2019 और 2023 के debt fund निवेश पर tax कितना लगेगा?, Full Video Link - czcams.com/video/dN7UcLGxVa4/video.html Investment, Playlist Link - czcams.com/play/PL0rxiZ0bR2PCK4qWytrYQUR0z0rXutJik.html B Wealthy Gyan, Playlist Link - czcams.com/play/PL0rxiZ0bR2PCDR39nrEY64Bzyfv9u-TMG.html Learn Investment In Mutual Fund, Playlist Link - czcams.com/play/PL0rxiZ0bR2PBErT7FvpeAKXT5euwF5mri.html Share Market, Playlist Link - czcams.com/play/PL0rxiZ0bR2PCEkDhXSH8eIEI3cAnCaOHN.html Mail Us On - ask@bwealthy.co.in WhatsApp - 9148022073 Follow Us On - Instagram - instagram.com/swati_bwealthy Facebook - facebook.com/bwealthy.co
Mera toh dil sun kar hi ghabra gya hai. Vo log kaise jee rahe hain. 😢. OMG sab ko bhagwan akal de . Kush rakhy. Thank God she comes to you Swati ji for this. Definitely she gets some solution never this type of mistake again in life.
Home loan le le 16 lakh ka aur usse 16 lkah ko chuka de jiski emi 60000 hai.home loan ka emi time zyada ho jayga aur emi paisa kam ho jayga.16 lakh ka 10-12000 aayga.35 m se 12 gye aur 5-7k ka sip kre smallcap main 5-10 saal main sara hi loan khttm ho jayga
Rent pr raho or jo emi ghar lene pr dogo wo SIP kr do jb 20 22 saal mai Corpus bada ho jaye to cash mai ghar le sakte hai if consider 12 13% ka return milta hai average, baki bacha amount swp kr lo retirement pr
Swatiji - good evening. This is common in India - a dream to own house.... But people fail to understand the debt trap. What would be the cost of that flat taken on a home loan? Try to negotiate with the loan companies to wave of interest and arrive for settlement by closing the home loan and selling that home. With the sale proceeds close all loans and never fall in debt trap. Forget home invest wisely in Mutual funds - the amount they used to pay interest or emi and in next 10-15 years build a corpus and after that think of home. With an SIP of 16000 pm for 15 years with 13% CAGR Corpus would be ₹88,90,000 approx.enjoy a peaceful life.
There are many similar cases in society especially home loan. Nowadays to make status in society many people came under huge debt beyond their financial capacity. Your videos and explanations on loan touched many people lives who are suffering from same phase in life especially middle class section and job class section.
Ma'am aap ka content bohot accha hai. Aap ka articulation and delivery bohot professional hai. Aap please accha video editor hire kijiye jissey aap ke video ke graphics ki quality badh jaayegi.
Prepay the loan of mansi via selling gold 40-50g this would reduce EMI PRESSURE AND DO NIGHT SHIFT JOB IF POSSIBLE OR DELIVERY JOB OR SALE LAND OR HOUSE OR ANY VALUABLE
जय हिन्द मैं आपको फॉलो करता हुं। मेरा SIP 6100 का है अलग अलग फंड में मेरा सवाल है Auto pay नहीं करता हुं Account मैं फाइन का डर होता है पर हर माह 7-10 को पे करता हुं क्या मेरे रिटर्न पर कोई फर्क परेगा Pleas बताएं।
Step 1 - Settle all the loans by selling the related house and declare yourself bankrupt. Step 2 - Stay in rented house. Step 3 - Start investing with maximum possible savings on regular basis preferably monthly preferably through SIP Step 4 - Try to change the mentality based on reality. Try to be satisfied with the things which you already have. Be healthy and wealthy.......
Swati ji your explanation is awesome and I am not expert but my view is sell first home and clear personal loan and try to hold home loan which is lower interest and stay few years for heavy deposit home simultaneously invest sip in mf for 10 to 15yrs...🙂👍
Very true Swati ji aacha hai. Ki AAP logo ko jaagruk kar rahi hain Aksar log yahi galti kar jaate hain debt ek bahaut hi buri Bala hai issmain ek baar fasne ke baad manusya fasta hi chala jata hai companies debt ka lalach dekar sabjabaag dekhati hain aur log trap kar jate hain Bina ghee lagi roti Khao aur chain ki need loo kyon soocho. Loan ke baare main thanks 🙏🙏 and regards
Green suits u so much... A beautiful lady in Green... I don't have words left... A beautiful beautiful white skin wrapped in Green... May u ask your Mom to Nazar utarane ke liye... May this won't at backhand to loose something... May that in monetary way...
Sawti ji, ham Axis manufacturing fund me kuch small investment karne ki soch rahe hai .icici pre.comoditi fund me bhi maine sip ki hui hai.....thematic fund hai thematical fund ke bare me friend kuch mix raay de rahe hai , kam jankari ke bavjud maine isme invest kiya hai (comodity me) returns abhi thik- thak mil rahe hai, kay kare aap apni raay bataiye please...
Ohho....mera toh dil baith raha hai, rent per rehna kitna accha hota. Kuchh investment hoti, Kuchh saving hoti aur stress free. Iss ghar ka bhi posession nahi mila hoga ab tak
मैडम नमस्ते , मेरा एक सवाल है के मेरी एक जमीन बेच कर मुझे 50 लाख रुपये मिलेंगे अगर 25 लाख एकमुश्त 20 साल के लिए 12% कि डर पर म्यूचुअल फंड माई लगाने पर 24100000/- रुपये मिलेंगे बाकी के 25 लाख एसडब्ल्यूपी मैं डालूं और 20000 हर महीने निकेलने पर 12% की दर से 20 साल बाद 5800000 और 4800000/- 20 साल में मिलेंगे कुल 4 करोड़ के आसपास, ऐसा क्या हो सकता है।
Sir one question if can spare time in your next vedio.....I need 10 lacs which is better option either take personal loan or withdrawal from EPF and deposit SIP of same amount in mutual fund
Agr appko hundred and ten percent confirm ho ki future me us property ki price bdhegi or rent pe lene se kahin betar hoga ...toh he loan lek kuch kharide ...baki paise time invest krk kamao sahi rhega ❤
Horrible financial knowledge and cash management. Solution: 1. Sell the house/flat immediately and repay whatever loan amount they can. Stay is a rented flat 15k-18k rent 2. Both should Switch the job, and increase the salary. If they can save and invest, reconsider buying house after 5/8 yrs. Save yearly bonus for down-payment....... Else they will be bankrupt very soon. Expense behavior need to reconsider as well 2.
Hii Madam Mere do flat hai, first flat debt free hai, jisise 5k rent milta hai, uska price 25lac hai Second flat ka 34 lac loan hai , emi 30k hai, first flat sell karna hai to milne wali amount loan chukadu ya lumsum swp/sip karu jisise mera emi nikal jaye
Home lone pr jo ghr liya usko sell krdo or jo lone hai wo purchase krne wale ke nam krwado 1 lac b upar deto sell krdo 35000 salery se apne pati ka lone mikr khtam krne ke koshish kro.or jo dimag nhi chalta uspe thoda control' rakho
Isn't this the fault of bank and their verification?, how they are allowing a loan which having an EMI more than 30% of her salary. similar is the case with husband salary. he is earning 19k and paying 16k as emi.
Bhai pehle Term Insurance Lelo. Phir ek personal Health Insurance. Phir minimum 3 Mutual funds mein Lumpsum daaldho. Aur apni CAREER pe Focus Karke salary increase karlo.
जय हिन्द मैं आपको फॉलो करता हुं। मेरा SIP 6100 का है अलग अलग फंड में मेरा सवाल है Auto pay नहीं करता हुं Account मैं फाइन का डर होता है पर हर माह 7-10 को पे करता हुं क्या मेरे रिटर्न पर कोई फर्क परेगा Pleas बताएं।
2019 और 2023 के debt fund निवेश पर tax कितना लगेगा?, Full Video Link - czcams.com/video/dN7UcLGxVa4/video.html
Investment, Playlist Link - czcams.com/play/PL0rxiZ0bR2PCK4qWytrYQUR0z0rXutJik.html
B Wealthy Gyan, Playlist Link - czcams.com/play/PL0rxiZ0bR2PCDR39nrEY64Bzyfv9u-TMG.html
Learn Investment In Mutual Fund, Playlist Link - czcams.com/play/PL0rxiZ0bR2PBErT7FvpeAKXT5euwF5mri.html
Share Market, Playlist Link - czcams.com/play/PL0rxiZ0bR2PCEkDhXSH8eIEI3cAnCaOHN.html
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Mera toh dil sun kar hi ghabra gya hai. Vo log kaise jee rahe hain. 😢. OMG sab ko bhagwan akal de . Kush rakhy.
Thank God she comes to you Swati ji for this. Definitely she gets some solution never this type of mistake again in life.
Best sell the house.. atleast get rid of high interest loan
Home loan le le 16 lakh ka aur usse 16 lkah ko chuka de jiski emi 60000 hai.home loan ka emi time zyada ho jayga aur emi paisa kam ho jayga.16 lakh ka 10-12000 aayga.35 m se 12 gye aur 5-7k ka sip kre smallcap main 5-10 saal main sara hi loan khttm ho jayga
Rent pr raho or jo emi ghar lene pr dogo wo SIP kr do jb 20 22 saal mai Corpus bada ho jaye to cash mai ghar le sakte hai if consider 12 13% ka return milta hai average, baki bacha amount swp kr lo retirement pr
Sahi hai but government taxes tab tak hame profit kamane nahi dege
Tab tak ghar ki kimat asman p aur pahuch jayegi y bhi h😢
@@sheetaldhadve2944jab apko taxation ki knowledge na ho to public me aise faltu comment na kare
Sahi baat hai
Abhi aaj ke time me asche location me ghar kharidne jate hai to
1 cr ke karib aata hai,
Thode salo ke baad to pata nahi kitne ka aayega
Ha videos dekh dekh k gyaan pelo comment section me
Video dekhkar Aankhen khuli thanks sister ❤❤
Swatiji - good evening.
This is common in India - a dream to own house.... But people fail to understand the debt trap.
What would be the cost of that flat taken on a home loan?
Try to negotiate with the loan companies to wave of interest and arrive for settlement by closing the home loan and selling that home. With the sale proceeds close all loans and never fall in debt trap.
Forget home invest wisely in Mutual funds - the amount they used to pay interest or emi and in next 10-15 years build a corpus and after that think of home. With an SIP of 16000 pm for 15 years with 13% CAGR Corpus would be ₹88,90,000 approx.enjoy a peaceful life.
There are many similar cases in society especially home loan. Nowadays to make status in society many people came under huge debt beyond their financial capacity. Your videos and explanations on loan touched many people lives who are suffering from same phase in life especially middle class section and job class section.
Ma'am aap ka content bohot accha hai. Aap ka articulation and delivery bohot professional hai. Aap please accha video editor hire kijiye jissey aap ke video ke graphics ki quality badh jaayegi.
Purane Samay ki kahawat suit karta hai - utna paon pasariye jitni chaadar hoye
UPS aane ke baad kya NPS ki performance per government ka focus rahega?
Prepay the loan of mansi via selling gold 40-50g this would reduce EMI PRESSURE
AND DO NIGHT SHIFT JOB IF POSSIBLE OR DELIVERY JOB
OR SALE LAND OR HOUSE OR ANY VALUABLE
You are doing good job Mam.
जय हिन्द
मैं आपको फॉलो करता हुं।
मेरा SIP 6100 का है
अलग अलग फंड में
मेरा सवाल है
Auto pay नहीं करता हुं
Account मैं फाइन का डर होता है
पर हर माह 7-10 को पे करता हुं
क्या मेरे रिटर्न पर कोई फर्क परेगा
Pleas बताएं।
Step 1 - Settle all the loans by selling the related house and declare yourself bankrupt.
Step 2 - Stay in rented house.
Step 3 - Start investing with maximum possible savings on regular basis preferably monthly preferably through SIP
Step 4 - Try to change the mentality based on reality. Try to be satisfied with the things which you already have.
Be healthy and wealthy.......
Very nice information for other pepole.. 👌
Swati ji your explanation is awesome and I am not expert but my view is sell first home and clear personal loan and try to hold home loan which is lower interest and stay few years for heavy deposit home simultaneously invest sip in mf for 10 to 15yrs...🙂👍
Home loan liyaa hein. sell Kar Dhiya tho Documents khareedhne waale ke pass jaayega.
Than Home loan tho clear ho jaayegaa. 😅😅😅😅
@@pvenkatesh3982 Then take expert advice..🙂
@@anilrohra5223 I think you need expert advice.
Very true Swati ji aacha hai. Ki AAP logo ko jaagruk kar rahi hain Aksar log yahi galti kar jaate hain debt ek bahaut hi buri Bala hai issmain ek baar fasne ke baad manusya fasta hi chala jata hai companies debt ka lalach dekar sabjabaag dekhati hain aur log trap kar jate hain Bina ghee lagi roti Khao aur chain ki need loo kyon soocho. Loan ke baare main thanks 🙏🙏 and regards
Green suits u so much...
A beautiful lady in Green...
I don't have words left... A beautiful beautiful white skin wrapped in Green...
May u ask your Mom to Nazar utarane ke liye...
May this won't at backhand to loose something... May that in monetary way...
Sell off the property taken for investment and pay off the debt. Stop all new high value expenses. Live on rent in a small 1 BHK house. 1:34
Sawti ji, ham Axis manufacturing fund me kuch small investment karne ki soch rahe hai .icici pre.comoditi fund me bhi maine sip ki hui hai.....thematic fund hai thematical fund ke bare me friend kuch mix raay de rahe hai , kam jankari ke bavjud maine isme invest kiya hai (comodity me) returns abhi thik- thak mil rahe hai, kay kare aap apni raay bataiye please...
Wating for next video medam instating topics today video
Filhal to ghar bech ke sare karje utar dena chahiye ... Aur jo bachenge usase naye ghar ki down payment kar leni chahiye ...
Kaise bikega ghar, abhi possession milega, phir ghar bechne ke liye, pehle uska loan clear karna padta hai, tabhi NOC milegi ma'am
Ohho....mera toh dil baith raha hai, rent per rehna kitna accha hota. Kuchh investment hoti, Kuchh saving hoti aur stress free. Iss ghar ka bhi posession nahi mila hoga ab tak
Swati ji thanks .
मैडम नमस्ते , मेरा एक सवाल है के मेरी एक जमीन बेच कर मुझे 50 लाख रुपये मिलेंगे अगर 25 लाख एकमुश्त 20 साल के लिए 12% कि डर पर म्यूचुअल फंड माई लगाने पर 24100000/- रुपये मिलेंगे बाकी के 25 लाख एसडब्ल्यूपी मैं डालूं और 20000 हर महीने निकेलने पर 12% की दर से 20 साल बाद 5800000 और 4800000/- 20 साल में मिलेंगे कुल 4 करोड़ के आसपास, ऐसा क्या हो सकता है।
Mam can we connect with a company which helps to get out of Debt Trap
Sir one question if can spare time in your next vedio.....I need 10 lacs which is better option either take personal loan or withdrawal from EPF and deposit SIP of same amount in mutual fund
Agr appko hundred and ten percent confirm ho ki future me us property ki price bdhegi or rent pe lene se kahin betar hoga ...toh he loan lek kuch kharide ...baki paise time invest krk kamao sahi rhega ❤
Un secured loan should be stopped and settled for principle only, home loan should be closed by selling the house
Agar CIBIL Mein Settled hein tho 7 years thak koi loan nahi milegaa
May please make one episode on NAC - New Asset Class, introduced in FY 24
Horrible financial knowledge and cash management. Solution:
1. Sell the house/flat immediately and repay whatever loan amount they can. Stay is a rented flat 15k-18k rent
2. Both should Switch the job, and increase the salary. If they can save and invest, reconsider buying house after 5/8 yrs. Save yearly bonus for down-payment.......
Else they will be bankrupt very soon. Expense behavior need to reconsider as well
2.
Very good Salah
Please complete information be provided in future.
Madam main investment key liye flat लिया he 28lakh lone 25000emi 20 years ka निवेश karu ya flat bech du😮😮😮
बहुत ही दुःखद स्थिति😢
11 लाख का लोन किस कंपनी ने ओर किस बेस पर दे दिया। ये बताइए। अगर सिबिल के आधार पर दिया है तो लोन मत भरिए। ज्यादा से ज्यादा स्कोर ही खराब होगा। It's ok।
Swatiji Namaskar..
Financial management is life management
Hii Madam
Mere do flat hai, first flat debt free hai, jisise 5k rent milta hai, uska price 25lac hai
Second flat ka 34 lac loan hai , emi 30k hai, first flat sell karna hai to milne wali amount loan chukadu ya lumsum swp/sip karu jisise mera emi nikal jaye
2nd Home kaa 25% loan clear kardho.
Bachaa huaa amount kaa 75% Lumpsum Mutual Fund mein daaldho.
Remaining ek reputed bank mein FD kardho.
Emergency fund samajh lo.
Home lone pr jo ghr liya usko sell krdo or jo lone hai wo purchase krne wale ke nam krwado 1 lac b upar deto sell krdo 35000 salery se apne pati ka lone mikr khtam krne ke koshish kro.or jo dimag nhi chalta uspe thoda control' rakho
Ghar Bech do .. rent per dene ke jaha. Loan utaro . Simple
Very good and informative but shocking vdo
Karz me doob jana insan ko mansik aur sharirik rup se nuksan pahuchata hai.
Loans are very dangerous for middle class, salaried persons and small/medium businessmen.
Mem phir ispe koi solutions nahi h kya 🤔
Sell the house and then manage money first.
16 lakh ki emi 60000 kaise ??? Samjha sakti hai madam ji
11lakh ka personal loan.. itni kam kharche pe
Isn't this the fault of bank and their verification?, how they are allowing a loan which having an EMI more than 30% of her salary. similar is the case with husband salary. he is earning 19k and paying 16k as emi.
That's the point..
Mam mere pass 5 lakh rupees hai mujhe next 10 year k liye invest karna hai kha or kese karu my age is 26
Bhai pehle Term Insurance Lelo.
Phir ek personal Health Insurance.
Phir minimum 3 Mutual funds mein Lumpsum daaldho.
Aur apni CAREER pe Focus Karke salary increase karlo.
Take legal help also
Mem my सिचुएशन sme plz help me
Madam iss debt trap se nikal ne ka ek hi solution hai ab khud ko defaulter ghoshit Karo & Nepal bhag jao .
Video name and content is different.
simply ghar sold out & free from Debt
Sell the house if possible
Ghar sale kardo ya default kardo sare loan ko
Karz lena crime hai😢
Kuch bhi madam mat batao. Itna loan koi nahi deta. Plz don't send roumers
Mansi ki waat lag gayi he.. 😢
Thank God. Atleast in this Videoshot you stopped your unnecessary, untimely & irritating smile.
Are you married?
Mansi seems totally having some serious health issue she need good doctor not financial advisor
Ganja mar ke financial decision lene ke nuksan....
Ghar bech do sabse pehle
Horrible 😱😱😱😱😱😱😱😱😱😱
Mansi pagal hai...
DUNIYA SIRF DIKHAWEY PER HI MARTI HAI.RENT PER RAHO OR EMI KI JAGAH SIP KARO
जय हिन्द
मैं आपको फॉलो करता हुं।
मेरा SIP 6100 का है
अलग अलग फंड में
मेरा सवाल है
Auto pay नहीं करता हुं
Account मैं फाइन का डर होता है
पर हर माह 7-10 को पे करता हुं
क्या मेरे रिटर्न पर कोई फर्क परेगा
Pleas बताएं।