I am 44 y/o and after 8+ years in AZ USA, my hubby proposed the idea that we go home to be with our family in the PH. He is retired military and the truth is he is tired of the politics, the rat race, the outrageous inflation in the US, and he said I am hurting myself giving my all working in health care. After working fulltime as night shifter for years, now I am dealing with several health issues. It is not all about money, good health and being with family are more precious. It took us 8 months since we made the decision to sell the house, get all documents sorted out, sent 100 Balikbayan boxes and even get our 2 pet dogs ready and approved for importation. By the good grace of God, we are almost to the finish line and our departure date is next week. We are thankful and excited and so looking forward to be home in the PH!
Wow.Congrats.yes if you can retire early and you are financially independent.its the best decision I ever made.Good luck to your retirement and be safe.
Wow congrats Jessa! That’s awesome that you will finally get to enjoy life the way we were intended to. Ingat to you and your husband on your next chapter in life! Jake
I grew up in SF, CA for 28 years, moved too many places because of my husband job relocation (IBM), Bangkok, Thailand, Germany, Boulder, Colorado and so on. Now, we live here in AZ too. I worked at Banner Thunderbird, working overnight shift too.
Brother, you're living the life many of us Fil-Ams and expats are just hoping to live one day. I'm just stacking my chips right now. Bohol will be my target place. We've visited last Feb. and fell in love with the island. Vloggers like you inspire me everyday. Much love brother!
Also a nurse here in the US and planning to retire there as soon as possible. Thanks for sharing your experiences and God bless you Brother. Like and subbed.
We appreciate this channel. This would help fellow Filipino nurses like us who are planning to spend part of our retirement years in the Philippines. Your new subscriber here in San Diego, California.
Greetings I was a male RN for 27 years in Virgina and Florida USA.... I could not agree with you more I have a wife in Manila Vlaenzula Puturin and a home.. I will live a SIMPLE LIFE A HAPPY LIFE!!! there...Also Stress is all gone, and you learn Patience and Humility but also you learn to Laugh and Smile as you walk down the street for everyone around is doing the same
@@norabatungbacal6636 Dont be so negative about philippines.you have to leave here now.before you can say that.there is no safe place where ever you go. .I am sorry if thats how you feel.😇
Pare thanks for sharing your experience! I’m a blessed Kano married to a Filipina and my goal is to also retire at 55 or earlier from Kaiser as a nurse. The culture and quality of life here in the US is definitely not what it use to be. I appreciate so many things about the PH and plan to spend most if not all of our time there once retired. Sub’ed your channel and will watch for more great content! Ingat, Jake
@@nicholasdeguzman4241 Oh Fontucky? Lol. I use to work for PRN Ambulance and we did CCT transports for Kaiser there in SoCal. Also worked at LAC/USC in LA. for some time.
Your right, the dollar goes a long way here in the Philippines. Retired 2yrs ago with wife and two girls now going to college here in Manila. I can get anything here, Im love the mornings waking up smelling the coffee and getting fresh bake goods at our local bakery.
❤❤ i love this video. im a FNP. i used to work at kaiser irvine as a RN. vested 5 yrs. i totally agree with everything you said. i feel better on deciding to build a smaller rest house for my family. Live a simple comfortable relaxed life 👍🏽👍🏽
Thanks for your inspiring video, greetings from Texas USA... Being a OFW nurse for 20 years and now an immigrant here in US I always wanted one day I can come back and retire in the Philippines... I pray your channel will grow more and more to serve as a motivation to all Global NURSES!!! Good Luck and more videos to come.....
Retired, single RN 10 years now from NYC in Florida and hate it ! prices way up and people here are angry and stressed....I pack a gun now when i go out (concealed carry license) why do I have to do this in my retirement???....crime everywhere. my pension is only 2k/month, i'm 59........been there many times on advice from the pinoys I worked with many years and enjoyed it a lot..........visiting in October for 2 months after 3 years of covid scare, etc....to scout out a place to retire full time next year.
Wow sorry you have to do that.there is no safe place.you just have to know where to go and not to go.there is crime every where.Goodluck to your retirement.be safe😇
We have the same MINDSET. As a nurse myself. Hopefully, with the grace of GOD. I will be financially independent at the age of 45 yrs old. God bless you and your family ❤ Plan to retire EARLY in the Philippines 🇵🇭 its not PERFECT but i just want to have a peaceful and stress free life. USA is not PERFECT either.
Thanks brother, I just wanna put in the record that I’m your 28’s subscriber. Please do more contents like this, I’m an ofw as well and looking forward of retirement in the Philippines.
RN for 30 y in Canada. Visiting in Pinas. To live here, you need to accept the negative side and positive side. Currently am still working FT in management position. You can stretch the dollar here, but know what truly makes you happy, and the definition of happiness is different for everyone. Yes, money is not everything, but it certainly makes life easier.
I'm turning 50 in September, just recently hit me thinking what's my plan in my retirement. Then suddenly i had this idea to retire in the Philippines in my 60 years old, well it's me and my wife's idea. I think we're gonna be ok with saving, my superannuation like $01k in America, my investments, and pension. Well I'm not gonna receive pension until I turn 67 but, I'm sure well be fine. Planning to buy a house and a SUV that's it. Hopefully everything goes well, and will make Vlogs. They say time in the Philippines is slow, so that's good I'll have plenty of time to kill. I'm excited!
We are in the process of building our house in Bohol. We are very excited about simply laying low from daily grind and rat race. We are trying to save a little bit more and stay healthy.
i wish my family can come at the same decision you made. There are risks involved but the positives are overwhelming for settling back to the Philippines if and when you decide to retire.
I totally agree with you. Even here in the U.S. a lot of Nurses competing each other. Who has a big house and nice cars. Very materialistic people. They don't think how hard they work and their future. One nurse working for number of years and retired now she cannot even enjoy her life because she ended up in nursing facility because she had a stroke. She's by herself in the U.S. and if she die the retirement money it will go back to the company. How sad is that? I will be retiring soon to.
@@awbeanseng3533 there is no one size fits all expenses.it depends how much you want to spend. And depends if you want to rent or buy for housing, and what part of the philippines you want to stay at. I made a video about the cost of living here.please watch it. And if you have more question just put a comment.thanks be safe
That's a Filipino mentality that you have to compete with the Jones'. I'm Filipina, a retired Navy Chief as well as a nurse. I don't give a crap what other Filipinos are wearing nor driving nor 6 of my siblings who are highly successful financially...our mother didn't raise us that way.
Same situation here, I retired at 55 I'm 56 now.. I have a Filipina girlfriend that I met here in the states. I will be moving there within a year. Thanks for the video you have a new subscriber.
I'm in my 40s, and I wouldn't mind retiring with my millions, but it is boring as hell to do nothing but sit around all day and do nothing but relax in life till my death. I'm undecided in retiring early.
It’s nice to retire where one feel like it. You’re a retired Kaiser RN, you are well off and can have choices. I have been going to different islands in the Phil scouting a place to maybe buy and have a vacay house there. I figure I’d be there for 3 months out of the year. Staying here in Southern California is comfortable and convenient . I enjoyed staying in Airbnb in different islands so now I think it’s better to rent there in the Phil than buy since it will cost me $500./mo to maintain a house there while I’m here in California.
My whole family worked for Kaiser. My mother was a retired Registered Nurse from Kaiser Permanente in Hayward, California. My sister just retired too as an OR Registered Nurse, 36 years at Kaiser Permanente in San Leandro, CA. I worked in the Pharmacy at Kaiser Permanente, Pleasanton and Boulder, Colorado. My parents has a condo at Vivere in Alabang. We don't use it too much. I cannot retire in the Philippines, because medication I am taking may not be available in the Philippines, and if it is available, it will be too expensive.
Congratulations 👏🎉👏. I am with you my friend. Nurses are overworked,we deserve to have a life! The only way to do this is to plan carefully while we are earning our dollars. We have the same way of thinking regarding expenses. My husband and I are retired and planning to retire in the Philippines by October!!!! May I know how old are you? The reason I am asking, because I wish to know what kind of health insurance do you carry to cover USA and PI? Thanks and good luck to you!
I retired at 55 and I am 58 now.I have health insurance just for philippines carehealthplus and philhealth. When I turn 65 I will have kaiser/ medicare.Goodluck
Medicare and medical I think are accepted on JACHO approved Hospital not sure how much % coverage.but Kaiser Permanente only covers emergency cases.You pay first then KP will reimburse you in a certain % not 100%.thats why you got to have phil health ,cash and private insurance here.In case of Emergency.So when I turn 65.I can buy my medicines at Kaiser paying only tbe copay.then my sons will mail it here in PI.😇
@@nicholasdeguzman4241 do you still carry a kaiser insurance in addition to phil health while in the Philippines? may i know your monthly premium for care health plus?
Thanks for your comment.I retired at 55 now Iam 58.My Kaiser will kick in when I turn 65 with medicare.Carehealth only Covers philippines.and Philhealth only covers hospitalization.The medication,dentist and some labs we pay in cash and reimbursed by my Kaiser HRA.Goodluck be safe😇
It’s too hot over here. Can’t enjoy to go outside due to severe heat and humidity. Traffic is horrendous. Meralco , water, and food are expensive. Drivers are always in a hurry. They don’t stop for pedestrians. Palengke is too dirty and unsanitary. Meats and chickens are sold unsanitarily. Roads and sidewalks are a nightmare ATBA
Good for you and Goodluck.I spend 35 years in the US.they also have the same problem.homeless,dirty area,high inflation,corruption,traffic no perfect place. you just have to settle in a good area not slams area .my area is wonderful no complain😇
45 degrees right now. I came from Canada and quite surprised hiw my 59 y o body has adapted. Just back fr Boracay, Tagaytay, Pasig and now in Batangas.
It's a case to case basis. As a nurse myself. I'm not struggling here in the USA. However, I RATHER BE RICH IN A DEVELOPING COUNTRY THAN A PEASANT IN USA 😉😘 the GOAL is to RETIRE AT AGE OF 45 yrs old
51 here im waiting just to finished my mortgage this year at mag retire na ako Too tired to work two jobs everyday… Too much. Salamat sa Mga inspiring comments and vlogs.
im from Germany n planning to retire there too in Phils. My big question is how is your medical insurance there sa atin. Here in Germany we got it all free. Most of those who retired there are coming back here when they got serious health issues already bec of the insurances. Thanks for your video. Very encouraging.
Thanks for your question.Health insurance are purchase here base on the amount oof coverage you want.from 50k to 10 milllion.the higher the coverage the higher you pay on premium.when retire here just get a basic health insurance.and have cash to pay for more serious illness hospitalization.doctors visit dental visit are like 10 to 25 dollars.medicine is cheaper.
you mean po bumili ka ng private health insurance sa pinas? not including pa po yun sa amerika nio na private i surance for health?@nicholasdeguzman4241
I retired a couple months ago in June. Also at 55yrs old. My mother is Filipina and was orphan during the Japanese occupation. So I have no known family in the PH.
@@nicholasdeguzman4241 Congratulations to you also on our semi early retirement. The way I see it no relative is still alive from 1940 the year my mom was orphaned that knew her personally.
retired last year at 55 also, as a physician. my son is just starting college in our state. i haven't really thought of retiring in the Philippines. i used to say mainly because of the high crime rate but it is just getting bad where we live also. i always go with the example of the abu sayyaf kidnapping a subsistence fisherman for ransom during the burnham years( wala na ngang pera 'yon nakidnap pa, more so if they get wind that you retired from the US). the congestion in metro manila is another thing, 2 hours to go a few kilometers' during rush hour by car, no thank you. the floods, grew up in Valenzuela before it was a city. the places that are really nice are really expensive also such as BGC. clark city looks promising and away from the congestion of metro manila. ideally i could retire in the province but i grew up in metro manila so i don't really have a home province. one thing that i am handicapped with is i don't drive when i am in the philippines. i learned to drive in the US so i haven't had the nerve to drive when i am there. i like the freedom of going whenever and wherever i want without having to hire somebody. what's so bad about eating in the cheaper restaurants, ha ha... honestly, fine dining turns me off with having to wear "nicer" clothes. you nailed it about not getting into politics with other people much as you dislike certain candidates. it's a good rule to follow anywhere. keeping up with the joneses anywhere will always get you in trouble. i have a sister in law who's a nurse and i remember conversations with other filipino nurses centered on what car so and so is driving etc...who cares. visiting is nice but we haven't gone back yet for a visit after retirement. health insurance is certainly the biggest cost to consider with early retirement in the US, so far it costs me my wife and my son $1191 per month , not so bad but we have to get another plan for next year as our current plan is leaving our state. did you retain dual citizenship? i assume you sold any property you had in the states prior to moving. the weakening peso certainly works to your advantage.
Thanks for your comment pare. And congrats on your retirement.retiring here is not for everybody. Even my brother dont even want to visit.life here is good if you accept what the country offer.dollar goes far. Crime is anywhere wherever you are .even in US.when we where in the US somebody broke into our house.you cant escape crime. And yes I sold everything before we move. So I dont have to worry about maintaining or repairs or somenody vandalizing our house in the US.to avoid traffic,you just have to plan driving after and before rush hours.yes we are dual.Goodluck bro.be safe😇
i just learned about reactivating your filipino citizenship for philippine born now american citizens this past year. still not sure about the ins and outs of the process and not sure if we will go that route but it will make the process of buying property there much simpler in case we change our minds.
@Random when I applied for dual.It only took me 1 day.got there at 9am and I did my oath at 3pm.I think now due to pandemic.its by appt. Only.have your PSA issue birth cert. and US passport available.Goodluck bro😇
Hi, a new subbie of your channel. I'm just amazed I can relate partly with your experience and lifestyle choice-- retiring back in Ph early. It's nice to know it's not me alone thinking and planning of life this way. Some of my family members thought I'm kinda crazy. I will be leaving my job and returning to the Philippines. One thing, there is no place like home! I would love to establish my life back in the Philippines way before my retirement age...before i'm too old, with crumbling knees to enjoy life. I'm 56 and retirement age here is 67--- that's long way tormenting, just the thought of the years gave me the cringe. I have no joy permanently working on regimental work pattern for a company that makes themselves rich while I'm a glorified slave of the company. I hate the rat race and the cold weather too. I don't like winters. I love gardening -- just crazy with collecting plants. I love garden blooms. Actually I'm a mad one in terms of gardening...I'm obsessive.This is when the utter frustration starts when cold weather esp when jack frost kicks in, most annual summer varieties of blooms will die out and gone. I have many collection of plants through the years, but I lost many of them too. In the Philippines, that's not the case. Plants thrive there as long as they're taken care of, climatic seasonal changes isn't a big issue. My children are now adults, one will soon tie the knot and both are out of the nest, with promising careers. My plan is to come back to the Philippines and live there for good before retirement age. Possibly be back visiting my second home country 3 months in a year or so and return back to the Philippines. It's hard being away from my children, but I like living in the Philippines. I felt I will live longer for more years added to my life span if I'm living in the Philippines than living in the west. The house mortgage already paid off few years ago, but I'm not selling my house. I'll be renting out this house while I'm living in the Philippines. Although, I inherited from my parents better location property for business, but I also bought for myself few properties couple of decades ago, which I believe (God willing) can sustain me for a shift of income generation should I decide to come back to Ph much earlier.
Thanks for your comment.yes if you can get out early from the rat race.do it.just do the planning the way you want to live.you will be happy.like ours is simple but comfortable.the goal is to maintain the lifestyle you have before retirement .and dont expect US standard in PI.Goodluck be safe 😇
Where are you ? Im here in netherlands and retirement age is 67 and i want to really stay for good in the philippines but im still 31 ,,, waiting to reach 40 and retire im not sure this is the best decision 😢
@@CindysBisvlog we have a place in Quezon City near SM north and a house in Santa Maria Bulacan. Plan properly save enough to support your lifestyle.I think 40 is to young but that is your choice.take care😇
@@nicholasdeguzman4241 i dont have lifestyle i guess ito advantage ko ,i need simple life vegetables and fish and going out once or twice a month Kasi sakitin ako at pagod na ako dito sa buhay abroad kahit my permanenteng job Thanks for the advice po 😇
Tama Po sinasabi niyo... sobra mahal dito Lalo Ngayon,Ang inflation,Ang mga shooting..nkakatakot na nga punta sa mga mall,sa mga simbahan,I love it better in PH,life is not perfect but less stress, hopefully we can move soon..
That's true... retiring in U.S. .. all the money savings you have will be gone in no time.. take that savings in the Philippines will come a long way! as you've said it's stress free! I'm here in Minnesota.. i've decided to retire in my homeland.. I refuse and hesitate to retire early here.. right now I'm still stressing bec. of rushing ..work... life is about work here... which is good but I think it just a dead end when it comes to retirement! Most of seniors here are still working 62 and up just to get their needs as or bored as hell ! Born in Pilippines and moved to Minnesota age 10.. i do have recollection of our homeland.. living in 2 worlds that I'm familiar with.. these day's I chose Philippines! You've posted this 2 years ago... my God... it's way worse now as far as inflation on everything!!!!
Thanks for your comment. Yes inflation is here even in PI but of course the dollar goes far. So we are not worried.Goodluck with your plans dont work too hard.be safe. 😇
I like your vloge kuya I was thinking about what you did. I’m just turning 40 last month and I’m so excited in the future that one day it’s my turn 🤣🤣🤣
Good morning. I'm a new subscriber. Like you I worked in Healthcare but had retired. Thinking of retiring in P.I. Our main concern is health insurance.
2 ways to deal with health care in the philippines.one is cash payment as needed.or you purchase an HMO with a certain amount of coverage.With Us we have a HMO and Philhealth plus Emergency health fund aside.Goodluck.
The background looks like Azure bicutan. I love the Philippines! My fiancée is coming to maine usa soon. We have no intention of retirement in American!
Kabayan..tower 2, 9th flr ka din ba? U look familiar kc parang nagkita na tau dyan sa area..newei all the best sa simple and comfortable life nyo dyan sa Pinas..There's no place like home.
Congratulations on retirement. Do y'all have kids? If you do, did they adjust well? I didn't know Kaiser had a pension plan. I would've moved to Cali and worked for them years ago if I knew that.
Yes we have to boys.they have their own lives.doing well in Cali.And yes they adjusted they know my plan even when they were little.They call us via instagram everyweek.Be safe😇
You are so lucky kabayan you retired early and healthy. But others who have health issues is not confident of the health care system specifically the expenses . That’s why as much as possible let’s take care of our health , kasi sa probinsya wala naman doon protocol for sepsis, stroke or heart attack pag na admit ka sa mga small hospital, only the tertiary hospitals in the big city do that .
Thanks kabayan.yes most hospital in the province are are not equip and trained.you have to go to the city get better care.but when its your time you cant stop it.even in the US,we are equip but if its time for the patient to expire,they will nobody knows.thanks for the comment.be safe😇
Yes..kabayan, I agree with you pag oras na ng tao kahit bata at healthy kung yun ang nakatakda..walang ligtas 😁 Goodluck kabayan, I'm an RN too (OFW) planning to retire soonest GODwilling 🙏
I also am moving/retiring in the Philippines; I'm moving mid-next year. I made a promise to myself that I'll turn 50 overthere. I don't want to buy any property or own anything big. I just want to rent an apt. in a decent area where it still has some of the lifestyle that I'm accustomed to & travel as well. Manila could be my hub to see other Asian countries-Thailand, Vietnam, Singapore, etc. And since I love diving, I'll be in the right area for that type of activity. Good luck to me & individuals like me. I do have a question, what area is that you're doing your vlog at & is it for rent? If so, can I have the info for that place? Thanks.
@@nicholasdeguzman4241 - thnx 4 d kudos. question, what area/city is that in this vid you did & is that an apt for rent? if so, can i the info pls? thnx
it can be done.... I left usa at 47 after working 22 yrs... now 55... started a new family... have a farm house a beach house in the province residential and rental condos... pension more than enough... retirement accounts untouched and growing, ss benefits in 7 yrs ... pay cash for healthcare.... living a fulfilled and content life....
@@nicholasdeguzman4241 if you need tips on navigating the day to day lemme know....I'll give you 1 now... start off with a schwab brokerage acct with checking atm... all atm withdrawals are FREE with the highest and current exchange with this acct .... withdraw at bpi x2 daily at 20k per withdrawal and that's about 725 usd daily at no charge... no taxes no fees...
Thanks bro.I am all set.I planned my retirement here 20 years ago.so all the banking,investment pension,housing are all set.just enjoying the fruit of hard work.anyway where about in PI do you live.😇
How much would you say a person would need to live comfortably there in the Philippines on a monthly basis? Also, can an American own a home there? Thank you.
Hi ,it depends on the life style you want. To leave comfortably ,you would need from 1500 to 4000.just make sure no mortgage,no car payment.And no Foreigner cant own any property,unless you share with an honest snd trusted filipino.Goodluck
Not really accurate statement. Only in a Democrat states there's problems. We don't have any issues in Florida (the state I retired from the Navy) nor here in TN where I'm currently residing (open carry). You come acting like an idiot. You go home pretty holey.
Thanks for your comment.Yes bro relaxing especially when your retired.And I think its up to a person.I just take it one day at a time.enjoy every moment compare to the days I was working.the Rat race in the US.I love my life here no regrets.take care😇
Thanks .budget is different for everyone.it depends how much you want to spend and lifestyle.we have 2k budget every month,no rent,no car payment.and we have funds a side for emergency.Goodluck
Sir, we're planning to do the same. Question ko lang po, are you maintaining a US address to keep your finances in the US? If not, pano po ang access ngayon na gray listed ang Pinas sa mga US banks?
Hello sir. Im also planning early retirement 44 US citizen Male latino with fiance Pinay. Recently debt free planning $200 k save by august 2026, simple province life ilocos sur $2k budget and pension age 57. Id appreciate your opinions and ideas on pros cons for our move to ilocos. Im working in USA and im not materialistic living minimalist now 3 yrs. I wanna be open minded while accepting any and all comments, allowing our prayers and faith into our hearts. Thanks again. Great content
Nice bro.I would plan to seek a finacial advisor do a retirement plan and calculation.even just one time.its all about what you want to spend on your retirement.everybody are different.work hard save invest and plan to make sure you are ready.try to visit ilocos for a month or so so you can see and figure out if that is the place for you to settle. Goodluck and God bless😇
Its a good company to work for when it comes to benefits. You just have to deal with management, politics and co workers that they think they dont have to work hard.I just did my job,did my time and took my deserve benefits.And now enjoying my retirement.Goodluck be safe😇
If you are a US citizen, you cannot stay there that long without getting tagged. Unless you apply for immigrant visa status to re-acquire, you have to come back to the states and get your passport stamped. Many Pinoys take off coz many are running away from their extensive debts in the US. LOL - You can enjoy the Phils. but not stay there permanently if you are sickly. Few months visit is plenty for us. I enjoy winter hunts here in the US and there is nothing like that in the PHils. It is a fine place to relax there if you have steady income. But life can be harsh there if you do not have cash.
We are dual citizen.We planned our retirement Properly.no debt even when we were in the US.I hate debt.and Philippines is not for everyone.I just want to share my experiences.so people have an idea.All I can say life here is good.no regrets. Goodluck bro😇
@@nicholasdeguzman4241 -sure you can have without debt if you are rich to begin with. You must have bought your home/s cars, and send kids thru colleges all in cash. Impressive! Me and wife are also in healthcare - and prepared our retirement in Phils in increments. We bought 32 hectares of farmlands there to start us out a long time ago. The place is self-sustaining now. We plan to buy more lands before we completely retire. As you get old, you will spend all your savings on hospital bills. And Phils will milk you like a cow before they even treat you. LOL.
@@CorruptAssCriminals good to know about going to Guam for treatment. I was deployed many times to Clark for Cope Thunder back in the mid 80's and worked w/ many from Guam. The Phils. is great place to unwind for months. I like coming back to the states for winter hunting season - I cannot say I will settle in the PHils. for good.
@@CorruptAssCriminals Guarding WalMart w/ all the Demcrat looters now? NO thanks -LOL> I am gonna be farming in the PHils - looks like a nice little hobby to make some cash too. Rice trading and things. Even doing a veggies farmer's market 2 -days out of the week. Just to keep busy. In between harvests, just go the the beach and hang out w/ my cousins.
I got less.but worth it.instead of working till 65 dealing with stress and miserable work environment.its all calculated with my planning.thanks for asking.😇
That's partly why you should try to put as much as you can in your 401k so by the time you reach 55 between half your pension and your 401k you're not missing much. The average life span of an American I've seen is anywhere from 79-81. That means at 55 you only have about 25 more years left maybe 30 if you're lucky. And of those years you likely have only about 15-20 years left where you will be healthy enough to do just about anything you want to do. Time gets more precious the older you get so don't let money be your compass once you've reached a certain level of wealth.
Aloha from Hawaii Kababayan...I'm already retired and contemplating moving there in Pinas to retire, however, my biggest concern is medical insurance. I currently have 100% medical coverage for me and my wife here so I'm wondering if it would be worthed to make the move and retire there. I also have a question for you. Are you a dual citizen or on a retirement VISA that's why you're able to reside and retire there permanently?
Aloha bro.Insurance is everyones concern.You can buy insurance here but its not the same as Your insurance in US.I made a video about this topic.please watch it.and yes I am dual.Goodluck😇
What insurance do you have? Some insurance will cover international. You will have to pay first, then you send the bills to your insurance for reimbursement. I am retiring in November and I searched for insurance company that will cover globally. I found Kaiser will cover globally. I know someone’s father went home in Cebu and had an emergency brain surgery because of aneurysm. Luckily he has Kaiser. Kaiser sent their representatives to the Philippines to settle his hospital bills. It really depends of what type of insurance you have. Call your health insurance company and find out if they will cover Philippines.
magkano po ang pension niyo kuya? 16 year na kasi akong hindi umuwi ng pilipinas, kaka 41 ko lang ngayong buwan at may mahigit na $864K na naipon sa 401K. Mahirap at stressful ang trabaho ko dito sa FL. gusto ko nang umuwi ng Pilipinas. ang mamamahal na ng mga bilihin ngayon. gusto ko na ding mag downsize.
Mag visit ka muna for a couple of times.stay for a month leave like the way you want when you retire.para alam mo magkano gastos mo per month.everybody is different.Goodluck. and your still young ipon pa ng konti.
What? Sorry but retiring before 50 way too young, not saying you cant, but I hope you are being serious, sayang ang time and money that you have left to make money, but hey if you want to live and have a normal life style sa pinas MAYBE if you retire now you can stretch that money. It might be cheaper in the p.i but money goes fast too over there
Maybe you misunderstood I retired at 55.early retirement.I plan this 30 years ago.if you plan it right it is possible.with our pension and investments it s more than enough to cover our living expenses and we have emergency fund in case health or other emergency.No regrets I am enjoying life in PI.like what I said on my video.its not for everybody.I just want to share my experience Goodluck.😇
Hi thanks for watching my video and question.short advice is save and invest.save and plan early,like me I started planning 30 years before retiring .save until it hurts.I am not familiar with canada.if you have employer sponsored retirement.make sure you put money there up to their matching.and the rest of the money .invest on a brokerage and Roth.investing on stocks and bonds.depend on your risk tolerance.live with in your means.dont compete with the jones. And if you are really retiring here.start checking the area you want to retire and start investing on your home slowly.Goodluck😇
@@nicholasdeguzman4241 Thanks for your reply .Yes we do have employer matching sponsored retirement too ,thanks eh and enjoy your retirement there in the Philippines.
RN for 30 y in Canada. 59 y and still FT in management. Currently in Pinas. Manila has all the " tions"...congestion, pollution, inflation, but people in BGC and nightlife seem always festive and happy. Can retire here and get a sm condo but all my fam is in Cda. Best to escape winters. Currently 45 degrees here !
No we sold it. I Dont want to rent it out and deal with renters and maintenance.and my kids dont want to stay there either.tahnks for your question.be safe😇
How big is your condo? Do you have enough room when your children visit? Did you have any hesitation at all when you decide to retire in the Philippines, knowing that your children and grandchildren are back in the US? This is the reason why we are hesitating.
@@LD-li5zz Hi ,if my children visit.we have sofa bed ready for them.no grand kids yet.and if they need more room its easy to rent another condo unit here.No when I retired there was no hesitation.I was planning this retirement 20 years ago.my kids know long time ago.everytime we visit here I tell them PI is my retirement place.So when the big day came.it was a smooth transition.we have place to stay and everything set.thanks for your question😇
Good for you sir facing realty for some it's very confusing to give up USA cause for the reason that hospitalizations is very expensive in the Philippines but if you have dual citizenship it's worth it you can leave Philippines any day to get operations done or if you have some major medical issue so your not feeling stuck in the Philippines. I would suggest that you choose a rest house in a gated community cause you gonna have problems home invasion, thief's climbing up your fence
Yes its reality.US is so expensive.if you want to talk about healthcare.US is the most expensive.Here in the philippines,hospitalization is expensive but its still a lot cheaper compare to US. With the inflation going up.its getting harder to stay in the US.but everybody are different.some choose the american lifestyle .but if you want your dollars to go far this is one of the choices.Good luck to you.be safe.
Are you talking about dollars or pesos. One million pesos is not enough. Since you're not a citizen you can't own any properties. $1M it doesn't matter what countries it goes a long way.
i'm also a nurse and currently residing in california. i must say that i don't have plans in going back to the philippines since my life here is 10x better compared over there. i also waited for my green card before for 10 years so it's a hell to the no. and now that i'm a citizen, why still go back if we have a corrupt government and worst president specially digong
@@jocelynmaine9117 e anong gagawin natin? sadlak sa kahirapan ang pinas dahil sa kanya. dumagdad pa si bbm. mahal ko ang pinas. pero kung ganyan ang leader at corrupt pa ang gobyerno e wag nalang
For the 2 of Us.we budget 2k a month but we only spend 1500 the most.no rent and car payment.its all up to a person how much they need.what kind of lifestyle they want.thanks for your question.
I am 44 y/o and after 8+ years in AZ USA, my hubby proposed the idea that we go home to be with our family in the PH. He is retired military and the truth is he is tired of the politics, the rat race, the outrageous inflation in the US, and he said I am hurting myself giving my all working in health care. After working fulltime as night shifter for years, now I am dealing with several health issues. It is not all about money, good health and being with family are more precious. It took us 8 months since we made the decision to sell the house, get all documents sorted out, sent 100 Balikbayan boxes and even get our 2 pet dogs ready and approved for importation. By the good grace of God, we are almost to the finish line and our departure date is next week. We are thankful and excited and so looking forward to be home in the PH!
Wow.Congrats.yes if you can retire early and you are financially independent.its the best decision I ever made.Good luck to your retirement and be safe.
Wow congrats Jessa! That’s awesome that you will finally get to enjoy life the way we were intended to. Ingat to you and your husband on your next chapter in life! Jake
Don't look back. Enjoy the good blessings God has given you.
I grew up in SF, CA for 28 years, moved too many places because of my husband job relocation (IBM), Bangkok, Thailand, Germany, Boulder, Colorado and so on. Now, we live here in AZ too. I worked at Banner Thunderbird, working overnight shift too.
good for you guys.....I am looking forward to do early retirement...
Brother, you're living the life many of us Fil-Ams and expats are just hoping to live one day.
I'm just stacking my chips right now. Bohol will be my target place. We've visited last Feb.
and fell in love with the island. Vloggers like you inspire me everyday. Much love brother!
Thank you bro for the comment.yes life is good.we just visited my coworker retired in bohol.he is loving the life there.Goodluck be safe😇
Also a nurse here in the US and planning to retire there as soon as possible. Thanks for sharing your experiences and God bless you Brother. Like and subbed.
Thanks for your comment.Goodluck ,take care😇
I'm with you brother. I'm so happy I made the move too. Thanks for your vlogs. Aloha from Davao City.
Thanks bro take care
We appreciate this channel. This would help fellow Filipino nurses like us who are planning to spend part of our retirement years in the Philippines. Your new subscriber here in San Diego, California.
Thanks kabayan.be safe😇
@@nicholasdeguzman4241 you are our walking library. It’s based on many years of experience. Keep vlogging.
Greetings I was a male RN for 27 years in Virgina and Florida USA.... I could not agree with you more I have a wife in Manila Vlaenzula Puturin and a home.. I will live a SIMPLE LIFE A HAPPY LIFE!!! there...Also Stress is all gone, and you learn Patience and Humility but also you learn to Laugh and Smile as you walk down the street for everyone around is doing the same
Thanks for your comment.Enjoy and Goodluck😇
Before better to live in u.s.a . But now is different is different story. We are planning to retired in the Philippines. 🇵🇭🙏🇵🇭
Good luck God bless
Why? Don't go back. It is getting worse in the philippines.
You will only lose your money from thieves and the government.
@@norabatungbacal6636 Dont be so negative about philippines.you have to leave here now.before you can say that.there is no safe place where ever you go. .I am sorry if thats how you feel.😇
Wise decision on your retirement. I'm a retired Fil American living in the Philippines
Thanks for your comment.take care😇
Pare thanks for sharing your experience! I’m a blessed Kano married to a Filipina and my goal is to also retire at 55 or earlier from Kaiser as a nurse. The culture and quality of life here in the US is definitely not what it use to be. I appreciate so many things about the PH and plan to spend most if not all of our time there once retired. Sub’ed your channel and will watch for more great content! Ingat, Jake
Thanks pare.which kaiser do you work.Goodluck be safe
@@nicholasdeguzman4241North Sacramento in Recovery. Which Kaiser did you retire from?
Nice. I Was at Fontana Main OR
@@nicholasdeguzman4241 Oh Fontucky? Lol. I use to work for PRN Ambulance and we did CCT transports for Kaiser there in SoCal. Also worked at LAC/USC in LA. for some time.
Lol exactly fontucky.🤣🤣🤣🤣
Your right, the dollar goes a long way here in the Philippines. Retired 2yrs ago with wife and two girls now going to college here in Manila. I can get anything here, Im love the mornings waking up smelling the coffee and getting fresh bake goods at our local bakery.
Thanks for your comment.Yes its a stress free life.even people talking about the inflation.Life is Good.God is Good.Take care be safe.😇
❤❤ i love this video. im a FNP. i used to work at kaiser irvine as a RN. vested 5 yrs. i totally agree with everything you said. i feel better on deciding to build a smaller rest house for my family. Live a simple comfortable relaxed life 👍🏽👍🏽
Thanks for your comment.Hello Kaiser mate.Enjoy and be safe Goodluck😇
Thanks for your inspiring video, greetings from Texas USA... Being a OFW nurse for 20 years and now an immigrant here in US I always wanted one day I can come back and retire in the Philippines... I pray your channel will grow more and more to serve as a motivation to all Global NURSES!!! Good Luck and more videos to come.....
Good day,Did 35 years.thanks for the nice comment.Just work hard save invest.And enjoy the fruit of your labor at the end.Good luck 😇
Wow I really like your reply
Well said
Can we talk on this more
@@tomassonparker2398 sure I can share info
Retired, single RN 10 years now from NYC in Florida and hate it ! prices way up and people here are angry and stressed....I pack a gun now when i go out (concealed carry license) why do I have to do this in my retirement???....crime everywhere. my pension is only 2k/month, i'm 59........been there many times on advice from the pinoys I worked with many years and enjoyed it a lot..........visiting in October for 2 months after 3 years of covid scare, etc....to scout out a place to retire full time next year.
Wow sorry you have to do that.there is no safe place.you just have to know where to go and not to go.there is crime every where.Goodluck to your retirement.be safe😇
We have the same MINDSET. As a nurse myself. Hopefully, with the grace of GOD. I will be financially independent at the age of 45 yrs old. God bless you and your family ❤ Plan to retire EARLY in the Philippines 🇵🇭 its not PERFECT but i just want to have a peaceful and stress free life. USA is not PERFECT either.
Thanks for your comment.You can do it.Goodluck God bless😇
@@nicholasdeguzman4241 Thanks 😊
Thanks brother, I just wanna put in the record that I’m your 28’s subscriber. Please do more contents like this, I’m an ofw as well and looking forward of retirement in the Philippines.
Thanks bro.yes retiring here is better .your money goes far.just be smart with spending.Good luck.
RN for 30 y in Canada. Visiting in Pinas. To live here, you need to accept the negative side and positive side. Currently am still working FT in management position. You can stretch the dollar here, but know what truly makes you happy, and the definition of happiness is different for everyone. Yes, money is not everything, but it certainly makes life easier.
Thanks for sharing
I'm turning 50 in September, just recently hit me thinking what's my plan in my retirement. Then suddenly i had this idea to retire in the Philippines in my 60 years old, well it's me and my wife's idea. I think we're gonna be ok with saving, my superannuation like $01k in America, my investments, and pension. Well I'm not gonna receive pension until I turn 67 but, I'm sure well be fine. Planning to buy a house and a SUV that's it. Hopefully everything goes well, and will make Vlogs. They say time in the Philippines is slow, so that's good I'll have plenty of time to kill. I'm excited!
Thanks for your comment.Goodluck.just be guided by my suggestions on my vlog before moving.be safe😇
We are in the process of building our house in Bohol. We are very excited about simply laying low from daily grind and rat race. We are trying to save a little bit more and stay healthy.
Congrats take care
Im glad you are enjoying your retirement in the Philippines. I just turned 40 and still have a long way to go. 😊
Thanks cant complain,life is good God is good.one of this days your day will come to retire.Goodluck be safe
i wish my family can come at the same decision you made. There are risks involved but the positives are overwhelming for settling back to the Philippines if and when you decide to retire.
I totally agree with you. Even here in the U.S. a lot of Nurses competing each other. Who has a big house and nice cars. Very materialistic people. They don't think how hard they work and their future. One nurse working for number of years and retired now she cannot even enjoy her life because she ended up in nursing facility because she had a stroke. She's by herself in the U.S. and if she die the retirement money it will go back to the company. How sad is that? I will be retiring soon to.
Sorry for late response.all I can say to everyone is to get out while you can.life is to short
Your rest house land size, in square metres. Pleased.
Estimated per month expenditure for 2 persons. In pesos.
@@awbeanseng3533 there is no one size fits all expenses.it depends how much you want to spend. And depends if you want to rent or buy for housing, and what part of the philippines you want to stay at. I made a video about the cost of living here.please watch it. And if you have more question just put a comment.thanks be safe
That's a Filipino mentality that you have to compete with the Jones'. I'm Filipina, a retired Navy Chief as well as a nurse. I don't give a crap what other Filipinos are wearing nor driving nor 6 of my siblings who are highly successful financially...our mother didn't raise us that way.
Happy for you. You're back home. Congrats.
Thanks besafe😇
Same situation here, I retired at 55 I'm 56 now.. I have a Filipina girlfriend that I met here in the states. I will be moving there within a year. Thanks for the video you have a new subscriber.
Goodluck bro.be safe😇
I'm in my 40s, and I wouldn't mind retiring with my millions, but it is boring as hell to do nothing but sit around all day and do nothing but relax in life till my death. I'm undecided in retiring early.
Thats why you have to plan retirement.Goodluck😇
Good for you! Enjoy your relaxing life in the 🇵🇭.
Thank you.
Hello new subscriber here sir!!I work in KP also right now;but still have about 15 years more to go until I plan to retire.More power sir!!
Hello,yes do your time at KP.Goodluck.
Our thoughts exactly! Thank you for sharing kuya! We hope to do the same soon!
Thanks for your comment.Goodluck😇
It’s nice to retire where one feel like it. You’re a retired Kaiser RN, you are well off and can have choices. I have been going to different islands in the Phil scouting a place to maybe buy and have a vacay house there. I figure I’d be there for 3 months out of the year. Staying here in Southern California is comfortable and convenient . I enjoyed staying in Airbnb in different islands so now I think it’s better to rent there in the Phil than buy since it will cost me $500./mo to maintain a house there while I’m here in California.
Goodluck bro😇
My whole family worked for Kaiser. My mother was a retired Registered Nurse from Kaiser Permanente in Hayward, California. My sister just retired too as an OR Registered Nurse, 36 years at Kaiser Permanente in San Leandro, CA. I worked in the Pharmacy at Kaiser Permanente, Pleasanton and Boulder, Colorado. My parents has a condo at Vivere in Alabang. We don't use it too much. I cannot retire in the Philippines, because medication I am taking may not be available in the Philippines, and if it is available, it will be too expensive.
Thanks for the comment Goodluck😇
same same here in Australia kuya watching from Melbourne
So true , the Philippines is heaven to me
Thanks for your comment take care😇
Live like a local, that's how you assimilate, and live a simple life, humble!!!
Correct bro.just mix with the local.dont stick out.simple comfortable life and nobody will bother you😇 thanks for your comment.
Congratulations 👏🎉👏. I am with you my friend. Nurses are overworked,we deserve to have a life! The only way to do this is to plan carefully while we are earning our dollars. We have the same way of thinking regarding expenses. My husband and I are retired and planning to retire in the Philippines by October!!!! May I know how old are you? The reason I am asking, because I wish to know what kind of health insurance do you carry to cover USA and PI? Thanks and good luck to you!
I retired at 55 and I am 58 now.I have health insurance just for philippines carehealthplus and philhealth. When I turn 65 I will have kaiser/ medicare.Goodluck
Medicare and medical I think are accepted on JACHO approved Hospital not sure how much % coverage.but Kaiser Permanente only covers emergency cases.You pay first then KP will reimburse you in a certain % not 100%.thats why you got to have phil health ,cash and private insurance here.In case of Emergency.So when I turn 65.I can buy my medicines at Kaiser paying only tbe copay.then my sons will mail it here in PI.😇
@@nicholasdeguzman4241 do you still carry a kaiser insurance in addition to phil health while in the Philippines? may i know your monthly premium for care health plus?
Thanks for your comment.I retired at 55 now Iam 58.My Kaiser will kick in when I turn 65 with medicare.Carehealth only
Covers philippines.and Philhealth only covers hospitalization.The medication,dentist and some labs we pay in cash and reimbursed by my Kaiser HRA.Goodluck be safe😇
great video man. im a nurse retiring early too. lookin to get moved there in October. waiting on the passport.
Nice Goodluck bro😇
Happy for your decision to live in the Philippines! Enjoy!
Thanks.be safe
It’s too hot over here. Can’t enjoy to go outside due to severe heat and humidity. Traffic is horrendous. Meralco , water, and food are expensive. Drivers are always in a hurry. They don’t stop for pedestrians. Palengke is too dirty and unsanitary. Meats and chickens are sold unsanitarily. Roads and sidewalks are a nightmare ATBA
Thanks for your comment.like what I mentioned its not for everybody.you just have to accept whats here😇
Mind you, I grew old in America. It’s not perfect but life is better than the Philippines. Infrastructure is somehow perfect rather the Philippines.
Good for you and Goodluck.I spend 35 years in the US.they also have the same problem.homeless,dirty area,high inflation,corruption,traffic no perfect place. you just have to settle in a good area not slams area .my area is wonderful no complain😇
45 degrees right now. I came from Canada and quite surprised hiw my 59 y o body has adapted. Just back fr Boracay, Tagaytay, Pasig and now in Batangas.
It's a case to case basis. As a nurse myself. I'm not struggling here in the USA. However, I RATHER BE RICH IN A DEVELOPING COUNTRY THAN A PEASANT IN USA 😉😘 the GOAL is to RETIRE AT AGE OF 45 yrs old
51 here im waiting just to finished my mortgage this year at mag retire na ako
Too tired to work two jobs everyday…
Too much.
Salamat sa Mga inspiring comments and vlogs.
Salamat for your comment.Goodluck ingat😇
im from Germany n planning to retire there too in Phils. My big question is how is your medical insurance there sa atin. Here in Germany we got it all free. Most of those who retired there are coming back here when they got serious health issues already bec of the insurances. Thanks for your video. Very encouraging.
Thanks for your question.Health insurance are purchase here base on the amount oof coverage you want.from 50k to 10 milllion.the higher the coverage the higher you pay on premium.when retire here just get a basic health insurance.and have cash to pay for more serious illness hospitalization.doctors visit dental visit are like 10 to 25 dollars.medicine is cheaper.
thanks for the advuse. I am enjoying your video. Very informative. Salamat kabayan.
you mean po bumili ka ng private health insurance sa pinas? not including pa po yun sa amerika nio na private i surance for health?@nicholasdeguzman4241
I retired a couple months ago in June. Also at 55yrs old. My mother is Filipina and was orphan during the Japanese occupation. So I have no known family in the PH.
Congrats on your retirement.I have few relatives here.but not close to them.but we can still enjoy retirement.Goodluck
@@nicholasdeguzman4241 Congratulations to you also on our semi early retirement. The way I see it no relative is still alive from 1940 the year my mom was orphaned that knew her personally.
Hi Nick!i’m your new subscriber now.Enjoy and take care always!
Hi Gemma,long time no hear.still working at fontucky?.And thanks for subscribing.be safe 😇
@@nicholasdeguzman4241 I’m still working on my every other weekend Nick.Stay safe and god bless you and your wife all the time.
Thanks for sharing. I hope you can also do a budget video that also include medical health insurance there in the Philippines.
Thanks for your comment.I already made a video about this. please check one of my videos about budget and medical insurance.
retired last year at 55 also, as a physician. my son is just starting college in our state. i haven't really thought of retiring in the Philippines. i used to say mainly because of the high crime rate but it is just getting bad where we live also. i always go with the example of the abu sayyaf kidnapping a subsistence fisherman for ransom during the burnham years( wala na ngang pera 'yon nakidnap pa, more so if they get wind that you retired from the US). the congestion in metro manila is another thing, 2 hours to go a few kilometers' during rush hour by car, no thank you. the floods, grew up in Valenzuela before it was a city. the places that are really nice are really expensive also such as BGC. clark city looks promising and away from the congestion of metro manila. ideally i could retire in the province but i grew up in metro manila so i don't really have a home province. one thing that i am handicapped with is i don't drive when i am in the philippines. i learned to drive in the US so i haven't had the nerve to drive when i am there. i like the freedom of going whenever and wherever i want without having to hire somebody.
what's so bad about eating in the cheaper restaurants, ha ha... honestly, fine dining turns me off with having to wear "nicer" clothes. you nailed it about not getting into politics with other people much as you dislike certain candidates. it's a good rule to follow anywhere. keeping up with the joneses anywhere will always get you in trouble. i have a sister in law who's a nurse and i remember conversations with other filipino nurses centered on what car so and so is driving etc...who cares. visiting is nice but we haven't gone back yet for a visit after retirement.
health insurance is certainly the biggest cost to consider with early retirement in the US, so far it costs me my wife and my son $1191 per month , not so bad but we have to get another plan for next year as our current plan is leaving our state.
did you retain dual citizenship? i assume you sold any property you had in the states prior to moving. the weakening peso certainly works to your advantage.
Thanks for your comment pare. And congrats on your retirement.retiring here is not for everybody. Even my brother dont even want to visit.life here is good if you accept what the country offer.dollar goes far. Crime is anywhere wherever you are .even in US.when we where in the US somebody broke into our house.you cant escape crime. And yes I sold everything before we move. So I dont have to worry about maintaining or repairs or somenody vandalizing our house in the US.to avoid traffic,you just have to plan driving after and before rush hours.yes we are dual.Goodluck bro.be safe😇
i just learned about reactivating your filipino citizenship for philippine born now american citizens this past year. still not sure about the ins and outs of the process and not sure if we will go that route but it will make the process of buying property there much simpler in case we change our minds.
@Random when I applied for dual.It only took me 1 day.got there at 9am and I did my oath at 3pm.I think now due to pandemic.its by appt. Only.have your PSA issue birth cert. and US passport available.Goodluck bro😇
@@nicholasdeguzman4241 thanks
Look for places like Dumaguete or Bohol. It's a minutes boat ride to cebu.i don't drive manual, so I need to learn that, or just buy automatic.
New subs here in support of my Kababayan. Life here is really simple, just be content with what you have and you will have a happy life here.
Absolutely correct bro
Hi, a new subbie of your channel. I'm just amazed I can relate partly with your experience and lifestyle choice-- retiring back in Ph early. It's nice to know it's not
me alone thinking and planning of life this way. Some of my family members thought I'm kinda crazy. I will be leaving my job and returning to the Philippines. One thing, there is no place like home! I would love to establish my life back in the Philippines way before my retirement age...before i'm too old, with crumbling knees to enjoy life. I'm 56 and retirement age here is 67--- that's long way tormenting, just the thought of the years gave me the cringe. I have no joy permanently working on regimental work pattern for a company that makes themselves rich while I'm a glorified slave of the company. I hate the rat race and the cold weather too. I don't like winters. I love gardening -- just crazy with collecting plants. I love garden blooms. Actually I'm a mad one in terms of gardening...I'm obsessive.This is when the utter frustration starts when cold weather esp when jack frost kicks in, most annual summer varieties of blooms will die out and gone. I have many collection of plants through the years, but I lost many of them too. In the Philippines, that's not the case. Plants thrive there as long as they're taken care of, climatic seasonal changes isn't a big issue. My children are now adults, one will soon tie the knot and both are out of the nest, with promising careers. My plan is to come back to the Philippines and live there for good before retirement age. Possibly be back visiting my second home country 3 months in a year or so and return back to the Philippines. It's hard being away from my children, but I like living in the Philippines. I felt I will live longer for more years added to my life span if I'm living in the Philippines than living in the west. The house mortgage already paid off few years ago, but I'm not selling my house. I'll be renting out this house while I'm living in the Philippines.
Although, I inherited from my parents better location property for business, but I also bought for myself few properties couple of decades ago, which I believe (God willing) can sustain me for a shift of income generation should I decide to come back to Ph much earlier.
Thanks for your comment.yes if you can get out early from the rat race.do it.just do the planning the way you want to live.you will be happy.like ours is simple but comfortable.the goal is to maintain the lifestyle you have before retirement .and dont expect US standard in PI.Goodluck be safe 😇
Where are you ? Im here in netherlands and retirement age is 67 and i want to really stay for good in the philippines but im still 31 ,,, waiting to reach 40 and retire im not sure this is the best decision 😢
@@CindysBisvlog we have a place in Quezon City near SM north and a house in Santa Maria Bulacan. Plan properly save enough to support your lifestyle.I think 40 is to young but that is your choice.take care😇
@@nicholasdeguzman4241 i dont have lifestyle i guess ito advantage ko ,i need simple life vegetables and fish and going out once or twice a month
Kasi sakitin ako at pagod na ako dito sa buhay abroad kahit my permanenteng job
Thanks for the advice po 😇
Tama Po sinasabi niyo... sobra mahal dito Lalo Ngayon,Ang inflation,Ang mga shooting..nkakatakot na nga punta sa mga mall,sa mga simbahan,I love it better in PH,life is not perfect but less stress, hopefully we can move soon..
😇 thanks for your comment.ingat po
Mall sa pinas maraming security guards. Kaya safe mgmall
That's true... retiring in U.S. .. all the money savings you have will be gone in no time.. take that savings in the Philippines will come a long way! as you've said it's stress free! I'm here in Minnesota.. i've decided to retire in my homeland.. I refuse and hesitate to retire early here.. right now I'm still stressing bec. of rushing ..work... life is about work here... which is good but I think it just a dead end when it comes to retirement! Most of seniors here are still working 62 and up just to get their needs as or bored as hell ! Born in Pilippines and moved to Minnesota age 10.. i do have recollection of our homeland.. living in 2 worlds that I'm familiar with.. these day's I chose Philippines!
You've posted this 2 years ago... my God... it's way worse now as far as inflation on everything!!!!
Thanks for your comment. Yes inflation is here even in PI but of course the dollar goes far. So we are not worried.Goodluck with your plans dont work too hard.be safe. 😇
Man, you’re lucky and enjoy. Wish I can do the same thing
Thanks .Anybody can do it.Just Good planning,save and invest.its possible.take care😇
I like your vloge kuya I was thinking about what you did. I’m just turning 40 last month and I’m so excited in the future that one day it’s my turn 🤣🤣🤣
Thanks for your comment.Yes just work hard,save and invest.live in within your means.you can do it.Goodluck be safe😇
Yes sir I agree with u
I also want to retire in my hometown there in Phil
Thanks po ingat Good luck
Good morning. I'm a new subscriber. Like you I worked in Healthcare but had retired. Thinking of retiring in P.I. Our main concern is health insurance.
2 ways to deal with health care in the philippines.one is cash payment as needed.or you purchase an HMO with a certain amount of coverage.With Us we have a HMO and Philhealth plus Emergency health fund aside.Goodluck.
The background looks like Azure bicutan. I love the Philippines! My fiancée is coming to maine usa soon. We have no intention of retirement in American!
Its The Grass by SMDC . Goodluck bro😇
Good morning from Maine usa! God bless my brother!
Kabayan..tower 2, 9th flr ka din ba? U look familiar kc parang nagkita na tau dyan sa area..newei all the best sa simple and comfortable life nyo dyan sa Pinas..There's no place like home.
@@victorialove6135 yes,if you see me say Hi😇
Yes I love your story I hope I can talk to you thanks for sharing
Thanks for your comnent.sure we can chat anytime .just message me.take care😇
My wife is a nurse, we have 4 years till retirement, we bought a place in Iloilo.
Good luck bro
Congratulations on retirement. Do y'all have kids? If you do, did they adjust well? I didn't know Kaiser had a pension plan. I would've moved to Cali and worked for them years ago if I knew that.
Yes we have to boys.they have their own lives.doing well in Cali.And yes they adjusted they know my plan even when they were little.They call us via instagram everyweek.Be safe😇
I happen to watch your video, I still working in KP in IT. In a few months will be my 15th year. Would appreciate to hear more. Pls send pm. Good luck
Hello KP buddy.Congrats.just put your time at KP and Enjoy Retirement as soon as you can😇
You are so lucky kabayan you retired early and healthy. But others who have health issues is not confident of the health care system specifically the expenses . That’s why as much as possible let’s take care of our health , kasi sa probinsya wala naman doon protocol for sepsis, stroke or heart attack pag na admit ka sa mga small hospital, only the tertiary hospitals in the big city do that .
Thanks kabayan.yes most hospital in the province are are not equip and trained.you have to go to the city get better care.but when its your time you cant stop it.even in the US,we are equip but if its time for the patient to expire,they will nobody knows.thanks for the comment.be safe😇
Yes..kabayan, I agree with you pag oras na ng tao kahit bata at healthy kung yun ang nakatakda..walang ligtas 😁 Goodluck kabayan, I'm an RN too (OFW) planning to retire soonest GODwilling 🙏
@@victorialove6135 thanks for your comment kabayan. Be safe😇
We are in the process of building a house in bohol.
Congrats enjoy
I also am moving/retiring in the Philippines; I'm moving mid-next year. I made a promise to myself that I'll turn 50 overthere. I don't want to buy any property or own anything big. I just want to rent an apt. in a decent area where it still has some of the lifestyle that I'm accustomed to & travel as well. Manila could be my hub to see other Asian countries-Thailand, Vietnam, Singapore, etc. And since I love diving, I'll be in the right area for that type of activity. Good luck to me & individuals like me. I do have a question, what area is that you're doing your vlog at & is it for rent? If so, can I have the info for that place? Thanks.
Good luck bro enjoy.its always fun in the Philippines😇
@@nicholasdeguzman4241 - thnx 4 d kudos. question, what area/city is that in this vid you did & is that an apt for rent? if so, can i the info pls? thnx
Its a Condo either purchase or rent
Grass Residences SM north QC 😇
@@nicholasdeguzman4241 awesome! thnk u sir.
Goodluck😇
it can be done.... I left usa at 47 after working 22 yrs... now 55... started a new family... have a farm house a beach house in the province residential and rental condos... pension more than enough... retirement accounts untouched and growing, ss benefits in 7 yrs ... pay cash for healthcare.... living a fulfilled and content life....
Yes bro.thanks for your comment
@@nicholasdeguzman4241 if you need tips on navigating the day to day lemme know....I'll give you 1 now... start off with a schwab brokerage acct with checking atm... all atm withdrawals are FREE with the highest and current exchange with this acct .... withdraw at bpi x2 daily at 20k per withdrawal and that's about 725 usd daily at no charge... no taxes no fees...
Thanks bro.I am all set.I planned my retirement here 20 years ago.so all the banking,investment pension,housing are all set.just enjoying the fruit of hard work.anyway where about in PI do you live.😇
Where is your condo and where is your resthouse?
QC condo and the house in Bulacan.take care😇
How much would you say a person would need to live comfortably there in the Philippines on a monthly basis? Also, can an American own a home there? Thank you.
Hi ,it depends on the life style you want. To leave comfortably ,you would need from 1500 to 4000.just make sure no mortgage,no car payment.And no Foreigner cant own any property,unless you share with an honest snd trusted filipino.Goodluck
@nicholasdeguzman4241
Thanks a lot for your response.
You can own Condo
Yes we are dual,we can own condo.
My wife is from Bulacan. Did you buy land in Bulacan or was it an ancedtral lsnd? New here, keep on vlogging.
Thanks for your comment. We Purchased land
Did you get health insurance there and how much?
Thanks for your question.the premium depends on how much coverage you want.
It could cost from $700/ year to $3000 / year.be safe😇
USA is unsafe place to live. Mass shooting, Asian hate crimes, homelessness. Inflation. Everything is expensive. Stressful here in USA
Yes its sad.but remember there is no safe place where ever you go in the world.thanks for your comment 😇
Not really accurate statement. Only in a Democrat states there's problems. We don't have any issues in Florida (the state I retired from the Navy) nor here in TN where I'm currently residing (open carry). You come acting like an idiot. You go home pretty holey.
Bro . Is lifestyle more relaxing in Philippines.
Thanks for your comment.Yes bro relaxing especially when your retired.And I think its up to a person.I just take it one day at a time.enjoy every moment compare to the days I was working.the Rat race in the US.I love my life here no regrets.take care😇
I agree with you bro . How much is the monthly budget ? Planning to retire there..
Thanks .budget is different for everyone.it depends how much you want to spend and lifestyle.we have 2k budget every month,no rent,no car payment.and we have funds a side for emergency.Goodluck
Sir, we're planning to do the same. Question ko lang po, are you maintaining a US address to keep your finances in the US? If not, pano po ang access ngayon na gray listed ang Pinas sa mga US banks?
Yes I am keeping a US address and USbank for all my incoming income.
Hello sir. Im also planning early retirement 44 US citizen Male latino with fiance Pinay. Recently debt free planning $200 k save by august 2026, simple province life ilocos sur $2k budget and pension age 57. Id appreciate your opinions and ideas on pros cons for our move to ilocos. Im working in USA and im not materialistic living minimalist now 3 yrs. I wanna be open minded while accepting any and all comments, allowing our prayers and faith into our hearts. Thanks again. Great content
Nice bro.I would plan to seek a finacial advisor do a retirement plan and calculation.even just one time.its all about what you want to spend on your retirement.everybody are different.work hard save invest and plan to make sure you are ready.try to visit ilocos for a month or so so you can see and figure out if that is the place for you to settle. Goodluck and God bless😇
@@nicholasdeguzman4241 yea i have adviser here. I resign at 48 yr old i have $200k saved for $2k monthly budget until i received pension at 57 yr old
Im living like poor mans son here nyc. Lol
Health is wealth
3 yrs 5 months till i decide to retire early
How much is your pension from Kaiser permanente
Makes me want to work for Kaiser
Its a good company to work for when it comes to benefits. You just have to deal with management, politics and co workers that they think they dont have to work hard.I just did my job,did my time and took my deserve benefits.And now enjoying my retirement.Goodluck be safe😇
Kuya, what other channels do you follow with others who retired/returned to PH?
Sorry I dont follow any channel.thanks be safe😇
If you are a US citizen, you cannot stay there that long without getting tagged. Unless you apply for immigrant visa status to re-acquire, you have to come back to the states and get your passport stamped. Many Pinoys take off coz many are running away from their extensive debts in the US. LOL - You can enjoy the Phils. but not stay there permanently if you are sickly. Few months visit is plenty for us. I enjoy winter hunts here in the US and there is nothing like that in the PHils. It is a fine place to relax there if you have steady income. But life can be harsh there if you do not have cash.
We are dual citizen.We planned our retirement
Properly.no debt even when we were in the US.I hate debt.and Philippines is not for everyone.I just want to share my experiences.so people have an idea.All I can say life here is good.no regrets. Goodluck bro😇
@@nicholasdeguzman4241 -sure you can have without debt if you are rich to begin with. You must have bought your home/s cars, and send kids thru colleges all in cash. Impressive! Me and wife are also in healthcare - and prepared our retirement in Phils in increments. We bought 32 hectares of farmlands there to start us out a long time ago. The place is self-sustaining now. We plan to buy more lands before we completely retire. As you get old, you will spend all your savings on hospital bills. And Phils will milk you like a cow before they even treat you. LOL.
@@rabidfarmer9765 😇Goodluck bro
@@CorruptAssCriminals good to know about going to Guam for treatment. I was deployed many times to Clark for Cope Thunder back in the mid 80's and worked w/ many from Guam. The Phils. is great place to unwind for months. I like coming back to the states for winter hunting season - I cannot say I will settle in the PHils. for good.
@@CorruptAssCriminals Guarding WalMart w/ all the Demcrat looters now? NO thanks -LOL> I am gonna be farming in the PHils - looks like a nice little hobby to make some cash too. Rice trading and things. Even doing a veggies farmer's market 2 -days out of the week. Just to keep busy. In between harvests, just go the the beach and hang out w/ my cousins.
I’m shooting for 57, for my PI retirement.
Wonderful Goodluck bro
Do you have any children or just you and your? If you do have children, are they in the US?
Yes we do .adults now😇
Were you able to retire at 55 with your full pension? I would lose half my pension if I retired that early.
I got less.but worth it.instead of working till 65 dealing with stress and miserable work environment.its all calculated with my planning.thanks for asking.😇
That's partly why you should try to put as much as you can in your 401k so by the time you reach 55 between half your pension and your 401k you're not missing much. The average life span of an American I've seen is anywhere from 79-81. That means at 55 you only have about 25 more years left maybe 30 if you're lucky. And of those years you likely have only about 15-20 years left where you will be healthy enough to do just about anything you want to do. Time gets more precious the older you get so don't let money be your compass once you've reached a certain level of wealth.
Yes thats exactly what I did 😇
Aloha from Hawaii Kababayan...I'm already retired and contemplating moving there in Pinas to retire, however, my biggest concern is medical insurance. I currently have 100% medical coverage for me and my wife here so I'm wondering if it would be worthed to make the move and retire there. I also have a question for you. Are you a dual citizen or on a retirement VISA that's why you're able to reside and retire there permanently?
Aloha bro.Insurance is everyones concern.You can buy insurance here but its not the same as Your insurance in US.I made a video about this topic.please watch it.and yes I am dual.Goodluck😇
What insurance do you have? Some insurance will cover international. You will have to pay first, then you send the bills to your insurance for reimbursement. I am retiring in November and I searched for insurance company that will cover globally. I found Kaiser will cover globally. I know someone’s father went home in Cebu and had an emergency brain surgery because of aneurysm. Luckily he has Kaiser. Kaiser sent their representatives to the Philippines to settle his hospital bills. It really depends of what type of insurance you have. Call your health insurance company and find out if they will cover Philippines.
@@ithinkerstastic kaiser will cover emergencies if you are outside US.we have local base insurance right now.
That's good to know. I do have Kaiser so I will definitely inquire more about it. Thanks for sharing this information.
magkano po ang pension niyo kuya? 16 year na kasi akong hindi umuwi ng pilipinas, kaka 41 ko lang ngayong buwan at may mahigit na $864K na naipon sa 401K. Mahirap at stressful ang trabaho ko dito sa FL. gusto ko nang umuwi ng Pilipinas. ang mamamahal na ng mga bilihin ngayon.
gusto ko na ding mag downsize.
Mag visit ka muna for a couple of times.stay for a month leave like the way you want when you retire.para alam mo magkano gastos mo per month.everybody is different.Goodluck. and your still young ipon pa ng konti.
What? Sorry but retiring before 50 way too young, not saying you cant, but I hope you are being serious, sayang ang time and money that you have left to make money, but hey if you want to live and have a normal life style sa pinas MAYBE if you retire now you can stretch that money. It might be cheaper in the p.i but money goes fast too over there
Maybe you misunderstood I retired at 55.early retirement.I plan this 30 years ago.if you plan it right it is possible.with our pension and investments it s more than enough to cover our living expenses and we have emergency fund in case health or other emergency.No regrets I am enjoying life in PI.like what I said on my video.its not for everybody.I just want to share my experience Goodluck.😇
We’re both RN me and my wife here in Canada in our 40s ..What can you advise to plan to retire in PH ?Thanks
Hi thanks for watching my video and question.short advice is save and invest.save and plan early,like me I started planning 30 years before retiring .save until it hurts.I am not familiar with canada.if you have employer sponsored retirement.make sure you put money there up to their matching.and the rest of the money .invest on a brokerage and Roth.investing on stocks and bonds.depend on your risk tolerance.live with in your means.dont compete with the jones. And if you are really retiring here.start checking the area you want to retire and start investing on your home slowly.Goodluck😇
@@nicholasdeguzman4241 Thanks for your reply .Yes we do have employer matching sponsored retirement too ,thanks eh and enjoy your retirement there in the Philippines.
RN for 30 y in Canada. 59 y and still FT in management. Currently in Pinas. Manila has all the " tions"...congestion, pollution, inflation, but people in BGC and nightlife seem always festive and happy. Can retire here and get a sm condo but all my fam is in Cda.
Best to escape winters. Currently 45 degrees here !
Goodluck😇
Did you keep your house in the US?
No we sold it. I Dont want to rent it out and deal with renters and maintenance.and my kids dont want to stay there either.tahnks for your question.be safe😇
Are you collecting Social security? When did you move there? Are you in Manila and which part?
No too young for SS.3 years ago.manila.😇
Thank you for responding.
How big is your condo? Do you have enough room when your children visit? Did you have any hesitation at all when you decide to retire in the Philippines, knowing that your children and grandchildren are back in the US? This is the reason why we are hesitating.
@@LD-li5zz Hi ,if my children visit.we have sofa bed ready for them.no grand kids yet.and if they need more room its easy to rent another condo unit here.No when I retired there was no hesitation.I was planning this retirement 20 years ago.my kids know long time ago.everytime we visit here I tell them PI is my retirement place.So when the big day came.it was a smooth transition.we have place to stay and everything set.thanks for your question😇
How bout medical insurance? Planning to retire in pinas hopefully in 3 years.
Thanks for your question.watch the video I made about insurance in PI.Goodluck😇
Are you still going back to the US to file income tax?
Thanks for your question.No I file with turbo tax on line. Then efile.take care
Good for you sir facing realty for some it's very confusing to give up USA cause for the reason that hospitalizations is very expensive in the Philippines but if you have dual citizenship it's worth it you can leave Philippines any day to get operations done or if you have some major medical issue so your not feeling stuck in the Philippines. I would suggest that you choose a rest house in a gated community cause you gonna have problems home invasion, thief's climbing up your fence
Yes its reality.US is so expensive.if you want to talk about healthcare.US is the most expensive.Here in the philippines,hospitalization is expensive but its still a lot cheaper compare to US. With the inflation going up.its getting harder to stay in the US.but everybody are different.some choose the american lifestyle .but if you want your dollars to go far this is one of the choices.Good luck to you.be safe.
Hi there, new sub here , how long did you work in the US before retired?
Hi thanks for subscribing.I work 35 years in the US in the medical field.😇
To much here just work work no fun no relax they said that's good you earn dollars yahh is true but we spend dollars here too not piso lol
Totally agree its a rat race.US is good for young people.work hard save invest then go back to PI and enjoy life
@@nicholasdeguzman4241 I'm deguzman also I work here in US same profession you have after my 50 of age back in pinas
Nice Goodluck😇
That sounds like a personal problem to me. If you're not taking advantage of vacations then you are to blamed.
🙏
What is the name.of the condo
GRASS RESIDENCES
New subscriber here.
Thanks😇
Is 1M enough for early retirement for a single person in Philippine?
It depends with your age,other retirement income and lifestyle you want.I would advice you to talk to an advisor. do the retirement planning.Goodluck
Are you talking about dollars or pesos. One million pesos is not enough. Since you're not a citizen you can't own any properties. $1M it doesn't matter what countries it goes a long way.
@@lindywinn2447 I am sure he is talking $.😇
If they only knew the American dream notttttt.Enjoy your retirement.
😇
Is your condo in Manila?
Thanks for your comment.our condo is in Quezon City.Next to Sm north.take care😇
i'm also a nurse and currently residing in california. i must say that i don't have plans in going back to the philippines since my life here is 10x better compared over there. i also waited for my green card before for 10 years so it's a hell to the no. and now that i'm a citizen, why still go back if we have a corrupt government and worst president specially digong
Thanks for your comment.its not for everyone.Goodluck😇
@Jonas Santos- Me kasabihan " Ang hindi marunong lumingon sa pinanggalingan ay hindi makakarating sa paroroonan!" Bakit mo naman bibiblame si FPRRD?
Correct Duterte is one of the best President we ever have.he did alot of better changes
@@jocelynmaine9117 e anong gagawin natin? sadlak sa kahirapan ang pinas dahil sa kanya. dumagdad pa si bbm. mahal ko ang pinas. pero kung ganyan ang leader at corrupt pa ang gobyerno e wag nalang
@@Jonases_20 sisihin mo ang nakaraang Administrations? If you are smart enough!
How much you budget a month for two persons?
Thanks
For the 2 of Us.we budget 2k a month but we only spend 1500 the most.no rent and car payment.its all up to a person how much they need.what kind of lifestyle they want.thanks for your question.
@@nicholasdeguzman4241 thank you .. I’m in Canada.. Plano ko rin mag retire dyan sa pinas with my Canadian partner…
@@lornaasis4860 Nice Goodluck
The only problem to retire in the Philippines are if you get sick.
There are good doctors and hospitals here.you just have to go there and have insurance or cash to pay.it the same every
Where even in the US.
I’m sure there are best doctors in the Philippines but it’s so expensive in private hospitals unlike abroad healthcare is free.
Goodluck