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Nick True - MappedOutMoney
United States
Registrace 17. 11. 2016
Hey, I'm Nick True and I'm here to help you get a handle on your money and use it as a tool to help you do what you really want to be doing.
I live with my wife and 4 pets full time inside an Airstream Camper and travel the country while talking about personal finance.
Address
P.O. Box 2362
Cleveland TN 37320-2362
I live with my wife and 4 pets full time inside an Airstream Camper and travel the country while talking about personal finance.
Address
P.O. Box 2362
Cleveland TN 37320-2362
Guarantee Your Success with Money
What actions can you take so that it's unreasonable for you NOT to be successful with your finances? We've got some ideas!
You can grab our life vision template here: www.mappedoutmoney.com/vision
Episode #87
____________________________
mappedoutmoney.com/
Apple: podcasts.apple.com/us/podcast/mapped-out-money/id1503281170
Spotify: open.spotify.com/show/6NMpshdvPZJ1Av5vesGBYL
Twitter: nickdtrue
Instagram: mappedoutmoney
Facebook: mappedoutmoney
You can grab our life vision template here: www.mappedoutmoney.com/vision
Episode #87
____________________________
mappedoutmoney.com/
Apple: podcasts.apple.com/us/podcast/mapped-out-money/id1503281170
Spotify: open.spotify.com/show/6NMpshdvPZJ1Av5vesGBYL
Twitter: nickdtrue
Instagram: mappedoutmoney
Facebook: mappedoutmoney
zhlédnutí: 5 251
Video
The Journey to Financial Independence
zhlédnutí 2,9KPřed rokem
It's the journey, not the end destination, that shapes us. Are your goals taking you on a journey that will shape you into the type of person you want to be? If you need some help defining the direction of your journey, you can grab our life vision template here: www.mappedoutmoney.com/vision Episode #86 mappedoutmoney.com/ Apple: podcasts.apple.com/us/podcast/mapped-out-money/id1503281170 Spot...
Give up the good to get great
zhlédnutí 2,4KPřed rokem
A lot of our decisions make people raise their eyebrows. But since we regularly discuss, reassess, and adjust our life vision and budget, we're able to confidently leave behind a lot of "good" in order to work towards the things that are "great" to us. What in your life is good, but might be holding you back from achieving great? If you need some help defining your direction, you can grab our l...
1 Habit to Make Your Budget Stick
zhlédnutí 2,9KPřed rokem
Having a vision isn't enough... you have to remember that vision if you're going to have success with budgeting. We're sharing our top tips for keeping your eyes on where you're going. If you need some help defining your direction, you can grab our life vision template here: www.mappedoutmoney.com/vision And watch our previous episode on defining your direction here: czcams.com/video/y398ZYjvNZ...
How to Not Hate Your Budget
zhlédnutí 3,1KPřed rokem
Trying to have discipline without meaningful direction is absolute drudgery. Nick and I know from our first few years of marriage... it was during that time that I started calling him "No Fun Nick." 🙃 Thankfully, we've learned some things since then. Now we have a regular routine of assessing our vision that fosters unity in our marriage, especially with our financial decisions. If you need som...
Deciding What to Buy and When to Buy It
zhlédnutí 2,1KPřed rokem
You can't always get what you want! And neither can we. 🙃 Today we're discussing how we prioritize our spending, and of course, Nick's got a framework to help! You'll hear some real-life examples from our building projects and how we compromise when we don't see eye-to-eye on the budget. Hope you enjoy! Episode #82 mappedoutmoney.com/ Apple: podcasts.apple.com/us/podcast... Spotify: open.spotif...
Life Update - We're Back For Real
zhlédnutí 3,9KPřed rokem
Hope y'all are well, we're excited to be back :) mappedoutmoney.com/ Apple: podcasts.apple.com/us/podcast/mapped-out-money/id1503281170 Spotify: open.spotify.com/show/6NMpshdvPZJ1Av5vesGBYL Twitter: nickdtrue Instagram: mappedoutmoney Facebook: mappedoutmoney
We Sold Our House After Only 18 Months
zhlédnutí 8KPřed 2 lety
In late 2020 we stopped full-time RVing, bought a house in Fairhope Alabama, and started to build our new life near the beach. Now, just 18 months later, we've sold that house and moved to southeast TN. Why? That's what we're here to share. Download our vision template here: mappedoutmoney.com/visiondoc 0:00 - We're moving 0:50 - Quarterly Planning 1:50 - Why we moved 4:12 - Regret Minimization...
7 Advanced YNAB Techniques
zhlédnutí 49KPřed 2 lety
If you've been using YNAB for awhile and ready to take things to the next level, this video is for you. I'm covering a number of common questions and scenarios I get from folks who have more complicated or advanced situations with their budget. If you've ever wanted to track lots of things, pull in old transactions, move accounts on/off budget, or track investments, just use the timestamps belo...
How To Build Wealth: Millennial/GenZ Edition
zhlédnutí 4,9KPřed 2 lety
If you're under 35, you've got the cards significantly stacked against you. Housing prices, college costs, medical expenses are at all time highs while wages remain stagnant. However, there is one thing that you have on your side that can help you exponentially grow your wealth and overcome all of these factors. That resource is time. Resources mentioned (affiliate links included): - Download t...
Wealth Building Made Simple: My $5M Roadmap
zhlédnutí 12KPřed 2 lety
Wealth Building Made Simple: My $5M Roadmap
Best Personal Finance Books For 2022 [Must Reads]
zhlédnutí 13KPřed 2 lety
Best Personal Finance Books For 2022 [Must Reads]
How I Made an Extra $1k Per Month Using My Interests
zhlédnutí 5KPřed 2 lety
How I Made an Extra $1k Per Month Using My Interests
YNAB Multi-Account Guide: Updated Savings Tutorial
zhlédnutí 47KPřed 2 lety
YNAB Multi-Account Guide: Updated Savings Tutorial
YNAB For Beginners - Updated Start Guide (2022)
zhlédnutí 402KPřed 2 lety
YNAB For Beginners - Updated Start Guide (2022)
How to Save Money FAST & Buy Your FIRST RENTAL Property
zhlédnutí 4,1KPřed 2 lety
How to Save Money FAST & Buy Your FIRST RENTAL Property
Not Your Normal Holiday Gift Guide | How To Buy The Perfect Gift
zhlédnutí 1,9KPřed 2 lety
Not Your Normal Holiday Gift Guide | How To Buy The Perfect Gift
Your Favorite Financial Gurus Are Wrong
zhlédnutí 11KPřed 2 lety
Your Favorite Financial Gurus Are Wrong
Buying A House In This Current Market with @JavyVidana
zhlédnutí 3,6KPřed 3 lety
Buying A House In This Current Market with @JavyVidana
#1 Mistake New YNAB Users Make (And How To Fix)
zhlédnutí 89KPřed 3 lety
#1 Mistake New YNAB Users Make (And How To Fix)
How YNAB Reports Help You Budget Better
zhlédnutí 27KPřed 3 lety
How YNAB Reports Help You Budget Better
Budgets Are For Everyone [Explained in 90 seconds]
zhlédnutí 4,2KPřed 3 lety
Budgets Are For Everyone [Explained in 90 seconds]
Profit First YNAB Tutorial [Simplified]
zhlédnutí 33KPřed 3 lety
Profit First YNAB Tutorial [Simplified]
5 Credit Score Myths (How FICO Actually Works)
zhlédnutí 6KPřed 4 lety
5 Credit Score Myths (How FICO Actually Works)
I'm really trying to grasp YNAB, but for some reason I find it confusing, especially when it comes to reconciliation. Your video helps a lot. Thank you!
I'm curious which method would work best when you split bills with a significant other, but want to budget together. Currently we each have our own bank accounts and handle different payments.
Hey I am using YNAB and needs your support for the mobile App. It looks different from web one.
I absolutely cannot live with the humidity one more summer. I won’t physically or mentally survive GA’s long hot summers. No more southern states 🥵
what categories for open invoices. Specifically for COGS?
You seem to know a lot about this so imma ask .... I have 4 cards and I charge weekly and pay I off in full on pay day... Is this a good habit?
Thanks for this, it all makes more sense now! You mentioned using your "values" system - I had a look and can't see a specific video you've made about it - can you point me to anything relevant please? Cheers!
Nick, I am grateful for your work doing these videos. You have a way of explaining that makes it so easy for me to understand YNAB.💯 I have been using YNAB for almost a month so far and the third option (The tracking one) really clicks for me.
Hey, firstly thanks for your videos - you've helped me set up YNAB and properly budget my money. I'm using Method #1, and there's two points I wanted to make about it: 1. Some of those short-term savings take a few months before they're spent. There's plenty of easy-access, penalty-free accounts that pay some monthly interest. I'd be missing out on some easy money if I kept it all in my current account. 2. I don't think it's necessary to create one savings account for each savings goal. I have different saving categories for different goals, but I only have on easy-access tracking account where that money goes. I feel this is as close as possible to the YNAB mentality, while also recognizing some of the benefits of having multiple accounts.
Imagine a queue instead of a stack
I’m so confused, I’m gonna puke.
One word ...... Fantastic!! Thank you so much a true pro!
Nick, I am a financial coach and use YNAB personally and with my clients. Your videos are my go to for an intro to YNAB. Thank you so much for sharing your expertise!!
Chicago
I put treasury bond under Tracking, and then ask me to category & assign it. The money is already out of budget, and how come do I still have that money assign to the category? or should I put treasury bond under budget?
Did you create your own To Be Budgeted category?
Dogs neck is going to snap!
YNAB is the 3rd budgeting app i downloaded this week. I tried Monarch and Everydollar but honestly even after watching some tutorials, they just didnt make sense. So I downloaded YNAB and after watching your tutorial I know that THIS is the app I've been looking for. It's very similar to the excel sheet I've been using but now i will have all my financial info at my fingertips instead of on my old (and really slow) laptop. Thank you for all you do to make learning to budget easier!
This may be the most important video in your whole playlist. Very useful for understanding YNAB.
I live in The Netherlands and what got me really confused was having a "positive balance" on the Credit Card within YNAB. I basically do not have any credit card debt, however, some subscriptions (like YNAB) can only be paid by credit card and not by using my Dutch bank account. As an extra security for my transactions, I like to transfer the budgeted amount of credit card payments to my credit card in advance. Say that for the month of August 73 euro's of credit card payments are coming up, I like to transfer this amount to my credit card as soon as I receive my paycheck. This way, when the automatic credit card transactions are due, they will take money from my positive credit card budget and I will never get accidentally into the red numbers. However the way this positive balance looked within my budget in YNAB was really weird. And even now I seem to understand it a bit, it still confuses me big time. But I will try to explain: 1. Make a transaction to your Bank Account 2. As a Payee select "To/From: Credit Card" 3. The Category "Credit Card (Credit Card Payments)" will automatically selected 4. State the amount (73) in the outflow column (the money will flow out from your bank account where you make the transaction). 5. Go back to your Budget: Be confused. When you do the transfer as described above, but select a "To/From: Savings Account" as a payee, step 5 will not confuse you, since your budget will not be affected. YNAB looks at all the money available in all your Budget Accounts and moving it to a different "physical" account does not change anything in the budget. However, when you do this to a Credit Card, the money you transferred to a Credit Card is suddenly visible as "Ready to Assign" money (73). And in the Credit Card Payments Category you will see the money you transferred in the "Activity" column (-73) behind your credit card. However, as a negative number. The money will be shown in red numbers in the "Available Column" (-73) as well. 6. Assign the money to the credit card. Step 6 is what was really confusing me, but apparently the money that just came available as "Ready to Assign" money, needs to be assigned to the credit card. Why? Don't ask me why... But at least my budget and accounts show the correct numbers again. Now, when the credit card transactions from your "to be paid by credit card" categories are made, this will not affect the number of money shown in the "available" column of your credit card. This will remain 0 after the transaction. The only thing that goes down, is the actual balance of the credit card. Maybe this is a bit logical, since you do not need to have any money available for a credit card payment that was already executed and didn't lead to you having to pay off your credit card debt. A long story, but I hope I helped someone with this :)
This sounded difficult. I want to be part of the YNAB cult, but so far Monarch is so much easier. 😢
How do you determine adequate healthcare/hospitals in a new area? Is there a certain rating system for hospitals like GreatSchool ratings are for schools?
The explanation of why you cannot budget future dollars really helped a lot. It is really the only way to not overspend
I have too much money is ready to assign. I cannot figure this out for the life of me. :(
Budgeting just seems to be cumbersome. I just cant🤦🏽♀️ its like a language I can't speak. I seriously have a mental block towards budgeting.
Your dog made me subscribe!
Savings accounts are also overdraft protection
What do you do about hidden categories it doesn't account for them in the Spending report
This is way too much work
Damn people are lazy as hell 😂
Anybody who believes a daily latte or avocado toast is what’s making you broke and not the abundance of low wage jobs that make a profit off undercutting you, aren’t worth having a conversation with. I mean honestly this should be common sense but American in 2024 be like..
What if you don’t get the work reimbursement until the next month? How can you reassign that reimbursement check to the previous month so that it zeros out the balance from the previous month, instead of that reimbursement category being a negative amount?
This is exactly what I needed to hear before I got too far in. The defaults are complicated. Thank you for giving me “permission” to make it easier starting out
Are you available for hire
@@shelleylewis4989 yup! I do about 20-30 one on one coaching calls each week. You can find that info here: mappedoutmoney.com/ynab-coaching/ I also have a group program we host three times a year. And you can find that here: www.aheadin100.com/closed
You guys are such a charismatic couple! And excellent advice and video structure. What a breath of fresh air between the cringe 'Hit that like button now before we continue' type of videos 🙄❤️
can we get an update its been 5 years
🎉
Love this video, thank you. I was overwhelmed because I am living paycheck to paycheck with family. So I needed to see where eery dollar is going. This was not at all hard to do. I have over $4,000 in credit card debt + loans. But I feel clarity now then I did before. I feel empowered and like I can turn things around for myself.
Wow! This is an Excellent video. This is the second time I've watched it. This gives me a great foundation with which to start my YNAB budget.
No toolkit for apps.😢
Even 3 years later, there are only 2 reports in the app. Is YNAB anti app user? 😢
So glad this is on video - I can stop, rewind, fix, keep going…..
Is it okay to actually connect the credit cards tho?
Great video!! Thanks
This is really high-quality content
Tell me more about Frothy Monkey.
Can you make multiple budgets in the app?
😱 This is literally a game changer. ...you can.
Why do you look permanently sad
Thanks so much for this video! I just opened a YNAB account and this has been super helpful. One thing I got stuck on immediately though is the setting targets. I was sold on the concept of being able to choose "Needed for spending" or a Monthly Savings Builder.. I thought that was the bomb, but I don't seem to have that option in my account? Has this feature been removed?
am currently Saving for my first rental property, I already have a mortgage on the house am living in, love the tips your giving especially the side hustling thing I have been doing that and it helps a lot
YNAB seems like great software, but it also seems to be lacking clarity around the intended/ideal use. This video does a fantastic job of clearing that up!
It really doesn't