What is a swap? - MoneyWeek Investment Tutorials

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  • čas přidán 2. 06. 2011
  • Tim Bennett explains how an interest rate swap works - and the implications for investors.
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    MoneyWeek videos are designed to help you become a better investor, and to give you a better understanding of the markets. They’re aimed at both beginners and more experienced investors.
    In all our videos we explain things in an easy-to-understand way. Some videos are about important ideas and concepts. Others are about investment stories and themes in the news. The emphasis is on clarity and brevity. We don’t want to waste your time with a 20-minute video that could easily be so much shorter.

Komentáře • 652

  • @kortyEdna825
    @kortyEdna825 Před měsícem +447

    I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

    • @carssimplified2195
      @carssimplified2195 Před měsícem +2

      True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.

    • @brucemichelle5689.
      @brucemichelle5689. Před měsícem +1

      It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

    • @PatrickFitzgerald-cx6io
      @PatrickFitzgerald-cx6io Před měsícem +1

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      @brucemichelle5689. Před měsícem

      There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Colleen Rose Mccaffery” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

    • @PatrickFitzgerald-cx6io
      @PatrickFitzgerald-cx6io Před měsícem +1

      Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

  • @roydenpereira5726
    @roydenpereira5726 Před 7 lety +614

    To explain something like this in a way that someone new can understand is really admirable.

  • @markchannel9962
    @markchannel9962 Před 8 lety +145

    We need to bring this guy out of fucking retirement and make him a fucking national treasure

  • @akhilesh718
    @akhilesh718 Před 9 lety +133

    Best explanation of SWAPS I have ever seen

  • @JoeBlo2
    @JoeBlo2 Před 8 lety +276

    This man is a pedagogical wizard. Shame he stopped making videos.

  • @AlzubairAlsenani
    @AlzubairAlsenani Před 5 lety +10

    I watched a 2 hours lecture twice just to know and understand how swap works, but I got nothing. I watched this 15 minutes video only once and I got the whole idea. Very grateful

  • @abdulnoahmansaray383
    @abdulnoahmansaray383 Před 7 lety +35

    This concept was real hard to grasp. This video made it look easy. You are a good teacher.

  • @felixlagemann8109
    @felixlagemann8109 Před 8 lety +13

    This guy is for some reason hilarious, yet such a great teacher! thumbs up all day every day.

  • @winsterrox5913
    @winsterrox5913 Před 4 lety +15

    I am studying for an exam right now, and this has come in really handy. I really could not understand the concept of interest rate swaps earlier from text books and you really explained it in such an easy manner. I am so stunned and genuinely happy that I now understand this concept. Thank you. Thank you so much for explaining it in such an easy to understand way🥰

  • @PRiiSCiiLLA8
    @PRiiSCiiLLA8 Před 3 lety +5

    this is brilliant content - I was never confident with explaining what swaps are and now I feel like I could confidently go into my interview to explain! thank you so much!!

  • @sharonpan9714
    @sharonpan9714 Před 7 lety +4

    I can't say how appreciate I am. This video gives me the feeling that "that's what swap is about!!!" how amazing! Thank you so much.

  • @ronj5407
    @ronj5407 Před 3 lety +9

    You just explained one of the most complicated practice in finance in the easiest way possible. Great job!!

  • @romanarashid5590
    @romanarashid5590 Před 8 lety +3

    Thank you very much.I couldn't understand this for many time.But now it's crystal clear.Thanks again.You have made my day.

  • @MrSupernova111
    @MrSupernova111 Před 6 lety +2

    Extremely well explained! I kept asking where the original loans were coming from to better understand why the two companies need to enter into a swap agreement. You're video is the only I could find that answers my question. Thank you!

  • @FHIPrincePeter
    @FHIPrincePeter Před 10 lety +2

    A very good and clear explanation of an OTC swap. No long winded introductions simply concise and to the point.

  • @riddhikulkarni1802
    @riddhikulkarni1802 Před 8 měsíci +2

    This is one of the best videos on SWAPs you could ever come across. Thank you for coming up with such a brilliant video Sir.

  • @siddharthmudaliar9187
    @siddharthmudaliar9187 Před 7 lety +1

    Sir, I just learned the the Interest Swap and taught it to 7 colleagues through class room training. Once again Thanks a lot.
    I have been assigned a new Project - Canara Bank Derivatives where the implementation is going on.
    Your understanding way and constructing the sentences wisely helped to understand the concept/functionality.

  • @nalin7863
    @nalin7863 Před 6 lety

    No one could have explained it better. The way you teach is amazing.
    Thank you, sir :)

  • @eraniklihsuk
    @eraniklihsuk Před 2 lety +1

    He has explained a difficult and complicated topic in a simple, objective manner. Best explanation I have ever seen.

  • @vanessabratosin6497
    @vanessabratosin6497 Před 10 lety

    The best explanation on IR Swaps I've ever heard! Thanks!

  • @mthokozisimbambo2831
    @mthokozisimbambo2831 Před 3 lety

    This video has clarified swaps and relieved me of pre-exam stress and anxiety. thank you TIM

  • @chachachalek
    @chachachalek Před 7 měsíci +1

    Better and clearer explanation than a whole 3 hr class with my professor

  • @preetishgungabissoon1761

    My lecturer explained this and nobody understood anything but here everything is clear. Great job!

  • @Davi_uk
    @Davi_uk Před 8 lety +2

    You make a strong difference to many. BEST TEACHER EVER!!! Thank you so much!

  • @yves5445
    @yves5445 Před rokem

    fantastic, you really did a great job explaining this in such an understandable way, didnt even had to pauze or replay it. well done!

  • @g1kluang
    @g1kluang Před 9 lety +75

    i would have aced my economics if this guy thought me!

    • @KingTheRat
      @KingTheRat Před 9 lety +64

      JeevS GOne Still fail your spelling test though

  • @yitingjin2354
    @yitingjin2354 Před 7 lety +2

    Thank you so much for making swaps so easy to learn!!! Thanks a lot!!! Better than going to my lectures actually!!!

  • @Chloe94169
    @Chloe94169 Před 6 lety +1

    YOU ARE A.M.A.Z.I.N.G. saved my life preparing for the final exam!! this is the BEST explanation EVER!!!

  • @liujasmine8392
    @liujasmine8392 Před 4 lety

    You explained the hard finance concept in a so vivid and gentle way~~ I think I really got the business model of a swap bank
    Making money by offering better financial deal to clients! It’s really the magic of finance

  • @Alfy47
    @Alfy47 Před 7 lety +2

    What a lucid and understandable explanation of a swap. Why did he stopped posting his tutorials and sharing his knowledge ? Anyway, my thanks to him.

  • @melanies2849
    @melanies2849 Před 9 lety +1

    That was awesome! So clear cut! I am better prepared for my final now! Thank you :D

  • @tramdhan111
    @tramdhan111 Před 9 lety +1

    your explanation is really.. really much more clear than what the professor gave in the class... THANK YOU..!!

  • @lynnn9154
    @lynnn9154 Před 5 lety +2

    Best explanation for SWAPS! TYVM!

  • @aisyrinjanita3220
    @aisyrinjanita3220 Před 7 lety

    Such a great video. Very simple to understand. Get yourself prepared for the upcoming CFA exam, guys. Good luck!

  • @ripunjaya
    @ripunjaya Před 11 lety +1

    This is the best video on swaps that explains the basic concepts extremely well

  • @marloncampbell4537
    @marloncampbell4537 Před rokem

    After watching many videos on this topic, your explanation has made me finally have an understanding of this topic. Thanks a million Sir.😊

  • @adhambashir
    @adhambashir Před 10 lety

    I love your videos Tim, very well thought out and presented clearly. Thank you!

  • @dijital.binali
    @dijital.binali Před 11 lety +1

    Thanks man. This video really helped me understand the basics of swaps. It even helped more than an hour of reading.

  • @siddharthmudaliar9187
    @siddharthmudaliar9187 Před 7 lety

    The best Interset SWAP learning VIDEO ever.

  • @pragyaverma9665
    @pragyaverma9665 Před 7 lety +1

    Thank you for all the knowledge that you have imparted with such ease of understanding. I am a fan of all your work ! :)

  • @riddle1187
    @riddle1187 Před 9 lety

    This was very helpful in understanding a rather complicated concept. Thank you!

  • @tg3470
    @tg3470 Před 2 lety

    This guy explains these topics in a matter that is very easy to understand. Thank you sir.

  • @maciej5264
    @maciej5264 Před rokem

    You kept me fully interested until the end. You enlightened me in a moment when you said it is financial magic.
    It is the simplest and straight to the point IRS explanation I've ever found.

  • @GSCSoftware
    @GSCSoftware Před 6 lety +1

    Thanks for explaining this in a really clear way, great video!

  • @siddhantgala7461
    @siddhantgala7461 Před 7 lety

    Amazing explanation. No text book has cleared my concepts like this video. Keep it up and thank you :D

  • @shaswatmohanty7907
    @shaswatmohanty7907 Před 3 lety

    Amazingly explained the concept of SWAPS using perfect example. Thanks :-)

  • @DylanBasu
    @DylanBasu Před rokem

    Thank you very much for explaining a swap. Was feeling very grateful for this video. Good job!

  • @Yashad1000
    @Yashad1000 Před 6 lety

    Explained in a very concise and accurate manner...! Perfectly understood d swaps..
    Thank you very much..!

  • @amymar771
    @amymar771 Před 4 lety

    This is the best explanation ever for newbie, if you know absolutely nothing about swap or are confused. He really explained it as you were a five year old which is something I wanted lol

  • @mutlugundiler4458
    @mutlugundiler4458 Před 8 lety +40

    He is great. Why did he stopped making videos? How can we get him back to teaching.

  • @janettemurillo9357
    @janettemurillo9357 Před 5 lety

    Thanks for the explanation. Your videos are a great help. The way you explain and use explamples in your videos are so great. it makes such enjoyable to watch it and learnt it. Thank you so much.

  • @schulden93
    @schulden93 Před 8 lety +1

    Thank you! Great video, I wish my professors were that good!

  • @tatianacz6813
    @tatianacz6813 Před 3 lety

    This video is f.. brilliant. No one explained it better. Thanks.

  • @lulusebola8090
    @lulusebola8090 Před 4 lety +1

    I finally understand this concept! Thank you.

  • @nouranshehata4311
    @nouranshehata4311 Před 8 lety +1

    You are probably the only reason I now have a better chance at passing my final on Tuesday.

  • @wenjessi
    @wenjessi Před 5 lety

    Finally understand “swap” 😀 Thanks!

  • @SmartKidLol
    @SmartKidLol Před 7 lety

    I spent three hours on my lecture notes but i still can't understand the concept of 'swap'. Your video helps me a lot. Thank you!!! :D

  • @GiteshBajaj
    @GiteshBajaj Před 9 lety

    This video is great...
    it explains swaps very clearly....
    THANKS

  • @willyoctavianus8691
    @willyoctavianus8691 Před 2 lety

    What an educator you are, Sir!
    Salute

  • @larryporter3744
    @larryporter3744 Před 9 lety +3

    YOU DO A WELL JOB OF EXPLAINING!

  • @BasementR1
    @BasementR1 Před rokem

    Thanks a lot Tim ! Couldn't wrap my head around the concept, now I can !

  • @caipatrick6866
    @caipatrick6866 Před 5 lety

    Thank you sir! Your explanation is simple and easy to understand!

  • @kpchuah
    @kpchuah Před 9 lety +4

    Crystal clear information, thank you

  • @theolukonde2326
    @theolukonde2326 Před 3 lety +1

    This is brilliant, thank you for simplifying this topic for me.

  • @yosefbakali4567
    @yosefbakali4567 Před 5 lety +1

    Thank you for the explanation! Very good quality!

  • @yingwang7084
    @yingwang7084 Před 3 lety

    Man, i know only the basic of finance, but i think i understand most of the video. Thanks.

  • @besongbesong6434
    @besongbesong6434 Před 3 lety

    Very explicit and detailed Tim. Thanks, I now get it.

  • @AltoPianista
    @AltoPianista Před 3 lety

    wow...the way you made it look so easy is incredible. Thank you so much !!!!

  • @conniedashiell2656
    @conniedashiell2656 Před 9 lety

    Great video! He was clear and got straight to the point. Thank you so much!

  • @xevious2864
    @xevious2864 Před 6 lety

    In my 4 years of business school this is the best display of teaching I have ever seen; this man should be a finance professor making six figures.

  • @shri8203
    @shri8203 Před 6 lety

    Very 1st time i understood about Swaps. Thanks

  • @xiaomengzhu5793
    @xiaomengzhu5793 Před 11 lety

    This is MUCH more useful than my stupid CPA material, thanks you so much!!!!!!!

  • @mangeshshelar7375
    @mangeshshelar7375 Před 5 lety

    This a simplest and amazing video to understand swap! Thanks

  • @cyberjet2
    @cyberjet2 Před 2 lety

    Brilliant ... your way of explanation is simply brilliant !!

  • @Ateelol
    @Ateelol Před 10 lety

    I am an engineer undergraduate and just wanted to inform you that your new job is to teach me all the terms that are flying around in financial movies. Thank you for that, keep the good work up :)

  • @makpae007
    @makpae007 Před 9 lety

    Outstanding explanation! You make it look so simple.

  • @imfallingooo
    @imfallingooo Před 5 lety

    thank you!!!! greatest and easiest explanation to understand in the entire internet!!!

  • @kingcobra071
    @kingcobra071 Před 8 lety

    you are genius!!! just loved the video.....easy, simple. thanks.

  • @JMan730
    @JMan730 Před 12 lety

    I'm learning a LOT from your videos - they're very clear - thanks!

  • @usernameBeatles
    @usernameBeatles Před 7 lety

    Very clearly illustrated. Love this fella.

  • @kunkro20
    @kunkro20 Před 5 lety

    Crisp and clear explanation. Thanks Tim

  • @meenakshiuk6965
    @meenakshiuk6965 Před 4 lety

    The most easiest explanation on swaps. Amazing

  • @achawl
    @achawl Před 9 lety

    Hi Tim! Great, simplistic explanation of the concept...!!! Thanks

  • @user-nu7zo7qs6s
    @user-nu7zo7qs6s Před 5 měsíci

    Learning for my state exams - Mr.Bennett you are saving me this week!

  • @divisharma2852
    @divisharma2852 Před 3 lety

    Very well explained. Thanks never understand swaps better than that.

  • @skinnyDH
    @skinnyDH Před 6 lety +8

    0:51 As I type this on 02/11/2017, it only took the BOE another 6 and a bit years to finally do the rate hike haha.

  • @purvakulkarni209
    @purvakulkarni209 Před 2 lety

    Thank you so much for this simple and clear explanation.

  • @peterlu4088
    @peterlu4088 Před 7 lety

    Great explanation and it does help me to understand the concepts! Please keep it up!

  • @MargoSengupta
    @MargoSengupta Před 4 lety

    You are AWESOME! I was looking over my boyfriend's shoulder and asked what a swap was and he didn't feel like explaining. So I watched this and now I'm talking to him about LIBOR and shit. THANK YOU

  • @MilitaryBot
    @MilitaryBot Před 8 lety

    Finally Got a teacher. Thanks

  • @PaulJohn204
    @PaulJohn204 Před 10 lety

    Thanks for your effort in making this. Very informative and easy to understand. Good job, Sir.

  • @vivat_in_aeternum7721
    @vivat_in_aeternum7721 Před 6 lety

    I'm not even a native English speaker and this explanation is the best available on CZcams

  • @okeuwechue9238
    @okeuwechue9238 Před 11 měsíci +1

    Thnx for the clear explanation; quite a clever strategy.

  • @agnax222
    @agnax222 Před 11 lety

    Thank you very much for you video, I learn much more from your vid than in my classroom.Please keep up the awesome works!!!

  • @Wayne1517
    @Wayne1517 Před 7 lety +1

    This man is an excellent educator.

  • @jenniferuno
    @jenniferuno Před 12 lety

    Really like your video! So clear and easy to understand!Please post more!Thank you!!

  • @parthibanmanoharan3191
    @parthibanmanoharan3191 Před 10 lety +1

    You are a brilliant teacher. Hat's off.

  • @Cnctax
    @Cnctax Před 9 lety

    So easy to understand. Very well done!! Thank you

  • @shankhashubhra1049
    @shankhashubhra1049 Před 3 lety

    Thanks a Lot Sir! Really appreciate your easy way of explaining.

  • @nazmustareque6761
    @nazmustareque6761 Před 8 lety

    You are a true STAR :) Thank you. Really appreciate you help. It was extremely useful for me.