YNAB For Beginners - Quick Start Guide (2018)
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- čas přidán 16. 08. 2018
- UPDATED VERSION OF THIS VIDEO HERE: • YNAB For Beginners - U...
A step-by-step guide with EVERYTHING you need to get started with YNAB. This YNAB tutorial will walk you through every single detail of setting up your budget and getting ahead with the app.
YNAB Getting Started Beginner's Checklist: mappedoutmoney.com/ynab-checkl...
YNAB Affiliate Link for a free trial: mappedoutmoney.com/ynab
*I made the YNAB credit card video I mentioned!*
Watch it here: • YNAB Credit Card Guide...
YNAB Setup In The Middle Of The Month
• YNAB Setup In The Midd...
While I love YNAB, unfortunately, it can be pretty confusing. A lot of people will sign up only to get quickly frustrated and then give up never to return. I admit, YNAB definitely has a bit of a learning curve at first. But that's what this video is for.
I'm going to walk you through everything you need to know about 'You Need A Budget'.
In this video I'll cover:
0:45 - Things you must understand before starting
1:42 - Start your new budget
1:48 - Setup your accounts
4:06 - Setup your budget categories
14:34 - Setting goals for your budget
17:21 - Actually budgeting your money
20:53 - How credit cards work in YNAB
24:00 - How to record transactions
27:22 - How to deal with overspending
27:52 - Explaining YNAB budget colors
30:58 - Using YNAB to stop living paycheck to paycheck
33:06 - Aging your money in YNAB
This tutorial truly is everything you need to know. I hope you learn something and be sure to leave a comment with any questions you have.
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My Website: mappedoutmoney.com/
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PS: If you have an Amazon Alexa, I just launched a brand new daily flash briefing called 30 Second Money. It would mean the world to me if you checked it out in your Alexa app.
www.amazon.com/Thirty-Second-... - Jak na to + styl
I have been a YNAB customer for two years. My Age of Money is 90 Days. Everyone, no matter how destitute you feel, if you only budget the money you have available, I promise you will get there.
Love it Ryan. Appreciate you sharing.
@@mappedoutmoney Nick, is this easy to use? jeg17831@gmail.com
Thanks! Absolutely something I needed to read today :)
Thanks!
Favorite tip: Adding amounts and dates to each budget, then putting them in chronological order. Thank you!
Thanks Tony! Glad that part was helpful for you :)
This was also a great system for me to start using as well
Agreed!!
The best video I've watched so far, and this right here is definitely an 'a-ha' deal for me. I have a similar system set up in Excel (which I love) but I budge for the month and long term and, well, if a formula is off, or I mistakenly delete info in a cell, it's a nightmare. YNAB is mine, on steroids. And only budgeting for my current funds. The goal settings allow the forecasting, and aging, to happen. That's a very cool thing.
Agreed, this tip is super helpful and similar to how I've been tracking my recurring monthly bills on paper for the last few years. Excited to get started with YNAB!
You tube is amazing. I’m learning from a guy who lives in a van on the other side of the world...
haha, yes it is! It's a pretty cool world we live in :)
@@mappedoutmoney I'm a 56 yr old lady with a masters degree in counseling and I just learned more in 30 mins about money managing then.... well I just want to say THANK You !
Excellent tutorial. I was so confused. Thank you for clarifying this amazing app!
Thanks for a great tutorial!! I now feel ready to take the YNAB leap! 🙌
I am one of those people who have tried and failed to fully understand YNAB for years. This video was life changing! I think I can get it now.
Awesome J B, I'm so glad to hear that the video was helpful for you and cleared things up. Really appreciate you taking the time to comment.
Good luck YNABing and Happy New Year!
Omg, I thought I was the only one so confused about YNAB for years. I’ve signed up and cancelled 4-5 times because it was sooo confusing. This video helped me a lot. Hope I can get the hang of it now. Thank you so much!
@@moonpiedaisymoe3324 I thought it was just me and was going to try ED. I am going to give Nicks Lessons a change and try YNAB one more time sine I paid for the script.
Wow. I’ve never understood the concept of budgeting or knowing how to plan for the future and allowing my money to grow older. Thank you so much. I’m literally about to cry. I feel like I can break the pay check to pay check cycle. No one’s ever shown me. Wow.
Amazing Anthony! I’m so glad to hear that the video was helpful for you. I really appreciate you taking time to watch and comment! I’m so happy to hear that. This comment made my night!
Good luck and let me know if there’s ever anything I can do to help!
Funny Anthony. I told my husband that the video made me cry a little at the end of Nick's explanation about aging money and getting ahead of paychecks. We can't wait!
Anthony Graham that’s awesome you get it now!
I thought I was the only one getting emotional 😭
honestly, this was more helpful than any of YNABs own learning materials on how to use their program.
Justin Orr well thanks! I’m so glad that the video was helpful for you.
I appreciate you commenting and letting me know.
@Noah Cebuliak haha, thanks Noah! I really appreciate the encouragement man. Thanks so much for commenting. Glad the video was helpful man.
@Noah Cebuliak Me too. I tried it last year and gave up. I just started it up again last month when I found Nick's videos and gave me faith to try it again and get it figured out.
Awesome Dan! So glad the videos have been helpful for you! :)
100% agreed!
I'm a 57 year old widow learning to budget and set goals with my money. New to YNAB and new to Nick! You are such a help!!
Thank you so much!! I am that person who has tried YNAB twice and felt discouraged by how confusing this was. I just spent half the afternoon watching this video, pausing to fill in my accounts, budget & transactions as you went along, and I now feel thoroughly excited to use this platform! I can't thank you enough!
I did the same thing BeeLove and it made such a difference!!
I did the same. Can't thank you enough :)
Same! I've tried to set this up several times in the past few years and gave up every time. I am determined to stick with it this time.
Ditto, though I'm still brand new (day 3.) But I've noticed so many comments about folks getting frustrated that I've determined to overcome my own frustration before it gets the better of me. I figured, not being a numbers person, I've begun with multiple strikes against me, though I figure if I bite the bullet and "go back to school" with all the YNAB teachers to learn all I can, it might actually work for me. Anything good takes effort, so I'm gonna trick myself and call this fun. So far, I'm still at it. Oh, Happy Day!
I wish every youtuber was like you. Straight to the point, great info, well constructed tute. Thanks man.
Hey thanks! Glad that the video is helpful for you. Really appreciate you taking the time to comment!
100% watched front-to-back and reviewed again. I agree with other comments, this was more useful than ones posted by YNAB. Thank you!
Awesome Trisha! So glad that the video was helpful for you :)
I read most of the material on YNAB site and watched their vids and a few vids on CZcams but your video was the deciding factor for me. This is absolutely awesome. Thanks for taking the time.
Thank you so much for this video! I have been following the ynab fb group for longer than I would like to admit and, while everyone LOVES it and seems to be doing well, it seemed so intimidating to actually start. But, here I am and you gave me enough confidence to at least get started. Never mind about the question I had--think I figured that part out!! Thank you again for the video!
I wish I saw this before signing up, I am all about that affiliate link life. You deserve to get it free for life for this video. It was very helpful and now I’m ready to age my money and budget
Well I appreciate that KT! Glad the video was helpful for you either way. Appreciate the comment!
@@mappedoutmoney same for me, I signed up a couple days ago and found this because I was pretty much completely clueless and doing it wrong. This really helped. If I could turn back time! Hopefully they will pay you something for how helpful this is to their customers.
@@erickozak8246 Same here! I was feeling defeated about using YNAB but this video definitely helped me!
What a great video! I abandoned YNAB in two weeks even after watching their tutorials and live classes. Their categories were strange and I kept forgetting what exactly they mean so when setting up my budget, it was a disaster. 2 months later I stumble upon this gem and it made setting up my budget so much easier. Definitely watch this if you're struggling with YNAB.
Hello from The Netherlands! I've just started with YNAB and your Quick Start Guide is amazing! Thank you so much Nick!
Not even halfway through and LOVING you so much, such a MASSIVE help to me setting up my YNAB as I was completely lost and ynab vids just don't cover it in as much simplified detail in such a beautiful logical way as you. How did I livh without ynab and you in my life?!? Thank YOU so much.
This video is PERFECT! None of the YNAB videos could top this, you should be recognized for this by YNAB!
Having an aversion to budgeting due to feeling overwhelmed, this quick-start guide helped me actually do something rather than being immobilized by overanalysis of where money should go and the most ideal budget setup. Thank you for making this so user friendly and getting me truly jump started on my budget! I was a Mint user for about a decade, but your system is easy to follow and quick to set up. Thanks!
Awesome Cody!! So glad to hear that the video was really helpful for you man. Thanks so much for leaving a comment and for watching. Good luck YNABing! And let me know if there's ever anything I can do to help!
AGH!!! Thank you thank you! I've been trying to figure out YNAB for years (on and off) and was getting so dang frustrated, but this video was extremely helpful! Just what I've been needing--thank you!
I just signed up for YNAB's free trial, I wish I had found your video first, but so glad I found it now. YNAB was so confusing for me, but after playing this video twice, I'm starting to grasp it....lol. Thank you so much! New subscriber and just added the 30 Second Money Tip! :)
I haven't even watched all the way through and I can already tell that this is going to be WAYYYYYYY more informative than other YNAB videos I've watched. Thanks so much for the info.
haha, thanks Ron! I hope the video lived up to this comment. Glad to help man.
This is in all honesty the best beginnings guide I have seen for using the YNAB software. Thank you so much for making this video. I like forward to watching more of your videos.
Thanks Pamela! I super appreciate that. Really glad to hear that it was helpful for you. Thanks for taking the time to comment and let me know :)
Good luck YNABing!
Thank you for this video! My husband has been trying to get this explained to me for months but I found YNAB so counterintuitive. This video was super helpful.
great tutorial. i have tried three times to get t grips with ynab and yours is the first tutorial that makes sense to my head as it giv3s the specific actions needed but they are explained in the context of the bigger budgeting picture.
I was ready to give up on YNAB! So glad I watched this... off to watch your YNAB credit card video next!
Thanks Talia! Glad to hear that it helped :) Really appreciate you taking the time to watch and comment. That means a ton!
This helped me so much, thank you! I've been trying to live the spreadsheet life for the past year, and it's become so tedious. I've tried YNAB in the past before, but I've never been able to figure it out. Now I get it. Thank you. I'm about to go binge your videos now.
Hey thanks Ian! So glad that this was helpful for you
First time I've understood YNAB, watched and setup my budget and processed transactions, viewing and pausing the video. Thank you, really a great you you have done.
This was so helpful! I tried jumping into YNAB but it was clear I was missing something. Your talking speed, order and detail was so on point. Thank you!
This video was a lifesaver. I watch through some of the tutorials on YNAB and ended up initially setting the budget all wrong. After watching this video I have a better handle on how to set up my budget and feel more confident going forward. Thank you Nick for your time and for your easy to understand directions.
NO problem! So glad that it was helpful for you :) Thanks for the comment.
Thank you so much for this! I finally understand how to start using YNAB. This will be my 3rd attempt at using this to budget and I now see I can jump right in with what I have and I don't have to wait until the month starts. I cannot tell you how grateful I am to have found this video! So much better than any of the videos YNAB provides.
Woohoo! Go Letia :) So glad that the video was helpful for you.
I've watched a lot of your YNAB series before, but didn't end up sticking with it. Rewatching for my fresh start as we gear up for the new year. Thank you so much for putting all this together :)
Thank you so much! I started YNAB yesterday and was overwhelmed,even watching the YNAB tutorials. You video really helped me understand the YNAB concept. Looking foward to watching more of your videos.
Jason Las Vegas
Thank you so much for this tutorial - I logged into YNAB and was immediately overwhelmed with the amount of information so thank you for the description of what everything does and why. I am looking forward to setting and sticking to a realistic budget!
Awesome Leonela! I'm so glad that the video was helpful for you :) YNAB is definitely overwhelming at first, so glad I could help make sense of it for you.
Excited for you to have a realistic budget and get ahead with your money in 2019!
Thanks for commenting to let me know that it helped.
Dude, you make budgeting look so fun! I'm excited and can't wait to start!
Glad to hear that! Budgeting is fun once it clicks my friend :)
I like the way you speak with so much enthusiasm and conviction. That's what helped me stay on even when I started to find things getting a bit complicated. I will definitely watch your video several times over to understand it all. And your charming personality will make it a treat to immerse myself in budgeting. Thank you so much!
Just starting with YNAB. This is the best explanation of how to set it up that I have seen yet. Thank you!
I can't list how much I learned! So many tips. YNAB should hire you!!!! I have been through hours of YNAB classes and you taught me 15 times more in 35 minutes!
Edited to add: I just created a new topic linking this video in the Tips and Tricks forum in the YNAB community on the YNAB site.
This video is LIFESAVING.
D Stowers I’m so pumped the video was helpful for you! I really appreciate you watching and for the kind words. It means a ton :)
Just saw that you added it to the YNAB community forum. You freaking rock D!
Full-time Vegan in Ohio I was about to do those. Good to know. Make it simple YNAB.
This was extremely comprehensive and well presented. You obviously have a strong grasp of this program. Immediately shared with my climber-nomad buddy who turns up in town to make money every few months. Would love to get out and backpack more, and I think using this app will help greatly. Still feeling a bit overwhelmed as I get started, but this video has helped tremendously. Thank you.
Hey! Thanks for that. I'm so glad you found it helpful. I really appreciate the comment and I'm so glad you shared it with a friend. That means more than just about anything. I know it's overwhelming, but just hang in there. And reach out if there's ever anything I can do to help!
Your videos are amazing, I love how you set up line items so helpful as all information is there. I have been using since mid July and we just bought an oven all cash as I knew what I had budgeted ahead for and where I could borrow the money from and still pay all our bills on time no worries. Cannot believe how in control I feel and it feels good! Thank you so much for all your great videos. I watched them many times before setting it up and then while I was setting it up.
A friend recommended I watch this before trying YNAB and I'm so glad I did! I'm going to watch your others, especially the one for credit cards, and then I'll come back to your affiliate link.
2 days into YNAB. Yesterday I signed up and basically wasted 3 hours, today I found your video and had to undo what I had did. You move fast but worth pausing and applying as I learned. Thank you! Now I’m stoked to use this program. 🙏🏼
Wow!
This has to be the most informative and useful CZcams video that I have ever watched.
Thank you very much for the knowledge. I am use to the monthly budgeting just because that is how I get paid (and been using Microsoft Money since the early 2000's) so I will continue to use the other method while I transition to this format. I am very glad that I found this video, really needed the direction to extract the best of this powerful program as a beginner.
Catch the Wave so so glad to hear it! Happy that you found it helpful :)
Definitely let me know if you get confused when you get going. Happy to help :)
I'm going to watch all of your videos! This was very clear and I'm extremely encouraged to start with my paycheck that I get in two days! YNAB is exactly what I am looking for and you have made it accessible to me. Thank you Nick!
I am so grateful for this content! I’ve heard incredible things about YNAB and was already on board with trying it, but this makes me feel prepared to tackle the set up and begin to actually use it. It feels like a game that I’m excited to dive into. Thank you so much for sharing your experience!
Just getting started with YNAB. So glad I was directed to your video. I opened the YNAP budget and thought "this is too complicated". I'm watching your video and setting up my budget as we speak...it's all making sense! THANK YOU.
Woohoo!! So glad that the video is working for you Michelle! Thanks so much for commenting and letting me know.
Good luck YNABing! :)
I've tried to use YNAB in the past, but struggled. This video was SUPER helpful! I'm going to try again. Also-your eyes-crazy beautiful! Thank you!!!
Heather Turner glad that the video was helpful for you! That was definitely the goal.
I appreciate the compliments and you taking the time to watch and comment.
Good luck YNABing! And let me know if you have any questions!
I liked your video because it was so efficient- you zipped through all content efficiently. I was able to hit pause- do what you advised, then move forward.
Thanks so much, Nick. This video is powerful for making sense of YNAB, and using it to its full potential. I've used YNAB for quite awhile but had never really understood it until now.
Thank you Nick. I've owned YNAB for several years, starting and stopping, but after watching this video twice, I finally understand how to use it.
Awesome Pam, so glad it was helpful for you :)
Dude. I struggled all morning wrapping my head around YNAB. 30 minutes with you and I am on my way! Thank you!
Scott Slusser awesome Scott! So happy to hear that it was helpful for you man. Good luck YNABing!
I really appreciate your video, especially the quick recap on credit cards. So crucial as I set up a new budget, and get a restart back on ynab. I got lost with the changes when they upgraded to current format, and feel like I can get a handle on our family budget again, and our spending habits as well. THANK YOU!
I just started on YNAB yesterday and I was stymied by the basics of categorizing.. Your video was extremely helpful in providing the info I needed to continue. Thanks so much!
I've been using YNAB for 3 years this month and I still learned a ton from this video. I've watched it 3 times myself and have sent it to multiple friends who are new to YNAB. Thank you for putting out such great informative content.
No way!! Thanks so much Matthew. I so appreciate that. It means a ton my friend.
Glad to know that it was helpful and excited that you shared it with friends.
I also appreciate you taking the time to comment and let me know. That means a ton!
Great video, finally after owning YNAB for 3 years I can actually use it. Thank you so much!
Boom! So glad to hear that Brock. YNAB is great once it clicks. Good luck YNABing!
Suuuuuuuuuuuuuuuuper helpful!!! I was SO frustrated because the app did not make sense to me. This should be their tutorial video! Now, I am excited about using it and I got my friend to sign up with it too! I also subscribed to your channel! Excited to learn more! Thank you so much!!!
Omg SO helpful! We just got YNAB and were super overwhelmed and confused on how to start and how it all worked. This helped me out SO much! I understand how to use it much better having watched this. Thanks for walking us through all of that!!
You’re the reason I started using YNAB
Well thanks. I appreciate that. Glad you’re rocking a budget now!
That part about "aging your money" changed the way I look at money. Thank you man.
aww bless you so much! i just got the 34 day free trial and this was so helpful! I'm going to recommend this to my coworker and also recommend your affiliate link. can't thank you enough, I was so confused but now I think I understand ynab a bit better & I'll use this vid as a reference moving forward :) great explanation especially about getting 1 month a head and how to actually set up the budget
OMG! Thank you for this GREAT tutorial! I could never figure out how to use YNAB but after watching this I get it now!! :) Am looking forward to using YNAB the "right" way and its features. Looking forward to seeing more of the YNAB videos you created. Bless you!
This is by far the best "how to" YNAB video I've seen on how to get started with YNAB (for beginners) up to and including the videos on YNAB itself. Honestly, I have been with YNAB for 1 year and have not gotten as far as I now have watching this video. I still have questions, in particular about CCs and how to manually enter data. But I sincerely thank you, Nick, for your clear explanation. Fortunately I can pause the video as I couldn't keep up, but ok folks, use pause.
Carol, I discovered I have a slow the playback speed button on my laptop, which is allowing me to absorb the info a bit better as I toggle between the video and my open YNAB budget. If you have the same option, you might try that as when I pause playback, I sometimes lose my mental thread (if that makes sense.)
I started YNAB today but I was setting it up differently than you suggested. I'm glad I stumbled on your tutorial. The best thing I learned is to customize the accounts first and then set the goals all before you begin to budget.
Absolutely! So glad that you came by and found the video. Super appreciate you commenting and watching Kristen! :)
You saved my sanity by putting all of the main points into 1 video and your categories are more real than YNAB default! On their site, I pieced their tutorials together and was still scratching my head. You rock! Thank you!
Hey Nick! You won me over with just this video... amazingly helpful for a complete YNAB beginner. I also have used a lot of budgeting software and ideologies. While I love some of Dave Ramsey's stuff I've always felt like I wanted something slightly different and your fusion of Ramsey & YNAB is perfection. :) Thank you so much for doing this YNAB series!
Nick, I downloaded YNAB last night and immediately got so confused! This video has helped me so much. I was able to set up my accounts and budget along with the video and I feel so ready to use this tool going forward! Thanks!
Boom! Love it. So happy that the video was helpful for you! I really appreciate you taking the time to watch and comment letting me know that it was helpful.
Thanks!
Wish I knew this was here 8 months ago, I've gone through 4 new budgets and didn't know this was here to watch. You cleared up so much, Particularly, how to use the features on the right side of the screen, the goal section. Please do the credit card video if you haven't yet. You are clear, concise and easy to listen to. Really enjoyed it!
Yup! I did do the credit card video and a few others after this video started taking off :) You can find them all here: czcams.com/play/PLHokQCjONqvY6Jk38CV5avo4Di94SMwK8.html
Thanks so much for watching and commenting :) I'm so glad to hear that the videos have been helpful for you!
Thanks! I worked your methods all day using multiple of your videos and I'm tired now but already experiencing some peace :)
The most helpful part of this video for me was how to categorize the budget and how to set goals. Thank you for taking the time to make this very helpful guide!
"Budgeting shouldn't be restrictive. It should be you making a plan with your money to live the life that you want to live."
Such a good perspective! I'm only a couple of days into using YNAB, but this is the thing that excites me the most about it. It gives me hope that I can be in direct control of my money to "live the life that I want to live", rather than living by rough estimates. Super helpful video, thank you Nick!
Thanks Brad! So glad that it was helpful and encouraging for you. Really appreciate you taking the time to comment :)
Let me know if there's ever anything I can do to help!
I agree with these comments. Definitely the best YNAB tutorial I've seen.
The most helpful part for me was wrapping my head around the idea that you aren't budgeting money you don't have yet. For some reason my brain just didn't want to grasp that concept.
Thanks a lot!
Awesome Kristofer! So pumped to hear that it was helpful for you. Thanks so much for taking the time to comment and let me know. I really appreciate it my friend. Good luck YNABing!
Thank you so much for this. My brother recommended YNAB to me and I didn't know how to get started. You hit all the important notes and I'm excited to use this and not have to live paycheck to paycheck. Thank you again!!
Well done!! I like others have spent a lot of time watching videos and this one is so far the most clear, concise and easy to understand YNAB video. I agree that it should be the primary video for getting started.
Thanks so much!
Nick True - my wife and I were trying to figure out Ynab and stalled and left it a couple of times. Thats when we got told to watch your videos. ABSOLUTELY FANTASTIC! We have set up our whole budgeting system watching each step meticulously and we are never looking back. Thanks so much for having these tutorial videos! The best thing we learned from your video was on how the credit card calculations work!
Woot woot!! So glad to hear it. I'm pumped that this video finally got things going for you :)
I appreciate you taking the time to comment as well. It means a ton to me to know what's helpful :)
Good luck YNABing!
This was awesome, Nick! The most helpful was that you walked me through how to set it up step by step. It was helpful watch a segment, and then do it myself, watch another segment, then do it myself. This got me to the point where I was set up properly! I'm sure I'll have more questions along the way, but this has gotten me started after 2 months of saying "I'll get to it" One huge step forward on taking control of my finances. For someone who isn't so "budget-savvy/mathematically inclined," this breakdown has made something that is very daunting much more approachable. Thank you SO much!
Boom! SO glad to hear this Mary :) That was the whole intention when I created the video. Pause and go... pause and go... Thanks so much for commenting and letting me know! It really means a lot :) Good luck YNABing and let me know if there's ever anything I can do to help!
Thx so much, a better video than YNAB tutorials. Great stuff thx. Tried using YNAB a few yrs ago and quit. This should keep me going strong this time
THANK YOU! As you said on the beginning... I tried YNAB often, but only for a month. I didn't really know how to use it, but your video made everything clear for me (: Thanks!
Good lad Nick! That was a lot, but You actually have the insight to all important details, which others seem to miss. I feel way more optimistic with this program now. There's still a dark area, when it come to how everything 'pans out'. Mine is a very analytic mind. As said, you are a great teacher. That gal of yours is lucky to have a man who does this takes charge of budgeting = security. Thanks for all you do, to help. Good luck and every success to you and yours!
Thanks for the kind words Patricia! I'm so glad to hear that the video was helpful for you. I know it's still dark and tough to wade through, but I wish you all the luck in the world with geting your budget in order. Don't hesitate to come back and comment if there's anything I can do to help!
I had almost given up on YNAB before watching this. Now I have a pretty good idea of the impact it'll have on my spending habits and I'll be recommending it to everyone I know -- seriously, thank you!
Awesome! So glad that this video helped you out and encouraged you to stick with it. Just hang in there and you'll totally get it :)
thanks for the comment!
So glad I stumbled upon this video. Your tutorial is concise and easy to follow. I am going to give YNAB a try now. It’s daunting when you initially sign up and having detailed instructions like this is helpful. Thank you!
This video may be 2 years old but its been a life saver for me and i see many others who are trying to get this budgeting thing down. Wish I saw this video last year when I was first interested in YNAB as I ended up frustrated and quit. Thank you again!
I'm a complete beginner. What you showed me (once I got up the nerve to watch the whole thing, stopping every few seconds to put your advice into practice) was the whole thing, whereas the various quick start guides that YNAB provided didn't help me understand WHY I was doing this that and the other. Oddly enough, perhaps the most helpful of all was right at the beginning where you renamed the categories. This allowed me to begin by using the categories I've always used (on my Excel spreadsheet) and facing the reality that I hadn't thought them all the way through. I have a long way to go before I really integrate YNAB into my life-style - today is Day 1 - but I finally feel it will happen. I thank you from the bottom of my heart for the care and thought you put into producing this stupendous video.
Thanks for the kind words HathaYodel! I'm so pumped that this video was helpful for you :) That was definitely a goal. Take you from A-Z and help you get setup. I'm glad to hear that it's really making you think through your categories. I love that you're really going through the effort to integrate this into your life. I'm pumped for you.
Thanks so much for taking the time to write this comment. It truly means a ton to me.
Please reach out anytime if you need some help!
I've been using YNAB for months and this is the first time I actually understand it!
woohoo! That's awesome Sarah :) So glad that this video helped it click for you!
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You broke this down so efficiently for me. I was discouraged last time because I was utterly confused. This is my second try and it helped to do it alongside you. Thank you!
thanks for this - my fourth attempt/budget with YNAB. broken down into the smaller pieces, it's starting to make sense now. linking all of my accounts gave too much info to get started, it was overwhelming. manually doing transactions from a specific start date got me on track, thank you so much.
Great breakdown of how YNAB works. Been at a month, watched all THEIR videos, and learned more from yours in one sitting than all the rest! Just one little critique though, Nick my dear, kayak has two As in it.
Hahaha yes it does! Lol I caught that when I was editing the video. 🤦♂️ But decided to roll with it instead of reshooting. I appreciate your attention to detail though! And glad you got something out of it :)
Thanks Nick! This video is like the "missing manual" to YNAB. The renaming of categories you present is more intuitive than the default settings when YNAB is first started. Your method of setting up goals for every spending category is referred to as an optional "budget template" by YNAB which in my opinion should be their default recommendation.
Hey Rob! Super appreciate that man. Seriously it means a ton to hear that.
Thanks for watching and commenting. I’m so glad to know that this video as really helped you out.
And yes, the renaming is key!
I am taking over the family finances and your video and explanation were so helpful in understanding that it is doable and how. I have been using another envelope budgeting system and you convinced me why I should switch to YNAB. You are also an exellent teacher and did a great job explaning it all. I will definitely subscribe and thank you!
The organization part makes so much more sense after adding the toolkit options and using YNAB for a year. Now looking back at last year and planning for this year, I’m reorganizing! It really is ALL about making the best use of the reporting. 🙏🏻
It's 7 am and this has given me so much peace. Thank you for this video.
No problem Courtney! So glad that it was helpful for you :)
I just signed up for ynab and I was so confused. This gives me so much more clarity. Thanks. Would you do a beginner tutorial for ynab on mobile devices? The set up is so different.
I was SO confused by YNAB but knew it would be great so this was so so helpful for me, thank you!
I tried to set up my ynab the other day and had no idea what I was doing. This video was so thorough, and I have no idea how I would have figured this system out otherwise. I was particularly confused about how to deal with paying expenses credit cards (because points) as part of my budget before, so I was really glad you went over that. Thank you so much!
I have given up on YNAB for YEARS. Tried again today doing this side by side with you and it's finally starting to click. Thanks for making this!
YES! So glad to hear that. Really appreciate you taking the time to comment :)
I especially liked learning about goals. I only have the phone app, so it took me a minute to find them. I also liked the explanation of how ynab does credit Cards. Thank you!
Awesome! So glad that the video was helpful for you. Thanks for commenting!
I wish I had found your video before I signed up for YNAB bud, I have zero experiencing budgeting, and you just explained everything so perfectly! I'm definitely going to use this to start saving and take control of my money! Thank you so much!!
We've used YNAB for awhile and sort of fell off the wagon. This was super helpful to getting me to understand how it works. Thanks, and I'm looking forward to starting it back up again!
Phenemonial video for me personally. I have tried YNaB going on four times and have not been able to use it. The biggest take aways: setting up the funding goals. Most important: you are funding what you have NOW not for the entire month. I cannot thank you enough for this video. I am setup in YNAB and feel I have a full understanding of the program.
Boom! So glad that it was helpful for you Jonathan. I appreciate you taking time to comment as well. Good luck YNABing, it's great once you get it!
Appreciated the topic on how to handle credit cards. That feature has been confusing to me since I've started with YNAB.
Glad it was helpful for you Michael, appreciate the comment!
Great video! I tried using YNAB once a few months ago and gave up immediately because it was so complicated. You made it all make sense in 30 mins..
This is the first video I saw for budgeting, i was just scrolling through best apps and how to budget nothing special or seriously looking to budget my money. I have depth of student loan and credit cards but I am just paying them randomly. But, now after watching this I am definitely gonna try this and get more in depth knowledge how to budget. Thanks so much.