18 Great Ways We Save More & Spend Less Everyday
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- čas přidán 21. 06. 2024
- #savemoney #frugalliving #moneysavingtips
In this video I give you 18 Easy Ways We Save A LOT of Money. If you're looking to cut down on expenses, you've come to the right place! Make sure to hit that "Subscribe" button and turn on the notification bell to never miss an update from my channel. Stay tuned for more valuable content!
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Email: jennmariecook2018@gmail.com
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- Information on this channel (Jennifer Cook) represents my thoughts and opinions only. I am not a medical doctor, medical professional, financial expert or any other kind of certified expert. I have no professional training in life coaching. I discuss things I’ve learned that have personally made my life better. All content found on this channel (Jennifer Cook) is intended for informational & inspirational purposes only. Please be sure to do your due diligence and contact a professional with any questions you may have regarding any information you have seen or heard on this channel (Jennifer Cook). This video and all videos on this channel are a means of social support.
I am working on paying my mortgage only 50k. Every month, I put an extra 500 towards the principal. Last year, I came into some money (class action). I put it all 3k towards my mortgage principal.
I enjoy watching your videos. You are relatable and you‘re never trying to sell stuff. 😊
Thank you so much! 🤗
I rarely go out to eat anymore because the prices are too high and the portion size is shrinking. For those nights when you just don’t want to cook I will pick things up at the supermarket deli. It’s half the cost of going out to eat and yet someone else cooked it. I also get to determine the portion size. Again I do this rarely but it’s a little treat to me.
Oh my, so glad to hear someone else is a home body 😂. We like our home, our bed. We love day trips with a picnic adventure then home.
I’m a homebody too. There’s no place like home 🏠
Peace of mind is a wonderful thing!
Yes, it is! 🤗
I love your simplicity, real-life examples, and honesty!
Bridgette, thank you so much ❤️
I want to get rid of card debt in the next 7 months and stop using the card almost completely. I have only owned for the last year and a half and I shopped more than usual. I was raised in a card less society and where everything is bought with cash (in stores, to buy houses/build houses, pay tuition, buy cars etc). I’m African and most countries there are still mostly using cash only. It makes you have discipline, respect your money, delay gratification, and if you can’t afford things you won’t be able to buy it 😊
That is a great goal! When you put a time frame to it, then you are likely going to stay focused and do it faster. You can do this! 🤗
You can do it! I would suggest getting rid of the credit card altogether and use a debit card that comes out of your checking account. A debit card has all of the same protections and can do all of the things that a credit card does. You have seen the credit cards can be dangerous and with the interest rates going up, it would be amazing if you could stop using one altogether!
Blessings to you!
Tracy
Cut up the card , you won't miss it :) I've not had a credit card for 20 yrs
Good luck to you. You can do it!!
This is rather basic but being summer , I make sure to have a variety of ice creams and toppings to avoid going to an icecream stand and paying the cost of a half gallon for one cone !!
Hey girl heyyyyy!! Happy weekend!!!
I’m 40 and to rock the white hair!! 😂 ever since hair salons shut down in 2020, I’ve lost my desire for the 4-6 week touch up. My students always ask me, “how old ARE you??? Why do you have WHITE hair?!?!” 👩🏼🦳 I call it “affordable platinum” 😂
Yes! I love that "affordable platinum." I will have to remember that.
Love it!
Good job & great tips! I’m like you. I cannot function well in a cluttered or unattractive environment! Decluttering & simplifying saves your sanity and saves you money😊
Absolutely!
I totally agree about restaurant quality having gone downhill since Covid, along with massive price increases. We used to go out for everybody's birthday celebrations, anniversary, etc. Now, forget it. We let the birthday person pick out what they want for a celebratory meal and cook it at home! Once in a while we treat ourselves (usually during lunch), but not nearly as often. For anyone on the fence about budgeting - it is definitely worth it. We now know where our money is going (no more 'having more month than money'), and we are squeaking out larger chunks all the time to pay down debt. Never, ever would've happened without budgeting. -Harriet G.
I love our deck not fancy, fancy but love that it is there. We sit out in the mornings and drink our coffee. Heavenly. Thank you ❤
Same here! I sleep directly on my deck; no chair/lounge. It is a second story deck off the master......heaven
I too love being at home 😊.
Great information. It's so encouraging to see a young family with the priorities you have.
Theresa, thank you so much! 🤗
I like to set up my coffee maker the night before and make sure my kitchen is neat for the next morning.
So true a clean kitchen starts the day on the right foot.
Congratulations on paying off your debt and for the great tips you are giving us keep up the great work you are doing and stay frugal
I love listening to your videos each week! One thing I thought of as I’m sitting on my nice deck, listening to the birds… We invested in some couch covers. They are awesome. They snug tight to the couch and they have enabled us to save money by not wanting to buy a new couch. I wonder if it might be a useful idea to give Money spending ideas that will save us money.
Tressa, that is fantastic! I am sitting here working on next week's video, and this is a great example for another tip I had. I will shout out to you for this great idea in my next video! Thank you 🤗
Yes, I can’t think when my house is cluttered! I get irritable and snippy and I hate it. We are still working on getting our kids to keep things picked up and clean, but getting rid of stuff has helped this! Garage sale! 💵
One of the things that has really helped me not just declutter but also save money is be part of freecyling group in my city. If i need to give something away, put it on the group. At times, i ask for some thing i need and i have got it. there are times people have offerred some good items and i have claimed it. Few of the things i got is - a good bag, bluetooth speaker, music CDs, books, etc.I also watch stuff on CZcams. Since you can download some videos, i use that option. Have watched movies for free on CZcams. Also i am a bookworm but i am on budget. so i download free classic books and other free books on my kindle. I also visit book sales that sell mostly used books. Have got many books for dirt cheap price.
I make large meals 3lbs of meat or chicken, with rice & veggies. Usually, I use slow cooker or airfryer. I only cook 2 days a week.
Over priced and undertasty is one for the books😂
I look at budget mistakes as feedback, it helps me to see it as something useful, instead of a failure on my part ❤.
Great video thanks 😊.
I save money by following the 7 Baby steps. My goal is to complete all seven steps, so I make a budget each month and do not use a credit card, and aim to live below my means. I am debt free except for the mortgage.
Sometimes I say to my husband: I think we like our house a bit too much sometimes 😅 Our home is our nest ❤
This might seem like a no brainer for others but I finally wrote down a list of extra expenses to pay by the month so I can add them to that month's budget and plan for them such as car insurance, annual vet bills, a/c service, car registration and quarterly pest control.
That is a very smart plan!
I always have water and a bag of almonds every day whenever I go out.
Having a paid off house makes like cheaper. But we don’t waste money on stuff that isn’t improving us. Plus there is always things that break or come up
Jennifer I always split the upcoming bills into monthly payments in my savings account. Thus when for example my insurance bill comes up I would have the money saved for it. No stress at all especially when the income is limited.
Hey Jennifer, I hope you and the family are well 🙏 Me and my partner recently sold our house and were able to clear quite substantial debt that had built up over the years due to adverse life circumstances. We were really struggling on a basic level to not only pay rent & bills but eat aswell. Now we are debt free it is a huge relief and we will never get into debt again. We are still trying to live frugal but have no budget as yet, tbh I'm not quite sure where to start but I know that tracking your spending and budgeting is the best way forward 🤗
Hi Bex, You are doing great! Keep your head up. Now you can start fresh. I might need to do an updated budget how to/best tips video.
Thanks Jennifer 🤗 & yes an updated budget tips video would be very much appreciated 👍😀
I know you previously were going to change the direction of this channel because you said there's only so many things you can talk about regarding frugality without being repetitive, so you weren't as interested in the topic...
I'd suggest doing some episodes about teaching kids about finances, using examples from your own life with your daughter -- like how do you actively pass on your own money values to her?
Dear Jennifer, Recently discoverd your channel; love your content! There are things I've already been doing for years and new things I haven't thought about. I have always been happy with a simple life. I do well at some things and am working to do better on others. For example, I have never had cable, eat out very little, family hair cuts & enjoy doing things at home. Working harder at becoming debt free, tracking and budgeting. Thanks for your support and great ideas! Best Always ~ Lori ~🤑🥰
I work out from home. Walk, crunches, and hand weights.
We have recently cut back on electric use. The heat wave has been significant and the HVAC is running non stop. I have set the indoor temperature at 79 degrees and am running the ceiling fans on high. With the ceiling fans on high, there has not been a noticeable difference in feeling cool inside of the house ;compared to the high 90s outside. I have also unplugged the tv’s as to avoid fathom electricity use which also adds to the electric bill - heard it was as high as 3% (not sure that is accurate- but heard another CZcamsr state that stat). Lights are off when not in a particular room. This evening we plan on adjusting our hot water heater because there’s no need during g the summer for such a hot shower! Hoping these measures will help bring my electric bill back in line. Last month’s electric bill was a shock and caused me to take these “drastic” measures!
I always appreciate your words of wisdom! It does save to just stay. Unfortunately I’ve been sick this week but definitely saving money staying put 😂😅
Hi jennifer, Germany is watching! I really enjoy your videos! Love, maike
Maike, thank you so much! Hi in Germany 🤗
Vienna, Austria is watching too ❤️
I just got back from a vacation. I drove a 2021 Toyota Sienna for 4572 miles. I spent $450 dollars for 188 gallons of gas. I will always have a Sienna. Best investment I have made on a car.
I just started to use a web site that you enter grocery items you have in your pantry. Then I can pick out my protein thst I want to use the web site will kist recipes that I can make with items in my pantry. I sm planning on doing yhis for the month of July. Doing this for 2 reasons desure to ckean iut my pantry if items vefire they are too old to use and wasting money throwing items out and also July is a month with extra expenses so trying to save money
What is the name of the website, please?
Love your video, as usual. I hope you and your family are having a wonderful summer. The temps have been terribly hot here in Tennessee, but summer is still my favorite season!
We're retired but my hubby and I carried our own lunches to work for 30+ years. A conservative estimate of $5 a day for each of us comes to a savings of over $100,000!! That saved money invested with compound interest would be much more ... not to mention the health benefits! Some think it's nerdy but take your own lunch!!!
I enjoy all your videos, thank you for inspiration. Greetings from Poland
Doris, thank you so much! Hi in Poland 🤗
Good advice! Thanks for being the voice of reason!
What an exceptional video presentation! - "Success unfolds as an ongoing odyssey."
Congratulations Jennifer! Well done!
Can you do a video about budgeting for your kids birthdays and Christmas? I feel like I always go overboard. The last year I've been trying to focus on quality over quantity and avoid buying something if I think it'll end up donated within a year. I have a 4 month old boy and a 5 year old girl.
One idea which I Learned from another couple id enter to win in radio and TV contests. Once I won tickets to see Swan Lake in Peoria and had a nice night out with my mother in-law. Our husbands are not interested in ballet.
I'm retired, so I'm doing lots of reading.
Thank you 😊 always love your channel and ideas dear Jennifer
Very good advice. I like how you share ways to save. I am a homebody too.
I'm just like you with #7. I can't copper with chaos 😊
You look so young, Jennifer. Peace of mind 😌
Claudine, thank you!
We live really close to Charleston and have been to Isle of Palms it’s very nice place! We also live close to mountains too! We live in SC close to NC line, between Rock hill and Lancaster, in a small town called Fort Lawn! I thought it was interesting you mentioned Charleston and Isle of Palms!! ❤
I love to be at home I like to do word search puzzles
Yes!
Love your videos and your simple, open, down-to earth manner. There's a thing or two to be said about common sense, and one's - it should always be in. :) Keep up the good work.
I was wondering, would you mind telling who is the YT-ber whose exercises you watch?
Thank you so much! Yes, the channel I have been watching is Caroline Girvan. I have been doing her Iron Series workouts.
@@THEJENNIFERCOOKThank you so much and greetings from Serbia!
Just a thought would you consider ever having memberships? I like to support my favorite CZcamsrs and have a few memberships totaling less than $10 a month that I have budgeted for thanks to their tips . It seems only right they should share the wealth. I know you don't like to sell things, but if you are interested and quietly put a 99 cent or $1.99 membership or so so those of us who want to support you have the choice it might be another revenue stream.
I put my groceries or costco list on my Memo Pad Notes on my Samsung phone. As soon as I see I'm low, I put it on my list.
Reusable baby food pouches! Great for apple sauce, especially.
Facebook market place and free pages ! Literally first port of call even wait for it to come up there even if it takes slightly longer . Xx
Yes when it’s cluttered i can’t focus or think
Very nice
Thank you for sharing these wonderful tips! Is it worth it to pay off my mortgage if I’m planning to move out in 5 years?
Yes. You will have more equity and less interest.
I find eating out doesn’t always provide the same nourishment and fulfillment as a meal cooked at home. It’s still fun to do every now and then, especially on a night I want a break from preparing a meal.
Jennifer - what are your favorite or go-to easy and affordable meals to prepare?
I agree! With meals, I am trying to stay with as many whole foods as I can. I really keep it super basic.
Care to share the workout channel? I work out through YT for free as well, including weights/kettlebell (bonus frugality points if you get your equipment used for free/cheap). Some of my favorite workout channels are Bodyfit by Amy, Team Body Project, BurpeeGirl, and Kaleigh Cohen Strength.
Yes eating out isn’t as good as it was
❤❤❤😮😮😮😊😊😊
What workout channel do you like?
Hi there! I have been doing watching Caroline Girvan and doing the Iron Series workouts she has.
@@THEJENNIFERCOOK thank you!
I dont understand the homebody thing. The other tips are good
Some people are introverts some are extroverts. It’s for some not for others.
I'm retired, so I'm doing lots of reading.
That's me in 2 years 😀. I put my last book down when my son turned 2 years old! That was quite a few years ago!
@@FTG2Eli try audio books you can read anywhere and a chapter a a time.