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What I found interesting was that with the Whole Foods app, if you (1) add your Chase Sapphire Preferred credit card information, (2) set it as your default payment method, and (3) (at the register / checkout) pay with the credit card you have on your account, your Chase Sapphire card will consider that as an “online grocery store” transaction eligible for 3x Membership Rewards points

I think the value for chase card is not correct. Shouldn't be 2k?

I get around 600,000 plus miles a year on cvx... gotta use my miles..

You forgot to mention that CO allows only 2 cards. Sorry buddy, but too long about obvious things, I thought I will learn something new, but didn't.

So let me get this straight, if I get approved for the savorone and spend $200 at the grocery store , that'll be 20k points to transfer to the Vx ?

best miles are - AA - Alaska - Aeroplan

I cashed out all of mine using the travel eraser feature at 1 cpp

Bro, how you earning that many miles?

How do you feel about Capital One rewards? Have you had any redemption highlights or lowlights? 👇

My partner and I both have chase trifecta. My good one rn is 10x groceries for 1 year freedom flex currently. Partner just got 175k amex plat. We both have CSP, chase flex and unlimited. Now he has amex plat. I think we are at card peace for a bit lol. Time to work forward 8k spend !

As a points newbie, I have a question. I book most travel through booking sites like Expedia and Agoda. Would I still get the bonus/multiplied points if I use this card? Additionally, can the card recognize the difference between buying a plane ticket on Travelocity versus booking a hotel on Travelocity and multiply the points accordingly?

My citi costco card have a $120 annual fee.

I feel there’s no real reason to add this card to the Autograph/Active Cash Duo for the AF, let alone replace the Autograph all together in a setup. The positives: It ups Hotels and Flights from 3x to 5x and 4x respectively. And double the cell phone coverage from 600 to 1000 The Negatives: No 3x gas, transit, streaming, phone. Worse 3x Travel conditions It’s better way better than the CSP imo but WF generosity in giving all the same benefits to the Autograph hurts this card. The CSP is only valuable because it’s basically a redemption card. Maybe the Autograph Beyond will have the missing grocery multiplier and a point redemption multiplier along with TSAPre/Global/Entry/Clear. If the beyond is strong, this card being semi weak works in their favor to make the easy call to go for the expensive Beyond. Praying for better partners too. TLDR: Wells Fargo with the crazy potential rn

I am visiting SEA soon. Singapore, Malaysia, Thailand, and Taiwan! Do you know if most places accept Visa? Or do they have apps that you can use like a mobile wallet? Thanks!

That was a huge gap (2017-2021) between the 2 chase cards!

Love these type of videos Kevin! I personally am more in the boat of not paying a dime in travel costs but have definitely redeemed for some aspirational hotels/flights like on my Honeymoon as well. Like you, I really value Aeroplan as a partner and frequently use them to book Star Alliance Flights (especially with both of us being in SEA)! Great video Kevin!

YES!!!! KING 👑

I have a new development for you to consider! Costco Citi card just sent my mom some mail about a 5% back in "statement credits" up to $25 on eligible bill payments until 7/31/2024, which sounds really similar to the Citi custom cash card. I know you're not a citi card fan, but I think it sounds like Costco is trying to try out the benefits program of the Citi custom cash card on their customers, at least for Q2 to motivate people to spend about $500 on summer purchases and festivities. Since it said in the fine print at the bottom of the mail, we already get 4% back on gas, she is going to talk to the person at the Costco help desk to clarify the seasonal offer.

what does it mean by adding a stopover for +5K? Like you can say you wanna pay 5k points to stop in, for ex, Autralia?

9:47

300K wtf? why would anyone do that?

Hi Kevin! What’s the Website you use in 12:07?

How often do you redeem your points or use your credit card benefits for travel? Do you go for aspirational trips, or ensuring you don't pay a dime in travel costs? Would love to hear your experiences! 👇

Citi is top tier

Citi literally the best cards for cash advances! King in my opinion if you know how to use it I e had zero interest for like 6-8 years

11:26 “saving money is just money waiting to be spent.”

Right now I have 1 chase sapphire card and I am wanting to fly to Europe and am looking for a credit card to get me points to be able to fly to Europe for free. I have a side business and was thinking of getting the ink business card but it only gives $750 in points for the sign on bonus. What do you recommend I do?

I feel it’s important to know that it’s pretty difficult to get approved for a US bank credit card and hence a lot of people don’t consider it. I was never rejected while applying for any of my 7 cards in the past from the big lenders probably because my score has always hovered around 800 but that changed when I tried to get a US bank card.

Most of the Citi bank cards are Mastercard and that is very useful to use on Plastiq.

Hey Kevin, I had a question. What is the purpose of using the Citi Custom Cash for only one specific category rather than multiple categories? I've been hearing about this card that the Custom Cash should only be used for category. Why is that? What would happen if you use it for multiple categories? Thanks for responses!

Citi"s fraud early warning system is total trash, along with their customer service. I got the SUB for a new card but not worth the hassle with FEWS & Pinoy offshore CSR/fraud dept that speak mediocre English. I will downgrade the card in in year two to a no fee card, and just sockdrawer it.

I would just rather keep my Citi Premier instead of getting that new card I got a special bonus I don’t have to pay the annual fee for my first year and get annual back when book a trip also them at next year you should get the SavorOne

Citi is definitely trash, but after traveling around the world for years I can say chase is also really bad, Amex platinum is a ridiculous coupon book, but the gold card is great imo. Amex value really only shines when transferring points to airlines, which is often the cheaper parts of trips anyway. Of course Amex also has the best customer service out of anyone by far. The problem with both Chase and especially Amex is I have points sitting in my account for such a long time before I can actually find a transfer partner worth it to use my points on. The point I'm making is, after all the years I've been traveling I've never received so much value like I have with capital one. The price drop protection and price matching alone accounted for more value than all my cards combined. I know they get heat about their transfer partners, but they're actually decent. Aeroplan is who I used to transfer to most of the time from Amex, and now I get that same value through Capital One. The best transfer partner I've seen from Amex is probably Qatar. Regarding your comment about American airlines, I'm surprised you never fly them because to be honest they probably have the highest redemption value out of any airline I've ever seen (all classes). Look up any flight from the US going to Asia and you'll see that American airlines frequently has the highest cents per point value. Lastly, I will say that unlike you I don't necessarily care about flying business/first class or staying in overpriced hotels like Hilton or Hyatt. For me, get me there comfortably and let me stay in a decent place and explore the place I am visiting. I frequently find lesser known hotels ~1/5 the price of the big ones like Hilton, Hyatt, and Marriott and I usually end up enjoying the trip even more than the times I stayed at the big hotels. I'm traveling to see the place I'm at, not to sit in my hotel 😁. As long as it's a nice place, good location, and of course clean, I'm good. After all I'm there to see the place I flew to.

I have no CiTi cards and not planning on getting one. Happy with other 15 better cards in my wallet.

I have 6 citi cards: Custom Cash, Double Cash, Citi Premier, Costco, AA business & citi rewards. Wife has a Custom cash too so w/ player 2 setup I will use one for gas and one for groceries for 5%. I have had excellent customer service w/ Citi they were the only credit card company who would give me a credit card when my credit score was low back in 2017. They take care of you when you have any issues and they have good travel partners

How do I organize it, when it comes to inquiries?

i don't consider Citi credit cards as travel cards for the exact reasons you provided

Makes a lot of sense why you haven't gotten a Citi card yet. I only have the Double Cash, which I got years ago when I was only focused on no annual fee cashback cards. Though I'll likely get either the new Strata Premier (primarily for the 75k bonus) or wait for the potential release of the Strata Elite. Great video Kevin!

Been using the Citi QuaFecta and is great. The best earning setup in the game. For protections, I use the Platinum or CSP. Getting 120k-140k in intro offers won’t hurt either 😂 Chase setup feels outdated when compared to all other available options today. I have Chase cards for the bonuses, they rarely get any use.

Citi is the worst credit card company on the planet.

✈️

I also have no Citi cards, but part of the reason is the horrible stuff I've heard about the bank itself and general website interface. Good video!

I also don't have Citi cards, and that's because the top of their travel card is trash. I'm a travel over cash back, and the Citi primer is stank. If they had a competitive top-tier card, the Citi trifecta would be unbeatable, especially because of the Double and custom cash.

Two citi cards with a venture x or amex platinum is a nice trifecta. Not all in the same ecosystem but it works

I have the Citi Premier, Citi Shell MC Gas card, Citi Mobil Gas card, Citi Home Depot, Citi Meijer MC card!

I got both of the AA elite and AA biz cards last month, and got the second bonus today, I also don’t fly American but am excited for booking their partners.

I watched Rsquared travel yesterday on his Citi “penta-fecta” with 3 custom cash. My thoughts from his video: 1) It is a lot of work to get 5 Citi cards 2) Custom cash is capped at $500, which is too little for me. Gas is the only category that might work. 3) Citi is definitely not a “travel” issuer. Lack of transfer partners and perks with their cards. Their portal is mehh too. 4) Too many luxury cards out there that have comparable multipliers and way better benefits despite the steeper annual fee Good video because I probably won’t think about Citi until next year.

I transfer Citi TY to Singapore to Europe (IAH-MAN) and Avianca for flights throughout South and Central America.

I just got a venture x and love it, but seriously thinking about citi ecosystem just for Eva. I am going to be going to Taiwan from Houston multiple times over the next several years, and 15 hours in Eva business class sounds very tempting

Released on the last day to apply for premier. Lol perfect timing credit card world.