Home Buying Mistakes To Avoid

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KELLY ZITLOW, NMLS 164330
Sr. Mortgage Advisor
EVP, Sales & Marketing
[e-mail]
www.kellyzitlowgroup.com
480.725.0150
Kelly Zitlow is a Public Speaker, Sr. Mortgage Advisor, and Executive Vice President of Sales & Marketing with Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. All information presented is for educational purposes only and is used to help you as the viewer in your home buying or selling process.
Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Cornerstone Capital Bank, SSB. Member FDIC. NMLS ID# 2258 | Equal Housing Lender
Loan Production Office:
14635 N Kierland Blvd Ste 140, Scottsdale, AZ 85254
#mortgage #buyingahouse #firsttimehomebuyer

[@FatherTimeHS]

I'm hoping Interest rates drop significantly this year or early next year

[@MortgageHowDoI]

We're hoping interest rates become more favorable for buyers to be able to afford to enter the housing market. Fingers crossed!

[@mdemko]

why do you call it pre-qualification... not pre-approval? seems strange to me.

[@MortgageHowDoI]

These terms are easily used interchangeably. For technical purposes a “pre-qualification” is simply having a full loan application in & credit pulled by a lender. The “pre-approval” is the next step when all supporting documentation has been submitted and reviewed by the lender (i.e. paystubs, tax returns, asset statements, etc).