COMPLETE FINANCIAL PLANNING for Rs. 25,000 SALARY! | Money Matters Ep. 10 | Ankur Warikoo Hindi
Vložit
- čas přidán 8. 06. 2024
- Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
Join us for an insightful conversation on personal finance in our latest episode of "Money Matters" featuring Aman. In this engaging session, Aman candidly shares his financial aspirations and challenges, highlighting the need for guidance in navigating the complexities of managing money effectively.
Hailing from a middle-class background with limited exposure to financial education, Aman's journey underscores the importance of equipping oneself with essential knowledge and strategies for long-term financial stability.
Don't miss out on this enlightening exchange that offers actionable tips and guidance for anyone seeking to enhance their financial literacy and secure their financial future.
Want to join me on the show? Fill this form and my team will reach out to you: forms.gle/uj9JPUBp8Wo9nZQi7
00:00 Introduction
00:50 About Aman
03:30 Aman's expectations from Money Matters
06:45 Current financials
14:15 Financial plan for Aman
19:00 Deep dive into Insurance
29:42 Investment plan for Aman
40:00 Conclusion
#PersonalFinance #MoneyMatters #warikoo
------------------------------------------------------------------------------------------------------------------------------
Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
SIP in Stocks with FREE* Demat A/c on INDmoney: indmoney.onelink.me/RmHC/x3g6...
My Money Apps: bit.ly/3Zg56eR
Start your own business: bigrock-in.sjv.io/6eZ1KK
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.com/newsletter/
📱 Instagram: / ankurwarikoo
🐦 Twitter: / warikoo
👨🏻💻 LinkedIn: / warikoo
😄 Facebook: / awarikoo
🖋 Daily Blog: ankurwarikoo.com/blog/
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
My Money Apps: bit.ly/3Zg56eR
Start your own business: bigrock-in.sjv.io/6eZ1KK
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Sir I have a question.
Why do u always ignore the inflation and future circumstances waiting. For example his marriage expense, after marriage couple expense, after than their 2-3 children expense( their hospital bills, education bills, nutrition, skin care etc.) , Home utilities, lumsum expenses waiting and can occur anytime ( When anyof these will be defective - new phone, new tv, bike/car/scooter, AC/Cooler etc etc) , Also health policy is valid only when they're hospitalized, So there is also health expenses if anyone gets ill but not admitted which is very normal + medicine expense+ doctor visit charges, also dentist expense
I can keep the list going but I leave it over here.
Moral of the Story - Sir thinks he will survive on 5k for the next 30 years ( Also, reality is he will not get 10% rise in salary every year or even if he does by luck then as per recommendation he will be doing steup up SIP = He ends with 5k again)
আপকা ঘর কিধার হে
Aapka Ghar kidhar hai
Please bataiye kyunki mere sath aap Jo video banaa rahe hain na mere samajh mein nahin a raha hai isliye main aapke sath Milana chahta hun
Sir make one video on about how to avoid distractions please sir because all of telling theorital things not practical
This guy radiates positivity.
His total investment is 20K per month, even people with 50K - 100K income are not able to do so.
Benefits of living with family.
He presummed that mom is saving all his money not sure about it
Money Matters Video को देखकर एक बात तो समझ में आ रहा है की अपने पैसे को कैसे मैनेज करे
Thanku sir jee❤❤❤
Sir, please keep doing this work, irrespective of the numbers you get. It is helping a lot like me who are in 40s and still trying to come out of the struggle loop 😊
You are spreading financial literacy.great job.Thanks ankur
Great explanation, much needed sir
Nice to see this change happening.. And fab Aman, very genuinely shared with Ankur for his guidance and inputs! 👍👍
You are doing really great work by improving finances of other hats off to you by heart ❤
Thank you so much 😀
40k salary hokar bhi khud ke liye 5 thousand spend nhi kar sakte😢😢😢 just lower middle class kids thing😅
But in the end ye acha hi hai agar aap apni wants ko Kam hi rakho to mere opinion me😅
For Whatever cause u spending ur rest 35k on ur family is also an investment which will give unmatched return better than stock market..paise badme kama loge abhi rishte kama lo, and remember upar wale ne tumko choose kiya h for a reason keep the fight going..
70k p bhi nhi kr pate😂😂😂
Eder koi job hi nhi hai kya kare logo ko litna shuru kare yar chori daka mare 😢
Bhai mein 50k + Accomodation ke sath nhi kr paaa raha hunn.....
Love it sir. Good initiative Series. Looking forward many more Episodes 😊
All the best brother for your future. You will do great.
This is batter than podcast
this series is game changer for this youtube channel and I wish ankur sir to continue this series and I expect other financial channels to start releasing podcast series like this
I used to hate Ankur sir due to his ads , but his content is so amazing , I actually follow his advice and its really worked for me , thank you so much sir , love your spirit and attitude ! ❤😊
Good series. Keep motivating GenZ
I am 27 and i have learned from you in the past 1 year than anywhere
This is a great selfless service to humanity. Whatever is told otherwise, I believe this is something every Indian would love to know apart from fd, gold & real estate investment. Great service Mr. Warikoo!! Would love to help in this people's movement whenever required. ❤
Brilliant video and very bright energetic guy loved his energy
It was a great learning session for me...first tym in my life I have watched such type of video on financial planning....thanx to WARIKOO SIr🙏
This series that you do, make me so happy. You truly are reassuring in your ways and show a ray of hope to the guys who are willing to participate in these episodes. The smile on this guys face, made me so happy. Good going and I wish more power to you for changing people’s lives and instilling a sense of positivity in them. Great work
This is the first episode I watched of 'money matters' and the way you helping people with this is epic ❤
Love, cheers and all my good wishes 🙏
Thanks Ankur for another boost up to our coming generation stay Blessed 🙏
Bro is optimistic...good thing
Nicely explained insuranxe and mitual funds . Thanks ankur♥️♥️
Thank you so much for your valuable time Ankur sir. Will always be grateful for this❤️
Very nice explanation, thank you sir
Sir you are the best i have seen in yrs... I saw most of the others..but yours is so simple
Since his job isnt permanent, and judging from the current job market your advice should have included an emergency fund. Because if god forbids he loses his job and couldnt find any, the insurance premium would be a extra burden for their family. And also you should have explained the meaning of "stepup" plan as he doesnt know, and while starting with a mf, most people forget to choose the stepup plan and hence loses on the benefit.
At 30th year his SIP will be 1,58,631 rupees monthly.😮
Dear Ankur , thank you for giving very much information in a very less time in Financial Planning.
Its literally great lesson. How to be a part of money matters
Very good conversation sir🎉🎉
Ankur, you are doing super amazing job ❤
Very positive and determined boy...
Great sir, aaj tak kbi b ni suna ye sab
Hello Sir I'm from Assam and I'm a regular viewer of your channel and you are my best financial mentor I have learnt a lot from you. Sir recently I heard about the Business idea of earning from a Life Insurance and making a Cash Value Account. I searched over CZcams but I didn't find such proper knowledge about it. Can you please make a video on it in detail? Hoping a Positive response from you Sir. Love you Sir❤
Ankoor Sir great videos. Very relatable. ❤
aman is a great well brought up kid .. he knows the value of money and contribution of his parents towards him
I believe most of the people understand less about the life insurance, health insurance, (insurance stuffs). Would you please educate us more in that regard? because your way of expressing/elaborating things makes it easier to us. Those who agree on this topic please give a like, so that he notices.
Great initiative for youngsters... How to manage your hard earn money 👍
Lots to know sir. Absolutely awesome
Please continue this series....I am 18 now I will surely like to join this after my first income
Loved it❤
Thank you so much sir ❤
As Always Valueable Content 💥
Sweet guy, wish him all the success in life.
Love it sir.❤
Waho bhut vadiya aap nai smjayea ☺👍
Very good explain sir ❤️
Bro will definitely succeed in life
Nice initiative ankur sir, I too would like to have advise from you for the financial plannings in case if its possible.
Keep making these videos 👍👏
Kamal ka video hain Banda insurance company main Kam karke insurance ka basis nahi janta lk what is lf insurance what is term insurance.
great work !
Very informative video.
This guy reminded me of me and my family 3 years ago where our combined family monthly income was around 40000 and how i was eager to learn about investments to grow my income.
Loved the way you explained however, teaching about inflation while investing or inflation on the invested amount after 20 40 years was missing.
48k salary hai fir bhi 2000 spend krne main dar lgta hu Q Qki family ka bhoj itna hai mere upr bada beta hai na ghr ka😢😢
Same here brother.
aap ki age kitni hai sir?
27 running
Wife se bolo koi job kre 😑
@@blackHatman007 Aisa kya monthly spending h bhai
Realy nice information sir
love from rawalpindi 🇵🇰🇵🇰
Banda bhut genuine h❤❤
Great explanation
Great Plan 👍🏻
Ankur Ji, first of all thank you for guiding the youth of our country for better financial growth.
I need some advice and guidance from you. It will be so helpful for me to get assistance from a mentor like you.
A 35+ years married guy. Earning nearly 50k+ per month. What should be the best way to use this amount for investing and to make ends meet ?!?
sir Aaj ka video sahi m kafi accha tha
Sir, Due to Robot and Automation there is lot of Layoffs and Jobs Cut in market, Can you please help us which pension scheme in India would be Better for Generation Alpha for regular income? People are also talking about Robot Co-Workers and AI in jobs and Industry.
You really helped him.
Thanks sir ❤
Nice video 👍
Nice video 🙏
Everyone becomes happy how their 10000 savings becomes crores 10-20years with 10% stepup rate. Please let everyone know how much they have to invest to get these amounts.
monthly savings = 10000
After 1st year monthly savings = 11000
After 2nd year monthly savings = 12100
…
…
Every year increasing by 10% as said by him.
…
…
And for 20th year one has to save 67275 per month to get your said amount.
Everyone think it’s easy to make crores by doing your calculations.
Salary will also grow to more than 2 lakh .
Don't you know that ?
Such an humble lad 😇
@ankurwariko now irda has made a mandate rule for all insurance company that cashless facility has to be given to all their insured in any authentic hospital.
Hi ankur, my investment are going on in nps - 10 k from June 2018 to 20 k till May 2024 on monthly basis. It will grow up by 5 percent on yearly basis because of growth in da and annual increment. Till now invested 11 lack and there current value is 14 lack approx. Even though it seems that at my retirement I will earn approx 3.5 cr. I think in future this will not good enough because of inflation
What will be the value of this money after inflation adjusted sir?
Sahi bat hai bhai kaha invest kar raha hai
Hello brother, are you from CGL 16? Most probably Divisional Accountant?
@@shubhamanand6092 no
@@shubhamanand6092 nahi
Learned so many new things in this video.
But 18% CAGR not ideal when nifty 50 index fund is major part of portfolio, I think 10% to 12% can be ideal while calculations.
Also 10% step up is not possible for everyone, 3% to 5% can be as age grows responsibilities also grows so the expenses.
Sir thanks for this video
One suggestion is to take the both insurance in monthly way not waiting for 3 months
Bro you are best for consulting! Give it a try.
I am a student. I earn 14000 per month by tutoring. I invest 1000 rupees in Nippon India Smallcap, 1000 rupees in Motilal Oswal Midcap, 1000 rupees in Parag Parikh Flexi Cap. Is my portfolio okay? or should I change something? Please Guide.
Ankur sir plz make a video on life and health insurance...Kuch bhi idea nahi he insurance ke bare me...Kaha se le konsa le....You tube pe bhi thik se videos available nahi he 🙏
Ankur Ji, if i invest 25000 in large cap, middle cap and small cap in 60, 30 and 10% ratio what will be my return after 15 years ?
I am 40 right now and i want to retire at 55
Life is unpredictable so jitna hai kush raho enjoy the life guys
I urge you to make videos for government employees as they can not do side hustle to generate side income..
@warikoo....Bahut confusion hai investment ko leke...kya actual mai MF ka return 30 to 35 percent hota hai...
Ex 30K se after 10 year kya return rahenge Max aur Min
Kya ispe Details video bana sakte ho..?
Kahi pe koi 15 percent bolte hai,,,app pe 35 percent dikhate hai....lot of confusion
I can relate to you Aman
Can one retired person invest his corpus fund in 400 nos. of mutual funds or 10 - 12 nos. of mutual funds are enough to beat inflation. Could you please advise Sir.
Where I can apply for this form pls someone can help
This bro resembles Rohit Sharma (cricketer)
Sir please do a video on best psu mutual funds and best green energy mutual funds.
insurance company is growing company... you will get good growth.
27 Crooooore. Smile on his face says it all 👌
Acha theek hai samaj gya
Sir 10 L PF me hai, should I withdraw it and invest it in long term mutual fund?
Can you make a video on how to invest SIP using app and also debt mutual fund? It will be very helpful for newcomers and also me.. Thank You in Advance!!
I think Life insurance father ki jagah khud ka lena chhaiye ise...
And Health Insurance with Room cost limit is better...
Salary -24500
Experience -10000( Room rent+ travel expenses)
Study experience - 10000(college fees + travel expenses )
I have saved only 4500 rupees where I am investing this morning so that I can take a good return . Any suggestions sir ji
Ankur Sir ❤❤❤❤❤
Hai sir.well explanation
.I want to know best debt mutual funds please
Dusre channel per apki courses ki ads dek dek ker thak gaya hu me...
Money matters ✅
Your strategy matters✅
Everything matters🔥