Achieve FINANCIAL FREEDOM with Rs. 20,000! | Money Matters Ep. 2 | Ankur Warikoo Hindi
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- čas přidán 22. 06. 2024
- Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
In this enlightening discussion, Divyashri shares her aspirations of achieving financial freedom and kickstarting her retirement investments. With a prudent approach to finances, she prioritizes minimal spending on wants while focusing on career growth.
Join us as we delve into a comprehensive financial plan tailored to Divyashri's goals and aspirations. From retirement planning to investment strategies, we navigate through her financial landscape, offering valuable insights and actionable advice along the way.
Want to join me on the show? Fill this form and my team will reach out to you: forms.gle/uj9JPUBp8Wo9nZQi7
00:00 Introduction
01:13 Who is Divyashri?
03:20 Divyanshri's financial goals
04:18 Monthly financials
09:30 Financial Plan number 1
12:20 Financial Plan number 2
13:00 Recommended Monthly Budget for 20,000 INR Salary
17:00 My Investing plan for Divyashri
21:00 Investing plan future projections
25:50 The power of compounding
27:55 The 3-step summary
29:30 2 ways to buy mutual funds
33:25 The most difficult life lesson
35:30 Conclusion
#FinancialFreedom #RetirementPlanning #warikoo
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Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
SIP in Stocks with FREE* Demat A/c on INDmoney: indmoney.onelink.me/RmHC/x3g6...
My Money Apps: bit.ly/3Zg56eR
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
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🖋 Daily Blog: ankurwarikoo.com/blog/
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
My Money Apps: bit.ly/3Zg56eR
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
i want to come on your channel sir please sir provide me this opportunity sir hats off to you sir you are doing great work by heart hoping to come on your channel and want to give my honest review on your recent book launched make epic money sir
Sir I want to come to your channel to discuss about my financial plans, I think there would be a good discussion as I have so many things to discuss on it.
ne@@ritikamanochastudytutorial7275 next
Just one thing.... Please don't stop these shows whatever happens ....
Dear Ankur Sir,
I'm very excited to come on your channel to have more discussion about my financial planning,
Please give me a chance thanks
I've seen all your videos and learnt so many things by you
Thanks,
Amresh Sharma
What an informative session. The fact that you are addressing young people making ₹20k to ₹25k a month - which is the majority crowd nowadays- is so inclusive. Really helped a lot. Thank you.
Great video but some contra points i though about..
Mainly what is the expected Return percentage you have used for calculating?? Gold and EPF cant be included in SIP calculation.
1. CLOSE COURSE LOAN WITH PARENTS SUPPORT IMMEDIATELY IF POSSIBLE. You can repay them without interest. More to save
2.Try to improve salary as soon as possible.
3.Instead of investing 1500 initially, she has to save at least 50k for personal emergencies/future needs though parents are earning.THIS CAN HELP AVOID TAKING LIANS IN FUTURE.
In that 1-2 years she can learn about stock market investing.
Instead parents can support to invest some of their money in MF in her name.
4. Can parents take care of themselves financially after retirement? If no, initiate them to close loans/ investment too.
5.Salary to invest wont by increment 10% for 35 years. :/
6.Diversify/rotate investments in future, yes parents might have house or other assets still.
GOOD LUCK WITH THE VIDEO SERIES, very much needed ..
Indeed
But talking about 10% increase in every year makes it different
@@Brokenheart6745310% increment is not very hard to get most of company provides 15-30% increment to beat a inflation which is 8-10%..
@@Brokenheart67453 itna to increment milega hi na 20k salary pr
me watching with 0 income..
Mee too
So do plan I am learning and get ideas in mutual funds
What is yours age
Us Bhai 😢
Us....bro....😢
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
Angela Lynn Schilling is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.>>
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. he's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances
Walter James Henry is the licensed fiduciary I use.
He's mostly on Telegrams, using the user name
learning alot from your classes sir ! 3 months back i used to have 0 knowledge on mutual funds and investments ! started learning from you ! started investing in mutual funds and diversified my portfolio ! my age is 26 now and planning to invest till 50 years of age ! These days when ever i get a craving to order something junk from outside - investing the bill amount into mutual funds , eating fruits and home cooked food and doing excercise for 30 mins ! By this im incorporating investments into my life style and also my health is benefitting ! This also gives me assurance that even if i lose money it doesnt matter because anyhow i was planning to waste it on junk food ! im forever grateful to you !
hearing it from 26 yo, is really great, keep it up.
Losing money is always a matter of concern. You will realise it once you have lost. And it will keep pinching you.
@@bullymaguire793 I agree ! By gods grace , I’m a doctor with good health security and financial security ! And every financial decision is taken with complete conscious mind ! ❤
This is actually inspiring😄 I'm 23 n hv a bad habit of spending money on junk. Gotta invest them frm niw onwards🙌✨
Hey, I also have zero knowledge on Investments and finance. Can you suggest which videos I should start with? I'm new to this channel too..
TQ :)
Thanks so much Ankur for this priceless video. And those who are saying ki calculation oversimplistic hain...kuchh bhi kabhhi perfect ya ideal ya certain nahi hota dosto. Ye video ka jo message ha vo agar tum samjh gye to you can build substantial wealth for your future.
सबसे पहले आपको धन्यवाद, आप हम सभी को पूरी लगन से पढ़ाते हैं, आपके हर शब्द में दम है, मैं पिछले दो दिनों से आपके वीडियो देख रहा हूं, मुझे आपकी पढ़ाने की शैली भी बहुत सम्मानजनक लगती है 🙏
I knew it from before but actually you made me realise power of compounding ❤
Thank you sir
One of the best video i have ever seen about financial knowledge and investment and the client is so genuine & real example of many Indian youth..
Excellent information to younger generations
Now....
Tq so much
Ankur sir ❤🎉
I liked the way you spoke to her trying not to make her uncomfortable..you are so generous
Now I'm 23. When i started investing, i was 20, at that age i read alot of books and invested in crypto, forex, and stocks. And learned alot of things fundamental, technical and F&O with very small amount of money. Now I'm back into Mutual funds with regular SIP. looking for stable retirement income. I have learnt everything by myself.
Remember folks Time is the key here.
Same here😅
Investment amount > Investment time
yo can anyone explain how 1.8cr became 85lakhs only in his calculation, really new to this
I started investing at 28. Started earning in 23 with 15k per month in Delhi. No savings then. Now I'm on JRF scholarship and I save 30 percent and invest in SIPs now. It's never too late to start. Every one's situation differs
@@Glitched23 if you include inflation in 1.8cr calculation then you get 85Lakhs
I really enjoy Ankur Warikoo Money Matters series because he explains and tells that whatever be your salary, you can still eye at investment.
Thank you Warikoo sir, your videos are really helpful and on point. Please keep uploading more videos.
Sir please ek aasi hi vedios ek responsible man ke liye bhi bana dijiye just like a middle class man with alot of responsibilties...This will make us more clear about investing along with taking care of our family and other responsibilties..🙏🙏
Highly privileged to get this free advice in this generation
Sir ey series start kar ke apne bhohot accha kiya. bhohot lok to apna sirf finance ka video bana dete hai ...but ap ne logo ka problem samja Or practical solution nikala.. Great love you sir... 😊
I'm truly thankful to Ankur bhai for these lessons.
Thank you sir ❤aap se education lete hue acha lagta hai sir
This video was awesome. Your best explanation ever.
Wonderful session sir
I am 24 Right now
Sach me social media /CZcams se hame kafi knowledge milti hai jabtak aap jese log rahenge sir.
36:50 Duration me hi , Etni badi sikhh de di aapne :- The Power of c.i
Thank you ! 👍
Power of compounding? Nalayak 5 class se tum log padte aa rahe ho compound interest, ye koi nayi baat nahi bata raha , bus tum logo ko beva khoof banata rehta hai , 20000 me 12 se terha hajar ek individual ka khrcha Pani hota hai Jo karna hi padta hai , 7 haraj bache GE tere or vo bhi tum log manange nahi kar sakte for investment, ye Jo bata hai tum logo ko sadak per le aye ga
Thank you Ankur. your every video is amazing and eye-opening, keep sharing amazing lessons.
Thank you so much for this awesome video ❤
Great series of videos! Thanks a lot for putting this together here. Would also love to see short videos of highlights!
Good morning sir. This is wonderful teaching about money management I really liked it sir. People will charge money for teaching this but you are teaching us free of cost really great Sir. I thank you from my bottom of heart. After hearing 320 crore I got goose bums Sir. It's very very useful to everyone who is around 25-26 years or below this. Hats up you sir. Love you.. 💐
I have been following you since three years warikoo sir! Really appreciate the way you help people like me with right financial knowledge and way you articulate in simple English and Hindi is awesome! Because of your idea I was able to pay my home loan of 20 years within 6.5 years it was 51L loan amount: and I am taking an aggressive step up SIp of 15% . I started at age of 30 and now I’m 37. So far so good! My goal is to achieve FIRE number at age 47! Thank you ! I recommend all my younger family members to follow you and learn from you:
Congratulations! Please share your journey.
Step up SIP doesnt work like fixed income schemes. Averaging doesnt happen and you loose the extra money.
@Dave_en the comparison that you are making is not correct in my opinion. With step up SIP I started at the age of 30 and now sitting at a decent corpus with XIRR of close to 17.5%. Now i don’t understand why you are comparing with fixed deposit where XIRR will not be even 7-8%?? We bought a villa for ourselves in Bangalore n took a loan for 20 years. With gods grace and two people earning saving and investing well we cleared the home loan of 20 years in 6.5 years. Again by using same method what warikoo mentioned. We increased EMi principal every year 20% and some part payments too.
So In mu opinion, this is aggressive goal of retiring early needs aggressive and smart investment strategies. Can’t have a mind set of fixed interest and retire early!
@@9royden I am not comparing the returns of FD and mutual fund schemes. MF is definitely better but it works on cost averaging principle. If you increase the installments then the average cost also increases. You might have got more sum at the end.
She's humble and she's so honest i respect this a lot ma'am. All the best for life.🎉
Maine jab kamana suru kiya tha more than 60% of my salary I was saving but it was in my saving account, agar koi mujhe bhi sahi guide karta to main bhi aaj crore pati hota but koi nhi job ke 5-6 saab maine investment suru karde thi thanks to CZcamsrs like you sir.
A big thank you to you Warikoo sir. I am also 26 now and this conversation addressed many of my questions about Investments too. We are a blessed generation to have such great mentors!
savings increment 10%😯😯😲😲 kuchha jyada nahi ho gaya.
After 39 years she will be obliged to pay 4.4lakhs per month according to this investment plan.
Thank you, Sir, for having subtitled it in English, so that the I and Deaf fans can understand what's going on.
Koi faayda nahi hai
@@baadshahkhan7558kyu bhai ?
Nice explaining sir thank you❤❤
What a brilliant way of explanation sir ..we are so lucky to have you for the guidance @warikoo sir
Ankur, the payment of 10,000/- was meant to cover the course fee for one year, which translates to 833/- per month as an EMI. However, it seems there was an error in the calculation as you considered it on a monthly basis.
He missed that part and she maybe hesitated to correct him or didn't notice either.
That means she will have more money to invest currently thereby resulting in increased capital accumulation
I had the same doubt
@warikoo
Maybe the course costs 1.1L -1.2L and that's why have an emi of 10k per month
Jabrdast conversation. I listened to it very carefully as I always watch your videos and I have read your two books you are the hero for me ❤️ salute to you sir❤❤❤❤
You explained so beautifully
Compounding is the 8th 9th and 10th wonder of the world. Absolutely love it warikoo!
It's soooooo good to see that he wasn't judging her for her poor financial decision, i would love to see more ❤
Poor financial decision????
He is making you a 😂😂😂😂😂
Good to see average Joe on the episodes. Congratulations Divyashri on embarking this financial journey
Subhanallah bohot important updates hai!!!
That's the only reason I am following you. Well explained about investing. You are doing great job sir!👏👏
Superb ! Power of compounding
Sir appke samjhane ka tareeka bohot wonderful hai ❤❤❤❤❤
Supb sir jo aap free of cost aap itna behtrin knowledge dete h so dil se aapko thxxx
This series is the BEST, I cannot wait to talk with you and be the first NRI Indian in this Money Matters.
Your explanation is just tooooooooooo GOOD.
Dream big❤
Highly recommended one🔥
Keep investing.. Keep moving 💪📈🚀
You are the one sir ,
Who is start this types of sessions ,
Which is so helpfull to others.
Thnku thnku so much ankur sir ☺️
Sir you are just a fantastic financial mentor.... I just want to pray for your good health happiness.
Wonderful, Inspiring, sir. I like the way you explain.. lots of love from Germany
Increase the sip amount 10%,
Even if your salary increases by 5 % it's achievable.
what an eye opener Sir......thank you ....may God bless you more....
Wonderful. Something very needed. I put myself in her place…underwent the same kind of emotions. Proud of both of you. Happy that such video popped up. I am gonna follow this guy henceforth. ❤
Increasing the investment by 10% every year is not possible but certainly agree that compounding is magical! I have used it and will continue to use it. Love it!
Its possible, as one's salary will also increase and one will find ways to save money by avoiding spending on unnecessary stuff.
One point is one will get into a part of life, where one would need some funds and we will withdraw it, so the final amount will reduce.
Increasing by 10% every year, Does it means to start new sips or we have to increase the previous sips amount?
@@jiraiyagaming6491 either ways. Whatever is allowed or convenient.
@@jiraiyagaming6491 Increase the existing SIP, thats better and easy to manage
Increase the previous sips
You are the kind of influencer we all need in this era to sustain future generation. Very informative and useful. ❤
Kahin na kahin mai bhi relate kr pa rha tha Divyasri ke investment plan ko lekar. Bahut hi usefull and knowledgeable video. Thankyou so much sir knowledge share krne ke liye🙏
Thank you sir, you are great
The power of disciplined investing does wonders and by the way amount is close to 32 crs after 35yrs. 320 cr kind of shook me i calculated only to find out its 32 crs i guess it was misread in flow.
Yeah i don't understand how it's going to 320cr
@@vamsivamc2001 32 cored ka value inflation calculation karke long term capital gain tax bharke 8 cored bachega
Just increase your investment it will increase your profit simple
How to calculate this?
Dipeshri you are brave for coming up live with Ankur sir. I liked your vibe. I am also sailing on the same boat like you as a young women.
Thanks a ton
Amazing video. Thank you for the bulk of information imparted during session
Wow! Amazing, gratitude. 🙌
10℅increament in investment is nt possible. Becoz expenditure will increase when parents r getting old and we get married.
And thank u sir for nt choosing 25 lakh or 50 lakh package individual for such type of session
it is possible. why are you thinking only about increasing your expenses and not your income. Increase your income also.
I agree with Asif. As parents get old, medical and other expenses increases significantly as compared to salary (given that Indian market has only max 7% increment rate, specially in IT industry these days). Also, consistent increment is not possible and switching industry frequently is also not possible for many as stability factor hits.
simply have a look at how big the sip amount whould have been if continue increasing @10% every ear for 35 years. That's not going to be possible for her to keep the sip going at such high amount 8000*1.1^35 years= 224819 pm . How can she manage to pay 224819 per month EMI
@@trueadvisers but assuming 10% increase in her salary per year, she will be earning 562048.73 rupees. and according to her current investment plan,she's putting almost 50% of her salary in investments. So it's doable
Obviously this is all hypothetical and noone can have 10% increase in their salary consistently and she will have her needs increase as she gets older, so all of this isn't exactly doable but if the current situation continues for the next 35 years then it's possible (hypothetically)
You are great sir 👌🏻👍🏻. You are best finance teacher
Bhut shaandar bs discipline aur patience ka khel hai 🎉🎉🎉🎉
This is such a motivating and brilliant series for all GenZ and college students. Thank you Sir we definitely learn a lot from your videos ✨🥰
Bhai thanks, sabko crorepati bnane ke lie
Nice video ❤ sir ji ❤
Really What a wonderfull Financial knowledge.❤ Thankyou So much Brother
This is a very good lesson ,I want to learn more if possible talk personally I'm 45 now
Nice discussion, fruitful one. But Can Warikooo take/include 35 years of age person discussions as well !!
Really very interesting,I read all three books by Ankur Warikoo Sir , specially MAKE EPIC MONEY from this book I have gained so much idea for investing
HI , are you coming looking for part time job ?
This is great, and so realistic
Thank you so much sir
I really want to take a moment to Thank you @ankur …I started watching videos around July’2021 after moving from US…Some key things have changed my perception of investment after watching your video…Now I am 30% just with MF…I have also started distributing my wealth which earlier I never did…Let me know if you need a detailed feedback I am happy to write one
Wish we had such education at the beginning of our career..learning all this at the age of 40...hope can make something starting now.
HI , are you coming looking for part time job ?
Lovely strategy sir, will definitely try. Keep up the series. Great job
marne se pehle 320crore leke kya krenge, we need 2 to 5 cr now to enjoy life and have financial freedom.
😂
True
😂😂
😂😂
😂😂
Dear Ankur sir, please tell the guests to send you the audio file instead of capturing from the video call stream. For eg if they are joining the call with a laptop, they can also start the audio recorder in their phone and later your editor can easily add that audio into the video. Much better audio quality that way. Sorry to say but The audio quality of the guest was not upto the mark... Couldn't understand much out of what she said at 2x.
this video is very helpful for the younger gen. thankyou soo much sir for sharing this type of valueable knowlegde😍😍
Thanks for sharing this type video
Mene bhi yasia plan 2013 mi suru kiya tha uar results bhi bahut badiya he
This man is born to Make History 🔥🔥
Surely Sandeep Maheshwari of Finance Sector ❤❤
Respect button for this girl ❤
What a explanation.....any one explain like u... Ur rock
please make such kind of videos.... this was quite informative
Thanks for video sir... 90% same to same my age also same and salary also same... thanks for the video sir
During a market downturn, some investors stop investing in SIPs due to the increased risk.
The down turn itself is the best time to continue investing. If you are not prepared for the worst times, then good times wont reward you.
Hai sir ,....nice to seeing you with a wonderful awareness
Sir plz make another broadcast for the student ? How to invest in their 20s ?
Giving hope is really great but false hopes like these (320 Cr) is not right !!
U need to spend on many things in ur life life doesn't always go constantly as u expect 🙃
Yess this is correct 💯💯💯
exactly....salary increases, then expenses also increase 😂
pagal bhana raha hai ,khud iske pass nhi hone 320 cr .halwa hai kya . last 2-3 years ke cagr ko extrapolate kar diya hai isne.
@@akashsharma-yy9bb view's ke chakkar Babu Bhaiya
Guys if you increase the investment by 10% like he said every year which is sort of doable until a point, in 35 years where he said the corpus would be 320 Crore, the amount invested per month would be 2.8 lakh rupees and adjusted to inflation it would be like investing 36.5 K per month. If you think you cannot grow to that sort of level in 35 years that's a shame really people can do that and will do that, But main thing is it is not needed to do atleast retiring, that is not working for money, should happen in 50 or 55 roughly and you will have enough to live happily and content I believe that is possible right?
hello Ankur sir….you have been my top inspiration and an perfect idol in terms of finance and money…I ve read all your books….I simply wanna say Thank you 🙏 for being so genuine and sharing ur experiences and expertise to us. I wish to talk to you some day in future in one of the money matters show ….keeping my fingers crossed and my faith and hopes high 👍🏼👍🏼
That’s why “Power of Compounding “ is called as 8th Wonder of world 🌎 😊
The biggest problem in this calculation is we are stepping up by 10% every year. In the starting years it's easily possible. But not for the last few years. The investment amount will be too big to invest.......
Rightly said. Not everyone's salary increases by 10-15% every year.
We overestimate what we can achieve in a year. And underestimate what we can achieve in a decade.
10% stepup is not a realistic thing
Take it an an idea ! Start with 5% . Reach an acceptable SIP amount and let it compound for 15 years. It's really works.
@@warikooSir, How to Step Up by 10% every year.... Is there any option???
I really appreciate that girl. She has a very calm and comfortable attitude.
It’s eye opening video sir. I love this message
With due respect there are two flaws
1. 10% increase on sip is almost impossible.
2. You have calculated 20% returns which is not possible with this safe investment
Exactly
only 5 % annual increase in sip is normally possible. He calculated 22 percent annual return in 15 year calculation and 26 percent annual return calculation in 35 year period which is almost impossible in that long time period, he is just trying to get his video watch rate increase by this kind of base less videos.
@@codenamearun watching this excel sheet calculations is like running on treadmill. You are running not reaching anywhere
@@abhijit2011 right😅
Amazingly helpful ❤ thanks for the noble work 👏🏻
सर आप ने अपनी ये बात बहुत खुल के कही की आप ने ४० की आयु में इंवेस्टिंग चालु की. और ये बात बिलकुल सच है की हमें भी यदि पहले से कोई ये सारी बाते बताता तो आज हम भी कुछ और होते.
इसे बड़ी राहत मिलि की में ही सिर्फ पीछे नहीं हु. मेरी आयु अभी ४४ है. और मेने ३७ की आयु में ५ हजार प्रति माह SIP शुरू की है. ३५००० की सैलरी में से.
पिछले साल कुछ रुपयों की जरुरत के कारन मुझे वो SIP रिडीम करनी पड़ी और अभी फिर से ज़ीरो पर हु. लेकिन SIP चालू है बंद नहीं की मेने.
और इस साल से उसमे २०% रकम बढावूंगा जिसे की अगले १० सालो में जो मेने रिडीम किया है वो भी कवर हो सके.
बड़ा मनोबल बढ़ता है आप के विडिओ देखकर.
खूब खूब धन्यवाद.
Investing start kaishe karen ?
Mujhe bhi invest karna but samjh ni aa rha kaha or kaise karen.
Dear Ankur Sir,
Thank you so much for your lovely videos.
My age is 34, due to family's financial responsibilities I could not able to invest in my life. I will start SIPs very soon.
Apart from this what will be the best investment for one time as per the current economy scenario.
Can you please guide.
Thanks
I think invest in real-estate is much better than stock market gain
no ...some time
Real estate has big trouble. Whole money gets blocked and you cant be sure that the prices may go up in future.
I can’t say I understood all in one go , but very informative and easy video to watch .
Thankyou sir it's a very most important lesson for youth❤❤❤ thanks once again sir..