not the best but a lot better that someone getting access to your CC information.
true IF the store allows you to pay with PayPal. Also note that PayPal still have a 180 window
And another one! (another great insightful video)
Well, at least now, they ( the scammers ) don't have to struggle allot with finding CREATIVE ideas... You've done it so well for them ❗❗☝☝🤣🤣
exactly. Scammers are just waiting for me to release a video so they can start their scamming career. There is no way they have...eh...I don't know...large Telegram groups where they share or a Discord server where they hang out...they all totally just wait for my video🤦♂️ (or....and hear me out...I know its crazy...but scammers know this stuff, but its ordinary people who dont and they get taken advantage of...hmmmm....crazy)
@@LironSegev פסדר...לא נורא. הע6לם מתחמם וחייזרים 👽👽👽 באים ... 🤣🤣🤣 סרטונים ייפים ‼️
5:24 hey The people that scammed me game me a tracking number but it tracked the fake stuff the sent instead of my boots
wow - thats insane!
Good excuse to use those virtual cards.
Great Info,
Appreciate you watching 👍👍👍
Why do people only check product reviews and not seller reviews? It drastically increases your likelihood of getting your item.
If I didn't receive it in 2 weeks max, I'd contact my credit card and request a charge back.
Usually most people would. But what these scammers rely on is that people are willing to wait for a speciality item that is shipped from overseas or something that is custom and made for you. Then its pretty common to have a long wait time.
@@LironSegev Yeah, it's why at that two-week mark, I threaten to cancel the order on the third week if the order doesn't arrive by then and it's exactly what I order. Needless to say, if they are legitimate, they get it to me by then and I'm fine. If it's a scam, then I get my money back.
Yes, good point. Unfortunately, the world is full of scammers now and it is extremely difficult to distinguish between legitimate businesses and scammers@@LironSegev
ahhh for the days of brick and mortar stores....
No reasonable person would wait this long. And the type of people who would probably are not watching CZcams.
by the comment I assume you have never ordered a custom item such as a family portrait painting or a specailized part for your car or custom made jewlerry. This has inherent wait-time. We arent talking about a USB cable.
Tracking number is bs too, was delivered but not me,?? Facebook scams ! If price is too cheap it's a scam !
That happened to me w some supplements I ordered recently. I got a refund because it went through.a legit comoany but didn't get the shipping fee back.
crazy - and you know they make serious money on shipping fees too! Thats why some companies off "FREE book just pay for shipping"
Here's another way they do it you take a survey they're going to give you a free product if you take the survey. You just have to pay for shipping and handling. They use your credit card information pass it to their sister company. Since they shipped product and you received it they charge your credit card the full am out at and that's not considered fraud
wow
Yeah after the second email Im cancelling.
"It was our Country's Holiday...." = Chinese factory workers were permitted a break for new year. They will be back working for peanuts soon.
OK, got it, but, only buy from a known good company, amazon, home depot, etc. Sorry small business, but you could be a front for a scam, and I just wont buy online from you, storefront, I will walk in and see what you have and if I like it, right on the spot now purchase. If we just eliminated the scammers permanently, this crap would stop. Humans only learn by pain.
They seem to spend a great deal of time maintaining their scam... Why not just get a real job?
Best is to pay with PayPal. Or better is to do some research, and don't buy from such companies in the first place. Don't buy from companies shipped from overseas.
Actually PayPal also has a window to claim fraudulent transaction and not every website takes PayPal. Also, may reputable websites ship from overseas especially if it's a custom made item.
@@LironSegev but they can get your money back better than that credit card can.
@@Victic005 hmmm based in what? They both work the same if you are within the window period.
@LironSegev based on my experience PayPal just looks a lot better in disputing for my side.
👍
Paypal.....
PayPal has a 180 day limit and not every website takes PayPal
TEMU beware
I've never had any problem with aliexpress.
i would have reported to the cc its a scam and canell the card and get a new one.
Stop ordering from these fly by night companies trying to save a dollar. You are at fault for dealing with these places
Respectfully, I disagree. I like supporting small businesses and family run companies rather than give billionaires more money. However, I also expect that they will do what they promised as any normal business would.
Who waits 60 days? If my stuff isn't there in 7 days, I cancel regardless of any excuse given.
That's right!! You tell them! Never support small businesses and always buy from large corporations that can mass produce.
Who cares if small business owners can't send their child to ballet when rich CEOs need another vacation home. 👍👍👍
🤦
@@LironSegev Consumers have been downtrodden for years. I have no sympathy for these folk. You either run a business right or go out of business
Exactly! We need more unemployment and more homelessness. You are so right 👍
Ebay?
could be but most of the cases I have seen have been from websites that sell a specailized item like an electric bike or custom jewlerry
The videos you are pointing to aren't there.
SO AT THE 3RD REPLY IM WONDERING ONLY 1 PERSON WORKS THERE? 4TH REPLY WHY ARE THEY SHARING PERSONAL HR EMPLOYEE INFO? NO I DONT WAIT PAST 1 WEEK MAX FOR A CONFIRMATION EMAIL
No need to shout but it's pretty common for one person to handle a customer especially with a high ticket item. Some people like to share you. You do get a confirmation email and a receipt but what you don't get is a tracking number.
I don't have a credit card & I'll never get one.
You're testing my patience with that long process
Don’t use a creditcard.
Credit is still better than debit because there is a chance your credit card company will fight fraud and return your money. I ordered a custom jewelry chain online that takes 7-10 weeks to make. 😅
@@dcentral I use PayPal or Klarna instead.
Don’t buy cheap things. They aren’t
Its not just about cheap, its about getting what you want. For example: you might not wait a month for something you can pick up at your local shop, but what about something that is custom-made for you? eg jewlerry designed for a specail occation or a family portrait paitning that you commissioned? These are certainly don't cheap, and there is a natural waiting time.
@@LironSegev buying jewelry on internet? Hm... nope.
In fact, I think you gave a one great example of why it might be a good idea to buy in your local shops as long as they are still there. Otherwise they will all disappear, and then Internet will be the only option. That's a scary thing. And then the day when someone hacked into the system that is servicing the company you get your grocery from...
Well, I'm an optimist... ;) Scared as hell of the world with only electronic money and everything happening through Internet
First to watch
hi
first
hi
@@LironSegev hello, awesome video dude!
I just had the urge to be the first to comment lol.
I'm sorry, but who's actually going to wait this long. I've never waited longer than a week for a delayed item.
Actually many people. When you don't buy from Amazon or BestBuy but from independant website (especially electric bikes) it is very normal to wait for shipping to come in from overseas. Waiting 2-3 weeks is pretty common.
@LironSegev I suppose. It just seems like it's asking for trouble. Though I should say I try to avoid ordering from overseas when I can.
think about other items: custom jewlerry or a family portrait painting. Those naturally have "wait times" for the work to be done. These scammers play on these
Nah uk consumer law is tighter than this.
Actually the UK has also got a window to report a fraudulent transaction. These range from 60 days to 180. So no