CASH ENVELOPE STUFFING | OCTOBER PAYCHECK 1
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- čas přidán 12. 10. 2018
- Hey everyone! I've got another Cash Envelope Stuffing for you today, I know how much you guys like these! This week I'm making some real progress on my debt! I'll have 2 of my three debts paid off this month and I am so excited about that! I hope you guys enjoy this video ❤️
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1. The ASMR of cash being stuffed is sooo good 😂
2. So glad we’re getting our phones paid off, it will make a huge bill difference for sure!
I’m doing mine this month with my debt snowball too! My bill will go down $50! I can’t wait
Been waiting so long for a cash envelope video lol 😂
Haha those two weeks pass by slow, huh? 😂
Yes 😂😞
Real life! Lol!
For your breakdown cheat sheet that you take to the bank, if you color over the sharpie with a dry erase marker it works so much better than alcohol! Especially if the sharpies been on there awhile.
Ahhh yes that's a good idea!
WARNING!!!!
Driving with low fuel levels can cause damage to your fuel pump. The fuel itself acts as a coolant. Keeping the pump from running hot. So even though you don't like filling up and not quite making it to a full tank. It's best not to allow your tank to get so low. Cost of a new fuel pump can set you back somewhere between $600-$1000! I have heard it recommended not going below 30 Miles to Empty. This way there is enough fuel to cover pump.
Rachel Gibson good to know thank you ☮️
Rachel Gibson I actually talked to one of my friends who works for Honda and he said there’s always an extra gallon in the tank more than what the mileage counter tells you for that reason. At least for new-ish Honda’s 😊
@@alyssamakesamigurumi Cool That's good to know.
Girl you almost got all of the bills going the right way!!! I saw 2 $1 bills in groceries... I think and another $1 in one of your sinking funds... sorry... I’m old... I notice these things!!!
So happy for you on getting stuff paid down. I will say that my envelopes have truly given me peace of mind as well. I have saved up a good amount for my van... needs oil stuff done... and I have CASH to pay for it. My kids both needed cash this week for school stuff and I was able to take it from their envelope. It’s amazing how much this system has helped. Keep it up girl... you’re so close!!!
I have a recommendation when it comes to your bills. We have a seperate account, with a seperate debit card that is specifically for bills. That way when we are paid instantly we transfer the amount needed to our "Bills" account. We also do the envelope system, but its just for sinking funds as well as groceries/gas. This has helped immensely, and has given us reassurance about not missing payments since its on auto withdrawal. There is no temptation to spend our "bills" as it is a seperate debit card. :)
Kayla Jeanne that’s a really good idea.. I just don’t want to pay fees for another account lol 😂
I think Kayla means that since it's a separate debit card just for bills, you don't even need to bring the card, you can leave it in a safe and never take it out. I think Alyssa has mentioned that she keeps her debit card on her in case of emergencies, so for this, she can still have her regular emergency card, and not worry about the bills as they're on a separate card.
Some banks don't charge you fees :)
that is exactly what I meant ;)
i have literally been waiting for this lol 😂😂
Haha I know you guys love them!
Yass! Have been waiting to see this notification come up! Gotta love those shorter days!
Love how you’re doing the bills now! So happy you uploaded!
Girl, I’ve been waiting for this 🙏🏻🙏🏻🙏🏻🙏🏻
the video didn’t even start and I already had liked it ❤️😂
I normally keep two separate checking accounts: One strictly for my bills (automatically debited), and the other for my everyday spending. This way it won't get tempting to use a debit card for my "bills" account. I will have to say though, I LOVE the envelope system because you can set money aside via the sinking funds. It's so nice seeing you do the snowball payment. What a great feeling to pay off your debts! Dave Ramsey would be very proud! On a side note: Would it help you by placing a checkmark next on your journal as you stuff your envelopes?
I was like NO girl you put 60 in car payment not 65. 😂 I was figure it out pleaseeeeee! Lol!
Love watching these videos 😊
I love these vids, I wait 2 long weeks to see each vid
I have a question, I am starting to budget and do the cash envelopes. I love your videos!! When stuffing the cash envelopes is it better to put the cash in the envelopes each pay check before it’s due? I noticed when you add to the envelopes you have cash in them already.
I do the same thing!! I rather take the cash out then put it back in when it comes time to pay the bill rather than get overdraft fee!
Great job making progress on your debts!!
Omg I've never been so early! Haha love your videos ❤
Woohoo!! Thanks for watching!
Alyssa Herbert ❤❤❤
Can you do a video about how you do the debt snowball? I thought you add the money to a different envelope, but I see you have a separate envelope for it.
Finally!!
You can also setup a separate checking at your bank specifically for bills. That way it isn't in your main account, but then you don't have to pull it out in cash. We do that for our bills and it works amazingly.
When I went to the bank yesterday to pull out my cash the teller asked what I was doing, and I recommended your channel and told her you were my inspiration 💞 she said she’s gonna start stuffing too!!
Awww I love that!
Yay I live for the cash stuffing videos!! Great video! I did my first budget video! So nerve wrecking!! Lol
Hahaha dont worry about moviepass, they probably wont be in business in 9 months from now lol. My movie options keep disappearing towards the evening. Its weird and i hate it, am going to switch once im out of my annual pass.
For your little cash tally card- look into *wet erase* markers. They are really handy!
I love watching these videos even though I live in Japan so it's not something I can use. Lolol. Wish I'd known about this method when I was still living in Los Angeles though!
Love your videos!!!
How were you able to start your cash envelopes with bills having to pay? For example.... I want to start doing this but on every paycheck I have bills due therefore not leaving me with any extra.
Maria Vargas I use my envelopes to help ensure I do not go over my allowanced amount. So every month I budget $300 for grocery because that is a bill since I have to eat. I put $300 in my envelope and when it’s gone it’s gone. Hope that helps
Me and my fiancé also got the amc a list and we got our moneys worth the first time we saw a movie. We love it
For your laminated cash breakdown, try a permanent marker and nail polish remover to wipe it off. I use this for my white board, so perhaps it will work for what you have.
So funny that I am watching this one today! I also just realized (today) that we owe 600ish on my husbands phone! Just re-arranged our whole snowball to get that thing paid off!! It just escaped me since its auto deducted...forgot to really consider it a loan (which it totally is!!)! YAY for paying things off! Feels so good!!!
Absolutely! It's so easy to forget when it's built into your monthly payment! Glad I was able to remind you so you guys can knock it out! 😊 Totally the best feeling!!
Was seriously searching last night for this video thinking I missed it 😂
We ditched movie pass for AMC A-list too!
literally just paid off the two phones on my account 🙌🏾
I would love to start the Cash envelope system but when I sit down to plan it all out I can’t pay the bill that month and also put half down for the next paycheck. How did you start?
The first month is the hardest! I did make a video all about this though, and it's titled "Splitting Your Monthly Bills", hopefully that will answer your questions!
Just wanted to say that I love your channel girl. I did the cash envelope system from 2010-2013 to help my then husband and I to get out of debt. It really does work! Since then I have divorced him and ended up with a little debt after the divorce. You motivated me to go back into the cash envelope system to get rid of my car note, phone note, and baby student loan. Thanks for the inspiration!
Quick Question: Do you keep track of receipts, or what you spend in your envelopes? Or just when the money’s gone its gone, and it doesn’t matter what you spent it on as long as its within category? I’m tracking this month to see if there is any places I can cut back, but I don’t know if I will next month or not.
Oh! And for the tracking the amount you have in your envelopes, I have a note card inside all my sinking funds and just write it on the notecard. haha
I want to start doing this out I’m at cross roads. I have a lot of credit cards I want to start paying off. I don’t know where to begin. I also have a negative getting loans from check in go. I’m relying on that to get me threw the month it’s horrible! I pay them back and then I get it right back to pay other bills.
I am so glad you mentioned paying off your phone as part of your debt snowball, I totally forgot about mine too! I think mine is only $30 a month, but still, it'll be nice to get that paid off ASAP! I love that you take cash out for everything, I know I would be too lazy to go to the bank! haha. I just transfer half of my bills into savings every paycheck and then have a reminder in my phone to transfer it to checking the day before it comes out. I also envy that you only take out $40 a paycheck for spending, I take $150.... lol. But I am working to take it down!
I love these! And like the fact that you showed the “mistakes” while stuffing your envelopes. Seems more real, I did the same thing this past payday while stuffing
Absolutely! I try and keep things as real as possible for you guys 😊
Hi Alyssa, first I would like to congratulate you on this budgeting work of yours! Thank you for sharing this with all of us. I just started to see your videos last night and I love them! I would like to start doing the CES System myself to have a better management in my finances and to get rid of some debts. However, I still have a "silly" question for you (if I may): How to START it... literally! I guess I'm worried on how you adapted this system to your bills the very first time when maybe there were some unfinished payment by the time you started (if what I am saying makes any sence to you, of course). I guess I am wondering how to apply this system when you still have this to take care of. Maybe you really get the full thing working after the first couple of paychecks, I guess. Hope you understand my question and I applaud you for all this great job you are doing! It makes all the payments and the savings seem a lot easier than what they really are (at least for me). Thank you and may God bless you!!
How do you use this system to pay bills? I’m confused with using cash for a car payment.
Brittany Matheus she puts the money back into the bank a couple of days before she needs to pay anything
The wait is over! Lol
Love these videos random comment but I love that nail color its very pretty on you
Becareful when letting your gas get that low in your car, it will cause your oil pan to break and need to be replaced which is not cheap!!! Lots of love 💕
Hondas have an extra gallon of gas in the tank in addition to whatever my mileage counter says. I typically get 32 MPG minimum, so even if my "estimator" type thing says I have 10 miles left, I really have 42. Thank you for being concerned though! 😊 I know not everyone's car is like this so that's generally good advice!
Yaaayyyyyyy!!!! 👏🏽🙌🏽
Do you have a savings if so how do you apply that into your system
Under the dave Ramsey system you have a 1000 or 5000 emergency fund and then the rest of your savings is the sinking funds
You can get softbox lighting for $50 on Amazon girl check it out!!
ItsJustLife Victoria is there a specific lighting you recommend? I have a CZcams channel and need good lighting.
Omg your watch band❤❤❤
Where did you get it??
It's from Amazon! I typed in "floral Apple Watch band" and it was $11 or so
This was literally me yesterday stuffing my envelopes except I didn't take out enough or didn't math right or something and I still don't know where I went wrong but I made it work in the end lol
Haha that happens sometimes! As long as you make it work, it's all good! 😊
I hope u sell cash envelopes soon again. I’m using birthday card envelopes and hate them cuz they don’t fit the money good
Idk of you ever said or if I missed it but what is your debt snowball going towards?
spastic787 she talks about it towards the end of the video, around 21:00, first is her phone, then her MacBook, and because those are being paid off within the next few days her snowball is going to mainly go towards the largest chunk being her car.
She said currently she will pay off her phone with this paycheck, and then the next one to do is her macbook. Then lastly her car
What's Disney land bill? and what kind of safe do you have?
I have an annual pass with Disneyland and it costs $55 per month. I believe my safe is in the description of this video!
@@alyssamakesamigurumi ya I saw the link after I commented. Sorry!
Do a Christmas budgeting video please
I really like your channel
Thank you!
Off topic: What are you in school for?
What app do to use to track your gas mileage
Jamie Nehm she uses Fuelly!
Do you ever leave any money in your account? If you don’t does the bank ever say anything to you about it?
I have my emergency fund in a savings account with them so I think that keeps them happy. I do keep a $20 or so cushion in my account at all times though.
Alyssa Herbert you’re awesome thanks gf! You’ve given me the knowledge to save and budget! 🙌🏼🙌🏼
For the movie pass could you take anyone you want? Or is it 20 per person?
I believe every person has to have a separate account. My boyfriend and I both have it and it works great for us
Call Verizon to make your payment to pay off your phone. THEN pay the bill. The device payment will automatically get taken out of your current bill. (Work for Verizon 4 years next month) 😉
Use an eraser to get rid of the ink!!
Emily Kozloski it’s permanent marker 😊
It will still work! You have to rub at it a little bit. A big old fashion eraser works best.
So I started this last month and all was going well until I was reminded why I don’t do cash. I suck at adulting & I lost my $50 grocery envelope 👍🏼 lol so I decided to just only do cash for my sinking funds and keep the rest in my account since my bills were already in there because they get auto paid and my bank is far away I can’t go whenever it’s going to come out. Anyway I downloaded the “Every Dollar” app which is by Dave Ramsey and I track my expenses there for the money that’s in my account but goes towards groceries, clothing, gas etc because your girl cannot seem to stop losing cash lol Because I’m not used to having cash on me since like HS lol so it’s still kind of the same system I still know what I’m spending from every category and how much I have left but I have to look at the app to see how much each has left before buying. Hopefully it works out lol
Hi
What about her rent and utilities stuff like that?
Devin Coyle she lives at home with her parents so she doesn’t have to worry about those!
Does she get paid from CZcams?? Where does that money go?
In another comment she was saying she has a saving acc. as emergency funds so she could be putting it in there 🤷🏽♀️
What id debt snowball
Most adults who are 18-26 need to learn from you
At what point can you put ads in your videos? I’m ready to watch all ads for you!! Lol
Haha it should have ads! My channel has been monetized for about 2 months now 😊 I think sometimes it just randomly doesn't show ads for some reason! My dad is crazy about watching all of my ads and he says sometimes they don't pop up for him either. You're awesome! ❤️