Condo Life in Cebu, Philippines - Monthly Expenses For a Single Expat
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Condo Life in Cebu, Philippines - Monthly Expenses For a Single Expat
In this video I go over my monthly expenses as a single expat living in a condo in Cebu, Philippines.
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About me: My name is Gio and I left the USA over 5 years ago to travel SE Asia and live a better life. Follow my journey as I travel around The Philippines showing everyday life and travels.
My channel: Reviewing different islands and cities in The Philippines as places to visit or live, condo and apartment reviews, dating tips, & how to travel and live inexpensively in The Philippines.
you mentioned about having Netflix and Hulu and all of these other video streaming services, but I am curious which heading those costs fall under?
Can't find your condo video
Great video again!!! which visa category you replied under if not married and under 50?
Finally a current video from a Single guy's perspective.
I have a similar life style in the Philippines, but I have lesser expenses than you! I’m glad you like living in my home country. I’ve lived in eastern U.S for 55 years, I love it here, but life in Cebu is better. Thank you for appreciating the Filipino lifestyle.
Women's retirement are way simpler than men's especially single men's. My goodness what will you be doing with all your money if you have less expenses than him. 55 years in US is huge money. The house alone practically tripled in value. I suggest you eat all the food in expensive restaurants now and spend the money down so you don't give them indirectly to people who will squander them. You earned them.
Can you briefly describe why life might be better in Cebu vs Manila per se. I am thinking about retiring there less than Five Years from now, most likely going there a divorcee, also i am using the Asawa's acct here lol, Korean guy writing this...
I live in Bacolod, my expenses are much lower but I can get my daily macadamia nut cookie at Starbucks, for the phone I pay 400 pesos a month for unlimited data, for the most part I use 2 electric fans unless it's really warm then I'll use the ac for 4 hours then use the fans, food including eating out $200, I often eat at home to lower my salt intake, haven't done any travelling, hate the new protocols, I often use public transport as I'm in no hurry to go from point a to b. I eat a big meal for lunch but dinner can just be a sandwich or a blizzard at DQ.
Just watched this video and I totally understand what you’re saying about your budget for you and how you want to live. I have watched several videos on monthly budgets and I feel they all share some great insights and honestly it really boils down to how you have and how you want to live. If I get to make my way down there in a couple of years, which I hope to, everyone sharing there budgets and how they do things is a great help. I’m really going to have a lot of research to do, I want to be prepared. Thank you for sharing your budget.
Thanks---I will do something similar with more travel---have traveled around SE Asia a bit but I am not decided on a homebase. The Mactan area looks like it has a lot to offer.
Thanks Gio.
Been watching you awhile now,always find you well informed.
Appreciate your straight forward attitude.
Very thorough, Gio. VERY realistic budget for us spoiled Westerners; I can't think of any expense category you didn't cover.
thanks for the informative video. i am 51 and plan to use the SRRV classic and this video gives me an idea of average expenses.
Thanks for that detail monthly expense vlog; yes, anybody can spend less or more but if you're perfectly happy with what you're doing now, keep doing it! Stay safe, Gio!
Thanks for all the details, I have watched all your videos, very informative and helpful to a guy that hasn't been there yet.
Nice work. Thank you for the time and effort. No need to justify your costs. It's about your quality if life. While I understand it's relative, like you, I always enjoyed an upward and higher quality. Life's too short. Stay well.
Thank you
Good advice Gio, thanks
👍🏻👍🏻’s up! You seem more happy than previous months.
I am!
Nice job.
So often we have to FFWD through the obligatory "everyone is different" lecture. I think we all know that.
Giving hard numbers in a concise manner is preferred. The "expectations of local girls" on a date was also insightful.
Well done.
thank you. Moving to the phillipines this Summer. Need all the help I can get.
Great video and advice!!! Thank you very much.
Good info Gio, thanks
I like how you broke this down. Good to know this stuff 👌
Good video, very informative thank you
Thanks for sharing your expenses, and I can see the advantages for sure. As a guy who is thinking about the Philippines, Cebu and the surrounding areas is really attractive. Two things come to mind from your video. One, are there suburbs around the area that you could save a little on rent but still be close to the city and take advantage of the lifestyle. Two, at some point in 22 and beyond, the rents in this area are going to go back up to pre-pandemic prices and then continue to rise as they were before the pandemic.
Well it is your life and you can afford it so I got you on that. Thank you for the video it is very informative. I am a few months away from retiring and I am ready to start my new life.
I am already semi retired and enjoy working part time. I’m considering full time retirement in either Thailand or the Philippines after the Pandemic, not before. I have a feeling the Pandemic and related travel restrictions are going to be with us for a least another year or two (but I hope I am wrong)
@@wmjohns881 , we ALL hope you are wrong... ;)
Hey Good, live the way you want. You're doing an awesome job letting everyone know stuff about the Philippines. Thank you.
I appreciate that!
Great video Gio. Very informative and detailed. Great place for people to start if they want to try to live in the Philippines. Location and lifestyles will definitely be an influencing factor but you have given a lot of explanation on those factors.
Thank you
Thank you, Gio! for sharing this, very valuable!!
Welcome
Thank you for the information. I'm thinking on living in San Felipe La Union in the provinces up north. Great blog.
Great Info. ...highly appreciated..!!
Great videos...
Thanks for sharing.
Thank you for your honesty, and understand the way you think about living a comfortable life.
Great information...Thanks.
It cost me $4000-$5000 to live basic life is Southern California and the female population here sucks so that does not include dating. Can not wait for Thailand to open up and enjoy life again.
You'll do well in Thailand with half that budget.
I would of thought Southern California would of been over run with Women
I lived in Jomtien in 2019, a 5 minute baht bus ride to Pattaya but MUCH better beach rentals and prices! 900 meters to the beach, huge pool, cable TV, wifi.. $220 usd a month.
Fresh street Thai food $1.70.. great weather, $9 one hour body massage, smiling faces, 10 baht (33 cents) bus rides, and I walked the beach boardwalk daily for free.
My Navy pension is $2500 a month.. I spent $1500, had fun and saved $1000.. but I DON'T drink alcohol, so give yourself $300 for beer money if you drink.
But with all the extra costs and quarantine, I'm in Mexico City "NO restrictions" until November. Curtis from San Diego
You can go to Thailand now, just have arrange a visa in advance, have a negative COVID test no more than 72 hours before departure and do 14-day quarantine in a state-approved hotel once you arrive. Need travel / medical insurance too. So, not good for those wanting to just do a short vacation
@Robert Farrell, I also live in Southern California. If you were making $40K - $50K per month dating young pretty women would be fairly easy. Owner of the company I worker for made around $40K per month living in Newport Beach. He is a FAT (335 lbs) 55 yr old and dating thin good looking 20ish girls. So I'm moving to the Philippines and hope my my $2K per month retirement income will attract a nice younger women. LOL
Great audio. Loud and clear.
Good info Gio!👍👍👍👍
I liked the video, organized and informative.
Glad you enjoyed it!
Thank you for the info, we are moving in the philippines in couple years. it’s great to know and have ideas for the expenses. Great stuff! Best regards from Canada
Thank you both.
I agree with you gio. That would probably be my life style also. Good video
Thank you
Great video Gio thanks for info
No problem 👍
YOU TALK ABOUT REAL, ALL CORRECT, AND RELIABLE INFORMATION. EXCELLENT EXPLAINATION!!!!!!!!!!!!!!!!!!!!!!!!!
Liked the info and honesty. Thank you.
Thank you
Good stuff just what some blokes need to see
Yes, condo or service apartment living is great if you are single. I did that in the past when I first came to live in Thailand.
Very true!
Thanks for the breakdown Gio, that’s a enviable lifestyle for the money. Batchelor life in the Philippines would suit me just fine now, and a condo with a pool is ideal for dating. Enjoy it while it lasts buddy, I envy you a lot.
Do all newer condo developments include an exercise and workout room?
@@wmjohns881 typically newer higher end condos have gyms and pools.
Great video and very realistic budget. Having spent quite a bit of time in the Phils, you make a great point about what type of lifestyle do people want and what does that pricing look like. And I'm with you, coffee, haircuts and dating is a must!
My sister cuts my hair for FREE, haha. Well, I don't imagine I'll take her to PH with me though.
Whoa 😳 thats very good , thanks for sharing👍
this is very enlightening. i am at the point i may be ready to do what you are doing. but i do like your comment that you are happy. that is all that matters. why skimp. you worked hard to get where you are
Awesome video as usual. Thanks man
Thanks for watching!
Great video!👍🏽
Like your style, thanks for the info and knowledge.
Them condos for rent or lease
But for real great video. Lots of good info
Nice Video and you give me many ideas to look forward to when I start planing to live there... I always thought condo's was the best choice and thanks for confirming it. Looking forward to seeing your other videos. Thanks again..
Glad it was helpful!
Well done presentation.
Great video for cost of condo living..your condo life style would suite my self and my wife. We are aged pensioners on aussie pension..waiting for covid19 to Finnish.allow us to fly to cebu from Australia...great video..
Thank You so much Gio.
If I moved to PI, this is how I wish to live (I'm not prepared to give up all of my Western comforts and conveniences).
Very interesting and informative.
I look forward to checking out your other videos.
Glad it helped, thank you for watching 🙂
Yeah to give up western comforts , need to think a million times because if you want to maintain western average standard living , being a Filipina long time living in the western , it’s much much more expensive to live in the Philippines .
Thanks that was informative
Hey Gio my friend, That is my plan. I definitely plan on renting a condo in either Mactan Newtown, or IT Park. My fiancée will be joining me there as well. I have budget will be roughly 4000 per month. But that's just a rough estimate. Once I'm there, I can always adjust. And I already have traveler's / medical insurance. Thank you Gio my dear friend for sharing this awesome video. Please stay safe and healthy, and God bless you always.😊 😊 😊 ❤️ ❤️ ❤️
You’ll be living like a king with a $4k budget.
Good info Cheers Pal
Hi thanks this is my first time watching your videos. I was living in Vietnam for 14 yrs and got stuck back in the US. I am now waiting for Philippines to open was thinking about coming over to around where you are. Great info. I have been to the Philippines 2 times in 2007. Are there any nice places to live around $300? I live how you do only a bit cheaper because I did in Vietnam. I am sure I can learn a lot from you. Thank you will be following you and asking many questions if you don’t mind?
Very well documented Gio and very good informative video as usual. The only thing I would add is the cost of premium cigars. I suspect they are a pricy item, probably double the cost of what one would pay in the US.
I dont think they that expensive as i know a girl and her family has a farm outside cebu and they grow tobacco aand sell cigarretes, but im not for sure
Great video I have preexisting conditions I'm diabetic and have a heart condition I'm looking there I'll figure it out I guess about preexisting conditions looks like they do have a policy for it but yeah real informative thank you so much👍
This is great! I plan on visiting the Cebu City area in October. I eventually want to move there. We have similar expenses, so this was very valuable information for me. Like you, I always allot more money than what seems reasonable on paper because I'm a human being, not a robot. Besides, I'd rather budget more than what I need than not budget enough. This was a a very transparent video! Thank you for sharing this.👍
good idea!
NICE! Thanks.
Hi Gio, I lived in Cebu IT park Calyx for over a year. I kept a budget just from my credit cards and bank ATM statements. I was dead on your average during the pandemic. I was $2000 average before covid. The difference was I went out a lot more when I could. I will hit bars or clubs once in a while and just enjoy life. I don't budget, I just keep track every few months from bank records. Life is more fun when you don't have a budget. Also, I was almost always with a gf and paying for her. I can't wait to get back there.
That's really good that is the kind of lifestyle I plan on living. I don't like having a budget either so I planned for $3,000-$5,000 a month. But it sounds like I can keep it way under 3,000 and still do everything I want.
I was a but surprised by your costs per month. I don’t go to Starbucks every day and I can eat much cheaper at a nearby small restaurant. My apartment was in a high rise and had all the amenities needed for myself. I didn’t pay for parking my electric bike under the building which has charges for 2 Chinese dollars. I realize you work so I understand. I go to the supermarket, the barber and the Mall where I went to Pizzahut! I think it’s fine but in China you can’t work past 60 years old which I have been doing. I respect your lifestyle but I now speak Chinese and have so many Chinese friends to do things with. But, I’m still considering coming to the Philippines. Thanks for your video. In China you pay on an average 6,000 rmb every three months which is about $1,000 US Dollars. They have cheaper apartments as well as I’m sure in the Philippines. Not to sound like I’m complaining as I have always worked in China. So I never touched my money back home in my American bank. But, I joined your CZcams site as you explained it honestly and I appreciate it. The problem with China the government is so very strict unless you have a business here or are married to a Chinese woman. Sadly, most Chinese women are always concerned about your money. I see not so in the Philippines. Thanks again! 再见👋
I'm curious what kinds of jobs can one do in the Philippines while getting paid U.S. dollars? I bet it's mostly computer related since it can be done remotely?
Hell I could live on 2k a month in America
Looks very reasonable to me especially when US rents getting so high these days.And like you mentioned is semi urban locale versus out in the country.
Lapu-Lapu is a city on the island of Mactan which is connected to the city of Cebu on the island of Cebu by two bridges.
These are awesome benchmark figures and realistic. I'm gonna be budgeting for dating $1000 a month coz I would date a lot and enjoy the food and beach scene. $2K a month would be my budget.
Nice options there. Thinking about Cebu as the retirement location a few years out though. Any issues riding your motorbike in town, vs driving a car? I remember the traffic in Cebu, not as bad as Manilla, but still pretty crazy.
None, that being said I can see it getting worse and worse here.
I spend a month every year in the Philippines living with my wife's family (Angono, Rizal) and I fully believe all your expenses plus, as you say, you could live considerably cheaper. The one expense that did surprise me was your medical/travel insurance as I would have expected at least double that. Age increments accepted, would it be a similar amount if you left your expat employment and became a permanent resident of the Philippines?
Oh hi nice vlog you have i want to subscribe your vlog.. I am from cebu but I live in the province but it's nice here a lot of beautiful beaches here and springs
Thank you 😊
Sounds like you are living the dream!
Good information.
Hello Gio and I agree with your monthly expense report analysis. If anyone spends about $1500 per month, dont come at all making ONLY that amount. ALWAYS make sure you have ENOUGH money over that amount to keep and for any emergency along your way. Plus the fact that I'm sure too many expats UNDERESTIMATE their cost of living because they think that they don't need this or that or don't do this or that! Great review and best wishes until the next video!
Exactly. $1000-1500 is broke. They will not be living like a king
I live under $500 a month and still live like a king, the maid costs me 4,000 pesos a month, zero for rent, zero for visa, I use public transport, often eat at home to save on cost, I can still get my daily macadamia nut cookie at Starbucks, my brunch is a fruit-veggie shake, a big meal for lunch then a sandwich for dinner, cost of living in the province is cheaper.
@@markledesma2396 haha.....Thanks for your province cost of living input. Great.
Agreed. Going to Philippines thinking $600/month with no medical insurance and nothing for emergencies will afford living like a king is delusional and irresponsible. This is for an expat without family who can support them whilst in the Philippines. If a Filipino retiree runs out of funds, they can always work again or rely on family for some support. Whereas the expat does not.
@makingthemovebydarren9255
Yup
Nice video ! Like you said - rent is cheap because no tourists during pandemic, health insurance is cheap because you are under 50, cost of buying/renting the bike itself is
not included, some people probably eat 3-4 times a day or bigger meals.
So, if I try to adjust your budget for a 66 y/o retiree after borders reopen, I think 2K USD per month on a tourist visa. With SRRV , there is a big deposit to make, so budget will grow accordingly. Great video, thanks for sharing.
Good video. Spot on with costs from my experience working there. You can get a lot of haircuts a month in Cebu for $10 a month. Even in salons in mall at 150 pesos. But you got to look good for the ladies.
When I visited Dumaguete 2 years ago the haircut in the market was less than a dollar. My hair is very short and easy to cut. So the haircut really cost me $2 after I left a tip (ok my smallest bill was a 100 peso bill so I told him to keep the change and snapped a few selfies with him.)
Great information
Thank you very much for showing your budget. I think it is very reasonable what you pay each month . I am retired . I have a steady income of $3000 a month ..if they ever drop the restrictions there, I will be there ..
Thanks for the info, my budget is about $1600 realistically so this helps.
You're welcome
Good job!
Great video and thanks for the info. Question, I am a daytrader and I will need a wired internet connection and 24x7 electricity. The internet connection into your condo is it cable or through phone jack. Can you please elaborate. Thanks
I live in Los Angeles California and rents and housing are so expensive I am probably going to leave in a few years. Looking at KL or Penang, Malaysia. Thank you for this video and it's content. It great to hear other Americans living in other places that have a good quality of life and affordable.
Sounds great!
I recently re-discovered your channel, because I didn't have notifications on. Glad to have you back! It's weird that you "only" have 35k subs, your content is great! I am thinking your views are from people not subscribing, which is sad. Thinking of joining your patreon. :-)
Oh thank you!
Great video man it was good to me I here ya I'm not gonna cut down on the a.c. and haircuts either man do what make u happy
I appreciate that
Great video Gio. Really good information. I started yesterday making out a budget to make sure I have extra after what other people spend so I won't be stuck living less than what I want to when retired. 🤞 What about the cost of a Visa run out of the country. I know that is not a monthly expense, but it needs to be saved up for. Is it such a small amount that you take it out of savings. Maybe also a category for emergency savings to cover fixing the motorcycle and occasional checkup at the doctors etc.
This was a very informative video, as far as dating goes where in Mactan or Cebu City can u find decent bars or clubs ?
Thanks Gio,, I have a budget of $2,000 AUD a month when I finally get to the Phillipines, so you’re monthly budget is pretty close to what I have allowed 😀👍… Thanks for sharing… Rob from Melbourne Australia…
You'll be all set for a good lifestyle.
Just allow a little extra for the unexpected, Visa extensions, trips and hotels away from the home base, possible hospital visit, if you drink, if you meet girls in bars who are drinking, weekly STD meds, etc hehe. Living a good life for me is $2400 AUD. His video is during a pandemic with lots of BS rules and I'm sure he would agree it goes up during normal times as my pandemic budget was the same as his.
Good info Geo )
this is a great ball-park figure Gio; people need to understand that this is Your average monthly expenses. Not everybody else's monthly costs.
I would probably be happy living where you are. I like being able to walk to most of the things I need.
Me too, I will often park my bike and not even use it for a week.
Yes I prefer apartment living with amenities and security and having everything close by to each their own and everyone is different when it comes to type of lifestyle they prefer and are use to
Good honest video Gio thanks for sharing, you’re right you could spend less but is that really living?
Exactly
Starlink coming to the Philippines next year...$500 usd equipment fee and $99 usd ...cannot wait!!!
The Starlink that Elon Musk is involved in? Wow! Very nice.
Good information
Might do a consultation. I’m looking at the Philippines as one option to live 6 months of the year. Coming in December to check it out.
Sounds good, you can book directly through my website www.giointhephilippines.com
Just saw this video, subscribed, bell, etc. I enjoyed your realistic view on costs...Most try to make a big deal about how little they spend. Perhaps after the "crisis" is over in PI, I will see you....lol.
Much appreciated
very good video
Don’t let the haters affect you. Just do you. Be happy. You are on the right track.
Another great video Gio. I think the main takeaway, as you conveyed, is that monthly costs are directly related to lifestyle + personal preferences. My own monthly costs here are relatively high, but that's entirely my own choice and circumstance.
Well said
Thank You, finally done from a single guy.
Informative
Affordable living for sure!It really depends where you are in the PI.
I've been in Hua Hin Thailand for a year and live in a nice 1-bedroom condo with all the amenities on the south side a minute from the beach. $400 a month for rent and utilities. I'm way older than you but happy to be living it up. Started watching you in 2020 when considering the move. Interesting viewpoints. Cheers!
Thanks for sharing!
Hi friends. Today, we start Wednesday morning with a great video from our friend. Korean friends always support you.
Excellent video bro.. Very detailed. I can't wait to go. I spend that much here on entertainment alone in the states..😅😅.. I would live like a king there.
Thank you