Personal Finance with Leila - Debt Over It
Personal Finance with Leila - Debt Over It
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2024 Mid-Year Spending Check-In
2024 Spending Plan: czcams.com/video/gBEtG7OqTDk/video.html
Financial Coaching: debtoverit.com/coaching/
FREE Coaching: forms.gle/635i7V2Uo4XdLLyc9
First Friday Finance Newsletter: www.subscribepage.io/tFb6gt
Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint
ETSY SHOP: personalfiwithleila.etsy.com
Follow me on TikTok: @debtoverit
Visit www.Talentstacker.com/leila to join the FREE 5-day Salesforce Challenge or to enroll in the program to start working toward your new career!
Salesforce Consulting Career Update: czcams.com/video/ccwVTcyOesk/video.html
Why I Transitioned Careers: czcams.com/video/vxXZ7bDOEeo/video.html
How I Got into the Tech Industry with No Experience: czcams.com/video/3g6GgTI4faQ/video.html
Start a new career (Tech sales, HR, Data analytics, Digital Advertising, etc.): coursecareers.com/a/debtoverit
Money Blog: www.DebtOverIt.com
💵 Support me: www.buymeacoffee.com/leilak
💰 Venmo: @DebtOverIt
________________________________________________________________________
*ACCOUNT BONUSES*
💻 Marcus by Goldman Sachs HYS Account: www.marcus.com/share/LEI-VSR-SXB6
Earn .25% cash bonus over 3 months
💳 Chase Checking ($200 bonus): accounts.chase.com/raf/share/2575036820
💳 Capital One 360 Checking: capital.one/3RUX1a8
Open an account, set up and receive direct deposit and earn $50
💳 CapitalOne VentureX: capital.one/3Wwtjuy
75,000 bonus miles after spending $4,000 in first 3 months
Unlimited 2X miles
💳 Discover: refer.discover.com/s/LEILA79
Earn $100 after making a purchase in your first 3 months
💳 Upgrade Card
upgrade.com/r/7d7vlE65Kb
Earn $200 after spending $500 and making 3 on-time payments
💳 Chase Freedom Flex:
www.referyourchasecard.com/18j/87B5VZRT08
Earn $200 after spending $500 in first 3 months
5% cash back on gas and groceries for 1 year
No annual fee
💳 Chase Sapphire: www.referyourchasecard.com/19o/K41PZQZNT9
60,000 bonus points after spending $4K in first 3 months
💳 CapitalOne Venture One: capital.one/2J8kqHJ
20,000 miles after spending $500 in first 3 months
1.25 miles per $1 spent
No annual fee
*SAVE MONEY*
📱 Switch to Mint mobile for as little as $15/month: mintmobile.com/debtoverit
*MAKE MONEY*
🌟Rakuten (earn $20): www.rakuten.com/r/LEILA426?eeid=28187
🌟MaxRebates (earn up to $50): www.maxrebates.com/my/sign-up/?t=inviteEmail&invited_code=AQA04P&uid=8257714
🌟BeFrugal: www.befrugal.com/rs/FHQMQKM/
🌟IBotta: ibotta.com/r/85zng
🌟Fetch app: Use my code EJH9Y for 2,000 points
🌟Upside (gas): LEILA95286
*SIDE HUSTLE RESOURCES*
🪧 Create custom stickers ($10 store credit): www.stickermule.com/unlock?ref_id=9961412701&
💻 Start your own website: www.siteground.com/recommended?referrer_id=7614416
Get 3 months free + 75% off your first year
🧾 Learn how to sell digital products on Etsy: leila711--gold-city-ventures.thrivecart.com/etsy-printables/
💻 Create a Course! Teachable Launch Accelerator Challenge: teachable.sjv.io/c/2709068/1593958/12646
____________________________________________________________________
MY LIFESTYLE CHANNEL: czcams.com/users/livinglikeleila
GOAL ACHIEVEMENT COURSE: livinglikeleila.teachable.com/p/goal-achievement-by-shifting-your-identity-and-creating-effective-systems
SELF-DISCIPLINE COURSE: livinglikeleila.teachable.com/p/the-complete-guide-to-self-discipline/
CHECK OUT MY BLOG:
www.livinglikeleila.com
I N S T A G R A M : livinglikeleila
Camera I use (Canon EOS M50): amzn.to/2KpcE9k
Microphone I use: amzn.to/2KI43zU
Business inquiries: contact@debtoverit.com
*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!
DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!
zhlédnutí: 1 932

Video

My Goals by 40 | 1 Year Check-In
zhlédnutí 3,2KPřed 7 hodinami
The Goals I Want to Achieve by 40: czcams.com/video/WopvEVHkU6I/video.html My 2016 Goals (other channel): czcams.com/video/z3Ii2XHzkdI/video.html CoastFI: czcams.com/video/2zNjrGhLtLo/video.htmlsi=j6OT6PFpHPnH_ayz SlowFI: czcams.com/video/wGc9E9BwzUY/video.htmlsi=ZHg4vVitW-V_yJue Financial Coaching: debtoverit.com/coaching/ FREE Coaching: forms.gle/635i7V2Uo4XdLLyc9 First Friday Finance Newslet...
Transfer Tuesday | Birthday Money = Investments
zhlédnutí 1,5KPřed 14 hodinami
Happy Transfer Tuesday! Financial Coaching: debtoverit.com/coaching/ Apply for free coaching: forms.gle/WWHVd7FQC9hvc2Zw7 First Friday Finance Newsletter: www.subscribepage.io/tFb6gt Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint Etsy Shop: personalfiwithleila.etsy.com Marcus by Goldman Sachs HYS Account: www.marcus.com/share/LEI-VSR-SXB6 Earn .25% cash bonus o...
Health Insurance | Self Employed with an Autoimmune Disease | Healtcare.gov
zhlédnutí 1,2KPřed 19 hodinami
Sorry this video is a bit longer than necessary, but I wanted to be sure I explained everything! Timestamps included! Financial Coaching: debtoverit.com/coaching/ FREE Coaching: forms.gle/635i7V2Uo4XdLLyc9 ETSY SHOP: personalfiwithleila.etsy.com Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint Want to be an affiliate? Email me at contact@debtoverit.com with your ...
Quarter 2 2024 Finance Update | ONLINE INCOME, INVESTMENTS, SINKING FUNDS, NET WORTH, GOALS
zhlédnutí 2,3KPřed dnem
Go to my partner www.mintmobile.com/DebtOverIt to get premium wireless for as low as $15 a month. Special offer: New customers can get any plan for $15/month. New activation and upfront payment of $45 for 3 mo. service required. Restrictions apply. See trymintmobile.com for more details. Q1 Update: czcams.com/video/D5WsXWUz3iU/video.html Financial Coaching: debtoverit.com/coaching/ FREE Coachin...
Transfer Tuesday | Support 🙏🏻 = SEP IRA
zhlédnutí 1,6KPřed dnem
Happy Transfer Tuesday! Financial Coaching: debtoverit.com/coaching/ Apply for free coaching: forms.gle/WWHVd7FQC9hvc2Zw7 First Friday Finance Newsletter: www.subscribepage.io/tFb6gt Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint Want to be an affiliate? Email me at contact@debtoverit.com with your first name, last name, and PAYPAL email Etsy Shop: personalfiwi...
June 2024 Income Report | YouTube, Etsy, Credit Cards, Upside, and Business Expenses
zhlédnutí 2,1KPřed 14 dny
June $ Update: czcams.com/video/ivJE5sxaJT8/video.html My 10 Income Streams: czcams.com/video/zfaVa4pLwc4/video.html Financial Coaching: debtoverit.com/coaching/ ETSY SHOP: personalfiwithleila.etsy.com Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint Want to be an affiliate? Email me at contact@debtoverit.com with your first name, last name, and PAYPAL email Free...
June 2024 Finance Update | First full month self-employed | Spending, Net Worth, Goal Updates
zhlédnutí 3,4KPřed 14 dny
Financial Coaching: debtoverit.com/coaching/ FREE Coaching: forms.gle/635i7V2Uo4XdLLyc9 First Friday Finance Newsletter: www.subscribepage.io/tFb6gt Free Finance Tracker Templates: docs.google.com/spreadsheets/d/1PWYnCNE34V7N7H3ujaSckEewSzCnieYLfVRpxfwdJY0/copy?usp=sharing Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint ETSY SHOP: personalfiwithleila.etsy.com Fo...
Transfer Tuesday | SEP IRA!
zhlédnutí 1,9KPřed 14 dny
Happy Transfer Tuesday! Financial Coaching: debtoverit.com/coaching/ Apply for free coaching: forms.gle/WWHVd7FQC9hvc2Zw7 First Friday Finance Newsletter: www.subscribepage.io/tFb6gt Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint Want to be an affiliate? Email me at contact@debtoverit.com with your first name, last name, and PAYPAL email Etsy Shop: personalfiwi...
Casual Money Chat | Self-Employment, Money Anxiety, Joint Accounts with Partner
zhlédnutí 3,6KPřed 21 dnem
Money Anxiety vs Money Problems: czcams.com/video/K-uUKVjaoQ8/video.htmlsi=cFa9BD6kwAPWWVL5 Financial Coaching: debtoverit.com/coaching/ FREE Coaching: forms.gle/635i7V2Uo4XdLLyc9 ETSY SHOP: personalfiwithleila.etsy.com Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint Want to be an affiliate? Email me at contact@debtoverit.com with your first name, last name, and...
July 2024 Budget | Birthday Month, SEP IRA
zhlédnutí 3,6KPřed 21 dnem
Visit my partner www.mintmobile.com/DebtOverIt to get premium wireless for as low as $15 a month. Special offer: New customers can get any plan for $15/month when they purchase a 3-month plan. $45 upfront payment required (equivalent to $15/mo.). New customers on first 3 month plan only. Speeds slower above 40GB on Unlimited See trymintmobile.com for more details. Financial Coaching: debtoverit...
Transfer Tuesday | Sinking Funds & VGT in My Brokerage
zhlédnutí 2,2KPřed 21 dnem
Happy Transfer Tuesday! Apply for free coaching: forms.gle/WWHVd7FQC9hvc2Zw7 First Friday Finance Newsletter: www.subscribepage.io/tFb6gt Debt-Free Blueprint Course: debtoverit.thinkific.com/courses/debt-free-blueprint Want to be an affiliate? Email me at contact@debtoverit.com with your first name, last name, and PAYPAL email Etsy Shop: personalfiwithleila.etsy.com Marcus by Goldman Sachs HYS ...
My Career & Income Progression from Age 20-30 | + Investing Journey
zhlédnutí 3,7KPřed 28 dny
My Career & Income Progression from Age 20-30 | Investing Journey
Mid-Year Money Review | 6 Month Financial Check-In for a Strong Remainder of 2024
zhlédnutí 3,4KPřed měsícem
Mid-Year Money Review | 6 Month Financial Check-In for a Strong Remainder of 2024
Transfer Tuesday | More VGT in my Brokerage!
zhlédnutí 2,4KPřed měsícem
Transfer Tuesday | More VGT in my Brokerage!
Buy Now Pay Later | The Problems & Why You Shouldn't Use It
zhlédnutí 3,7KPřed měsícem
Buy Now Pay Later | The Problems & Why You Shouldn't Use It
Transfer Tuesday | Buying more VGT!
zhlédnutí 2,5KPřed měsícem
Transfer Tuesday | Buying more VGT!
May 2024 Income Report | YouTube, Etsy, Credit Cards, Rakuten, and Business Expenses
zhlédnutí 2,9KPřed měsícem
May 2024 Income Report | CZcams, Etsy, Credit Cards, Rakuten, and Business Expenses
May 2024 Finance Update | Spending, Net Worth, Goal Updates
zhlédnutí 5KPřed měsícem
May 2024 Finance Update | Spending, Net Worth, Goal Updates
Transfer Tuesday | Brokerage + Emergency Fund | Invest & Save with Me!
zhlédnutí 2,3KPřed měsícem
Transfer Tuesday | Brokerage Emergency Fund | Invest & Save with Me!
June 2024 Budget | First full month self-employed + Quickly covering health insurance
zhlédnutí 5KPřed měsícem
June 2024 Budget | First full month self-employed Quickly covering health insurance
Transfer Tuesday | Moving some savings around!
zhlédnutí 2,8KPřed měsícem
Transfer Tuesday | Moving some savings around!
Budgeting Tips | Common Questions/Confusions
zhlédnutí 3,4KPřed měsícem
Budgeting Tips | Common Questions/Confusions
Transfer Tuesday | Last bit to 401(k) + Brokerage Account!
zhlédnutí 2,5KPřed 2 měsíci
Transfer Tuesday | Last bit to 401(k) Brokerage Account!
New Financial Goals for 2024 | Now that I'm self-employed
zhlédnutí 6KPřed 2 měsíci
New Financial Goals for 2024 | Now that I'm self-employed
I quit my job
zhlédnutí 12KPřed 2 měsíci
I quit my job
Transfer Tuesday | Medical Bills 🙄 Closed Account Update + Emergency Fund
zhlédnutí 2,8KPřed 2 měsíci
Transfer Tuesday | Medical Bills 🙄 Closed Account Update Emergency Fund
Tips to be Disciplined with Money
zhlédnutí 4KPřed 2 měsíci
Tips to be Disciplined with Money
Why the 50/30/20 Budget Doesn't Work and What To Do Instead
zhlédnutí 7KPřed 2 měsíci
Why the 50/30/20 Budget Doesn't Work and What To Do Instead
Transfer Tuesday | Emergency Fund
zhlédnutí 2,2KPřed 2 měsíci
Transfer Tuesday | Emergency Fund

Komentáře

  • @korine86
    @korine86 Před 5 hodinami

    Thanks for the call out on Spotify gift card! I just checked and it's going to save me $44 (and who knows - monthly cost might increase again)

  • @PersonalFinancewithAshtyn
    @PersonalFinancewithAshtyn Před 8 hodinami

    Thank you! Excited to save some money finally and quit ordering DoorDash 😊😅

  • @appleztooranges
    @appleztooranges Před 22 hodinami

    Paid off my house when I was 31. As kinda lost after wards since that was my ultimate goal. Now I’m getting into investing

  • @NanetteLoves2Budget
    @NanetteLoves2Budget Před 23 hodinami

    Your goal tracking is a whole vibe! Really enjoyed this video!

  • @adriancanning1783
    @adriancanning1783 Před dnem

    Make sure you get the tax sorted out or you might end up with a big bill.

  • @georgina4874
    @georgina4874 Před dnem

    💕💕💕 Happy Birthday Month!!!! All-in-all you have done marvelously!

  • @catgodfrey6451
    @catgodfrey6451 Před dnem

    Great video I’m need a check in😊❤😊

  • @sylsuthss
    @sylsuthss Před dnem

    I have never thought of creating such an in-depth annual spending review. I think this will help with my new cost and bills since purchasing my house earlier in the year. Thank you for all of your great videos, as they are so helpful.

  • @SpicyKimchi-
    @SpicyKimchi- Před dnem

    Do you think you would put IRA, 401K, brokerage, taxes, into a different bucket bc theyre different than the rest of the expenses?

  • @thehomeless_trucker

    Awesome video! I'm also 31 with a similar networth. While I never sat down and made a list of goals, the 1M by 40 has been on my mind... only time will tell!

  • @CM-fw6hz
    @CM-fw6hz Před 2 dny

    Thank you!!!

  • @ashleyreynolds299
    @ashleyreynolds299 Před 2 dny

    Very helpful, I used your referral code as well. I better understand what a HYSA is and i have chosen marcus. I wish i knew about this sooner.

  • @michaelterrazas8497

    Time flies, you in your 30s now next thing you know, 40s are knocking your door, but you will still feel like you are in your 20s.

  • @catgodfrey6451
    @catgodfrey6451 Před 2 dny

    😊❤😊

  • @user-ex9xg2fz4i
    @user-ex9xg2fz4i Před 3 dny

    This is really helpful and straightforward. Thanks for this!

  • @alessiagandolfo9305

    Omg I didn't expect to hear my name! Thanks for the shout out and you pronouced my name very well, the second version you said eheh! Yes you must be so proud of yourself for making all these dreams come true, you're an inspiration !

  • @lavayuki
    @lavayuki Před 3 dny

    Im 32 and my goal this year is to buy a house and get on the property ladder. That has been my main financial goal for the past 7 years, so I have financially reached the position to do so. So now am house searching and hopefully will find something good in my budget. I wouldn’t recommend tesla btw. My dad has one and its so unreliable

  • @anderspedersen6750
    @anderspedersen6750 Před 3 dny

    DO NOT FLY FIRST CLASS. You can't go back. UA upgraded me about 3 years ago, worst thing that ever happened to me.

  • @libbysworld7649
    @libbysworld7649 Před 3 dny

    Thanks for the update Leila. You're doing so well. I go by Liz, Libby and Elizabeth! 🙂 No worries there.

  • @edgonzalez186
    @edgonzalez186 Před 3 dny

    (Just 3mnts into the video).... An observation; your skin looks so refreshed and, with a glow, brings out your natural beauty even more. Have you considered family life in your $$$ planing from start? If you and your husband (if you live with a person, that's a marriage relationship; although no 📃 have been signed), have a baby, purchase a property.... how would the numbers change? If not, it would be interesting how you would present it.

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila Před 3 dny

      Thank you so much! We do not want children! We would probably carry on with how we've been handling finances since my bf already owns this house!

  • @fasteddy3336
    @fasteddy3336 Před 3 dny

    The great video. I love to see you reaching for goals in the next 10 years. the one thing you didn’t discuss was if you planned on having children. They can change every goal that you set today. Just something you might want to think about. Have a great weekend.

  • @SS-mt4zm
    @SS-mt4zm Před 3 dny

    I hope there is Turkey in your travel list too! I am from Turkey and my country is gorgeous.

  • @amycolucci6769
    @amycolucci6769 Před 3 dny

    Girl, I’m about to turn 41 in a few weeks I can’t believe it😂😂😂

    • @TheCelmap
      @TheCelmap Před 3 dny

      Girl congrats in advance 😅. Just start setting your goal when you reach 50 y. Time has not friend 😂😂.

  • @amycolucci6769
    @amycolucci6769 Před 3 dny

    ❤❤❤❤

  • @lindadorman2869
    @lindadorman2869 Před 3 dny

    I'm so impressed by your long-term focus. At 63, I wish I had learned more about investing and setting goals when I was younger. I was good at short-term saving for a specific purpose but lacked the discipline to save for retirement and now I'm regretting that. If I had only invested a small amount consistently over a long time, I would be much better off. Keep up the great work!

  • @nikkib1937
    @nikkib1937 Před 3 dny

    Your goals are inspiring. Keep up the good work !

  • @debbieweibley3899
    @debbieweibley3899 Před 3 dny

    I'll still be here. I'm almost 60.

  • @Daniel-iy4zy
    @Daniel-iy4zy Před 3 dny

    I need to set some long term goals omg

  • @littlebitsquish00
    @littlebitsquish00 Před 3 dny

    great video leila. goal setting is so fun and seeing the gradual accomplishments definitely tops it off :)

  • @Embrxceyourdemons
    @Embrxceyourdemons Před 3 dny

    For anyone considering this HYSA currently there have been two things that kind of annoyed me that are outlined in their agreement with you but no one reads those. 1. You can not transfer from your Marcus HYSA to a business account. I tried to this and it got reversed and I had to call customer service to see what the hell happened. They called me when it happened but didn’t leave a message. 2. You can only transfer funds out that have been there for less than 90 days to the original account they came from. For example if you have a chase and USAA account linked and you transfer 1k from USAA to Marcus and 500 from your chase to your HYSA they will only allow you to transfer that $500 back to chase and not to USAA and vice versa

  • @gracekatharine
    @gracekatharine Před 3 dny

    Just learning about this Transfer Tuesday concept as I delve into the financial side of CZcams -- I opened my Fidelity Roth IRA on Tuesday at the age of 23! I only have about $12 in it so far, and I don't plan on making huge contributions to it until I'm out of college next spring, but I'm happy that I at least have started early.

  • @thestrangefruitempire5507

    Thank you for the video I came across salesforce on a Facebook group post and was like hmmmm this may be my tech calling like you I also don’t really want to code or be overly techie . So will definitely check out the links and use your link . Thanks

  • @miguelbudgets
    @miguelbudgets Před 4 dny

    Happy belated birthday! I started dollar cost averaging in my Roth IRA

  • @karenbenson2569
    @karenbenson2569 Před 4 dny

    Hope you had a great Birthday!

  • @sabahatnaheed1435
    @sabahatnaheed1435 Před 5 dny

    happy birthday Leila :) you are such an inspiration. you are the reason why I started transferring on Tuesdays as well. Thank you.

  • @joshtracklarson
    @joshtracklarson Před 5 dny

    how does it work with compound interest if you start a Roth IRA in 2020 and transfer it to a new Roth IRA started in 2024?

  • @josebarronjr5838
    @josebarronjr5838 Před 5 dny

    Best wishes and Happy Belated Birthday Leila! 🎉

  • @EmsFitVenture
    @EmsFitVenture Před 5 dny

    I’m actually surprised it has you only paying $50 for primary visit but I guess yours is not considered a high deductible plan? I’ve had one in the past and the way it worked was you basically just pay the price for your appointments until you hit deductible amount. Then for yours you would pay 50% of the total. My primary care visits were around $190 for a basic appointment.

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila Před 4 dny

      Yeah mine doesn't qualify for an HSA so I don't think it's technically consider a HDHP. So awful that you had to pay that much

  • @nomadicvibesofelle
    @nomadicvibesofelle Před 5 dny

    Happy belated birthday🎉

  • @shankararabhavi1021

    Why worry about exchange rate volatility if you have Unimantic? Just google it bro.

  • @manuurai7704
    @manuurai7704 Před 5 dny

    I personally invested in Unimantic and just get money every day, I recommend it to everyone.

  • @nitukumari7452
    @nitukumari7452 Před 5 dny

    Guys, google what Unimantic is, and don’t worry about exchange rate volatility anymore.

  • @Heli858
    @Heli858 Před 5 dny

    Personally, I use Unimantic and get a great percentage per month, I don’t know why you don’t do this.

  • @iqbalsarecha2433
    @iqbalsarecha2433 Před 5 dny

    Apparently, the guy doesn’t know about the Unimantic platform, where you can passively earn money on cryptocurrency.

  • @Tashas_Travels
    @Tashas_Travels Před 5 dny

    I moved $100 into my savinĝs account. Happy belated birthday, leila 🎉🎉🎉🎉

  • @robertmorris2576
    @robertmorris2576 Před 5 dny

    Hope your bday was great, Leila! 🎉 i put $774.00 on July 10th (pay day) into savings. Have a great day!

  • @melissarodriguez4531

    Happy Bday 🎂 🎉👏🏼

  • @amycolucci6769
    @amycolucci6769 Před 5 dny

    Hope you had the best birthday🎉🎉🎉🎉🎉

  • @98Rdog
    @98Rdog Před 5 dny

    for some reason when i do the difference section it gives me an error please help

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila Před 5 dny

      Usually the error is helpful in saying what the problem is! But make sure the cells are all the same number format

  • @katresealexander1311

    Happy birthday 🎂