Best Bank For Regular Savings Account Opening
Vložit
- čas přidán 9. 06. 2024
- Kotak Mahindra Bank Zero Balance Account Opening Link
optimidea.gotrackier.com/clic...
--------------------------------------------------------------------
About This Video :-
in this video we have discussed that which is the best bank for regular savings account opening and in this video we have discussed the savings account of hdfc bank and icici bank and idfc first bank and union bank and axis bank. we have compared all the banks and have discussed which bank offers the best features for online savings account opening.
Apart from this in a separate video we also have discussed the best bank for 0 balance saving account opening. the link for that video is also given in description box.
Wife Bank Ltd is the best bank. This bank is available in every house which is under control of wife's.
bhai yaha sirf deposit kar sakte ho no withdrawal or withdrawal with conditions apply
Underrated comment.
😜😜😅😜😅😜😅😜😅🤣😅🤣😅🤣😅😅😜😅😜
Bhai ye bank bahut badiya h paisa deposit ke badha kabhi nahi milega
@@garvitsingh3376 milega iska hi koi chance nhi hai
I've maintained my hdfc since my first job
Then got ICICI as my current salary account
My patents use sbi for investments and things like fds and ppf
Which job bro !
sbi is best (i didnt asked them to open zero balance also there is no upper limit in that )
i got zero balance
no any charges (not even message)
10:28 This is what I've been searching for since a few months, quite confused between banks to open a secondary account just for UPI. Thanks a lot man ❤
IPPB Digital saving account khulwa lo ,Post office jaakr
Jio payments Bank or airtal payment bank is best for upi,Indian post payment bank I so many errors to transfer money in phone pay.
@@tele55airtel ab hr month 20 ya 25 ya17 rupay kaat le rha h koi na koi charge bta kr ,even when MAB is above 30k
As per my knowledge icici bank doesn't not allow only for virtual dc it's mandatory with virtual card and physical.
Yes bank Ki video banaeye
Physical debit card mandatory
When comes to Internet Banking you can't ignore SBI...
SBI may not best when comes to deal with customers but their online services are quite excellent than any other bank in India...
You can find their ATMs easily but not sure about money in ATMs 😂
Cash have only few daysinatm
ICICI has best internet and mobile banking
Axis is much better
@@pradeepdas8104What About santander bank?
@@parthmittal9605 Yes
बहुत बढ़िया और शानदार तरीका है आपका बताने का ।
ना बहुत तेज़ ना बहुत धीरे ।
लगे रहो sir 👍👍👍👍👍
Thanku .
Regards
Explained pretty well!! Good job brother!!!!
In government bank ....Union is the best in terms of service and online Banking is also good ....2nd is canara and then others like pnb and sbi ...sbi online Banking is better but other branch service very poor...and in private hdfc , icici , axis three are all good
Nice but one wrong info. Union Bank of India has all the features through mobile and net banking that you get with these Private banks. Whether that's ASBA, PPF account, credit car bill payment and all credit card/debit card related services, insurance, demat account, managing multiple sub accounts, blocking cads, opening and closure of RD, FD (various kinds), Forms, handling operative accounts, loan accounts all the other accs etc everything you can do with net banking and most of them with mobile banking.
Every thing is right but Union bank server is third class ,Time par kabhi kam ne aata😂
That's not all, I also do have an account, compare it to SBI or ICICI, it's still barebones. You can't even change your email id online lol. You have to visit branch and fill service request form for many things.
Pretty advance Mobile app NXT
Yes but so much issues with their server
Time pe kabhi kaam nahi karta hai 😂
How is app compared to other psu banks ?
What about cash deposit and withdrawal limits in axis , Hdfc at home and non home branch it is very important
In axis Bank if u avail online rewards debit card then only the DC charges Rs.590 otherwise for Normal cards Rs.234 and Rs.336
I have opened HDFC savings account in semi urban Branch, they are providing two type of debit cards
1) HDFC platinum fee 750+18%GST = 885
2)Rupay card 200+18% = 236
and I also have seen in their website there is no ₹150 debit card in HDFC, starting debit card is from ₹200
In debit card point ICICI platinum debit card is best with ₹1,00,000 withdrawal limit @ ₹150+18% = 177.70
I am also having savings account in ICICI, It is the best debit card I think
Yb hii❤8
,🎉f😂 hn.
/do
But these banks have started charging for NEFT and IMPS transfer to other accounts. Do you experience the same, if yes plz do mention. Actually I have regular saving account in HDFC bank, it charges for imps transaction through netbanking.
@@Ujjwaldev6444Only 4 transactions are free of cost if you exceed those limit they will charge
All private banks do Rs 10000 min balance maintenance otherwise your balance will be deducted.Where as all PSB s doesn't do. All rural areas PSB gives support ..... support PSBs .All people r not rich to maintain balance of Rs 10000 monthly .PSB is a better option than Private banks.
Bhai kotak 811 o balance no pro
I'm having my Axis savings account since I was minor with ₹5000 initial funding and MAB (now its ₹6000 for initial funding and ₹5000 MAB) with superior service at fingertips. Having a savings account in SBI too with decent enough service still these private banks offer much better personalized services which any PSB lacks
bhaya apne bahut ache se bataye
Thank you bhai etani detel ME samja ne ke liae ❤
Why you have not mentioned anything about SBI salary account?
Sir axis bank Debit card manual charges leta hai kya
Boht achhe se smjh aa gya👍 superb 🤗
Koi bhi bank best nhi h bhai sahab jabarjasti ka video bna rhe ho
For me HDFC is best with 2500 AQB maintain 👍 Customer care is Decent
Can you make an informative video on Bank of India ?
I have account in Union Bank of India, loving it. No problem at all.
How much minimum balance you maintaining
Very very well explained thank you so much Sir for this video 📷📸❤️❤️❤️👍👍👍👍👌👌👌👌
Kotak Bank is one of the best banks they don't constantly bother you by selling other products and pretty decent service,when it is high end tech Bank it is HDFC.
Mera
Bhai Kotak bhi aane wala hai cross selling mein.. lets wait and watch .. aa chuka hai ap pe bhi ayega.. if you are in the privy league customer
Worst bank ever is kotak
Sabse kachra bank hai Kotak.
Bank account freeze ho jata hai kotak me
Sir hamare sahar me kotak bank ka branch nhi to to me kon se best bank me zero balance saving account kholwana chahiye
I'm hdfc bank employee good information god bless u
HDFC also charge 590 debit card on Regular Savings Account.
In private banks Axis is most current bank
Lucky people like me who maintains 2500 in metro city
Sir should I use union Bank of India for trading in stock market please reply??
Konsa saving bank acha h jo zldi credit card approval krde maintain krne k bad
Can u please explain the process of family banking of the different banks and benifits of it..!!
Axis bank account provide the service of family banking
Union Bank is most underrated bank❤️
Yes❤
No sBI is best
@@ritam_maity the worst I can say... I think you're new to this😂
The server of sbi is almost everytime down
@@shivamprakash1747 yes bro best government bank union Uco Or canara hai...
Sbi k jada customer hai ishliye sbi aisa hai but thik hai itna chalta hai 😀
Lekin firbi union Sare government bank se best hai ♥♥
me ise try krna chahta hun dost. len den thora zyada rehta hai mera...jese 4...5 lak pr months. agar tum ise use kar rahe ho to batao. kesa hai. me sbi, canara, kotak sab use kar raha hun... but ise karna chahta hu ab. batao kuch khas bate
Sir I resident in urban/semi urban area… can I open account in rural/gramin branch😊
Superb video.
Sir kindly make a video on Kotak Mahindra Bank vs HDFC
101% hdfc> 😂
Axis Bank debit card charge is 300+GST which comes to 354
590 hai ab
For your information I am the employee of axis now in metro city you have maintain 12000
Thanku for updating .
Regards
And 25000 in HDFC bank
Absolutely correct 👍
Employee hona jaroori nahi hai ..
customer Hona Jaroori hai....Axis Sabse Ghatiya Bank
Mujhe bhi khulwana h axis me
Thank you so much sir aapne bahut hi acche tarike se banking ke bare mein account ke bare mein samjhaya
hdfc ka virtual card kaise lenge?? apply karne ke time mai to physical ka only option a rha hai
Central Bank of India ( personal account)
Punjab National Bank (self saving account)
State Bank of India ( sallry account)
Jupiter Federal Bank ( investment account Stock FD Shoping )
thank you (abhi hack karta hu)
Central bank of india worst service
Canara Bank & Bank of Baroda has got the best mobile banking app experience just like Icici
Which psu bank is best in terms of mobile app experience...i already use bob world which is decent
If I live in a semi-urban area,And if I have 10 thousand taka in the bank for a year and I never change, that 10 thousand taka is never transacted then will any money be deducted from my bank?
sir mera account hdfc me zero balance me open kiya tha kya mujhe bhi mothly balance maintain karna pedga.
I'm the customer of HDFC Bank since 2 years , The best bank for security and services is HDFC , the minimum amount need to maintain is 10k and maximum amount is 25k , if you maintain 25k monthly there will be no surcharge for ATM card , SMS and five Transection free from different banks ATMs
Idfc mai other atm unlimited free hai aur card ka koi charge nhi lagta sab service free hai bas 25k rakho
That sb max a/c 25k
that's too much
suggest me what's best for student who don't earn
i think sbi
Aur jiske pas 25k nai hai wo to chutiye hai
Axis bank is best
3:26 metro cities me millennia debit card by default dete 500 plus gst
yes
Punjab and sind bank offers saving bank account with zero balance and atm is free for first year. If a person is opening salary account than he will get 40 lakh insurance free...
Please make a detailed video on UCO Saving Acount 🙏🙏🙏
Boss union Bank net banking facilities is very good and union NXT app is best
Why didn't you tell the interest rate of Union Bank of India????
Which Bank Account Best For investing ( share market, Mutual Fund And Trading) please tell sir
Best bank for subsidiaries health insurance for saving customers???
Union Bank of India best hai abhi app update ke baad baghut achha hogaya hai sabb chiz kar sakte hai isme
Jab zindgi credit card pe chale toh sab dhundhla hi dikhai deta hai 😂😂
Please make Video on ,"best bank account for Salary"
Because ever year New people gets job.
Mere hisaab se idfc first bank ka app bahut jabardast hai
Why private banks operates only in metros ?? Why not let them do business in most rural areas the SBI does right agri , sme etc etc !! Let them open jandhan a/c , let's see how politely they provide services to those areas where SBI and others PSBs does !!
Sahi bola ..u ignore their products what they are marketing and then see their services..and then ppl curse psu banks
Bruh!! Private banks are not out there for charity. The are here to do business in a proper/promising capitalistic environment. Once the rural section starts developing, you'll see the penetration of private sector banks in those areas. Already there is small finance banks kicking off in those parts and the other giants will follow up soon.
These banks are only for rich people.
A poor person's salary is 10 thousand, how can he maintain the balance in these types of accounts.
In this case you can go for kotak mahindra 811 account.
Regards
exactly
Open with union bank
Go for fi bank its 0 maintenance bank
Union bank is best👍
In my area Sbi is excellent they do work very quick and respond well and also no charges at all
Agar main hdfc account ko metro se rural area me transfer kara lo to kya mera amb 10k se 2500 ho jayega. Please tell me
appreciate ur efforts sir greatly explain 🙌🙌🙌 thanks alot ❤️
Thanku soo much
Bank of Baroda always .Best service .
Please Give Some Video Citi Bank,Standard Chattard,HSBC & American Express
Can you please make a video on the best remittance service provider in india
Sir ji AXIS BANK ka METRO me minimum monthly average balance 15000 hai please correct 🙏
Kotak is good till you are using its app as soon as you will interact with their employees your perception of good bank will be brust
1000000%सत्य
Sir Ye bank jo aap ne bataayi hai vo har month intrest dete hai ya 3 month pe . ?
i been using idfc bank since 2017 and found one of best bank as they never deducted money from my account but always credit intrest in my account other bank charges if you dont maintain minimum balance and also charge for monthly feesa pn atm withrawn but idfc never did i get unlimited withrawn money and they also got best bank of the year award
Thank you sir
Bahi Union Bank ab sare online facilities deta hai .....best hai iska net banking
Very informative bhai 💯💗
O my God clear cut information bro to good job
At present time ubi or other psu bank mobile banking facilities are same as private bank and in psu bank mab is very low and not hidden charges or disturbances like private bank . And we surely say that sbi facilities are equal to icici bank or other private bank.
now in ICICI Bank metro city minimum 25k you have to maintain
Where show bro
@@sammusic6299 icici silver
Bhai mein toh AU small finance mein mera account hai.. Ma kasam itna mast bank hai.,, pre approved, saving, nach all facility available... My best experience with this bank
Jay Shree Krishna 🙏
HDFC Rural branch mein.. Average Monthly balence nehi hota.. Average Quarterly Balence hota hein..
बहुत बडीया नॉलेज है भाई आप का.
Sir axis bank me initial amount ke taur per fd raksakte hai kya 12 ye 15000
Digi bank by DBS bank is awesome 💯
I am using it for thr last 4 years bro
*_sir indusind bank me 0 balance wale account par virtual debit card ka option milta hai kya ??? please respond_*
Virtual debit card available nhi h hdfc me
Sir Mera ek sawal hai ki aapne SBI online savings account k bare me ye bataya tha ki debit k liye 125 rupay charge karenge Bank Wale lekin mere sath to kuch Aisa nai hua by post se mere Ghar pe SBI debit card de gaya wo bhi Bina kisi charge ke
Union bank ka app hdfc se kafi acha hai mai dono use karta hu. Union bank has one of the best app at par with sbi
Ha hdfc ka app kabhi samj k bahr hai ..isse acha toh bob ka app hai..i don't understand itne saalo se kyu nahi kiya hai ..mein 10 saal se use kar raha hu pehele bhi aisa tha aaj bhi aaisa hai
Go with Bank of Baroda ... They have zero balance account which have all facilities ...
No
@@tarakram9333 U should contact branch and tell them .. to open zero balance account
@@rajendrajat46 yes bro I went to bank they said you need to pay 2k and maintain no zero balance account
@@tarakram9333 the existing account of urs having negative balance?
@@rajendrajat46 i dont have any account in bob
Use 1st time credit card, I have some query on bill payment - Last mount - total spend / Current Outstanding was 5032.38 , bill generated for it - 5032 , after fully payment this bill but in app in Current Outstanding section it showing rest 0.38 paisa which is not included in last bill. how we can adjust this rest amount of paisa , is it any problematic in credit score taking.
Pay One Rupee extra there will be no issue...
Sir agr mere account me hmesha 50k balance rhe to average balance maintenance rhega n IDFC ke 25 k wala me
1 more update for IDFC, it gives 6 percent now on balance of 10 lakh and more
means it gives 5000 every month as a interest on 10lakhs?
@@himanshuthiaria1343 annually.
Sir ,please suggest "Zero Balance CURRENT ACCOUNT " with Pros and Cons.
Kotak 811
Thank you for good suggested for ICICI
HDFC vs ICIC which is better? For saving account
can we haver both physical debit card and virtual debit card?
Lol physical card lena na lena wo choice hai par virtual card show hota hee hai chahe physical card lo ya na lo
Why axis bank has such high rate for their debit card?
Is there any specific reason they provide for it?
Yes, because they give 30 transactions with ATM free😌
Have you tried South Indian bank sib mirror+
👍
Best video
Axis offers 3 percent of interest upto ₹50 lakhs
3.5 percent is offered over 50lakhs
Who keeps 50 lakh in bank😂
@@Dino-fz8jl many people do
Bhai meri ek injury k karan mere 12 cheque bonce hue hai mera cibil 745 tha 620 hogaya agar mai Sare dues and loan amount clear kardunga toh mera cibil theek hojayega i know 3months ka time lagega pay karne k badh bhi sahi hone mein lekin ap k point of view se kitna time lagega
Dekho kitna bhi time lge...aap sabse phle to apne sare dues clear krdo..
Ab banks loan alag alag categories me deta hai
1) bank ke fav customers wo hote hai jinhone aaj tak na koi emi bounce ki hai ma koi default
2) bank ke 2nd most fav customers wo hote hai jo emi bounce krte hai lekin bank ka loan pura kr dete hai time pr..
Soo apka case 2nd hai..thoda cibil hit hua hai to aise me koi bhi naya loan ya credit card ke liye apply mat krna 1saal tak...aur jo loans chl rhe hai unka jo kuch bhi pending hai phle unka repay krdo
@@XYAxisEducation tysm bhai for guidance
Need updated video on every topic 2024
I have recently opened an ICICI bank account. They asked me to deposit 50K saying that I have to maintain that fix amount for 3 months after which I can withdraw and enjoy zero balance.
My account is already activated but yet to deposit.
If anyone can tell me this is how the procedures is?
Which is the best bank for savings only