Video není dostupné.
Omlouváme se.
How to Buy a House When Self Employed
Vložit
- čas přidán 6. 12. 2021
- Buying a house when self employed and getting home loan to finance your property purchase can be one of the most challenging processes.
Small business owners and self employed, keep an eye on these three things - credit score / credit report, business profits, asking price of property and be financially organized - before home buying underwriting or refinance with a lender.
In this video, I go into detail on the things many millionaires overlook when buying a home. Even if your business is making money and your self employed income is good, you’ll want to check out this video before real estate investing.
----------------------------------
🗣 [FREE LIVE TRAINING] I show self-employed women how to get unstuck from financial stress so they can be financially free using my Mindful Money Makeover method. To join our next LIVE training email me steph@stephaniekremic.com - type “I am ready to be financially free”.
🎁 [GET THE FREE GUIDE] 8 Ways to Succeed As A Self Employed Woman www.stephaniek...
🎉 [MONEY SUCCESS] To see how all my clients have achieved massive money success through uncertainty and financial stress, • Money Success Stories
-----------------------
Let’s connect:
Facebook: / stephaniekremic
Instagram: / stephanie.kremic
Website: www.stephaniek...
Share this video: • How to Buy a House Whe...
Content disclaimer: www.stephaniek...
-------------------------------------
#HowtoBuyaHouse #SelfEmployed #StephanieKremic
Are you planning to buy or refinancing a house? Or have you already started? I look forward to hearing your experience.
-----------------------
🗣 [FREE LIVE TRAINING] I show self-employed women how to get unstuck from financial stress so they can be financially free using my Mindful Money Makeover method. To join our next LIVE training email me steph@stephaniekremic.com - type “I am ready to be financially free”.
🎁 [GET THE FREE GUIDE] 8 Ways to Succeed As A Self Employed Woman www.stephaniekremic.com/succeed-as-a-self-employed-woman
🎉 [MONEY SUCCESS] To see how all my clients have achieved massive money success through uncertainty and financial stress, czcams.com/play/PLrgXAKLWQdMwKrwZaWJdqo3W1xeKDW3EI.html
Hi Stephanie, I’m not a millionaire nor am I multi millionaire right now, but I am self employed. I do want to purchase a home in 2023. I currently own my home, but will have to sell to obtain the down payment. My credit score is 725, I do have a derogatory mark and I do have late payments….however, I have been consistent and doing better which is why my score is back to 725. I know lenders do look at those late payments and derogatory marks, but is there a time on it? My score is pretty good now and I am have I have no consumer debt, but I had a hardship back then so that’s what caused my late payments and derogatory mark. I would like your expertise on this, please.
Is there a legal way to use my business to purchase a home AND service the monthly payments?
So subscribed! Good soul!
Credit score
I'm the owner of a business (S-corp) and on payroll as an employee and the lender won't accept my income. It's BS
Thats wild
Hello
How many years tax return you need to provide if your building a new home 2 years or 3 years
It really depends on the lender and their equirements.
So basic
Stephanie I always value your financial insights. So true about self employed persons qualifying … and great reminder to regularly check our credit score to ensure there are no “remarks” some lender or company left about late payments. Perhaps in a future video you could speak on ways to improve credit rating scores (the fastest ways to improve)!! 🙏🙏🙏
I love that you mentioned check your credit score regularly. I don't think I said that directly in video and you make a great point! I think I will make a follow-up video on credit scores to accompany this one! I always value your insight, thank you so much Colleen 💖
@@StephanieKremic that would be awesome! I learn so much from you about managing wealth and focusing on abundance !
Ssoooo in other words don't even bother
I just pay cash - no headaches. Also when I did finance as business owner. I learned 20-30% down with reserves usually makes an easy process.
Paying cash always helps especially in this market. Thanks for sharing your insight!
How does the average business owner pay cash for a home? I would love to do that, but that would take some time to achieve. It definitely would take the headache away.
@@ThePresentTimeNow well you have to work up to that my friend. Until then the more money down the easier the process. Also if you have zero debt or low debt - the process is easier.
@@ThePresentTimeNow if you can have zero credit card debt before applying for mortgage with 5-10% DOWN AND IT IS REALLY EASY WITH THE INCOME AND CREDIT SCORE.
5-10% as self employed?
Credit scores❤️
Hi! I just published how to get a higher credit score- easy steps. Hope this helps! czcams.com/video/lJRZWdTq4bI/video.html