Finding Interest | Time Value of Money | HP 12c Tutorials

Learn how to calculate interests with HP 12c calculator.
Time value of money (TVM) is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capacity. This core principle of finance holds that, provided money can earn interest, any amount of money is worth more the sooner it is received.
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[@josephibeh9203]

Love this HP12c tutorial series. The videos are simplified, straight-to-the-point, and educative.

[@manoelfelipe2977]

I`ve just bought a brand new HP 12C gold and it calculated interest in a blink of an eye. I think the newer models use a much faster processor.

[@Mateo-us4bn]

Could you please share a video on how to calculate swap rates when the 4 different spot rates over 4 years is given - using HP12c. Thank you for sharing the videos. they are immensely helpful.

[@HC-nu6xr]

Very good video, thanks!

[@rai7323]

When you annualize the quarterly interest, shouldnt you do [(1+quarterly rate)^(4) -1] rather than just multiply by 4?

[@JimmyOrbell]

did you find the correct method?