4 reasons to take Social security at 62, 1 you may not know. Living in the Philippines.

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  • čas přidán 18. 05. 2024
  • Why did we opt to start collecting early? Find out why here and maybe it may apply to your case. Let us know what you’ve decided. Thanks for watching.
    Various videos chronicling my life with my husband wherever we are. An eclectic assortment of vlogs covering different topics, trips, cooking, exercise etc, for no other purpose except entertainment for us and you all. Thanks for tuning in and I hope you enjoy what we have for you all. Thanks to all who have subscribed and all who are watching.

Komentáře • 46

  • @homebasebelgium359
    @homebasebelgium359 Před 23 dny

    Congrats on your 1K subscribers. I'm still at 500 and I've been at it for 4 years! I took my pension here in Belgium at 61. It seemed the best thing to do, because if I had waited until 65 I would only have received an extra of €100/month. My dream was also to retire in the Philippines, but I'm not sure that will ever happen since I'm an only child taking care of an ageing mother.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 23 dny +2

      Thanks for the view and your comment. We wish you well in your youtube journey. You have some interesting places you have visited. Have you checked out the touring videos. They highlight famous places with just camera views as they walk along. With very little conversation. some of them are over an hour with thousands of views.

  • @DonaldChapman
    @DonaldChapman Před 24 dny +1

    That's our plan too! Will be in Cebu/Bohol next week to have a look around for apartments. Congratulations on the 1000 subscribers!

  • @happenings4058
    @happenings4058 Před 24 dny

    Congrats on 1000 subscribers. Keep having fun in the Philippines.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 24 dny

      Thanks happenings, good to see you was wondering if you were still out there. Thanks for your encouraging words

  • @matthewgraham2546
    @matthewgraham2546 Před 23 dny

    I'm a retired business owner and was discussing this with the accountant and his advice was age 62 to start SSI. His main reason was health. When he put the math to it the number was 11 years to bridge the difference. I am now 71 and diagnosed with cancer and his advice was accurate, so I think your is also. BTW I am in great shape according to the M.D. I have been going to the gym since I was 40 years of age and weight is 155 pounds.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 23 dny

      Thanks Matthew, for the comment and view. Congratulations on your fitness, last time I was 155 I was a teenager in high school. I hope your cancer is manageable, and you can enjoy your blessing.

    • @matthewgraham2546
      @matthewgraham2546 Před 23 dny

      @@phbornusnaturalized2342 The cancer is Myeloma so it's manageable. Thanks for your kind words.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 20 dny

      That’s good.

  • @CoachDarren
    @CoachDarren Před 23 dny

    I like the way you broke this down quick and simple. I could not agree with you more. I don't care if a person lives in the USA, Philippines or any where else. I don't care if you are in the greatest of health tomorrow is not promised to us. If you are able to get your social security at 62 get it! SS wants you to gamble and wait to 65 or 70 not worth it. Your life is not a gamling event in Vegas.

  • @samuelmayers7372
    @samuelmayers7372 Před 24 dny +1

    Thanks for sharing.. that’s sorta what I was thinking. It’s nice to hear it from someone else. I’m 58, and also want out of this rat race.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 24 dny

      Thanks Sam, it’s possible. You have time to think and check out the possibilities, before you jump.

    • @samuelmayers7372
      @samuelmayers7372 Před 24 dny

      Yes .. I’ve been going there for several years. We are excited to have goals and plans that are realistic for when I retire in a few years. . I really enjoy your channel.. very down to earth and very relatable.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 24 dny

      Sounds like you’re thinking straight!

  • @robertpinkerton940
    @robertpinkerton940 Před 23 dny

    Oops! best 10 years of my life ever

  • @stiffany1652
    @stiffany1652 Před 24 dny

    Hope to meet you guys

  • @WarrenRCG
    @WarrenRCG Před 24 dny +1

    9 years to go woooo🎉🎉🎉

  • @ksmithpmp
    @ksmithpmp Před 23 dny

    FYI social security is different than a pension.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 23 dny

      Yes you are correct, sheer laziness for us to call it a pension, but over here that’s what Filipino’s call it as they don’t have Social Security. More of a general term than specific. Thanks for the comment and watching.

  • @glendacastillo6504
    @glendacastillo6504 Před 22 dny

    I retiref st 47 years old from USAF, w extra VA benefits. In not ready for Philippines retirement. Im here only for 3 months.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 22 dny

      Enjoy your 3 months, unfortunately this is the hottest 3 months in all the time we’ve been here. Thanks for the view and comment.

  • @waterbug1135
    @waterbug1135 Před 23 dny

    Take it if you need it. Not taking SS is a sweet investment. 8% growth plus COLA is a better return than I can get investing elsewhere.
    I loved my career so there was no hurry to escape a job.
    The concept of trying to max the amount a person collects from SS is silly. If I kick tomorrow I will have collected nothing but I'm pretty sure I won't give a crap, I do hear this a lot like people are trying to screw "the gov".

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 23 dny

      You are correct, it’s silly to try to max the amount so it should be taken early, unless like in your case you don’t need it to supplement your income- not a usual situation for most people. Thanks for watching and your comment.

  • @raymonddee1059
    @raymonddee1059 Před 23 dny +1

    US you can lived long at price pop more medications. pi american dream

  • @ChuckCharte-sy3pr
    @ChuckCharte-sy3pr Před 24 dny

    You are correct I did it to

  • @robertgantry2118
    @robertgantry2118 Před 24 dny

    That's my plan. Got the sweetest Filipina on the planet for a wife, and our house almost finished in the Philippines.

  • @robertpinkerton940
    @robertpinkerton940 Před 23 dny

    Retired 62. Divorced 67 Engaged to a filipina 69 Married filipina 71 This coming June 25th 81 So far, it has been the 10 years of my ever. No complaints or regrets.

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 23 dny

      Good for you, sometimes it takes a while but when you get there it can be wonderful. Thanks for the view and comment.

  • @stephsellers3419
    @stephsellers3419 Před 24 dny

    we are planning to move to the Philippines, any location you can recommend? my hubby prefer the beach area

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 24 dny

      Hi Steph, it really depends on what you like. You are never far from any beach unless you pick the middle of the island. Cities offer convenience, provinces offer less expensive living, and country views.

  • @johncee8084
    @johncee8084 Před 24 dny +1

    Do you have kids that are still in the USA
    And, if yes, how did you know that moving to the Philippines was still for you

    • @phbornusnaturalized2342
      @phbornusnaturalized2342  Před 24 dny +2

      Yes, I have children. Jes chose to be a professional woman and has none, but now she can enjoy mine when we visit. My children are all grown, with good lives. I miss them but we communicate almost as much as when we lived there. We pray for them and hopefully will see them when we can.

    • @johncee8084
      @johncee8084 Před 24 dny

      @@phbornusnaturalized2342
      Thank you for sharing. It is very helpful for someone like me. ☺️