9 Hidden Charges while Buying a Property in India
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- čas přidán 20. 08. 2024
- Know about these hidden charges while buying a property in India. All under construction property extra charges in India, explained in Hindi - Basic Cost, PLC, Parking Charges, Power Back-up, EDC, IDC, Maintenance Charges, Club House, GST, Stamp Duty and Registration Charges. Sign-up to our new app for discounts and early access: ✔ assetyogi.com/...
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Know how to buy property in India, how to book a Builder Floor/ flat in India, how to register a property in India and how to check real estate documents.
जानिए इन हिडन चार्जेज़ के बारे में जब आप इंडिया में कोई प्रॉपर्टी खरीदते हैं। इंडिया में सभी अंडर कंट्रक्शन प्रॉपर्टी के एक्स्ट्रा चार्जेज हिंदी में एक्सप्लेन किये गए हैं।
जानिए इंडिया में कैसे प्रॉपर्टी खरीद सकते हैं, बिल्डर फ्लोर/फ्लैट इंडिया में कैसे बुक करें, इंडिया में कोई प्रॉपर्टी कैसे रजिस्टर करें और रियल एस्टेट डाक्यूमेंट्स कैसे चेक करें।
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In this video, we have explained:
What are the hidden charges while buying a property in India?
What are the under construction property extra charges in India?
What are the hidden cost while investing in a property?
How to buy builder property in India?
Why you have to bear hidden charges while buying property?
How to know the included hidden charges while buying a property?
What is the hidden cost in real estate in India?
How to buy under construction property in India?
What are EDC and IDC?
What are the stamp duty and registration charges in India?
How to calculate the basic cost of a property?
How to check real estate documents?
How GST is included in real estate property in India?
इंडिया में प्रॉपर्टी खरीदने के दौरान हिडन कॉस्ट क्या हैं?
इंडिया में अंडर कंस्ट्रक्शन प्रॉपर्टी के हिडन चार्जेज़ क्या होते हैं?
किसी प्रॉपर्टी में निवेश करते समय उसमे हिडन चार्जेज़ क्या होते है?
इंडिया में बिल्डर्स प्रॉपर्टी कैसे खरीदें?
प्रॉपर्टी खरीदने के दौरान आपको हिडन चार्जेज़ क्यों पाय करना होता है?
कोई प्रॉपर्टी खरीदने के दौरान शामिल हिडन चार्जेज़ कैसे पता कर सकते हैं?
इंडिया में रियल एस्टेट में हिडन चार्जेज़ क्या हैं?
इंडिया में अंडर कंस्ट्रक्शन प्रॉपर्टी कैसे खरीदें?
ईडीसी और आईडीसी क्या हैं?
भारत में स्टाम्प ड्यूटी और रजिस्ट्रेशन चार्जेज क्या हैं?
संपत्ति की मूल लागत की गणना कैसे करें?
रियल एस्टेट प्रॉपर्टी के दस्तावेजों की जांच कैसे करें?
इंडिया में रियल एस्टेट संपत्ति में जीएसटी कैसे शामिल है?
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There is an IS 3861:2002 Bureau of Indian standards for measurement of Plinth area, Carpet area
3 GENERAL
3.1Linear measurement shall be measured to nearest 0.01 m, and areas shall be worked out to the nearest 0.01 m2.
3.2 The areas of each of the following categories shall be measured separately and shall not be clubbed together:
a)Basement;
b)Floor without cladding ( stilted floor);
c)Floors including the top floor which may be partly covered;
d)Mezzanine floor including the additional floor for seating in assembly building/theatre, auditorium, etc;
e)Garage;
f)Accommodation for service staff;
g)Stair cover ( mumty );
h)Machine room;
j)Machine room;
k)Machine room;
4 MEASUREMENT OF PLINTH AREA
4.1 Plinth area shall be the built up covered areas measured for the categories mentioned in 3.2 and shall include such areas as given in 4.1.1 and exclude the areas are given in 4.1.2.
4.1.1 For the purpose of plinth area, following shall be included:
a) Area of the wall at the floor level excluding plinth offsets, if any; when the building consists of columns projecting beyond cladding, the plinth area shall be taken up to the external face of cladding ( in case of the corrugated sheet cladding outer edge of corrugation shall be considered );
NOTE - In case. a common wall is owned jointly by two owners, only half the area of such walls shall be included in the plinth area of one owner.
b)Shafts for sanitary, water supply installations, garbage chute, telecommunication, electrical, firefighting, air-conditioning and lifts;
c)Stair case;
d)In case of open verandah with parapets:
1) 100percent areas for the portion protected by the projections above, and
2) 50 percent area for the portion unprotected from above.
e) 100 percent area of the balcony protected by projection above and 50 percent area of the unprotected balcony; and
f) In case of alcove made by cantilevering a slab beyond external wall:
1) 25 percent of the area for the alcove of height up to 1 m,
2) 50 percent of the area for the alcove of height more than 1m and upto 2 m, and
3) 100 percent of the area for the alcove of height more than 2 m.
4.1.2 The following shall not be included in the plinth area ( see 2.1 ):
a) Area of loft;
b) Area of architectural band, cornice, etc;
c) Area of vertical sun breaker or box louver
projecting out and other architectural features,
for example slab projection for flower pot, etc;
d) Open platform;
e) Terrace;
f) Open spiral/service stair cases; and
g) Area of mumty, machine room, towers, turrets,
domes projecting above terrace level.
5 MEASUREMENT OF CARPET AREA
5. I From the plinth area as worked out in 4, the area of the wall shall be deducted ( see also 5.1.1, 5.1.2 and 5.2 ). Thickness of wall shall be inclusive of finishes.
NOTE - The various dimensions could be measured internally or externally.
5.].1 The following shall be included in the wall area:
a) Door and other openings in the wall;
b)Pillars, intermediate pillars, supports or any other such obstruction within the plinth area irrespective of their location;
c)Pilaster along wall exceeding 300 cm2 in area;
d)Flues which are within the wall;
e)Built-in cupboard, almirah and shelf appearing within a height of 2.2 m from floor; and
f)Fire place projecting beyond the face of the wall in living or bed room.
5.1.2 The following shall be excluded from the wall area:
a) Pilaster along wall not exceeding 300 cm2 in area, and
b) Chullah platform projecting beyond the face of the wall.
5.2 The carpet area shall be the area worked out as
in 5.1 excluding the area of the following portion:
a) Verandah;
b) Corridor and passage;
c) Entrance hall and porch;
d) Staircase and stair-cover ( mumty ) ( see Note);
e) Shaft and machine room for lift;
f) Bathroom and lavatory;
g)Kitchen and pantry;
h)Store;
j) Canteen;
k)Air-conditioning duct and plant room; and
m)Shaft for sanitary/water supply installations and garbage chute, electrical and firefighting, air-conditioning, telecommunication, lift.
NOTE - In a hall or basement, areas of portion I m beyond last step shall be part of the staircase.
5.2.1 The carpet areas of category mentioned in 3.2 b), e), g), h), k) and m) are not required to be calculated.
Very Important point is the rates are according to 1Feb 2018 property and market rate . It's changes daily so please check actual date of purchase rates then Calculate rest everything is normal
Bro your knowledge is outstanding and worth for millions in India
You are working on a must required niche and helpful for others
Only one suggestion work on your background wall instead you can put any videos for example videoblocks of property or land that will boost your channel more
And give viewer's more interested in watching
Good job Keep it up
Good information shared by you. Could you please make a video for NRIs that prefer to buy flats vs villa at tier 2 cities.
Aur ek charge hai sir. If basic cost is 50 L or more, then a TDS of 1% will be levied.
Yes
Sir , How do we know these charges ?? Is it mention anywhere in Agreement Document ?? Because in under Construction Property. Sales man never told these Changes.??
Very informative and helpful! 👍🏻 Great work!
Thanks 😊
Sir apka sujav bahot achchha laga magar jab ham bank me loan lete he to kaya ye sab charges include hoke loan milta he ya sirf basic ke hisab se loan milta he is pe bhi ek sujav dijjye, thanks for your kind attention
15/16lac ki to fir 8/9lac hi hogii sir, esko deduct kese kiya jaye ye bataiye...
1thing more bilder 16lac ki proprty par 12lac ki registery chahta h esa q? jbki hm to 16lac hi pay kar rheyn h mtlb baki uski pocket mei ... pls clearify me
Unko uss hisab se tax lagta he iss liye wo 12 hi white aur baki black money lete hne
I have some savings of 45 lacs and i want to buy my first home in delhi or gurugram before my marriage.
As real estate are at its low so what should i opt for flat or plot?
I don't have any fixed income so I don't know how much money I'll make on monthly basis it can be in between 1000-2,00,000 so thats also a case.
Need some good schools near property and some basic facilities.
better go for renting for next 2 years and observe real estate market. In next two years you can get really good offers from builders and banks regarding payment terms and price. Also real estate price wont increase till next 2-3 years so dont dump your money. Go for renting
Hi Sir,
Thanks for sharing this very useful information.
Appreciate your efforts.
Kindly advise me on below,
1.maximum allowed super build up in ratio Vs carpet area.
2. Allowed upfront duration for maintenance charges.
Kind regards
Thank you so much for appreciation 😊 and I've noted down the suggested topics for future videos.
Asset Yogi , Sir can I have your contact details as I seek counseling
Buying a flat like this is a liability. Its not worth to buy a flat. Because owner has no control on the charges of maintenance.
now also builders quote price on the basis of super build up area instead of carpet area... making law alone won't protect consumers...a provision to detect and punish such offenders should be implemented
Sir..first ye ki bahot bahot dhanyawad.... question ye he ke....NATP se leke plot kharidne Tak ...Kya documents lagte he...true documents kaise pahchane....aur ye sab ek hi video me bataye...thanks ...sir..
Thankew Mukul Sir...Very Well Explained.....Full Value Addition...:)
Thanks Nikhil
Sir ap ka gyan kafi practical hai. bohot accha kam kar rahe hai ap.
Thanks. Umeed karta hoon aapne Channel Subscribe kar liya hai. Abhi kafi informative videos aayenge.
sir koi v flat ho uska kch to validity hoti hogi kyuki flat to 60 saal k baat to kamjor ho jayegi fir flat for se banane ki jrurat padegi to kon haneyaga fir se
Builder....
Sir kon se bulding me flate lena chahiye o.c. collector pass. Cidco. Loadbarring vvmc approve kon sa le bahut confusion detail me banaye sir kyoki.bulder aam logo ko bahut dhoka dete h ispe bhi video banaye please. Mumbai
god bless you bro.....your videos are so helpful thankyou
Thanks for appreciating, glad to know that its helpful 😊
Very Nice Information.
Thank you.
sir is it possible to get the registery done on a much lower price to avoid these extra charges?
why every builder OR brokers keep asking, ... you are buying home for investment or staying .. why ???
Sir lkn kuch buildrs add dete h
.k free regatrarion free stamp duty and zero chares.kya y sahi hota h..ya y pisa vo kahi aur cover krte hi..pls ispr video banao..and u explained very vell
Very nicely explained. Thank you!
Sir please help me in this question. My seller is in out of the country. But he need to sell his property. Without coming to registration office is it possible to sell that property. When I asked that seller. Seller said, I will sign the paper through embassy office and will courier it to you (buyer ). Then buyer should go to registration office and to do further arrangements as seller said. Is it possible sir. Due to corona. Seller not able to come. Please help me with it. How to do this.
Same with me
Sir, flat kharidne ke baad ka monthly charge kitna dena hota hai har mahine. (Security,maintenance,society funds) dena jaruri he kiya !
Hi i like your content it is quite comprehensive and detailed could you please create some content on Taxation liability on capital gains on real-estate sales, especially for properties which one is holding prior FY2000
We will try to cover that topic in future videos
sirf underconstruction ka btaya aapne,
kya aap ek video bna sakte lottery wali properties k liye, esp lda ki
Nice information
Thank you Hitesh 😊
I purchased 3 bhk under construction appartment for Rs 1.40 cr. in Gurugram. Initially I paid 63 lacs as part payment and rest to be paid on possession. Who will pay TDS - 1% .Builder demanding TDS certificate. Please tell me..if I pay 63 thousands as TDS ..it will be extra to total cost of my appartment.
No you should adjust that in the payment of 63 lakh
Really nice content. Thanks. Please keep making these knowledgeable videos. 🙏👍😀
Thanks for appreciation Sharad :)
Good explanation
Keep watching
Is all loan approval properties are legal?
Sir is par aap video bana skte hai ya answer de skte hai...
Sir i am praveen . I am buying a readymade house in hyderabad. I want to know do i need to pay gst along with stamp duty and reg charges. Pls clarify
Great video sir.Thank you.
Hope it helps. Subrata
Sir ye to under consideration ke bare me hai what about the plot is me bhi hidden charges lagte hankya
Can you tell me about hidden charges in Chandigarh city sir.
Your videos are providing the guidelines for investors 🌹🌹🙏🙏
Thank you for appreciation and these hidden charges are applicable on buying property in India including Chandigarh.
Reday to move vala same banado sir..bcz bahot sare cost ka pata hi nahi hota...50 lac ki property 60 tak chali jati hai...
Interesting information. Thank you
Hope it helps. Kaizad
Thanks , god bless you , it is useful
Thankuh So much Sir
Most welcome Priya.
Kindly make 1 video on kolkata real estate market. I m a real estate professional based in kolkata.
I've noted the topic suggestion for future videos.
Very nice information
Sir
What is the monthly charge for owner for his own flat to the society.
Secondly what is the idea behind 99 lease of flat. Is it same for all the flats
Brother
Jo gst charge hota hai
Vo basic price ka 12% hota hai ya
Other charges milake Jo grand total hota hai uska 12% hota hai
If I m taking under construction property*
very nice and knowledgeable
Thanks Vikram
Very good information sir thanks so much
60 lakh ki property me gst kitna lagta hai. Maine 60 lakh property kharidi abhi builder gst 6 lakh demand kar rahi hai. Or registration fees 5 lakh. Jab deal final hua tha tab iske bare me kuch nahi batya tha
Check in RERA
Hum ne flat book karvaya hai to. Unhone super build up area. Par. Charges kiya hai
Kya ye sahi hai?
Please make a video on builders colloberation
Good help full
Thank you
You're welcome
So nice. Thank you
Hope it's helpful 😊
How to calculate total saleable area? Is the price same for carpet area and balcony area? How to calculate balcony area cost as per RERA guidelines?
thnx... aise hien hlp krte rhna indians ko
Still no builder is charging on the carpet area basis,they take white amount in carpet into psf rate and demand remaining amount that maybe 35 percent more than carpet area in black.
plus all the charges mentioned in the video.
its a complete rip off
Sir hum plot registry kase or kis se check karaye
If I purchasing home through loan and property basic rate is 300000 then how much I have arrange in mumba
Sir , if we purchase property which is under construction we should pay GST. Is it best to purchase ready property where there will be no GST. and we can also save cost.
yor r very Good teacher sir..keep it up.
Thank you for support 😊
Informative video... Best of luck good review
nice video sirji
Thanks 😊
Sir...Mhada property ke bareme bataey please
Sir want a video on property transfer by gift deed to family relations & third person , what procedure & stamp duty guide
Sir plz tell me how to calculate edc and idc for under construction building in haryana
Bro how do I go about the sale of my property In punjab. I'm Nri, but I obviously want the best possible deal. I don't want to be ripped of or scammed.
Thank-you in advance
Punjab location
Nice video
Thanks for uploading, helpful for all
In your opinion, which is the best location to buy commercial property right now?
very use full appreciate
Sir land purchase pe stamp duty and regiateration ke alawa konse charges lagte hai in mumbai ... when the land for purchased for residential purpose
Watch this video: czcams.com/video/VllKBBddhuo/video.html
sir kindly make a video of cooperative housing pros and cons vs builder project for awareness it will be really appreciable work for knowledge thx sir.
Your all messages are too much useful...... great job AY jii
Glad to know that you found the video useful 😊
Hi Sir, please let me know is the GPA holder from owners side can sale and do the registration of the owners property.
Yes
Sir maine ek agriculture land cricle rate se kam per kreda tha or stamp duty cricle per diya h
Income tax ka notice ayaa toh kya krna chahiye
Is advance paid recoverable as per rera if we want to back off from the deal
informative video thank alot sir
Yogi ji, mera ghar 80 lakhs Ka hai, usko sell karke, kya main 50 lakhs ki property le loon, to koi tax lagega !
Yes remaining amount after 50 lakh after excluding indexed cost of acquisition
How to know input tax credit from builder and ensure he passes benefit to buyer
Only builder can share this info.
Also share some tips and suggestions on how to close deals faster.
Super
Thanks
civil engineer municipal corporation License and registration video banai ye..
Hi Amit, I've noted down the topic for future videos.
Sir plz suggest me
Maine 250000 ka plot Lena hai main konsa Loan apply kru or muje kitne Rs. Tk loan MIL jaayega +Meri salary 30000 hai
Plz suggest sir konsa loan sahi rahega or easly mil jaaye
Apply for loan from NBFC if property is registered
18lakh
Thanks for reply sir🙏🙏
Hope it helps.
Hi
Too good information.
How can assure builder all taxes paid or not. After possession builder society handover. In that case guide us.
Thanks
Sir sir ap sachi mahan ho jai ho ap ki
Sir mere papa ne ready to use property sale Kiya hai 19lakh me to us per unhe kitna GST bharna honga,
Pure saal ka turnover bhi 19lakh h hai.
Aur kya w special rate k categoryme aate hai
Plz reply sir
Lucknow LDA area aane se pahle gram Panchayat mein banaa flat liya ja sakta hai ya nahin
Ise lene ke liye कौन-कौन si savdhaniyan hai
These are not hidden charges. It is clearly mentioned by builders.
Sir.. I am to take possession of my flat and it has been 2 years since he offered the possession, but I could not take it because some short of funds at that time. Now builder is asking for maintenance cost of all those 2+ years which is a very good amount. Is it legal? Can I refuse to pay? If yes, under which specific law?
Dear sir hm eik ghar buy karny ka baat kiye to woh room ready hai bus thora sa kam due hai .. magar woh mera relationship me magr kuch paisa phly deny hoga uska 10/ 15 din ka under me hmko room mil jaye ga kya aisa arena sahi hai ??
Thanks
Hope it helps.
Very nice video sir
Hi sir new flat lene wakt aap ko society charges bharna padta hai kya?
Means jese society ke lift ke pese customer ko dena padta hai kya??
buildind ki srtuctural design kaha se sharu karate he. aur kese karate hai real me please bataye??????????
I like all ur videos, but Kindly explain in English it ll be useful for me
Sir ager CS property kahridhta hai to kya vo kudh legal charges ka kaam ker sakta hai ?
Can a builder charge extra for kitchen otta and bathroom fittings and other fitting in the flat ?
Sir, for ready to move in property is GST applicable?
No
what is difference between proposed plan or existing plan?