How Expensive is Finland - Analyzing My Monthly Living Costs in Helsinki
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- čas přidán 11. 06. 2024
- How expensive is Finland is the common question I get and I wanted to shed some light on this with this video. Today I will breakdown my monthly living costs in Helsinki for you.
This is my current situation:
I live by myself in Kallio, Helsinki.
I don't have pets.
I don't have a car (and not planning to get one)
I have very moderate spending habits.
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Watch this video: Things you should know before moving to Finland: czcams.com/video/INWYqKqYtlA/video.html
The rent in Helsinki is so crazy, so that's why I bought my apartment on my own when I was 25 years old, for the same apartment I live in, the rent is 20-30% higher than what I pay to the bank and maintenance each month. And the price of apartment is rising, it is good investment.
I will move in Finland, can you give me your instagram to speak with you?
Chinese are the reason behind these skyrocketing rent and house prices in North America.
i appreciate your pure transparency, have a blessed day!
Good to see you again. I like videos like this where you get to see the city and people. Thanks and good job.
That was very detailed and personal. Very interesting! Thanks
Thanks for the comment Венера Маннапова!
Kiitos! This was very informative 😊
Thanks for the comment Luming’s Kitchen!
Hey Finntastics! I know there's a lot of variation between the costs but I wanted to give some guidelines about the price levels, especially here in Helsinki. Hope it helps!
Saving tip: NOT living in Helsinki cuts rent costs...
@@elderscrollsswimmer4833 which city is best for living with low cost of rent .and easy to do jobs as an international students
Thank you! This is really helpful
Thanks for the comment Denthoughts!
This was a really interesting and insightful video, thank you for sharing! 😊 and greetings from Kerala, India
Glad you enjoyed it!
I was in Kallio when I visited Helsinki :D
Thanks Aleksi for this useful video!
Thanks for the comment Manu Bee!
If you live outside the capital area you can halve that rent
That's true.
sounds tough,thanks for the connections and info : ) roll on summer
Thanks for the comment night Candle!
Thanks for sharing!!
Thanks for the comment Crystal Paxson!
Thanks man, I'm planning to move in Helsinki and that was extremely helpful
Did you move eventually?
Tanx bro,for all informations and videos
Thanks for the comment Navid Masoudi!
Thanks for the video, Aleksi! Very good insights. Compared to Romania most of the costs are 10x higher in Finland except for the groceries. I also shop at Lidl pretty basic stuff for about 150euros/month/person. This is something I noticed while visiting other countries in Western Europe that groceries prices are higher in Romania even thought the average national salary is 10x lower than Finland. Quite a discrepancy.
Maybe in Romania there are more locally produced and less imported stuff?
Well, that is the dilemma, more local yes, especially during summer, but this produce should be cheaper, instead we get a lot of imports, so it gets expensive.
It is just not true. Lidl food item prices in Romania are considerably lower than in Finland.
Good tips!!
Thanks for the comment Vanny Felix!
Great video
Remember that if you live in the Helsinki area you can travel cheap to Tallin and do cheap shopping
Especially for alcohol. :D
yeah, but it's time consuming plus you have to pay for the accommodation
Thank you Aleksi for your valuable information about the living costs in Helsinki. Could you please make a video about investing in Finland?
Thanks! I might do.
About 43 square meters here in pieksämäki costs about 350-400€/month
That's very decent.I think..
Not to mention that you can get up to 80% rent support from kela
Not bad at all!
@@AleksiHimself eikö sun suunnalla muka asumistukea saa?
@@doxzer9684 half the size appartment in jyväskylä (city next door) costs allmost 500€/month plus one month worth of back up rent
Thank u buddy, very useful info.
would be better if you had a conclusion at the end of the video, showing a balance sheet or something...
Great suggestion!
Good advice on saving and investing. That is relevant no matter where you live. Have you done a video on what to see in Finland. I’ve been thinking about coming to visit the “old” country but not sure what to see or do besides visiting with a few cousins.
Thanks Irene! I have done videos about Helsinki and Tampere.
Helsinki: czcams.com/video/jN5NbmP7ndw/video.html
Tampere: czcams.com/video/3-xKBD6Knso/video.html
Thank you. Just the kind of information I was looking for.
Great info. Some things seem to cost more than UK others cost less. In the north rent is super cheap. I have a 3 storey house with 3 bedrooms for €900 a month but taxes seem cheaper here
Thanks for the comment ukmmvjohn!
This is such a fantastic video! Thanks! Your phone bill is super cheap. Mine is 18,90 through Saunalahti and I thought it was super cheap :D
I was using MOI and DNA had a campaign if switched over to DNA I'd get this super deal for two years. :P
Thank you
Wish you the best in 2020
Thanks for the comment Feras Rafie!
Thanks for the video, much information. What about costs of "tipping" in Finland?
In general people don't tip in Finland. For example the people working in the restaurant field have high enough salary where the tip in already included.
Hey, your videos are very helpful and thanks for the information. Is it possible can we get the updated video with current situation in 2024 and also if you can add some common jobs available for foreign students or dependent of students. It will help us to get the idea of the expenses thanks
Finland is amazing. A wonderful place to live.
Couldn't agree more!
Keep going Aleksi your advices
is very usefull Finland is a place that you can save money if you a have a good program in your life i wish the best and maybe we can meet for a coffee on Aprill i am moving on Helsinki
You’re right mate. Finntastic video
Thanks!
@@AleksiHimself no problem. You should make a video on the longest Finnish words. They kill my mouth
I'm so impressed that you recommended Savings and Investments to foreigners. I've never seen anyone doing that, encouraging foreigners to invest SO you're awesome dude 💯 👌
Very interesting when compared to US. We have one expense that many don't have- our cars and trucks. Not only do you have to pay for but also gas, insurance and maintenance. Our electricity cost are higher and phone and internet is higher as well. Food and entertainment is probably less expensive than Finland. Most (90%) of the people I work with own their own homes. Here, it is cheaper to buy than to rent. So, there is always a trade off.
Wow I definitely need to move to Finland 👍
Good stuff!
10:40 Oh oh wise Finn save and invest :) Yes !
One of the things that makes people rich. :)
Dang. Your costs are about half of what we have in the central US. Can't wait to move to Finland!
Did you move yet? :)
Costs seem pretty similar to Belgium actually. Although beer is a lot cheaper here I do spend more on it monthly haha
Haha yea alco is definitely a money hole here. :D
Moi Aleksi, really enjoyable video! As a lady with cats, I wonder how much makeup and perfume would be as well as vet visits. I rent a studio in San Diego for $1500 a month which includes sewer and pet rent. My electric bill is $50. It’s really outrageous rent here.
I suggested this idea for Varpu! :)
Aleksi Himself - Videos about Finland Kiitos!
I never understand pet rent. Is that what the deposit is for
@@kar460 just in case pets do any damage to the apartment
@@lgfrades that's what the deposit is for?
If have to use the other deposit for damages.
800€ for 20m^2 seems kinda crazy. The apartment my family lives in, in Berlin, maybe costs 1000€ for 90m^2. The rent contract is a few decades old but I would have assumed that it would not be that bad in Helsinki.
Hey man, you are kick ass good. I thought you are a rich guy, but you turned out a bum like us. You are my hero. I live in Espoo
Moi Alexi, kiitos for the detailed video. I guess the prices got higher due to inflation, so what would be inflation adjusted price right now, as a percentage? What do you think?
Yep, you are right. I should make an updated video of this.
Great video..You really pay gym membership only 20e for unlimited arrival ?
Yeo. Fitness 24/7
Wow, that's really similar to bavaria (germany). Nothing but the language would change if I would move.😊
How far out, or how far away from Helsinki center, would I have to move to be able to get a 1 bedroom apartment (maybe around 50sqm) for under 900-1000EUR/month? How long would that take me to get to work (if office is in the center) with public transport?
You can make your own research by using vuokraovi.fi for example. I have lived in Kallio, which is 1km away from the city center, in a 1 bedroom apartment and the rent was around 800€.
@@AleksiHimself Kiitos
Hey Aleksi, would you do an update to the costs of living for 2023? You know, things have gone a 'little' crazy as of late with the lockdowns and the ongoing war in the Ukraine ..
.. I mean, if You have the time to spare ^^'
Very similar to my expenses:)
Very good!
Congratulations for having an investor's mindset. Like you, I also believe this is what makes a difference on our lives.
Totally agree!
What should I do to get student accomodations like hostels in finland specially in Mikkeli? What is rent for 23 sq m. Approx in Mikkeli?
Ask google
Wow, thats nearly as expensive as in Munich, Berlin or Frankfurt... but at least beer is much more inexpensive here in Germany ;-)
Yeah the alcohol prices in Finland seem ridiculous.
How do come to Finland
What about kajaani
Moi Aleksi, could you please tell me the average minimum(ish) wage in Helsinki? Like how much would a full-time barista, waitress or hotel cleaner earn in each month?
Hi. Unfortunately I'm not involved in those fields so I don't know. Google is your best bet.
Probably around 1500-1800 EUR a month
Different industries have different agreements between employee and employer organisations. By law those agreements create minimum work conditions for employment in each sector. Employee and employer unions have public websites where you can check the agreements. You just need to find out what unions represent which employee and employer sectors.
You can start from here
www.pam.fi/
Some background so that you can understand the system and what minimum wage etc. really means in Finland.
www.suomi.fi/citizen/working-life-and-unemployment/rules-of-working-life
Minimum pay would be about 10 euros per hour, working on holidays pays double of that, overtime, night shift etc will add up
Thanks for the very practical info in this video. As a new resident of Helsinki, it's quite helpful.
Aleksi, would you be willing to tell us your phone service provider? I have a prepaid SIM card which costs me €25 per month, and I'd like to get a phone plan like yours, to save some cash.
I have DNA but it was a very special campaign. There should be cheaper options out there. Try searching on Google.
Do this again Aleksi 😜
Planning on to do an update in 2023.
@@AleksiHimself nice
Hey Aleksi,you mentioned saving and investing,do you have any idea about how to invest and his much to invest and on what to invest? I'm interested to hear your opinion
All the banks in Finland offer ways to invest. You should check what they have to offer.
sharko punch if you don’t mind me interrupting your question asked to Aleksi - Yle made a podcast in English about investing not long ago - google “All Points North Yle” and it should be there. It was maybe not very detailed, but some basic information was provided
@@aleksandrag-ska thank you,i will check that out,because i have no clue what to invest but sure thing i can save
@@AleksiHimself thanks Aleksi i will check and research :D
@sharko punch you’re welcome! What I think is worth mentioning, is that investing nowadays is beyond the borders and can be easily done from one’s laptop. I think it’s better to do it in the language that you feel comfortable in. Being in Finland doesn’t mean that you need to limit yourself to the options available in Finnish language, especially if it is not necessarily clear to you (as it is not clear for me, at least yet). Good luck :)
superb video!!!!!!!!!! Bro can i work more than 25 hours per week as a student in finland??
This is stated in the residence permit.
In Finland after I pay everything at the end of the month I have about 500 euros left,in Bosnia because I am from there and also Croatia and Serbia I had 20 euros left 😂 so imagine if you want to travel or save money it's yust impossible of course it's depends what you are doing but generally speaking is like that.I don't know what is secret but Finnish people made life in Finland much easier compare to life in Balkan and in all East European countries let's say 🙂
@Adisa i meni je zelja da se preselim u Finsku iz Srbije sam ,trenutno radim za americku firmu ovde ali nisam zadovoljan,svaki savet je dobro dosao... Pozz
Ma nasih ljudi ima svugdje vjerujte 😁ja zivim u gradu Jyväskylä i ovdje sam nasao nasih ljudi i mladih ali npr grad Turku,Helsinki tamo ih ima vise ,
Zivot u Finskoj zavisi od osobe do osobe npr ako lose vrijeme ne volite i za tim cete samo zaliti svaki dan onda nemojte dolaziti u Finsku ili u bilo koje zemlje Sjeverne Evrope jer je vrijeme losije u poredjenju sa Jugom ,takodje i jezik koji je stvarno tezak i treba ce vam oko 4 godine sa mnogo rada da ga savladate ali u Finskoj svi znaju Engleski tako da je to olaksavajuca cinjenica npr u banci,kod doktora bilo gdje se moze sa engleskim ali za posao vam treba Finski osim ako niste nezz programer ili je neka internacionalna kompanija u pitanju gdje se koristi Engleski,Sistem je savrsen i sve ide brzo ,plate na vrijeme, standard je mnogo veci nego dole ,ovdje za platu mozes kupiti mnogo vise nego dole i mozes putovati za razlika od Bosne , Uglavnom zivot je laksi i sa manje stresa ovdje.Ima da se tu mnogo prica ali to je eto ukratko 😁
@Adisa Hvala na odgovoru... Spreman sam da bukvalno krenem iz pocetka,krenuo sam da ucim Finski jezik i uskoro zavrsavam A1,iste zelje imam kao i ti,ne zelim bogastvo samo normalan zivot alj ovde kako vreme prolazi sve vise uvidjam da to necu ostvariti,imam 28godina i vec mi je ovde svega preko glave :) Ako zelis mozemo da ostanemo u kontaktu za ubuduce,hvala.
That's great to hear that you find the life here uncomplicated. :)
@@smorior709 da bi pricao tecno neki jezik sa ljudima treba par godina nebitno jeli to Finski ili Njemacki jer je jednostavno govorni jezik drugaciji od onog u skolama tako da dobrih godina treba za Finski ,samo bih htio reci da ako nemate ama bas nikog ,ni prijatelja ni rodbine nebi preporucio da idete negdje gdje nemate nigdje nikog i nemate pojma jer napocetku je mnogo tesko,velika je promjena i jednostavno vam treba pomoc i to treba da razmotrite,u mom slucaju rodjak mi je zivio u gradu gdje sam se preselio tako da nisam imao nikakvih problema
Can Dubai driving license be changed to Finnish license of have to start from zero for driving?
I think so.
Eiks sul oo sähkönsiirtomaksuu ollenka? :D
Olin sisällyttäny sen toho. Iha hyvä pointti ois voinu mainita sen tos.
I have a qushtion i always get a buzz cut year around will this work out when i move
I didn't understand the question.
@@AleksiHimself when i get a hair cut i save like 15 $ and shave my haed
Is it too cold to do that all year around without geting sick
Heat in Feb cost is not 15EUR.
How much, in winter, to heat your apartment?
Heating is included in the rent. You don't pay for it separately unless you live in a house.
Hum trading... Did I use a tool for trading from your personal PC at home or you do this through a bank?
Both. I have a brokerage account in my bank and use their mobile app to trade.
What about doing business in Finland plz say something
czcams.com/video/LJKE9fSgQ2s/video.html
I’m from U.S. should I move to Finland? I’m thinking of going to LAB in lappeenranta
dont!!! lol i am here now, the most boring place i have ever been too...hahaha but its cheap here compared to helsinki for sure. just very boring, no ppl and nothing much to do and very very cold..so do a lot of research before you go, because i regret not doing so..
so how much are the combined living costs?
I guess I could have summed them up there but you can count them yourself too.
Wow. That's a pretty uneventful (if not borring) life... And looks like prices have doubled since 2020. I pay almost the same rent for apartment in Espoo and electricity bill is 45-50 per month! Most of the gym are around 50-60 euro (More if you like crossfit or something more specific). Food and household stuff is 400 min for one person. Not including alcohol which is rather expensive. Normal wine starts from 15 (not everyone can drink beer). Latte/Capuchino (small or medium) in any cafe is 4-5 euro. Internet 15 euro per month if you lucky but for forigners it's hard to get a cheep subscription so it's closer to 25. Same with the cell phone. So yeah, info in the video was sort of useful, just multiply the cost by 1.5 at least. Saving 700 euro each month sounds more like a dream :(
He doesn't drink coffee. But the prices vary wildly depending on the practices. As you said, café coffees are expensive but lunch restaurants often have coffee as dessert for cheaper. All my employers have also had a coffee machine or three in the office. In university my student org and the faculty common area both had coffee machines available to use for very cheap. But if you're staying for longer, a coffee machine is a good investment.
What about taxes? And medical care?
Taxation is progressive. The more you make, the more you pay tax. Public Medical care is very cheap
What is an apartment savings account?
If you save 10% of the price of the account, the bank will give you the loan and state of Finland will guarantee it. There are some other benefits too. I think I will make a video about this later.
@@AleksiHimself ooh nice. Thanks for the info. Actually I'm hopefully moving to Tampere in January:)
He lives quite close to my pa.
Good stuff!
25 m2?
Yep
Hi Aleksi, I'm afraid the 'langauge' problem has reappeared. Maybe you've forgotten to save the change?
Anyways, kiitos paljon for the video. :)
Oh yea that's right! It seems I forgot to save the template. :D Thanks for pointing it out.
You're more than welcome buddy. :)
Wow Aleksi, you def live an a loooot cheaper Life than most people in your country ..
Yep. I budget and spend my money carefully.
I am a teacher, how can I come finland?
Buy tickets, check travel documents and get on the plane!
Taxrates are high, prices are high.
Shit even people in Kallio are high.
It does smell weed here every once in a while.
Do u have sauna?
Yep!
Who doesn't like Lidl I shop at lidl in London. The good thing about lidl London is you can buy vodka 😊
It worth to go if you are a business type of man and u make more than 1500 a month but if you have no higher education it doesn't make much sense to live in other countries if u already living in any european country. . And of course it's still fun to try but not for the money. 😅
the groceries expenses are unbelievably low o_O
Simple guy buys simple stuff. :D
@@AleksiHimself 😄
Aleksi, why do you not have a car?
You don't really need a car in Helsinki because public transport is so good.
A car is absolutely unnecessary, especially in Helsinki. It's a huge money hole. The public transportation is all I need.
Can you please share some costs in owning a car in Finland? What if you live somewhere in the countryside?
Yeah! I want to invest wealth.
Lidl ? You are the first fins recommend lidl . I have seen alot fins never go to lidl
Lidl is easily one of the best options to recommend. I just came from lidl in fact. The best price/quality ration.
I'd say most of the UK is slightly more expensive
How old are you Aleksi?
31
Finland is cheaper than Italy because in Italy you have a miserable salary like (1300 euros for a software engineer with master degree) and rent is 500 euro/m in a 20 meter square apartment far from centre and in a little city + 180 euro/m for water, methane and warming + 40 euro/m.
So you spend about 700 euro for month but your miserable italian salary is about 1300 euro for high skilled job.
The salary for a low skilled job can be 800/900 euro for month.
Food cost minimum 100 euro for month if you go to Lidl but other supermarkets you can spend twice.
So Finland is way more better than Italy to live in !!
Wow that sounds low. The average salary for software developer in Helsinki is around 4000€
@@AleksiHimself Yes I know that !
But Finland is a serious country that respect the job of a skilled worker and give a good salary.
In Italy the job is not well paid and give the importance that need !!
Wow! it is pretty cheap compared to California, $3000 for a 1 bedroom apartment, utilities much higher and food .... forget it, it is much better there where you live!
Good to know!
The Title should be..."How To Save Money in Finland"😜😜😜
Are you also in Instagram?
Yes! @aleksihimself
May l know in Hindi, Please say in Hindi.
I don't speak Hindi.
The official currency of Finland is rubel
Bingo!
My fixed costs are higher in Ohio 😅🙄
There are far more expensive places here in the states. California jumps to mind.
Yep that's a good thing to note.
California, what about New York or Washington state
This figure is realistic for guys, but not for girls....
The hair cut for lady is 40 EUR minimal price
Also clothes, health and beauty costs are much higher for ladies
Men don't need to buy bra or tampons or birth control pills, but men don't need.
......build your wealth.... hahaha
Yep!
America is way more expensive. Rent easily $1,000, utilities at least $150, food $175, and my random bills about $550
Plus health bills and tuition that Finns don’t have to worry abt 😭
Say no to furniture...
New reason for divorce....we are running out of toilet paper
1:59
Apartment is 23 square metres or 248 square feet.
All Americans and Canadians and Mexicans just left the chat.
That is a closet. You have no idea how poorly you live.
My apartment is 1000€ for 125 sq metres.
No reason to pay the same for only my smallest bedroom of my 2 bedroom flat.
Good for you!
Can you move up north of Finland buy land build a log cabin and live in the woods cheaper.?
Especially since you pay all that money for only a crappy 250 square foot apartment I thought only gypsy live in those things 600 eruos expensive for that maybe goverment pay for it for you so it’s free for you in socialist county but they give your garbage 250 square foot apartment at least it’s free better then live in tent city USA.