Auto Sweep Facility In Fixed Deposit | Auto Sweep Facility In SBI
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- čas přidán 28. 08. 2024
- About This Video :-
in this video we have discussed of auto sweep facility in fixed deposit. we have discussed that is auto sweep facility good or bad for the depositors. we also have discussed with some examples that for which kind of people the auto sweep facility in bank is good and for which kind of people the auto sweep facility in bank is bad.
10 videos dekhe lekin best explaination yahi tha ab tak ka ek video me sab doubt dur
kr diye
Who come here after pranjal on sandeep maheshwari show😂😂😂😂
Me bro 😂🤚
Me 😂
Not everyone like you watches gawar shows
Me
👋
Sirji overall auto sweep is good or not ?
No
Kya baat hai sir Itna complex calculation ko km samay aur assani se smjhane ke liye.
Nice prepration.
Thanks
Simple and to the point explanations. Great job 👍
Wow!!
What an impressive & well explicite presentation on this very useful topic on ones own hard earned money management policy on bank account . .
Really dear brother too good presentation in a very simple way . . . Certainty you deserve to get a big 👍👍👍👍 for this video . .
Keep it up . . Thanks!!
Very good clarification F.D.holders.
Dil khush ho gaya aapki video dekh k, karan hai ki jitni bhi jaruri baatein thi sari ki sari aapne bahut achhi tarah example k saaath batayi..
I am thankful to you for your helpful video.
Amazing video bhai
kafi acche se samjhaye ho, sare doubts clear kar diye
thank you so much 💟
My pleasure.
Regards
Chup
धन्यवाद, आपके समझाने का अंदाज बहुत ही लाजबाब है।
जब SBI वालो ने 150 ATM चार्ज का काटा तब दिमाग मैं सवाल आया।SBI के TOTAL CUSTOMER लगभग 45 करोड़ हे। एक से कम से कम 150 लिए तो सब के TOTAL 6.9 बिलियन हुए 🙈🙈
O Bhai sahab
Are bhai par charge kam hai uska
@@bharattech6189 Mera to 250 kata tha
Baap re baap
Or jo atm installment maintenance n guard pe jo khrch hota h wo tmhra baap jodega...
Best Explanation ever on Auto Sweep Facility 😍
Thanku soo much.
Regards
Multiple fd create hoti hai, agar mai premature withdrawal karta hu toh ek h fd ka rate of interest kam hoga with penalty k sath ya sabhi ka@@XYAxisEducation
When i came doubt related to bank I always remember one CZcams channel have there my all doubt are clear and i'am happy ❤❤❤❤
Very well explained bro dimag me pura aa gya achhe se bhai mai bach gya mai jaa hi rha thha karwane ke liye auto sweep
Thank you sir bahut achchi jankari दी अपने ❤️❤️❤️🙏🙏🙏🙏 आपके बताने का तरीका लाजवाब था ❤️❤️❤️🙏🙏🙏
Multiple FDs banti hain toh jo frequent transaction karte hain usme yadi 1-2 FDs tk frequent transaction ho rha hain fir bhi saari FDs jo bhi form hue hain sabhi par rate of interest affect hoga ya sirf 1-2 FDs jo frequent transaction ki vajah se gadbad hua hain unhi k interest par effect honga?
In other words 1-2 FD k premature withdrawal par sare FDs k rate of interest par effect padega ya sirf un particular 1-2 FD k rate of interest par he effect padega?
Sir samjhane ka tarika bahut badhiya hai.very thank you sir.
You are always on point and dont do any bakwas….. love you bro🙌🙌🙌🙌🙌🙌
Thanks
Sir aapne to bahut achhe se explained kiya thank you so much sir.
Sir auto sweep account kholne ke liye bank ke kis adhikari se baat karna hoga.
Always knowledgeable, informative, easy to understand, I love ur channel
There are a lot of videos on this topic but your explanation was the best :) thanks man keep up the good work
Very well explained. Saved me a lot of hassle😌
Dhanyavad 🙏🏼
Bhai meko short me batana auto swap karu ya na karu
Very nice vedio,लेकिन एक बात बताओ आजकल हर जगह यूपीआई पेमेंट सिस्टम लागू है ऐसी सूरत मे चाय नाश्ते,किराने की दुकान,पेट्रोल पंप पर डेली पेमेंट लगभग हजार डेढ हजार रपय तक होता रहता है ऐसी हालत मे सेविंग स्ट्रेटेजी कैसी होनी चाहिये।
Bhut sahi tareeke se samjaya janab khub video like that keep it up 👌👍👍👍
Bhaiya thankyou so much ❣️🤗🙏 jaise aapne samjhaya vaise abhi tak kisi bhi video me nhi dekha thankyou again. Chennal suscribed and video liked😃😄🤝
Bro auto sweep ka matalab hota hai ki ballebaaz apne aap sweep maarta hai aur reverse sweep to mujhe Maxwell ka accha lagta hai 🙂🙂
No one Can explain better than you ❤️
7 day rakh sakte haina
Wow nice explain with examples 🙏 keep it up ❤
Thanku soo much.
Regards
Very well explained.
Thanks for such a clean and on to the point explaination
Just a doubt
Jo aapne kaha ki savings ka 3% rahega aur agar aap auto sweep wale FD se nikaloge to 2% ho jaega for that example... Lekin vo 2% hume 45-60 days( jo ki annually dekha jae to 8% ke aas pass hoga) ka milega jahaki savings wala annually 3% deta hai... So is it equal ya mai kuch miss out kr raha hu.. kyunki mujhe bhi inti knowledge nahi hai.. isliye doubt clear kr raha hu..
Saving account me interest add hota hai kya???
Question toh sahi hai yrr aapka.. Mujhe bhi answer chahiye iska.. Kyuki 2% toh 45-60 days me mil raha hai autosweep me balki savings me 3% annually milta hai toh autosweep hi sahi hai na.
Fd me interest add nhi hota na pr jese saving account me interest hota hai bese hi fd me bhi hota hai annually hi interest milta hai
Very well explained in easy to understand language! Learnt the concept which i needed to know!
sir very very nice explanation.....
sir few question....
1. sir lifo and fifo kya bank khud se decide karta hai ya fir hamaray pass bank option deta hai....and which one is better....
2. Dusra agar mere pass 50,000 hai and bank ne minimum fd deposit 5000 k breakup mein rakhi hai and mere account mein 3000 rs. deposit hotay hai to vo to FD mein convert nahi ho paayenge being less than 5000.... to fir vo kab tak fd mein transfer nahi ho paayengay ......jab tak account mein 2000 ya ussay se upar tak ki amount credit nahi ho jaati hai tab tak..... or maanlo ki 3000 rs transfer ho jaayey to phealy vaalay 3000 rs and 2000 out of 3000 mil k to 5000 ban jaayengay and fd ban jaayengi par fir balance 1000 rs. ka kuch nahi ho paayega jab tak next 4000 rs ya uss se upar ki amount transfer nahi hogi
Nice explanation. Pl make video on tax liability for d retired persons ( age between 58 and less than 60 ) . 60 and above comes under sr. Citizens.
Actually mein jan na chahta hoon ki... jo threshold balance hai..usse kam amt ka koibhi transaction karein aur turant wohi same amount wapas bank mein add kardein to kya kuch penalty legega...bank is sbi.
Means, suppose my sbi ac. bal. 30000,
Threshold balance 15000,
Sweep in bal. 15000(auto sweep fd amt.)
Then , if I want to debit an amt of 1k/2k/3k.. any amt less than 15k(threshold amt.)
And instantly credit that much amt. as well, is there any penalty imposed on my ac bal.
Plz reply 🙏🏻
बहुत अच्छे से समझाया सबकूज समझ आया sir
Sir, i think FD k case me Paytm payments bank acha hai.
1. 5.5% interest rate
2. 0% penalty charge on breaking premature fd
3. Minimum FD deposit ₹1
Yes!
Indusind and au have more
FD+TAX😎
Bhai aapne bahut achhe tarike se sari chijo ko bataya...Thanks ❤
Thanks . Very easy. If I ask this to bank employees. He never solve like this
10,000 /=ke gunuko mai 2 saal + ke liye 2 , 2 saal ke liye kitne khate khulwa sakte hai ya 1+year ke liye khata kurke luga taar pur(3months)pur Kya hum karwa sakte hai
Best Explanation ever on auto sweep facility 👌👌
3 question : is auto sweep same as flexi deposit....as you have make video on auto sweep facility....so what is flexi deposit plz make a detailed video on this topic also with comparison of both auto sweep and flexi one....
Sir agar 1 saal fd ka pura ho hamari threshhold limet 5000 h aur fd 20000 rupee ki h kabhi us 20000 rupee me se 18000ruppe nikaale to penalty lagegi kya aur dusri baat 5000+20000=25000 h aur usme se 22000 rupee nikaale to kya penalty h
thank you very much sir iss topic ko clear krna k liya
My pleasure
Ye btaiye ki mod me money add hi hoti hai aur amount keval increase hota hai to kis rate par interest milega
nice video... if account balance is below threshold limit for a long time... sweep already active...still penalty lagega?...how to deactivate auto sweep
How to deactive the auto sweep?
You have good hand expressions
Sir bahut acchi tarah se samjhya h aapne thankyou 🙏
Bahuthi aasan shabdome puri jankari denekelia aapka dhanyawad sir ji
Sir aap mere chemistry ke teacher ban jao plz bhot sahi explain karte ho aaap
Good explanation sir
As a salaried person and due to UPI we make almost all transactions online due to which it not useful for our people like middle class
Sir mere bank of baroda mai 3800 hai toh kya usme auto sweep ho jayega?
Auto sweep karne ke baad auto sweep wala paisa jarurat parne pe kaese nekle ga atm se ya net banking ya bank visiting
Shouldn't it be better to have a higher threshold for people who have many transactions/more withdrawal usually? 🤔
Yep
आटो स्विप मे जब हम FD को एक महिने मे तुडवा लेते है तो किस प्रकार ब्याज मिलेगा 7% या इससे कम मिलेगा तो कितना मिलेगा।FD का समय 1 साल है।
Jitne din fd mein tha utne din ka interest credit hoga saving account mein
4 mahine ho gye hai sweepi FD 5000 RS ki thi HDFC Bank me sewing akont hai us pe abtak Kitna instrast hogya hoga please bataye
Thanks for such a clear explanation 🙏🙏
À
V nice sir thank you... apka samjane k tarika acha se samaj aya 👍👌
Sirf ek hi drawback hai: 1% Premature panelty!
Mai jis Urban Cooperative Bank me job karta hu usme to woh bhi nahi hai. 💪
Video start at 1:08 min
Namaste sir 🙏 Aap bojot achha samjhate hen i like your explanation...
Thanks a lot, sir 🤜🤜
Very Well explanation
काफी अच्छे तरीके से समझाया
भाई जबरदस्त जानकारी दी है।🙏❤️😀
Bhut hi ache se smjhaya i love itt now i m subscribe your channel
Sir agar ham jitane time ke liye auto sweep in ka facility on karaye the to uske bad me agar ham withdraw karenge to kya tax bhi lagega. Please please please ......sir reply.......
I got all my doubt cleared after watching this video for auto sweep facilities, Thanks
Hi... Let suppose mine threshold limit is 50000 in Saving account and 40000 in autosweep FD...
I NEED 20000 SO CAN WE USE 20K WITHOUT IMPACTING FD OF 40K..
Pls clear.
. Kya m apna threshold amount full use kr skta hu ki nhi
Sir my bank thresholds limit is Rs 25000
If I withdraw the money upto 25000
Then there is no disadvantage?
Means if withdraw the money more than 25000 then question of disadvantage arise
Good evening sir......sir kya aap pnb bnk k liye btaa sakte hai mujhe autosweep k bare me
Sir but agar kotak mahindra bank band ho gya toh kya karenge isse acha hi ki sbi bank ka pe hi video banaye
Thanks sir, your explanation is the best way to explain to the point.🤗🤗🤗🤗
This is the bestesstttttt explanation jo mere dimag me ghus gya...Thanksss a lottt!!!
So If I did FD for 50K+ (If exceesds 50k)....Then I can get all benefits of FD, If I withdraw less than 50k
Sir, can bank penalized if I have not been crossed my threshold amount/ saving limits ? My withdrawn amount was within limit.
क्या आटो स्वीप मोड में करने के बाद पैसे withdrawl करने पे TDS कटता है
Very Well explained and Easy to understand thank u sir.
1 yea mature hone ke baad kya hoga woh batao. Kya wapis uski bhi fd renew ho jaayegi?? Agar aisa hai toh bina premature FD break kare apna paisa hi nahi naikal paaunga. Please explain this scenario as well.
Good Explanation.. Paytm Payments Bank account provide zero panelty..
👍
Sandeep sir ke video se aye ho kya
Sir mene axis Bank mai auto sweep fd kariya hai uska amount around 5 lakh hai but manager said to me you will get 7percent return if you do for 2 years
I did for 2 years but he said I will get return weekly on every Monday but I did not get it in account he said this is another flexi option you got another fb that has not account no is generated as fb once you break that I'd you will get return
Please suggest I did the correct thing on not.
Bhai,
Can you pls make video on HDFC Auto sweep facility?
Very well explained, thank you
Mera sawal hai.. yadi 5000₹ hai A/c me 10,000 ₹ ki auto sweap ho gaya to me 4000₹ nikalta hun to 1000₹ bhi available dikhayega ya vo automatically FD breck kar k 4000₹ mila k 5000₹ kar dega phirse?? Please explain
Thank you so much for making this video. It was very informative.
सर आप मुझे यह बताओ
कि यह AUTO SWEEP की सुविधा केवल सरकार कर्मचारियो के लिए हे या सब आम जनता के लिए
Sab ke liye hai
@@darkside1881 भाई आपने ले रखी है क्या यह AUTO SWEEP की सुविधा यह बताना
@@deepeshkuldeep7414 bhai agar app online banking use karte hai to online ho jayega nahi to branch me jakar 1 form bharna padega
And please make a video on the day's slab which has been given by every bank and how does it calculate the interest according to selected day's slab
Thank you so for this valuable information
Very well explained..Thank you
Best explanation. Thank you ❤
Bhai Bhai aapka advice class dekhne ke baad mujhe aaj bahat bada misunderstanding se mukt krawa Diya .kyun ki mera bhi AUTOSWEEP skim hai ..... Thnks 4ur video Cheng my mind.
So that means agr hum threshold se kam pese nikalte h ya kuch transaction krte h to wo savings account se niklege right? Not from fd to is case m sb normal chlega like no penalties ?
Sir jaisa aap bole video m ki multiple fd create hoti h auto sweep m toh agar hum 1 saal k liye kre auto sweep fd aur 9th month pe maan liye mera ek fd create hua toh wo toh sirf 3 months rahega fir
Ya last fd jo create hoti h usse 1 year calculate nrega ?
Please reply
Good job and excellent explain to auto sweep......👍
It's a temporary FD, it doesn't have any pre matured charge Bro...
Get the data from Bank...
I activated my auto sweep at SBI with a minimum threshold of 25k. I had a balance of Rs. 825000 so from November 1, 2022, SBI debited Rs. 800000 from my account and now only 25k is remaining. Now I can only make transactions over that 25k and cannot touch that 8 lakhs, which is something that the bank did not inform me. I just watched your video and realised that this is a total loss for me, since I do a lot of transactions. Please let me know how I can discontinue this ASAP and get my account back to normal. Also, please let me know the penalty amount associated with it.
Hi Ria Dash ! So i was also thinking about activating autosweep but I do most of my payments online so there is a frequent debit in my account. Here I have came up with a solution but not tried it till now.. I will let you know if it works...
Make a video on all bank auto sweep minimum balance and its intrest
Sir 1 my small question
1. Sapose that threshold axis mai 5000 hai or mere account mai 5000 aagya
To wah 1 FD banjayega 5000 ka
mera threshold mai total 5000 tha or wah total 5000 end ho gya
PENALTY LAG SAKTA HAI KYA
SBI SAVINGS ACCOUNT ME HIGHEST KITNE AMOUNT RAKHNE PAR TAX NAHI KAT TE?
Could you also explain sweep out facility? And if that makes sense
Very easy and understandable explanation.
MOD balance ka jo interest aata hai usme bhee tax kaat leta hai bank
Bhai.... your good at expalining things clearly. Thanks for sharing this kind of info :)
Bro threshold limit 15k hai to 15k tak nikalte rhenge to koi dikkat nhi hai na .. jab 15k se jada nikalenge (withdraw) tab dikkat hoga na