ZigSteenine the rest of the UK is cheaper, espcially the North-East of England. The only exceptions are petrol/diesel, vehicles, phone contracts, insurance (except life and home insurance).
Zeamus634 im from Germany and actually instantly recognized her accent. Maybe it's just something you hear when you are from the country of birth of the person
Now try the London street markets where the produce is usually better quality than supermarket stuff and will cost you half or even a quarter as much. I work in a supermarket and get a discount but I prefer to buy the better and far cheaper fruit and veg at the market. Late Saturday afternoons is the best time because of the buy one get one free offers
@@davidjames1068 Same in UK, though it's done by different allowances rather than different rates (up to a certain - low - amount you don't pay any tax, above that you pay tax on the part that's above that amount, and the amount - threshold - moves depending on married, number of kids, etc.).
In Germany the only carrier Telekom offers an unlimited-data-thing. The problem is, that this contract costs like 200€. I guess that 3-5 GB (+plus calling, texting) are the average for 35euros. So you're fucked up. :)
Im from the US and i keep finding that many consumer goods cost less in the UK vs the US. my cousin went over with me on another visit and at the end of the visit he said the same thing lol. Trying to move to England now because I love it and my partner lives there. Hoping the government doesnt make my life a living hell so i can get a visa.
About your taxes. As a single person the first £11,000 of your salary is tax free. The amount you earn above that is taxed at 20% up to £32,000. The amount you earn above £32,000 is taxed at 40%. However you also have to pay National Insurance if you earn above £8,060, and that is at 12%. That means your total tax is 32%. NI is a separate tax on income to pay for the National Health Service, state pensions, unemployment benefit, maternity allowance, and bereavement benefits.
So: 1. Cheap Medicines - because the NHS is a massive organisation that has huge negotiating power with any pharmaceutical companies trying to sell medicines in the UK. We simply don't allow pharma companies to rip us off with ridiculous prices, like they get away with say, in America, for example. 2. Cheap fruit: The specific (what Brits tend to think of as 'exotic') fruits you mentioned like pineapple and bananas, I think are cheaper here because of our connection to Commonwealth countries where those fruits are grown. I could be wrong, but I think that's why - we have a lot of trade with Commonwealth countries. 3. Taxes: It's a bit of an illusion to say we have cheaper taxes. The basic tax rates may be cheaper, but everyone here also pays (as I'm sure you've discovered) National Insurance contributions which is in addition to the tax we pay. NI is the thing that supports our National Health Service (as well as a few other things). No-one really minds about the additional NI costs, because we all really value our NHS.
Pineapples and bananas will be to do with the British Empire. A legacy thing, of trade connections with particular countries outside Europe, and of associated tastes in British preferences, like pineapple, mango and curry. So even though we're now limited in having the bilateral trade advantages we used to have with Commonwealth countries because of being in the EU, we still have elevated demand for those things compared with other countries, so the supply is higher, so the prices are lower.
I think counting from one is often starting with the thumb, sometimes with the index finger, but showing one or two of three or four tends to be fingers only in UK. Counting is usually palm up, as learnt in school perhaps? Showing is holding the hand up (either way round seems natural to me, but palms outwards feels more normal for communicating across a room. So much cultural detail in a simple thing!
in Romania, data is super cheap and with orange, you can get a 30gb sim card for 35 lei (£7) with some minutes. please keep in mind that the sim expires in a month so its basically a contract where you need to add credit to your sim but 30gb with minutes is a good deal
I got an unlimited pay as you go plan in UK for under 19 pounds. (This was with Smarty, which is on the vodafone network). It says no speed restrictions, but i found that it drops out or slows down a lot when using mobile hotspots.
I reckon it depends where you are in the UK. I live in Liverpool and I went to London the other week, everything's more expensive. My mum went to Hamburg last month and she thought everything was ridiculous. It really depends on the place you go in the country.
Hi Jen! You can actually download the selected area on google maps as an offline map and you can use it even if you don't have data on your phone. It's useful especially when you are on a foreign country where you cannot use the mobile data. You can find it on the menu on your maps app. Hugs from Istanbul ❤
RFE You can get Ibuprofen at about 1,40€ for 50 tablets if you buy online, so it's really not so horrible. If you buy at the local pharmacy you can get ripped of and really pay 6€ or even much more if there is only one in your village. In bigger citys you need to compare prices, I pay around 3-5€.
In the UK you do not pay any tax on the £11000, from £11001 to £43000 you pay 20%, from £43001 to £150000 you pay 40% and from £150001 and above you pay 45% so if you earn £45000 you get the first 11K tax free, then pay 20% up to 43K and will pay 40% on the last 2K but this figure is calculated out for the year and you pay roughly the same amount each month. There are other things that effect this, private health insurance from you company is deemed as "extra pay" so taxable is one, if you get a company car that is also taxable.... However ! do not over look the NI (National Insurance) payment. That is free up to £155 per week, then you pay 12% from £155 to £827, that drops to 2% above that figure.
Hi Jen - I lived in Berlin through the 1980's and my salary was halved by gov't deductions (I was single). A colleague who was married with two kids paid almost nothing. On the upside, I've since qualified for the German state pension which is very generous when compared to the UK. Loved Berlin.
Also gym memberships , and in Germany they don’t have day passes for gyms (MAYBE in the biggest cities they do (and I’m already from a big and famous city) but apart from that it’s unusual)
Hey I wish you spoke to me about the bank accounts I could have helped you big time! I just wanted to say your accent is excellent and you speak perfect English!
I tell you what's crazy cheap in the UK. Glasses. In germany I paid over 300€ (108€ alone for each glass) for a single pair of minimal framed glasses, no thinning, just anti-reflection treatment. In the UK I just did a test and ordered new glasses and with the '2 for 1' offer I only paid £150 (~ 170€) for two pairs of fully framed glasses with anti-reflection and thinning treatment! So that's £130/150€ cheaper but I still get a second pair of better quality glasses on top.
+ComelyStar hm I actually found it cheaper in germany. also the test is free there and in the uk you often get charged. my glasses from Germany came to like 85 euros.
If you work with computers your employer will normally be able to either give you a voucher for a free eye test or allow you to claim the cost of the test back once a year.
There is a limited range of glasses that you can get for free if you are under 18, a full time student and under 21, over either 60 or 65 (can't remember which) or on a low income or job seekers benefits.
I have to agree with the fruits! Coming from Indonesia here. Went to London for Holiday last month, and I literally eat Strawberry every damn day :D I bought a pack of strawberry in Sainsbury everyday which cost me around 2 pounds. With the same quality here in Indonesia, it can cost me around 11 pounds. Well perhaps it depends on the food, though! Because I noticed that some tropical fruits are slightly more expensive.
You pay £25 a month? I pay £9 for unlimited texts and calls and 6GB of data (with BT), which I only use like 1 or 2 GB...... Wtf.... maybe Im missing something.
Hi Jen! As some others have said about our tax rates, you don't pay any tax on the first £11000 of income, so you will only pay tax on £15000 if you earn £26000. If you include N.I. contributions it works out about 29% of income all in, rather than just the 20% income tax. That any help?
Jen Dre Jesus! 35%? I guess we have it a little easier here in the UK. What is the V.A.T. rate in Germany? We do have a lot of 'back door taxes' in the UK. They do like to sneak them in here.
Those painkillers are cheap! But that is coming from a person that lives in Norway. A VERY expencive country. Many norwegians that lives close to the border will drive to sweden to shop for Meat and alchohol because it is MUCH cheaper. We still buy it in Norway but many go to sweden many times a year
Very interesting. But it looks like Germany is a bit expensive. Here in Portugal painkillers cost around 3 euros and unlimited internet, text messages and calls for your mobile phone cost like 13-15 euros a month. But we do have lower incomes when comparing to the UK. Fruit and veggies here are cheap and high quality. One can never have it all..
My mobile plan costs me only $AUD 18/month, around 11 pounds. It includes 2GB data, unlimited call and SMS. It's just unbelievably cheap! I haven't met another person who's also using this company's service!
I thought I might cry when you said that about the pay as you go unlimited mobile data for 25 pounds. You're pretty right with the pricing in Germany, actually I've seen ads for contracts with 40 GB + Allnet-Flat for 70 EUR here in Germany and I think 10 GB + Allnet-Flat are generally around 25 EUR. These are all prices for contracts without phones, those are even higher, obviously. For example newest version smartphone (either Samsung or Apple) + 4 GB + Allnet-Flat for about 48 EUR/month. But there are some contracts that offer all that and 10 GB for like 60-70 EUR. So I guess unlimited without phones would be around the same price. I have pay as you go here in Germany and I have 600 minutes or SMS, community Flat (so basically paying 0 cents for talking to my family) and 1.5GB/30 days at 13 EUR. That is one of the cheapest pay as you go offers I've seen for that much data volume (although I feel sort of stupid calling it "that much data volume" after I've seen this video...).
Sometimes I feel like why would we have to pay the taxes from my salary? We are already paying taxes on the products which we purchase. Also we are working for the betterment of the economy. Instead, they should pay me for boosting their economy. Note that I am talking from employee's perspective, its ok for employers because they are the one's who are making good profits. Just a random thought!!!
if you earned £24,000 in the UK you would pay about £4000 in income Tax and National Insurance first 12,000 is tax free, 20% of the remaining 12,000 is £2,400, plus National Insurance is 9% of gross income over £7000 = £1,530 so total tax would be just under £4,000 total currently you can earn up to £43,000 inside the 20% tax bracket, over that you pay 40%
Well, something to look forward to then, when I'll move from the south coast to London in the summer. lol Can save all my p and don't have to exchange them. Thank you for the info! :)
You are correct about how Americans show 3 fingers. Yesterday I bought a pineapple for $1.29 at, of all places, Aldi in Miami. I also bought bananas for $0.29 per pound. I'm surprised that these fruits are also inexpensive in the UK.
They aren't. The supermarkets are masters at manipulating prices. Some fruit like berries are very expensive. Whereas fruit like kiwis are dirt cheap 6 for 80p if you by them in the bags. Where as in the US you will pay lot more for just two. We eat a lot of fruit, and the supermarket have direct relationship with their suppliers in Uk and Europe.
I also noticed Jen that you showed 4 by using all your fingers apart from your thumb. In the UK to show four we usually use all the fingers apart from the little finger.
I discovered your channel recently and i love it! Lots of new interesting things you wouldn't come across elsewhere. Moving to London is my dream, hopefully next year i'll at least try to live there for a while.
If you are comparing gross and net salaries, then you have also allowed for our NI contributions. Is health insurance deducted from salaries in Germany, or is it paid from bank accounts?
And you don't have to pay the higher rate of tax (40%) until you earn £43,000. The first £11,000 is 0%, the next £32,000 is 20% so it is what you earn over £43,000 that is taxed at 40%. But don't forget local council tax, I pay 1,400 a year for a 3 bedroom house. But there are other tax free allowances - £5,000 for dividends, £10,000 for capital gains, £1,000 for interest from next year if you are lucky enough to get any income. Some one who earns £11,000 receives £5,000 of dividend and £1,000 of interest would still pay no tax.
National insurance is 12% over £7,400 but is calculated on your weekly or monthly earnings while tax is calculated on annual earnings with a March tax year.
Germany is like all other European nations, there is a national health care for its citizens and the poor, but you can opt for quicker service and self referrals to specialists if you are prepared to pay a higher contribution in taxes. I wish the UK would remove POM labels from all none addictive drugs except Anti-Biotics, stop giving out paracetamol and drugs that cost less than £8.40 on the NHS when you can buy them for cheaper, it is ripping our tax payers off by making them pay £8.40 for a £3 item for instance. I also, wish we could self refer to a specialist if we needed to. Some GP's are good, some a pricks andI take that from my experience working in the NHS and being a patient who now has been told there is nothing more the NHS can legally do for him (I am not dying I know for a moment it sounded like it then), so I have to travel to Spain and sometimes America and I am disabled and living on a disability pension and savings and it is tiring but get access to more medicines and drugs not dispensed in the UK or are just illegal in the UK.
Bananas have for a long time been what are called 'lost leaders' in supermarkets, in that they are cheap to get people to come in and use the supermarkets, of course all supermarkets do this so it is basically a lost 'lost leader', market prices tend to be even cheaper though!
I'm English so this is really cool for me. Thanks for warning us about expensive medicines, I'll pack my own for holidays. Also when did you start to learn English? You sound like a native speaker, your accent is so natural!
Somebody in the 20% tax band would NOT pay 20% income tax. The first part of income, you pay NO tax at all. In the UK this is presently £11,500. You would only pay 20% on whatever you earn OVER that amount. Similarly, those in the 40% band would not be taxed on the firstt £11,500 of income, would pay 20% on any income between £11,500 and £45,000 and would only be taxed at 40% on any earnings OVER £45,000.
The medicines are cheap because the NHS gives out a cap to pharmacies with maximum prices and I suppose they all compete since I'm not sure if that also applies to supermarkets or just pharmacies. Didn't realise that was cheap compared to other countries though.
As a Brit living in Spain I was outraged when I got charged over 6 Euros for a packet of paracetamol. At first I thought that the pharmacy girl had hustled me because I don't speak the language! Now I get all of my visiting friends to bring some over for me.
i used to use the three pay as you go add ons but now the unlimited data one is £30 like wtf i use tesco mobile now ew as soon as my contract ends i’m changing to voxi
Irish taxes are even less. When we had new taxes introduced recently there was up roar about them but they're still very low in comparison to the rest of Europe.
Die Preise von Obst und Nüssen sind mir auch stark aufgefallen! Ich weiß nicht ob es stimmt, aber ich hab mir gedacht, dass das sicher mit den Export Verbindungen zB zum Commonwealth zu tun hat.
The other good news is that we've had private healthcare available for decades. NHS is there as an extra layer for those that can't afford to pay for the basic stuff themselves. It just gets massively abused now. They really need a basic triage system and additional costs for people that are clearly taking the pi$$. My cousin works in A&E and gets regular abuse (especially on Friday/Saturday nights from idiots who get drunk, get into fights, then turn up demanding immediate treatment while insulting the staff). She has the patience of a saint, but I would charge those people for wasting taxpayer money and treating medical professionals so badly.
@BritBrit that is rather patronising with regards to the NHS, you make it sound like only the 'ObamaCare' set use the NHS and most should have private, in reality the NHS system is the one thing that is a good export standard for Britain, just a shame it is severely both misused and underfunded.
The NHS is ranked, consistently, as one of the top healthcare systems in the world. Even with tory cuts, sell-offs and partial privatisation, which have reduced efficiency, increased costs and increased bureaucracy, it still ranks as one of the best in the world. The US system, for instance, costs twice as much per capita, yet produces similar, or worse outcomes and excludes many people, either wholly or partially. Healthcare costs, in the US, are the major cause of both bankruptcy and home repossession. A lot of British people, younger people in particular, take the NHS for granted and fail to realise what an absolute jewel we have in the NHS. The tories and their friends in the media are running the NHS down, as an excuse for eventual privatisation. They fail to point out that many of the problems it faces are due to ideological partial privatisation and cuts. The NHS is not on 'life support'! Though the tories would like you to think that it is. It's no secret that 75% of tory MPs have interests in private healthcare contracts. Many of which keep being unfairly awarded NHS contacts. The Health Secretary himself has written a book and several papers arguing that the NHS should be scrapped. Though he now pretends to support it. The NHS is a wonderful institution that is much loved by the British public. Don't believe the tory lies. These are the tories that can't provide decent funding for the NHS, despite their brexit lies, yet somehow found hundreds of billions to fund tax cuts for corporations and for their rich chums and managed to scrape together almost 2 TRILLION to subsidise the banking sector!
I'm just going to start of saying that I am not a tax expert. However, to say that tax in the UK are lower than in Germany is a bit misleading. For income tax, the BMF Steuerrechner actually calculates a medium income tax of 20% for a single person earning 32.000€. So not that different to the UK. The German System is more complex and you do start paying earlier than you would in the UK. The big difference in net pay actually comes from other deductables. NI contributions in the UK are super low compared to the multitude of "taxes" Germans have deducted for health care insurance, Pension, unemployment insurance, etc.. However, you tend to get something out of this as well. The cost most Germans spent on additional insurance, additional pension, private health care , etc. is, and this is merely my guess, lower than in the UK. "state" health care in Germany is more comprehensive, pensions are linked to your pay, so is unemployment benefit (for a limited period). I'm not saying the German System is better. labour costs in Germany can be prohibitively high, just that the "cheap tax deal" (if you want to call it that) you get in the UK is paid for in other ways.
Jen Dre fair enough. Can't say that that's my experience. Still in Germany you get pensions and unemployment benefit linked to pay. And Health insurance Covers for example most general Dental Health.
Hey There - love your videos. Can you do one about mobile phones for a person visiting for say 1-2 months. Can I get a pay as you go? Will my phone (iPhone) work there? What are my options? I would mainly like to text my family back in the States and use the internet for banking or apps. Are there other options I haven't thought of? You know kind of cover as much as you can even if you simply provide links of where to go for answers. Thank you so much and again love the videos. XX lol
For the mobile internet in France the best unlimited plan (unlimited data, unlimited SMS and unlimited calls) is 20€ and the data, calls and texts can be used worldwide (yes really) with no restriction
I would like to ask you for advice If you don't mind. am lost because I will have to choose to either go study in the uk at bristol or to Sorbonne Abu Dhabi and then continue in paris. (am willing to peruse philosophy and politics courses) the prestige of the paris Sorbonne or bristol
I love your rich vocabulary, for example burst one´s bubble. I am going to share your videos with my students. :) Thank you for your informative presentations.
Do you find clothes and electronic goods cheaper in Britain or Germany? I find them cheaper in Britain than where I live in the Czech Republic (or "Czechia", as the government is trying to get us to say). And another thing that suprised me was how cheap eating out is in Britain these days. OK, so you live in London, where stuff is super expensive, but last time I visited Britain I took five people out for lunch in a pub in Norfolk, and the bill was less than I would have paid in a comparable pub back in my little town in west Bohemia, where the cost of living is a lot lower. And that's a bad thing: low-cost services means low pay for the staff.
Tax people don't pay tax (except NI) on the 1st £11,500 in 2017 this is supposed to be going up to £12,500 by 2020. After that you pay 20% tax upto about £45001 then it goes to 40%. You also have National Insureance which is 12% from £157 a week upto £866 after once you earn over £866 a week you only pay 2% tax. So most people pay 20% above earnings of £11,500 plus 12% National insurance, those on £45001 pay 40% and 2% National Insureance. Those earning under the main tax threashold of £11,500 still pay National Insureance so if they earn £11,500 they take home £11,099 after NI. www.incometaxcalculator.org.uk/?ingr=11500&time=1&yr=2018&category= (lets people see their take home pay)
Bolton is the pineapple growing capital of the UK due its unique micro climate and local expertise. Bolton not only supplies 90% of the UK`s pineapple consumption they are the UK`s 5th biggest export to the EU. You really should know these types of facts if you want to assimilate fully.
Heyya! I was just wondering if you ever feel like moving back to Germany? I'm from Finland and I've only been in the UK for like 4 months now and I sometimes start doubting my decision to come here like I don't know what's the right thing to do and it's kinda hard to deal with.
+Adele maybe! it's definitely in the cards more now as the political situation is rubbish. but not immediately. but 4 months is very short. it took me a little longer to feel homey in the UK so maybe give it a bit longer :) it's normal to doubt
Jen Dre thanks! Right one more question haha, do you need or have a visa? And if you do was it difficult to get it and how expensive was it? So confused about who has to actually get it
the "british" 3 is what most americans do as well. I do not because "3" is actually W in sign language. the 3 that you do is actually 3 in american sign language
I have 2 cell phones, 1 for me and 1 for my daughter. I do have unlimited call within Canada and unlimited text plus 2 gigs data... I pay $130CAD a month!! Around 100 Euros or so!! lol... So I guess I get hammered on cell phone
Silver Legend: Not everyone pays National Insurance but still receive free health care.....and I don't mean health tourists, just in case anyone gets on their high horse and starts to call me names!
Don't forget how cheap sarcasm is in the UK - we give that out for free.
Of course not!
Hugh Tube Damn Europeans and your socialized sarcasmnothing is free !Godliss commies
And chavs/roadmen
So tru
lmao
Literally everything in the U.K. gets cheaper and cheaper the further you get from London lol
Adam Apple not necessarily..
ZigSteenine the rest of the UK is cheaper, espcially the North-East of England. The only exceptions are petrol/diesel, vehicles, phone contracts, insurance (except life and home insurance).
Oh fuck I live in london
@@hiya1233 same shitty pain
you sound like a native English speaker. amazing. no one would pick up that you're german because you just sound English.
Stuart Loughton she's a spy...call the Home Guard! 😂
Zeamus634 im from Germany and actually instantly recognized her accent. Maybe it's just something you hear when you are from the country of birth of the person
True. She sounds like an English man born in Somalia
Housing is ridiculously expensive in London.
That's because it's an international city rather than a British one. You pay global rather than British prices.
Housing costs in all the Capital cities of the UK are horrendous
Yes.
Now try the London street markets where the produce is usually better quality than supermarket stuff and will cost you half or even a quarter as much. I work in a supermarket and get a discount but I prefer to buy the better and far cheaper fruit and veg at the market. Late Saturday afternoons is the best time because of the buy one get one free offers
Hey Jen, Evan Edinger is looking for someone to help him with his German. You guys should do a collab together too. That would be cool.
LizColeVlogs that is two people, that I'm subscribed too.
LizColeVlogs yes please!!
hah! feel free to pass me on :D
You don't pay tax on the first £11,000 either.
Plus that went up from £10,600 last year I think too
rja, but if you start working as self employed, you start paying from day one
Only if you are a U.K. resident. Ex pats get taxed on the first pound of money they make in the U.K.
Oh, forgot to say : your tax rate in Germany depends on your social status [ married, parent, single ] etc.
@@davidjames1068 Same in UK, though it's done by different allowances rather than different rates (up to a certain - low - amount you don't pay any tax, above that you pay tax on the part that's above that amount, and the amount - threshold - moves depending on married, number of kids, etc.).
In Germany the only carrier Telekom offers an unlimited-data-thing. The problem is, that this contract costs like 200€. I guess that 3-5 GB (+plus calling, texting) are the average for 35euros. So you're fucked up. :)
Datmrcl She's f****d up, when she only pays £25 a month for no contract service??? Go away, Neanderthal!!!
+julie anderson What is wrong with you, girl. I meant us germans.
Im from the US and i keep finding that many consumer goods cost less in the UK vs the US. my cousin went over with me on another visit and at the end of the visit he said the same thing lol. Trying to move to England now because I love it and my partner lives there. Hoping the government doesnt make my life a living hell so i can get a visa.
About your taxes. As a single person the first £11,000 of your salary is tax free. The amount you earn above that is taxed at 20% up to £32,000. The amount you earn above £32,000 is taxed at 40%. However you also have to pay National Insurance if you earn above £8,060, and that is at 12%. That means your total tax is 32%. NI is a separate tax on income to pay for the National Health Service, state pensions, unemployment benefit, maternity allowance, and bereavement benefits.
So:
1. Cheap Medicines - because the NHS is a massive organisation that has huge negotiating power with any pharmaceutical companies trying to sell medicines in the UK. We simply don't allow pharma companies to rip us off with ridiculous prices, like they get away with say, in America, for example.
2. Cheap fruit: The specific (what Brits tend to think of as 'exotic') fruits you mentioned like pineapple and bananas, I think are cheaper here because of our connection to Commonwealth countries where those fruits are grown. I could be wrong, but I think that's why - we have a lot of trade with Commonwealth countries.
3. Taxes: It's a bit of an illusion to say we have cheaper taxes. The basic tax rates may be cheaper, but everyone here also pays (as I'm sure you've discovered) National Insurance contributions which is in addition to the tax we pay. NI is the thing that supports our National Health Service (as well as a few other things). No-one really minds about the additional NI costs, because we all really value our NHS.
Yes, our Commonwealth connections give us much cheaper exotic fruit.
Pineapples and bananas will be to do with the British Empire. A legacy thing, of trade connections with particular countries outside Europe, and of associated tastes in British preferences, like pineapple, mango and curry. So even though we're now limited in having the bilateral trade advantages we used to have with Commonwealth countries because of being in the EU, we still have elevated demand for those things compared with other countries, so the supply is higher, so the prices are lower.
I've never noticed a clear favourite way to show three with your fingers in Britain, and I've lived here my whole life.
I think counting from one is often starting with the thumb, sometimes with the index finger, but showing
one or two of three or four tends to be fingers only in UK. Counting is usually palm up, as learnt in school perhaps? Showing is holding the hand up (either way round seems natural to me, but palms outwards feels more normal for communicating across a room. So much cultural detail in a simple thing!
in Romania, data is super cheap and with orange, you can get a 30gb sim card for 35 lei (£7) with some minutes. please keep in mind that the sim expires in a month so its basically a contract where you need to add credit to your sim but 30gb with minutes is a good deal
I got an unlimited pay as you go plan in UK for under 19 pounds. (This was with Smarty, which is on the vodafone network).
It says no speed restrictions, but i found that it drops out or slows down a lot when using mobile hotspots.
I reckon it depends where you are in the UK.
I live in Liverpool and I went to London the other week, everything's more expensive. My mum went to Hamburg last month and she thought everything was ridiculous. It really depends on the place you go in the country.
Hi Jen! You can actually download the selected area on google maps as an offline map and you can use it even if you don't have data on your phone. It's useful especially when you are on a foreign country where you cannot use the mobile data. You can find it on the menu on your maps app. Hugs from Istanbul ❤
Jesus 6 euros for painkiller?
RFE You can get Ibuprofen at about 1,40€ for 50 tablets if you buy online, so it's really not so horrible. If you buy at the local pharmacy you can get ripped of and really pay 6€ or even much more if there is only one in your village. In bigger citys you need to compare prices, I pay around 3-5€.
Painkillers are more regulated in Germany. Only pharmacies are allowed to sell them, and pharmacies usually don't do cheap.
London is expensive. In general the UK outside London is not too bad.
In the UK you do not pay any tax on the £11000, from £11001 to £43000 you pay 20%, from £43001 to £150000 you pay 40% and from £150001 and above you pay 45% so if you earn £45000 you get the first 11K tax free, then pay 20% up to 43K and will pay 40% on the last 2K but this figure is calculated out for the year and you pay roughly the same amount each month. There are other things that effect this, private health insurance from you company is deemed as "extra pay" so taxable is one, if you get a company car that is also taxable.... However ! do not over look the NI (National Insurance) payment. That is free up to £155 per week, then you pay 12% from £155 to £827, that drops to 2% above that figure.
even including the NI contributions it still pay less than i would in germany! :)
Hi Jen - I lived in Berlin through the 1980's and my salary was halved by gov't deductions (I was single). A colleague who was married with two kids paid almost nothing. On the upside, I've since qualified for the German state pension which is very generous when compared to the UK.
Loved Berlin.
The painkillers shot up in price when the supermarkets started only selling packs of 16. You used to get a bottle of 100 paracetamol for £1
recently Morrisons selling pineapple for 50p per one@@! crazy price!
+wendychoi wow!
wendychoi
Go to the markets - always cheaper than supermarkets, especially at the end of the day.
wendychoi I think Aldi sells them 69p not even on offer
I love Aldi fruit and veg prices
Also gym memberships , and in Germany they don’t have day passes for gyms (MAYBE in the biggest cities they do (and I’m already from a big and famous city) but apart from that it’s unusual)
How many languages do you speak? I am totally impressed by your lack of an accent.
Hey I wish you spoke to me about the bank accounts I could have helped you big time! I just wanted to say your accent is excellent and you speak perfect English!
I tell you what's crazy cheap in the UK. Glasses.
In germany I paid over 300€ (108€ alone for each glass) for a single pair of minimal framed glasses, no thinning, just anti-reflection treatment. In the UK I just did a test and ordered new glasses and with the '2 for 1' offer I only paid £150 (~ 170€) for two pairs of fully framed glasses with anti-reflection and thinning treatment!
So that's £130/150€ cheaper but I still get a second pair of better quality glasses on top.
+ComelyStar hm I actually found it cheaper in germany. also the test is free there and in the uk you often get charged. my glasses from Germany came to like 85 euros.
If you work with computers your employer will normally be able to either give you a voucher for a free eye test or allow you to claim the cost of the test back once a year.
Thanks for the tip, paul
ComelyStar I live in the U.K. and we just go for a test and get the glasses we need for FREE
There is a limited range of glasses that you can get for free if you are under 18, a full time student and under 21, over either 60 or 65 (can't remember which) or on a low income or job seekers benefits.
I have to agree with the fruits! Coming from Indonesia here. Went to London for Holiday last month, and I literally eat Strawberry every damn day :D I bought a pack of strawberry in Sainsbury everyday which cost me around 2 pounds. With the same quality here in Indonesia, it can cost me around 11 pounds. Well perhaps it depends on the food, though! Because I noticed that some tropical fruits are slightly more expensive.
You pay £25 a month? I pay £9 for unlimited texts and calls and 6GB of data (with BT), which I only use like 1 or 2 GB...... Wtf.... maybe Im missing something.
Hi Jen! As some others have said about our tax rates, you don't pay any tax on the first £11000 of income, so you will only pay tax on £15000 if you earn £26000. If you include N.I. contributions it works out about 29% of income all in, rather than just the 20% income tax. That any help?
+malarkey 22 I pay about 20% on my income including NI contributions. in germany I think I'd be at above 35%
Jen Dre Jesus! 35%? I guess we have it a little easier here in the UK. What is the V.A.T. rate in Germany? We do have a lot of 'back door taxes' in the UK. They do like to sneak them in here.
+malarkey 22 I think vat is 19% unless it changed since I moved
Those painkillers are cheap! But that is coming from a person that lives in Norway. A VERY expencive country. Many norwegians that lives close to the border will drive to sweden to shop for Meat and alchohol because it is MUCH cheaper. We still buy it in Norway but many go to sweden many times a year
How do you communicate though? do you speak English?
Those countries and their money, I know someone living in Swiss, close to Germany, he works in Swiss and buys in germany, he's a rich man
yeah well loads of Germans will work in Switzerland but live in Germany - so they benefit of each other in a way I guess!
Most Swiss people are quite well off
Very interesting. But it looks like Germany is a bit expensive. Here in Portugal painkillers cost around 3 euros and unlimited internet, text messages and calls for your mobile phone cost like 13-15 euros a month. But we do have lower incomes when comparing to the UK. Fruit and veggies here are cheap and high quality. One can never have it all..
My mobile plan costs me only $AUD 18/month, around 11 pounds. It includes 2GB data, unlimited call and SMS. It's just unbelievably cheap! I haven't met another person who's also using this company's service!
I thought I might cry when you said that about the pay as you go unlimited mobile data for 25 pounds.
You're pretty right with the pricing in Germany, actually I've seen ads for contracts with 40 GB + Allnet-Flat for 70 EUR here in Germany and I think 10 GB + Allnet-Flat are generally around 25 EUR. These are all prices for contracts without phones, those are even higher, obviously. For example newest version smartphone (either Samsung or Apple) + 4 GB + Allnet-Flat for about 48 EUR/month. But there are some contracts that offer all that and 10 GB for like 60-70 EUR. So I guess unlimited without phones would be around the same price.
I have pay as you go here in Germany and I have 600 minutes or SMS, community Flat (so basically paying 0 cents for talking to my family) and 1.5GB/30 days at 13 EUR. That is one of the cheapest pay as you go offers I've seen for that much data volume (although I feel sort of stupid calling it "that much data volume" after I've seen this video...).
I was so worried about the prices of the internet and you calmed my nerves! Thank You!!!!
Sometimes I feel like why would we have to pay the taxes from my salary? We are already paying taxes on the products which we purchase. Also we are working for the betterment of the economy. Instead, they should pay me for boosting their economy. Note that I am talking from employee's perspective, its ok for employers because they are the one's who are making good profits. Just a random thought!!!
if you earned £24,000 in the UK you would pay about £4000 in income Tax and National Insurance
first 12,000 is tax free, 20% of the remaining 12,000 is £2,400,
plus National Insurance is 9% of gross income over £7000 = £1,530
so total tax would be just under £4,000 total
currently you can earn up to £43,000 inside the 20% tax bracket, over that you pay 40%
What I miss in Germany are free public toilets - you often have to pay at least 50 cents or at railway stations 1€....never saw that in the UK
+MariieInWonderland uk has loads where you have to pay too. for example euston station you pay 30p :) but yeah it's worse in germany
Well, something to look forward to then, when I'll move from the south coast to London in the summer. lol
Can save all my p and don't have to exchange them. Thank you for the info! :)
You are correct about how Americans show 3 fingers. Yesterday I bought a pineapple for $1.29 at, of all places, Aldi in Miami. I also bought bananas for $0.29 per pound. I'm surprised that these fruits are also inexpensive in the UK.
They aren't. The supermarkets are masters at manipulating prices. Some fruit like berries are very expensive. Whereas fruit like kiwis are dirt cheap 6 for 80p if you by them in the bags. Where as in the US you will pay lot more for just two. We eat a lot of fruit, and the supermarket have direct relationship with their suppliers in Uk and Europe.
Still fruit an veg is much cheaper overall in my local indian shop than it is is the supermarket. For a tenner you can buy much more.
I also noticed Jen that you showed 4 by using all your fingers apart from your thumb. In the UK to show four we usually use all the fingers apart from the little finger.
No we don't, we use all except the thumb.
I discovered your channel recently and i love it! Lots of new interesting things you wouldn't come across elsewhere. Moving to London is my dream, hopefully next year i'll at least try to live there for a while.
If you are comparing gross and net salaries, then you have also allowed for our NI contributions. Is health insurance deducted from salaries in Germany, or is it paid from bank accounts?
even including the NI contributions it still pay less than i would in germany! :)
And you don't have to pay the higher rate of tax (40%) until you earn £43,000. The first £11,000 is 0%, the next £32,000 is 20% so it is what you earn over £43,000 that is taxed at 40%. But don't forget local council tax, I pay 1,400 a year for a 3 bedroom house. But there are other tax free allowances - £5,000 for dividends, £10,000 for capital gains, £1,000 for interest from next year if you are lucky enough to get any income. Some one who earns £11,000 receives £5,000 of dividend and £1,000 of interest would still pay no tax.
National insurance is 12% over £7,400 but is calculated on your weekly or monthly earnings while tax is calculated on annual earnings with a March tax year.
Paul Rice: A tax year begins in April and ends the following April, surely....
Germany is like all other European nations, there is a national health care for its citizens and the poor, but you can opt for quicker service and self referrals to specialists if you are prepared to pay a higher contribution in taxes. I wish the UK would remove POM labels from all none addictive drugs except Anti-Biotics, stop giving out paracetamol and drugs that cost less than £8.40 on the NHS when you can buy them for cheaper, it is ripping our tax payers off by making them pay £8.40 for a £3 item for instance. I also, wish we could self refer to a specialist if we needed to. Some GP's are good, some a pricks andI take that from my experience working in the NHS and being a patient who now has been told there is nothing more the NHS can legally do for him (I am not dying I know for a moment it sounded like it then), so I have to travel to Spain and sometimes America and I am disabled and living on a disability pension and savings and it is tiring but get access to more medicines and drugs not dispensed in the UK or are just illegal in the UK.
You have great personality with a refreshing way on sharing details. Newly subscribed.
Bananas have for a long time been what are called 'lost leaders' in supermarkets, in that they are cheap to get people to come in and use the supermarkets, of course all supermarkets do this so it is basically a lost 'lost leader', market prices tend to be even cheaper though!
You mean loss leader and you're wrong. Bread and milk are the loss leaders.
I'm English so this is really cool for me. Thanks for warning us about expensive medicines, I'll pack my own for holidays.
Also when did you start to learn English? You sound like a native speaker, your accent is so natural!
thanks! i had english in school from 6th grade onwards. so i would have been 11.
Don't forget that you pay income tax only on income above your allowance (£11,000). So if you earn 25,000, you pay 20% on 14,000 only.
Somebody in the 20% tax band would NOT pay 20% income tax. The first part of income, you pay NO tax at all. In the UK this is presently £11,500. You would only pay 20% on whatever you earn OVER that amount. Similarly, those in the 40% band would not be taxed on the firstt £11,500 of income, would pay 20% on any income between £11,500 and £45,000 and would only be taxed at 40% on any earnings OVER £45,000.
The medicines are cheap because the NHS gives out a cap to pharmacies with maximum prices and I suppose they all compete since I'm not sure if that also applies to supermarkets or just pharmacies. Didn't realise that was cheap compared to other countries though.
I still can't get over that sweet potatoes here cost as little as regular potatoes. Also, pineapples are always 70p at Lidl.
As a Brit living in Spain I was outraged when I got charged over 6 Euros for a packet of paracetamol. At first I thought that the pharmacy girl had hustled me because I don't speak the language! Now I get all of my visiting friends to bring some over for me.
i used to use the three pay as you go add ons but now the unlimited data one is £30 like wtf i use tesco mobile now ew as soon as my contract ends i’m changing to voxi
Irish taxes are even less. When we had new taxes introduced recently there was up roar about them but they're still very low in comparison to the rest of Europe.
Die Preise von Obst und Nüssen sind mir auch stark aufgefallen! Ich weiß nicht ob es stimmt, aber ich hab mir gedacht, dass das sicher mit den Export Verbindungen zB zum Commonwealth zu tun hat.
Annie Fischer jepp nüsse sind hier extrem teuer >·
I have 3 UK (contract) and pay only 20 GBP for unlimited internet. Good speed.
Manuel Cheta internet in the UK is pretty shitty compared to my homecountry.
Big companies here do not care about customers. I see that Virgin Media have 200Mbps internet speeds. I'll work with them in the future.
Expensive! In Romania You can get for 5 pounds unlimited internet which is 5G, 2000 minutes and unlmited texts! Did i mention the 5G????
The good news is our taxes are low, the bad news is that our health service is on life support.
philip013 just don't get sick haha
The other good news is that we've had private healthcare available for decades. NHS is there as an extra layer for those that can't afford to pay for the basic stuff themselves. It just gets massively abused now. They really need a basic triage system and additional costs for people that are clearly taking the pi$$. My cousin works in A&E and gets regular abuse (especially on Friday/Saturday nights from idiots who get drunk, get into fights, then turn up demanding immediate treatment while insulting the staff). She has the patience of a saint, but I would charge those people for wasting taxpayer money and treating medical professionals so badly.
@BritBrit that is rather patronising with regards to the NHS, you make it sound like only the 'ObamaCare' set use the NHS and most should have private, in reality the NHS system is the one thing that is a good export standard for Britain, just a shame it is severely both misused and underfunded.
then raise taxes.
The NHS is ranked, consistently, as one of the top healthcare systems in the world. Even with tory cuts, sell-offs and partial privatisation, which have reduced efficiency, increased costs and increased bureaucracy, it still ranks as one of the best in the world. The US system, for instance, costs twice as much per capita, yet produces similar, or worse outcomes and excludes many people, either wholly or partially. Healthcare costs, in the US, are the major cause of both bankruptcy and home repossession. A lot of British people, younger people in particular, take the NHS for granted and fail to realise what an absolute jewel we have in the NHS.
The tories and their friends in the media are running the NHS down, as an excuse for eventual privatisation. They fail to point out that many of the problems it faces are due to ideological partial privatisation and cuts. The NHS is not on 'life support'! Though the tories would like you to think that it is. It's no secret that 75% of tory MPs have interests in private healthcare contracts. Many of which keep being unfairly awarded NHS contacts. The Health Secretary himself has written a book and several papers arguing that the NHS should be scrapped. Though he now pretends to support it.
The NHS is a wonderful institution that is much loved by the British public. Don't believe the tory lies. These are the tories that can't provide decent funding for the NHS, despite their brexit lies, yet somehow found hundreds of billions to fund tax cuts for corporations and for their rich chums and managed to scrape together almost 2 TRILLION to subsidise the banking sector!
I'm just going to start of saying that I am not a tax expert. However, to say that tax in the UK are lower than in Germany is a bit misleading. For income tax, the BMF Steuerrechner actually calculates a medium income tax of 20% for a single person earning 32.000€. So not that different to the UK. The German System is more complex and you do start paying earlier than you would in the UK. The big difference in net pay actually comes from other deductables. NI contributions in the UK are super low compared to the multitude of "taxes" Germans have deducted for health care insurance, Pension, unemployment insurance, etc.. However, you tend to get something out of this as well. The cost most Germans spent on additional insurance, additional pension, private health care , etc. is, and this is merely my guess, lower than in the UK. "state" health care in Germany is more comprehensive, pensions are linked to your pay, so is unemployment benefit (for a limited period). I'm not saying the German System is better. labour costs in Germany can be prohibitively high, just that the "cheap tax deal" (if you want to call it that) you get in the UK is paid for in other ways.
+munstergirl25 from my experience germans pay loads on extra insurance on top...
Jen Dre fair enough. Can't say that that's my experience. Still in Germany you get pensions and unemployment benefit linked to pay. And Health insurance Covers for example most general Dental Health.
Can u make a video about the health and doctors in the uk thank u
I already did
Hey There - love your videos. Can you do one about mobile phones for a person visiting for say 1-2 months. Can I get a pay as you go? Will my phone (iPhone) work there?
What are my options? I would mainly like to text my family back in the States and use the internet for banking or apps. Are there other options I haven't thought of? You know kind of cover as much as you can even if you simply provide links of where to go for answers. Thank you so much and again love the videos. XX lol
For the mobile internet in France the best unlimited plan (unlimited data, unlimited SMS and unlimited calls) is 20€ and the data, calls and texts can be used worldwide (yes really) with no restriction
Pineapples are able to be imported from Africa and Central America for dirt cheap in the UK.
I would like to ask you for advice If you don't mind. am lost because I will have to choose to either go study in the uk at bristol or to Sorbonne Abu Dhabi and then continue in paris.
(am willing to peruse philosophy and politics courses)
the prestige of the paris Sorbonne or bristol
Jen the way you do 3 is common for sign language as the other way is W.
I love your rich vocabulary, for example burst one´s bubble. I am going to share your videos with my students. :) Thank you for your informative presentations.
Do you find clothes and electronic goods cheaper in Britain or Germany? I find them cheaper in Britain than where I live in the Czech Republic (or "Czechia", as the government is trying to get us to say).
And another thing that suprised me was how cheap eating out is in Britain these days. OK, so you live in London, where stuff is super expensive, but last time I visited Britain I took five people out for lunch in a pub in Norfolk, and the bill was less than I would have paid in a comparable pub back in my little town in west Bohemia, where the cost of living is a lot lower. And that's a bad thing: low-cost services means low pay for the staff.
+MrSonofsonof cheaper in germany. I always buy electronic stuff in germany
Hey I moved into uk a month back for my uni, I have so many question hope you can help me out ?
Tax people don't pay tax (except NI) on the 1st £11,500 in 2017 this is supposed to be going up to £12,500 by 2020. After that you pay 20% tax upto about £45001 then it goes to 40%. You also have National Insureance which is 12% from £157 a week upto £866 after once you earn over £866 a week you only pay 2% tax.
So most people pay 20% above earnings of £11,500 plus 12% National insurance, those on £45001 pay 40% and 2% National Insureance.
Those earning under the main tax threashold of £11,500 still pay National Insureance so if they earn £11,500 they take home £11,099 after NI.
www.incometaxcalculator.org.uk/?ingr=11500&time=1&yr=2018&category= (lets people see their take home pay)
I pay £16 for unlimited internet, unlimited msgs in uk, 3h free calls in uk and unlimited calls between 3store users. 3store is the best.
please reply me how can i find job near Middlesex uni london while studying bsc biotechnology
Meds are def cheaper. Bought some pills against allergy recently for £1.75, pills back at home cost around €6.
the vegan burgers, sausages etc like Fry's and Linda McCartney's are so good and so much cheaper than here in Portugal! xD
Bolton is the pineapple growing capital of the UK due its unique micro climate and local expertise. Bolton not only supplies 90% of the UK`s pineapple consumption they are the UK`s 5th biggest export to the EU.
You really should know these types of facts if you want to assimilate fully.
I have a magic phone and basic internet costs nil.
I love your channel
Heyya! I was just wondering if you ever feel like moving back to Germany? I'm from Finland and I've only been in the UK for like 4 months now and I sometimes start doubting my decision to come here like I don't know what's the right thing to do and it's kinda hard to deal with.
+Adele maybe! it's definitely in the cards more now as the political situation is rubbish. but not immediately. but 4 months is very short. it took me a little longer to feel homey in the UK so maybe give it a bit longer :) it's normal to doubt
Jen Dre thanks! Right one more question haha, do you need or have a visa? And if you do was it difficult to get it and how expensive was it? So confused about who has to actually get it
+Adele as an eu citizen you don't need a visa. at all. until the uk leaves the eu I can stay indefinitely
I pay £12.80 a month for unlimited data on three, and you get a free upgrade to 4G. Been on the same contract now for 4 years
Tom shame about the tethering limitations that came into play though.
This makes me appreciate the UK :)
Go to Lidl or Aldi and prices are even cheaper.
Sounds great! what about eating out? Is it way more expensive than Germany?
+The Drunken Bear depends. I wouldn't say WAY more but compare to berlin london is out of proportion 😂 munich prices are probably more similar
I do three the same way, mainly cause that's how ASL does it cause the other way is W!
Fruits are even waaayy cheaper in the markets
the "british" 3 is what most americans do as well. I do not because "3" is actually W in sign language. the 3 that you do is actually 3 in american sign language
£25 ? :D In Czech Republic you wouldnt get for that price even 2GB. I have 500MB and it cost me like £17. Incredible , now I love UK even more :D
Pine apple very sweet fruit😊
oo really
Especially when I eat a pineapple ring (from a tin) on my gammon steak!
@@BillionaireMindset1431 yes😊😊
Great English! You got it!
love love love!!!! Thanks for sharing!
highly informative indeed,I am thinking of getting advice from you before leaving for London
Your English is perfect. I would have had NO idea you were German unless I read it. Bloody nora.
I pay VAT on choc.
In Italy we do 3 as you do in Germany... haha kinda funny, I also thought that 3 in that way was more american
Great video!
tax in general is cheaper but ladies sanitary products are taxed because they are categorised as a luxury :/
I pay zero tax cos living off inheritance.
Bananas are 5 for £1.
please make a video on it
Our supermarkets use bananas as a loss leader- Ie they lose money on the banana, but hope you buy more stuff to then make the profit
I have 2 cell phones, 1 for me and 1 for my daughter. I do have unlimited call within Canada and unlimited text plus 2 gigs data... I pay $130CAD a month!! Around 100 Euros or so!! lol... So I guess I get hammered on cell phone
In Denmark we pay nearly 50% taxes...
6:08 - 20% tax on income? You haven't taken into consideration that we also have to pay National Insurance (also a tax) on on top of income tax!
+Silver Legend it's still loads less than in germany. looooads less
Thanks, that's nice to know :-))
Silver Legend: Not everyone pays National Insurance but still receive free health care.....and I don't mean health tourists, just in case anyone gets on their high horse and starts to call me names!
20% on 30k; is that the total tax burden, or are there other taxes--local, medical insurance, etc.?
Posted some info further up. Main cost in UK will always be accommodation. Most expensive in London.
it's the total tax, we don't pay medical insurance as we have the NHS
I try to get free or low cost.