Should I book profit from my equity portfolio from time to time?
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- čas přidán 14. 05. 2020
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8:41 "yea yea, you'll do all that I know". Lol.
Thanks sir. I made criticism of your last video about profit booking. Thanks for clearing doubts. I got one point from this video that we have to stick to the original goal even the nav value crashed. It is good we are learning a lot.
I was thinking about this from past 2 weeks and here is the video from you.
Thank you very much for this video 👏👏
10:38 "My laziness is the only reason why I'm wealthy today and it was not necessary for my goals" aptly summarises the idea behind this video. IMHO it is essential difference between an investor (goal focused) and analyst/trader (return focused)
Thank you sir, for this eye opener video.
Superb analysis once again dear prof !
Respect for you 🙏
Bang on time.... When i was thinking about it...
PS: I love your theatrics.. I did rewind it a couple of times.. LOL.!!
Thank you sir for your guidance
Can we use a "trigger" like "NIFTY50 last 3yearXIRR>10%, 12% or 15%" to move out of equity and "NIFTY50 last 3yearXIRR
Thanks Pattu sir for this topic 🙏
So no matters whatever portfolio's equity:debt allocation do rebalance alone systematically (say once or twice) not tactically ...am i right ? And what if my equity allocation is not at all moving up say for 3 years of time or 4 years of time (same like in your case its very close to desired allocation what u want ) in this case also do i need to rebalance as per plan ? (reducing equity exposure and increasing debt exposure every year ) ...if i do like that what about my target corpus ...i may not be able to achieve ?
Thanks Sir for the valuable information. I have one question on asset allocation
.
Goal : I need lumpsum in 10 years from now (Kids education) for which I am investing.
Question is :
a) Should I start investing in both Equity and Debt from now? (Equity 60%, Debt 40%)
OR
b) Invest in Equity (100%) for first 5 years and then book profit (ie move profit from equity to Debt)?
Remaining 5 years probably invest Equity (40%) and Debit (60%) and slowly decrease the equity allocation year on year and increase on Debt?
Out of 2 options which you think is recommended?
I am not sure if already some video is present and if any backtest of above scenario will help.
Currently I am doing only Equity investment and not having any Debt class for this goal, so this is a concern.
Having said, I do have other Debt component on overall portfolio itself : However not tied to the above goal (kids education)
SSA - Sukanya Samriddhi Account (Kids wedding)
EPF - Employee Provident Fund (Retirement)
PPF - Public Provident Fund (Retirement)
FD and couple of liquid funds - for emergency expenses
Raining truth bombs!!!! couldn't have put it any better..
Sir for tactical asset allocation one can also use ICICI valuation index.. I personally use it.. Please make a video on that as well... How we can effectively use it for tactical asset allocation.
Hi Mr. Pattu,
I used XIRR calculator which you uploaded on your website probably 3 years back. Let me tell you before using your calculator, I did it myself on excel with xirr. Function and the result was same ie confusing. My query is below :
I know from the value of my current investment that it is in negative percentage but xirr is showing only 0.00 % . Can you explain in simple words the reason for same. I went through articles on the web but couldn't understood.
Thanks in advance.
Pattu Sir, I'm afraid of banks going bankrupt and restricting money withdrawals. Imagining a worst case scenario, where multiple banks are falling (due to Recession / Covid 19), where should we keep our money? Should we spread it across banks, fixed deposits, mutual funds, Physical/Virtual Gold, PPF, EPF, equity? Request you to answer this question.
Sir can you please list how many funds one should have for retirement and children higher education both are 15 years time frame. Please.
Currently I am having
1. Axis small cap direct
2. Axis multicap direct
3. Axis focused 25 direct
4. ICICI nifty 50 index fund
All are equal weight
Kindly request you to make video on ESG Investing.
You are very optimistic..
I lack this quality..
Thank you! Very few say that about me!
I found a mismatch between the audio and video. Did anyone else also experience the same? That said, some excellent points put forward by you, Pattu sir.
Yes this happens sometimes
Pattu your right
Loved this video with all the expressions!
"Tactical Allocation'....hahaha! 🤣
It's far more work, effort and difficult to do it
I think the best way, is to do common sense research, allocate properly..and just don't bother so much!
Patience is the main thing and time will test everyones patience.
Hi Pattu Sir, If we have loss both in equity & fixedincome, how we have to rebalance? do we add more investment amount or leave as it is grow and rebalance next time?
rebalancing is adjusting the ratio between equity and debt.
If you invest 100Rs:100Rs, after 1 year, if it is 80Rs:70Rs (E:D), take 5Rs out of equity and invest that in debt so that it will be 75Rs:75Rs, that is rebalancing
nice video is not that your emphasis on portfolio re balance will automatically take care of gains in investment .
Sir please answer.
Do you not care about nifty levels while investigating? Do you only care about AA, rebalancing.
No I do not look at this because I think it not necessary
Sir Are you still working or full time investor?
Sir can you do a video on safety of arbitrage funds as their post tax returns seem to better than ST bond funds
A video on this would be great.
Like the thumbnails of all the recent videos. Something different. ✌️
If you're not perfectly clear where to invest booked profit, there is no point in booking profit. And if you invest profit in FDs, whole meaning of compounding is lost
then in which one to invest to preserve the effect of compounding rajesh sir
@@rajeswarim6506 invest in debt funds/ fixed income, as a part of asset allocation/ rebalancing exercise. Take out equity corpus if your goal is nearing in 2 yrs. If none of above two, don't do anything. Just leave equity corpus as it is and allow to grow.
Sir i want to buy nifty index fund, can i buy using zerodha coin are should i buy it directly from the management site, i already hold some individual stocks through zerodha, so if i buy it through them i can manage it with single demat account, they also removed 50rs per month charges...
Whats ur advice sir...
Thank you very much for all ur videos sir, it helps me a lot...👍
Groww
I recommend direct AMC
Then Buy Nifty ETF same like index fund
@@arunprakashj7502 nifty index direct mutual fund is butter than nifty etf, sir also mentioned it in another video...
@@saikat_saha_ is there any reason for it, cause in zerodha coin there is no charges every thing is the same as the amc... Can u tell y u recommend direct amc...
Nyc info sir..!! Why cant we expect only some % everytime & when it reaches then do rebalancing...? Kindly suggest.
09:35 semma sir
Sir my investment goal is for 35-40 years. How much equity asset allocation should I needed. I see most of your videos. But I can't find this answer . please reply.
70 equity 30debt.
Now isn't the right time works everytime.
Now is the right time works everytime.
Audio is out of sync?
Yes. I too felt the same.
same here. I thought that was problem on my side until I saw this comment
Profit booking shouldn't be the aim when doing long term Investing.
1st View
a common investors wont know Python code 🤣🤣🤣
Some techie investors might. That said, the pain of waiting for the right signals from the market is enough to screw one's portfolio and piece of mind.