We bought a house for less than a car //Dave Ramsey Inspired // Debt Free Living

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  • čas přidán 10. 09. 2024

Komentáře • 73

  • @johndautremont3748
    @johndautremont3748 Před 8 měsíci +24

    I bought my home site-unseen ten years ago.
    I went from homeless to home owner when my VA disability was approved.
    I paid cash and will never be homeless ever again.
    God bless you and your family. Congratulations!

    • @TheProductiveHomemaker
      @TheProductiveHomemaker  Před 8 měsíci +3

      That’s a feeling and security that cannot be replaced by anything. Congratulations on making such a wise decision ♥️

  • @EevaL.-em3eq
    @EevaL.-em3eq Před 11 měsíci +70

    Girl, I am happy for You and your family. Remember, (before you start decorating): 1. Insulate house (attic, floors, walls- don't cut costs in here) 2. Put new and more windows for light (if one glaze) 3. Keep the chimney/fireplace (if there is one). Love from the other side of the world❤❤❤

    • @TheProductiveHomemaker
      @TheProductiveHomemaker  Před 11 měsíci +8

      Thanks for the tips! 🥰

    • @amandazplace5663
      @amandazplace5663 Před 10 měsíci +23

      100%!!!! Put your money into "capital projects", NOT interior renovations. You just can't go wrong with replacing your roof, windows, siding, plumbing, electrical FIRST before sinking money into kitchen cupboards, flooring, bathroom vanity/tub/shower.
      Two reasons: capital projects hold their value longer & add value to the home. Plus!!! they can bring down the cost of utilities. Worth checking with your local government if any subsidies/tax break/loan insentives exist for doing projects that are "greener".
      In our area, we can get a loan, interest free for ten years, if we replace our windows with triple pane.
      Second reason to start with CP, Reno's such as new kitchens or flooring go out of style very quickly & not end up adding value to the home. Depends on the market when you sell, but 7 years from now, that new kitchen will be out of style.☹️♥️🇨🇦

    • @wvover8079
      @wvover8079 Před 8 měsíci

      ​@@amandazplace5663Plus, if the outside is not structurally sound and insulated, the inside wont do well at all. If you have leaks or rot or bad gutters, the decor wont matter. When starting the reno on the inside; same thing. Do the things that are the most important. like making sure the electrical and plumbing is in good working order, or your reno can be destroyed by fire or water... and waitng for the more cosmetic items, you will learn how you live in and use the home, so you will know better how to decorate and furnish and maybe even change some areas and how you use them

    • @eversosophi9653
      @eversosophi9653 Před 8 měsíci

      Ikr. wisdom is a treasure

  • @Longfamily3
    @Longfamily3 Před 11 měsíci +35

    My husband managed money well, saving everything he made as a child working and earning an income on his family's farm, from the age of 9. When we married, he had enough saved to purchase our first home with cash. We've moved a couple of times since and always pay cash for our personal home and drive older cars that we buy with cash. We've never had debt and it is so freeing!! The Bible says it well, "the borrower is slave to the lender." Congratulations on your purchase and determination to be content with what God provides and live debt free. You are leaving a lasting legacy of self-discipline and delayed gratification for your children. We don't need nearly as much as we think we do.

    • @TheProductiveHomemaker
      @TheProductiveHomemaker  Před 11 měsíci +5

      What a story!! I can only pray that this is how it is for my children one day. Our goal is to give them a leg up and to show them that living without home debt is possible. You have a wonderful husband it sounds like ♥️

  • @baybieface11
    @baybieface11 Před 8 měsíci +15

    Can we get an inside home tour? So happy for you and your family ❤

  • @futurekron
    @futurekron Před 9 měsíci +13

    I paid under $7k for my little house, and installed my own solar. No electric bills! I'm going to sell it below fair market value, hoping I can pay it forward. I'm moving overseas and bought a house for less than half what I'll get for this one. (Like you) it pays to "think outside the box"!

    • @TheProductiveHomemaker
      @TheProductiveHomemaker  Před 9 měsíci +3

      Wow that’s amazing! And I thought we did good with $20,000 😂

    • @tigertyg251
      @tigertyg251 Před 8 měsíci +1

      Hi.. what country are you moving to? It’s okay if you keep it a secret, it’s just that I thought similar recently.

    • @futurekron
      @futurekron Před 8 měsíci

      @@tigertyg251 Bulgaria.

  • @cassandraharwood624
    @cassandraharwood624 Před 7 měsíci +2

    Congratulations on your smart home purchase! We just recently became debt free. Our debt free journey started with paying off our cars before having our first baby and becoming a SAHM. Then we focused on my husband’s student loans and lastly our house. Now 5 years later we finally have it all paid off! We went the conventional route with our home purchase but we’ve since looked into auction homes and maybe we’ll go that route with our next home. We’re all about frugal living and I’m enjoying watching your videos. I look forward to hearing more from you.

  • @alindalt2897
    @alindalt2897 Před 10 měsíci +13

    Good deal! Following the Ramsey plan, living in expensive UTAH right now!! Our home will be paid off on my husband's single income, raising 7 children... by the end of this year. TWO more months!! We're never going back. We built within our one income means 18 years ago... have scrimped and saved.... drove cheaper cars.... shopped at the DI and gone without. THere are repairs the home needs, but we are holding off on things until we are able to save up enough after the mortgage is paid off. Everything we can do to stay as minimally out of debt as possible. TWO more months....

    • @TheProductiveHomemaker
      @TheProductiveHomemaker  Před 10 měsíci

      Congratulations!!! That is such an accomplishment! ♥️

    • @EevaL.-em3eq
      @EevaL.-em3eq Před 9 měsíci

      Is there ONE more month to go? Or can we already congratulate You?

    • @alindalt2897
      @alindalt2897 Před 9 měsíci +6

      @@EevaL.-em3eq paid off last week!!

    • @EevaL.-em3eq
      @EevaL.-em3eq Před 9 měsíci

      @@alindalt2897 Congratulation!!!!! I am single mum of 4, paid off house and a car in 2023 June. Thanks to D.R. but Iam not american. Found him online 4 years ago and followed his principles and Prepper Princess tips.

  • @rockyzman
    @rockyzman Před 7 měsíci +2

    I bought a foreclosed house in a suburb of Cleveland, OH for $23,100 back in 2011 and payed cash. At the time there was 1,000's of foreclosed houses in Cuyahoga County. The only thing I did was repaint the inside because I didn't like the color. It was a 3 bed,2 full bath cape cod with attached garage. I sold the house in 2021 for $200,000 and moved out of state when I retired. My only regret was I wished I stayed in Ohio.

  • @kellyw2444
    @kellyw2444 Před 10 měsíci +10

    Congratulations! How exciting!! You all are so inspiring. A note from experience, please have a professional check the home for hidden mold. Toxic mold can be very detrimental to your family’s health.
    We’ve bought and renovated several homes. It’s a crazy time, but fun! Enjoy your new home!!❤

  • @susangetz9202
    @susangetz9202 Před 10 měsíci +12

    I am very happy for you! No house payment is great!😊

  • @mjackson780
    @mjackson780 Před 8 měsíci +3

    My parents bought a home by a secret bid auction in WV. They got it for the price of a used car. Had a little work to be done on it, but all in all very little.

  • @natalialopes719
    @natalialopes719 Před 10 měsíci +13

    This is absolutely amazing!! It’s so good to see you doing this. It is possible, and more people need to see this as a possibility. So smart of you!

  • @sandrasykes3026
    @sandrasykes3026 Před 7 měsíci +2

    With God, all things are possible!

  • @rachaelsupadventures
    @rachaelsupadventures Před 9 měsíci +6

    Good morning ❤ i just found your channel. My husband and i just bought a 3 bedroom 1 bath 1152 sqft on .33 acre fixer upper in September sight unseen. We just had pictures and a youtube walk through. Our final cost at closing was $23,307.35
    We also payed cash. The first things we had to do immediately were brand new roof, furnace, and a hot water tank. We moved over 1800 miles away from home. It took 3 days to drive here with a 150 lb dog and a cat in the back seat. We had a friend drive the moving truck.
    We moved to the upper peninsula of Michigan ❤ I'm curious where you moved to.

  • @teresakeightley4909
    @teresakeightley4909 Před 17 dny

    I would really like to see the before and after of how your house first looked like compared to now

  • @nesadcruz7840
    @nesadcruz7840 Před 7 měsíci

    Wow! You can get a house that cheap in the US is mind blowing to me. I once bought an Auction unit too, a commercial property. So long as you are happy with it you can take your time with the work on it.

  • @billiebowman6225
    @billiebowman6225 Před 9 měsíci +4

    Enjoyed your video and looking forward to seeing your future adventures and will be praying for you and your family.

  • @thegoodfight426
    @thegoodfight426 Před 8 měsíci

    So funny that I discovered your channel today!!! I was just at lunch with my mom and grandma and they were kust saying that they could never see being able to buy a house with cash. I have waited to buy all these years because I do believe that it is possible, because with God, all things are possible!!!! Thank you for sharing your story!!! I can't wait to see your home!!!!

  • @gdaygday1209
    @gdaygday1209 Před 8 měsíci +1

    Crazy how far you have gone since this video.....😉🤗❤

  • @juststoppingby390
    @juststoppingby390 Před 8 měsíci

    What a wonderful atchievement. Congratulations its a real joy to go to sleep and say this home is ours

  • @EssentiallyCrystal
    @EssentiallyCrystal Před 8 měsíci +1

    Congratulations, duch an amazing achievement!
    Would love an update on how the journey was with the new house and if its had much costs the past 2 years to fix things up etc.

  • @The-Leah-Show
    @The-Leah-Show Před 8 měsíci

    I KNEW you were from Utah. Girl, you got that glow and vibe

  • @jejrstans
    @jejrstans Před 7 měsíci

    This is awesome! I would love to see the videos of the process after this if you have them. I didn't find them on your channel. Thanks!

  • @little_miss_vintage
    @little_miss_vintage Před 9 měsíci +3

    You are living my dream!❤️ New subscriber here

  • @DesertLifeCooks
    @DesertLifeCooks Před 8 měsíci

    I love this! You are really inspiring and this is such perfect information. Dave Ramsey is the Best and his advice is so spot on. Way to go and congratulations on that home🥰💞👍🏻

  • @ynesmarticorena757
    @ynesmarticorena757 Před 9 měsíci +1

    You are blessssss i hope one day is out turn

  • @carolynek1875
    @carolynek1875 Před 9 měsíci +1

    I don't know about Utah but they auction out houses out here all the time people are always buying them for good deals..

    • @TheProductiveHomemaker
      @TheProductiveHomemaker  Před 9 měsíci +1

      Utah had some, but at this time they were outbidding our cash price. And the goal was to stick within our cash budget to stay mortgage free 💕

  • @user-oe8gj7fz6v
    @user-oe8gj7fz6v Před 7 měsíci

    Really, really cool!!

  • @ragdollpreppers2648
    @ragdollpreppers2648 Před 9 měsíci

    So excited to follow your journey 🙏❤️

  • @djterry1218
    @djterry1218 Před 8 měsíci

    God is with you.

  • @misfit7610
    @misfit7610 Před 10 měsíci

    🎉 Congratulations!!!

  • @audreystarr6166
    @audreystarr6166 Před 6 měsíci

    Im so curious where these auction sites are. Which ones are good and which ones are bad?

  • @yoltwysse
    @yoltwysse Před 10 měsíci +1

    I’m a new subscriber and curious to know, did you have other videos on your channel about the move and new house that you spoke about planning to do that are no longer posted? I noticed this was posted two years ago, and the next visible video is from a month ago. A few channels I subscribe to for several years had videos removed, and a couple removed the videos on their own for one reason or another (usually related to privacy and safety concerns). Hope you didn’t have these types of issues. Blessings to you and your family. 🙏

  • @PellyjellyMom
    @PellyjellyMom Před 8 měsíci

    Did you move from West Virginia, I thought your site mentioned living in Mannington. Be sure to see. If your state has a solar energy program to place solar panels on your roof. In some states they are free so why not see if you qualify.

  • @pamelacooley6457
    @pamelacooley6457 Před 9 měsíci +1

    Would love to see your journey of renovation….where did you move to. We live in Covington Georgia. It use to be a small town. Has grown a lot over the 28 yrs we have lived here.

  • @ottostrohschein8180
    @ottostrohschein8180 Před 10 měsíci +2

    Great job. Will you give a home tour

  • @fuzzball4258
    @fuzzball4258 Před 8 měsíci

    I’m sorry but I can’t find the video for your biscuits. Scan you post a hyperlink for it please? Thanks

  • @vimeopictures5170
    @vimeopictures5170 Před 7 měsíci

    home tour please

  • @heatherlindquist1899
    @heatherlindquist1899 Před 8 měsíci

    Did you end up living in this new house? What happened in the 2 year gap til the next video? Love your channel!!😊

  • @Kyla94934
    @Kyla94934 Před 8 měsíci

    You might have mentioned it and i missed it but how much was your rent before you bought the house?

  • @jt52193
    @jt52193 Před 7 měsíci

    Did you show your house?

  • @wvover8079
    @wvover8079 Před 8 měsíci

    YOu live in WV? I have lived here all my life. In Putnam County

  • @kimpatterson8741
    @kimpatterson8741 Před 10 měsíci

  • @carolynmoody9460
    @carolynmoody9460 Před 9 měsíci

    ❤❤❤🙏🕊️

  • @WifetoJohn
    @WifetoJohn Před 10 měsíci +2

    Hello! I just found your channel, would you consider doing a home tour?

  • @ModestCatholicRose
    @ModestCatholicRose Před 8 měsíci +1

    @theproductivehomemaker
    We were blessed to be able to do the same.
    Congratulations 😊