Retire EARLY with 3 ETFs - Dividends & Leverage (TQQQ, JEPI, SCHD)
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- čas přidán 30. 05. 2024
- How can leverage be used maximize the growth of a modern day portfolio.
This is something that I've been thinking about for quite some time, but I wanted to figure out the most effective way investors can incorporate leverage without taking on 100% of the risks.
So in this video I decided to do a little experiment creating a series of hypothetical portfolios with different ETFs & adjusting percentage allocation of individual holdings to try and figure out an optimal combination that would make full use of leverage.
And the final results are AMAZING!
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Recently, I've been pondering retirement. I've also invested $800K on S&P 500 so i could secure my financial future. i need an approach to invest in Coin that will align with my risk tolerance and financial goals
While the market is promising, expert guidance is essential for effective portfolio management.
Opting for an inves-tment advisr is currently the optimal approach for navigating the market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022
I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.
LAUREN MARIE EHLERS is a hot topic even among financial elitist in California. Just browse, you’d find her, thank me later.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her
The more dividend videos of you I watch, the more conflicted I become. You recommend way too many dividend Etfs which make it look like all of them are great or none of are great since there is always one more that is better than the previous video and the cycle goes on.
Still thank you for putting all together
Just buy some svol
She isn't recommending them. She is reviewing them.
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I’m currently liquidating some of these positions to incorporate new Gen. Stocks, but am I better off re-investing into Gold as it seems stocks are a little too unstable right now.
Invest in real estate, ETFs and high-yield savings account.
Yes just buy Gold and protect your assets, the stock market is a rollercoaster.
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
Impressive can you share more info?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Camille Anne Hector for about five years now, and her performance has been consistently impressive. She is quite known in her field, look-her up.
The lady markets quite a few ETFs but changes her recommendations every day. My head is spinning!
Shes on the payroll of seeking Alpha. I wouldn't be really taking her opinions too seriously.
She puts out researched investment ideas. One size does not fit all.
If you don't like her work, move along and pay an investment firm to manage your money.
@@GulfCoast98 I do a good job managing my own and have my own strategy. But thanks for the suggestion nonetheless
Lol are you actually dumb?😂....she doesnt make any recommendations at all, she just reviews ETFs ands talks about the pros & cons. What you invest in is up to you
@@GulfCoast98 don't need to. I manage everything myself and do a stellar job in managing it ☺️
Your videos are some of the very best... Thank you for your work
I ❤ this Idea!
Tried a few replacements for JEPI and found two options.
1. 30% SVOL, 20% TQQQ, 50% SCHD
Provided higher returns and slightly better on drawdowns. SVOL's VIX spike mitigation hasn't been fully tested but it's a promising combination.
2. 30% SPYI, 20% TQQQ, 50% SCHD
Very close in performance to using SVOL and avoiding the volatility question.
I'll try it on M1 finance with it's easy rebalancing.
Great video.
Did you reinvest the dividends from SVOL and SCHD into TQQQ? Or did you just reinvest those dividends into their respective ETF's?
This is an interesting combination -- thanks for sharing!
Replace Jepi with Svol , that would be an interesting experiment
Good idea for a balanced portfolio. Nice work.
This is fascinating
@Viktoriya, Thank you. How does this work with COWZ instead of SCHD?
Can you do an analysis for someone already in retirement? Withdrawing the dividends and not reinvesting 70%-80% of them?
I would like to second that request, with non overlapping growth and value ETF's and some income for withdrawing to live on to supplement ones Social Security etc.
I just had an epiphany!😃 How about a portfolio of just SVOL and TQQQ?! Where the dividends of SVOL is dollar cost averaged into the dips of TQQQ!😀.. can you back test that one?🤔🤑🥴
Just ran TQQQ with SVOL thru the Portfolio Visualizer and it looks promising.
60% SVOL and 40% TQQQ
or 65% SVOL, 35% TQQQ worked best.
Not much performance history with SVOL to go by.
@bahb00 Thanks! I Appreciate Ya! Have a blessed night🫵👍
Great info. Where would you reallocate dividends?
She said the growth portion of that portfolio but didn't mention if it would be TQQQ or SCHD, or both. I will assume just TQQQ as it has the "most" growth.
Ill buy TQQQ during the next crash - it went down under $15 in 2020 and recovered quickly
Even better, buy deep in the money calls at the next crash !
and when next decline will come any crystal boll
@@flyingsoulsusa6491
I have no crystal ball. I just trade price.
If you just trade price you do not need a crystal ball.
You react to the market instead of trying to predict it.
Sell gradually on the way up and buy gradually on the way down.
I trade gradually because I do not know where top, bottoms, or reversals will be.
May I ask why some of your latest videos were repeats of earlier videos, or seem to be?
What happened to the wheel strategy?
I like the idea of running QQQI with SPYI, SPYI isn't taxed as hard as Jepi is, and I feel its safer overall strat than how Jepi has setup.
What are numbers are you basing that on? QQQI is promising, but it has zero history to speak of, it’s barely six months old. It’s structured to minimize what you pay in taxes every year, but it has very high administration costs and over time, that adds up too. There’s no free lunch. Time will tell, it’s definitely something I’m following.
Could you compare SCHD +JEPQ+TQQQ? I would think this would be better than the original (SCHD+QQQ+TQQQ) but would still be low, medium, high
There's less data on JEPQ since it has launched recently, though I feel like it would increase your draw down similar since JEPQ is tracking NASDAQ as well and you'll be overweight that direction. SCHD tracks Dow Jones and JEPI tracks S&P 500, so you're better diversified, hence less drawdown.
I wonder how this type of strategy would do with SVOL too
What about using qqqi ?
It's my majority holding. Love it, especially for the tax harvesting
How can I recurrent buy tqqq in Robinhood?
What would have happened if TQQQ was replaced with SSO?
i like QLD
Wouldn't you want to rebalance very frequently? Weekly? Monthly? Wouldn't that reduce the downside?
What about fxaix?
good summation, but I have switched JEPI for DIVO for the value SPY side.
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Such information we don’t get from must CZcamsrs, how can I get to her. ?
It’s interesting but I would be a billionaire based on any tweaked backtested strategy
So if you hold TQQQ, and the QQQ drops 33.33%; does that mean your TQQQ holding is a complete loss?
Almost!
I have better idea
I swing tqqq and jepq
I buy tqqq When golden cross happens
I sell tqqq to buy jepq when death cross happens
TQQQ and JEPI have near identical chart patterns. You might do better with something that trades counter to TQQQ
Nice work but 70% SCHD and 30% TECL is even much better
I would prefer QLD. Best balance for me.
If I use dividends to fund another position would I be taxed twice upon eventually selling the 2nd position?
You are taxed when you get the first dividends.
If you reinvest them, it doesn't matter where.
@@janshuster1426 So selling a 2nd time would mean I'm taxed twice or only on the gain?
@@novelsandlattes
Use a ROTH IRA and don't worry about it because it will not be taxed at all.
In a taxable account if you get $100 in dividends it is taxable income ( if you make enough to get taxed )
If you reinvest it you " might " make $5 on that additional $100 invested the next year. So you might make $105 and that will be subject to tax.
If you were to sell the stock your cost basis would be $100 on the additional shares and you would only pay tax on the gain above $100 on the new shares to the extent your income was subject to tax.
But you don't include expense ratio to result.
She's giving you the results After expenses.
all dividends, yields, price gains etc are NET OF EXPENSES. Ignore Wall Street memes and focus on net result in your pocket.
@@GulfCoast98 exactly. I swear that wall st insiders invented the "lower expense ratio" meme just to tie investors in knots.
How about this (SCHD + SPYT + QQQM) combo? Could you compare that combo with (SCHD + JEPI + TQQQ) combo?
Unfortunately, you have omitted perhaps the most important, critical, and dangerous element of leverage ETFs. Please consider creating another video that includes this element, as many young investors, including myself, follow and believe in your suggestions. The element I am referring to is the (DECAY) effect of any leverage ETFs. Thank you so much for all your videos.
This one is even better xlk 45% schg 15% jepq 40% outperforms your portfolio with lower deviation and 3 quarters less drawdown and a higher dividend
By the way she's the sister of action star Mark Wahlberg!
So if you hold TQQQ, and the QQQ drops 33.33%; does that mean your TQQQ holding is a complete loss? NASDAQ dropping 33%, that never happens 😂
Today tqqq went donw 6%today
It appears that Viktoriya never responds to any of the comments here. I have written twice already to her asking her to stop her misrepresentations and deceitful advertising by showing a big yellow square on the face of her videos with a large arbitrary number in it as income and not to mention the picture of Warren Buffet on every video, but she never talks about the amount of income that she claimed in that yellow square nor does any of whatever she talks about in her videos have anything to do with Warren Buffet. So here is my last effort to get her to stop this type of false advertisement. If she doesn't stop, sooner or later she will be in big trouble with CZcams. They will ban her and shut down her channel permanently. Take the honest route Viktoriya. You can do great without this kind of false advertising and deceitful actions.
she discloses that in the beginning of this page and has for a long time.
Victoriya puts a lot of work into her informative & timely presentations, which exemplify the great value of CZcams, IMHO. I’ve been a subscriber for a year & never noticed the big yellow square. Likewise, Warren Buffet’s image appears everywhere these days, esp on CZcams, so I’ve hardly noticed it. Regardless, I’m here for the analysis & data; the title screen is irrelevant. Presumably, the vast majority of her subscribers feel the same. Thank you, Victoriya, for your time & talent! Keep it up!
So if you hold TQQQ, and the QQQ drops 33.33%; does that mean your TQQQ holding is a complete loss?
you're cooked if that happens
How many times can u post the same comment? Let’s count them all