Save Money on the Shingles Vaccine (Original Medicare DOESN'T Cover It!)

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  • čas přidán 29. 06. 2024
  • The CDC recommends that all adults 50 and older get the shingles vaccine. It is a very unpleasant but preventable disease. Adults over 65 are particularly at risk. Call us at iHealthBrokers at 888-410-0344. Our services are 100% FREE
    ★☆★ABOUT THIS VIDEO★☆★
    0:00 Intro
    1:30 What is the Shingles Virus?
    2:12 Get Vaccinated Early
    2:33 Get a Medicare PDP
    2:53 Read Carefully
    3:12 Go to a Pharmacy
    4:08 Time Your Deductible
    The shingles is related to the chicken pox but they are not the same disease. With the Shingles you’ll develop a very painful itchy rash that can last up to five weeks! It’s estimated that around 1 million Americans suffer from the shingles every year. Risk and severity increase with age. It can even result in possible nerve damage. This is why the CDC recommends all adults over 50 get vaccinated.
    If you’re still working, your best bet is to get the Shingles vaccine before you retire. ACA plans and group health insurance will cover the vaccine at no cost! So, if you’re watching this video and you’re eligible for the vaccine, but haven’t yet enrolled in Medicare, don’t wait!
    Many are surprised to learn that Original Medicare does not cover the shingles vaccine. Luckily Medicare Part D does. Additionally Part C plans which offer prescription drug coverage will also cover the Shingles vaccine, usually Shingrix. Read your Part D plan carefully to make sure your vaccine is covered and you are receiving the vaccine at an in network pharmacy. There are two doses which average about $200 per shot. Without coverage your bill may be about $400.
    Get your shot at an in network pharmacy. If you go out of network, you may not be covered. Additionally, do NOT get the shot at your doctor’s office. This will most likely result in a billing headache for you. Doctors usually bill Part B which does not cover the vaccine. The claim will be denied and kicked back to you. You’ll probably have to pay out of pocket until you can sort things out with your Part D plan.
    You’ll still need to meet your deductible. In 2022, the max deductible for any Part D plan is $480. If you haven’t met your deductible yet, you’ll need to pay out of pocket for the vaccine until you do so. Remember, your deductible resets yearly. Shingrix recommends that the second dose be administered between 2-6 months after the first shot. Try to time it so that you’ve already met your deductible to save money.
    If you have any further questions, please feel free to contact us here at iHealthBrokers at 888-410-0344 or ihealthbrokers.com/
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