Secret Ways Banks Judge Your Credit Card Approvals

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  • čas přidán 5. 03. 2024
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Komentáře • 29

  • @EpitomeOfExcellence
    @EpitomeOfExcellence Před 4 měsíci +10

    You can't do anything these days without someone finding something bad or stupid to bring you down, no matter how hard you try to do right. Our economy is messed up and people are spending more due to that. Just do you and stop worrying about the company bullshit. It's all about that computer program. Cal, thanks for your help.

  • @SpartanOfFinance
    @SpartanOfFinance Před 4 měsíci +13

    Professor Cal spreading the knowledge...

    • @calbarton
      @calbarton  Před 4 měsíci +3

      Haha thanks I'm trying.

  • @craigt2003
    @craigt2003 Před 4 měsíci +8

    Now i know why citi cut my credit limit out of nowhere...i paid off my citi cc every month except for this one month i paid just the minimum and citi immediately gets scared and cuts my CL (it looks like it's better to start out paying the minimum for a couple of months then pay off the rest, this way their computer doesn't get surprised if one month you need to just pay the minimum. (for now on i will mix it up with my cc payments, one month i'll pay just the minimum and next month i'll pay off the whole balance)

    • @jmagicd9831
      @jmagicd9831 Před 4 měsíci +6

      Absolutely not! Interest will kill you if you don’t pay in full every month. Pay in full or stop using the card

    • @tendercrispbacon
      @tendercrispbacon Před 3 měsíci +2

      Yeah don't do that.

  • @CardHunter-u2t
    @CardHunter-u2t Před 4 měsíci +2

    Always love your videos, sir. Bravo!

  • @rambosidi7634
    @rambosidi7634 Před 4 měsíci +1

    Perfect information thank you for sharing with us

  • @sadielsantos8167
    @sadielsantos8167 Před 4 měsíci

    very helpful , thanks Cal

  • @sindyorozco
    @sindyorozco Před 4 měsíci

    Great info!!

  • @Truth845
    @Truth845 Před 4 měsíci +2

    Great video Cal!!💯Thank you!!😊

    • @calbarton
      @calbarton  Před 4 měsíci +1

      You're so welcome. Happy you enjoyed it.

  • @chadpennycuff
    @chadpennycuff Před 4 měsíci +2

    Thanks for the research and sharing the tips!

    • @calbarton
      @calbarton  Před 4 měsíci

      You're welcome, my pleasure.

  • @johnwilson6211
    @johnwilson6211 Před 4 měsíci

    Thanks for sharing

  • @SimpleFinanceBytes
    @SimpleFinanceBytes Před 4 měsíci +2

    I think a lot of these bank and credit unions are doing this. They really want more of your business than just a credit card. They want to see your cash flow in their bank.

  • @lori-annefay4138
    @lori-annefay4138 Před měsícem

    ....so if Meilio get's hacked, you're screwed!

  • @ImStillStealingSteel
    @ImStillStealingSteel Před 4 měsíci +1

    Miss ur live streams, Cal

    • @calbarton
      @calbarton  Před 4 měsíci +1

      Hey Dannee you changed your name! Sometimes i think about it and miss it too.

  • @stevenburk8821
    @stevenburk8821 Před 3 měsíci +1

    ❤100%, Cal, your very, very sharp, thanks, yes,$$$$

  • @flubberghosted2472
    @flubberghosted2472 Před 4 měsíci +1

    Excellent info, homie! 💯💯💯

  • @subzero___
    @subzero___ Před 4 měsíci +1

    Good Morning

  • @Brianpeckin
    @Brianpeckin Před 4 měsíci

    My mom's credit score was bad but she was having like 15 credit cards and then her boyfriend had like 10 because they all maxed their cards out but they all pay the minimum payment so they just kept sending her cards and she kept maxing them. Lol
    But I guess she she won at the end after a few years doing that she ended up dying so the banks lost money😅