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Wise Debit Card: How Does it Work, How to Order and Use it (2024)
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- čas přidán 15. 08. 2024
- The Wise debit card is already legendary! This video is the most relevant, up-to-date guide, where we cover everything you need to know. Watch this video to find out how to order a card and activate it, as well as learn what your Wise debit card is capable of (spoiler: it can do a lot!).
💚 Open your account and get Wise debit card here - wi.se/abqplm 💚
📝 Follow-up blog post with region-based info - wi.se/18s5b6c
Video about Wise Account - wi.se/1buzhfq
*Currently, the Assets feature only available to UK residents.
Subscribe to our channel for more helpful videos just like this! 🔔
Pricing page - wi.se/1im0y6y
Terms and conditions - wi.se/gs6fti
00:00 - Wise debit card features
1:28 - Where can I get Wise debit card
1:40 - How to order Wise debit card
2:37 - How long does it take to arrive
2:57 - How to activate Wise debit card
3:33 - Adding to Apple Pay and Google Pay
4:01 - ATM withdrawals with Wise debit card
5:13 - What else can you do with Wise debit card
💚 Open your account and get Wise debit card here - wi.se/abqplm 💚
I want to order a card to a UK address, however I will be loading funds in CAD (Canadian Dollars) and spending in EUR (Euros).
I just want to confirm I can do the following:
> Load funds from my CAD RBC account to my Wise card without fees
> Deliver card to a UK address for specific fee (2.50 GBP)
> Use card in Europe to spend in EUR for small conversion fee and NO additional fees
Thanks for your help!
Hey there. Thanks for your interest in getting a Wise Card 💚 Your card is linked to your balances, so all you need to do is make a top-up to your Wise account: wi.se/addmoneytoyourbalances_ And here we explain how your CAD account details work: wi.se/cadaccountdetails
See here for delivery: wi.se/canispeedupmycardorder
And just to confirm, our card works for multiple currencies; read here how we do conversion if we support the currency: wi.se/smartcurrencyconversion
Another useful video, packed with useful info in simple facts~
I just want to say, I like your customer support and overall banking approaches.
Very professional to say the least.
Thanks so much! Your positive feedback is a huge encouragement to us, and we'll continue to give you excellent customer service 💚
Does the card automatically recognise what country I’m in when using my money ?
I guess so
Great & articulate speaker and helpful tips, thank you !
You're most certainly welcome, we're glad to hear it was helpful! 💚
This guys voice is so soothing…I had to go back and watch the entire video 😂
Hey there. We really appreciate you saying that, as we completely agree with you✨ And we'll make sure to let our colleague know about it as well!
Have a great day.
for quick transfers to Poland wise always gets the job done for me
...and it's the best to hear this from you. Thanks a lot, Sam 💚
When I ordered my WISE card, I had to give my SS# and take a picture of my driver's license to verify my identity. Please tell me I didn't just give away my identity.......
Hi there! Verification is a part of card order process. As a regulated financial institution, we have to follow a strict set of guidelines, and we want to know who's using our services. Verification is something we never take lightly, and so we ask for documents to verify our customers before completing the card order. We share more about the process here: wi.se/getthedebitcard_
If anything remains unclear, feel free to contact us at wi.se/contactus_, or DM us on Facebook, Instagram, or Twitter 🙂
When will the Wise Card be available in Jamaica? If Wise does not ship cards to Jamaica for some reason, why not find some way for us to get them, even if we have to have a certain amount of money in our account to be eligible for the card.
Hey Adrian! We hear you. At the moment, we don't offer the Wise card in Jamaica, we're working hard to expand our services, so we can reach more customers and give them the best service possible. In the meantime, you can join our waitlist: wi.se/cardwishlist - we'll let you know once we have updates about the card in your country.
If I open up a business account, will I be able to invoice US based clients, have them pay me directly to my wise card and then pay my staff in South Africa?
Your Wise card is essentially an extension of your Wise balances. So, if your clients pay to your Wise account details that's linked to your Wise card, there should be no problem there. More on Business accounts here: wi.se/businessaccount and receiving money here: wi.se/howtoreceivemoney
Next, you can send ZAR to individual and business bank accounts in South Africa. More on that here: wi.se/guidetozar
But, if you'd like to send USD to South Africa, it'll then have to be via SWIFT: wi.se/swiftpayments Hope this helps, but if you still have questions, feel free to drop us a DM on alternative social platforms, or give us a call during operational hours in your region: wi.se/contactus.
This is pretty helpful!
We're glad to hear it! 💚
I opened the account and I made a mistake and declined when I was about the card now I need the card and I am finding it difficult to order wise card, please what should i do in other to order wise card.
Hi there 👋 Please note that the Wise card is currently available to the residents of the following countries: wi.se/cardavailability
If you're eligible to get the Wise card, you should be able to order one following these steps: wi.se/getthedebitcard
Should you face any issues, feel free to reach out to us via Facebook, Twitter, or Instagram. Or you can email/call us using this link: wi.se/contactus, and we'll be happy to help.
Yes is available i base in germany
If you're based in Germany, then you should be able to get it. Please check the steps here: wi.se/getthedebitcard
Should you face any issues with ordering the card, please reach out to us via Facebook, Twitter, or Instagram. Or you can email/call us using this link: wi.se/contactus, and we'll be happy to help 🙂
Seriously people. Been using this card for like 5 years. So cool. A must for the world travaler
Thank you for sharing your experience! 💚
Hi
I am from algeria
How we can recieve wise card .
Hi there! We're glad to hear that you're interested in our services. It's always been our goal to make our card available in more countries, including Algeria. Please note that it's not an instant process, but you can be sure that we're working on it. If you haven't done so, please join our card waitlist: wi.se/cardwishlist, and you'll be the first to know for any new updates about our card 👍
Hi I’m thinking of purchasing a debit card, and then can I purchase a car through wise if there’s sufficient funds available, example £35,000 for the car . Uk 🇬🇧
Hey, there. Generally, you can pay with your Wise card in most places where debit cards are accepted, and if you have sufficient funds. But there are certain places where you might not be able to use it: wi.se/where-you-can-use-your-card We also suggest keeping in mind the limits your card has: wi.se/wise-debitcardlimits
It’s nice to know that you can order a card delivery outside of your residential address. This makes it truly borderless😊. One small thing i wonder, I ordered my Wise card in 2022 and the durability of the card was not the best back then, after a few years the top plastic film started peeling off. I wonder if the new deep green card is a different plastic? Thank you
Hey! Thanks for being with us and enjoying the main purpose that we exist for - borderless. And the card has gone through improvements, but the main build is the same, meaning there will be an overlay on top of the card that can be subject to peeling, but in most situations it shouldn't be a real concern.
Great info and questions. Thanks! How is my balance protected if my card is stolen?
Great question, Andrea! You can temporarily freeze your card to prevent someone from using it, or replace it to get a brand-new card.
In case you notice any unauthorised transaction, you can report the issue, so we can investigate it.
We explain in more details here: wi.se/lostorstolencard
Why is the card not available in the US currently ?
Hello there. We're temporarily pausing issuing new cards to personal customers in the US due to an operational change. We're working to bring the card to new US cardholders after this temporary pause, and as soon as we have more information to share, we’ll communicate it with our customers.
However, existing users who've already gotten our cards, can continue using them as usual.
Concerning Virtual App Card:
1. Do i need to "Add Money" first in the currency I wish to use? say I want to spend online in USD but only have GBP & Euro in my wise acc.
2. If I don't need to "Add Money" for 1 above what is the "Add Money' feature for
3. What is travel hub? I live in Asia. So if I want to spend like a local do I need to have a wise acc. in local currency?
Hey there 👋 Correct, you'll need to add money to your balances first. If you spend money in a currency you already have in your balances, we'll deduct the amount from there. But if you don't, we'll automatically convert the amount for you from whichever available balance has the cheapest conversion fee. So there’s no need to worry about converting money before travelling.
So, if you have the local currency in your account, no fees are applicable to the transactions. If you don’t have, we'll charge only a conversion fee using our Smart Conversion technology: wi.se/smart-conversion
hi. im going to the phillipines in a few weeks time. Im just trying to get it clear in my mind
So is my best option that before i go i transfer some money from my uk bank account using the app into the wise card and convert it into phillipino pesos.
Then I can draw up to £200 a day without paying charges.
I can also use my wise card as a debit card in locations that accept mastercard payments to pay for goods or food and always choose to pay in the local phillipino pesos currency if asked?
Hi, there. Thanks for reaching out - we'll be glad to answer your questions. (1) You're right, if travelling abroad, we'd suggest converting to the currencies you need within Wise before spending. We have some tips outlined: wi.se/aux1za That way, you'll only pay the conversation fee, with a mid-market rate. Here's how: wi.se/moneyconversion
Otherwise, if you'll prefer not to convert it manually, Wise has this Smart Conversion technology that'll automatically convert the balance for you that has the lowest conversion fee: wi.se/smartconversiontech Meaning, if you don’t have the currency you need in your account, you can still spend money.
(2) As for the withdrawal, if your account is based in the UK, the free allowance is 200 GBP only per month (not per day). You can read more here: wi.se/withdrawalfees (3) That's correct as well, always choose to pay in the local currency if asked. And you can definitely use or pay with your Wise card in most places where debit cards are accepted: wi.se/whereyoucanuseyourcard
We hope this helps, but let us know if there's anything remained unclear.
i’m just a little confused, when i go overseas, and want to pay for dinner in Euros, but i’m from australia, should i load aud onto the wise card and convert to euro? after that, would i just tap to pay? like does it automatically charge the balance of the country you’re in?
Hey, Scarlet 👋 Basically your Wise card is linked to your Wise account, so, as long as you have money there, you can still pay for your dinner in EUR. If you have EUR in your account, our system will take the money from that account, otherwise it will automatically convert the currency that you have there that has the lowest conversion fee. Check out this page for more info: wi.se/smart-conversion
@@Wise amazing! thanks so much. my card arrived this morning 😁
Whoop! Let us know how you like it 🤩
I live in Japan, can I use Wise Debit card for while traveling in the USA, where card payment is accepted? Japanese yen to USD. How do I activate Wise Debit card coming from Japan?
Hi 👋 Yes, you can certainly use the card in the US: wi.se/whereyoucanuseyourcard, and you can activate the card comfortably in the app as soon as you receive it: wi.se/activate.
If you need any more help, just let us know.
A lost card topic. If I'm abroad on holiday and my card is stolen or cannibalized by atm. Can you send me a new card to my vacation address? Are there any restrictions compared sending it to my residential address - different fees, delivery time, etc.?
Yes, international delivery is available for Wise card replacement orders. More info here: wi.se/canigetinternationaldelivery 🔍
It would be nice if you could use the virtual card design as the physical card's
Hi there. We always work on improving our services, and we'll be sure to keep your feedback on the physical card's design in mind. Thanks for sharing 🙂
WHy does my Wise account App have a "Balance Setting" section BUT my wife's does not. Thanks
Hi Joe. Our balance feature availability depends on your region. You can check for hers here: wi.se/balanceavailability Keep in mind, we sometimes need to make changes that only affect new accounts. It's possible that older Wise accounts have access to different features than new ones.
If you'd like us to take a closer look, have her reach out to us here: wi.se/contactus or have her DM us on Instagram, X, or Facebook. We're here to help.
Q1- Why does it say you can't withdraw cash from Canadian ATMs?
Q2- if I have canadian money and I'm for instance in Argentina trying to take money from an ATM. Do I need to convert the amount on the app first, or should I just withdraw from ATM? (Without accepting the conversion option ATMs give me)
Q3- can I get a card done to give to my mom or father to use if they live in a country where they can't get the card transferred to them? Do I need to create an account for them in Canada? Is that even an option? I want them to retire and be able to support them in case of any issues.
Hey, there!
1. There can be a few restrictions on where our cards can be used, and in this case Canadian-issued cards can't be used for local ATM withdrawals (but it'll still work outside Canada, as normal): wi.se/withdraw-fees
2. You don't have to convert, although we do recommend it, since spending money in a currency you have on your balances tends to be a lot cheaper: wi.se/debitcardfees 😉
3. We can only issue cards to the account holder, so if they'd like to have cards of their own, they'll need to create their own Wise account as well. However, when creating the account note that their address has to match their current residence, so if the card's not available in their current country, it wouldn't be possible to order them at this time.
They're welcome to join our waitlist here, though: wi.se/cardwishlist to get notified as soon as there's any news!
If I’m going to Utila Honduras and load my card with Limpira’s, go there and withdraw from an ATM the only fee I’ll be charged is from the bank for the use of the ATM? How much can I withdraw at once?
Hey, James. You can use our card in Honduras! At the moment, we don't yet support adding or holding HNL in your balance. However, our card supports spending in HNL. We'll automatically convert from a supported currency to HNL when you spend. You can learn more about the conversion fees here: wi.se/card-price
You get 2 free withdrawals per calendar month. From the third withdrawal, we’ll charge you the fixed fee, depending on your region. Learn more via: wi.se/withdrawalfees
As for the limit, you can find out more at: wi.se/wisedebitcardlimits 🙂
I have activated the card and deposited aus dollars. Before I go to Europe I want to, pay for some excursions in local currency. Would I just have to convert all the balance to that currency, or am I able to choose which one. In other words, can I have several currencies at the one time on the card and if so how do I choose which one I want to use. In an internet transaction. I understand how it works once I am physically in the country.
Hi Pamela. That's a good question. You can have several currencies at one time on your card. For online transactions, as long as you've sufficient EUR in your account, we'll deduct in the same currency for your excursions in EUR.
If you don't have EUR in your Wise account, you can still spend money with the card. Our Smart Conversion technology will automatically convert the balance for you that has the lowest conversion fee. In this scenario, you can't choose which currency to convert from. Read more here: wi.se/smartconversiontech 🙂
Hi. So what happens if I put £500 of phillipine pesos on my Wise card for use in the phillipines and i take £200 of pesos out of an atm and then try and spend £400 of pesos using the card as a debit card. i.e. I exceed the amount of money I added to the card initially?
Hey there. So firstly, please note that it's not quite the case that you put the money on your debit card, but rather that you top up a balance in your account with us.
And from there you'd use your debit card to spend the funds you hold in your balance with us. For more info on how to top up your balance, check out our page here: wi.se/addmoneytoyourbalances
Now, in case you'd exceed the amount of funds which you hold in your balance(s), then please note that the payment, or withdrawal for that matter wouldn't be able to process, as it's a debit card, and not a credit card. Meaning you wouldn't be able to spend more than you have.
We hope this clarifies things, but please feel free to reach out to us via PM, or DM, on Facebook, Instagram, or X, in case you have any other questions. We'd be happy to help you.
How can I use my Wise Debit Card or other account features to pay credit card bills locally - and ideally in Wise time, ie `instantly`?
Hey there, George. Great question! You can definitely use your Wise account to pay for things such as credit card bills. To do this, you'd just use either your Wise card or your Wise account details as the payment method when you're paying the bill.
We hope this helps, but if you have other questions, feel free to reach us via DM at Facebook, Instagram, or X. We're here for you 😊
If living in Thailand , my pensions are paid in GBP in the Uk, Can I use the card on ebay , paypal etc? Also if I am credited from someone I have paid will this automatically go back in my account?
Hi Peter! Yes, the card works internationally and is accepted as any other Visa/Mastercard. If you don't have the currency converted we'll do it for you automatically: wi.se/smartconversiontech And should there be a refund it'll go straight back to your Wise balance: wi.se/debitcardfaq
Hey Wise, how would you recommend using the wise account/card if you work in Switzerland but are getting paid in the US? I have always heard to withdraw larger amounts via ATM in the local currency, but you say $200/CH200 with a limit of two before being charged a nominal fee. I am going back to CH in a few weeks so I want to see if WISE is going to work for me. FYI, paychecks are biweekly and the assignment length is probably 12+ months.
Hey there, Sam. Thanks for reaching out! If you'd like to get and use your Wise card while working in Switzerland, you can withdraw money like you were mentioning, but you will get charged a fee on the third time, as well as when you withdraw more than 200 CHF in a month.
With that being said, you can also just use your Wise card to spend money in Switzerland without needing to withdraw cash. You can add CHF to your Wise balance, and then you'll be able to use your card at any local merchants, stores, restaurants, etc. in Switzerland.
If you only have USD in your Wise balance, though, you can still use your Wise card to spend money in Switzerland with our Smart Conversion technology. This means you can spend money in a currency you don't have in your Wise account, and we'll take money from the currency with the best mid-market rate at the time. For example, if you're being charged in CHF, but you only have USD in your account at the time. Read more about that here: wi.se/smartconversiontech
We hope this clears things up a bit, but if you need anything else, please let us know. We're here for you.
I live in the uk and I have access to Indian bank internet banking , can I transfer money from my Indian account and use here in uk using wise card ?
Hi, Celesty! At the moment, only customers who've used our services before can send INR from India. We're working to change this, but don't have an exact ETA to share just yet. More info on INR transfer here: wi.se/guidetoinr.
Alternatively, you can still send money from your Indian bank account using GBP via SWIFT: wi.se/swiftpayments.
Should you have any additional questions, feel free to reach out to our DMs via Instagram, Facebook, or X. We'll be happy to help you over there 🙂
Can connect my usual bank account with this card, or paypal?
Hey, Daniel. Your Wise Card can only be connected to your Wise balances. You can add money to it using a few different methods, like paying with your bank account for example. You can just follow the steps here: wi.se/addmoneytoyourbalances Once the money has been deposited, you’re ready to spend with your card.
i cannot find the expire date and ccv on the wise account need help on that
Hey there 👋
Are you trying to access your card details via the app? If so, this is simple, you'd just click "card" and then select "card details" We share steps here: wi.se/checkcarddetails
I already activated my card, however what option do I select when making a payment or taking money out of an ATM machine? Current, Savings or credit card? Thx
Hey there. If there's an option to select "Current" then do that. As savings and credit card are a bit different.
great job - well done ! One quick question, if I have 3 wise accounts say USD, CHF and Euros and I am say in Munich (Euro) and use the card will the card automatically access the Euro account and spent the money out of there. Obviously I already put money there that the balance is >0. thx. or is there a certain step needed to during the transaction to ensure Euro is used. My home base is Singapore and money comes in Singapore Dollars then I move it to my other 3 accounts in Wize as I travel to those regions for vacation thx.
Hey, Rene! We're glad to hear that you liked it. To answer your question, there's no manual steps needed. If you spend money in a currency you already have in your balances, we'll deduct the amount from there. But if you don't, we'll automatically convert the amount from whichever available balance has the cheapest conversion fee. So if you're spending in EUR and already have this currency available in your balance, we'll deduct it when you make a payment: wi.se/wise-card-gettingstarted
Have a safe trip ✈️
An ATM bandit topic. If I want to withdraw a certain amount of money from an ATM and the ATM dispenses less money than I requested(lack of banknotes or an ATM black hole). Who can I complain to and how? Is it possible to complain/suspend a withdrawal in the app?
Hey, thanks for reaching out! If this were to happen, your first step would be to contact the ATM provider first. In most cases, the ATM provider will know that there was an error, and the money will automatically be returned to your balance within a few minutes. If you aren't able to reach the provider, or they don't return your money, you'll need to wait until the transaction is complete and you can then dispute the charge. We explain this more here: wi.se/atmdidntgivemycash
Feel free to reach us here if you need anything else: wi.se/contactus_
Can you buy an airplane ticket or other products online with this card?
Hey, Daniel. You can pay with the Wise card online, and in most places where debit cards are accepted: wi.se/whereyoucanuseyourcard
If you have US dollar cash, can you deposit into Wise card? Or you need to transfer from your bank account to wise card account online?
Hey, Uma. At the moment, we don't yet support depositing physical cash to your Wise card.
As a workaround, you can make a bank transfer from your external bank account to your Wise account. Typically, this can be done via online banking, over the phone or in person at your bank. We explain more here: wi.se/payingbybanktransfer
Here's a helpful guide on how to add money to your balance: wi.se/addmoneytoyourbalances 🙂
@@Wise what is the limit of how much I can keep on my aacount ? I am in Malaysia can I keep 10,000 of dollars on my account?
I'm in Bangkok. First time use Wise card. Sometimes it require I put in a PIN. (Good.) Other times not. (Bad!) When NOT sometimes sez wireless contact, other times chip and PIN (NOT TRUE!) Why the variance and I'm thinking use of the card is very unsafe. Thanks for a reply/advice.
In general, every time you enter the card into the terminal it should ask for a PIN, sometimes it can ask when doing contactless as well. Feel free to message us on Instagram, Facebook or Twitter and we can take a look. Our contact emails and phones are also available: wi.se/directcontactus
Hi
I have used wise for years from the UK
But i have moved to Thailand wise are emailing all the time saying open an account in Thailand but they say i cannot transfer baht outside the country or convert to any currency what is the point in opening an account ? Am i missing something ?
Also can i get a card or virtual card in Thailand ?
Hey, Dave 👋 We’re working hard to expand to all over the world, but there are still some regions where our card isn’t available, like Thailand. The virtual card won't be an option as well. You’re more than welcome to join our waitlist here: wi.se/joincardwaitlist, so you could be the first to know once we’ve landed in your country.
Do note that if you've moved to another country, you'll need to update your address on your Wise account. You'll still be able to hold balances, send and receive money in multiple currencies. However, if you're interested in THB specifically, please check here: wi.se/guidetothb
If you have additional questions, feel free to DM us on our other social media channels like Instagram, X, or Facebook, or give us an email/call here: wi.se/contactus. We'll be happy to help.
How many times can I withrow money in euros in spain? Is there daily limit or monthly limit?
That's a good question! Depending on where your account is registered, you'll have different limits for withdrawing with your card. You can find our full breakdown here 👉 wi.se/wisedebitcardlimits
Hi! I live Australian and I was wondering do I have to activate my card at the ATM/chip and pin to do “tap”/contactless payments? Thanks.
Hi Carpe 👋 If you’ve never used contactless, you need to use a card in an ATM or do a chip and PIN transaction one time before contactless can work.
If the Chip and PIN payment gets declined, please use the card at an ATM for either:
- Cash withdrawal
- Balance enquiry
Should anything remain unclear, feel free to DM on Facebook, Instagram, or Twitter or you can also call/email us at: wi.se/contactus_
Do I need to activate my card in Australia before going to Ireland?
Hey there. Cards can be activated anywhere (except the cards issued in the US, Japan, and the Philippines).
To activate your card, you just need to make your first payment using Chip and PIN. See more here: wi.se/activate
There's an option in the app to convert, if I'm travelling to the Philippines from a foreign country where I have my local currency loaded, should I convert before I withdraw from an ATM in the Philippines?
Hey there 👋 There’s no need to worry about converting money before travelling to the Philippines. If you spend money in a currency you already have in your balances, we'll deduct the amount for free.
If you don’t have PHP we’ll automatically convert the amount for you. The money will be taken from whichever available balance has the cheapest conversion fee.
See more here: wi.se/smartconversiontech
If you have any other questions, please don't hesitate to reach out to us on our other social media platforms or via phone and email here: wi.se/contactus
@@Wise thank you. But the purpose of the Convert option, it's there to lock in a good rate for example, or some other reason?
The option to convert manually is there so you can choose to convert all your money when you see a desirable rate, or if you simply want to hold your funds in different currencies 😉
What happened to the debit cards in the US? Will it come back any time soon?
Hi there. We hear you on this. We're temporarily pausing issuing new cards to personal customers in the US due to an operational change. So, new customers, and existing users who're yet to order a card won't be able to.
Rest assured, launching cards for personal and business customers is a priority for our team, and we are working hard to make this happen. When there is more information available, we’ll share it. Till then, you can join our wait list here: wi.se/joincardwaitlist.
Lastly, existing customers based in the US who've already gotten a card can continue to use them.
Hey when the business debit card will be available for usa llc owners?????
Why is this happening?
Hi Sadat 👋 This happened due to the recent operational changes in the US, but we can assure you that this is temporary, and we're working hard to make the business card available again. With that said, we don't have a timeframe, but if anything changes, we'd be sure to put out an update 🙂
It necessary put 20 EURO the senders will send me the money via my wise how is it now?
Hey Ayoub. What do you mean here? We'd like to help. Please DM us privately on Instagram, Twitter or Facebook with more details. We'll get right to the bottom of this for you.
In the meantime, if you'd like to know more about our fees, here's a useful help page: wi.se/ourfees_
I am visiting Europe in November for a month. How can the Wise card be useful to me? In addition to paying with the credit card where accepted, how else can I use it?
Hey, there 👋 Our card is actually a debit card, and on top of making payments where it's accepted, you can also use it to make online payments and cash withdrawals. Check out this page for more info: wi.se/whereyoucanuseyourcard
It won't accept my Hotmail to open an account... any suggestions.
Keeps saying "something went wrong"
Hi there! If you're creating an account from your browser, you can try on the app to see if it works, and vice versa.
If the issue persists, we'd encourage you to sign up using an alternative email domain, such as gmail. You can also contact us here for more help: wi.se/contactus_ 🙂
Hello I have order wise card in Croatia, today does wise work in supermarket.
Hey there. Generally, you can pay with your Wise card in most places where debit cards are accepted. So at the supermarket should work just fine. Just make sure you've activated the card first: wi.se/activate
Why does my Wise account have a "Balance Settings" section But my wife's App does not?
Hi Joe. We've gotten back to your other comment with more info. Please take a look when you get a chance.
Thanks for the prompt response.
This did allow me to cancel the card. Hopefully it works.
Hello 👋 It looks like we got back to another one of your comments with some additional information! Please take a look and let us know if we can help with anything else.
I live in Panama. There is no physical address in Panama. My money is in USA. My bank has debit cards. I have mail forwarding service for physical mail.
How do I activate my Wise card in USA, for use in Canada, if I am in Panama?
Hey, Cecil. If you're normally residing in the USA, and you're in Panama for travelling, your address on your Wise account should be the one in the US. Here's how to activate your card: wi.se/activate
If you have any questions, or if you meant something else, please contact us at wi.se/contactus or send us a DM on Facebook, Instagram or X. We'll be happy to help.
Hi ❤ I am in Afghanistan how to access the wise account to has receive and recharge method.
For online business or for online store
Hey there 👋 While our services are offered in most countries around the world, there are some places where you won’t be able to open, or log in to an account. At this time, this includes Afghanistan. Learn more here: wi.se/notsupportedcountries
If you have any other questions please don't hesitate to reach out to us on our other social media platforms or via phone and email here: wi.se/contactus
Why I cannot the other currency in my Wallet?
Hi Magdalene, do you mean why you're not able to open balances? That can be because we haven't reached everywhere just yet.
Regions where it's available: wi.se/balanceavailability
If that's not what you meant, feel free to send us a Private Message on Facebook, Instagram or Twitter, we'll help out.
How do I get a Wise Business card ?
Hi, Laura 👋 You can check this page to know in which countries and regions the Wise card is available for Business users: wi.se/bizcardavailability If it's not available for your region, you can also go on our waitlist: wi.se/joincardwaitlist, so we'll let you know when it's possible to order.
In case you can order, you'll see the Card tab with option to order the card in your app or on the website.
We hope that helps, but if you need more assistance, feel free to reach out to us via PM/DM over Facebook, X or Instagram; or else you can email/phone us here: wi.se/contactus
Hello. I have a physical and digital Wise card. I am travelling overseas with a friend and we have both dumped Australian Dollars onto the card to use as a shared account when in Italy and Croatia. Is it possible to set up a digital card in an iPhone wallet for my friend to use when overseas. If yes, how can this be done. Thank you.
Hi Dianne 👋 Due to security reasons, that isn't possible, and we don't recommend you to share your Wise card with anyone, as it's for personal use only.
Also, if you're travelling to Italy and Croatia and you don't have the funds in their dominated currency, our smart conversion technology will take care of any conversion required. Check here: wi.se/smartconversiontech
If you have any other concerns, feel free to reach out to us via Facebook, Instagram, or Twitter. Alternatively, you can email/call us using this link: wi.se/contactus
Why isn't the debit card available in Nevada? How can someone in that state obtain a card?
Hey there 👋
We do follow regulations in every country we operate in and do face some limitations on the services we can offer in Nevada. So, you won't be able to obtain a card in that state right now. If anything changes though we'll be sure to let the public know.
Hey Wise, living in Thailand with euros on my Wise account. Can I use this card for daily purchases at supermarkets and shops in Thailand? Will regular card payment devices in shops, supermarkets work for my daily transactions? Thanks!
Hey there 👋 Thank you for your reply here.
And yes, you'll be able to use your debit card for daily purchases in Thailand, and almost anywhere around the world for that matter: wi.se/whereyoucanuseyourcard
So you'll be able to spend your Euros using our Smart Conversion technology: wi.se/smartconversiontech - but it's always recommended to spend money using the local currency, in order to avoid (possibly high) conversion fees.
To learn more about the fees when it comes to using your card, please have a look at our page here: wi.se/debitcardfees
We hope this helps. But please feel free to send us a PM, or DM, on Facebook, Instagram, or X, if you have any other questions.
We'd be glad to help you, of course.
Hello! Can I receive money from a bank from the US (say, bank of america for example) via wire transfer giving the sender my usd currency account details? Thanks!
Hi there 👋 Yes, you should be able to receive money from the US by using your USD account details via wire transfer. Provide your wire routing number if your sender specifically wants to pay you with a wire.
Keep in mind that wire transfers can cost your sender 20-30 USD, but will reach your Wise account within 1 working day. If someone sends you money using a wire transfer, we’ll charge a 4.14 USD fee. Find more here: wi.se/usdbalances
If anything remains unclear, feel free to DM us on Instagram, Facebook, or X. Alternatively, you can email/call us using this link: wi.se/contactus
I want to pay my credit card with funds in my wise us dollard account. Can i charge my wise account to pay my us credit card?
Hey there. You can set up Direct Debit(s) on your Wise account to make monthly payments, such as a utility bill, or gym membership. You can also use it to pay a credit card bill 😊 For more info on this, and how to get started, feel free to check here: wi.se/howtodirectdebit
And, if you have any questions, or need help, feel free to PM us. We're here to help!
I'm a Malaysian and hold the Wise Card. If I have a Singapore dollar balance, am I entitled to FREE ATM cash withdrawal of Singapore dollars (equivalent to Malaysian ringgit 1000) at any Singapore ATM? Is there a requirement for a minimum withdrawal sum? I have attempted contactless payment (wave) several times but failed. I had to key in my PIN instead. May I know why?
Hi Raymond 👋 The fees you'll pay at an ATM depend on where your card was issued. You get 2 free withdrawals per calendar month. From the third withdrawal, we’ll charge you the fixed fee applicable in your region, regardless of how much money you've withdrawn that month. More info here: wi.se/withdraw-fees
If the contactless payment method isn't working with your Wise card, check here: wi.se/contactless-card-issues You're also more than welcome to contact us on social media or here: wi.se/contactus_ and we'd be happy to look into this closer for you!
This video should be about how to add money with you Card
Hey Hamza 👋 That's a good point - we explain how to do that here: wi.se/receive-to-wise-card
Here's another useful guide: wi.se/receivetocardlimits
If you've any specific questions, drop us a private message on Facebook/Twitter/Instagram - we're happy to clarify.
good morning i live in the uk i am travelling to france how do i put money into the wise account ,do i put in pounds or euros ,thankyou for a great informative video
Hello, Guernsey. We explain on how to add money to your Wise account, here:wi.se/addmoneytoyourbalances
You can either add GBP or EUR. However, if you're in France, we'll convert the GBP to EUR for your purchases there 🇫🇷 We explain more about this, here: wi.se/smartconversiontech
I'm in U.S. Going to Thailand. I have plenty of USD in my Wise account. Apparently in Thailand if I don't have THB in my Wise account, Wise will take USD, convert on the fly, and give me THB. On the other hand I could convert my USD to THB, while still in the U.S., BEFORE I go to Thailand. Which is better for me? Or no difference?
Hi, Michael. If travelling abroad, we'd suggest converting to the currencies you need within Wise before spending. We have some tips outlined: wi.se/aux1za That way, you'll only pay the conversation fee, with a mid-market rate. Here's how: wi.se/moneyconversion
Otherwise, if you'll prefer not to convert it manually, Wise has this Smart Conversion technology that'll automatically convert the balance for you that has the lowest conversion fee: wi.se/smartconversiontech Meaning, if you don’t have the currency you need in your account, you can still spend money.
We hope this helps, but let us know if there's anything remained unclear.
Is there a difference on adding money to balance account, and adding money on the CARD page ?
Hi there. Not really, if you add money to your balance you'll be able to spend it with your card too, same as when you directly add money to your card 😊
Hi, what’s going on with the new bsb account and old bsb account listed in our profile ? The new account details doesn’t seems to work . Can you please advise . Thanks
Hey there Kathy. If you're talking about your AUD account details, then indeed we recently had to change them. The new ones should work perfectly, just like the old ones: wi.se/audbalance Could you let us know what makes it seem that they're not working? Feel free to email or call us, so we could help you more personally: wi.se/contactus
Our private messages on Facebook, Instagram and Twitter/X are also open.
@@Wise thanks for your reply. The new account it’s working now after waiting for 4 hours after the transfer.
Glad to hear! Let us know if any other transfer pauses come up in the future, we're here to help.
Struggling with QR scan in Thailand
Hi Phil. Our QR scan feature isn't supported in Thailand at the moment. We'll work towards making the product fully available to everyone. Read more here: wi.se/qrcodes
If you need more help, feel free to reach us here: wi.se/contactus
I made a typo on the delivery address for the card. I did realize this until I received the order confirmation. The app didn't allow me to change the delivery address or cancel the card immediately. What is the recommended action?
Hi there, thanks for reaching out! Please feel free to reach out to us here: wi.se/contactus We can gather more information and definitely help get this sorted out for you. Let us know if we can help with anything else 😊
Hi Is it best to convert the local currency ready before use it to make a payment overseas ? , as I am from UK, and have some money in Pounds and SD in my wise account .
It's actually up to you, Nency! You can convert it before you make a payment if you like the current rate, and it'll be ready for you to use. Or, if you don't convert, we'll take care of it automatically! This is called a smart conversion, and you can read more on how it works here 👉 wi.se/smartconversions
If you have any questions, you can reach us here or from our contact page: wi.se/contactus_
I am trying to use my wise card in my local Chase Bank ATM, after successfully entered my pinnumber, I was prompted " you will be charged 3.5$ for non chase customer". How should I do?
Hi David. Some ATMs may charge additional fees on their end, and we've no control over these. We explain more here: wi.se/withdraw-fees
You can try to make a cash withdrawal from another ATM provider. If you need more help, you can contact us here: wi.se/contactus 🙂
It’s not letting sign up for one since I am in the US
Hi there! The Wise card is available for US residents, except in Nevada. More info here: wi.se/cardavailability
If you're having trouble with your order, please send us a private message in one of our supported channels (Facebook, Instagram or Twitter) with your membership number and more info on the error message you see. We'll be happy to help.
I'm a US citizen spending time in Sweden. Can I create a Wise account while in Sweden and then order and activate the Wise card?
Hey, there 👋 Both our Wise account and card are available in the US and in Sweden. If you're currently residing in Sweden, you can go ahead and create your Wise account: wi.se/wiseaccountfaq and order your card: wi.se/getthedebitcard
However, if you've already had an account with us with a profile address in the US, you don't need to create another account. If you've moved to Sweden, all you need to do is to change the address from under your personal settings. But if it's grayed out, and you're unable to do that, then you need to send over your proof of address document: wi.se/verifyyouraddress
You can safely upload the document here: wi.se/documentupload
If you need more assistance, feel free to reach out to us via DM over Facebook, X or Instagram; or else you can email/phone us here: wi.se/contactus
Hi..If i am in Greece having converted my balance to Euros on my Wise account. If I am make a debit card payment in a cafe, can I use contactless or a pin activated transaction with the card?
Yes, either payment method should work. If you're having any issues, we can be reached by email or phone here: wi.se/contactus_.
I live in Australia and plan to travel to the UK and Europe in 2 days. Is there any reason I can't transfer, for example, $1000 AUD into my wise account, and then everytime I pay in UK or Europe it will auto convert to the local currency? Are there situations where I should be converting the AUD into GPB (in the app) when doing things like withdrawing cash from an ATM or 'TapNGo'? Why are the options available to manually exchange funds if WISE does it for you? My assumption is that you only have this option due to exchange rates changing and people wanting to convert bulk money to avoid a decreasing rate?
Hi. You can certainly add AUD into your Wise account, and leave it like that - we'll convert the money for you automatically either into EUR/GBP with the live mid-market rate and lowest fee possible. But you can also add the money, and then manually convert it beforehand - it all depends on the currently live rate. If you get the desired rate, then you can convert it in bulk.
You can check the rate here: wi.se/ratetracker_, and our fees here: wi.se/ourfees_ 😊
I live in algeria
I have opened my wise account and deposited money into my account in my local currency. How do I take that currency and change it to the currency of the country I will be travelling to in the same lump sum?
Hey Rick! What are the currencies involved, and where are you traveling to? Here's how to add money to your account:wi.se/addmoneytoyourbalances_ and here's how to convert it: wi.se/moneyconversion
If you don't want to worry about conversions, leave it to our Smart Conversion Technology - we'll automatically convert to the local currency for you every time you use your card wherever you are 😉 We explain a bit more about it here: wi.se/paying-wise-card
I live in Australia and travelling to USA for 3 months. I am expecting extensive use of USD at several places including ATM withdrawals, food, accomodation etc. For this reason I don't want a WISE AUD card as I want to avoid conversion every time. I would like to have a USD card and want to convert my AUD one time and then use it without any fees.
Hey, Senthil. There's only one Wise card for all the currencies. Since you live in Australia, the Wise card we offer will be issued in Australia.
You can add AUD to your balance and convert it to USD all at once. Here are some guides to help you out:
- How to add money to your balance: wi.se/addmoneytoyourbalances_
- How to convert money: wi.se/moneyconversion_
Im from New Zealand and travelling to Europe next month! Before I leave to add money into my balance as Euros to go over there or NZ Dollars?
Hey, Joshua. Yes, before you start spending with our cards, you'll have to make sure you've added enough money into your balances.
You can choose to add to your NZD balance then convert to your EUR balance. Or, you can directly add to your EUR balance. However, if you make payment in NZD, we'll convert it for you before adding to your EUR balance.
Learn how to add money here: wi.se/addmoneytoyourbalances - how to convert money within balances here: wi.se/moneyconversion
Plus, when you've enough EUR in your balance when spending EUR in Europe, there won't be any transaction fees. But, in case you don't have enough, our Smart Conversion Technology will convert it from the balance with the lowest conversion fee for you. Read more here: wi.se/smartconversiontech
Does this card work in Trinidad and Tobago??
Hi there, Vee! Generally, you can pay with your Wise card in most places where debit cards are accepted. Check out this article for more info: wi.se/whereyoucanuseyourcard
Feel free to send us a DM on X, Instagram or Facebook if you have any other questions.
we can use a wise debit card in stores for shopping for exemple.
That's right! 😊
If I got and activated the card can I use it in the Dominican Republic while on vacation?
Hey, Lorenzo. You should be able to use your Wise card in Dominican Republic. Generally, you can pay with your Wise card in most places where debit cards are accepted. Check here for more info on where you can use your card 👉 wi.se/whereyoucanuseyourcard
Hello, thanks for the video. I am planning to travel from Australia to the UK and EU. When I travel, I will switch out my phone SIM card and use an overseas SIM while in the UK and EU. Will this cause problems using the WISE app or card if I set it all up while in Australia using my Australian mobile number, but then switch out the SIM card while I travel? Thanks.
Hey Jimbo. In that case, we'd advise you to set your Wise app as your 2-step verification method instead. Here's how to manage that: wi.se/change-2fa This way, you should have no issues accessing your Wise app while travelling.
As for your card, changing your phone number shouldn't affect how you use your card. If you have more questions, feel free to reach out to us on email/call: wi.se/contactus_
is data/wifi/bluetooth needed when paying with digital card at a grocery store for example ?
Hi there! You should be able to use the digital card without being connected to wifi/data/bluetooth 🙂
If you have other questions, let us know.
I can't seem to find an option to request a physical debit card in the app of my Business Wise account. It appears that the app only offers digital cards at the moment. Maybe it's a business account, which might explain the lack of physical card options.
Hey, Moussa! We do offer our physical card for business accounts as well. The Wise business card is currently available for Wise business users in the countries and regions that you can find here: wi.se/wisecardbusiness
However, if your country is included in the list above, and you still don't see an option to order a physical card, please reach out to us through one of our verified channels. It can be on social media (Twitter, Facebook, Instagram) or call/email here: wi.se/contactus_
Hey Wise team. I registered for a paid business account 2 years ago and did not get this Wise debit card until today. I live and registered the account based on Indonesian residency. Can you deliver this from the nearest available country like Singapore or Malaysia? I'll cover the delivery cost. I need it for travelling to a few European cities.
Hi. Great question. We use standard shipping for most card orders. Expedited delivery is available, but only for a few regions. More info here: wi.se/expeditedcard
The card will be delivered by your local post office. Since you mentioned you reside in Indonesia, the card would be delivered from your local post office there. It wouldn't be delivered from Malaysia or Singapore if your address on your Wise account doesn't reflect either region.
You should see an estimated delivery time under the cards tab in your Wise account, so keep an eye on this date. If you have any questions or feedback, feel free to reach out to us on our verified social media platforms, such as Twitter (X), Instagram, or Facebook.
@@Wise Thank you for the quick response. I'll contact your socmed acc. Got some follow up questions.
You're welcome. We'll be on the lookout for your message.
is it possible to order the debt card in india and activate it there ?
Hi, there. Thanks for your interest with our Wise card! While it's not yet available in India, rest assured that we're working on expanding our scope to anyone who needs our card feature around the world - although, we can't promise you any timeframe yet. It's currently available for residents of these countries and regions who have a Wise account: wi.se/cardavailability
In the meantime, you can join our waitlist here: wi.se/cardwishlist so we can let you know when the cards are coming your way. We hope this clarifies, and let us know if you have other questions 🙂
Ordered the physical card but no phone number was filled in the address tab, afraid that the card will never deliver to me correctly. Possible to add a phone number to the card order? Thanks!
Hey there, Steve. When you order a card with us, we do verify your identity, and delivery address before sending out your card. However, your phone number isn't required in order to ship your card to the correct place. As long as all pieces of your address are correct, your card should arrive within the timeframe specific to your area. For more info on this, feel free to check here: wi.se/card-availability But, we're more than happy to take a closer look into this for you. Just reach out to us via one of our private channels: Twitter, Instagram, or Facebook. We'll take a look, and get back to you there with more info ☺️
I'm a US resident. Can I use a Wise Card to pay online in £ for a UK website? Planning to travel in England in 2024 and are preparing for reservations that need to be paid ahead of time.
Hi there! That's correct, you should be able to use your card in international websites - unless they have specific location limitations. You can either top up your account or convert manually to GBP, or let us do the conversion automatically for you 😉 More here: wi.se/smartconversiontech
We also share all the details about the Wise card here: wi.se/debitcardfaq
If you have any questions, we're always here for you.
I have set my digital. And and I just open wise app n s an to pay?
Hey there! In order to be able to pay with your digital card, you need to add it to your mobile wallet first. Please have a look how to do it here:
Google Pay 👉 wi.se/addingtogooglepay
Apple Pay 👉 wi.se/addingcardtoapplepay
Feel free to reach out via our other social media channels for more assistance (e.g. Instagram, Twitter, Facebook). We're always happy to help.
I have a good Question, can Wise, debit card also be used kind of like a bank for example, a when there is a high Thai baht rate and I buy with $ for a later trip to Thailand and use Thai baht that I exchange earlier? Does that make sense?? Haha
Hey Rian! You can choose your own timing on when you'd like to convert to the THB or USD. All our conversions are done with the live-market rate: wi.se/midmarketrateinfo Once you convert the money on our platform, it'll be in the currency you converted to. And if you want to convert it back it'll depend on the market again, for example you can't just reverse the previous conversion.
If you got any more questions, feel free to send us a private message on Facebook, Instagram or X/Twitter.
To activate my card in Canada I believe I need to go to an ATM and "check balance" (as Canadian ATMs won't allow me to withdraw cash with the Wise card). However I have not yet been able to find an ATM in Canada that will allow me to "check balance". So, if I can't activate my card in my home country, will I be able to activate it in Japan when I travel there? Or is there another way to activate my card in Canada, without using an ATM? Thank you!
Hi 👋 You can also activate your card by doing a CHIP+PIN payment at a store: wi.se/activate. But you can also activate it in Japan as well, but this should do the trick.
Let us know how it goes!
Once i add amount to digital card, when making payment i just scan on the vendor terminal?
Yes, more in-depth steps can be found in the link mentioned above. Let us know via our other social channels if you're experiencing any trouble, we'd be happy to help!
hello sir, I just recevied my wise card and I am going from Europe to Japan. I do not if I have to tranfer only euros and when I am in Japan is going to change it automatically by paying or I must convert euros in yens now. Thank you in advance.
Hi there. That's great question! It's really your preference. You can open a Japanese Yen (JPY) balance now: wi.se/open-a-balance or if you don’t have the currency you need in your account, you can still spend money while in Japan. Our Smart Conversion technology will automatically convert the balance for you that has the lowest conversion fee. More info on that here: wi.se/smartconversiontech
Feel free to message us on Instagram, Facebook, or X, if you need further assistance. You can also email/call us using this link: wi.se/contactus
Hi, can I set up a wise card account, if I'm living and working abroad in Taiwan? I see China as one of the countries listed, but not Taiwan. Thanks.
Hey, Monica 👋 You can open an account if you're in Taiwan, but note that we don't support TWD just yet. You can receive USD and EUR to your bank account there via SWIFT with us, though: wi.se/swiftpayments_. If that's all good, go ahead and create an account at wi.se/createaccount_. If you need any help, it would be best to reach out via Facebook, Twitter or Instagram over private message.
Hi I have read that in Peru, Visa is much more accepted than Mastercard. Can I use the Wise debit card there?
Hi there 👋 Wise card is currently unavailable in Peru but if you already have a Wise card, and you're planning to travel to Peru, it should work fine. Generally, you can pay with your Wise card in most places where debit cards are accepted. We share more info on this here: wi.se/whereyoucanuseyourcard
If you have any other concerns, feel free to DM us on Instagram, Facebook, or Twitter. Alternatively, you can email/call us using this link: wi.se/contactus
my only problem is that, I have a U.S personal account because of my business is registered and functions there, but I currently stay in Canada, Will I still be able to activate the card in Canada? since our banks are the same? I plan on having the card shipped to me from U.S from my business address. Thanks
Hello, there 👋
If your card is issued in the US, you can only activate it in the US. You won’t be able to use your card at all (including online payments), until the card is fully activated. Please check more details here: wi.se/activate
Feel free to reach us via private message on our official social media channels as well (Facebook, Instagram, and Twitter). We'll be happy to help.
Hello, I got my virtual card in wise but how does I withdraw cash in the ATM? It doesn’t show any pin in the app
Hey there. It’s possible with ATMs that support the contactless feature. Add digital cards to your mobile wallet and withdraw from an ATM with contactless.
Your digital card is ready to be used the moment you’ve requested it; no activation or PIN needed: wi.se/wisedigitalcard_