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Housing MARKET Problems!!! - Our Future Plans & Some UPCOMING Events! - Daily Vlog!
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- čas přidán 13. 08. 2024
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Dan if Jess gets full health insurance with her full time job she should not give that up. That’s worth the cost of working for. You can’t imagine what that alone is worth.
This is something that should not be underestimated. The costs of health and dental insurance is staggering. A good policy is pricey. My husband was self employed and I carried all the benefits. We were also able to save and he had a SEP account for our retirements.
Yes! My husband pays $137 a week for both of us. If we had to pay it ourselves estimate is $2500 now. Can you imagine the next decade.
Agreed!
If you self insure. I get HUGE discounts since I pay cash. I use Good RX for my prescriptions.
My wife got Staff infection in her ear. $1,000.00 cash. That is less than 2 months of what I would have paid into the insurance scam
Agreed. Keep those insurances.
Trailer on a small piece of land or a small house is the best way to go imo.
HOA's are way too restrictive in just about everything.
Never buy in an HOA.
It depends on the HOA. Ours doesn't have much in our covenants. It's not super restrictive at all, but it does maintain common grounds in the neighborhood
HOA laws can change on the whim of a new HOA president. A lot of "Karen" types try to run them. If you own your own property you don't have to pay someone to maintain a common area. There is no common area. It's all yours. An HOA is like paying your mortgage and rent. I couldn't do it. IMO.
@@user-wj1xr8nn7t usually the neighborhood has to vote to change the laws. I am on the board of our HOA, and there is no one on the board that can change the covenants. The neighborhood has to vote for a change to happen, and then we have to submit the change to the county and republish the by-laws. I have never heard of an HOA where the president or the board can just change the by-laws
You can't raise a small garden or have chickens or put up a building or work on a vehicle or your town house has to be mostly the same in some places you can't plant a tree
Get a house on the outskirts of town with 5 acres or more. Well water and septic is the key. As far from other houses as possible. Eventually you could get a solar system, then you don't need to rely on infrastructure.
I’m with you Danno, no HOA. Every year increases on the fee. Property tax increases are enough! Thanks for the lovely video. 😊
Exactly!
I do not like our HOA
😩
I would not rely on CZcams for a consistent income. It seems like a house of cards. The bump in the bench is so people can't sleep on it.
That could be said about any job.
They put the metal arm rest on the middle of the bench to deter people from sleeping on them. I know they do this in bigger cities that have a homeless population.
Hey Danno!! You and Jess pray on it!! Pray daily and put it in God's hands. Have faith and talk like you already have it. God will provide ❤️
Don't underbuy your space if you run your business out of it, or plan on kids. Allow for garden space in lot size. Avoid HOAs.
Nothing wrong with buying a couple of acres and a double wide until you can afford to upgrade.
Hope the Canadians had a great Canada Day yesterday! I live on the US, Canada border and it's always a party week here.😉
So do I, I watch the fireworks across the river in Canada on the 1st and watch it on the river on our side the 4th.
Had a very nice Canada Day yesterday!,, 🇨🇦💥
thank you. It was great, and Happy 4th back to you
Those benches r designed to avoid "homeless" sleeping on them
"Sticker bush things" are teasels. The roots are medicinal! Blue flowers are chicory--roasted and ground roots make good coffee substitute.
Hey Jess and Danno👋🏻👋🏻 The green pipes are sewer lines. The sticker plant is a thistle plants. I hate to see nature bulldozed down😢 We have a field across the street, which was sold for apartments 😢 Thanks for sharing your walk and chat🚶♂️➡️🤗
9 Times outta 10 they Are planning on building Massive Apartments, kinda like they're doing in Wisconsin...
Same here in Canada 🇨🇦,, they’re building Everywhere!!,,
I love your videos especially when you're out walking around it's nice to know that you never have to worry about foul language
CONDOS are like apartments, and can also be small. TOWNHOMES are rowhouses.
Detached Condos. There is also ones that are only connected at one side, like a duplex but built at an angle from each other.
Here in Florida the real estate is sky high! Also getting Homeowners' insurance is extremely expensive. Most property insurers have refused coverage for homes here. The illegals are a very real issue here too. Florida is not what most people think it is any more. It's sad. I'm a native, born and raised here. I'm looking to move northward a bit in the next year looking for a house now. I just can't be happy here any longer. Two family members have already moved the last two years.
@@deannadove3505 Timeto organize and have homeowner owned insurance along the lines of Medishare. To heck with the vampire insurance companies!
We live in Butler County and our main living farm’s property taxes increased 55% and our extra farm increased 108%. I hear Hamilton County taxes are just as bad especially if you’re still paying for that stadium😂. My 1830’s farmhouse is very likely better built than newer homes. I think it’s haunted with friendly ghosts but they’ve let us live here 29 happy years, so far.
A few years ago bought a lot in N Florida for 5000, I bought an additional lot couple years later for 8000. I have now put power on it and am planning in a couple years a pole building. Slowly step by step building a home, it'll take 12-15 years total before done, but it'll be mine and paid for.
Agree unless the property extortion, I mean property tax authority "LOL" raises the land taxes to a point where such will be useless in their quest of you, me, & all, "owning nothing and being happy about it, eh?" "roll eyes"
That’s a great plan😊
People forget its how our grandparents did it. They had nothing and worked years to get what they got. Now, its granite tops, swimming pools and luxuries, or life is too hard lol Worse thing ever given to humankind was the credit card!
Good morning everyone 😊🌞
I marked out underground utilities for 25 yrs... Green pipes are sewer pipes... Red is electric... Blue water.... Orange telephone and cable ... Yellow gas
Worst time to buy a house.
Yes I would love to see you Danno and Jesse doing your daily lives videos.
Would love to see what Jess makes crafting. ❤
The camera really does film nature beautifully. And it’s as if you can feel the sun and the breeze coming through. Very nice
Condos are like apartments, shared walls on both sides and above and below. Townhomes are like duplexes, shared side walls but not above or below. Townhomes that are stand alone, no shared walls, are called garden or patio homes. You can own all types.
I Bought 2 Briskets on Sale for $1.97 lb. Today! So Happy! 😊
Don’t rent,
Get a tent !
A great video 👍 It’s nice to see when you do something different than always being in a grocery store ❤ It looked like a nice day for you to do that Keep being you that’s what I enjoy about you 👍 It’s always good to plan for the future and put God 1st and He will guide you ❤️
C'mon out to Arizona, Danno! Lots of acre lots out here and you can even live in an RV until you place a house on the lot. NO HOA's! Nice, new mobiles can be as low as 130K, and if you own the land, you may try to collateralize the home with the land. LOTS of space to grow out here. We placed a 40 foot shipping container on our lot, so lots and lots of storage too. Mounatain views and close to shopping in both directions. Mohave County.
Enjoyed the morning walk with you listening to your thoughts. I'd like to see you do more of these, I really enjoyed it. You do an excellent job keeping us informed about the food prices. Have a great 4th of July Danno and the lovely Jessica ❤❤
Good morning Danno. Wherever you go, don’t stop doing content!!! Hopefully you guys will stay in this area or close. 🤗
Since you asked, I will put in my thoughts... In your earlier videos, where you walk around town or even do a "WALK n' TALK" like today, still captures my interest. You have a gift for narration and storytelling, Dan. Together, with Jess' creativity, I believe you could be a real "power couple" with a channel as a united force. Dan, you have a gift of connecting with the the viewer and in my opinion, I think you have so much more in you in regard to creating/producing videos with substantial content (beyond grocery prices)... so, stay encouraged. (not sure if that came out right, but you know what I mean hopefully). Yes I remember the Cicada videos with "Ralph the Cicada".
Remi ds me of that song, "Pave Paradise snd put up a parking lot."
We sold our house and got 3x what I was offered 3 years ago.
Hey Danno. So sad to see developers keep destroying This Country. They have Destroyed n.c, they are building houses everywhere. N.c is severely over crowded. There's over 10 million people in n.c, so sad what there doing to this once beautiful country. But there's no reason to complain, because they will keep taking farms and destroying what little Forest we have left. They'll eventually run out of land and will be building up.
I live just South of Louisville, Kentucky,and there are a lot of small sweat bees, hard shell bugs and gnats all in my swimming pool every day. Insects are crazy this year!!!😡😡😡
I love my acre and a half yard in SC. I have a nice garden. Just hit chickens this year and my hubby is putting up a green house. Also love my pool.
Just got chickens. Didn’t hit them. lol
@@jackieh1206😂
It’s a really good idea to know what you want when buying a house. For example I would never buy a house that wasn’t a single story. There are numerous reasons, but a 2 story would be a deal breaker. I wish you both luck and happiness.
I enjoy these different videos. Especially the ones with Jess.
That house is probably a model home. Lots of building going on. Stay away from HOA's if possible
My house was built in 1920. Yes, it has upgraded electric and windows. It's a solid home. Way better built that matchstick houses today.
Don't give up your dreams... just be careful 🙏🙏🙏🙏
Thank you Danno and Jess. Enjoyed the walk with you. I was wondering if you guys have ever visited the Ark Experience and the Creation Museum. That may be a cool Adventure. Blessings to you All ❤
West Virginia the best state for introverts. No people. No "Progress" - almost heaven! Get out of the cities!
Great prices there. Just saw a cabin with 45 acres for $220,000 a bargain!
@@CraftEccentricity you betcha! Jobs aren’t plentiful there, by any means…but great for retired folks, or those not needing to work.
Hey Danno! Beautiful day in Ohio. I would love to see ya'll doing videos of your daily lives. A reality show. A lot of people love to see how other's live and things they do, travel etc... while we appreciate the grocery videos, what you are talking about doing sounds great! You should get some bikes. I am thinking about getting one. Haven't had one in a long time. Would be nice to have one these days and times. I think it would be an excellent purchase! Might even check online for people selling bikes or if they have garage sales in your area. Never know what you could find. If you do go to some, would you video it? A lot of people enjoy yard sales. I love them! Myself, it is just me and my cat. My son moved almost 1000 miles away from me to Texas, down near the border of Mexico. I am looking for a tiny home that I could have enough land to have a garden and a above ground pool. Good luck on finding what you want. I hope that you will soon. Have a great day and thanks for another great video and sharing it with us.
Hi Danno, Jessica & Everyone !
The (spent) cone-head flowers are called Blue Hobbit Sea Holly
I looked it up and found the data (see below):
Blue Hobbit Sea Holly is a striking, long-lived ornamental perennial that offers interesting texture, unique color, and a long season of flowers, blooming throughout summer. Blue Hobbit produces a petite, rounded basal rosette of dark green leaves with branched silver-blue stems bearing spiny blue-tinged leaves and thistle-like egg-shaped flower heads with intense dark blue color and a collar of spiky blue-green bracts. The flowers appear in profusion over a long season, which often lingers into autumn. Nectar and pollen rich, the flowers attract pollinators to the garden, including bees and butterflies, but they also make ideal cut flowers for mixed floral arrangements. For the longest lasting blooms, cut the stems before flowers are fully open.
A Eryngium planum species, commonly called eryngium, sea holly, flat-leaved eryngo, or blue eryngo, Blue Hobbit has a compact, globe-shaped, mounding habit and will slowly spread over time. It's a great bed, border, or container plant that is especially well-suited to cottage, cutting, coastal, and rock gardens.
An easy-grow, cold-hardy plant, sea holly is relatively carefree once established. It grows best in a warm, sunny location with dry, sandy, well-draining soil. Winter protection is advised and good drainage is critical. Deadheading spent blooms encourages additional blooming.
(From Park Seeds online webpage, as of 2 July 2024, 12:30pm EST).
I don't want to plagiarize.
😂
Nice looking community. I'd rather wait until the homes are built and structured. You know why, because say like you buy the land and plot the home in a nice large land and then the builder plots a neighboring home right under your home. 😢😢😢 This is why I will never buy a home that is just establishing a community.
Also I thought you were on a highway. LOL
I wouldn't want a highway nearby. Too dangerous especially with little children running around the yards.
Thanks for the tour. It was interesting indeed.
❤❤❤
Hi Danno. Enjoyed the walk and talk today. Hi to Jess❤
Hey there Danno, the Handel in the middle of the bench is there to keep people from sleeping on it. Some cities do even more annoying things to keep people off the benches.
The Sweat Bees don't die because they are biting, not stinging. They lick the sweat off your body because they like the salt.
The Cement Pillar might be a Survey Marker. Or, if the trail used to be a Rail Road Track, it might be a Mile Marker.
Sadly having lived in cities I know if you don't put a bar down on a bench you won't get to sit on it anyway because a homeless person will claim it as their own permanently.
Looks like a lovely day for a walk. The “armrest” in the middle of the bench is there to keep people from lying down and sleeping on it.
Good luck on your house hunt and I agree with Jess. Avoid HOAs.
Pretty sure that's where they are taking out "our" walking trail and building houses that start at $1,000,000. I know I can't afford that!
Watch the tax sales for land. Get land cheap through county tax sale, when you’re ready to build the bank puts the value of the land towards your down payment.
I am 60. here in KY, after your 62. no more paying property tax
Hello Danno and Jess thank you both for sharing your daily life videos with us And Bravo 👏 to you Jess beinging apart of the video even when you’re tired from work ❤
Yes, great idea. I know I enjoy watching vlogs of people traveling. Take a glimpse of Yankee in the South, Will and Dawn do what you are thinking about. Looks like you had good weather on your walk.
IMO, I have to Mute that channel that you mentioned, if I watch. Danno and Jess are WAY more interesting and pleasant to listen to.
Danno and Jessica if you were buying a house with a bit of land would you make it a homestead growing your own vegetables and fruit etc?
Home prices are insane! Three of my grown kids would love to buy a home but it is so hard to find anything affordable. We are in middle GA, everything here is getting swept up by businesses that then rent all the homes. 😡
Hey Danno. I have been watching tax men and YT preppers. In order to afford a house in these times a couple has to make 150,000 a yr. Good bye middle class and dreaming of a house someday.
Best of luck to you and Jessica moving forward. I hope your dreams and plans are realized.
100% . I agree with you, Barry.
I would enjoy a mix. Travels, food reviews, q and a, shopping at different places.
Hi Jess and Danno, I would love to see Jess join you full time and to see daily Vlogs of your lives.
There is going to be a higher need for condos and apartments when people can't afford to buy a houses or pay property taxes. All housing prices are crazy. People are listing old ranch style houses for $100,000+ more than they are accessed at in IL, IN, and KY.
These rural and suburban condo townhomes are a way for the powers that be to control people and how they live completely. I’d rather live in a a tent, shack or tiny / mobile home. Living in a jail voluntarily never appealed to me. Better to be off the beaten path as well if you can find it, times have changed.
I know a man that's building a house and Lumber is expensive right now he had to stop halfway
Good morning happy people !!
Where does Jess work at?
I love how you describe Jess as your extra backbone ! It is a wonderful thing to make each other stronger and more empowered. Keep striving you are on track. Some little Ohio towns have reasonable taxes.
Great video I don't blame you on wanting to buy a house
My oldest son & daughter-in-law own their home and have made good financial decisions. My oldest daughter & son-in-law are an Army family. My 2 youngest may be looking at never owning a home because of this craziness. It's sad. Condos for " out-of-town visitors"? Don't be surprised!
I am selling my homestead to move closer to my job. I want to start over with a clean slate.
I never thought an HOA would be a good thing. But at least they don't allow junk in the neighborhood. Our neighborhood is great and you can have an in ground pool and pretty much what u want. I guess it depends on your neighborhood. Our house was built 2 years ago. And it's been great!
YES, for Jess and Dan. Although sometimes change in life is not worth it, depending on how this world evolves in the future. Do what your hearts desire.
Pretty place your walking in, Monday is a great day to take off from the stores looking forward and to the question and answer show stay cool and enjoy the day,
13:44 when buying land and building…. Can that avoid any future HOAs?
You need to find at least two acres, fifteen miles from the last condo or housing development. And don’t write off houses because of age. Some are junk but others were built well by craftsmen. Often modern houses are shoddily built.
Jess is AWESOME 👍👍👍 it's a shame that the land is being destroyed. God bless. 👍👍😃❤️🙏
You can absolutely own a townhome. Condo is more like an apartment that you own, where you might have people living below and/or above you. In a townhome there will be no one living above or below. They are the size of a house, they're just like houses stuck together
Its always sad to see a big nature area torn down and out for housing. Also that housing is usually way, way overpriced! Than, what nature is left, only those who have way more money than the normal average person are able to enjoy it. "They" are totally taking out the little guys, always have, but more so over the last several years. Enjoy your vids Dan! Wishing and Jess a Blessed Day 😊
Hi Danno and Jess❤❤❤
I do not your financial situation but some things to consider. No debt whatsoever especially credit cards or student loans. No car loans. A six month emergency fund. Have all this place BEFORE you get a house. If you do have debt in any of these categories then I suggest forgoing any trips in the near future to pay more $$ towards them.
No jobs are a given any more.
Good morning. Love the idea of day in the life daily vlogs. I look forward to your videos. I love Jess and would love to see her more in the videos. Would love to see some of her artwork.
Some of us elders get social security on the 3rd so you may consider that when shopping also.
Old home are build better then the new homes
Even in upstate NY houses that were 75,000.00 to say 150,000.00 - soon to be in the past. And if there’s no industry or anything to absorb the taxes - your taxes will be high and some cities you pay for garbage pick up or have to buy special bags.
If you can find something - consider it.
It’s hard… very hard. As you age you think about being priced out. Ending up in a home or even living in your car - no joke. It’s scary. Scary.
One trip to the grocery store reminds you of how scary it is.
Keep doing what you’re doing - it helps.
If you build your own house, make sure that that location has internet ! My sister had a home built and they realized when it was finished that they would have to get wireless internet and it is slower and very expensive!
When we moved to Maine, it's a tiny town, but I bought my six bedroom house granted they are small bedrooms, for $27,000. Sometime soon I'm going to get it appraised because houses that were selling that low before COVID are now up in the 185 to 200,000 range which is expensive for here.
I bought a house in 2019 for $62,500 it now is valued at $139,000 it is a small ranch house 880 sq ft but thankful it has a 2 car garage.
@@auntiepam5649 My house is about 1200 sf and I do have a garage only a one car. Hardly any land just to small yard about a quarter acre. But it's a really small town in the middle of nowhere so at least I'm out of cities which I can't stand anymore lol
@@207Jennfa I am too. My town is the largest town in 100 miles and it is 14,000, my lot is only 110x55 but I have a garden and it backs up on a wooded area.
House prices in Florida have doubled in 4 years. Somehow they are still going up and still selling.
The insurance prices keep going up every year and companies are pulling out of insuring it.
And if the roof is over 10 years old you have to replace it or you’re not getting insurance and/or have an even harder time insuring it.
Lots of houses for sale with old roofs and that’s $20k, $40k or more right off the bat to replace. And then you’ll have to do it again.
Condos are cheaper but the HOA fees are insane so the monthly payment isn’t cheaper anyway. I don’t like them anyway, usually no yard, no garage, etc.
I’m really upset I didn’t buy a place before 2020 because people kept telling me prices would have to go down and then they told me prices would go down once interest rates went up and it hasn’t happened at all, they’ve just kept going up.
Construction costs right now are super high too so it’s not really feasible for a lot of people.
We have a private ranch home BUT strict
HOA
I 😮do not like it
Our other house in Monroe Oh had a HOA
But not too strict but no fence allowed ect 😢
Now trapped
Prices so cant afford to move back to Fairfield
Where I want to be
No stay away from HOA haha
Housing very high its true plus food and
Everything els too😥😩
You and Jess should come to Bethlehem Pennsylvania on one of your trips
Start by purchasing the land and paying it off first. Try building it piece by piece yourself and blogging about that
Good morning Danno and Jess. Hope all is well.
Jess seems very smart to me when she speaks in a subject. Live her.❤
I bet that is the office and club house for the condos.
I love the out and about videos with you and Jess and all the travel videos! Those are the ones I tune in to ☺️
Remember you want room for a gatden. Dahlonega, GA.
We do need housing, but hate to see green space go like that. Agree on HOAs. Little totalitarian societies.
Ill watch you no matter how you do diff things
Its all good
Jess is fine!!
She is sweet lady
I like a bit privacy too
Not all are extroverts 😅😅both are just good 👍 love the channel
I liked this change of pace with the video. Tell Jess "Hello" 👋. Personally...I would not depend totally on CZcams for my main source of income as we are living in such uncertain times.
It's good Jess has a job that takes care of your health insurance...Good deal! 👍
Morning from Phoenix
Danno you and Jess are a blessing to all of us and we look forward to hearing/seeing you both each video and I sure hope y’all have a great 4th and all of your fireworks. So enjoy your walk and stay safe and healthy. 😂❤❤❤
Good luck 👍🏻
Are you going to leave Cincinnati 😮
Green pipes are sewer stubs to tie buildings into
I think that stand alone house is probably going to be the Club House.