Paying DEBT with Savings Challenges • $1k+ into Savings Challenge

Sdílet
Vložit
  • čas přidán 5. 09. 2024
  • So many Savings Challenges today! This is my biggest Savings Challenge stuffing ever! $1k+
    It seems as if the storm we are in keeps bringing more rain. We are working to get a large business debt paid off in 90 days.
    Numbered Paper Clips: amzn.to/3VEyhZ2
    (I may receive commission if you purchase from the Amazon links in this description)
    Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener30...
    #debtfreegoals #savingschallenges #moneydiaries
    Join my membership to get monthly freebies, exclusive videos and more!
    / @snowgardener307budgets
    ALL MY SAVINGS CHALLENGES:
    June Binder- ‪@JanellRaeBudgets‬
    9. Miss Adventure ‪@lizandless‬
    10. Roll, Scratch & Save @toebeanbudgets
    Christmas Cuties Binder - ‪@CraftCoBudgets‬
    Snowflake Christmas Binder - @JanellRaeBudgets
    1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
    2. OCD Christmas -Dani @CraftCoBudgets
    3. Penguins -Tracy ‪@GoldenGirlBudgets‬
    4.
    5. Snowman- Janell @JanellRaeBudgets
    6. Mystery Savings- Kim ‪@StarBudgets‬
    7.
    8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
    9. Fred Jr.- Shannon ‪@307designstudio‬
    10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
    11. Double Sided Christmas- Judy ‪@savewithjudy‬
    12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
    Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    All of the challenges in this binder are from my Etsy shop
    www.etsy.com/s...
    Red Savings Challenge Binder
    ALL BUX- @reinventingrene ‪@reinventingrene‬
    Blue Glitter "Full Size" Savings Challenge Binder
    The Life of a Pig *
    Pop It! *
    Life is a Beach *
    Shut the Box- @reinventingrene
    2024- @TheALMOSTOrganizedOwl
    *= Use the link above for my Etsy store to find these products
    Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    The Great Aussie Scratch Off- @CraftCoBudgets
    Suitcases- Plan to Plan Sticker Co.
    Our starting debt total in April 2020 was: $365,862.62
    Our 1 year debt total in April 2021 was: $274,008.61
    Our 2 year debt total in April 2022 was $206,365.15
    Our 3 year debt update in April 2023 was $210,786.75
    Our 4 year debt update in April 2023 was $201,986.79
    NOTES:
    * In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
    * The above numbers include our mortgage.
    AMAZON STOREFRONT:
    www.amazon.com...
    (I may receive commission if you purchase from my Amazon store)
    FILMING STUFF:
    Filming Overhead Camera Arm: amzn.to/3mep9L5
    Camera: amzn.to/3mscnIV
    (I may receive commission if you purchase from the Amazon links in this description)
    FOREVER FREEBIES:
    drive.google.c...
    💌S N A I L M A I L:
    SnowGardener307 aka Marlene
    PO Box 281
    Pinedale, WY 82941
    EMAIL for Business Inquiries Only:
    snowgardener307@gmail.com
    S H O P S & R E F E R R A L S:
    • My Etsy: www.etsy.com/s...
    • 307DesignStudio Etsy: www.etsy.com/s...
    DISCOUNT Code: KEEPSMILING
    • Want to show your appreciation? ko-fi.com/snow...
    • SOUL MAMA - amz.run/6jej
    • FETCH - Referral Code- 1MTUEY
    • IBOTTA - ibotta.onelink...
    • FORJARS- forjars.co - Coupon Code: SNOW10
    DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

Komentáře • 99

  • @thevictoriagoogin
    @thevictoriagoogin Před 2 měsíci +10

    Ohhh naughty puppies 😂😂😂 how fun their friend taught them to sneak out 😂
    76$ for June incase you don't catch it later

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Hahaha...oh those puppies! Nope...didn't catch it but I did see your comment when you made it! So thank you!!

  • @kittyface7kat327
    @kittyface7kat327 Před 2 měsíci +1

    Great job Marlene! You and Bridger are kicking out that debt!!!!!!!

  • @savingwithPeggy
    @savingwithPeggy Před 2 měsíci +1

    Awesome! More money equals more fun!

  • @deeplansandbudgets
    @deeplansandbudgets Před 2 měsíci +1

    Watching while setting up my August Gratitude Journal.

  • @jlkuttler
    @jlkuttler Před 2 měsíci +1

    Silly dogs! Amazing job for June!

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care Před 2 měsíci +1

    It okay not to share everything. You share a lot with us. I hope people stop asking.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Thank you so much for understanding! We try to share all that we can but sometimes it is out of our control!

  • @TeachSaveTravel
    @TeachSaveTravel Před 2 měsíci +1

    You are always so encouraging ❤

  • @christineoreilly8912
    @christineoreilly8912 Před 2 měsíci +1

    Wow!!!

  • @Colourfulbudgetsuk
    @Colourfulbudgetsuk Před 2 měsíci +1

    Great video, loving how positive you are. You are doing a fantastic job.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      I try! It is so easy to get bogged down with life ups and downs but if you stay positive it makes life so much happier!!

  • @mariswayoflife
    @mariswayoflife Před 2 měsíci +1

    Watching you is inspiring ❤

  • @stephaniemartinez7233
    @stephaniemartinez7233 Před 2 měsíci +1

    Awesome progress!

  • @RoseAngella
    @RoseAngella Před 2 měsíci +1

    Good games. Love them all. 💜

  • @deannaedwards1147
    @deannaedwards1147 Před 2 měsíci +1

    Great job Marlene! Awesome progress😊

  • @redbone3951
    @redbone3951 Před 2 měsíci +2

    Awesome job on going to your debt

  • @SweetandSassyBudgets
    @SweetandSassyBudgets Před 2 měsíci +1

    Omg what a huge amount going to debt! If anyone can pay that big of a debt in such a short amount of time it’s you guys!!! Amazing job Marlene and Mr. Sg307 💜 💜 💜 that fishing challenge looks like to much fun , can’t wait to play it. Loving the chicken pox fish 😂 too cute

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Thank you so much! Oh this new debt was a little heartbreaking, but I know we can do it!! We just want to get it paid off so we can move on to our EF goal!! Hahaha...the chicken pox fish...hehehe!!

  • @TheBudgetPrincessa
    @TheBudgetPrincessa Před 2 měsíci +1

    Great video Marlene and so much progress 🫶🏽🎀

  • @thedramaticpanda
    @thedramaticpanda Před 2 měsíci +1

    Hey friend! Congrats that's such a great debt payment!

  • @Pamcatmom
    @Pamcatmom Před 2 měsíci +1

    I think you already share so much of your life that you should be able to have some privacy anywhere you choose. You’re doing amazing.

  • @TraciRogers-pn2jl
    @TraciRogers-pn2jl Před 2 měsíci +1

    What a fantastic job!!!! Great video

  • @thebubblystuffer
    @thebubblystuffer Před 12 dny +1

    Still catching up 😊

  • @adrienneadelsperger897
    @adrienneadelsperger897 Před 2 měsíci +1

    Great video!!!❤❤❤❤❤

  • @jennifermacklem
    @jennifermacklem Před 2 měsíci +1

    Love this long video!!

  • @sydneysmith1921
    @sydneysmith1921 Před 2 měsíci +2

    For June you have $76 not $66 I rewatched like 5 times saying no you miscounted the $10 (maybe you catch it before the end of the video I typed before I watched the whole thing) personally loved the long video 🎉🎉 way to go paying down some debt

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci +1

      Hahaha...oh the mistakes I make are just ridiculous! I didn't catch it in the video or the editing! I am so happy you love the long videos....I am just full of so many words. LOL This amount of money was amazing to be able to stuff towards our goals!!

  • @GandLBudgetingBesties
    @GandLBudgetingBesties Před 2 měsíci +1

    Great video 💚💚💚🥰

  • @tcslife4794
    @tcslife4794 Před 2 měsíci +3

    I don’t know where people are getting A bucks. I've found one since January. I'd never make it to Australia 😂

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      🤣🤣🤣🤣 A bux are hard for me to find too. I know it depends on where you live.

  • @thefeistyone7178
    @thefeistyone7178 Před 2 měsíci +1

    Loving your positivity (even on the days when you may not feel it) and how you're crushing all debt that comes your way. And personally, "flipping off" debt is a completely reasonable response.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci +1

      Hahahaha...yes to flipping off debt!! Thank you so much! I try to stay positive and when I succeed it does make the tough times so much easier!! 😍😍

  • @thomassteenerson8958
    @thomassteenerson8958 Před 2 měsíci +1

    ❤ another great video thank you for the motivation that you keep giving out❤

  • @gentlecharmbudgets
    @gentlecharmbudgets Před 2 měsíci +1

    Great ❤ Video

  • @patcole1537
    @patcole1537 Před 2 měsíci +1

    That was awesome Marlene!!! Thank you for playing instead of just paying. Have a great weekend.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci +1

      Hi Pat! Thank you so much! I just put the yorkies fourth of July scarves on! I love them!!

  • @rachelljordan2554
    @rachelljordan2554 Před 2 měsíci +1

    Nice video

  • @stephaniehale5547
    @stephaniehale5547 Před 2 měsíci +1

    25 or up

  • @angelaromero2542
    @angelaromero2542 Před 2 měsíci +1

    Thank you so much Marlene for the encouragement to keep going on whatever journey we are on. Paying off debt, saving for an emergency fund, completing savings challenges and building our savings for our Envelopes etc. You have been a Great inspiration and i appreciate You so much!!! Thank you. ❤❤
    P.S. Congrats on conpleting so many savings challenges and doubling the amounts. Great job!!! 🎉🥰

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      You are so welcome! It can be so discouraging when the storms hit, but we can't give up!! We have to keep our heads up and keep going! I appreciate your amazing comment! Sorry it took me a bit to reply! I did see it the day you made it and it brought a smile to my face, so THANK YOU!!!💜💜💜💜💜

  • @user-xk2wu2tl5e
    @user-xk2wu2tl5e Před 2 měsíci +1

    You missed some scratch offs in your June binder 😮

  • @daj536
    @daj536 Před 2 měsíci +1

    Awesome video! I just love your transparency and how you encourage us to keep going no matter what. 🤗💕 I was excited the video was lengthy! Thank you for all that you do! 🤗💕🤗💕

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci +1

      Thank you so much!! I knew this video was going to be a long one when I started!! hahaha!!

  • @savewithjudy
    @savewithjudy Před 2 měsíci +1

    Hello Marlene. Here watching and enjoying your video this evening.

  • @jus4wd
    @jus4wd Před 2 měsíci +1

    Love watching your videos!

  • @budgetrebelgoals
    @budgetrebelgoals Před 2 měsíci +1

    ❤❤

  • @Budget2Blessings
    @Budget2Blessings Před 2 měsíci +1

    Enjoy the video. You give me hope that one day I will play with a $1000

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Thank you! This was a first for me but it was so fun to put the money towards our goals!

  • @diannerichards6018
    @diannerichards6018 Před 2 měsíci +1

    Wow that is a fantastic amount 👏 🎉🎉.so glad you decided to play instead of just paying the debt . Lol flip it off 😂😂😂.I'll guess $187 for this round of STB. Well I was high 😂. Love the fishing challenge 😊. I know you guy will knock it out of the park ❤

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Thank you so much Dianne!! Yes...I figured let's play that money!! This video was a daunting task to edit, but so much fun finishing all those challenges!! Great guess on STB...I need to start shutting that box so I can have large numbers like that!! 💜💜💜

  • @marysigmon4913
    @marysigmon4913 Před 2 měsíci +1

    Hello Marlene , was getting ready to turn in and saw your video had to watch

  • @aliciawilliams5119
    @aliciawilliams5119 Před 2 měsíci +1

    How do we become members of your channel?

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Hello Alicia! Here is the link czcams.com/channels/9x0WaDdLmbx3iFnJkPeGQA.htmljoin

  • @NOVAFrugalFamily
    @NOVAFrugalFamily Před 2 měsíci +1

    Flip it off 😂

  • @TheMysticsoul77
    @TheMysticsoul77 Před 2 měsíci +1

    🫂💚💵✉️💪. I hope your storm passes soon

  • @Vikkilynn112
    @Vikkilynn112 Před 2 měsíci +1

    I have just started watching your videos but I am learning a lot from you just like I have from jamiernbudgets and Bria.Snyder. Thank you for sharing your journey!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci +1

      Welcome Vikki! I am so happy you are learning! This community is full of amazing creators with wonderful stories and suggestions!!

    • @Vikkilynn112
      @Vikkilynn112 Před 2 měsíci

      Thank you! Yes I am learning a lot from some awesome budgeters on CZcams! Yes I have gotten lots of ideas! Thank you again!

  • @tammybowen5307
    @tammybowen5307 Před 2 měsíci +1

    😊❤😊❤😊

  • @emmajeanhayden604
    @emmajeanhayden604 Před 2 měsíci +1

    WHAT A CD LADDER? IS THERE A SAVINGS CHALLENGE. I DON'T UNDERSTAND?

    • @Pamcatmom
      @Pamcatmom Před 2 měsíci +1

      Tracy at Golden Girls Budget explained it really well in her videos (a few videos back).

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Hello Emma! A CD Ladder is where you buy a 12-month CD each month of the year; thus, you create a ladder! The best video on the CD Ladder is Debt Free Jessie! Go check her out!

  • @varseyhumphrey9748
    @varseyhumphrey9748 Před 2 měsíci

    Can someone tell me how to get to the membership options?

    • @varseyhumphrey9748
      @varseyhumphrey9748 Před 2 měsíci +1

      Found it!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci +1

      Welcome! I am so excited you were able to find the membership information! I see you already entered your information in Postable! I will be sending out the July email today and I will get your free challenge in the mail this next week!!

  • @jojosmoney
    @jojosmoney Před 2 měsíci +2

    the excitement when I saw the length of the video!!!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci +1

      Hahaha....I am so happy you guys love my long videos because I am full of so many words! LOL