How To Use Wise Cards On Your Travels And Save Money - The Ultimate Guide (2024)

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  • čas přidán 16. 07. 2024
  • In this video, we're talking about all use cases for Wise cards on your travels. Spending money, ATMs withdrawals, mid-market exchange rates, adding cards to Apple Wallet & Google Pay, Digital cards for extra layer of security, and more.
    Get your Wise cards - wi.se/nh7nmi 💚
    Pricing page - wi.se/yhg8ze
    Countries where Digital cards are available - wi.se/a560hf
    00:00 All Wise Cards for your needs
    00:58 Tips on spending overseas with ease
    3:12 Adding cards to Apple Wallet & Google Pay
    4:04 Withdrawing from ATMs abroad
    5:25 BIG TIP from experience
    6:37 In case things don't go to plan on your travel
    Wise policy - wi.se/dt436u
    Terms and conditions - wi.se/1f7ckc0
  • Věda a technologie

Komentáře • 289

  • @Wise
    @Wise  Před 11 měsíci +7

    Get your Wise cards - wi.se/nh7nmi 💚

  • @aon2780
    @aon2780 Před 4 měsíci +27

    Honestly this video should pop up/be sent to our email when we create a new account. Its wayyyyyyyyyyy too helpful

    • @Wise
      @Wise  Před 4 měsíci +3

      Hey Áon, this is what we're here for, to help our customers 💚
      We're glad that you enjoyed the video.

  • @Whistledown1
    @Whistledown1 Před 8 měsíci +16

    I have had a Wise card for about 3 yrs and have been slowly loading it for a UK/European holiday. I became concerned when I saw Facebook pages where some people have had issues with their accounts. I have to say that the card worked flawlessly for the 2 months I was traveling. Thanks, Wise, highly recommended.

    • @Wise
      @Wise  Před 8 měsíci +5

      Hey there! It's messages like yours that give us the motivation to keep pushing forward, so thanks for that, and we hope you had an amazing trip, of course 💚
      Also, feel free to send us a PM, in case you have a question about any of our platform's services, we'd be happy to help.

  • @nadiabaumann4745
    @nadiabaumann4745 Před 11 měsíci +11

    Great job, thanks to the whole team for the information available! ❤

    • @Wise
      @Wise  Před 11 měsíci +1

      You're very welcome, Nadia. We're glad we could help!

  • @farshidnaji
    @farshidnaji Před 11 měsíci +11

    I love Wise, it has a minimal design and it is very fast in sending money

    • @Wise
      @Wise  Před 11 měsíci

      We have the best customers, too 💚

  • @moderick
    @moderick Před 2 měsíci

    Thank you very much. A couple of friends put me onto Wise and I am building a balance in prep of travelling overseas in a week. Looking forward to the whole experience of using Wise.

    • @Wise
      @Wise  Před 2 měsíci

      You're most welcome, Morrie! We hope you found this video helpful, we can't wait to see where you'll be taking your Wise card 🤩 We'll be here if you need help.

  • @alexgeorgiades2310
    @alexgeorgiades2310 Před 11 měsíci +2

    So easy to follow!

    • @Wise
      @Wise  Před 11 měsíci

      Glad that you think so, Alex.
      If you have any questions, contact us here: wi.se/contactus or through our social media accounts via DM (IG, FB, TW)

  • @veerasekaran818
    @veerasekaran818 Před 3 měsíci

    Great Video! Very Helpful.. Thank you!

  • @LukeCTFD
    @LukeCTFD Před 7 měsíci +2

    Great video, really clear and helpful 🔥

    • @Wise
      @Wise  Před 7 měsíci +1

      Why, thank you! We have an amazing team behind our content that would be happy to hear this 💚

  • @jayliao7480
    @jayliao7480 Před 8 měsíci +1

    Love this video!!!

    • @Wise
      @Wise  Před 8 měsíci

      We're glad you like it, Jay 🤩

  • @calme_
    @calme_ Před 9 měsíci +1

    This is a great video 👍🏻

    • @Wise
      @Wise  Před 9 měsíci

      Hey there. We're so glad you enjoyed our video, and thanks for your support 💚

  • @juloliveirab
    @juloliveirab Před 8 měsíci +3

    I love Wise cards! The easier way to travel in peace! 😌

    • @Wise
      @Wise  Před 8 měsíci +1

      Hi, Juliana. Thanks for the feedback. This is music to our ears 🎶
      If you ever have any questions about the Wise card or anything related to your account, feel free to reach out to us on our verified social media platforms, such as Twitter (X), Facebook, or Instagram. We're always here and happy to help with what we can.

  • @SaadonAksah
    @SaadonAksah Před 6 měsíci

    Nice! I should try the digital card soon! 👍

    • @Wise
      @Wise  Před 6 měsíci

      We think you're going to absolutely love the digital card 🤩

  • @iampamukinney
    @iampamukinney Před 5 měsíci

    Great video! Thanks!

    • @Wise
      @Wise  Před 5 měsíci

      We're glad to hear that! 🤩

  • @mr.yalauz1497
    @mr.yalauz1497 Před 6 dny

    The UI design of wise app is the best I’ve ever seen !

    • @Wise
      @Wise  Před 6 dny

      Hi there! We're thrilled to hear that you like the design 😍 Thanks a bunch for sharing this with us!

  • @kayrush
    @kayrush Před 8 měsíci

    Hello Wise, thanks for the video. I would like to know if I can connect my digital wise card to different bank accounts or would I need separate digital cards for each account. If the latter is correct, how do I tell Wise which account I want it to detract from? Thanks.

    • @Wise
      @Wise  Před 8 měsíci +1

      Hey, Kay! Your Wise digital card will always be linked to all your balances. If you wish to send money to your personal account outside of Wise, you'll just need to add the account details when setting up the transfer.
      Regarding spending with your card, if you're not spending in the local currency, our Smart Conversion technology will automatically convert the balance for you that has the lowest conversion fee. Check more info here: wi.se/smartconversiontech
      Feel free to send us a PM on Facebook, Twitter or Instagram in case you still have further questions, and we'll be happy to help 🙂

  • @debesray
    @debesray Před 11 měsíci

    Please make a separate video on the newly launched 'Wise Interest'.

    • @Wise
      @Wise  Před 11 měsíci

      Hey, Debes! Thanks so much for the feedback. We'll pass it on to the team and let them know you'd find some interest-related content useful. In the meantime, you can learn more here: wi.se/usingwise-interest
      If you have any specific questions, you can DM us on Facebook, X or Instagram, or you can get in touch by phone or email here: wi.se/contactus

  • @carlospagaza
    @carlospagaza Před 8 měsíci +1

    So if I’m travelling to an other country and I open a local balance I can start spending as a local or I need to set up in the app to spend in the local currency if I have multiple currencies? Or with location will be automatically charged in the local currency if I have this balance available? Thank you!

    • @Wise
      @Wise  Před 8 měsíci +1

      Carlos, you can always spend like a local using Wise - You don't necessarily need to open a balance in the local currency for that, but if you do, we'll charge the amount from there.
      If you don't open a balance, we'll convert the amount from the balance with the best conversion fee. You can read more about this here: wi.se/smartconversiontech
      If you have any other questions, feel free to reach out to us in our other social media channels (CZcams, Instagram, or Twitter). We'll be happy to help you over there 😊

  • @KevJDunn
    @KevJDunn Před 13 dny +1

    Lovely presenter.

  • @moiraforbes3773
    @moiraforbes3773 Před 10 měsíci +1

    I live in New Zealand and have just sent for a Wise card. I plan to visit the UK (London) next year. Is it more cost effective to use the NZ$ amount for spending or load GBP before I go?

    • @Wise
      @Wise  Před 10 měsíci +1

      Hey, there!
      If you're planning to go to the UK, you can convert your AUD to GBP to spend there. In case you don't wish to do that, the Wise card has the Smart Conversion technology that will automatically convert the balance for you that has the lowest conversion fee. You can check more info here: wi.se/smartconversiontech
      It'll all depends on the exchange rate of the day, so we won't be able to advise you on what's better in that case. However, you can always send us as message on Facebook, Twitter or Instagram if you need anything else 🙂

  • @louisto6607
    @louisto6607 Před 11 měsíci +2

    I will be travelling in 4 Asia countries this September and I have a Wise card coming in two weeks. While travelling, I will be using an eSIM on my iPhone and not use my home country (Canada) SIM card cell network. How do I receive text messages from Wise about authorizing transactions when I am on a foreign country eSIM when I use the Wise APP?

    • @Wise
      @Wise  Před 11 měsíci +1

      Hey, Louis!
      We recommend you use the app or an authenticator app for 2-step verification. They only need an internet connection, so they’ll work even if you’re abroad or changed your SIM. For more info, check here: wi.se/two-step-verification
      If you have any other questions, feel free to DM us on Instagram, Twitter or Facebook or you can contact us via email/phone call here: wi.se/contactus

  • @brianco8228
    @brianco8228 Před 7 měsíci

    Hi Wise, great video!. I'm planning to travel to 3 different countries and convert money to local currency. If I do need to withdraw cash, do the card automatically withdraw from my local currency account I've pre loaded with? or how does it work with multiple pre loaded country currency. thanks

    • @Wise
      @Wise  Před 7 měsíci +2

      Hey there, great question! When you use your Wise card to withdraw money, you'll want to do so in the local currency. If at the time of withdrawing, you don't have any local currency in your account, our smart conversion technology will go ahead and take money from the balance with the best conversion rate at the time. Check out more about that here: wi.se/smartconversiontech
      We hope this helps, but let us know if you have questions about anything else. We're here for you!

  • @youn6852
    @youn6852 Před 10 měsíci

    Good explanations, but i still don t understand this: on the card tab it seems i have a digital card with a card number, on the second tab it says get a digital card, on the third get a physical card. So if the second is get a digital card what is the first one?

    • @Wise
      @Wise  Před 10 měsíci +1

      Hi. Sounds like the first one is your active digital card. You can use it to make purchases online, or add it to your Mobile wallet 🙂 More here: wi.se/wisedigitalcard.

  • @joyenergytarot1615
    @joyenergytarot1615 Před 10 měsíci

    Im also travelling in Asia this month ayam setting up currency in each bucket for the different countries. How does my card know which currency to use?

    • @Wise
      @Wise  Před 10 měsíci +1

      Hey there! Our card uses a Smart Conversion technology, this means it will take the money out of the balance that has the same currency. If you don't have the currency in your account, it automatically converts the balance for you that has the lowest conversion fee 😎
      If the currencies that you hold in your account have the same conversion fees, we'll use the one with the best exchange rate, so you get the most for your money. Learn more about this here: wi.se/smartconversiontech

  • @mhustoles
    @mhustoles Před 2 měsíci

    Hello Wise Team, I would like to know whether Wise, like banks, passes on account data and account details of Wise customers to other countries (for example Thailand) for tax audit reasons (data comparison). Thank you

    • @Wise
      @Wise  Před 2 měsíci +1

      Hey, Michael 👋 We store your information securely, as it needs to be recorded in compliance with our regulators. This data is not passed on to third parties unless it is vital to your use of Wise (for example passing on information to our partner bank in order to complete a transfer), as required by law, or consented to as outlined in our privacy policy.
      Also, please note that we can’t give you advice on your personal tax situation, and if you have any questions about it, please speak to a qualified professional. Although, if you're looking for general information on how tax work with your Wise account, please check the help page here: wi.se/borderlessandtax

  • @keithtaylor4425
    @keithtaylor4425 Před 11 měsíci +4

    I have a Wise Card issued in the US (love it!!). I have read everything available about Wise Digital Cards (and understand how they work). As best I can determine from the Wise website, they are not available in the US. Does Wise plan on making them available in the US?? Thanks…

    • @Wise
      @Wise  Před 11 měsíci +1

      That's correct Keith, the Wise Digital card isn't available in the US just yet. We currently don't have a timeline for when this will be available, but we're always working to make more of our products available in more place. Keep an eye on our social media channels for the latest updates 👍

    • @garys2187
      @garys2187 Před 11 měsíci +1

      @@Wise I am also in the US. I also love Wise!! I also can't wait to get a digital card.

    • @Wise
      @Wise  Před 11 měsíci

      Hey, Gary. It's heartwarming to hear that! We cherish our wonderful customers like you. We hope to make the digital card available as soon as possible 🙂

    • @keithtaylor4425
      @keithtaylor4425 Před 11 měsíci

      @@Wise Thanks!! I’ve flown over 2 Million miles and traveled to many countries. I remember well how currency exchange used to work, especially before the Euro was introduced. The ability to hold multiple currencies in a Wise Account and get fair/good exchange rates is AWESOME. Right now, IMHO, the main “missing feature” is Digital Cards, for US Accounts.

    • @Wise
      @Wise  Před 11 měsíci

      We definitely hear you on that one, Keith! We're always looking to expand our services to as many regions as possible, so keep an eye out on our website and social media, as we'll be sure to let everyone know when this becomes available 😊

  • @Brad0133
    @Brad0133 Před 2 měsíci

    Can you use the debit card from the country you are in, to purchase online in another country in their local currency? E.g., can you be in the UK, and make a purchase (from the UK) on an Australian website with your Wise card in AUD (i.e., to avoid using an English card and being charged FX/other bank charges for spending online in AUD). Thanks.

    • @Wise
      @Wise  Před 2 měsíci +1

      Hey there. We're happy to see you're ready to get started with our debit card in order to make online purchases.
      And yes, you'll be able to use the debit card in order to make purchases on foreign websites using the relevant currency in order to avoid (possibly high) conversion fees.
      For more info on how to use your debit card in order to shop online, please have a look at our page here: wi.se/shoppingonline
      Also note that even if you don't have the relevant currency topped up in a balance in your account with us, that our smart conversion technology would still be applied automatically, in order to keep the conversion fee as low as possible: wi.se/smartconversiontech
      And to see which currencies you'll be able to hold in your account with us in the first place, please check out our page here: wi.se/balancecurrencies
      Having said that, please note that some websites will only be able to accept cards that were issued locally. To learn more about this, and where you can use the debit card in general, please check out our other page here: wi.se/whereyoucanuseyourcard
      We hope this helps, but please feel free to PM or DM us on Facebook, Instagram, or X, in case you have any other questions for us. We'd be more than happy to help you, of course.

  • @louisemorresey7867
    @louisemorresey7867 Před 6 měsíci

    Thank you for your video which I have just watched. I'm in Australia travelling to New Zealand, I have the physical and digital card. I want to hire a rental car in NZ, can you please advise how I should pay for this, prior to Wise I used my bank credit card as security.

    • @Wise
      @Wise  Před 6 měsíci

      Hi, and thanks for watching! 👋 You should be able to use our card to pay for the rental car - wi.se/whereyoucanuseyourcard, but this also depends on the company, so we also suggest you to double-check this with them.
      If something comes up, do let us know.

  • @cjg1973
    @cjg1973 Před 25 dny

    Hi there, are both the physical and digital card linked together. I’m planning on depositing some money into the wise card from my local account and wanted to make sure that both physical and digital is able to access the money. If they are not linked how would I know Which account to deposit into since I only have one bsb and account number. Hope this makes sense.

    • @Wise
      @Wise  Před 25 dny

      Hey, Carol. Both physical and digital card are linked together with your Wise balance account. So as long as you have money in your account, you'd be able to use both your physical and digital card to spend money 🙂
      If you're holding the local currency of where you're traveling, our system will use that currency to make payment. But if you don't have the local currency, our system will automatically convert the available balance that has the lowest conversion fee to make payment. Check out this page for more info: wi.se/smartconversiontech

  • @JASEK4
    @JASEK4 Před 8 dny

    If I am traveling to Singapore, do I have to transfer funds to the SGD balance before withdrawing money in the ATM's? Or will it let me withdraw as long as I have my balance is USD? Thanks for the clarification.

    • @Wise
      @Wise  Před 7 dny

      Hi, Jason!
      If you're looking to take your Wise Card abroad, you can convert your balances to any currencies you might need to use: wi.se/moneyconversion - by converting manually, you can choose to do so when the conversion rate is better for you.
      However, if you don't have the local currency in your account, our Smart Conversion tool will automatically convert the balance for you that has the lowest conversion fee. Learn more here: wi.se/smart-conversion
      So, if you don't have SGD in your balances when you try to withdraw, you'll still be able to do so - we'll convert it from USD for you!

  • @lizcroak2899
    @lizcroak2899 Před měsícem

    Hi Good video. I have used Wise for several years mainly setting up to to transfer to my bank or use it when on holiday I am in UK. Q/ I am looking to order something from a travel agent in USA. Can I use the card like a credit card? i.e Contact the seller and give them my card details? or do I need their bank details? I would prefer to talk to them and then pay by card at the same time..

    • @Wise
      @Wise  Před měsícem

      Hey, Liz. Our Wise card isn't a credit card, it's more similar to a debit card. With it, you can easily spend what you have in your balances held within your account at stores, restaurants, and much more. See more here:wi.se/debitcardfaq
      Please avoid sharing your card details with anyone as this could compromise the security of your account. As an alternative, you could get their bank details instead and send money from your balances instead: wi.se/sendfrombalance
      Send us a PM on Facebook, Instagram, or X, if you need further help - we'll be happy to assist 😉

  • @tombonehill1576
    @tombonehill1576 Před 5 měsíci

    Do I need a digital card on my phone when the physical card is also on my phone or can I just use the physical card by adding to Apple Pay on my iPhone wallet and Apple Watch ?

    • @Wise
      @Wise  Před 5 měsíci +1

      Hey, Tom 👋 You only need one card to link it to your Apple Pay and Apple Watch. So if you've already added your physical card to Apple Pay, you won't need the digital card there as well.
      Check out this page to find out more about adding your card to Apple Pay and any common issues: wi.se/addingcardtoapplepay

  • @gerardacronin334
    @gerardacronin334 Před 6 měsíci +1

    This is a very helpful video, thank you! I am Canadian and recently set up a digital Wise card and installed Wise on Apple Pay prior to a trip to Japan. Most convenience stores I visited in Japan accepted Wise and the expenses were deducted from my balance in CAD. It was very……convenient! Now my question: in 2024 I will be visiting the US, New Zealand, French Polynesia and Australia (all in one trip). I don’t think you cover French Polynesia but I presume I should set up balances for Australian dollars, New Zealand dollars and US dollars, and that it would be wise (pun intended) to transfer some money from my Canadian bank account into each of them before I leave home. But what if I overestimate what I expect to spend? After my trip, can I transfer surplus foreign currency back into Canadian dollars? In my Wise account, or in my bank account? Thank you in advance for your help. (In 2023 I converted a lot of cash to Icelandic krona, only to find that nobody in Iceland wanted cash!) in 2024 I will be Wiser!!! 😅

    • @Wise
      @Wise  Před 6 měsíci +1

      Hi there, Gerarda, it sounds like you have an amazing 2024 planned, already! Just like your physical card, the digital card lets you spend money around the world with low conversion fees, securely. You can pay with your Wise card in most places where debit cards are accepted: wi.se/whereyoucanuseyourcard and our card allows you to keep and spend multiple currencies. Simply use the card, and we’ll convert the amount automatically for you, from any currency you hold in your balances, for a low fee: wi.se/smartconversiontech
      So in this case, it would be wise to create balances for the available currencies, as this ensure you're using the appropriate balances when using your card.
      If you find that you have surplus foreign currency, you can certainly convert this back to CAD balance on your Wise account, once you return home. Here's a little more info on how to convert between balances: wi.se/moneyconversion You can also send this to your external bank account if you'd prefer. Here's some info on that: wi.se/sendfrombalance
      Please feel free to reach out to us over on social media for more help. This can be on X/Twitter, Facebook or Instagram, or alternatively through this link: wi.se/contactus - we're here to help 💚

    • @gerardacronin334
      @gerardacronin334 Před 6 měsíci

      @@Wise Thank you soooo much, this is awesome!

  • @pilotmyway
    @pilotmyway Před 16 dny

    Can you add digital wise card to Samsung Pay? Thanks

    • @Wise
      @Wise  Před 16 dny

      Hey, Rodney. You can use your card with Samsung Pay in the US, and if you have a Mastercard issued from the US or Japan, you can use it in the UK. We explain more at wi.se/linkingcardtosamsungpay

  • @sfaznpinoy
    @sfaznpinoy Před měsícem

    I plan to use Wise for the first time when I go to Thailand and Philippines this October. Can you please clarify this part for me? So if I put a balance for either country...I can use the Wise debit card to pay for purchases. Does it know automatically to take it out of the currency in the country I'm currently in? For example, if I'm in Thailand and use the debit card...does it automatically take the funds out of Thai (as long as I have a balance in it)? Same thing with atm withdrawal...does it automatically know to take out of the currency of the country I'm in? Thanks!

    • @Wise
      @Wise  Před měsícem

      Hi Andy. As long as you've sufficient money in the currency you want to spend, your card will automatically deduct from the local currency. So if you're in Thailand, your card will deduct from your THB balance when you spend in stores. For ATM withdrawals, make sure to select the local currency if the ATM asks for it. Read more on our card fees here: wi.se/debitcardfees
      Just a reminder, remember to activate your card by following these steps: wi.se/activate
      Happy travelling! 😄

  • @VincentLaw3
    @VincentLaw3 Před 5 měsíci

    So excited for this card! If you have 3 digital cards, can you delete one and create a new one? If yes, is there a limit to the total maximum number of digital cards?

    • @Wise
      @Wise  Před 5 měsíci

      Hey, Vincent. We're glad to know you're excited! Yes, if you already have 3 cards, you can delete one and create a new one. Learn more at: wi.se/wisedigitalcard
      Your digital card can be deleted and replaced 3 times a day. You can only have 3 active digital cards at one time 🙂

  • @tinaheath991
    @tinaheath991 Před 5 měsíci

    Question! If I have a digital wise card, can I order one or two physical cards (for husband and son) which are attached to the same account?

    • @Wise
      @Wise  Před 5 měsíci

      Hey, Tina 👋 You can only have one physical card at any time. Due to privacy and security reasons, if you order a Wise card - Both physical or digital, it can only be used by you. If your husband or son wants to get a card, they'll need to create their own Wise account. But note that the card will be linked to their respective balances only.

  • @loripaulus566
    @loripaulus566 Před 4 měsíci

    Do you have service in the Czech Republic? Going to Prague later this year.

    • @Wise
      @Wise  Před 4 měsíci

      Hey, Lori. If you want to know if you can use your Wise card when you're traveling to the Czech Republic, you can use it there 🙂
      It should normally work in every place where debit cards are accepted. Depending on where your card was issued, there might be some countries where it won't work. So if you're planning to travel anywhere else, make sure to check this page: wi.se/whereyoucanuseyourcard
      We hope that helps, but feel free to reach out via PM/DM on our other social media channels (X, Facebook, Instagram) if you have any other questions.

  • @tombonehill1576
    @tombonehill1576 Před 5 měsíci

    If I have put foreign exchange into my account for eg Japanese Yen when I am in Japan will the card automatically use this currency from the amount held in the Japanese yen account or do I need to select the currency ?

    • @Wise
      @Wise  Před 5 měsíci +1

      Hi, Tom. To answer your question, Wise has this technology that checks whether you have the currency you need to avoid fees. So for example, if you have a JPY currency on your account, and you're using your Wise card in Japan, then our system will automatically deduct it from your JPY balance, no need to manually select the currency.
      In addition, even if you don’t have it in your account, you can still spend money. Our Smart Conversion technology will automatically convert the balance for you that has the lowest conversion fee. We've covered this here: wi.se/smartconversiontech But if travelling abroad, it's indeed recommended converting to the currencies you need within Wise before spending. We hope this helps, and let us know if you have clarifications 😊

  • @user-lu5bv2md5k
    @user-lu5bv2md5k Před 11 měsíci +1

    Have a wise card never been able to activate it. It keeps asking for a six PIN number beneath the card . And there are more than six. Regards. Ngaire medder

    • @Wise
      @Wise  Před 11 měsíci

      Hey, Bill. There should be a physical sticker on the card that shows a 6 digit PIN. If you don't see that, please reach out at wi.se/contactus, or send us a private message on Twitter, Facebook or Instagram. Our agents will help you out there.

  • @simondodd5751
    @simondodd5751 Před 10 měsíci

    Is it possible to add a physical or digital Wise card to WeChat pay or Alipay so I can use it whilst in China ?

    • @Wise
      @Wise  Před 10 měsíci

      Hi 👋 Yes, that's certainly possible.
      We explain how it works here: wi.se/addcard.

  • @lmarcelletti
    @lmarcelletti Před 8 měsíci

    Hello! In my account, I have an account with Dollars, Euro and Reais (account opened in Brazil). I am in United States. If I use my card, with take the dollars I already have in an account? Is the PIN number the one we use in the payments and gotten from the app of a specific card? Since I have the three currencies in my account, not sure from where the card will take the money from. I thank you for any advice and information!

    • @Wise
      @Wise  Před 8 měsíci

      Hi, Lanfranco. We'll be glad to answer all your questions. Firstly, about the PIN, you mentioned that your account was opened in Brazil, we can confirm that it's definitely the one you use for payments, and is shown in your app from the 'Card' tab > Show PIN.
      Now, we understand your concern about having multiple currencies in your account, and how they're used for transactions. For context, Wise has this technology that checks whether you have the currency you need to avoid fees. So for example, if you have a USD currency on your account, and you're using your Wise card within the US, then our system will automatically deduct it from your USD balance. And even if you don’t have it in your account, you can still spend money. Our Smart Conversion technology will automatically convert the balance for you that has the lowest conversion fee. We've covered this here: wi.se/smartconversiontech
      If travelling abroad, we'd suggest converting to the currencies you need within Wise before spending. We have some tips outlined: wi.se/aux1za We hope this helps, and let us know if you have clarifications 😊

  • @MrNeilmalkin
    @MrNeilmalkin Před 6 měsíci

    How about making a withdrawal from a local bank at the teller window with the wise card loaded with local currency and a passport? I'm thinking Thailand specifically.

    • @Wise
      @Wise  Před 6 měsíci

      Hi Neil! You won't be able to withdraw from a local bank or a teller window using your Wise card. However, you can withdraw cash from almost any ATM that accepts international cards, including those in Thailand. Here's where you can find an ATM close to you: www.visa.com/atmlocator/
      If you need any help with that, you can contact us via DM on Instagram, Facebook, or Twitter, and we'll be right there for you 🙂

  • @Kikaidamashou
    @Kikaidamashou Před 9 měsíci

    @Wise when I use an ATM using wise what do I select? Checking or savings?

    • @Wise
      @Wise  Před 9 měsíci

      Hey there! If you're checking your balances, please choose "Checking". For withdrawals, you can choose "Savings" 🙂
      Let us know if you have any questions, we're always happy to help.

    • @Not_A_Tourist
      @Not_A_Tourist Před 3 měsíci

      @@Wise that's not accurate

  • @hernandezjohnimmanuel3588
    @hernandezjohnimmanuel3588 Před 10 měsíci

    I have a wise card issued in the UK already and will be travelling to Qatar but wise app doesn't have qatar currency in it. Am I allowed to withdraw money to a ATM Machine using my wise card in Qatar given that I have GBP money in my account?

    • @Wise
      @Wise  Před 10 měsíci

      Hey, Hernandez! We currently don't support QAR, but you can certainly use your card in Qatar. If you don’t have the currency you need in your account, you can still spend money. Our Smart Conversion technology will automatically convert the balance for you that has the lowest conversion fee. For more info, check here: wi.se/smartconversiontech
      If you withdraw cash in a currency you're not currently holding, we'll charge a conversion fee to convert it for you. For more info, please refer to here: wi.se/withdraw-fees
      Should you have any other questions, feel free to DM us on Instagram, Twitter, or Facebook 🙂

  • @3939889ISME
    @3939889ISME Před 6 měsíci

    So when you going overseas and want to use the wise card to pay instore, do you select CREDIT CARD to pay? Or what do I select? As I just used it, but been rejected when I selected credit card😢

    • @Wise
      @Wise  Před 6 měsíci

      Hey, there 👋 You can select debit card to make payment with your card. However, if this isn't an option, then usually credit card would work. Please take a look at some common issues and solutions when paying with card: wi.se/declinedtransaction
      If it doesn't work, please share the error screenshot along with your membership number on one of our private platforms, such as Facebook, Twitter or Instagram. Alternatively, you can also email us via wi.se/contactus We'll take a closer look.

  • @marialourdespereira8457
    @marialourdespereira8457 Před 9 měsíci

    Hello I live in The UK and will be traveling to India soon. I have set up in my wise app the local GBP account and also an INR account. I have recently purchased the eco card because of travel. I would like to know how to use the physical card in India? If i use it in the stores to make payment will it be directly debited from GBP or INR ? Is there an option for it on the app? Because i want to use the INR balance when i make payment from physical card in India, as i have already converted some GBP to INR lump-sum..
    Thank you.

    • @Wise
      @Wise  Před 9 měsíci +1

      Hi there, Lourdes. If you already have a balance of INR, we'll automatically use the money from there when you spend locally in INR with your Wise card.
      Your Wise card won't use money from your GBP balance, unless you no longer have enough INR balance to cover the purchases you make there.
      If you have any other questions, feel free to reach out to us on one of our official support channels: Instagram, Facebook, or X/Twitter 📩

  • @mandar998
    @mandar998 Před 6 měsíci

    Hi I have a question. Does wise only work when you are PHYSICALLY at the new place?
    For example you are traveling from usa to uk.
    While planning your trip for pre booking hotels, tickets, etc. can you pay for it with preloaded currency (pounds) while in US or will it charge usd with conversion fees? Thanks

    • @Wise
      @Wise  Před 6 měsíci +1

      Hey, there!
      If you have the Wise debit card, and you have money on your balances, you can easily use it to pay for hotels or tickets as any other debit card. Check: wi.se/wise-card
      For your situation, in case you have money on your USD balance, you can convert to a GBP balance and use it to pay in the local currency and buy your tickets in advance. Learn more from this link: wi.se/moneyconversion
      Any further questions can be solved via PM on Facebook, Instagram or Twitter/X. You can also easily get in touch with us through here: wi.se/contactus
      We'll be happy to help you there in case anything remains unclear 🙂

    • @mandar998
      @mandar998 Před 6 měsíci

      Great. Thank you! I’ll give it a shot

    • @Wise
      @Wise  Před 6 měsíci

      Deal! We're here for any questions!

  • @wt849
    @wt849 Před 2 měsíci

    Please advise step by step how to use Wise Digital Card to withdraw foreign currency at overseas ATM.

    • @Wise
      @Wise  Před 2 měsíci

      Hey there. We're excited to see you're ready to get started with our digital debit card.
      But with that said, please take note that it's not always possible to withdraw funds from an ATM without a physical card.
      Be that as it may, there has been a steady increase in the amount of cardless ATMs in countries such as the United States, United Kingdom, Australia, Canada, and Singapore.
      To read more about cardless ATMs, and where you may find them, please have a look at our blog here: wi.se/blog-cardless-atm
      And when it comes to actually using a contactless ATM abroad, please use the following steps:
      1. Make sure you have a balance in the relevant country's currency topped up in your account with us, in order to pay (possibly high) conversion fees: wi.se/addmoneytoyourbalances
      2. Activate your digital card, and link it to a mobile wallet like Apple Pay: wi.se/linkingcardtoapplepay - or Google Pay: wi.se/linkingcardtogooglepay
      3. Use the QR code that the contactless ATM will provide via its screen, and scan this with your mobile device, and follow the prompts.
      4. If needed, download the relevant bank's app before using the contactless ATM, in order to request the withdrawal.
      Furthermore, it may also be worthwhile having a look at our page here: wi.se/applepayatm - as it contains some useful info when it comes to withdrawing funds using Apple Pay.
      We hope this explains things to some extent, but please feel free to PM or DM us on Facebook, Instagram, or X, in case you have any other questions or concerns. We'd naturally be happy to provide you with further assistance.

  • @sonnyday6830
    @sonnyday6830 Před 4 měsíci

    do you press Credit or Savings when using your pin

    • @Wise
      @Wise  Před 4 měsíci

      Great question! Since the Wise card functions as a debit card, you'll typically want to use the "Debit" option when spending, or in your case, "Savings". In most cases, either should work, but it's best to start with this option 👍

  • @swedendive
    @swedendive Před 3 měsíci

    So if I have Euro in my home country… and travel to Thailand… I need to change to Thai Bath in the app?

    • @Wise
      @Wise  Před 3 měsíci

      Hey, there, it's really simple! 🙂 To pay with your card, you only need to add money in your Wise account. If you spend money in a currency you already have in your balances, we won't charge you any fees. If you don’t have the currency in your account, we’ll convert the amount for you, taking it from whichever available balance has the cheapest conversion fee. Please check all details here: wi.se/gettingstartwiththecard
      If you need more assistance, feel free to reach out to us via DM over Facebook, X or Instagram. We'll be happy to help.

  • @IanPrice-fd8tr
    @IanPrice-fd8tr Před 11 měsíci

    If I use my card and I have no money in my wise account , will you draw directly from my linked bank account or would the transaction decline ?

    • @Wise
      @Wise  Před 11 měsíci +2

      Great questions, Ian! Our digital card can be used for either a single transaction, or multiple! You can have up to 3 digital cards at once, all with different details, and replace them as you'd like. Just keep in mind - you can only get 3 new cards per day. You can find some info here 👉 wi.se/replacedeletedigitalcard
      Also, the Wise card, both physical and digital, will only work with the money you have in your balances. We won't draw from your local or linked bank accounts, so you'll want to add money first. More on that here 👉 wi.se/addmoneytoyourbalances

  • @nickmaidment
    @nickmaidment Před 21 dnem

    i have added my physical card and my digital card to Google Pay, but you dont explain how we actually use these cards. I have no idea how to use them. Please advise. How do I pay for something< how do i actually do it? I want to pay contactless if possible

    • @Wise
      @Wise  Před 21 dnem

      Hey Nick! So, from Wise side, you'd need to add money to your balance, and it's ready to be spent with your Wise card. And now if you've added the card into your Google Pay, then at a payment terminal that supports contactless payments you can just tap your phone on the contactless symbol and pay for the goods. But before paying, you might need to enter your PIN or use your fingerprint (or similar) it depends on your phone.
      You can search for "How to pay with Google Pay" and Google itself will give you their guide for it.
      If you got any questions, feel free to send us a PM on Facebook, Instagram or X/Twitter. Or contact us via phone/email: wi.se/contactus

  • @kengallagher1055
    @kengallagher1055 Před 3 měsíci

    What is the cheapest way to add to my balance from a Canadian bank account?

    • @Wise
      @Wise  Před 3 měsíci

      Hey, Ken. Here's all the info you need about adding money 👉 wi.se/addmoneytoyourbalances
      Generally, adding money using Interac e-transfer is the cheapest option for CAD. Have a look at our price calculator for all the payment options we support along with the associated fees 👉 wi.se/ourfees

  • @Not_A_Tourist
    @Not_A_Tourist Před 3 měsíci

    I want to keep my card frozen except for when I actually use it. So if I want to make an ATM withdrawal or purchase, I would tap the app to unfreeze, make the transaction and then once the transaction is completed, tap again to freeze the card. Does anyone know if this would cause problems?

    • @Wise
      @Wise  Před 3 měsíci +1

      Hey there. You can freeze and unfreeze your Wise card whenever you'd like, using the steps listed here: wi.se/freezewisecard This wouldn't cause any issues with your card, or your account.
      But, if you ever run into any trouble, or have any questions about your card, feel free to let us know. We're always happy to help 🥰

  • @sanchita2475
    @sanchita2475 Před 11 měsíci

    Hi, Wise Digital card is amazing! I have one added to my google pay in GBP but how can I have another euro card added to my google wallet to use in Europe?

    • @Wise
      @Wise  Před 11 měsíci +2

      Hey, Sanchita 👋 Thanks for your kind words.
      Actually, to spend in another currency, you don't need to have a different card. You can open an EUR balance, add money to it and use the same card.
      And that's how it works: when you spend money in a currency you already have in your balances, we’ll deduct the amount for free. If you don’t have the currency in your account, we’ll automatically convert the amount for you. We’ll take it from whichever available balance has the cheapest conversion fee. So there’s no need to worry about converting money before travelling.
      You can also check this page for more info: wi.se/gettingstartwiththecard We hope that helps, but please let us know if you have any other questions.

  • @zedman1
    @zedman1 Před 10 měsíci

    For a card issued in the UK, is it Visa or Mastercard?

    • @Wise
      @Wise  Před 10 měsíci +1

      Hey there! In the UK, we offer the Visa card. You can learn more about our card and how to get it here: wi.se/wise-card-gettingstarted

  • @TheMoonmoonmoon
    @TheMoonmoonmoon Před 7 měsíci

    When you use the card abroad, will there be a choice of which currency balance you debit from?

    • @Wise
      @Wise  Před 7 měsíci +1

      Hi, Frank. When using the card abroad, we'll always pull from the local currency. If you don't have the currency available, you can use our smart conversion tool, our technology will automatically convert from the currency with the lowest conversion fee. Learn more 👉 wi.se/smartconversiontech

    • @TheMoonmoonmoon
      @TheMoonmoonmoon Před 7 měsíci

      Great, thanks!

  • @1life2liveADV
    @1life2liveADV Před 7 měsíci

    Do I need to have money on the digital debit card or will it automatically deduct from my Wise account?

    • @Wise
      @Wise  Před 7 měsíci

      Hey, there 👋
      Your Wise cards, both digital and physical, are linked to your Wise account balance - this means to use them you'll need to have money in your Wise account. When spending with your digital card, If you don’t have the currency you need in your account, you can still spend money. Our Smart Conversion technology will automatically convert the balance for you that has the lowest conversion fee.
      If the currencies that you hold in your account have the same conversion fees, we'll use the one with the best exchange rate, so you get the most for your money. For more info, check here: wi.se/smartconversiontech
      Additionally, you can learn how to add money to your Wise account here: wi.se/addmoneytoyourbalances
      Should have any other questions, feel free to DM us on Instagram, Twitter (X), or Facebook. Alternatively, you can reach us via email/phone call here: wi.se/contactus

  • @nabimc9885
    @nabimc9885 Před 2 měsíci +1

    Can you have 2 cards (like a joint account) - one for me and one for my spouse?

    • @Wise
      @Wise  Před 2 měsíci

      Hi, there. If you have a personal account that's based in the EEA, Switzerland and the UK region, it's possible to order an Eco card as a second card: wi.se/wiseeco However, due to the way that we operate, cards (or accounts) can't be shared/joint. You can have your spouse create an account with us, and get a card instead.
      We don't encourage letting another person or third party use it as part of our customer agreement (under section 21): wi.se/customeragreement - what everyone needs to accept when they sign up to use our services. We hope this clarifies. If you need more assistance, feel free to reach out to us via DM over Facebook, X or Instagram; or else you can email/phone us here: wi.se/contactus

  • @musicentertainer7991
    @musicentertainer7991 Před 7 měsíci

    How do I put money inside wise? I’m new to this

    • @Wise
      @Wise  Před 7 měsíci

      Hey, there! If you wish to add money into your Wise account, you'll need to be living in a region where we offer balances. Check the list here: wi.se/balanceavailability
      In case you're in a region where we offer this feature, you'll be able to open balances and add money. Learn more info on this link: wi.se/addmoneytoyourbalances
      Feel free to send us a private message on Facebook, Twitter (X) or Instagram in case you need further assistance, and we'll be happy to help 🙂

  • @lavenderjessy
    @lavenderjessy Před 8 měsíci

    Hi! I have both physical card and online acct. I would like to purchase an order online but in different currency. I am using euro. Do I have to make an account using the same currency or can I use my euro acct directly? Will it convert automatically? Thanks

    • @Wise
      @Wise  Před 8 měsíci

      Hey there. If paying by card, you don't have to open another balance, we'll just automatically convert it from the currency with the cheapest fee, we call it Smart conversion: wi.se/smartconversiontech This applies to currencies that we support, other currencies will be converted according to Mastercard/Visa conversion rates.
      Currencies we support: wi.se/currencieswesupport

    • @revert_0822
      @revert_0822 Před měsícem

      @@Wise hi! would like to ask, continuation to @lavenderjessy 's question, say I want to purchase something online in USD, but my currency is NZD, if I open a balance in USD, will the purchase online be deducted automatically from the USD balance? thanks, Wise!

  • @faridahwahab7726
    @faridahwahab7726 Před 8 měsíci

    To apply how much fees or charges does it incur

    • @Wise
      @Wise  Před 8 měsíci

      Hi there 👋 To set up a personal account with us, it's free! More information on fees here: wi.se/feesforbalances Hope this helps!

  • @pervezkhurshid7231
    @pervezkhurshid7231 Před 7 měsíci

    can i use Wise card to access the lounge at any Airport

    • @Wise
      @Wise  Před 7 měsíci

      Hey, Pervez!
      While we don't have any direct promotional offers with airline services, if your card is a Visa Platinum one you can find more info here: wi.se/visaplatinumbenefits on potential additional benefits 👍
      However, if the lounge requires a card payment to access, then the standard rules apply as with regular card payments: wi.se/whereyoucanuseyourcard

  • @MS-nr7ks
    @MS-nr7ks Před 6 měsíci

    Hello to all. I'm going to Florida US and I'll use my US$ balance on my Wise card. I go shopping and I pay by Wise card in the store. Can I ask the cashier for cash back toward my Wise US$ balance? Is this going to count as the regular spending transaction or goes toward my monthly ATM cash withdrawal limit? Thanks

    • @Wise
      @Wise  Před 6 měsíci

      Hey there! We're not sure whether we understood your question correctly, could you please elaborate on this a little more? If the shop you're spending in offers a cashback to your card for a purchase, it would most likely be considered as a regular transaction, however, we'd like to understand your query more to make sure we advise you better.
      Due to this platform specifics, we're unable to DM you on CZcams, but you're more than welcome to contact us over other channels like Instagram, Facebook or X/Twitter. We'll be happy to help you over there 💚

  • @lukasvandijk6796
    @lukasvandijk6796 Před 5 měsíci

    Do you need a physical card to withdraw money from an atm in Brazil?

    • @Wise
      @Wise  Před 5 měsíci +1

      Hey, Lukas. If you have your physical/digital card added into a supported mobile wallet and if the ATM supports contactless feature, you can withdraw money from an ATM.
      Please note that if your card is issued in Brazil, you can't withdraw non-BRL currencies in Brazil, but you can withdraw those in other countries. Here's more information on where you can use your Wise card: wi.se/whereyoucanuseyourcard And, you can check here for more information on how to use cardless ATMs: wi.se/cardless-atm
      Please feel free to contact us at wi.se/contactus or DM us on X, Instagram and Facebook if you have further questions, we'll be here to help.

  • @manasweetaangane5872
    @manasweetaangane5872 Před 9 měsíci

    Can I use wise card in Qatar, Doha? I am not able to open an account.

    • @Wise
      @Wise  Před 9 měsíci

      Hi there 👋 The Wise card works in most places that accept debit cards, Qatar being one of them. As for opening an account, we'd be happy to look into this issue further for you, feel free to contact us here: wi.se/contactus Thanks!

  • @thaaaatplace
    @thaaaatplace Před 6 měsíci

    For a family that is traveling, can the digital card be shared with one account?

    • @Wise
      @Wise  Před 6 měsíci

      Hey there, Leigh. No, each Wise card is completely personal and individual. Other family members would need to sign up for a Wise account of their own, and request the card. More about this, here: wi.se/debitcardfaq
      They can sign up, here: wi.se/wisepage
      Everything you need to know about our digital card: wi.se/wisedigitalcard

  • @NOTproof
    @NOTproof Před 6 měsíci

    Hello ,i dont see argentina pessos,can i buy with an euro balance from site that requires a debit argentina acount?

    • @Wise
      @Wise  Před 6 měsíci

      Hey, there. We don't support holding ARS in your account, which is why you can't open an ARS balance. However, we support spending in ARS with a Wise card. We'll just convert from an existing balance you have. Learn more about the conversion fees here: wi.se/card-fees
      Just to clarify, our Wise card isn't available in Argentina. It's only available in these countries, and are issued from there: wi.se/cardavailability
      If you need an Argentina-issued Wise card, we won't be able to provide that. Hope this clarifies 🙂

  • @Naked69Eye
    @Naked69Eye Před 9 měsíci +1

    we need a pin for withdrawals with a apple pay at ATMs???

    • @Wise
      @Wise  Před 9 měsíci

      Hi there! In order to be able to withdraw money from an ATM, you'll need to have a physical card. Do note that our digital card doesn't have a pin, and you can use it for online payments and in-store purchases. More about our cards here:
      Digital card 👉 wi.se/wisedigitalcard
      Physical card 👉 wi.se/getting-started-with-wise-card
      Feel free to reach out to us via our other social channels (e.g. Instagram, Twitter, Facebook), we'll be glad to assist you further there.

  • @IanPrice-fd8tr
    @IanPrice-fd8tr Před 11 měsíci

    Is a digital card for a single transaction or multiple ?

    • @Wise
      @Wise  Před 11 měsíci

      Hey, Ian! That's really up to you. Our digital card can be used for either a single transaction, or multiple! For security reasons, you might want to use the card once and then delete it or generate a new one with different details. Alternatively, you can keep the card and use it for online transactions as many times as you like. Just remember, you can only get 3 new cards per day.
      You can read more here: wi.se/replacedeletedigitalcard 💳

  • @semereberhanegetachew
    @semereberhanegetachew Před 4 měsíci

    Ethiopia pls

    • @Wise
      @Wise  Před 4 měsíci

      Hey Semere! We're always trying to expand so we can offer more features in more places. In the meantime, you can join our waitlist: wi.se/cardwishlist - we'll let you know once we have updates about the card in your country.

  • @Edelin4
    @Edelin4 Před 11 měsíci

    Hello, can I open a USD balance in Haiti?

    • @Wise
      @Wise  Před 11 měsíci

      Hey, Edelin. At the moment, balances are not available in Haiti. If anything changes, we'll be sure to let you know 😊

  • @kvncrw
    @kvncrw Před 2 měsíci

    Is there also a mid-market exchange charge and fee change for conversion back to local currency? Is keeping a local account less expensive than incurring those fees only on international transactions?

    • @Wise
      @Wise  Před 2 měsíci +1

      Hey, Kevin. We'll only charge you with the conversion fee for converting your money. Take a look at our calculator here to check the fee: wi.se/conversioncalculator
      Not sure if we understood your second question, but basically if you have a balance account with us, you can keep over 40 currencies, all in one place without any fee. You can send, convert, and even receive in some currencies! You can read more about this account here: wi.se/wiseaccountfaq
      If it doesn't answer your question, or if you need more assistance, feel free to reach out to us via DM over Facebook, X or Instagram; or else you can email/phone us here: wi.se/contactus

    • @kvncrw
      @kvncrw Před 2 měsíci

      @@Wise So, the answer is 'yes' for every time money is converted, so from CAD to EURs= one conversion, then EURs back to CAD= two conversions?

    • @Wise
      @Wise  Před 2 měsíci +1

      That's right, we charge a conversion fee for each time you convert money between balances in your Wise account. Note that there are limits to how many times you can convert money between balances each day. We explain more here 👉 wi.se/moneyconversion

    • @kvncrw
      @kvncrw Před 2 měsíci

      @@Wise Thanks again...I appreciate your quick reply.

    • @Wise
      @Wise  Před 2 měsíci +1

      Anytime, Kevin. Feel free to drop us a message on Facebook/Instagram/Twitter if you need more help. We're here for you.

  • @zeitgeist888
    @zeitgeist888 Před 3 měsíci

    Can I set up a virtual card and reoccurring payment with Wise? If so how?

    • @Wise
      @Wise  Před 3 měsíci

      Hi there. It depends on where you're residing in, as we offer different services to customers based on their country of residence. Can you share where you're residing in?
      You can check if you're eligible for our digital card: wi.se/cardavailability and more info on whether you can get our balance feature: wi.se/balanceavailability
      Feel free to contact us here if you need more help: wi.se/contactus 🙂

    • @zeitgeist888
      @zeitgeist888 Před 3 měsíci

      @@Wise US based.

    • @Wise
      @Wise  Před 3 měsíci

      Thanks for clarifying that. In that case, note your Wise card is a debit card, and it should work in most places where debit cards are accepted. If you're referring to using it for subscriptions, It should work. You can find more info on about virtual card here: wi.se/wisedigitalcard.
      However, if you're referring to making regular payments, you also read more about our scheduling payment feature here: wi.se/schedule-transfers - since the Wise card is linked to your balances.
      Should have any questions on this, send us a DM on Instagram, Twitter (X), or Facebook. Alternatively, you can reach out to us via email/phone call here: wi.se/contactus.

  • @nicochandra6129
    @nicochandra6129 Před 8 měsíci

    How do i know in which country my card is registered? I checked my withdrawal limit on the app and it’s all in GBP. Does it mean my card is registered in the UK?

    • @Wise
      @Wise  Před 8 měsíci

      Hey Nico 👋 Your card is registered according to your address when you ordered the card. If you don't live in the UK, you can reach out to us here to take a closer look: wi.se/contactus

  • @amarildogjici1316
    @amarildogjici1316 Před 7 měsíci

    Why I can’t add my cart on apple wallet

    • @Wise
      @Wise  Před 7 měsíci

      Hey, Amarildo!
      If you're having issues adding your Wise card to Apple Pay, please check this page for more info: wi.se/apple_pay_issue
      If that doesn't help, we'll be happy to take a closer look, just contact us here: wi.se/contactus or via private message on Facebook/Instagram/Twitter 🙂

  • @mohammedosman88
    @mohammedosman88 Před 3 měsíci +1

    If Wise will convert my home currency to any destination currency when buying items or withdrawing cash abroad, what is the point of opening foreign currency balances?

    • @Wise
      @Wise  Před 3 měsíci +1

      Aside from using our smart conversion technology to automatically convert the balance for you that has the lowest conversion fee for your Wise card purchases, you can also get banking details to receive money directly into your balances in more than 9 currencies, depending on your region: wi.se/getbankdetails
      You can hold money in 40+ currencies, and convert between them at the real exchange rate whenever you need. We have a really good overview on how the Wise account works here: wi.se/borderlessfaq.

    • @ugimomogun
      @ugimomogun Před 19 dny

      Same question..thanks wise. So i just add money into my wise card and spending it like normal card debit.

  • @jacquelineharris6580
    @jacquelineharris6580 Před 7 měsíci

    I do not have a physical card only digital card, I feel there is not enough info or step by step instructions on how to make a purchase for the layman

    • @Wise
      @Wise  Před 7 měsíci

      If you don't have a physical card, the two different numbers you see, might be from the digital cards you might have. You can have more general info on that here: wi.se/debitcardfaq
      In order to make any purchases, you just need to have money on your balances.
      In case there are any further doubts, please send us a private message on Facebook, Instagram or X/Twitter, as we'll be able to help you further from there 💚

  • @Realtalk276
    @Realtalk276 Před dnem

    I‘m from Germany, paying €, do you recommend it for Thailand 🇹🇭?

    • @Wise
      @Wise  Před 23 hodinami

      Hey, there. We definitely recommend it! Our card is available in Germany. You might need to pay a small order fee or add money to your account, and verify it to order one. We explain more here: wi.se/getthedebitcard
      You can add EUR to your account and spend in THB. With our card, you'll be able to spend in over 175 countries at the live mid-market exchange rate. There's also no monthly fees. Learn more about the supported currencies and conversion fees here: wi.se/card-fees 🙂

  • @fpplim
    @fpplim Před 9 měsíci

    Can I use the wise card as a credit card to hold for hotel reservations?

    • @Wise
      @Wise  Před 9 měsíci +1

      Hi, Poh. The Wise card is a debit card. If the hotel accepts cards as a payment method, then you should be able to use it to book a hotel room. If you ever run into trouble using the card to purchase an item, feel free to reach out to us on Twitter, Instagram, or Facebook. We'd be more than happy to help 🙂

    • @fpplim
      @fpplim Před 9 měsíci

      @@Wise thx for the prompt response

    • @Wise
      @Wise  Před 9 měsíci

      You're very welcome! If you need anything else, please let us know. We're here for you.

  • @tyresedockery5996
    @tyresedockery5996 Před 11 měsíci

    Can I use wise in Jamaica ?

    • @Wise
      @Wise  Před 11 měsíci

      Hi there. What are you looking to do exactly? We currently don't support our card and Wise account with balances in Jamaica: wi.se/balanceavailability, but you can send money with us: wi.se/howtosendmoney, if that's what you're looking to do 😊

  • @nickwynjones
    @nickwynjones Před 4 měsíci

    Great video. Just to confirm. I live in the UK. Im going on holiday to Turkey , so its best for me to open a Balance on Turkish Lira & then on the website transfer an amount from my GBP acc into the Turkish Lira acc & then I can use my wise card in Turkey for the minimum charges? If I understood any of that incorrectly then please reply with best way if you were in my shoes, thanks

    • @Wise
      @Wise  Před 4 měsíci +1

      Hey, there! Thanks for getting in touch.
      It’s completely up to you, since you have two options: Just keep the money in the currency you have, and we’ll convert the money for you automatically using the real mid-market rate, which includes a small conversion fee. Or, you can convert a bigger sum to beforehand, if you see a desirable rate: wi.se/ratetracker, so you could pay like a local. Both options are convenient 🙂
      You can always double-check our fees upfront from here: wi.se/ourfees, as well. We hope this helps, but if you have further questions, be sure to contact us in one of our social media channels, or via email/phone: wi.se/contactus

    • @nickwynjones
      @nickwynjones Před 4 měsíci

      Awesome, thanks for your quick reply. I do have one more Q. As I mentioned I am in the UK so my personal banking is GBP. But I work for companies who pay me in USD. Some of the companies have offered to convert from USD to my GBP wise acc, but my guess is that would be more expensive if they do it ? so am I better off just getting the company to pay me the USD currency & then I can make the conversion from wise to my UK personal acc if need be? or does it not matter which method I use? new to this, apologies for silly questions... @@Wise

    • @Wise
      @Wise  Před 4 měsíci +1

      Not silly at all, we're always happy to help! But this is another thing that is mainly your preference. If you have any concerns about any fees and rate that your employer is going to use to convert USD to GBP, it may be best to receive the payment in USD. You can then convert to GBP at your convenience, and at a preferred exchange rate.

    • @nickwynjones
      @nickwynjones Před 4 měsíci

      Perfect, thankyou
      @@Wise

    • @Wise
      @Wise  Před 4 měsíci +1

      Anytime 😇 Let us know if you think of anything else.

  • @ENDERBOY34Official
    @ENDERBOY34Official Před 11 měsíci +1

    I Add £200 GBP On My Wise Account Then Order A Digital Card Then It Will Don't Ask For £20?

    • @Wise
      @Wise  Před 11 měsíci +1

      Hey there, we're not sure if we understand what you mean here 🤔 If you've already ordered a physical card, getting a digital one should be free of charge. You can read more about card orders and fees here: wi.se/getthedebitcard and wi.se/digital_card
      If you have any issues with your order, let us know.

  • @user-kl1gd2un7t
    @user-kl1gd2un7t Před 5 měsíci

    Why can I only withdraw at an ATM in Australia and not use to shop in stores?

    • @Wise
      @Wise  Před 5 měsíci

      Hi 👋 You should certainly be able to pay in the stores as well: wi.se/whereyoucanuseyourcard. If you see the declined payment in your activities page, then by clicking on it, you should see the reason why the card didn't work. You can also check if all payments are enabled from under your card settings.
      If anything still comes up, we'd gladly look into this. You can email/call us: wi.se/contactus, or DM us on X/Facebook/Instagram as well with your membership number.

  • @williamlnh95
    @williamlnh95 Před 10 měsíci

    Why can’t I use the card as paywave but instead can only withdraw from atm?

    • @Wise
      @Wise  Před 10 měsíci

      Have you made sure the card has been activated? 🤔 That should unlock the contactless option: wi.se/activate
      If that doesn't help, we'll need to take a closer look - please send us a DM on Facebook, Twitter/X or Instagram, so we can investigate further.

  • @tokyoDpinks
    @tokyoDpinks Před měsícem

    It would have been helpful to know that in some regions adding a card to Apple Pay is unavailable.

    • @Wise
      @Wise  Před měsícem

      Hey there. If you've checked the availability on your account, and you're unable to use the mobile wallet, this means at the moment it's not available for your region, but we’re always working on improving our services.
      If you have more questions, feel free to reach out to us on Instagram, X, or Facebook and PM us; we can take a closer look at your case and share more info about our services in your region.

  • @jackiel288
    @jackiel288 Před 5 měsíci

    I plan to take my 17 year old grandson on a European vacation. Can I get a second card and load it for him to use?

    • @Wise
      @Wise  Před 5 měsíci +1

      Hey, Jackie! We're afraid it wouldn't be possible, as we don't offer our services for the individuals below 18 years old. Also, please note that your own Wise card is only for personal use, which means that only you can use it. You can read about it in our Customer Agreement, section 19. Card Transactions: wi.se/customeragreement
      Feel free to reach out to our other social media channels like Instagram, X, Facebook, if you need more assistance. We'll be happy to help you there 💚

  • @basukisugito8929
    @basukisugito8929 Před měsícem

    Google pay saya dosen't work in my country "sweden"... what to do?

    • @Wise
      @Wise  Před měsícem

      Hi, Basuki 👋 If you’ve enabled Google Pay on your device, you’ll usually be able to use it to pay for a transfer with Wise, and this feature is available in Sweden. You can see in what countries this feature is supported here: wi.se/applepay_googlepay
      If it doesn't work for you, make sure that you have version 3.13.1 or later of the Wise Android app. You might not be able to see Google Pay option if your app isn't updated.
      In case you need more assistance on this, please DM us via Instagram, X, or Facebook. This way, we'll be able to look closer into your case and advise you better.

    • @basukisugito8929
      @basukisugito8929 Před měsícem

      @@Wise Are the any other apps than Google wallet I can use in my android

    • @Wise
      @Wise  Před měsícem

      There definitely are. Besides Google Pay, you may also be able to use Garmin Pay, or Fitbit Pay. These are one of the top ones that you might want to use. We share how you can use them with your Wise card and in what regions here 👉 wi.se/garminandfitbit

  • @musicentertainer7991
    @musicentertainer7991 Před 7 měsíci

    How do I put money to the card?

    • @Wise
      @Wise  Před 7 měsíci

      Hi there 👋 You can't directly add money to your Wise card. However, if you want to your Wise card for payments, you need to add money to your Wise balance.
      Add money by opening the Wise app, choosing the currency you'd like to add money to, and how much you'd like to add. Then, choose to pay using different payment methods like bank transfer or card. You can find more about it here: wi.se/addmoneytoyourbalances
      If anything remains unclear, feel free to reach out to us via Facebook, Instagram or X. Alternatively, you can email/call us using this link: wi.se/contactus

  • @ericquah9201
    @ericquah9201 Před 6 měsíci

    How do add to Samsungpay?

    • @Wise
      @Wise  Před 6 měsíci

      Hey there, Eric. Adding your Wise card to Samsung Pay is only available for customers in the UK who have a Wise Mastercard. Head over to your Samsung Pay app to do so 🙂

    • @ericquah9201
      @ericquah9201 Před 6 měsíci

      @Wise unfortunately not in UK. You should make it global

  • @user-rg1nb8dm3g
    @user-rg1nb8dm3g Před 6 měsíci

    Is business card available in USA at the moment?

    • @Wise
      @Wise  Před 6 měsíci

      Hi 👋 It's not yet available, but we'll make sure to let everyone know once it's possible to order one again. Keep an eye here for that: wi.se/wisecardforbusiness.
      Let us know if anything else comes up.

    • @user-rg1nb8dm3g
      @user-rg1nb8dm3g Před 6 měsíci

      @Wise
      What is your suggestion for those who have sole LLC in US.
      What are ulternative options for Wise Business card?

    • @Wise
      @Wise  Před 6 měsíci

      The physical card isn't available, but digital cards for US businesses are available for sole traders/sole proprietorships, with no shareholders/Ultimate Business Owners (UBOs), and for any business with only 1 shareholder, where the owner of the profile is the UBO.
      You can check this info on the link above. For any other questions, feel free to DM us on any other of our communication channels (Facebook, X, Twitter).

    • @user-rg1nb8dm3g
      @user-rg1nb8dm3g Před 5 měsíci

      @@Wise
      Could you please guide me
      I want to get my business card for sole member business.

    • @Wise
      @Wise  Před 5 měsíci

      Hi again, Michael! We're sorry for any confusion with our last reply. We meant to say, typically we allow digital cards for these sorts of businesses based in the US. However, while we're still having to pause card issuance for US based businesses, these cards aren't available either.
      Our team is working hard to bring the feature back. If you've signed up for the waitlist, we will let you know over email when you can go ahead and order your card.
      If you have questions, please bear in mind, CZcams isn't one of our primary support channels. Feel free to reach us over Instagram, X, or Facebook private message for quicker assistance. Or, we can be reached here: wi.se/contactus

  • @enooladream5380
    @enooladream5380 Před 8 měsíci

    Can i use visa card in all Europe

    • @Wise
      @Wise  Před 8 měsíci +1

      Hi there, Enoola - thanks for reaching out. Generally, you can pay with your Wise card in most places where debit cards are accepted. But, if you’re planning on taking your card abroad, check the list here: wi.se/whereyoucanuseyourcard for countries where you won’t be able to use it.
      Our card allows you to keep and spend multiple currencies - unlike cash, you don’t even need to have the money converted beforehand. Simply use the card, and we’ll convert the amount automatically for you, from any currency you hold in your balances, for a low fee: wi.se/smartconversiontech
      If you withdraw cash in a currency you're not currently holding, we'll charge a conversion fee to convert it for you. The fees you pay depend on where your card was issued - it’s usually the registered address on your Wise account. If you’re using a different currency, the sum will be equivalent to the currency your card was issued in. More about it here: wi.se/withdrawalfees
      Feel free to reach out to us on social media for more help - this can be on X/Twitter, Facebook or Instagram. Or alternatively, through this link: wi.se/contactus
      We're here to help 💚

  • @yuliarahmawati9078
    @yuliarahmawati9078 Před 11 měsíci

    Halo, i have problem with my wise, i change my email and it's already works but my id not verified yet and still can't send money, please help with some suggestions what should i do

    • @Wise
      @Wise  Před 11 měsíci +1

      Hi Yulia, thanks for reaching out! Typically, verification can take 1-2 working days for our team to complete.
      If anything else is needed from you or if there's something wrong with your document, we'll always let you know via email. More info here: wi.se/getverifiedguide
      You're more than welcome to reach out to us here: wi.se/contactus and we'd be happy to look into this further. Thanks 😊

    • @yuliarahmawati9078
      @yuliarahmawati9078 Před 11 měsíci

      @@Wise thank you so much 🙏

    • @Wise
      @Wise  Před 11 měsíci

      You're very welcome, Yulia. We're here if you need anything else 💚

  • @utsavsarma1393
    @utsavsarma1393 Před 4 měsíci

    I'm from India and going to the UK for my studies, can I use it as a forex card??
    Can I connect my Indian bank account with it??

    • @Wise
      @Wise  Před 4 měsíci

      Hey, Utsav. Our cards are debit, and you can get them as long as you're located in the eligible regions listed here: wi.se/cardavailability
      So, if your account address with us is still based in India, you won't be able to it.
      However, once you've moved to the UK, and changed the address on your account accordingly, you can open balances to hold multiple currencies, and get your very own debit card.
      But, note that you won't be able to connect it to your personal Indian bank account. Instead, any money spend will be deducted from your balances which you can add money into.
      Check out more info on our Balance feature, and our cards here: wi.se/wiseaccountfaq

  • @rickvine6199
    @rickvine6199 Před 7 měsíci

    I'm trying to add the digital card to my google wallet, the video says tap the wise card to add BUT IT DOESN'T WORK!

    • @Wise
      @Wise  Před 7 měsíci

      Hey, Rick. Could you try reinstalling the app and restarting your device? Sometimes that does the trick. But if it's still not working, please send us a private message on Facebook, Twitter or Instagram if possible. Alternatively, you can give us a ring at wi.se/contactus

  • @bromark525
    @bromark525 Před 11 měsíci

    Why not create wise Bank in cambodia?

    • @Wise
      @Wise  Před 11 měsíci +1

      Hey there 👋 We'd like to offer our services everywhere, but there are still some places where we can't offer balances or account details.
      You can check our availability here: wi.se/balanceavailability - We'll update there with any changes.

  • @brijgoenka6905
    @brijgoenka6905 Před 7 měsíci

    can i get it in india...?

    • @Wise
      @Wise  Před 7 měsíci

      Hey there 👋 We're glad to see you're interested in our debit card, but please note that it's not yet available for customers situated in India. To see where we offer the card, please check out our page here: wi.se/cardavailability
      With that said, please note that we're always aiming to expand our platform's services to new and current countries and regions.
      For now, you'll be able to join our waitlist here: wi.se/joincardwaitlist - that way we'll make sure to let you know when the card is available to you.
      And lastly, please feel free to send us a PM, or DM, on Facebook, Instagram, or X, in case you have any questions. We'd be happy to help you.

  • @traceyhuseinovic260
    @traceyhuseinovic260 Před 9 měsíci

    I tried to use my card before we travel tomorrow.. for payment in a venue it wouldn’t work why?

    • @Wise
      @Wise  Před 9 měsíci

      Hi Tracey, thanks for reaching out 👋 Was the payment made via Chip and PIN? You can also use your card at an ATM for cash withdrawal or do a balance enquiry, and subsequent payments should go through.
      However, if your card was issued in the US or Japan, check here: wi.se/activate
      If you still run into issues, please get in touch via: wi.se/contactus - and we'll be able to have a closer look.

    • @traceyhuseinovic260
      @traceyhuseinovic260 Před 9 měsíci

      I think it’s working now.. paid $5 at supermarket via Apple Pay card. In my wallet.

    • @Wise
      @Wise  Před 9 měsíci

      Thanks for keeping us updated, Tracey.
      For future reference, here are common reasons why Wise cards payments get declined: wi.se/declinedtransaction
      Should you need help with future transactions, let us know 😊

  • @user-xq8cl7zu4t
    @user-xq8cl7zu4t Před 8 měsíci

    When will there be New Taiwan Dollars option?😢😢😢😢

    • @Wise
      @Wise  Před 8 měsíci

      Hey there, thanks for reaching out. The feature to hold, send, and receive TWD isn't currently available, but you can add it to our wishlist here: wi.se/wishlist You'll be the first to know when this becomes available.
      If you need help with anything else, feel free to send us a DM on our social platforms. We're here for you!