Living On $100K A Year In Fairfax, VA | Millennial Money

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  • čas přidán 2. 12. 2020
  • Kristina Truong, 24, lives in Fairfax, VA, and earns $100,000 a year as a project manager for a tech firm. She also started a cupcake business, District Cupcake, with her mom and sister. Kristina moved back home after graduation to save money and help pay for her sister’s college tuition.
    This is the latest installment of Millennial Money, which profiles people across the U.S. and details how they earn and spend their money. Do you live with your parents? Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K
    Read more about about their budget breakdown here: cnb.cx/3mCj86n
    It’s not every recent grad’s dream to live with their parents and younger sister, but Kristina Truong considers it a blessing.
    Saddled with nearly $25,000 in student loan debt, the 24-year-old moved back home to Fairfax, Virginia, after she graduated from James Madison University in 2018 so she could pay off her loans more quickly. She secured a job working as a project manager at a digital consulting firm in the Washington, D.C. area, earning $100,000 a year, and by the end of 2019, was debt-free, had saved over $50,000 and was preparing to move out on her own.
    But then the coronavirus pandemic hit, and like so many others around the world, Truong reconsidered her plans. Before the pandemic, she thought hitting a certain salary would make her feel fulfilled; now she views security differently.
    “I put a lot of emphasis on money because I was raised not having a lot, so I thought it was the end all be all,” Truong tells CNBC Make It. “Now, a goal of mine isn’t how much more I want to earn, but it’s the comfort that I feel not having to worry about living paycheck-to-paycheck or how we’re going to pay the mortgage or the rent.”
    That last point is especially important to Truong. When she was 8, her parents moved the family from Virginia to Phoenix, Arizona, where her father bought a home he thought would be a good investment. Her mother opened a nail salon, and her parents made it work for a few years.
    Then the housing market crashed in 2008. Each day fewer and fewer clients came to the salon, and her parents made the decision to pack up their lives, selling the salon and their home at a loss, and moving back to Virginia to live with family. Truong remembers the daily stress of not knowing how the family would pay their bills or where they would live.
    Though she was still in elementary school at the time, the experience had a profound effect on Truong’s relationship with money. “The most important lesson that I’ve learned about money is to always have an emergency fund,” she says. She worked throughout college so she could start repaying her loans before she graduated (a cousin also paid for half of Truong’s tuition) and attended as many events as she could to score free meals.
    Aside from paying for the necessities, Truong tries to save as much of her paychecks as possible so that she - and her family - will never again be without a financial cushion.
    “Being so young and seeing my parents struggle with their finances gave me the mindset of not wanting the same for myself,” she says. “Saving up and being frugal with my expenses has really stuck with me from a young age.”
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Komentáře • 2,1K

  • @nightingaleofficial3604
    @nightingaleofficial3604 Před 3 lety +2911

    Wow. That cousin’s selfless act is just wow. And the she turned around and will pay it forward. Double wow.

  • @chrisdang97
    @chrisdang97 Před 3 lety +2795

    this is probably the most wholesome
    Millennial Money episode yet

  • @Sahnya_Autumn
    @Sahnya_Autumn Před 3 lety +370

    So as I understand it, her smart cousin had a 529 plan in place for himself, which is a tax-free savings strictly for education, but he ended up getting full scholarships to all of the colleges he applied to so she got to use his tuition savings instead for her education. And now, she's paying it forward by footing the bill for her sister's education. If that isn't family helping family, than I dunno what is! From another Southeast Asian, you are an amazing human.

    • @trapbois4573
      @trapbois4573 Před měsícem

      Thats exactly what Jewish people do, they help each other and become more successful in the long run.

  • @samlee6152
    @samlee6152 Před 3 lety +1393

    I'm blown away. At such a young age, she's not only doing everything right with her personal finances, but she's also setting up the people around her for success. Super admirable. Great episode!

    • @enriquerenteria6089
      @enriquerenteria6089 Před 3 lety +9

      Easy to do when you grow up in a functional family, and have parents who have a house to let you stay there for years

    • @marianroberts7242
      @marianroberts7242 Před 3 lety +54

      @@enriquerenteria6089 I wouldn't call it easy. After all, there are tons of people who have those exact circumstances that aren't doing half of what she is. A 24 year old with a 100k job, her own business, and saving up for her sister's college tuition? Come ooon, she *is* exceptional

    • @lelabrooks04
      @lelabrooks04 Před 3 lety +6

      Her family WORK together!!! Plain and simple. Her cousin gave her his college savings plan. Thats why things are going as planned.

    • @kakpunk4455
      @kakpunk4455 Před 3 lety +7

      @@lelabrooks04 Asian families are like that.

    • @rohankhubchandani3694
      @rohankhubchandani3694 Před 3 lety +1

      @@lelabrooks04 she still had to pay 25,000 in loans and that's not including interest. any kind of debt to pay off is always tough.

  • @Jo-qb1xe
    @Jo-qb1xe Před 3 lety +1431

    This is the most responsible adult make it I’ve ever seen

    • @d.jmamba7237
      @d.jmamba7237 Před 3 lety +35

      Nah the nigerian girl in New York was by far as well as graham Steph and others. There are plenty

    • @arandomkenyan
      @arandomkenyan Před 3 lety

      agreed😎

    • @dcjohnson2490
      @dcjohnson2490 Před 3 lety +8

      @@d.jmamba7237 Yes, I remember her. Her name was Bucola and she has a CZcams channel as well. I think it's called "The Come Up."

    • @hannaw193
      @hannaw193 Před 3 lety

      @@dcjohnson2490 oh yeah. It’s hard to top her

    • @buzzlightyear8896
      @buzzlightyear8896 Před 3 lety +1

      @@d.jmamba7237 graham Steph? are you sure? he's just a money hungry guy, no where near this girl

  • @ilikelittlejimmys
    @ilikelittlejimmys Před 3 lety +1628

    Living with your parents shouldn't be looked down upon. It's perfectly fine if you help around the house and contribute.

    • @me4five
      @me4five Před 3 lety +80

      It's an American thing, I was made fun during my 20s, living in the Bay Area.

    • @youngfinance6319
      @youngfinance6319 Před 3 lety +32

      @@me4five they won't make fun of you if you make more then them

    • @t-bone9239
      @t-bone9239 Před 3 lety +7

      @@me4five it’s not just an American thing

    • @me4five
      @me4five Před 3 lety

      @@t-bone9239 My bad, that came off wrong.

    • @zoekenny3619
      @zoekenny3619 Před 3 lety +35

      Happens in Australia too. It's happening everywhere. Neoliberal capitalism has made life too expensive while wages haven't increased. But the 'brilliant economists' who brought us this system didn't realise that when young people don't have the means to establish their own home, this reduces the size of the economy because they're not buying home stuff.

  • @kobiadjei-yeboah6520
    @kobiadjei-yeboah6520 Před 3 lety +63

    Under 25, making 100k annually, rooted in the faith, giving back to the community, easing financial burdens within the family, AND a side hustle?! We love to see it! Peace and love from Canada!

  • @rickcross5377
    @rickcross5377 Před 3 lety +135

    Take notes: she staying with her parents to pay off certain bills and to help family. People in America look down on people who are over 18 doing this ( which is sad) and I think this is genius. Much respect to her

  • @jellyjell17
    @jellyjell17 Před 3 lety +713

    She makes a lot of money, but she also gives back and that is huge for a millennial in this day and age. Kudos to her!

    • @asadb1990
      @asadb1990 Před 3 lety +19

      if your family is supportive, you should help. if they are toxic, i wouldn't give them a dime.

    • @jesseman76
      @jesseman76 Před 3 lety +14

      She’s not a millennial.

    • @asadb1990
      @asadb1990 Před 3 lety

      @@jesseman76 how not?

    • @SpringoBingo
      @SpringoBingo Před 3 lety +15

      @@asadb1990 She’s 24, so she’s more than likely Gen Z

    • @JohnSmith-iw4qs
      @JohnSmith-iw4qs Před 3 lety +2

      @@SpringoBingo boomer-gen z.

  • @dayvidsdays5644
    @dayvidsdays5644 Před 3 lety +1065

    As a child of immigrant parents, I'm so happy to hear her story and that she's helping out with her family. Props to her and best of luck, Kristina, with your journey!!

    • @nightingaleofficial3604
      @nightingaleofficial3604 Před 3 lety +11

      What I love about her family...her parents and sis just based on this quick montage is that they are go getters and non toxic. Many successful first gen kids are taken advantage of by parents who, while are no longer in the do or die situation as new immigrants, act like they still are and keep making bad decisions and dragging their successful kids down with them because they still don’t know how to live full lives or improve their own lives even more.

    • @dayvidsdays5644
      @dayvidsdays5644 Před 3 lety +6

      @@nightingaleofficial3604 oh I can see that. It really depends on each situation. I think luckily her family is more nurturing and together. All families should be like that !

    • @dayvidsdays5644
      @dayvidsdays5644 Před 3 lety +6

      @@nightingaleofficial3604 I hope one day I can give back to my family. I made some poor financial decisions but I'm hoping I can show promise and growth for them.

    • @KristinaTruong
      @KristinaTruong Před 3 lety +3

      Thank you so much! I really appreciate it

    • @dayvidsdays5644
      @dayvidsdays5644 Před 3 lety +1

      @@KristinaTruong NP! You got it. Happy to see a fellow east coaster. I hear too much good news for people in the west coast. It's a nice change up

  • @ThuyNguyen-ud2gm
    @ThuyNguyen-ud2gm Před 3 lety +270

    "Pay my sister's college tuition", such a great Asian culture - we have a moral responsibility towards our family, we put our family above our own selfish needs.

    • @afrikan_criola1923
      @afrikan_criola1923 Před 3 lety +12

      It's african culture too.

    • @Awesoooooomeness
      @Awesoooooomeness Před 3 lety +5

      My older sister doing nothing for me 🥴 kristina is just a good person

    • @theendurance
      @theendurance Před 3 lety +16

      @@afrikan_criola1923 its no one's "culture", its just called being a good person. People in the West also pay for their family members college.

    • @Pushiesmakeover
      @Pushiesmakeover Před 3 lety +1

      I swear @selfishneeds. Same thing with Nigerians.

    • @mickylord21
      @mickylord21 Před 3 lety +5

      I'm black and pay for my brother. Its not limited to race

  • @quinton3689
    @quinton3689 Před 3 lety +159

    Donating $600-$700 a month she is definitely one of the most generous people on the segment

    • @fay8717
      @fay8717 Před 3 lety +15

      That"s why she has so much... her generous heart! Gotta love this girl cause living in Fairfax County is Expensive!

    • @JK8
      @JK8 Před 3 lety

      @@fay8717 she said she lives at home

    • @bonbonS1969
      @bonbonS1969 Před 2 lety +1

      to a church tho...

    • @randommonkey4900
      @randommonkey4900 Před 2 lety +2

      @@bonbonS1969 is that bad?

    • @ismt101
      @ismt101 Před 2 lety

      LoL. Go and look what these churches do in those third world countries than you'll understand that her generosity is doing much harm than good. These rich evangelical organization stall and disrupt many infrastructure projects through many NGOs in the name of environment. They also create artificial poverty and shortage so that they can lure the poor people towards christianity by taking advantage of their misery. These churches also fuel ethnic/religious riot and cleansing in many countries. Church of new zealand financed a genocide of indeginous people in north east india

  • @Jungernaut
    @Jungernaut Před 3 lety +1988

    Credit cards. Business owner.
    This girl is going places

    • @ye23.
      @ye23. Před 3 lety +95

      Why are americans obsessed with credit cards? Im from Aus, credit cards are the devil. Never had one

    • @KristinaTruong
      @KristinaTruong Před 3 lety +15

      Thank you!

    • @GlamGoddes101
      @GlamGoddes101 Před 3 lety +106

      @@ye23. Here they’re used to build up credit history so we can do things like rent apartments, buy cars, and other things that require you to have a good credit history. I think they’re only bad if you don’t pay them off

    • @quintonlamar2920
      @quintonlamar2920 Před 3 lety +37

      @@ye23. they determine our value here unfortunately. :(

    • @Emmanuel-ne3oi
      @Emmanuel-ne3oi Před 3 lety +35

      @@ye23. 1. improve credit history 2. great credit = leverage to get more money 3. credit card points/cashback = free money

  • @aminat643
    @aminat643 Před 3 lety +966

    Wow the family mentality here is strong. Kudos to her cousin for starting this tradition. I truly loved this one! It’s also shown me I can always do better 💜

  • @FinancialShinanigan
    @FinancialShinanigan Před 3 lety +1097

    If people get over the stigma of living with parents for a bit longer, they'll be farther ahead in their finances

    • @peaceandshine
      @peaceandshine Před 3 lety +74

      If the opportunity is available to someone, I definitely don’t think they should be looked down on for it. I lived at home 5 years after graduating college and that set me up really well financially for buying a house and paying for grad school in cash. I still helped my parents out and gave to charity, but I was still able to save a lot.

    • @pakigangsta5
      @pakigangsta5 Před 3 lety +90

      Yep! I'm Asian, bought my second house by living with parents till I got married. I have over 1 mil in assets now. In my 20s

    • @simply_sophia
      @simply_sophia Před 3 lety +26

      I wish my parents would let me stay at home, I’d be saving a lot more money 😭

    • @tracy_cakkes
      @tracy_cakkes Před 3 lety +2

      @@simply_sophia aw ☹️

    • @isabellavuong7901
      @isabellavuong7901 Před 3 lety +34

      It’s not always that stigma that keeps someone from living with their parents, but the people that do have the ability to live with their parents should definitely consider it as it will help them be ahead!

  • @famousamos
    @famousamos Před 3 lety +704

    I’m from Fairfax, Virginia! Aye what’s up! Anyone else?

    • @tarabeeeeee
      @tarabeeeeee Před 3 lety +3

      Nope I’m from Hampton lol

    • @vatd112
      @vatd112 Před 3 lety +12

      nah. I think you and this girl's family are the only people from Fairfax

    • @arluzzi13
      @arluzzi13 Před 3 lety +18

      Me tooooo. I’m from fairfax as well!

    • @nataliebrito8489
      @nataliebrito8489 Před 3 lety +18

      from arlington,va but close! :)

    • @yashmacin2208
      @yashmacin2208 Před 3 lety +14

      big up fairfax!

  • @robinsonmertilus5232
    @robinsonmertilus5232 Před 3 lety +744

    I’d bet she’s a solid employee. She won’t be sitting on $100k for too long. Hats off to her.

    • @uioplkhj
      @uioplkhj Před 3 lety +2

      I thought she owned her own business.

    • @aaronbuckets1326
      @aaronbuckets1326 Před 3 lety +27

      @@uioplkhj she works a job and helps with the family business as a side hustle

    • @Essays4College
      @Essays4College Před 3 lety +7

      100k with what experience at 24? It's not like she has 10+ years experience. Well at least it doesn't seem so to me.

    • @tiannawoodson3074
      @tiannawoodson3074 Před 3 lety +14

      @@Essays4College I'm 24 and make more than 100k and I also live in Fairfax County, VA. So maybe don't underestimate us ;) She's obviously hard working and has a good head on her shoulders. I'm sure she deserves every cent.

    • @Essays4College
      @Essays4College Před 3 lety +9

      @@tiannawoodson3074 Not denying your, or her, hard work. I'm just saying that if someone can earn that amount with little to no experience is that person really worth the salary now?

  • @amanderzw
    @amanderzw Před 3 lety +521

    So many people get to live at home but blow all that extra money or frivolous things. Good for her for supporting her family and doing amazing in life!!

  • @Ciaseea
    @Ciaseea Před 3 lety +95

    It’s so sweet that Kristina paid her sister’s college tuition.

  • @royroy4481
    @royroy4481 Před 3 lety +13

    Did the same thing! Graduated without debt, made 80-90k, lived at home until 28 while helping my family, got married and bought a home with 25% down at 29! I've only accomplished what i have through my immigrant parents hard work and dedication. They will never see the inside of a nursing home, I tell you that much! Way to go!

  • @santagatofan
    @santagatofan Před 3 lety +592

    So CNBC decided to feature the best person in the world. Got it.

    • @KristinaTruong
      @KristinaTruong Před 3 lety +19

      BEST?!

    • @lindal3841
      @lindal3841 Před 3 lety +1

      Honestly

    • @Tunechi65
      @Tunechi65 Před 3 lety +1

      @@KristinaTruong I agree! You're awesome. Not many understand the responsibility of us immigrants especially when it comes to helping our family once we make it. Kudos to you

    • @qcpresto
      @qcpresto Před 3 lety

      Except ... she's religious. Having an imaginary friend is usually a child thing.

    • @jeremyaquino4961
      @jeremyaquino4961 Před 2 lety

      @@qcpresto lol. it's always such hatred for religion. Seriously if religion is helping her be a better person then why do you care

  • @revirdkcalb
    @revirdkcalb Před 3 lety +773

    $600 per month to charity...Sheeesh. I'm pretty sure there are billionaires who don't come even close to that.

    • @Ray-iz7tv
      @Ray-iz7tv Před 3 lety +40

      Yes that is very generous of her.

    • @revirdkcalb
      @revirdkcalb Před 3 lety +45

      @The New Paulo Coelho I personally am not a huge fan of charity organization either, however, I was employed as a lab technician to do cancer research for 3 years and during that time my entire salary came from donations received by a cancer research charity organization. People at the top of these organizations earn a ton of money, which is the weirdest thing about this all, however, it's not completely a scam as at least part of the money is used fair and well.

    • @alecgalbraith5604
      @alecgalbraith5604 Před 3 lety +4

      @Angel S that doesn’t make sense. The tax write off is less than the money you give away.

    • @yinxuehui
      @yinxuehui Před 3 lety +7

      @@revirdkcalb Heyyyy! Fellow MLT here! I live about 90 minutes south of her in Richmond, VA. My parents are immigrants too. My parents didnt pay mine nor my younger sister's tuition. We used grants, govt loans and scholarships too. Both of us have lived at home after college graduation just like she did. When I graduated in 2007, I had $18,000 loans. I worked in a medical office at the time in the clerical area and paid all that off in 18 months. My sister had less debt because she was able to get more scholarships. She graduated with no debt. Like many immigrants' children, we saw how they managed money and we didn't want to be in their shoes either so we saved when we can. My sister eventually bought a house for around $200K and paid it off in 4 years from working as an RN. So there you have it. She's still working full time nights as an RN and I work part time on second shift as MLT since this Aug

    • @swicheroo1
      @swicheroo1 Před 3 lety +3

      @@pearlsugar783 How many Christians really tithe? Very. Few. Ever.

  • @datpspguy
    @datpspguy Před 3 lety +46

    As someone who lives in this general area, everything she's doing is extremely selfless. Those are core values that you cannot teach, those are engrained in you from watching and experiencing hardships. Wish her and her family the best of luck!

  • @ToddBaldwin
    @ToddBaldwin Před 3 lety +166

    You're incredible. Pitching in with your parents mortgage and assisting with the college tuition for your sister is very noble.

  • @MaryKim
    @MaryKim Před 3 lety +325

    the amount of humility and selflessness this girl has is inspiring :,) i truly teared up watching this!!!

  • @Ginajean45
    @Ginajean45 Před 3 lety +251

    This is arguably one of the best Millennial Money episodes I’ve seen. Her mentality with money is so awesome and inspiring. ✨

    • @Ginajean45
      @Ginajean45 Před 3 lety

      @The New Paulo Coelho Yes I am actually

    • @Ginajean45
      @Ginajean45 Před 3 lety

      @The New Paulo Coelho Yeah my name always gives it away 😂😂. I was born in America so I can read creole really well lol but responding is a little harder. Thank you for your kind words 💕 Mesi anpil !! Nou la

    • @Ginajean45
      @Ginajean45 Před 3 lety

      @The New Paulo Coelho No I don’t unfortunately 😕 Have a good night !!! 🌙

    • @ketobodybuilder2482
      @ketobodybuilder2482 Před 2 lety

      big deal , i survived off much less in Fairfax va. also a business owner.

  • @joannatran3608
    @joannatran3608 Před 3 lety +66

    Best episode ever!! She’s money savvy, cares about others and I love her boldness to speak about her faith.

  • @1Phedre
    @1Phedre Před 3 lety +58

    This young woman really has her act together.

  • @BeeTimesTwo
    @BeeTimesTwo Před 3 lety +296

    Giiirrrllll compound interest is still very much on your side at 24. Also a great person with a great and giving heart. Well done!!!

    • @jordan7027
      @jordan7027 Před 3 lety +8

      lo i know, 10 yrs ago she was a child. so she shouldn't feel bad for only starting now, its the perfect time - before than she was in education.

    • @outterboxthinker
      @outterboxthinker Před 3 lety

      Learn the tricks of day trading, then you can make 1%-2% daily.

    • @KristinaTruong
      @KristinaTruong Před 3 lety +4

      Better late than never! Thank you :)

  • @bryanotoole3038
    @bryanotoole3038 Před 3 lety +558

    *When she mentions her credit card system*
    Graham: *slow clapping with teary eyes* "YES! That's how its done!"

    • @samuelli2002
      @samuelli2002 Před 3 lety +23

      Also, she got Webull and she should get her 4 free stocks already (if not 2)

    • @ilovenyc2129
      @ilovenyc2129 Před 3 lety +6

      I was just going to say this!

    • @therealdavidleong
      @therealdavidleong Před 3 lety +19

      she already smashed the like button for the algorithm

    • @tracy_cakkes
      @tracy_cakkes Před 3 lety +4

      Hahaha and Webull She deposited a 100 dollars on the platform 🥺🙌

    • @nunya5235
      @nunya5235 Před 3 lety +4

      did he react to this one yet. I am sure he will LOVEE this

  • @skylinec83
    @skylinec83 Před 3 lety +79

    Not only is this girl going to be a millionaire by age 30, her sister is going to be following in her footsteps being featured on Millennial Money as well. Cousin - genius spreads gift of education on to her who then spreads it further to her sister and everyone wins. This is how society is supposed to work in the best case.
    You just know she's a great and wholesome person when she's not only helping her parents to pay the mortgage, but also paying $700/mon to charity. While I'm not religious whatsoever, the fact that she's so charitable and selfless really speaks volumes about her character.
    It's that immigrant struggle and hustle. I don't know how you can say anything negative about anything they're doing. Legit hats off to her and her family.

  • @iamwindchakra
    @iamwindchakra Před 3 lety +25

    I commend her. I was like 100k and you live with your parents??!!
    BUT paying off student loans, assisting parents with their mortgage and bills, and saving for her sister is so responsible and amazing.
    What a great story.

    • @edwinortiz1262
      @edwinortiz1262 Před rokem +1

      I'd do the same if I had family here. This area has high income jobs and high-cost housing to go with it.

  • @digitaldrea
    @digitaldrea Před 3 lety +254

    I legit almost started crying while watching this just because of how great the family values are so touching

    • @saulgoodman2018
      @saulgoodman2018 Před 3 lety +1

      Really? Must be a snowflake. Crying over her story?

    • @cerealis_5432
      @cerealis_5432 Před 3 lety

      @@saulgoodman2018 ❄️

    • @ahoosifoou4211
      @ahoosifoou4211 Před 3 lety +9

      @@saulgoodman2018 incel alert

    • @saulgoodman2018
      @saulgoodman2018 Před 3 lety

      @@ahoosifoou4211 do you even know what an incel is?
      I don’t get emotional over what people say or do.

  • @MsDEV89
    @MsDEV89 Před 3 lety +135

    🤯 it’s the kindness for me. Lifting each other as they climb. Amazing! That 529 story is such a life hack.

  • @otherryan
    @otherryan Před 3 lety +70

    DMV represent! But also she is killing it -- financially sound, family oriented, and a business owner 👏👏

  • @kk3382
    @kk3382 Před 3 lety +54

    She's doing great for a 24 year old, and there's nothing wrong with living at home a little longer, especially in this expensive DMV area.

  • @rachiboo14
    @rachiboo14 Před 3 lety +312

    God she is so perfect and such a nice person. She deserves the world

    • @willcasler4809
      @willcasler4809 Před 3 lety

      its cause she went to JMU baby! We breed well rounded, kind hearted citizens!

  • @christenford3864
    @christenford3864 Před 3 lety +55

    The generosity brought me to tears. This was beautiful and easily my favorite profile done on Millennial Money

  • @fdoctor79
    @fdoctor79 Před 3 lety +21

    It's the "I'm a 24 years old and make $100k annually" for me. Yasss! Continued success with all of your endeavors!

  • @elanafelberg1733
    @elanafelberg1733 Před 3 lety +34

    WOW!! This young lady deserves an award. This is the best story yet, she is working full time and not only does she live with her parents she helps her parents and her sister. She is concentrating on saving her money and she has a system on how to make the most of her credit card points, bravo!. She is also not wasting money on frivolous stuff. Graham Stephan will love this! Props to this young lady. She's an example to everyone.

  • @SincerelyDiane
    @SincerelyDiane Před 3 lety +74

    From a fellow 24 yr old here. She is doing great and I can tell they are a close-knit loving family. There is no shame in living with your parents while trying to meet some financial goals. It's a blessing that she helps them out too especially with her mom being laid off. One of the best episodes.

    • @harshitkapoor4765
      @harshitkapoor4765 Před 3 lety

      Can I ask something

    • @SincerelyDiane
      @SincerelyDiane Před 3 lety

      @@harshitkapoor4765 sure!

    • @harshitkapoor4765
      @harshitkapoor4765 Před 3 lety

      @@SincerelyDiane how's life in your country compared to india like I'm an average poor indian u can ask me anything I earn around 100 dollar a month I'm a toilet cleaner work 12 hours a day no holiday we live in a slum how's life there what u do

    • @harshitkapoor4765
      @harshitkapoor4765 Před 3 lety

      @@SincerelyDiane what happened

  • @bhaddassbre
    @bhaddassbre Před 3 lety +15

    This may be my favorite Millennial Money episode! She's doing everything right, and I love that for her! Paying for her sister's college expenses, helping out big time at home, being a business owner, what can't Kristina do?

  • @theexpierow8951
    @theexpierow8951 Před 3 lety +20

    I'm in a university lecture call and she's giving us a presentation as I'm typing this! Wow!

  • @romelrubio1821
    @romelrubio1821 Před 3 lety +85

    Wow she’s smart AF and so kind too. Love it

  • @Quanic2000
    @Quanic2000 Před 3 lety +267

    If I show this to my mom because she'll try to arrange our marriage.

    • @kuruptflip21
      @kuruptflip21 Před 3 lety +22

      I would mind an arranged marriage with her 🤣

    • @Quanic2000
      @Quanic2000 Před 3 lety +6

      @@kuruptflip21 i can't deal with the embarrassment lol

    • @alastairhewitt380
      @alastairhewitt380 Před 3 lety +17

      Lol and that would be a bad thing? You never know until you meet someone in person, but based on this profile she seems like a catch!

    • @hassu2149
      @hassu2149 Před 3 lety +10

      @@alastairhewitt380 if shes not a catch then idk who is...

    • @Marklee-lx7cd
      @Marklee-lx7cd Před 3 lety +1

      I wouldn't mind

  • @meredithk2892
    @meredithk2892 Před 3 lety +4

    I've seen all of the Millenial Moneys, and this is by far my favorite one. She's doing everything right, and they finally found someone who gives >10% to charity! Also loved that she spent time talking about her faith. That's how it's done! Keep it up Kristina!

  • @valetta29
    @valetta29 Před 3 lety +13

    Best episode yet! She has her finances locked down in order. Love how she values family. Her sister is blessed to have such a sacrificial older sibling and role model.

  • @saibushayer
    @saibushayer Před 3 lety +110

    *_MILLENNIAL MONEY IS MY FAVORITE SHOW OF ALL TIME!_*

  • @investingwithwilliamtherob2834

    That is nice she is helping her sister out with college since she got help too.

  • @blakeweyerhaeuserfreddy1461

    This woman is amazing. Paying the gift of education forward, helping her family, and saving for a house!

  • @OluBieber
    @OluBieber Před 3 lety +30

    I was already loving her then it got to the faith part and I was completely sold. Love it & rooting for you girl

  • @markobryantcu
    @markobryantcu Před 3 lety +234

    My hometown Fairfax. Median income there is over 100K. One of the wealthiest counties in America.

    • @Chaoes96
      @Chaoes96 Před 3 lety

      nice

    • @xaviersfinance2664
      @xaviersfinance2664 Před 3 lety

      I used to live there

    • @omidhussaini7504
      @omidhussaini7504 Před 3 lety +1

      I live not too far away away from Fairfax. It’s a nice area and I hope to buy a house there one day

    • @sushibi
      @sushibi Před 3 lety +23

      @@maryyiga7505 She said county, not country.

    • @fleekdasheek9176
      @fleekdasheek9176 Před 3 lety +4

      @@maryyiga7505 learn how to read

  • @CNBCMakeIt
    @CNBCMakeIt  Před 3 lety +58

    Do you live with your parents? Share your story with us for a chance to be featured in a future installment of Millennial Money: cnb.cx/32TYZ2K

    • @APennyPinchersGuide
      @APennyPinchersGuide Před 3 lety +5

      I live on my own like an adult 😁

    • @TheTruthFadeswithTime28
      @TheTruthFadeswithTime28 Před 3 lety +1

      I am at home will in Grad School

    • @MariaAndersenCrypto
      @MariaAndersenCrypto Před 3 lety +1

      I'm 36, no

    • @ilovenyc2129
      @ilovenyc2129 Před 3 lety +13

      What is wrong with living with your parents unless you are 40 with no job or you leach of them? 20-30 is fine. You can save up and of course pay your own expenses.

    • @astrea79
      @astrea79 Před 3 lety +3

      I did until I was 28 because northern virginia rent is stupid expensive

  • @iamsharon3306
    @iamsharon3306 Před 3 lety +7

    I love how the Vietnamese community helps each other. Kristina's story is just another example of that.

  • @ishtiaqmawla1504
    @ishtiaqmawla1504 Před 3 lety +15

    Bring back family values to the U.S. Normalize living with parents. It makes so much financial sense, it buffers you from isolation and mental health problems of not being with people. Your parents get to be a caretaker of your children, and in turn you get to look after your parents. It's a beautiful system.

    • @shysweet5439
      @shysweet5439 Před 3 lety +2

      only if you have a close family with a healthy, supportive dynamic. there is no way I could ever live with my mother (who owns her home and vehicle outright and retired early at 55), although I'm an only child. It's way too toxic of a relationship. Even a once a month phone call is difficult. I'm amazed by families like the one featured here, that seem so genuinely close but not overbearing.

    • @jesuslover5968
      @jesuslover5968 Před 2 lety

      It benefits people It doesn’t benefit the economy. Americans take too much pride in individualism

  • @abbyhenderson9574
    @abbyhenderson9574 Před 3 lety +47

    She is such a kind and generous person!

  • @md-ayaz
    @md-ayaz Před 3 lety +67

    Finally, a video where a person is responsible with money, out of student debt quickly and living with family (parents and siblings) this is the typical Asian family (India and whole Asia). This is pretty common in India. Nice to see that culture in the West.

    • @nedunedu747
      @nedunedu747 Před 3 lety +17

      This type of familial/community-orientated behavior is common in many non-western countries. Many African and South American households hold these beliefs.

    • @fabriceizzo2922
      @fabriceizzo2922 Před 3 lety +4

      Not just Asian. Everywhere outside the US including some parts of western Europe.

  • @DesertMav
    @DesertMav Před 3 lety +5

    As someone that was born and raised in Fairfax VA, this is a very accurate representation of being there financially speaking. It's also very funny since they moved from Arizona to Virginia and I did the opposite with my parents. Kristina is on a good path financially and has a very solid foundation to move forward.

  • @keatonmoore7413
    @keatonmoore7413 Před 3 lety +51

    I lost interest in people making six figures.. until this video. Wow she’s really down to earth and great with her money. Tough times make strong people!

  • @obefitness9911
    @obefitness9911 Před 3 lety +316

    Graham Stephan is gonna enjoy this 💯

    • @flawaii-pines6858
      @flawaii-pines6858 Před 3 lety +6

      Im wondering what he will criticize?

    • @chrislanejones
      @chrislanejones Před 3 lety +13

      Can't wait, he's gonna love her.

    • @obefitness9911
      @obefitness9911 Před 3 lety +7

      @@flawaii-pines6858 there’s nothing for him to criticize her on, except for the phone bill, she can get that down.

    • @Snsnsnxbn
      @Snsnsnxbn Před 3 lety +10

      Was saying the same thing, I think he’d like her a lot. Very level headed & smart about finances

    • @samuelli2002
      @samuelli2002 Před 3 lety +5

      I think Graham will invite her for a podcast.
      Dave Ramsey will enjoy this too if there is no credit card at all

  • @fanonxrogers109
    @fanonxrogers109 Před 3 lety +44

    I'm doing exactly what she is doing. Staying home with my family and working to provide for them. I make 130K and will eventually move out once I pay off my debt and I know my family is in a comfortable position. Glad to see other millennials like this.

    • @soulspirationgoddess
      @soulspirationgoddess Před 3 lety +3

      That’s awesome! What a blessing, what do I need to do to make that amount..? It feels like it’s time for me to be a software engineer lol

    • @RandomPerson1
      @RandomPerson1 Před 3 lety +2

      That's amazing! Hats off to you! Wish you and your family the best!

    • @fanonxrogers109
      @fanonxrogers109 Před 3 lety +2

      @@RandomPerson1 Thank you! we are very grateful to be where we are!

    • @tracy_cakkes
      @tracy_cakkes Před 3 lety

      That’s amazing! Good for you!

    • @wesleynice3823
      @wesleynice3823 Před 3 lety

      Facts minorities are different since we got to pick our families up as well

  • @kelseyford6870
    @kelseyford6870 Před 3 lety +11

    This is legit the most wholesome episode ever 😭😍

  • @BlindtoBillionaire
    @BlindtoBillionaire Před 3 lety +118

    Congratulations, this is awesome! I love hearing your story :-) good job with everything you’re doing. Matt

    • @KristinaTruong
      @KristinaTruong Před 3 lety +3

      Thank you so much!

    • @henderson100
      @henderson100 Před 2 lety

      Her story is very amazing.
      Thank God i made 6 figures from my trading platform

    • @brandenhamptin89
      @brandenhamptin89 Před 2 lety

      Which online platform do you recommend for newbies to know the secret on how to become a millionaire without loss?

    • @brandenhamptin89
      @brandenhamptin89 Před 2 lety

      They are actually the best platform for newbies and companies to use in other to become a millionaire once they get started
      thank you for the recommendation. I just started making profits now from the platform. I started my account with a small capital. I will definitely add more.

  • @JustinGabrielYoutube
    @JustinGabrielYoutube Před 3 lety +240

    *Watches before lunch*...looks like I'm ordering cupcakes now.

    • @KristinaTruong
      @KristinaTruong Před 3 lety +11

      instagram.com/district_cupcake/
      order some cupcakes for lunch!

    • @haniehiravanian2841
      @haniehiravanian2841 Před 3 lety +4

      @@KristinaTruong You are such an amazing person. I'm the same age as you and nowhere close to where you are in life. I also love baking, but never have had the confidence to start a business. Great job! I wish you and your family health, happiness, and success.

  • @danielnotman3051
    @danielnotman3051 Před 3 lety +20

    Absolutely my favorite Millennial Money episode! She looks at money as a tool to fund her sister's dreams, provide for her parents, and further the Kingdom of God through that Christian charity. But she's also hardworking, saves aggressively, and is investment-savvy. What an outstanding role model!

  • @clindevconsultant
    @clindevconsultant Před 3 lety +5

    What a great episode! Love how mature is she and does not only looks out for herself and her future, but also for her family. You can tell she is happy as she gives back to her family and community. She is also wise in how she stewards her finances. She is a great example for all young professionals to follow!

  • @cheifs32
    @cheifs32 Před 3 lety +18

    Her 30’s are gonna be lit

  • @MeetKevin
    @MeetKevin Před 3 lety +358

    Exciting!!

  • @oscarport5454
    @oscarport5454 Před 3 lety +23

    She’s doing everything perfectly. Graham is going to love her!

  • @Utubebieber96
    @Utubebieber96 Před 3 lety +8

    Beautiful, educated, kind hearted, hard working, AND the head of the household, it doesn’t get any more BOSS✨ than that, your parents must be so proud of both of you ladies 💕

  • @moneybee
    @moneybee Před 3 lety +25

    Cupcakes, a great family, AND a financially minded daughter... Those parents should be proud for raising a daughter who's living the American Dream!

  • @amde8554
    @amde8554 Před 3 lety +42

    I lived with my parents a few years after school, I was able to save for the down payment on my house. Great move!

  • @iniu468
    @iniu468 Před 3 lety +13

    She might be the best on millennial money so far.

  • @myopinion2941
    @myopinion2941 Před 3 lety +2

    Best episode yet! I love her and can tell she’s genuine. Wishing her all the best.

  • @AdrienneRamsey
    @AdrienneRamsey Před 3 lety +80

    When you have Jesus, anything is possible 😉. Bless you and your family.

  • @corbingross919
    @corbingross919 Před 3 lety +14

    She is probably one of the best people people who has came on this show not just in finance but she really cares about the people in her life. I wish I had someone like her in my life

  • @IAMOTAKU
    @IAMOTAKU Před 3 lety +118

    She's got beauty, brains, money-savy attitude. MISS INDEPENDENT! Loving it!

    • @implussed
      @implussed Před 3 lety +17

      and shes a kind and giving person! what cant she do

    • @colorfulcodes
      @colorfulcodes Před 3 lety +13

      She's the total package.

  • @emiliobetancourt6650
    @emiliobetancourt6650 Před 3 lety +2

    Love this story. Love that this family supports each other. You go!!!

  • @hiyoangie
    @hiyoangie Před 3 lety +2

    Ayee Fairfax on Millenial Money! Love that she's so family oriented and helping with her sister's college fund. The clip of De Clieu cafe brought back memories of studying there for finals haha. Def will check out District Cupcake ✨

  • @bobobobobobobobobo9393
    @bobobobobobobobobo9393 Před 3 lety +33

    She’s so smart, definitely going to build her wealth fast!

  • @itsgarryb432
    @itsgarryb432 Před 3 lety +4

    Family is really important and this story is the prime example of it. Very relatable and truly inspiring. Good luck Kristina, may the future bring you even better results!

  • @DekanlWWJP
    @DekanlWWJP Před 2 lety

    By far one of my favorite episodes! I got choked up by this woman and her families acts of selflessness. Everyone is so bent out of shape trying to make their million that they don’t think about those around them. Keep it up! Your family values and your families family-centric culture is beautiful.

  • @CalebOliver
    @CalebOliver Před 3 lety +12

    God Bless You Kristina! I love to hear people talk about their faith and finances! You are doing a great thing! Great Video CNBC MAKE IT! 👍🏾

  • @ash_posh_omg
    @ash_posh_omg Před 3 lety +3

    That is so sweet! She gives back to her family! I love that!

  • @dominick6131
    @dominick6131 Před 3 lety +31

    I think Graham might fall in love with this one.

  • @charlie996
    @charlie996 Před 3 lety +1

    I love seeing family helping family unconditionally.

  • @jmr18p
    @jmr18p Před 3 lety +2

    Most relatable episode yet. Kudos to all the recent grads living at home and saving before jumping into rent or mortgage payments

  • @BoydsterM
    @BoydsterM Před 3 lety +6

    This is the best episode, by far.

  • @boredbeingbored894
    @boredbeingbored894 Před 3 lety +5

    That cousin though! Mad props to him! I feel like money is always a sensitive issue with family members...

  • @Sagwafu
    @Sagwafu Před 3 lety +2

    There is so much love in this family. I am so proud of her.

  • @chrissyr6388
    @chrissyr6388 Před 3 lety +1

    What a sweet and smart cookie. You can only hope and pray your children will be this compassionate and giving. I really loved this episode 💕

  • @minicamini04
    @minicamini04 Před 3 lety +27

    Okay I love this girl 😍! She is so smart, ahead of the game and a woman of faith that gives ( tithes). Love love love it. Best one so far 👏🏾👏🏾👏🏾.

  • @coreychao9561
    @coreychao9561 Před 3 lety +4

    She's so financially responsible at such a young age. Very inspiring! Young girls should aspire to be like her.

  • @Beloved_Boahemaah
    @Beloved_Boahemaah Před 3 lety +2

    This is my favorite Millennial Money Episode. Thank you! I pray she continues to grow more prosperous😍👏🏿👏🏿

  • @nora02173
    @nora02173 Před 3 lety +2

    Wow. More than how obviously smart and responsible she is, this is a beautiful look into people who see their families success being of equal value to their own. So glad I found Kristina's new youtube channel through this!

  • @rparkxoxo
    @rparkxoxo Před 3 lety +12

    Hands down my favorite millennial money episode so far. She's so financially savvy and kind-hearted. Such an inspiration!

    • @harshitkapoor4765
      @harshitkapoor4765 Před 3 lety

      Can I ask something

    • @tracy_cakkes
      @tracy_cakkes Před 3 lety

      My favorite too now Along with the real estate appraiser guy and a chef in a Glamour video This ones now one of my favs

    • @harshitkapoor4765
      @harshitkapoor4765 Před 3 lety

      @@tracy_cakkes Can I ask something

  • @Teannaschannel
    @Teannaschannel Před 3 lety +18

    I can’t even get my sister to buy me lunch let alone a college degree

    • @Teannaschannel
      @Teannaschannel Před 3 lety +7

      @Charles it was a joke 😐 and I do all of that but thanks for your 2 cents! 🙂

    • @ashton8878
      @ashton8878 Před 3 lety +1

      @Charles working your butt off, saving and investing??? Geeze dude, live a little!

  • @Don-rb8to
    @Don-rb8to Před 3 lety +1

    A lot of respect for this lady here. She and her family is the definition of teamwork

  • @mariasantanasantana262

    Best episode yet! Truly heart warming, you are destined for greatness. God bless!