Wells Fargo’s SECRET Plan? | Autograph Journey Card Review
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- čas přidán 3. 04. 2024
- Does the Wells Fargo Autograph Journey card REDEFINE what we expect from travel credit cards, beating out heavyweights like the Chase Sapphire Preferred and Amex Gold? What is Wells Fargo's SECRET strategy with this card? In this video, we go over why this card is such a GAME CHANGER, how it compares to the competition, what's Wells Fargo's secret plan, and predictions going forward!
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I have the active cash and autograph, you can already transfer points between them.
Thanks for the info! Pinning this as it makes the Wells Fargo Trifecta a reality 🙂
if u have basic autograph, journey is not much of an upgrade tbf. maybe even goin backwards
Wells Fargo’s reputation still has pushed me away from getting the BILT or other cards… would like to reevaluate in a couple months before pulling the trigger, great video!
Are you referring to the fraud cause, or others?
@@KevinYang yup
@@darith770 That's a good point. I've been frauded like 3x on my CSP before, and although it was annoying, the resolution was pretty painless! Really up to your risk tolerance whether it's worth it
they STILL sending out settlment letters, for at least TWO DIFF offenses 😑
I love Aeroplan as well. Just transferred to them today for a flight from JFK to Brussels. Got 4.55 cents per point.
Nice, that's amazing! Love Aeroplan redemptions
WF don't have connection to Hyatt, Bilt is the one who has connection with Hyatt. WF is just a card issuer for Bilt program.
I am team WF I already got Active cash autograph and just got reflect with 21 months 0% APR so I’ll think about the autograph journey card in the future I think WF should have did something else to cover the full annual fee like the other cards
It's easy to move AC rewards to your Autograph account
That's awesome to hear, really makes the WF Trifecta a thing!
I have the WF Autograph, i am thinking on maybe wait until the WF Autograph Beyon comes out
As a points newbie, I have a question. I book most travel through booking sites like Expedia and Agoda. Would I still get the bonus/multiplied points if I use this card? Additionally, can the card recognize the difference between buying a plane ticket on Travelocity versus booking a hotel on Travelocity and multiply the points accordingly?
Question for you: Do you carry Wells Fargo credit cards? Do you plan to add this card to your wallet? 👇
Maybe some day
Not with the current transfer partners.
@@IanMaschal Which partners would you like to see added?
@@robert8311 What would change your mind?
Have 2, don't anticipate any flights for a while so I am in no rush to add the Journey and might even wait for news on the higher tier Beyond before deciding.
I have the WF Autograph and have been very pleased. Everything I've charged to it (within the categories) has provided 3x back! I'm definitely going to look into the WF Autograph JOURNEY in the near future. Powerfully Duo, indeed!
Have other cards *not* provided those multipliers even though it's the same category?
Unfortunately, no card I currently have gives me 3x on Gas, Phone bills and Streaming with no annual fee. I only have a few cards and learning more and more about setups and maximizing point usage by watching videos like yours. 👍🏻
@@slobdylan66 How do you feel about 3x on streaming? Personally it's hard to see most people paying so much for streaming that the 3x really makes a dent, but I could be wrong!
Do you think this is better than the chase prefered?
I like the prefered, but I'm having problems looking for a tandem.
I think WF Journey and Amex Gold are a good tandem
Personally I value my Chase points too much, and use them in ways that WF currently doesn't allow with their list of partners!
I don't have CSP so I can't say it's better/worse, but I do like that you can use the Journey card to book direct with hotels so you can get both status points AND 5x on hotels with the card without using a travel portal or being locked in to one brand.
When you do comparison, you can be more specific. It’s quite biased when you compare this card’s perks with others without explaining it. For example, venture X offer 300 annual credit and 10X on hotels and car rental through its travel portal and chase also offer 10X on the same category when booking through their travel portal but also 1.5 points value up. Their travel portal can also find the same price as you book directly from the airlines.
Can you transfer points from bilt to the autograph?
Nope
I think we should wait----Transfer partners is not up to snuff yet. No where near enough or quality partners
Yeah that's really gonna make or break it... Any partner you're really hoping for?
I dont like that Car rental insurance is secondary
Very true! Do you use that perk often?
I was thinking maybe WF should add AA like bilt did.😂 then we all know what happened.
Yeah haha, unless they're gonna put AA on WF and keep Alaska on Bilt.. that would be crazy
I feel there’s no real reason to add this card to the Autograph/Active Cash Duo for the AF, let alone replace the Autograph all together in a setup.
The positives:
It ups Hotels and Flights from 3x to 5x and 4x respectively. And double the cell phone coverage from 600 to 1000
The Negatives:
No 3x gas, transit, streaming, phone. Worse 3x Travel conditions
It’s better way better than the CSP imo but WF generosity in giving all the same benefits to the Autograph hurts this card. The CSP is only valuable because it’s basically a redemption card. Maybe the Autograph Beyond will have the missing grocery multiplier and a point redemption multiplier along with TSAPre/Global/Entry/Clear. If the beyond is strong, this card being semi weak works in their favor to make the easy call to go for the expensive Beyond. Praying for better partners too.
TLDR:
Wells Fargo with the crazy potential rn
Yeah the overlapping benefits does cannibalize it a bit. And totally agree, it'll be interesting to see how WF continues to make changes to their lineup!
The card itself and its multipliers are great; unfortunately the partners are severely lacking. It's like being invited to the best party ever, but all the girls there are ugly
Couldn't agree more haha
i dont think bank of america will like it if autograph journey becomes an alaska airlines transfer partner. because of the 4x airlines is higher than BoA's 3x alaska airlines purchases.
The Bilt already is, so I'd say there's a decent chance to really stand out. Either way though, competition is great for us! Do you use Alaska points a lot?
I have mever seen a mid tier travel card get lit up with so much disdain from people....its a good decent card but a overall lesser option then green, prefered, maybe even 75k venture rewards.
i don't know what wells will do about the travel partners. Hyatt would be fantastic but not likely.
As its been stated, bilt & wells have a partnership but are 2 totally different brands. Bilt existed well before og wells autograph with its same benifits but at that time it was a secret invite only card.
Also bilt is likely to lose hyatt just like american airlines if they only did a 3/5 contract with hyatt (the 3/5 years would have allowed them to bring in costumers promotion & lots of traffic to bilt)
hyatt on chase is signed in 10/15 year Increments, chase throws a lot of money at hyatt....
This is why its bit difficult for wells to just simply copy bilt. Its much more political then this, unfortunately.
I think the card is decent but lagging behind the rest as of now. Great vid
Are you able to use the green well? I personally have it but not finding that much use... Those are great datapoints about the length of contracts!
@@KevinYang i like the green card for long airbnb stays coupled with amex travel partners.......journey right now travel partner list is very low & i am not sure if their travel multiplier is broad like the green. I guess its all relative depending on ure situation.
@@lewislouis6246 Is that mainly for the 3x on Travel that you enjoy?
@@KevinYanggreen is underrated. But kinda only useful if u have clear…and need 1 Amex card to keep MR pts.😂
@@newagain9964 Yeah.. having the Amex Plat kinda makes the Green redundant
What I like most about this card is that it's too good to be true, so abuse the 5% hotels and 4% airlines while you can. Where this card falls short compared to the no-fee Autograph is the 3% on transit (parking lots, garages, meters, tolls, rail tickets, and public transport fares), gas (pump and most in-store transactions), and EV charging (at station or most charging apps).
Definitely there are better cards for gas but you'd be hard-pressed to find a card that treats EV charging like gas (looking at you Chase promos) and transit categories at the travel cashback rate.
fr. and i have feeling WF gonna make holders use a travel portal in future (1-2yrs?) for anything above 2-3% return.
Good card. But not that good
What are your gripes about it?
@@KevinYang what are you gripes about my comment?
@@qianliwang6540 Would love to hear your perspective on other cards instead!
Get ready for the “never Wells Fargo” comments
They're already here haha
Why do business with a dishonest and unethical bank? Their long and ongoing pattern of misconduct is why I left them and never looked back.
@@illiniEEBecause they'll give you 5% back on any hotel, without point chasing to maximize value