COLLEGE FINANCIAL AID (negotiation, college grants, scholarships, fafsa)

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  • čas přidán 28. 08. 2024

Komentáře • 119

  • @TheAlmostAstrophysicist
    @TheAlmostAstrophysicist  Před 3 lety +18

    Hope this video showed you that ~hopefully~ high tuition prices won't be a hindrance to you going to your dream schools! Let me know if you have any questions or video requests 💛

    • @jonathanfargalla5427
      @jonathanfargalla5427 Před rokem +1

      you said you would provide a link to some outside private non profit scholarships...

    • @friar1968
      @friar1968 Před rokem

      Priya Good morning from Texas. Could we contact via email for personal inquiries with our son. Who is a Data Science/ Statistical Science double major; hence, looking to pay for last two years at his private school in Dallas. We are looking for the best options to pay for his school… you have great ideas. How could we contact you?

  • @adrisoa
    @adrisoa Před 4 měsíci +4

    THANK YOUUUUUUUUUUUUU. I spent 2 hours stressing, crying about how I’m going to pay for my university (my fall semester is 12k!) and my family makes over 100k but this cost scared them.i just emailed my councilor about my financial aid abt what private loans I can apply to since I’m going to a private school. This video was a relief, thank you

    • @karlaveneracion9199
      @karlaveneracion9199 Před 3 měsíci +1

      What the heck, they make 100K and 12k scare them?! I wish I make that kind of money

    • @adrisoa
      @adrisoa Před 3 měsíci

      @@karlaveneracion9199 my dad is selfish :(

  • @HollyVanGilder
    @HollyVanGilder Před rokem +32

    A ittle bit of knowledge is dangerous. Please, if anyone out there has a question, please ask the school's financial aid office - we're here to help!

    • @jessicasalter1635
      @jessicasalter1635 Před rokem +21

      I contacted the financial aid office and they acted like it was a huge burden to explain anything to me.

    • @Victor-vv4he
      @Victor-vv4he Před 6 měsíci

      @@jessicasalter1635me too!

  • @namesdamion
    @namesdamion Před 3 lety +55

    I hate that I’m still confused about this☹️

  • @shravanimore1371
    @shravanimore1371 Před 3 lety +24

    Plz make more videos on scholarships and financial aid becoz it helps the students ☺thx

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +5

      Of course!! Good to know it's helpful! Don't hesitate to let me know if you have specific questions you want me to address in new videos!

  • @journeyawaits1771
    @journeyawaits1771 Před 3 lety +29

    I am trying to finish my CSS profile this weekend to submit to my colleges.. even after months of research I still feel confused about some things haha. I really loved this video!

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +2

      Oh I completely feel that - financial aid is unnecessarily complicated (and tuition is just way too high). I'm glad the video could help!! :)

  • @Aishakar
    @Aishakar Před 3 lety +10

    This is so helpful! I shared it with all my friends so we can navigate life during this time. Thank you!!

  • @odehaviland
    @odehaviland Před 9 měsíci +2

    Thank you so much for this video! Sincerely, a very stressed-out parent.

  • @krishnasmritikumar8544
    @krishnasmritikumar8544 Před rokem +3

    Great vídeo and thank you so much .
    My son will be going to college next year fall 2024 .
    I have an expectional situation where he is a US citizen and I am an Indian parent .
    We can only afford need based colleges and cant pay much .
    Income is almost nothing.
    After listening to you I have a ray of hope .

  • @wvasquez11
    @wvasquez11 Před 4 měsíci

    I literally search “financial aid advice” and you were money 👌🏾

  • @lockhart8858
    @lockhart8858 Před rokem +2

    Very helpful video, especially about considering private college

  • @Theeselecta
    @Theeselecta Před 4 měsíci

    I appreciate your help and information as well as your astrophysics.

  • @coffeeortea8428
    @coffeeortea8428 Před 2 lety +1

    Thank you so much for the info. This is so much more helpful than the info from our own high school.

  • @MarieAnne3
    @MarieAnne3 Před 2 lety +3

    Thank you for so much this information! You’re a blessing!🙏🏻✨

  • @Name..........
    @Name.......... Před rokem +1

    The pell grant has a cap as well, you can take out a total amount, and for like 6 years

  • @madhavilingutla4031
    @madhavilingutla4031 Před 3 lety +2

    Great information about financial aid !! Hope it will be a helpful one for many !

  • @ericapedroza7067
    @ericapedroza7067 Před 3 lety +1

    I am truly appreciative of this! Thank u sooo much!😊

  • @brisguzman9216
    @brisguzman9216 Před 3 lety +3

    Hi, this is our nightmare now. My son has high numbers on everything, we kept hearing he can get a lot of help, and so far, nothing is going on. Deadline approaches quickly, thanks for this.

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +1

      Aw yeah, financial aid letters usually come out with admissions results or within 1-2 months after. Institutional aid is usually much larger on average, so if your son applied to private universities and requested aid, it should be good. :) Good luck!

  • @Corey-yg9ch
    @Corey-yg9ch Před rokem

    Wow! Thank you for sharing! So helpful! Great video

  • @judybravo6900
    @judybravo6900 Před 2 lety +1

    Thanks for the info! It was super beneficial 🥰

  • @Rbar-s6q
    @Rbar-s6q Před rokem +2

    Thank you so much for informing us about the financial opportunities to go to school. That was my concern! I truly don’t want to talk out any loans. The school has a scholarship but one of the qualifications is 12 credits, right out the gate. That’s too much for me, I work full time. How do you find some of these scholarships online? Many website are not legitimate

  • @alaluke7159
    @alaluke7159 Před 2 lety +1

    Thanks for talking about asking the schools to match the financials of one school over another school as long as you commit to a school.

  • @theladder06
    @theladder06 Před 3 lety +1

    Excellent information...thanks for your input!

  • @johnliu977
    @johnliu977 Před 3 lety +1

    This video was super informative! Thanks famm 😩

  • @ICYDON2G3
    @ICYDON2G3 Před 2 lety +1

    Thank you so much for the information, this was very helpful

  • @demetalbayrak436
    @demetalbayrak436 Před 3 lety +1

    Wow!!! Thank you! So many great information.

  • @OfficialItzGoldenHMR
    @OfficialItzGoldenHMR Před 10 měsíci

    Thank you for your help your knowledge is a blessing 😊

  • @ericaa.8089
    @ericaa.8089 Před 3 lety +6

    This video was so helpful and easy to understand. Let's say the cost of tuition is 30,000 and you get 25,000 total in financial aid. Assuming you accept all the money, can you choose where the money goes first? I'm asking because my school has a thing where if you make below a certain amount they will pay for tuition and fees after all financial aid is exhausted, but this does not cover room and board. Can I put all the money into room and board and have the school cover any remaining tuition and fees, so that i don't have to pay anything?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +1

      Glad the video helped! So it depends on where you got the financial aid from. Is it a FAFSA loan? If so, I believe you can choose the way your money is allocated! It might depend though because FAFSA directly credits your school account - you might want to reach out if it's FAFSA. Otherwise, if it's a University grant, they usually allocate it for you so they'll tell you where their grant money is going to go and they just do it for you! :)

  • @kyeongs_c
    @kyeongs_c Před 3 lety +1

    Very informative! Thank you!

  • @lezlieoconnor3495
    @lezlieoconnor3495 Před 3 lety +1

    Thank you so much. So helpful!

  • @hollyheck1752
    @hollyheck1752 Před 5 měsíci

    Very helpful ! Thank you

  • @kaniyasmiley8507
    @kaniyasmiley8507 Před 2 lety +2

    None of the hbcu colleges are on the meet need list

  • @krishnarao4840
    @krishnarao4840 Před 3 lety +2

    Very much useful video

  • @brookskids3985
    @brookskids3985 Před 3 lety +2

    This was so helpful do you have an example letter to send to the financial aid office?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +1

      Glad it could help! :) If you're referencing asking about financial aid or negotiation - I'd recommend just sending a quick email to the office! It doesn't have to be a super long email at first, you would just express gratitude and ask if there was a process regarding appeals because a lot changed in your family circumstances. Here is a great resource that may help - www.collegecovered.com/paying-for-college/6-effective-things-to-say-when-negotiating-for-more-financial-aid/ Good luck!

  • @QwerAsdf-vs8pz
    @QwerAsdf-vs8pz Před 2 lety +3

    I generally don’t want to go to school in state, or in California at the huge and overcrowded UC’s. So I’ve been looking into Private out of state universities that meet 100% of a students demonstrated financial need. However there’s one big caveat, I’m going to attend a community college for my first two years so I’ll be a transfer student. Some colleges like Boston University meet 100% of financial need for students, but only for freshman undergraduates. Would there be a big difference in the amount of financial aid offered by a private institution since I’m a transfer, and if so how would I find that out?

    • @dy325214
      @dy325214 Před rokem

      I can't speak for schools in your state but in my case, I am planning to attend Texas Tech because out of all the 10 schools I was interested in, they were the only ones offering to pay for my tuition as a transfer student.

  • @alexcross3165
    @alexcross3165 Před 3 lety +2

    Thank You !

  • @paulag2566
    @paulag2566 Před 2 lety

    I recommend The College Specialist based in Irvine California. You can find his website online. He really can help.

  • @JenniferBaptist
    @JenniferBaptist Před rokem

    Thank you so much for all your videos. It has all been very very helpful. As divorced parents, my son lives with me and I claim him as a dependent. When filling out the FAFSA, do I add the combined salary with my ex husband? He refuses to disclose it. However, he does pay child support. Do I also add that to my income? Thanks so much. I can't thank you enough for the information you have given me. I aprreciate you!

  • @marveloussomtochukwunelson1075

    mehn this was very useful. thanks a lot.

  • @frederickkgagane
    @frederickkgagane Před rokem

    Hey Priya. I have learned a lot from this video. Thank you
    I would like to know if there's financial aid for international students and if international students qualify for the Pell Grant.

  • @AnnaPotts818swifferbaby

    I'm going to be a grad student next year, and I'm attending a private university. I already have some student loans, but undergrad school gave me a ton of scholarships. However, my new university gave me a small department scholarship and said they have no other scholarship options or grants available tho it is a private institution. I'm really frustrated!

  • @rouslal-tahhan6291
    @rouslal-tahhan6291 Před 3 lety +5

    Your channel is incredibly helpful! I'm trying to apply to UChicago this year. If I apply as an international student for financial aid, is there more possibility to get rejected?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +3

      So glad you find the channel helpful! No, all of these universities are need-blind so DEFINITELY apply for aid. I applied (from India so I'm international) and got 70% of my full year's tuition covered. Aid won't be the reason you get rejected from schools because being need-blind inherently means they don't know if/how much aid you'd require until you get in! :)

    • @rouslal-tahhan6291
      @rouslal-tahhan6291 Před 3 lety +2

      @@TheAlmostAstrophysicist thank you for your quickly response! I’ll definitely apply for aid :)

  • @rg6310
    @rg6310 Před 3 lety +1

    we live in central California and my daughter has started some college classes since she was in high school and she’s been a full time student for 4 years and she just started nursing program 2 semesters before the pandemic started but now her financial aid is done and used up but with no bachelors degree and in still need of more money for years of schooling left but doesn’t qualify anymore. I’m confused at what’s going on because she’s not talking to me about it she must of messed up somewhere. does any of this make sense ?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety

      Hi! Hmm.. did she take out federal or private student loans, or is the financial aid a grant? If it's a grant provided by the university or a federal pell grant, it would've been directly applied to her tuition. If it's a loan, I think she'd have more discretion in how she used it - loans are also capped at 57K a year, and you can't borrow more than that for a 4 year period I believe. I'm not too sure what the situation might be, but it depends on what kind of financial aid she had (grant vs loan) and whether the spend of that financial aid was at her discretion or if it was directly applied to tuition!

  • @dalupes2342
    @dalupes2342 Před rokem

    Does it make a big difference if one community college charges 3898 annual fee, and another 5,998 does that mean if I choose the lower cost one, can the remaining aid go directly to me

  • @karendanielle
    @karendanielle Před rokem

    Would this be the same for graduate school? I got accepted into a public health program and was offered $10k for a scholarship, which I have to reply in one week! But I’m still waiting to hear from two other schools! I really like GWU because they have the concentration that I’m interested in… just don’t know if should wait or accept it? I do have $60k loans for my undergrad.

  • @zarablanquera9670
    @zarablanquera9670 Před 2 lety

    Hi, I just wanna ask and clarify if the financial aid covers the full-four year? Or no?

  • @getsuga6173
    @getsuga6173 Před rokem

    Can you trll me what all the meet needs schools are. Like the ones that cover everything if your family makes under 50k and if so is Minneapolis state one?

  • @user-gl6pt4ej2t
    @user-gl6pt4ej2t Před 10 měsíci

    Does 1 contact hour means 1 credit?I am very confused as I am very new to this country and not aware of the American education rules.Please help me out in this🤧

    • @adinbohn1205
      @adinbohn1205 Před 8 měsíci

      Most of the time yes. I have a three credit class, we meet two times a week for 1 & 1/2 hours per time

  • @ruchiteotia5783
    @ruchiteotia5783 Před 3 lety +1

    Is there any due date to apply for financial aid? Can it be done after accepting admission? Do we need to apply for it every year or every semester?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +1

      Due dates for submitting FAFSA and required documentation is college specific, so you'd want to check the financial aid websites for the colleges you got into! You usually only have to submit FAFSA once before you start college, and your university will use that and give you a different aid package each year.

    • @ruchiteotia5783
      @ruchiteotia5783 Před 3 lety

      @@TheAlmostAstrophysicist our 2019 tax return had little more than $125k income so we didn’t get full tuition off for 2021-2022. What is the formula to calculate institutional grants? what is the probability of getting job opportunities in uchicago campus like working as associate or what are the possibilities for getting paid internships?

  • @jeaninesylla5196
    @jeaninesylla5196 Před rokem +1

    Im the new step parent that files taxes separately from the biological father and i will not contribute to the college students education. Do i still have to put down my info?

    • @HollyVanGilder
      @HollyVanGilder Před rokem

      Yes, you do. It's federal regulation.

    • @aminad6903
      @aminad6903 Před 7 měsíci

      No, but if you refuse the student won't qualify for subsidized federal loans. We're dealing with this now with my son's father.

  • @Queenofrecontwitch
    @Queenofrecontwitch Před 8 měsíci

    Y don't y'all say how to calculate your stipend.. but good info

  • @donnashreeingti1597
    @donnashreeingti1597 Před 2 lety

    Hey, I just got rejected by a university. I'm an international student who requires more finacial aid at a private university. The letter said that I was very much qualified but they're need aware for intl students that's why they can't offer me admission and if I can demonstrate that I can pay $81,000/yr then they would consider changing my status. Like idk, I want to go to this school but the most that my family could contribute is around $80,000 for all four years. Should I even bother calling the admissions?

    • @KaylaCaprii
      @KaylaCaprii Před 2 lety

      Call them you never know what can happen :)

  • @mamok3479
    @mamok3479 Před 2 měsíci

    You didn’t get Fafsa and you are giving advice on Fafsa ,and I think you are suggesting the tricks which didn’t work for you .I am glade you got a huge scholarship we don’t know how but it paid your college.😮

  • @ayushiraina1768
    @ayushiraina1768 Před 3 lety +2

    but fafsa is not for international students.

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety

      Yup, FAFSA is federal aid for citizens BUT international students still qualify for institutional financial aid so that depends on the colleges you're applying to :)

    • @ayushiraina1768
      @ayushiraina1768 Před 3 lety

      @@TheAlmostAstrophysicist How can we apply for that institutional financial aid..through CSS profile maybe

  • @evgo80
    @evgo80 Před 7 měsíci

    I am curious to know, was that $330k or so degree worth it? Could you have landed the job you are currently in with a degree from a more affordable school? I live in South Florida and a year at FAU is still around 7k which is very affordable

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 7 měsíci +1

      I actually had tuition fully covered! UChicago is around 70K a year but we paid about 20K I'd say each year for my living/dorm/food/travel expenses and I'd say it was well worth it because it feels easier to get through the door at tech companies with my degree. I also just genuinely loved the school, made lots of friends, and learned a lot! I'm lucky that my parents paid for my education though, that was a big luxury I was afforded for sure.

    • @aminad6903
      @aminad6903 Před 7 měsíci

      FAU is a shit school. You absolutely cannot compare.

  • @ujunwanwosu1404
    @ujunwanwosu1404 Před rokem

    Is there any resources for international students

  • @stealbeam
    @stealbeam Před rokem

    like your video, What do you know about Binghamton ???

  • @Name..........
    @Name.......... Před rokem +1

    Not everyone is able to get into a top private school

  • @BlancaLopez-mz5ev
    @BlancaLopez-mz5ev Před 2 lety

    Does financial aid pay you if you owe for dropping a class?

  • @PrarthanaSagar
    @PrarthanaSagar Před 3 lety

    Please tell me Chicago is safe or not
    I am applying for ed or should I go for Columbia university I am international student please tell me which is better for me

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +1

      I'd recommend doing your own research, but I personally had no issues on UChicago's campus and I love Chicago as a city and the people in it.

  • @shellaveeconcepcion929
    @shellaveeconcepcion929 Před 3 lety +1

    Are the university grants given yearly for 4 years during undergrad years? If you are given university grants...is the amount fixed or the amount changes yearly?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety

      Great question! It changes and is reevaluated each year. My aid increased every year in proportion to the day tuition increases year over year (by $1000-$3000). I actually have a video (from a while ago) where I discuss exact numbers of how much college cost - that may help you as well. Good luck! :)

  • @samsunguser
    @samsunguser Před rokem +1

    You literally scared me you casually name-dropped Georgia Tech

  • @nandinisingh32
    @nandinisingh32 Před 3 lety

    you didnt talk about CSS

  • @bongbongtravels6108
    @bongbongtravels6108 Před 2 lety +1

    $70,000 you spent for college is nothing to you?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 2 lety +1

      the return on investment’s extremely high since uchicago’s a great school and it costed 30% of what it could’ve cost

  • @mariahwilson912
    @mariahwilson912 Před rokem

    $80000 A YEAR?? Mine is only $25000

  • @jamesd4505
    @jamesd4505 Před 3 lety

    205K in grant money is an unusually high amount....do you mind sharing your EFC?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +2

      Hey! I submitted FAFSA almost 6-7 years ago now haha so I don't remember my EFC but I actually didn't quality for any federal aid at all. I think I paid around 15K-20K a year at UChicago and the rest was covered through institutional grants. If your family's making under 125K, UChicago covers full tuition in grant form so it's essentially free. And they probably have levels above that up to a certain amount where they deem that you require a portion of everything covered. Hope this helps!

    • @HollyVanGilder
      @HollyVanGilder Před rokem

      @@TheAlmostAstrophysicist But then there's that pesky room and board...

  • @siyanaf4373
    @siyanaf4373 Před 3 lety +1

    how do you apply for loans?

    • @TheAlmostAstrophysicist
      @TheAlmostAstrophysicist  Před 3 lety +1

      Great question! There are two different types of overarching loans: federal and private. Federal loans can happen through submitting FAFSA, and private loans are something you'd seek out yourself through top private college loan avenues like banks, Sally Mae, College Ave, and shop around based on which has the lowest interest rate!
      (P.S. I'm working on a comprehensive student loans video that may help, should come out over the next few weeks!)

    • @siyanaf4373
      @siyanaf4373 Před 3 lety +1

      Very helpful thank you so much ♥️

  • @gormauslander
    @gormauslander Před 4 měsíci

    You got 200k and still had 70k to go? What the heck are you studying, gold plated private jets?

  • @shericontrary2535
    @shericontrary2535 Před 3 měsíci

    can I send you a shirt?

  • @bryanbattisti
    @bryanbattisti Před rokem +1

    College should be free for tax payers

  • @andresvillegas6201
    @andresvillegas6201 Před 13 dny

    I had health problems last year I made 35K and I was scared that I need to pay hopefully that’s not the case I just finish my faftsa hopefully I get the help I need

  • @andresvillegas6201
    @andresvillegas6201 Před 13 dny

    I had health problems last year I made 35K and I was scared that I need to pay hopefully that’s not the case I just finish my faftsa hopefully I get the help