BEST PLACE TO RETIRE: Lancaster PA | 10 Reasons Why You Should Retire in Lancaster Pennsylvania!
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- čas přidán 19. 11. 2021
- BEST PLACE TO RETIRE: Lancaster PA | 10 Reasons Why You Should Retire in Lancaster Pennsylvania! If you're retiring, Lancaster PA is one the best places to retire to in the US. I've put together a top 10 countdown of reasons why retiring in Lancaster County PA should be at the top of your list!
Can you guess the number 1 reason? Comment below!
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📲 We have so many people contacting us who are moving here to Lancaster Pennsylvania and we LOVE it! Honestly if you are moving or relocating to Lancaster City or Lancaster County, we can make that transition so much easier on you!
Reach out Day/Nights/Weekends whenever you want, we never stop working for you - seriously!
Matt Moore - Realtor, Keller Williams
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#movingtolancasterpa #lancasterpa #livinginlancaster #homegoals #buyingahome
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Hi, I'm Matt Moore, real estate agent serving Lancaster, PA and the surrounding areas including Berks, Chester, York, Lebanon, and Dauphin counties! I'm a real estate junkie, former TV weatherman, self-proclaimed techie, believer, and just a guy who is determined to bring more positivity to this world we live in.
If I can do anything for you, real estate or otherwise, let's connect!
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Thank you so much for watching! If there's ever anything I can do for you or questions I can help answer, please reach out to me by email (matt@mattmoorehomes.com) or by call/text ( 📲 (717) 585-4522)
Just discovered Lancaster while driving to Philadelphia. We have been traveling around the country considering where to retire in the next 3 years. We were impressed by Lancaster and will come back in 6 months to check out the area during winter season.
@@lucyb7608 amazing!! Let us know how we can help.
Lancaster surpasses all Florida. Florida is way too hot!! Lancaster is how America should look at to live...all 4 seasons is great!!
Amen to that!!
Did you say anything about the mouthwatering, fantastic, home cooked, Pennsylvania Dutch food in Lancaster County? That’s one of the main reasons I visit there and why I want to move there. Shandy Maple? Dienner’s? Katie’s Kitchen? Oh my!
Thank you so much Matt for showing us this vedio. Because my wife and I are looking to move somewhere in Lancaster next year . And yes we be making it our for ever Retirement place to live. My wife and I have gone to Lancaster over 32 years. We’ve fell in love the country plus many more . We’re many fall October trips just like this weekend we’re heeding for 3 day’s.. we can’t wait my wife is a RN. So already knows there job out there.
This is a great video; very descriptive. Thank you.
I’m glad you enjoyed it! If I can answer any questions for you, send me an email to matt@mattmoorehomes.com :)
Learned about Rail - Trail which is helpful.
So glad it was helpful!
Lancaster sure build the biggest museum of the Pennsylvania history!!!!
Nice video....
Decades was crazy. 😊. It’s nothing like what I’m used to here in nyc but it’s coming along. 😅
You sure talk about the future Lancaster Pa buildings and entertainment. Please I hope you do and fun fact I live here !
I currently live and work in Florida. It's been my home for 20+ years but I'm getting the heck outta Dodge when I reach retirement age! It used to be affordable here but that is ending. It's getting very crowded. Traffic is bad and they can only imagine solutions that involve toll roads. Public transportation is nearly invisible. Nobody wants to provide homeowners insurance because of the storm risks. Sales and property taxes are high. When I'm ready to retire in 10-15 years the entire state will be very much like a giant version of Los Angeles - expensive, crowded, sometimes dangerous - but it will have frequent hurricanes instead of occasional earthquakes. Everything will be paved over except for some swamps. Great place if you can afford a multi-million dollar condo but not for average Americans.
Pennsylvania is looking better every day!
The property tax thing will be your downfall. I lived in the FL panhandle for 30 years, owned an executive home in a private neighborhood laid out by the DuPont family. My property taxes in PA are twice what they were in Fl., and down there that included fire district taxes, homeowners association, etc. Property taxes here are levied by the school districts. Bad set up.
@@davidfuhrman9683 My homeowners insurance is 3x my property taxes and I'm in the middle of the state, well away from the worst hurricane risk. My car insurance is also higher than national averages but not as spectacularly bad. Neither will be getting any cheaper in the future.
FL property taxes are fairly reasonable but I should mention that government services are at the bare minimum, as well. Not quite Texas-levels of being missing in action, but not good.
Florida homeowners suffer from high insurance because all of you are required to pay into a statewide fund to cover the cost of hurricane damages, even in areas that have not suffered a penny of damage.....ever. Pennsylvania suffers from high real estate taxes because most of the state is rural/agricultural in nature. When people think of Pennsylvania they immediately associate Philadelphia and Pittsburgh to it, cities. The truth is that Pennsylvania has the highest percentage of property in timber of any state in the nation. Once you get out past those cities you get to places like Lancaster, York, and Dauphin counties that are heavily agricultural, and beyond them you get to the wooded mountains, which make up probably 60 - 70% of the state. Those areas are sparsely populated but still must maintain schools, etc., so they have fewer property holders to tax in order to support the same level of funding as Philadelphia and Pittsburgh. I lived in Santa Rosa County, Fl for 30 years. We had the cheapest taxes in the state due to the fact we were the only county in the state at that time that had oil and gas wells.
I’ve lived in a small town in Oregon almost all my life. Went to Gettysburg/Hershey Park a couple years ago and now I’m obsessed with the area! Really want to move over the there but scared to death!
Hi Becky! What scares you about it? Happy to discuss via email - matt@mattmoorehomes.com :)
Visit. Just visit, girl. One step at a time. The concept of MOVING is scary, but once you visit, get comfortable, talk to the locals, stay in an AirBNB, go to a grocery store, then you slowly acclimate to relocating one day.
@@AgendaInMind so true! Thanks for the advice to Becky - such wise words!
@@AgendaInMind thanks for the encouragement! When we were there on vacation it was all just in the go all the time. I need to plan a trip where we just stay in that area and get a feel for it.
@@LancasterLiving I will send you an email 😂 I own my house in Oregon and I’m mostly worried about finding what I want in my price range.
Grew up in Lancaster, relocated to NH 30yrs ago, it will always be home
And if you ever decide to come back, we will welcome you with open arms! Thanks for stopping by Jeff
We have an Amish market in Columbus, NJ, that has food, furniture, and baked goods. I’m not sure if they drive from Lancaster every day they’re open, but it’s 2 hours from there. Everything they do is top quality. I’d do well living near them, and could easily work on their farms as I’m all about that life and healthy food. Considering NE Tennessee, but will also check out Lancaster soon.
I know the Amish around here will travel for hours...even an entire day...to attend markets to sell. I wouldn't be surprised if they sell there! Let me know if I can answer any questions about Lancaster for you :)
I was interested in Lancaster until I watched this video and read the comments.
Oof, never a good reason to determine where to live based on comments. It’s like coming to a determination on an opinion based on Facebook comments…never a good move!
New sub here❤
Thanks for being here :)
Good video. However, I just visited that area a couple months ago. Wow, things have changed. It's very crowded, traffic is stupid! It's a shame, it use to be such a beautiful area. Of course the Amish farms are still lovely! No wonder the Amish are buying up all the farm land in Clearfield and Cambria Counties. Their getting away from all the crowding in Lancaster.
Traffic is getting annoying at times, but the infrastructure is improving (always lags behind anyways). Hopeful for improvements in the coming years!
Nice job…
Thank you!!
I may move there. I’m a bit concerned about it being landlocked but I love it.
Lancaster is becoming like Philadelphia....Overwhelming traffic, even the Amish are moving out, crowded, crowded, crowded....Every inch of open land is getting developed here.
Wouldn’t disagree entirely. It’s relatively close proximity to bigger cities is a big plus in my eyes
And low cost of living relative to the big cities!
Why?
Hi bro
I lived there and have no idea how this could be. Over Florida/Arizona? I have properties in Florida and at the beach. Crime, traffic and the cold is not retirement worthy. PA is horrible.
I love Pennsylvania my 3rd favorite state and my future dream state.
Love PA
Matt what's the best place to build a cabin and buy some land for a cheap price??
In PA? I’d look at rural areas away from the hustle/bustle. Places like Schuylkill County, Mifflin County, or Juniata County for example. Also places around Johnstown are fairly inexpensive relative to the more populated areas near Lancaster (where I am!)
Dpn't think of MD as having low property taxes, or low taxes at all.
MD has taxes on a lot of things but compared to NJ/NY, it’s nothing.
I love ❤️ the Amish but getting stuck behind those buggies is annoying 😒
Millersville is high taxes I pay the same here as I paid living in nj,poor government running the town stay away
Really?? Every client I’ve had from NJ says taxes here are 1/3rd what they were paying before. NJ taxes are insane
Not much point in being close to Baltimore. If you spend a day there, make sure to leave before dark.
So true.
@@sable747 Sable, I did that and decided it wasn't for me, but Washington is almost as dangerous, especially from the constant risk of being run over by bikers and scooters, many of whom will be looking at their cell phones at the same time as they are running over people.
Why is the transcript in some kind of kanji and why captions only available in Korean?
Weird. No idea why! I’ll look into it
Sight and Sound is religious stuff. 😅😂
We are retired from three years 😊😍🤣🥰
Come to Lancaster!
What about good medical care
We’re very well known for it!
I don’t know. Being from the west you all look like you live on top of each other.
Depends on context, I suppose. Everything is relative!
PA has inheritance tax. There are ALOT of better places from a tax perspective.
Tax is 7% not 6%
Sales tax?
Sorry, it is 6%. And it does not apply to clothing, food from a grocery store, pharmaceuticals.............
Too frikken cold! lol.
Wayyyyyy better than NE. But yes, colder than Florida ;)
He claims only 2 states don’t tax retirement income? Where do u get this information Matt from Investopedia
Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, and Wyoming-levy no state income tax at all.
1
In addition, Washington levies an income tax on investment income and capital gains, but it is only for certain high earners. Elsewhere, New Hampshire currently taxes investment and interest income but is set to phase out those taxes starting in 2023. That will bring the number of states with no income tax to nine by 2027. 2:32 2:32 2:32
From the Motley Fool
Pa does” tax retirement plans sometimes 0:44
Ear”ly withdrawals: no exceptions
IRA distributions received before turning 59-1/2 aren't eligible for the exemption and are therefore fully taxable under Pennsylvania income tax law. This is the case even if you've retired from work before reaching age 59-1/2.
Moreover, even though some situations would prevent you from having to pay early withdrawal penalties on early distributions for federal tax purposes, Pennsylvania doesn't recognize those exceptions for state tax purposes. For instance, IRA owners can receive substantially equal periodic payments before age 59-1/2 without paying an early withdrawal penalty, but Pennsylvania imposes tax on distributions made using that method. Similarly, federal penalty exceptions for items like a first-time home purchase don't apply in Pennsylvania.
Finally, Pennsylvania taxes certain distributions from Roth IRAs if they're made before reaching age 59-1/2. Taxpayers have to pay tax if their withdrawal exceeds the amount of contributions that were previously subject to Pennsylvania income tax.
Now from Smart Assets
15 States That Don’t Tax Retirement Income
Alabama Pension income
Alaska No state income tax
Florida No state income tax
Hawaii Pension income
Illinois Retirement income exempt, including Social Security, pension, IRA, 401(k)
Iowa Pension income
Mississippi Retirement income exempt, including Social Security, pension, IRA, 401(k)
Nevada No state income tax
New Hampshire Pension, IRA, 401(k)
Pennsylvania Pension, IRA, 401(k)
South Dakota No state income tax
Tennessee No state income tax
Texas No state income tax
Washington No state income tax
Wyoming No state income tax
I would also like to ad some states have a very low income tax, so even though you will pay tax on your retirement plan, offset that with the high real estate & school tax in much of Pennsylvania and then consider the 6% sales tax in Pennsylvania and offset that against a small income tax on your retirement. 2:32
Whoops…good catch, I meant two states in the eastern US! Can’t believe it went that unnoticed for this long!
The reason I know York PA it's from TLC my big fat American gypsy wedding. 2 girls were from there 😂. I KNOW ONE OF NEIGHBORS TOLD THEY HOLD A STATE FAIR ALL YEAR LONG NOT SO SURE IF THAT'S TRUE. BUT I heard york is not a good place to live. NJ is 3 hours depend on the traffic.
We like York, but it’s different than Lancaster for sure. Interesting about that TLC show!
the York Fair runs 10 days every July. It is the oldest continuous fair in the county.
You running for Mayor??
Not a chance ;)
Diversity/ white liberals is exactly what we’re looking to get away from in retirement. Everything else in your video I completely agree with that Florida would be a first choice in Pennsylvania very strong second choice.
Anyone else notice they consider diversity positive and mention refugees, but then on that list of best places, its position has dropped from 5 years ago? 😅 🤷
???? Lancaster was ranked #1 best place to retire? How did it “drop”?