Our EXTREME Budget -Living Debt Free

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  • čas pƙidĂĄn 4. 07. 2024
  • Embrace a back-to-basics lifestyle and experience the simplicity and fulfillment it brings. Discover ways to simplify your life, reduce clutter, and reconnect with nature. Find peace and contentment through this lifestyle change.
    Welcome to Dew Valley, bringing back the Old Traditions, Bringing them back to life!
    #Homesteadtessie
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  • ZĂĄbava

Komentáƙe • 1,4K

  • @patriciarussell7487
    @patriciarussell7487 Pƙed 3 lety +104

    Hi Tessie! Thinking of you! đŸ˜đŸ€—

    • @HomesteadTessie
      @HomesteadTessie  Pƙed 3 lety +29

      Thanks so much This was filmed before daddy was Gone I am doing Better today ! Love you !

    • @ellenfisher6341
      @ellenfisher6341 Pƙed 3 lety +16

      @@HomesteadTessie , may THE LORD wrap HIS loving arms around you & your family Sweet Girl & keep you close in HIS presense .

    • @owen4248
      @owen4248 Pƙed 3 lety +2

      Good evening Patricia my Dear friend:) So good to see you:) Lu :)

    • @patriciarussell7487
      @patriciarussell7487 Pƙed 3 lety

      @@owen4248 Hi Owen.Lu

    • @brightstarr57
      @brightstarr57 Pƙed 3 lety +2

      Great video! Glad you are doing better...take care! ❀

  • @kathrynboniface3455
    @kathrynboniface3455 Pƙed 3 lety +143

    The practice of gratitude makes you a rich person. You have beautiful land , plentiful food, a loving family, and a home filled with family treasures. You live like a queen.

  • @donnamays24
    @donnamays24 Pƙed 3 lety +221

    My grandparents taught me “use it up, wear it out..make do or do without”...well done Tessie đŸ™đŸ»đŸ’–

    • @FleurHarleaux
      @FleurHarleaux Pƙed 3 lety +6

      Awesome wisdom!!đŸ˜ŠđŸ‘đŸŒâ€ïžđŸ™đŸŒ

    • @groworforage342
      @groworforage342 Pƙed 3 lety +4

      Yep. Delay is a valid tactic! I can't tell you how many times I've delayed a purchase and just made do and ultimately decided making do was good enough. No $$ necessary.

    • @stacysavage6668
      @stacysavage6668 Pƙed 3 lety +1

      I love this!!

    • @joycemeyer8343
      @joycemeyer8343 Pƙed 3 lety +2

      My cousin tells me that all the time

    • @Sapphire-idjits
      @Sapphire-idjits Pƙed 3 lety +5

      Just wanted to say much of the items you say you have stopped has been a normal for me.. I have had to learn how to get by on my sos disability check .rasing children with no help from anyone! My 1st Christmas that I have no gift not one for the 2 children. I'm hurt more than they are. We don't have anything decor up either. But Tessie from watching this show it has shown r taught me to use lanterns. I already keep my breakers to stove washer/dryer hotwater heater on off I turn them on when need.
      Saves me.lots of dollars. I too live in an old double wide. Hard to keep warm. These kids are good n.straight A. I just ask that you ray for my children my health is well don't want to say. But please pray that they remain together never b seperate

  • @FarmerG
    @FarmerG Pƙed 3 lety +440

    Everything is getting so expensive. I drop a $100 bill at Walmart and looks like I bought nothing.

    • @Alwayslearnimg
      @Alwayslearnimg Pƙed 3 lety +10

      @Diane Monaco Monaco I hear people say that all the time but the times I’ve gone I haven’t really found anything that is really such a good deal compared to for example Walmart. Do you have any things that you particularly go to Aldi for? We have two within very close distance to where I live. Maybe I just haven’t been enough

    • @bettyjoelauper
      @bettyjoelauper Pƙed 3 lety +19

      @@Alwayslearnimg i love aldi. I find their produce better than walmart personally.
      They have great cereal bars..cheap tasty quick foods like frozen pizza fries tator tots..etc..their blsl chicken is good...the salmon both fresh and frozen is good. Cheeses r good. I prefer them over walmart.

    • @edensgarden1775
      @edensgarden1775 Pƙed 3 lety +13

      I spent a 100.00 at Aldis yesterday and seemed like I didn't get much. Things about to get worse with the Truckers strike on the 11th. Very uncertain times right now.

    • @rakesfunnyfarm
      @rakesfunnyfarm Pƙed 3 lety +8

      @@edensgarden1775 They are talking about striking on the 29th. But i talk to someone who was in the business. He said there is nothing to worry about right now. Next year is what people needs to be watching.

    • @tammyisenblatter9138
      @tammyisenblatter9138 Pƙed 3 lety +8

      I hear you Farmer G. I only buy certain things at walmart. You used to be able to buy everything there...not any more!!! Now I get what I can there and then shop the sales at grocery stores, dollar tree and dollar General! God bless!

  • @Randy8923
    @Randy8923 Pƙed 3 lety +141

    Enjoyed. I have 20 to 40 a month left after my bills are paid. Its very difficult but I make it. I go to food pantries and watch every penny. Thanks for sharing. Im disabled so it is what it is. God bless you.

    • @darlawalsh6237
      @darlawalsh6237 Pƙed 3 lety +8

      Have you thought about looking into a room to rent in a house that everything is provided such as utilities wifi etc and use of whole house that the owner allows if not is there a way you could rent a room your not using to someone you can look on craigslist and the key is something not over 350 400 tops if you live on ssi income and you only have 30 to 40 dollars left you could qualify for food stamps which would help I live on 7 hundred something been in similar situation

    • @jonihaworth7016
      @jonihaworth7016 Pƙed 3 lety +7

      We are a young family and in the same boat but I must say we are very happy and living abundantly

    • @beverlyghany7065
      @beverlyghany7065 Pƙed 3 lety +1

      Same here. Unfortunately no food pantry in my area. The closest is at least an hour each way for me

  • @rhondabajan7809
    @rhondabajan7809 Pƙed 3 lety +20

    I just discovered this channel and I am so glad I did. My husband just lost his job because of the pandemic and I am looking for ways to tighten an already tight budget that is now down to zero income and zero health insurance, plus we are raising our two-year-old grandchild. Most of the tips I already implement, but I’ve already learned a lot from you: there are always ways to cut spending even when you think you’re as tight as you can be. Thanks.

  • @oregonwoman1290
    @oregonwoman1290 Pƙed 3 lety +74

    I grew up really poor so I never felt like I needed to have "things" to make me happy. I've continued living that way all of my life.

    • @carolynbell2246
      @carolynbell2246 Pƙed 3 lety +9

      Amen. People waste a lot and concerned about material things.

    • @roscoeelcocko1863
      @roscoeelcocko1863 Pƙed 3 lety +1

      Me too

    • @margierousu468
      @margierousu468 Pƙed 3 lety +2

      Same here!

    • @sandi6818
      @sandi6818 Pƙed 3 lety +2

      You are so right. I grew up poor but was happy. People tend to think happiness is in material things. I learned this the hard way. Happiness comes from within. Be content with where you are now.

    • @tomcatt998
      @tomcatt998 Pƙed 3 lety +1

      Mom always told me that U can't miss something U have never had

  • @UpDownMichelle
    @UpDownMichelle Pƙed 3 lety +60

    I started canning and preserving food which allows me to really stock up on sales to the point where I ONLY buy what's on an extreme sale. My grocery bill went from $120 a week to about $30 a week. It's made a MASSIVE difference! I'll never go back!

    • @SirenaSpades
      @SirenaSpades Pƙed 3 lety +4

      I do that too. Makes a HUGE difference! Then I buy toiletries at Dollar Tree. That makes a big difference, too. It's way cheaper even than Walmart. Of course, you can price compare. Walmart does have VO5 a few cents cheaper than Dollar Tree, just one example.

    • @ShelbyCookie-ju5qr
      @ShelbyCookie-ju5qr Pƙed 3 lety

      I never did that before but I want to start i will have to look up how

    • @eckankar7756
      @eckankar7756 Pƙed 3 lety +4

      I've been canning for 50 years. We lived on a small farm and it was a family event during harvest season. I now live in the desert so no gardens here but do stock up on sales at the stores. I mostly just pressure can meats for quick meals. After St Pattys day the past two years I found Corned Beef on sale for 99 cents a pound! I bought all 22 flats and canned every bit of it. Delicious. I pour out the broth to cook the cabbage in, then out comes the corned beef to warm up and I've got a fresh, tasty corned beef and cabbage dinner in 10 minutes for less than $2.

    • @rainbowkitten8990
      @rainbowkitten8990 Pƙed 3 lety

      @@SirenaSpades I always get my bubble bath, toothpaste and toothbrushes from pound land. Every penny really adds up!

  • @jeanphillips1030
    @jeanphillips1030 Pƙed 3 lety +104

    Evening Tessie. Love your CZcams channel. I am 66 years young in elderly housing. I am blessed. I can't drive because of seizures . I am still blessed.

    • @katiemart7
      @katiemart7 Pƙed 3 lety +5

      Great attitude! I am 69, disabled but still driving. It’s amazing how we adapt to wherever God puts us, from living healthy and able to travel to those who don’t have much money and deal with health issues. God can provide for us wherever we are. Proud to be a new subbing, Tessie

    • @FleurHarleaux
      @FleurHarleaux Pƙed 3 lety +3

      @@katiemart7 đŸ’•đŸ˜ŠđŸ‘đŸŒ

    • @FleurHarleaux
      @FleurHarleaux Pƙed 3 lety +3

      â€ïžđŸ™đŸŒâ€ïžđŸ™đŸŒâ€ïž

    • @larissataylorspence183
      @larissataylorspence183 Pƙed 3 lety +1

      Yes
      You are blessed
      Do you know the Lord Jesus Christ?

  • @peggymcglade3223
    @peggymcglade3223 Pƙed 3 lety +50

    I don't have health insurance and I work for now for $60.00 a week my food I get is the same way as you I don't get any assistance. But I'm ok and I'm always looking for ways to help others and my self. God blesses me every day and I'm so thankful . Your channel is a blessing to me and so many others

  • @eileenroberts1952
    @eileenroberts1952 Pƙed 3 lety +105

    CZcams is my t.v. this is one of my favorite "shows"

    • @HomesteadTessie
      @HomesteadTessie  Pƙed 3 lety +3

      aww thank you !

    • @dawnbolton6024
      @dawnbolton6024 Pƙed 3 lety +2

      It's good to see other people use CZcams as their TV.
      i always call it the people's TV. 😁

    • @eileenroberts1952
      @eileenroberts1952 Pƙed 3 lety +1

      @@dawnbolton6024 Pluto an crackle are great free cables channels too.

    • @KVC90
      @KVC90 Pƙed 3 lety +3

      @@dawnbolton6024 Tubi TV and Pluto TV and Popcornflix are my favorite free apps

    • @sherryllynnjones7077
      @sherryllynnjones7077 Pƙed 3 lety

      Mine as well. No tv for međŸ™â€đŸ™đŸ‘”

  • @truthseekertoday2377
    @truthseekertoday2377 Pƙed 3 lety +194

    I'm glad to hear you say mean people aren't welcome. Atta girl. I wouldn't have mentioned Heath insurance. It's no one's business. I'm proud of you.

    • @HomesteadTessie
      @HomesteadTessie  Pƙed 3 lety +34

      Thank you Just being Honest and I am now going to be able to afford it .So I will be getting it soon

    • @Chris-tg3qy
      @Chris-tg3qy Pƙed 3 lety +14

      I loved to hear mean people weren’t welcome too.

    • @marthaadams8326
      @marthaadams8326 Pƙed 3 lety +8

      @@HomesteadTessie Age wise - good decision - I used to work with many, even younger that you, who didn't think they needed it and boom a major issue arose.

    • @tash2166
      @tash2166 Pƙed 3 lety +10

      Yes exactly, best way to deal with negativity is not to address it.

    • @Stoffmonster467
      @Stoffmonster467 Pƙed 3 lety +4

      @@marthaadams8326 serious accidents and cancer need half a million for treatment, nobody is able to afford that

  • @heysuz701
    @heysuz701 Pƙed 3 lety +33

    Thank you for not saying don’t eat out and cut out the morning coffee stops! Those are probably the 2 top tips I see on saving money, and while they are true, they aren’t helpful to me because I already don’t. Hugs and prayers for you and your family.

  • @mariahb3107
    @mariahb3107 Pƙed 3 lety +105

    I think people are going to realize that we need to go back to some of the old ways. U are ahead of the game!!

    • @lilymunster7132
      @lilymunster7132 Pƙed 3 lety +3

      Indeed she is. 👍😉. God is Good ✝

  • @kelliebennett2273
    @kelliebennett2273 Pƙed 3 lety +74

    Tessie, Sticking up for yourself...looks good on you! :) God Bless you girl!

  • @jacquelinejamesx5049
    @jacquelinejamesx5049 Pƙed 2 lety +3

    Thanks so so much for your videos and being so transparent. I went from 180k to living on ssdi and child support because my son was born extremely sick. I quit my job as a platinum financial adviser and im happier couponing and searching for budgets. I appreciate things so much more

  • @julibeswick-valentine3690
    @julibeswick-valentine3690 Pƙed 3 lety +22

    I so identify with you. I think there is a 3rd category that watch you, those of us who are already seasoned frugalistas that are open to new ideas, different ways and who are interested in following your journey. Thank you for sharing what works for you.

  • @bkrbkrl
    @bkrbkrl Pƙed 3 lety +42

    Tessie, thrift stores are a God send. I often tell people with compulsive shopping problems to go there to shop. You purge the urge without breaking the budget. You talk about not needing certain things, like food stamps. Well, anyone smart doesn't need to throw their money away at department stores. I have a closet full of high end brand clothing that is beautiful that I paid less than $5 for each item. It gives me joy to hear friends say "where did you get that?" and they are always shocked by where and the price. The gratification is not instant and you have to go often and look hard for those treasures you find, but that's half the fun.

    • @mayawallace7627
      @mayawallace7627 Pƙed 3 lety

      I used to be a thrift store junkie. But now around here thrift stores are not worth it. Dresses can be $30! There is rarely anything under double digits. I miss the thrill of the deal.

  • @emmylou-y4b
    @emmylou-y4b Pƙed 3 lety +123

    Finances are one of the leading causes of divorce. You have to be on the same page. Thinking of you and your family, Tessie. God bless you.

  • @kesmarn
    @kesmarn Pƙed 3 lety +7

    Tessie, you are one brave lady! You have the courage to be open and honest about things that so many of us have been (wrongly) taught to sweep under the rug -- even though half the country really is living paycheck to paycheck and couldn't come up with $400 if there would happen to be an emergency! You're speaking to real Americans! And there are millions of us! I have to add the you are your own best physician. You don't eat high fat/chemical-laden restaurant fast food. Your diet is full of the fresh fruits, vegetables, herbs and fruits that you grow. You don't drink gallons of soda and you don't smoke. And you are obviously VERY active. I'm thinking you're good to make it to 100 -- easy. Peace be with you as you navigate through these difficult times.

  • @tonyalogan3535
    @tonyalogan3535 Pƙed 3 lety +83

    I gave up cellphone, I do have a basic landline of 12$ a month. I remember when cable tv was a luxury along with air-conditioning.

    • @deniecehartford2481
      @deniecehartford2481 Pƙed 3 lety +5

      I would love to have a land phone again I went to a cell phone because landline was almost twice the amount of a cell phone with just the phone.

    • @lilstepnoel
      @lilstepnoel Pƙed 3 lety +5

      I have a landline but here in Ks it's around $70.00 a month with limited long distance. Were always getting ripped off here. $12 Wow, I'd love that.

    • @marthaadams8326
      @marthaadams8326 Pƙed 3 lety +3

      @@lilstepnoel TN the same. I have at almost 85/mo internet and only local service. I refuse to pay $25/mo for long distance, so cell phone.

    • @kat5519
      @kat5519 Pƙed 3 lety +4

      My family didn't have AC either out here in southern AZ but neither did most neighbors, it did not affect my ability to do well in free public school, my parents put importance on our minds by threatening to pull us out of school if we didn't do well and proved it by pulling out a couple of their kids when they got to high school! They did so much better when they earned the right to go back, one even made it to the National Honor Society. Boy did that teach all of us not to mess with our mom because she felt we shouldn't waste anyone's time. I joined the AF for opportunity-GI bill, another way to pay for college and travel. I credit my childhood poverty and the right lessons for all of what I have now. Please address the issue of what the guy in the big white house is teaching all of us...especially your kids don't assume they know how you feel about it and don't worry people like Tessie are out there doing it right and she is teaching us all by example.

    • @RL-um4ic
      @RL-um4ic Pƙed 3 lety +2

      What phone company are you with?

  • @LLjean-qz7sb
    @LLjean-qz7sb Pƙed 3 lety +30

    Your budgeting seems to be working in your family! I too, live in a double wide 1994 mobile home in a mobile home park with my older daughter! We manage very well and consider myself doing well on a state pension and social security, and my daughter's part-time salary in retail( due to pandemic, recently downsized from full time salary). We are better off than some and worse than others but I can't complain and consider myself very blessed every day that I have what I have!! I am especially blessed that I am a 12 yr. Cancer survivor at 70 yrs..old!! Minimal health problems(controlled) and still upright and mobile!! Health insurance was especially helpful in my situation and my job had a good policy which I still get with my medicare!! So the sooner you get some kind of health insurance the better! I wasn't sick either before I got my cancer! Looking back over my life, I feel God has been watching over me since I was born. My prayers are still being offered for your whole family to get passed this unexpected death of your father! Stay strong in the Lord and He will provide!! God Bless!

  • @danacaro-herman3530
    @danacaro-herman3530 Pƙed 2 lety +3

    @Homestead Tessie. God bless you Tessie, you so inspire me. I'd absolutely love to do what you do. I'm disabled right now and not collecting disability, my husband is the sole provider.đŸ™â€ïž

  • @NancyTroutman
    @NancyTroutman Pƙed 3 lety +62

    It used to be strangers would talk to each other when in a waiting room. Now, more often than not, they are doing something with the cell phone or some other electronic device. Sad really. Life without people in your life is the same as solitary confinement. Your life is richer for not having a cell phone.

  • @5sweetiepie
    @5sweetiepie Pƙed rokem +3

    I love that you shared this with us. As a senior citizen on fixed income, it is always a challenge to find ways to reduce expenses and cut corners. You have given me some very helpful tips. Thank you!

  • @stacyberry6097
    @stacyberry6097 Pƙed 3 lety +49

    Everyone should have a budget, and if one person listened and sat down to write a budget that they didn't have before, you did a good job 👏

  • @joyous1776
    @joyous1776 Pƙed 3 lety +4

    Tessie, I think you are a lovely person and I don't understand how anyone could say anything bad about you. You are genuine and that is all that truly matters. Thank you for making your videos!

  • @vickinewberry3414
    @vickinewberry3414 Pƙed 3 lety +24

    Tessie, thank you for sharing and being transparent with your life and the way you live. I find it very refreshing and inspiring in this world where so many people are self-indulgent and only concerned for themselves and getting ahead. Love you and your channel!

  • @debbiemattingly8294
    @debbiemattingly8294 Pƙed 3 lety +43

    Thank you for blessing others. We need more people like you.

  • @lemonlime8363
    @lemonlime8363 Pƙed 3 lety +38

    What a fabulous channel. I can’t believe I’m just finding you. Hearing you talk about the Patreon thing made me instantly subscribe. I know so many frugal living channels that are moving to patreon and the creators are getting angry that their subscribers are not following them- when the vast majority of us are on tight budgets. Blows my mind. You’re a natural in front of the camera & I love that you don’t fluff up your videos with unnecessary words. Thank you so much

    • @HomesteadTessie
      @HomesteadTessie  Pƙed 3 lety +7

      Thank you so much I will never go over to that platform As long as youtube is here

    • @slmartin1957
      @slmartin1957 Pƙed 3 lety

      I personally think that it can be on your channel if someone wants to do it for you without cheaply promoting it. Her advice will save me a heck of a lot more than a dollar. I gladly have 2 people I patreon because they have either saved me a lot of money, shared their knowledge on how to do something, or inspired me to change my life. They are worth investing in more than a Starbucks coffee. I like to invest in people too.

    • @slmartin1957
      @slmartin1957 Pƙed 3 lety

      You don't have to leave you tube to go to patreon. They can happily coexist. Its not one or the other. The people make the choice.

  • @judya.shroads8245
    @judya.shroads8245 Pƙed 3 lety +82

    Tessie, You are the richest person in life. Maybe not money exactly, but your life is full, you have such a great spirit, full of knowledgeable things and a positive can do attitude. You share food with ppl that need it.
    We all have struggles, but make it thru.
    Keep on encouraging ppl to change their life, so they get of debt or pay cash for everything. No using credit cards, unless you pay it off every month. Great video.

  • @jemmiestone5731
    @jemmiestone5731 Pƙed 3 lety +15

    I think that you do well on your budget Tessie. It does help that you and your husband are on the same page about finances. So many marriages fall apart when things get tuff, instead of finding ways to do what they can with what they have. Thank you for being so open with us. I Love You Sweet Sister. God Bless Y'all. Hugggggggs

  • @rainsuess317
    @rainsuess317 Pƙed 2 lety +1

    I grew up upper mud class and had a friend who got tons of gifts at Christmas and fir her birthday. I was jealous of her when I was younger. As I grew older, I realized that my parents gave me the gift of money management,live within your means and their presence was a present. I now feel so rich with love and financial security.

  • @jessicaknight788
    @jessicaknight788 Pƙed 3 lety +3

    Tessie-praying for you as you are working through your tough decisions and for peace and comfort in the loss of your Mama and Daddy. Take time for yourself and your family. You deserve a break. Thank you for all the comfort you bring to all of us. Love you bunches!!

  • @conniebarber4582
    @conniebarber4582 Pƙed 3 lety +22

    Hi, Tessie!! I am so proud of you!! You’re right, not everybody can live the way you do. I cut corners when I can. Yes, my hubby and I both have cell phones, but with all his health problems and being on dialysis and in and out of the hospital, well let’s just say we actually do need our phones. I really do wish I could pattern my life after yours. The problem is, is that I’m 70 years old and move like I’m 150. I know my health is deteriorating just because of taking care of him but he’s mine to take care of. That’s the way love is. My ability to move around is not too good anymore. I used to be areal go getter and be busy a lot. Now I tire out pretty quickly. Girl, I’m just so proud of you and all you do for yourself and your family and your friends. I think you’re awesome. Again I say God bless you Miss Tessie!!

    • @annevans5547
      @annevans5547 Pƙed 2 lety +2

      Love the way you explain the way you love and how you and your husband get paid and what you two pay for me. People think you make alot on utube. Love you tell it. We shouldn't complain if we pay our bills and have food to eat and a car to drive even if it is not too he best.qatleast we are better off the we n some. Others that don't have it. Love you and watch you alot . Thank you out for being so nice..

  • @patriciarussell7487
    @patriciarussell7487 Pƙed 3 lety +61

    Totally understand your budget.And I only buy at thrift store,and not often!😇

    • @jaymers25
      @jaymers25 Pƙed 3 lety +3

      You are also helping the planet too by buying thrift. Fashion industry is third leading cause of pollution. Bless you đŸ™â€ïž

  • @charlenebrissette3348
    @charlenebrissette3348 Pƙed 3 lety +59

    The other day I went to the thrift store and spent $1.35.

    • @tabijozwick
      @tabijozwick Pƙed 3 lety +6

      My husband got excited when I bought him a pug Beanie Baby from the local Goodwill.

    • @mayawallace7627
      @mayawallace7627 Pƙed 3 lety +2

      There is nothing inexpensive at our thrift stores. Dresses can run $30! I was shocked. I can buy brand new for that.

    • @charlenebrissette3348
      @charlenebrissette3348 Pƙed 3 lety +2

      @@mayawallace7627I have found the same at some “thrift” stores here in Canada. It’s like they forget that these are used items.

  • @sarahhill8650
    @sarahhill8650 Pƙed 3 lety +11

    I love your channel so much. You are so positive! My husband and I are getting ourselves out of debt now. We started taking more drastic measures this year to get out of it and I’m learning to be proud of that and be thankful for what we do have. Thank you for your content. For all the negative comments, know that there are ten times as many people loving what you’re doing.

  • @catinacheatwood3084
    @catinacheatwood3084 Pƙed 3 lety +83

    I feel ya'll is living a wonderful happy life eventhough you living on little. Most rich people are living miserable.
    Prayers for you and the family

    • @marthaadams8326
      @marthaadams8326 Pƙed 3 lety +2

      It is not whether you have money or not, it is how you think about it. Tessie's understanding that anything can happen is something that is not widely believed and then, a shock comes and they can't figure out what happened to them. They trusted that the next check was always coming and their health would always be perfect, etc etc. no common sense Maybe nothing will ever happen and that is great - you have all that extra money for your old age. WooHoo

    • @rexcarebear4701
      @rexcarebear4701 Pƙed 3 lety +4

      I have to agree with that statement. A lot of rich people don't know if people like them for their money or themselves and it caused a lot of problems. At least we The Humble folk knowing people love us

    • @donnaleeclubb119
      @donnaleeclubb119 Pƙed 3 lety +3

      I cannot say MOST rich people are living miserable lives. I don't know MOST rich people. The few people I know that do not work regular jobs and are financially secure are very, very happy. These couple of people are multimillionaires. They are pretty darn happy. Just sayin. LOL.

    • @marthaadams8326
      @marthaadams8326 Pƙed 3 lety +4

      @@donnaleeclubb119 It is how they view money. It they could be just as happy without it, then they have the secret to contentment. I do not like the word happy - sounds like a Disney thing and is transitory. Contentment is a peace inside which can't be shaken by the happenings outside.

    • @EWCIAGROBEL
      @EWCIAGROBEL Pƙed 3 lety +3

      Many rich people live a frugal content lives . They aren’t spending it everywhere , they are investing and living on a budget

  • @saintamerican6105
    @saintamerican6105 Pƙed 9 měsĂ­ci +2

    thank you, were a middle class family and im a sahm (but we spend like we're a mid-high class)
    so im trying to cut our monthly expenses in half so we can save for things that matter like a
    fruitful garden , thank you so much TESSI

  • @lornathorpe1632
    @lornathorpe1632 Pƙed 3 lety +8

    Thank you for advocating against food waste. Perfectly good food is thrown in the landfill while people can't afford food. Really enjoyed your talk. I have lived this way most of my life (with the exceptions of several dumb choices I made and will probably still occasionally make in the future). You are doing so well to be living comfortably, debt free and saving for your future.

  • @canadiankabingurl9782
    @canadiankabingurl9782 Pƙed 3 lety +41

    Hi Tessie 😊 Theresa was my Mom's name also. It's from the Greek, meaning "to harvest". Wow how appropriate for you.😊💜
    Thanks for sharing these parts of your life with us. Budgets can be challenging but there's usually room to cut back if we really try.
    Nothing wrong with a frugal lifestyle. You seem to be getting by fairly well. That's a lot to be proud of. Great video! 😊👍

  • @lashaundacatron9383
    @lashaundacatron9383 Pƙed 3 lety +3

    Just wanna say thank you Tessie for yr story. People these days need to hear this. That their is more to life than things and debt. I'm on my own journey.I found yr channel by accident. But have really enjoyed it.

  • @jaxxmariecambridge5212
    @jaxxmariecambridge5212 Pƙed 3 lety +3

    You're absolutely correct.... some of these ideas will not work for me BUT your ideas have inspired me to re-evaluate the areas where I CAN do without some expenses! Right now, this has me really thinking about being more responsible.... and yes, I say "responsible", when it comes to reuse/recycle/repurpose. I'm also thinking about switching to oil lamps too. 💚
    Thanks lady! Another awesome video!!!!

  • @christinakinzer978
    @christinakinzer978 Pƙed 3 lety +8

    I'm also a tomboy wanting to still be feminine. I buy mens t-shirts at Wal-Mart also. And even tank tops. I live in Florida & don't really need sweatshirts. I think you're a wonderful person. I think you're also a highly sensitive person. Which only means you need to live simply with no chaos. You're living the best life. Guard your heart during this time of grief. Do whatever you need to do to keep living your best life. I feel like we'd be besties if I lived close by. Prayers for you & your family.

  • @WilletteB
    @WilletteB Pƙed 3 lety +3

    Tessie, you are as genuine as they come. Thank you for giving us an intimate look into your way of life. We can each learn good things from you. Blessings! 🙂

  • @AnnCrumsMiniHomesteadNews
    @AnnCrumsMiniHomesteadNews Pƙed 3 lety +3

    You're doing so well. People do not understand how time consuming making and editing videos is. Its hard work!

  • @MissTXTee
    @MissTXTee Pƙed 3 lety +13

    Covid-19 layoffs and 7 months of unemployment brought me here! Let's see what advice Miss Tess has to offer!

  • @lisam3002
    @lisam3002 Pƙed 3 lety +14

    I grew up with 5 sisters we were frugal everything was homemade, I'm glad that's why I know how how to cook with few ingredients...I still cook like that, with this virus and illness going around you need to be prepared... God bless

  • @patriciapines587
    @patriciapines587 Pƙed 3 lety +13

    Tessie, this is a TREMENDOUS presentation! You have such poise and directness! Wonderful & interesting!

  • @r.d.whitaker5787
    @r.d.whitaker5787 Pƙed 3 lety +11

    You are really inspiring. You remind me of my late auntie who was frugal and super smart.
    Your home seems cozy and tidy. Your children are learning how to live a responsible and debt free life.
    We live in a double wide also,but in Texas the property taxes are not high at all. We have five acres and fresh air is free!😁

  • @lisa32469
    @lisa32469 Pƙed 3 lety +34

    Much love and prayers for you and your family...and you know I dont pray much, but seems to be getting easier to do. You may have had a part in that....😘

  • @traceypainter9178
    @traceypainter9178 Pƙed 3 lety +4

    Hello Tessie, So thankful to sit here and watch your videos. I have learned so much from them. Thank you for sharing the more intimate part of your daily life, your money and bills, and the way you handle each one. You are very much an inspiration to a lot of people. Many Blessings to you.

  • @monikamarsollek3493
    @monikamarsollek3493 Pƙed 3 lety +11

    Hi, Tessie, thank you for sharing! During my studies as a jurist at court, I had to go round with a bailiff, where we had to garnish things at homes, where people didn’t pay their bills. They often were as young as me and I never forgot their panic, when we arrived early in the morning. Their flats were looking perfect, everything fitting, brand new...while I was living in mostly donated furniture. They weren’t bad people, they just ordered and ordered, which is very easy(buy now, pay later...) and didn’t think about 'later'. I never was in dept, especially after these experiences I was very thoughtful, went to the library only for years, bought a lot of my clothes on flea markets and travelled with a tent. One other of the main reasons for depts was counting on 2 incomes. What if one of two is loosing the job, gets sick? I always tried to count on one income, which I unexpectedly had to do for about 12 years. I was well prepared and never had the feeling that I’m poor. I’m so glad you made a turnaround, and now inspire all of us with your way of living.💡 And you are probably healthier than ever, that’s a miracle (or a sign that working hard, mostly outdoor, is healthy😉). I don’t agree, that your channel is kind of old fashioned... quite the contrary: living in 'tiny houses' , 'downsizing', 'simple living' and 'minimalism' are so popular. Of course it’s the same like living healthy: it’s going overboard first, everybody has to find THEIR OWN WAY, fitting to them. I like all that and admire minimalists, but I’m not, I need a lot of things to do my arts, my garden work, kitchen stuff. Just now we are drying persimmons, they are cheap now and will be our favourite sweets at Christmas: for ourselves and as gifts. If I ask people about their wishes, they so often only want handknitted socks 🧩, haha: I need a lot of wool, but people are donating wool to me all the time, too. I love the English child book: Something from everything. I guess you know it? And to give me a little treat I started to have a round at the thrift store, greeting you over the oceans, when I’m there... seldom spending more than 5€. Like you I love singing to entertain me. One of my favourite songs is TURN,TURN,TURN from Pete Seeger (or the Byrds), the text is adapted from the bible, the book of preacher:There is a time for every purpose under heaven. Take your time. Love, MonikaâŁïž

  • @allthinghomewithlynn
    @allthinghomewithlynn Pƙed 3 lety +19

    Thank you so much for being so personal with us
 You really put yourself out there but I’m sure you will bless many of us with thinking more frugally and economically. You are a blessing and I appreciate personally the guidance you’ve given me on rethinking what I spend my money on etc.

  • @cinderwhite
    @cinderwhite Pƙed 3 lety +5

    Wishing I had found this channel sooner. Speaking my frugal language and sharing my struggles. I am not debt free and I live in Los Angeles, but I'm focusing on changes.

  • @MGS566
    @MGS566 Pƙed 3 lety +11

    I’m all in for frugal living and not smh because my Grandparents lived the same way and instilled those ways of living into my parents and so forth.âœïžđŸ’™

  • @charlenelaguer7072
    @charlenelaguer7072 Pƙed 3 lety +7

    Tessie, your tips and tricks and words of frugal wisdom is very much welcomed in this day of high uncertainty with our economic, financial, and health situations as it is in the present time. Thank you so much for sharing yourself, being transparent, and just being real!!! Keep posting great valuable content!!!!

  • @happycook6737
    @happycook6737 Pƙed 3 lety +27

    See if you qualify for medicaid because insurance is very important.

  • @IAmMomhousekeeperinhartfordct

    Honestly do not worry about what others think, we will always have idiots in life, you are helping a lot of people who sure needs the help, I AM middle class, but now things with covid season really placed me on a struggling situation.... so this is beneficial for me. I appreciate you.

  • @kimberleytramper8966
    @kimberleytramper8966 Pƙed 3 lety +2

    You are amazing and disciplined Tessie! Taking care of what we have is so important!

  • @tracieschrock9519
    @tracieschrock9519 Pƙed 3 lety +24

    we just cut out the cable/satellite and only kept wifi and saved120.00 a month

    • @marthaadams8326
      @marthaadams8326 Pƙed 3 lety +6

      I did that about a year ago and thought I would miss it because I had certain shows I watched every week - now - can NOT remember what they were and do not miss them one bit. I have ROKU and my computer and it is way more than what I need to know

    • @marthaadams8326
      @marthaadams8326 Pƙed 3 lety +1

      @Debbie Reeves Amen to that. I do not have any reception where I live in the mountains, so I use my ROKU as a radio for music and NO commercials :-)

  • @jenniferfoster8692
    @jenniferfoster8692 Pƙed 3 lety +5

    I love this channel! I have to say Tessie is the real deal. No way you can watch this channel and not be revived by the time you leave. Be happy with who you are. Don't change who you are to fit. Make your world fit you. Nothing is impossible with faith! Bless you and your family with all you are going threw. Know that you are in all our prayers and thoughts threw it all.

    • @HomesteadTessie
      @HomesteadTessie  Pƙed 3 lety

      you Are so Kind Thank you !!

    • @jenniferfoster8692
      @jenniferfoster8692 Pƙed 3 lety

      @@HomesteadTessie No Mam Thank You for giving us a place to come and enjoy Peace and Good in a world with so much change.

  • @afshah.7972
    @afshah.7972 Pƙed 3 lety +2

    Thank you so much Tessie for caring for people who are in financial hardship and staying true to your values!
    Wishing you lots of love 💞
    God bless 💕🙏

  • @irenecostigan3623
    @irenecostigan3623 Pƙed 3 lety +7

    Absolutely amazing!!!đŸ‘đŸŒđŸ‘đŸŒđŸ‘đŸŒI’ve always wondered about the true expenses of bills and such for those on low incomes-especially without government aid. I’ve heard about many people living on “extremely” low budgets, but the more you keep breaking it down and explaining it-it’s making a lot more sense. There are so many expenses that one doesn’t even realize sometimes. Thanks for your videos; they are always a treat at the end of the day! đŸ–€đŸ€ŸđŸŒ

  • @aneweratas3932
    @aneweratas3932 Pƙed 3 lety +3

    The world needs and appreciates your video teachings and content ❀ we all need to get back to simple real abundant living and your channel is.making an impact..thank you!! 🙂

  • @OneDayAtATime7
    @OneDayAtATime7 Pƙed 3 lety +4

    Great video, loved it. Since leaving my job when Covid 19 hit I have actually been happier living with less money and living a more simple life. I also wanted to say that I am so sorry for your loss. Blessings to you and your family.

  • @kathleenkline4622
    @kathleenkline4622 Pƙed 3 lety +2

    I'm a big believer in building a small amount into a budget for "play money." I feel it keeps one from feeling deprived so it is easier to stay within an extreme budget. Just because the small amount is there doesn't mean it has to be spent...roll it over to the next budget, and the next, and pretty soon there is quite a big chunk to buy something special.

  • @michelleraney3577
    @michelleraney3577 Pƙed 3 lety +18

    I pretty much have lived below my means since I graduated from college. I have been debt free for 4 years and own my own home. I am 57 y/o and just retired October 30th after working at the same job for 30 years. I don't see being frugal as a punishment. After all, most of the people I know are still working and deep in debt and I'm not. I enjoy your channel and all of the good ideas you have!!

  • @HannahAlysMarie
    @HannahAlysMarie Pƙed 3 lety +20

    when she said: “i actually have to pay taxes for working”
    me: laughs in californian *gets taxed for breathing*

  • @anitabishop4760
    @anitabishop4760 Pƙed 3 lety +4

    The more we learn about you, the more we love you and respect you. If folks would just listen to you! We live so close to the way you do, was raised that way, it's what I know, I long for nothing, I have much more than I need and have plenty to share and that is the joy of it all, to be able to help someone in a way you never dreamed possible!

  • @JustLiving2018
    @JustLiving2018 Pƙed 3 lety +2

    Tessie I am very intrigued by you. Very proud of you and your tenacity to save and teach others what you know.

  • @reneejohnson5787
    @reneejohnson5787 Pƙed 3 lety +3

    Good morning Tessie!
    Thank you for sharing with us.
    We all support you. I'm so sorry for the loss of your parents. ❀
    I have been watching your videos for the past 5-6 months.
    I'm so happy I learned about your channel from one of my frugal living groups.
    We have alot in common.
    You are inspiring to so many people.
    Hugs and God bless always.

  • @amandaparadis5069
    @amandaparadis5069 Pƙed 3 lety +3

    My husband and I are definitely on the same page about everything! It is such a blessing
    We are always trying to figure out what we can cut back on. Living frugally as possible is what we want

  • @staceypalumbo1499
    @staceypalumbo1499 Pƙed 3 lety +3

    Hi Tessie! Just stumbled upon your channel and find your ideas to be very helpful. Can’t wait to watch more of your videos. Thank you for opening up and sharing what you’re doing to help others live more frugally.

  • @mirandaelaine7227
    @mirandaelaine7227 Pƙed 3 lety +2

    I just started the video, but I already love the confidence you have. People are going to hate because they have nothing better to do. Can't wait to finish the rest.

  • @papermason
    @papermason Pƙed 3 lety +1

    You know Tessie, your lifestyle makes the most sense. What do we really need? I'm cutting way back on everything and aiming for no or as little waste as possible. I really enjoy your channel.

  • @moonglow1259
    @moonglow1259 Pƙed 3 lety +4

    Your talk was very encouraging as I had several unexpected bills come up and was feeling a bit down. However, after listening to your ideas, I feel ready to cut back on what I buy at the store and start making bread and more frugal meals. Thank you for being here. Meera

  • @near1075
    @near1075 Pƙed 3 lety +6

    You should be proud of your home. It is nice and clean and your attitude is wonderful.

  • @joyful_tanya
    @joyful_tanya Pƙed 3 lety +7

    Thank you dear Tessie. I have been thinking of you too. I am making so many more things from scratch. You have inspired me to try new things! Hugs and love!

  • @alicephillips3214
    @alicephillips3214 Pƙed 3 lety +2

    LOVE the way you explain things in detail and love how you stretch your dollars with good choices. Thanks for all the tips on living a full life on less.

    • @wandatonkin2065
      @wandatonkin2065 Pƙed rokem

      How do you raise your children in today's world?

  • @angelaking2008
    @angelaking2008 Pƙed 3 lety +44

    I don't have a cell phone either and my lands you would think I said I didn't have air to breathe, they can't seem to grasp I don't need/nor want one. lol

    • @JT-2012
      @JT-2012 Pƙed 3 lety +5

      Lol, I have a basic cell but hardly ever use it. Mainly got it for when I travel, in case I break down. It costs me about $16 a month.

    • @marthaadams8326
      @marthaadams8326 Pƙed 3 lety +1

      I hate it, but due to age and being disabled, I carry it for needing to get help, or for all long distance ( which are a lot of areas just 12 miles from me). I have it programmed to take no messages or texts.

    • @eileenroberts1952
      @eileenroberts1952 Pƙed 3 lety +3

      i wouldn't either if i had no kids. there annoying

    • @juliefinnegan6548
      @juliefinnegan6548 Pƙed 3 lety +3

      @@eileenroberts1952 the kids, or the cell phone??? Ha, ha.. just teasing!

    • @starbeck96
      @starbeck96 Pƙed 3 lety +4

      We all have cell phone (my husband, myself, and my 14 year old daughter). My son has one, however, he pays for his. We have prepaid phones and prepaid plan which costs all 4 of us 100.00 a month (our part is 85.00 per month). We do not have a home phone. A home phone in our area costs nearly 50.00. For us, we decided that it was better to spend an extra 35.00 a month. My husband is self-employed and has to use it for work purposes. I also work part-time as a 911 dispatcher, and there are some times that I have to be on the road late into the night, and I just wouldn't feel safe without a cell phone.

  • @desertfamilyhomestead3127
    @desertfamilyhomestead3127 Pƙed 3 lety +6

    Extra money is always nice, but I didn’t start my CZcams channel to make money I did it to help others who live in area’s where gardening is difficult.

  • @bettyjoelauper
    @bettyjoelauper Pƙed 3 lety +14

    I understand completely how it is to live penny to penny when every penny counts and youve pulled all the tricks from your hat u could. We recently sold our home and my hubby found a better paying job.
    We live debt free now no cc no mortgage he also got rid if his cell phone and we live rurally so no gas or water or trash bills. We are finally in a spot were we can splurge or actually buy things weve needed and of course some wants but within our means. And i certainly wont give up my frugal ways. I finally got Clothes and shoes for me..walmart specials..and weve enjoyed bfast out as a family recently. We silently paid it forward as we once had it done for us and paid for a-vietnam vets breakfast and his wifes. I just wanted to give back and no i didnt annouce it to them i just asked the waitress to let them know it was taken care of. I didnt do it for praise but just to pay ot forward and bless someone else.

  • @Fireball20204
    @Fireball20204 Pƙed 3 lety +2

    Tessie you have a great channel! I grew up in the south and I did not realize I was poor until I left my home! I have alot more than I need right now but if I had to I could live off of the grid! You are doing a pretty good job living off of your budget! Keep up the good work!

  • @yorkpa3767
    @yorkpa3767 Pƙed 3 lety +11

    Sending prayers to you Tessie. Learning so much here!!! Fellow Pennsylvania here in York, Pa.❀

  • @kenyonbissett3512
    @kenyonbissett3512 Pƙed 3 lety +3

    I followed Amy Daycyzn back in the mid 90’s. I still have all 6 years of her newsletter. She talked about levels of spending examples: (1) free clothes (gift and hand me downs), bartering for clothes, yard sales, thrift stores, estate sales, department stores. Within each ways are variations. I’ve known shoppers who use loyalty programs, discounts, sales and coupons to get clothes dirt cheap at Macy’s or Kohl’s; then use for several kids and finally she would sell for a profit on EBay or Facebook MarketPlace. I’ve known others who bought yard sale wardrobes for their 4 kids for less then $100 a year, boots and coats included (plus hand me downs). Every piece of clothing is considered used with out tags and once thru the washer. Lisa Bissett

  • @sherryllynnjones7077
    @sherryllynnjones7077 Pƙed 3 lety +2

    Hello Tessie. I love this video!! You have so many great ideas to share & the comments are telling how loved & appreciated you are!!! Thank you so much for all you give to us sister. Love you, God bless you & yoursđŸ™â€đŸ™đŸ‘”

    • @Chrisgray2336
      @Chrisgray2336 Pƙed rokem

      Hello 👋 Beautiful Lady đŸŒč, how are you doing sweetie Sherry

  • @britt9995
    @britt9995 Pƙed 3 lety +5

    Hi there tessie, to be honest I started watching you because I wanted to learn how to can. We are a family of 5 from 4 months to almost 40 years old. We have 3 kiddos, and we are a single income family. We are a little over $100,000 in debt, not including our home. When I started watching your videos I was here to learn to save on groceries and have a stockpile of food for an emergency. Never did I think that I would learn so much. You and I share a love for all things vintage. A simpler way of life. I love learning from the great depression Era and from the 50s era. I love oil lamps. I try to live by the great depression motto, use it up. Wear it out, make it do or do without. I have learned so much from you over the past year when I found your channel. I also love how you are a Christian and not afraid to say so. I'm right there with you. May God bless you. Thank you for your continued content.

  • @owen4248
    @owen4248 Pƙed 3 lety +41

    Continued prayers for you Tessie and Ken:)

    • @JT-2012
      @JT-2012 Pƙed 3 lety

      Hello, Owen. 😀 It's been gloomy and rainy the few days so I've been stuck working inside. 😕 2 days were cooler so I was able to work more on the afghan for my friend in Alaska. Also did some more work on my penguins. Today, I bought the flannel for their hats. Hats take the most time. Hope you had an excellent day, my friend. Have a blessed tomorrow. 💙

    • @caroldeaton619
      @caroldeaton619 Pƙed 3 lety

      Hello Owen I'm sure you was glad also to see that Tessie uploaded one of her videos that she had already had made also. Hope your evening turned out as nice as your afternoon. It got to 76° here today. Take care God bless.💙💖❌

    • @owen4248
      @owen4248 Pƙed 3 lety +1

      @@JT-2012 Good evening J T :) Been a busy day today was out side all day working on many projects while the weather is still nice:) Getting rainy days ahead here :)

    • @owen4248
      @owen4248 Pƙed 3 lety +1

      @@caroldeaton619 Hi Carol Deaton:) Been a busy day here today was outside all day on many projects before the rain comes :) It was a beautiful sunny day:) God Bless:)

    • @JT-2012
      @JT-2012 Pƙed 3 lety

      @@owen4248 It's been raining constantly here. Can't get anything done outside. Found the neighbor's 3 chickens huddled on my front porch when it started pouring. Thought I was hearing things. 😄 They like hanging out on our property. They're cute. 🐓

  • @sherierodriguez7708
    @sherierodriguez7708 Pƙed 3 lety +3

    Awesome Tessie,
    You are one step ahead of us because the world is about to be forced to shut up and live as you do. I only wish that my husband would sit and watch this. Love ya

  • @EllensAbundantLifeonLess
    @EllensAbundantLifeonLess Pƙed 3 lety +2

    Great video Tessie! Living simply and being grateful for what you have.

  • @lindah629
    @lindah629 Pƙed 3 lety +22

    Hi everyone 😊

  • @nancybryant4325
    @nancybryant4325 Pƙed 3 lety +4

    I gave up cable when I retired and bought a $20 indoor antenna. I got a cheap Roku stick also and there’s plenty free stuff to watch.

  • @kitkatpitterpat4498
    @kitkatpitterpat4498 Pƙed 3 lety +4

    I sincerely hope your good health continues. I spent years without health insurance. I always made sure my children had coverage, but not my husband & I. My husband has had insurance through his employer for the last 12 years. Within the last 4, he was diagnosed with cancer that requires a targeted medication that costs $16,000 per month, & I accumulated $78,000 in medical bills for an illness that was misdiagnosed & evolved into life threatening septic shock, requiring 6weeks in ICU and a month in a rehab relearning how to walk & wipe my own butt again. 2 years later, I'm still in therapy. Illness hits when least expected. Stay safe.

  • @beaniesmalls1
    @beaniesmalls1 Pƙed 3 lety +1

    Good advice! My husband and I are not debt free (we have one car payment, house payment, student loans-NO CC!). We are on a tight budget and one thing we do is we pay all the things and anything left over we put into envelopes for things like cmas, bday, car expenses, cash for anything that might come up.

  • @bookishpixiestitches7238
    @bookishpixiestitches7238 Pƙed 3 lety +2

    Hi Tessie, just found your channel and I really appreciate your open and honest way of speaking. I'm hoping to learn some tips on more frugal living. Thanks for being here xx

  • @carlamoreno5196
    @carlamoreno5196 Pƙed 3 lety +15

    I appreciate all your videos they have taught me a lot. Thank you.❀

  • @deborahhuffman3231
    @deborahhuffman3231 Pƙed 3 lety +3

    I live like you but I'm not just frugal I'm also minimulustic. I have total respect for your inspirational videos. Thankyou. Sometimes people don't understand they think you are going with out. I'm not I'm very content and happy and living a good peaceful life. You are a very intelligent women for sharing and showing others a way to live with in our means. I Love your videos.

  • @juah5800
    @juah5800 Pƙed 3 lety +2

    Love your bluntness and tips! Not only are these all great suggestions for saving money but it’s more ecofriendly and sustainable. I’m learning a lot from you, thanks!