No Money! No Credit! Finalizing Plans For Europe
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- čas přidán 31. 05. 2024
- In today’s video Gift and I head to the bank in the hopes of Gift getting a credit card to use for our trip to Europe. She found out that in order to get the credit card she wants, she needs money.
Link to our last livestream
czcams.com/users/liveIA7b5QRO...
Link to the Issan restaurant
maps.app.goo.gl/t4kBtXiq75PwS...
Link to the MG dealership
maps.app.goo.gl/QrJUMynrwVP66...
Thank you for watching. Please like, share and subscribe. Follow us on Instagram at snow.gift and send a private message on our Face Book page at Thai Girl Gift & Foreigner Joe.
For info on Tax requirements in Thailand
American International Tax Advisers WhatsApp:+66910571270 LINE: 0910571270
kenbrown@businessclassasia.com
For Legal assistance of any kind in Thailand,
Check out the link to Thai Legal Protection in the pinned comment of this video.
Some of the services provided for just a small monthly fee include
Coverage Details:
Immigration Issues
Insurance Claims
Traffic Casualties
Business Negotiations
Liability Insurance
Domestic Disputes
International Travel Visa
Buying or Selling Your Home
Child Adoption
Living Will or Last Will
Review of Contracts
Cyber Crime
and More...u - Zábava
In today’s video Gift and I head to the bank in the hopes of Gift getting a credit card to use for our trip to Europe. She found out that in order to get the credit card she wants, she needs money.
Link to our last livestream
czcams.com/users/liveIA7b5QROUfA?si=sV4uG_MjfWbz3MRE
Link to the Issan restaurant
maps.app.goo.gl/t4kBtXiq75PwSk8h9?g_st=il
Link to the MG dealership
maps.app.goo.gl/QrJUMynrwVP661XW8?g_st=il
Thank you for watching. Please like, share and subscribe. Follow us on Instagram at snow.gift and send a private message on our Face Book page at Thai Girl Gift & Foreigner Joe.
For info on Tax requirements in Thailand
American International Tax Advisers WhatsApp:+66910571270 LINE: 0910571270
kenbrown@businessclassasia.com
For Legal assistance of any kind in Thailand,
Check out the link to Thai Legal Protection below.
thailegalprotection.com?ref=zwexnzy
Some of the services provided for just a small monthly fee include
Coverage Details:
Immigration Issues
Insurance Claims
Traffic Casualties
Business Negotiations
Liability Insurance
Domestic Disputes
International Travel Visa
Buying or Selling Your Home
Child Adoption
Living Will or Last Will
Review of Contracts
Cyber Crime
and More...😮
I'm 59, and never had a credit card,, only a debit card.
Good on you.
I can't wait for that trip. It sounds great and meeting up with your parents is fantastic! Enjoy yourselves and be safe!😊
Thank you 🙏. We are visiting my sons and grandchildren.
Why do you need to go to the bank to update your bank book? I’ve not seen anyone talk about this before
Prague is stunning, my favourite spot in Europe by panels.
Bike looks good Barry, congrats. Thanks for the update of getting a credit card. You and Gift have great day.
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Good morning from Texas Joe and Gift have a great and safe trip to Europe love your videos!😎👍🏼
Thank you 🙏
Yes secured credit card🎉
Seems we're going to have a hot humid summer
Indeed!
Great stuff as always Gift and Joe, really interested in your itinary I’m biased towards Spain,take care 👋🏿🥰❤️
Thank You 🙏 ❤
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Gonna b a busy day guy's!. Enjoy and have a great time. As alway's stay cool 😎 kind and generous.
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So looking forward to watching your European adventure Joe and Gift. Exciting times ahead!😊
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Ms. Gift got her Europe visa .. that's what's up bruh, and we're happy for her ! Good you touched on "credit card/ bank deposit " requirements. Didn't know that ! Good looking out for us, Joe 👌 . Anyway, Ta will be in Thailand from April to October, spending time with her family and crew. As for me, I'll stay behind this spring and summer to finish some renovations on the house and help out other friends with their house/ garden projects cause that's what I do to save them $$$ . I learned basic skills in home/ garden renovations from my dad since I was 12 years old. " Jack of all trades master of none," as they say 😂! I'll be in Thailand in October for six weeks so if you guys are around then we'll hook up( at your leisure of course). Again as usual, you school us on the essentials living in Thailand, and for that, I thank you, Sir ! 🙏🙏
Thank you 🙏. The reason for Gift getting this type of credit is, it has incentives such as priority during check in and boarding flights, while using Air Asia. She also gets several discounts on purchases and receives points towards ticket purchases. Also, having a credit improves her credit score rating. She also receives interest on the money in the account itself. Other benefits are fraud coverage, discounts on travel and other insurances etc. Gift also said that the credit card is mainly for people that are unemployed but still want to receive the incentives that comes with having a CC.
@thaigirlgiftforeignerjoe7774 cool, good to know for the future. Ta has established a few ccd's here and is building her credit. However, when we move permanently to Cha Am, I'll pay off her high interest rate cards and have her start korsikorn and Bangkok bank ccd's there cause she already has accounts with them. Again, thanks for the info 👍 🙏 😀
Thanks for another good video Joe! Keep on having fun man! Cheers!
Thank you 🙏
I remember when you bought this vehicle when you had the new house. 4 years bro!? Wow
Time flies by so fast! Trying to enjoy life while I still can 😊
41+Celcius!? It gets that hot? Definitely a good time to do Europe. Great restaurant. Good to see Bazza. Love the paint job. Great video.
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Joe and Gift ,,I can't,,wait,,to,,see,,your adventures,,n,,Europe,,looking ,,forward😊😊😊
Thank you 🙏 so much!
Price for diesel nice..enjoy,😊
Another great video!❤
Thank you 🙏
Going to be a great trip for Gift . Both of you we will follow, have a great time ..👍👍
Thank you 🙏
Awesome I am happy for you guys. Gift does look happy about the trip. Great you do these videos, they do help a lot to find out about things that are common to you but things I would probably find out the hard way by paying a fine for not doing it.
Thank you 🙏
Many blessings from North Texas safe travels ❤
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Yeah…when I was young I had that type of card…it’s called a secured credit card in America….
Thank you 🙏 for that info.
Your diesel price is lower than here in Florida by almost a dollar... :-)
Smart being in Thai, its crazy here in US! Doesn't look good😢
Thanks for sharing Joe and Gift. I guess it must be a "Biker" thing but personally I couldn't see what all the excitement was over a red stripe on a black bike. However, we are all different. Happy that you are getting everything sorted out for your Europe adventure of a lifetime. Really exciting. After not having had a break from Khon Kaen for nearly 7 years we have managed to save enough money to stay for 3 nights in Sam Roi Yod, near Hua Hin. Despite the long drive, I am sure that it will be worth it. As regards the Thai credit card system, basically it is exactly the same as a Debit Card, other than you can pay it off monthly. If you don't have money in your account you cannot use it. God bless you both 😀❤🙏
You are going to enjoy Sam Roi Yod. In regards to the credit card I thought the same thing however, the credit card Gift is getting has incentives such as priority during check in and boarding flights, while using Air Asia. She also gets several discounts on purchases and receives points towards ticket purchases. Also, having a credit improves her credit score rating. She also receives interest on the money in the account itself. Other benefits are fraud coverage, discounts on travel and other insurances etc. God bless!
@@thaigirlgiftforeignerjoe7774 Now I understand the advantages, particularly as you get points and discounts. These days of course, Credit Scores and ratings are all important and can affect day to day life. I don't know if I have one or not, but have never used a credit card. I prefer debit cards, cheques and cash. Thanks for your reply Joe. 😀❤🙏
I have everything booked for our trip to Germany. Let us hope that they aren't striking in Germany during our trips. We loved Prague, our hotel was well located, had a great breakfast (probably a 15-20 dollar value per person) and was reasonably priced, everything considered. I would stay there again. Hotel Meteor Plaza
Thank you 🙏 for the info on the hotel.
Thats what is called a "secured credit card"
Watch up for the exchange crocks in Prag.
Thanks 🙏 for the heads up.
@@thaigirlgiftforeignerjoe7774 last time I was there I got short changed. They display a rate but that is only applicable with big amount, smaller amount was less 30%. Better you pay with debit card or get the Krona in a regular bank. Prag is a tourist rip off town just like Barcelona, Milan, Venice and Paris. Lots of punters to deceive you!!
Fireworks countdown frightened me LOL Rumor has it if you put regular gas in that diesel, you will get more BANG for your buck! Looking forward to that upcoming live stream haha
LOL 😂
Not really a credit card if you have to have the cash in the bank, more like a debit card. Bazza’s bike looks sharp. 🇦🇺🇦🇺👍👍
I thought the same thing however, the credit card Gift is getting has incentives such as priority during check in and boarding flights, while using Air Asia. She also gets several discounts on purchases and receives points towards ticket purchases. Also, having a credit improves her credit score rating. She also receives interest on the money in the account itself. Other benefits are fraud coverage, discounts on travel and other insurances etc.
there is no credit card debt in other countries you can only use money available in your account. People call debit card/atm card visa card or Mastercard and call it credit card.
Really! We are well aware of the difference between debit and credit cards. Credit cards do offer some perks that debit cards don’t, hence the reason why Gift wants a credit card in addition to her two debit cards she already has. Here is a link so that you can educate yourself about some of the perks of having a credit card. Have a nice day!
www.investopedia.com/articles/personal-finance/050214/credit-vs-debit-cards-which-better.asp#:~:text=Credit%20cards%20give%20you%20access,linked%20to%20a%20bank%20account.
Here is a link that talks about the current credit card debt in the US.
www.lendingtree.com/credit-cards/credit-card-debt-statistics/
That is so not correct
Wrong!
What kind of interest if any is the bank paying on that 200,000 baht credit card deposit?
Gift does gain interest on the money. I’m not sure what percent but will try to find out.
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Hello Joe and Gift, I hope the cards come through ok and you can tick off another box in preparation for Thai Girl Gift and Foreigner Joe's European Invasion 😂Great video 10/10, Keep Well, Stay Safe my friends
Thank you 🙏.
when are you guys leaving on your trip?
April - May timeframe.
Joe I don’t recognize that new dance Gift is doing; what’s going on?! Ensure you hit me up when you’re back in BKK. Got some updates to share.
Will do!
i dont understand if u want a credit card for 200 000 bath u need 200 000 bath in the bank why u need a credit card then use your own money in the bank and pay back to yourself after instead paying to the bank, just saying im not trying to be a smart ass.
Often to rent car and pay hotel and buy airlines tickets in Europe you need a credit card. It is a good idea for traveling today.
I thought the same thing however, the credit card Gift is getting has incentives such as priority during check in and boarding flights, while using Air Asia. She also gets several discounts on purchases and receives points towards ticket purchases. Also, having a credit improves her credit score rating. She also receives interest on the money in the account itself. Other benefits are fraud coverage, discounts on travel and other insurances etc.
@@thaigirlgiftforeignerjoe7774 aha ok
Yes, travel is simply much easier with a credit card. They are a great convenience IF you can control the use of one. If not they are a disaster waiting to happen.
I tried one Bangkok Bank branch about a secured credit card using my money on deposit for visa. Got shot down but not sure lady understood. I'll just call BB customer service and find someone who speaks English.
They Are Using Their Money To Fund Their Credit Card. Paying The Bank Interest On Your Own Money. No Need For Any Credit Card
Man. I get older and you lookin younger. Come on man.
🙏😊
She does not have income no fixed deposit titles deeds in her name no bank will give u money when they do not known how to pay back is the house she and you staying belong to her no problem
It’s called a secure deposit because she does have money in the bank to cover the amount of credit being requested. House is in my name and land in hers. Have a nice day!
take care great video All the best Thank you very much for sharing looking forward to the trip with love lilo
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