DEBT BINDER CASH STUFFING | DB#21 $50 | Saving with Minis |
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- čas přidán 5. 09. 2024
- Thank you all so much for joining me today. So happy to be able to put another $50 in my debt binder. I really need to pay off my person loan so I can save more money. Hope you are all staying cool and hydrated because this heat is unbearable.
🌹 Discover Personal Loan
Initial Balance: $10,000
Current Balance: $5,387
Monthly Payments: $214
🌹 Saving Challenges
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Yes I’m in a debt journey paying off taxes and a loan. I pay monthly on them as well… I’m chipping away with saving challenges. To add to my monthly payment 👏🏾👏🏾
Saving Challenges makes saving so much fun! Wishing you so much success in your debt free journey Rackiah! You got this! We got this! Once we are done paying them off we will have so much more to save ☺️. Always happy to see you here. I really appreciate you chatting with me my friend. Have a beautiful morning 🤗💖
I love your little jingle when you complete challenges 😊😊❤❤❤
😂 it’s so catchy lol. I appreciate that you’re here my friend. Thank you so much for watching 🤗💖
Happy Wednesday! Great savings!! Yay on completing more challenges 🌹🌸🌸
Hey Izzy!! Thank you so much for spending time with me amiga!! Wishing you a wonderful weekend and always appreciate you staying til the end 🤗💖
Hello Kathy! Yay another challenge done! . Love watching you stuff $50 bucks every week and see how much is adding up. Have a wonderful day. Hope you are staying cool , hope your AC kicks in gear. 🩷😻🫶🏼💐
Yay!! Thank you so much for always motivating me Lilly!! I wish I can do more than $50 a week but I need to save for my sinking funds as well. My job’s AC still doesn’t work and it’s so uncomfortable working. Let’s see if it’ll get fixed this upcoming week. Thank you so much for sticking with me til the end my friend. Have a beautiful evening 🤗💖
Hi Kathy another great video and 2 challenges completed awesome job. I hope ur having a great week as well. 🌷
Woohoo!! Super happy to complete some more challenges! I feel like I’m getting closer and closer to paying off my loan. Thank you so much Millie! Hope you’re having a great week too! Stay cool and hydrated my friend. Always appreciate that you spend time with me my love. Thank you 🤗💖
Fab savings today congrats on another challenge done 🥰 have a lovely week Kathy 😊 xx💐🌼🌻🌷🌺🌸🌹
Thank you so much for all your support Emily!! Wishing you a wonderful weekend my friend. Always grateful that you watching til the end. Thank you 🤗💖
$1 isn’t bad at all and challenge complete! Yes to paying down that debt. 🌼
$1 isn’t too bad compared to other IOUs I’ve had 😂. Thank you for always watching til the end Jazmine!! Take care love 💖🤗
Hi Kathy! Great progress on the personal loan and completing challenges!!! 🌹
Hey Izzy!!! Thank you so much! I’m so happy I’m seeing the progress in paying off debt this way. Have a beautiful morning amiga! Thank you so much for staying til the end. You’re the best 🤗💖
Great stuffing Kathy. I just love your holographic binder😍
Hey Clarissa!! Thank you so much my friend. It’s great to see you! Have a beautiful evening 🤗💖
Hope you're having a wonderful Wednesday & as always your debt savings videos are great to watch Kathy 😊💚🤑💛
Thank you so so much for your kind words my friend! It means so much to me Elma. Thank you so much for the encouragement. I really need it. Have a wonderful weekend 🤗💖
Hi Kathy!. 🎶 Another Challenge Done 🎶 Yay!! I am just starting my Debt pay off journey. Have a great week!! 🌼 🌸 🌻
I can’t wait to see all of your progress Randa! It’s so exciting to see those numbers go down. Thank you so so much for watching til the end. It means so much to me. Wishing you a successful debt free journey my friend 🤗💖
Great job adding to your saving challenges ❤🔥❤🔥❤🔥
Hey Priscilla!! Thank you so much for hanging out with me my friend. Have a wonderful evening 🤗💖
That elephant freebie is so cute! You are making great progress!
Thank you so so much for all of your support Kari! Have a beautiful morning my friend 💖
Yay for completing some challenges. Hugs my friend. 🤗🤗💚💚
You’re amazing Donna Jo!! I truly appreciate all of the support you give me my friend. Can’t thank you enough 🤗💖
Hey, my friend, awesome finishing a challenge. I agree a mini is 100 or less. You have really nice challenges. 🤩✌🏾🌸
Always great to see you hear Sadi J! Hope you’re doing well and that this week has been good so far. Your support is super important to me. Always appreciate all of your support my friend 🤗💖
Thanks for your kind words ❤🌹
Of course CB! You’re amazing and so creative my friend. Thank you for all the support you’ve given me! I truly appreciate you. Always grateful that you stay til the end 🤗💖. Have a wonderful day ☺️
Another challenge done!!! We were in the hundreds all last week we were dying. Hopefully you’re AC work properly soon at my office we had to turn on our heaters of how cold the office got. 😆 🌸
🤣🤣🤣 wow! My Job needs that kind of AC!! You’re so lucky lol. I hope it gets fixed too! It’s so uncomfortable to work in the heat. You really can’t feel the difference from inside the building and out 😂😂. Thank you so much for the laugh Lucy! I really needed it. Thank you for always sticking with me til the end my friend. I really appreciate you 🤗💖
Great savings today! 🌺
I really appreciate that Colleen! Your support means a lot to me. Hope you’re having a great work week. You’re amazing, thank you for always watching my videos through 🤗💖
The elephant challenge is super cure 😍 congrats on the finished challenge 🙌 its awesome how many freebies are out there!! 🥳🥳🥳
There are so many freebies!!! I’m so amazed on how creative everyone is! I’m very grateful for their creativity. Hope you’re having a great morning Nicole! Thank you so much for hanging out with me 🤗💖
🌼 yay for a completed challange friend 🎉
Yay!! Always happy to be able to sing my song 😅. Hope you’re having a great work week Nessa! As always, thank you for always watching til the end. It really means so much to me 🤗💖
🌼 here watching from Las Vegas 🤗 I'm so exhausted from all the walking, so ready to go back home 🤣. Great savings.
Omgosh!!! How’s Las Vegas Anabel!!?? Besides the walking, I know you’re having so much fun!! Where did you guys go?? Not me being nosy! 😂. You’re the best amiga! Thank you for taking a little bit of time from your trip to be here. I feel so special 🥰.
Awesome job chopping away at debt 🌸🌹💐🌻
Im so happy to see the progress! I never thought to be so close to $5k in my debt. I’m getting closer and closer. You have been here since the beginning of my journey Ramsey and have seen all of my progress. I wanted to thank you for all of the support you’ve given me. Sending you a huge hug my friend. Thank you 🤗💖
Hey 👋 Amiga another challenge done🎶 fun video as always 🥰🫶🌻
Hey Carmen!!! Yay!! Love completing challenges. Always love to sing my song lol. Hope you and your family are feeling better and enjoying your day. As always, thank you so much for sticking with me til the end! I’m very grateful 🤗💖
Hey friend!! Here supporting. Great savings. It was very humid today in SC. Hopefully the rain cool it down tonight. 💜💜💜
Thank you so much for all of your support Asha! I hope it got better in SC. It’s still hot and muggy here in NYC. What can we do 🤷♀️ lol. I truly appreciate you my love. Have a wonderful evening 🤗💖
Hey Kathy great savings❤ congratulations on completing a challenge 🌹
Hey Moet!! Happy Friday my friend! Thank you so much for the motivation. I truly appreciate you watching til the end. You’re amazing. 🤗💖
@@CruzBudgets 🥰💞
🌸 definitely on a debt free journey!! Credit card debt and car debt 💸 hope your AC gets to working better!!
You got this Jenny!! Nothing is impossible! We will all hopefully debt free one day. The AC still doesn’t work 😩. I’m over it lol. Thank you so so much for watching Jenny!! Have a beautiful Friday 🤗💖
Hi Kathy!
I’m currently paying off my IKEA credit card 💳. Yay to completing 1 challenge 🎉🎉
It’s 100 degrees by me and it’s so muggy 🥵I hope the AC at your job gets fixed soon.
$1 IOU isn’t too bad.
Great video 🌺🌻🌹🌹
Hey Erin!!! Thank you so much for taking a bit of your time during vacation to watch my video 🥰. It means so much to me. AC is still down at my job 😩. I’m so over it lol. You will definitely pay off your IKEA card in no time! I just know it. Thank you so much for hanging out with me. I really absolutely appreciate you 🤗💖
I feel your pain. My classroom air wasn't working this past school year. Not only was it hot as hell 🥵 it smelled awful. Sweaty middle schoolers in a 90 degree classroom! 🤢 I'm praying it's working when we start back up next month. Great stuffing!!! 🎉
Eeewww 😂. I can just imagine the smell of armpits in your classroom 😂😂. Hopefully the AC gets fixed because it’s so uncomfortable to work in those conditions. Thank you so much for the laugh Angie! Wishing you a beautiful evening my friend. Always happy to see you here 🤗💖
Hey hey Kathy! Here listening while I work!!
Thank you so much for being here Marlene! Hope you had a great weekend and wishing you a great week ahead 🤗💖
Great job saving!! 🌻🌻
Hey Christine!! You’re the best my friend . Thank you so much for hanging out with me til the end! Your support means a ton 🤗💖
Hey Kathy as always great video ❤
Happy Wednesday Lupe!! Super happy to see you my friend. Hope you’re stay cool and hydrated. I know you told me you live near the desert. I would melt 😂😂. Have a great afternoon and thank you for all of your support 🤗💖
Hey Kathy im also on a debt journey. Trying to pay off my credit card again 🙄 and then next I want to tackle my personal loan. Nice getting another challenges completed. 🌸
I can’t wait to watch your debt free journey!! You got this Shan! At first I wasn’t willing to sacrifice $200 a month to put extra towards debt. Now I have changed my mentality and realized that this has to get paid off in order to safe more later. Thank you so much for chatting with me my friend. Have a beautiful evening and I really appreciate you sticking with me til the end. You’re the best 🤗💖
Hello 👋 Cathy here watching while I rest from cleaning a rental .
Hey Fatima!! Hope you got some rest my friend! Thank you for choosing to spend time with me. Have a wonderful evening 🤗💖
@@CruzBudgets thank you
🌺Great job Kathy! You’ve gotta record that savings challenge song😀😀😀
😂😂😂. I really should! Thank you so so much for all of your support Angela! I’m so grateful that you watch my videos through my friend.
@@CruzBudgets 🤩🤩🤩🤩🤩💜
Hi Friend! Girl I love this way of saving, I think I might try doing something like this😁. Great video❤🌺
It is so much fun to have a mixture of challenges in one binder! Using roll and save and scratch offs for a purpose really motivates me to put money aside for debt. I really appreciate you staying til the end my friend. I truly appreciate all of your support 🤗💖
I do the same I put $200 or more towards my cc every month. Congratulations on finishing your challenges 🎉 Another great video as usual💐
That an excellent amount to put towards your credit cards. I need to learn how to stop apple paying 😅. I really appreciate the encouragement Cin. Thank you so much for staying til the end 🤗💖
Great video 💐
Thank you so so much Sabrina!!! Hope you’re work week is going wonderfully. So happy that you spend some time with me today. I truly appreciate you 🤗💖
Happy Budgeting ❤️
Hey Silynthia!! Have a wonderful Friday my friend. Thank you so much for all of your support 🤗💖
TY for sharing your blessings big hugs from Coco 🌼
Hola Coco!! Thank you so so much for for being here amiga!! Hope you’re enjoying this wonderful Wednesday my friend. Always happy to see you. Sending you a big hug 🤗💖
Hey girl! Here watching. I am paying down large amount of credit card debt 😢. It has been so long but I think I am finally making a dent in the amount owed. Staying focused and determined 😊
Consistency is very important! No matter how much you’re putting towards your debt as long as you keep making the payments and putting a little extra. Wishing you a successful debt free journey Grace! It’s tough but it’s not impossible. You got this amiga! Yes staying focus and determined is the way to go 🥰
Hi lovely great amount and these do adds up ❤I had no debt but now I took it for my medical treatment a big chunk nearly 20k so will be looking to do something like this❤thx for sharing beautiful
Hope you’re ok Maria! $20k is huge chunk for sure. Saving this way had really help me so much with debt. I 💯 recommend a debt binder ☺️. Thank you so much for spending some time with me while you’re on vacation amiga! You’re the best. Have a wonderful weekend. 🤗💖
Hi Kathy! I’m up late catching up on videos 😂 Great job completing that challenge. #8 was on a roll 😂 $1 iou is not bad at all 🌺
Lol #8 took a good chunk 😅. Hope you’re having a great morning Fiona!! Always happy to see you here. As always, thank you so so much for hanging out with me til the end. I really appreciate you so much my friend 🤗💖
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Happy Wednesday Angie!! Hope you’re having a great work week amiga! Super happy to see you here. Thank you for all of your support. Can’t thank you enough 🤗💖
Hey Kathy, Love the video.
Thank you so much for watching Laura! Wishing you a great day ahead my friend. Always happy to see you here 🤗💖
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You’re amazing Darlene! So happy to see you! I’m so appreciative for all of your support my friend. Thank you for always staying til the end. Have a wonderful evening 🤗💖
Congrats on finishing a challenge ✨️. 8 is your number today
😂 it really was! So happy to see you Dianne! Have a wonderful evening my friend. I’m so grateful for all of your support 🤗💖
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Happy Thursday Andrea! Hope you day is going well. Can’t thank you enough for all of your support my friend. Thank you so much 🤗💖
Good afternoon! Here trying to catch up. ❤ 2:20 ooh that's hot! Hopefully you will get some cooler weather soon.😊 Yay for completing the challenge. 🎉today I'm struggling with youtube. It wont upload. Ugh. 😢 6:44 pretty! ❤ ❇️🌷 10:01
Hey Nien! CZcams can be a hot mess sometimes lol. It takes me a whole day to upload unfortunately, I’ll get lucky here and there. Hope you’re having a wonderful day my friend. Always appreciate you watching til the end 🤗💖
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You’re amazing Grace! I absolutely appreciate all of your support my friend. It means so much to me when you stay til the end. Thank you 🤗💖
Hey Khaty saludos amiga 👋🏻✨🩷🌷
Hola Chely!! Feliz viernes amiga!! Te deseo un lindo fin de semana!! Te mando un abrazo 🥰🫂. Gracias por todo su apoyo 💖💖
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Hey Billie!! Thank you so much for watching til the end my friend. Can’t thank you enough 🥰. Wishing you a wonderful afternoon 🤗💖
@@CruzBudgets 🤗
Hi Kathy! Great job with the debt binder and finishing a challenge...🩷🩷
Thank you so much for all of your support Shon! Always excited to finish some challenges 😁. I really want to be debt free ☺️. Have a wonderful evening my friend. 🤗💖
Hello Kathy💜💜🌸
Susan!!! So good to see you my friend! Still keeping you in my prayers. Keep strong and positive love! Thank you for taking a bit of your time to be here. I hope I can still serve as an distraction. You got this mama 🫂🥰
@@CruzBudgetshi mama. Baby steps is how we’re taking it. Bad day yesterday, a little better today. Asi estamos. Thanks for the prayers and positivity. You’re doing great girl 💜💜
Hey Kathy ❤
Hey Ro!! Hope you had an amazing Birthday my friend 🥰. Always good to see you here. Wishing you a wonderful afternoon 🤗💖
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Thank you so much for watching til the end Cynthia!! It’s great to see you my friend. Have a wonderful evening and always appreciate your support 🤗💖
Hey friend great video as always 🫶🏽🎀🌹🌸🌷
Hey Ashley!! Always good to see you here amiga! Thank you so so much for always watching til the end! I truly appreciate you 🤗💖
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Hey Brandy!!! Super happy to see you here my friend! Wishing you a wonderful evening. Thank you so so much for sticking with me til the end always. 🤗💖
Flower
You’re the best my friend. Thank you for all the support you give me 🤗💖
@@CruzBudgets thanks
I paying off credit cards and a loan
Wishing you a very successful debt free journey Lisa! We got this my friend 💖
Hey Kathy. I hope the air system gets fixed.⚘️🪻⚘️
Hey Debra!! I hope so too! It’s so uncomfortable to be sweaty at work 😅. Hope you’re having a great work week my friend. Thank you so much for always showing me support my friend. Can’t thank you enough 🤗💖