LOL I worked at Chase bank when the whole 2008 sub prime mortgage scandal broke. Spoil alert they acted like they had nothing to do with it! They even made internal training modules on how they were SO heroic on paying back what they owed and nothing they did caused the great recession! Imagine that!
Chase did very little subprime lending and even in 2006 the CEO warned that the subprime business had been taken to the extreme and that a recession would make it worse. Most of their exposure was due to buying Advanta which serviced a lot of those types of loans. During the crisis they agreed to take on Bear Stearns and Washington Mutual and repaid the TARP money that they didn't really want but the government forced all the large banks to take. They certainly have had their fair share of controversies but the subprime mess wasn't one of them.
The thing that bothered me was banks putting a value on a home without sending an appraiser out. But people wanted to get rich quick thinking the values of these houses will always stay high. It was the citizens who defaulted when they over invested in properties whose value were highly inflated. People went out buying any property they could. It was crazy
I bet the rest of the time he’s crying in the corner from all the stress of doing business with Chase much like how Stewie poops blood in the bathroom.
Chase received $25,000,000,000.00 in TARP funds due to their highly questionable and unethical subprime mortgage exposure. In their defense, they eventually paid the money back. Not in their defense, they had no business betting customers' money on highly risky investments in the first place. Also not in their defense, they used the money to pay bonuses to the very executives who nearly bankrupt them in the first place with those same subprime mortgage deals.
The part where Stewie is in the bathroom reminds me of that time when my dad was becoming so stressed at his job that he started throwing up blood from the stress. Eventually he quit and now he’s doing better
@@bobbodaskank it was a cumulation of my dad’s job being stressful, my grandmother passing away who he was really close to and potential foreclosure of our house
They bought a regional chain called Washington Mutual bank 2000s 🏦. Chase was so scummy, 2 faced! 😡 They'd monitor accounts-checking to delay deposits-transactions to change BS fees, get 💰. I closed my Chase account.
LOL! My 5 or 6 location credit union was nothing but a bank. They were always rude and incompetent. They went tellerless. People at Union Planters were always very nice despite having 700+ locations.
My grandfather was screwed over by Chase lol, it had something to do with predatory mortgage loans. Right when he could've filed a lawsuit against them, he had a stroke and developed Broca's Aphasia, so he could no longer talk or sign documents. I later found out that what happened to him wasn't unique and in the end, Chase got a slap on the wrist for it.
"Now we're looking at a laptop like my stupid little coffee shop is going to be a big disruptor in the online space." In one sentence they summed up the immense delusions of grandeur from so many aspiring entrepreneurs and small business owners that I've had as clients - delusions that are fed by unethical marketing companies trying to make a quick buck no less. Holy shit, well done Seth.
Those delusions run both wide and deep; "I'm an entrepreneur because I drive with a ride-sharing service that rapidly depreciates the vehicle I'm still paying high interest rates after 5 years of payments, and my auto insurance doesn't cover in the event of an accident while doing ride-share work, but I'm challenging the retail battlespace, baby! #watchmegobroke.
@@markh.6687 I could tell so many stories. A client who ran a boutique clothing store was obsessed with making a huge E-commerce store. When I pressed her on how she'd keep up with that kind of inventory, volume and order fulfillment (y'know, the bare minimum) she got upset and accused me of being negative. She closed down a few years later.
chase gave me a 21,000$ credit card limit at 24 years old. It's like they're asking young people to make poor financial decisions that will destroy their lives Edit to clarify: I am responsible with my finances, but I could see how someone can easily fall into a unrecoverable position with this kind of CC.
@@TMoney-wt1cw I mean, enabling people who are young and might not have the best grip on their finances to put themselves massively into debt is pretty blatant predatory behavior that flies in the face of normal risk management for a bank.
Small business ownership is not for the faint of heart. But two things: 1) It's easier if you're not in debt to mega banks, and 2) working for wages and a lousy boss isn't for the faint of heart, either.
Living in a free market capitalist country is not for the faint of heart; unless you don't mind being homeless and going hungry, or living in a crime-ridden neighborhood, or have rich parents.
This commercial also didn't get the staged rooftop party in Hell's Kitchen or some midrise neighborhood in a big city. Because being high rise is too obviously corporate these days and being suburban or rural is too much of a sensitive issue.
This is literally how I view pretty much all corporate commercials, with a small voice in my head saying something like "look how diverse and loving and caring we are!" while making grabby hands at my wallet.
I ceased all business with Chase ages ago just out of spite, only to eventually discover that the dealer financing for the next vehicle I purchased was serviced through none other than JP Morgan Chase, and there was no alternative because if you want the low interest rate from the dealer, it was Chase or nothing. They're a disease you can't get rid of.
I bet the rest of the time Brian is crying in the corner from all the stress of doing business with Chase much like how Stewie poops blood in the bathroom.
It seems the worst Chase does it close people's account and keep their money. It's not just a one time thing. People have to prove to Chase that they got their money legally.
@MissDavids 1: Explaining the jokes? Like AD has been doing a lot recently? 2: And ask yourself this, What would an AD movie consist of? Stan feels insecure about something again and goes and does something crazy, while that "Plot" is never actually finished, while the second Plot follows Another Wheels and the Legman case where, Oh, big Sock, Roger is the culprit, then somehow he's behind everything in the Movie. Funny how you attack FG for what AD does as well. Lol.
I comment here because I have a need to get mad for no reason. Oh yeah, you don't know what kind of life I live because you are fourteen. Not that I know your age, but because the average age of Family Guy watcher is around that. Ask Peter Griffin. Is this really what you want a show be about? Explaining the whole context of the motive and action they do because our microscopic brains in their opinion cannot handle such "spontaneous" humour they do. On final note, if you want Family Guy movie, buy Conway Twitty album instead @@To-New-Beginnings.
@MrPhantaze We've never met so I've never said anything about your life. And hold on, that's exactly what AD does, and omg, are you seriously using the Conway Twitty thing? They stopped doing that over a decade ago, get some new excuses. Lol
@@To-New-Beginnings. First of all that was pathetic attempt to show what I mean with what FG is about (must not have articulated it correctly) and second of all, how mature of you getting way too serious on show potentially losing all the taste to it
It’s a joke about how every commercial seems to always have people being happy in them. Think prescription drug commercials where everyone is laughing and smiling while the voiceover states at 2.5 normal talking speed that taking this drug will definitely kill you if you have liver problems or hepatitis C
Chase was by far the worst bank I'd ever done business with. Getting my mortgage and money out of there to a credit union was by far the best choice I could have ever made
Chase bank ATMs keep popping up in my area. I've never seen one of there banks here but suddenly ATMs are everywhere in random parking lots. I also have never saw anyone use them. The one in a McDonalds parking lot lasted 3 months then was torn down. I see the commercials and think. Who the fuck banks here?
Parody is generally protected under the First Amendment to the U.S. Constitution. See: Campbell v. Acruff-Rose Music Inc. and Leibovitz v. Paramount Pictures Corp as two examples of court rulings on the issue.
I don’t think of Chase when I think of the 2008 crash, I think of what actually caused it: the Clinton administration forcing banks to give loans to people who could never realistically pay them back.
Ending was worth it lol I think of people whose accounts got closed for whatever petty reasons. Surprised nobody robbed the bank of their legal money as I read a while ago a woman from Lebanon did. Scary stuff but its wrong to not refund people and make them fight in court with frozen legal fees
“Or even making a latte for a black woman, an iced tea for a white woman, and a coffee for a gently brown guy who can go in a lot of directions.”
Uh last time I checked no one freaking asked for your opinion
@@khyabatiste3669 lmao
@@koviyovas8325 People been doing this for years. What, you new to the internet or something?
@@indiigo14 no, just the opposite. been online since 97.
@@khyabatiste3669 lol
This is the best Chase commercial I've ever seen. 😂🎉
Yeah finally an honest commercial 😜😁😅😊
💐
"Gently Brown Guy, who can go in a lot of directions." - Me when my hair is cut low.
Vin Diesel is the king of that, he looks like 10x more black when grows out his Afro
@@dihexa7256lol no he doesn't
0:14 I’m not a coffee drinker but I love watching people make those latte art designs
I am a coffee drinker and I also enjoy watching people make latte art. Then drinking It after.
I don’t either drink coffee. But I drink Chai Latte, and they make art designs in them as well.
LOL I worked at Chase bank when the whole 2008 sub prime mortgage scandal broke. Spoil alert they acted like they had nothing to do with it! They even made internal training modules on how they were SO heroic on paying back what they owed and nothing they did caused the great recession! Imagine that!
History books are written in a similar way
Chase did very little subprime lending and even in 2006 the CEO warned that the subprime business had been taken to the extreme and that a recession would make it worse. Most of their exposure was due to buying Advanta which serviced a lot of those types of loans. During the crisis they agreed to take on Bear Stearns and Washington Mutual and repaid the TARP money that they didn't really want but the government forced all the large banks to take. They certainly have had their fair share of controversies but the subprime mess wasn't one of them.
I remember hearing countrywide often on that not really "Chase"
The thing that bothered me was banks putting a value on a home without sending an appraiser out. But people wanted to get rich quick thinking the values of these houses will always stay high. It was the citizens who defaulted when they over invested in properties whose value were highly inflated. People went out buying any property they could. It was crazy
I was also at Chase, they weren't anywhere nearly as bad as Ameriquest, Countrywide and Washington Mutual.
At least Brian is being honest about how much work he does
I bet the rest of the time he’s crying in the corner from all the stress of doing business with Chase much like how Stewie poops blood in the bathroom.
Chase received $25,000,000,000.00 in TARP funds due to their highly questionable and unethical subprime mortgage exposure. In their defense, they eventually paid the money back. Not in their defense, they had no business betting customers' money on highly risky investments in the first place. Also not in their defense, they used the money to pay bonuses to the very executives who nearly bankrupt them in the first place with those same subprime mortgage deals.
How come nobody talks about this
In their defense, they sometimes have cookies or doughnuts at my local branch. That definitely makes up for all that bad stuff.
@@Raddimitri9263you have to understand wtf the person is talking about in order to talk about it yourself, hence why "nobody" is talking about it.
I think the movie "The Big Short" exposed the genesis of this problem.
@Raddimitri9263 Bribery is legal in America. Chase is very mild compared to student loans than can have grannies still paying on them.
*“Yeah, guys! We’re good on flowers for a while!”*
Yeah, Stewie said that. we all heard it. So what?? why repeat it??
@@shelbynamels7948cause it’s funny? Why reply if it didn’t offend you so?
The part where Stewie is in the bathroom reminds me of that time when my dad was becoming so stressed at his job that he started throwing up blood from the stress. Eventually he quit and now he’s doing better
Yeesh, what kind of work was it?
@@bobbodaskank Supervisor at one of Quaker’s warehouses
@@bobbodaskank it was a cumulation of my dad’s job being stressful, my grandmother passing away who he was really close to and potential foreclosure of our house
Hey man, I’m no doctor, but that doesn’t sound like something you should just write off. You should probably go to a doctor.
@@unoriginalname3442 this was 12 years ago and my dad’s mindset is that he’ll only go to the hospital if something doesn’t go away
One of the funniest fake ads the show has done in a long time.
Chase stole my moms condo, it's been 16 years, I won't forget, I won't forgive.
They bought a regional chain called Washington Mutual bank 2000s 🏦. Chase was so scummy, 2 faced! 😡 They'd monitor accounts-checking to delay deposits-transactions to change BS fees, get 💰. I closed my Chase account.
There is still time to do something about it
@@books4739there really isn’t. if you don’t pay the mortgage foreclosure is a thing
Fuck Chase. They almost took my childhood home in 2008. Been with a credit union ever since and never looked back.
LOL! My 5 or 6 location credit union was nothing but a bank. They were always rude and incompetent. They went tellerless. People at Union Planters were always very nice despite having 700+ locations.
Thank you for calling out the poorly-timed dramatic deal handshake featured in every commercial ever.
My grandfather was screwed over by Chase lol, it had something to do with predatory mortgage loans. Right when he could've filed a lawsuit against them, he had a stroke and developed Broca's Aphasia, so he could no longer talk or sign documents. I later found out that what happened to him wasn't unique and in the end, Chase got a slap on the wrist for it.
"Now we're looking at a laptop like my stupid little coffee shop is going to be a big disruptor in the online space."
In one sentence they summed up the immense delusions of grandeur from so many aspiring entrepreneurs and small business owners that I've had as clients - delusions that are fed by unethical marketing companies trying to make a quick buck no less. Holy shit, well done Seth.
Those delusions run both wide and deep; "I'm an entrepreneur because I drive with a ride-sharing service that rapidly depreciates the vehicle I'm still paying high interest rates after 5 years of payments, and my auto insurance doesn't cover in the event of an accident while doing ride-share work, but I'm challenging the retail battlespace, baby! #watchmegobroke.
@@markh.6687 I could tell so many stories. A client who ran a boutique clothing store was obsessed with making a huge E-commerce store. When I pressed her on how she'd keep up with that kind of inventory, volume and order fulfillment (y'know, the bare minimum) she got upset and accused me of being negative. She closed down a few years later.
@@nitro8611 Sadly I'm not surprised at all.
Y do u think it's Seth's ideas he doesn't write sht
@@nitro8611I guess you weren’t drinking the koolaide of ‘manifesting success’ for her. Shame on you for not supporting the latest TikTok insanity. /s
chase gave me a 21,000$ credit card limit at 24 years old. It's like they're asking young people to make poor financial decisions that will destroy their lives
Edit to clarify:
I am responsible with my finances, but I could see how someone can easily fall into a unrecoverable position with this kind of CC.
That is absolutely insane, even with 6 figure income in my 20s and a credit score over 750, Barclay's won't extend my limit over $8,000 lol
Yeah, it’s totally the bank’s fault young people are making poor decisions. Yup, no one else’s.
@@TMoney-wt1cw I mean, enabling people who are young and might not have the best grip on their finances to put themselves massively into debt is pretty blatant predatory behavior that flies in the face of normal risk management for a bank.
Wait until you hear about college, or medical debt.
Trap you early so you are a customer for life! just like smoking.
Small business ownership is not for the faint of heart. But two things: 1) It's easier if you're not in debt to mega banks, and 2) working for wages and a lousy boss isn't for the faint of heart, either.
if you go under you don't actually lose anything. Your company just goes bankrupt, and you can start another one and keep your mansion. Why stress.
Living in a free market capitalist country is not for the faint of heart; unless you don't mind being homeless and going hungry, or living in a crime-ridden neighborhood, or have rich parents.
“These will look good in the bathroom, while I’m pooping blood from the stress.”
😂😂
I love Stewie's eyes when he serves the "gently brown guy"....he gets all concerned 🤣
stewie does not trust hispanic's
That "Gently Brown Guy" 😂 I get that a lot
This commercial also didn't get the staged rooftop party in Hell's Kitchen or some midrise neighborhood in a big city. Because being high rise is too obviously corporate these days and being suburban or rural is too much of a sensitive issue.
I thought the flower delivery was going to be them receiving a court order.
Chase bought out my credit card company then cut my account that had zero balance. Great guys!
Those guys are getting lots of flowers.
They’re planning for their funeral
This is the greatest thing I’ve ever seen
"How'd they afford that?" 🤣🤣🤣
Is that true about them foreclosing on service men while they’re on active duty? That’s wild if so.
It's true. I can't link the news stories but look up "Chase Military Foreclosures" and a ton of articles should pop up.
Apparently it’s an old incident from 2011 where they accidentally did that for 4000 servicemen overseas.
A better question is why are servicemen getting their home loans through chase instead of the VA?
How do you "accidentally" do something 4000 times? More like the only "accident" was getting caught.
@@Coysprout25 "accidentally"
Chase does have a baseball park, Chase Field in Arizona
Basically every bank has an area or stadium
This is literally how I view pretty much all corporate commercials, with a small voice in my head saying something like "look how diverse and loving and caring we are!" while making grabby hands at my wallet.
Don't enable subtitles on this. I read some out loud and my furniture began floating
With flowers being delivered in advance
I ceased all business with Chase ages ago just out of spite, only to eventually discover that the dealer financing for the next vehicle I purchased was serviced through none other than JP Morgan Chase, and there was no alternative because if you want the low interest rate from the dealer, it was Chase or nothing. They're a disease you can't get rid of.
All of the most awful companies are effectively impossible to boycott.
I hope this bit gets the recognition it deserves. It is the literal definition of satire and it’s done masterfully
A new stadium opening next to their coffee shop named after Chase likely puts the location of their shop in Phoenix, Arizona in 1997.
Awww looka my baby selling coffie so adorable ❤😍
Stewie has been 2 years old since 1999.
@@eyeseer1 Not a supprise in the future he is still 2
And somehow he still hasn’t killed Lois…
This is so accurate 😂😂😂😂.
Chase. Make more of what’s yours.
Tbh the “gently brown guy” looks like he could either be Puerto Rican or Black/White mix
Or arabic
Mexican?
Definitely afro-cuban
or Polynesian
sicilian with a tan
Chase bank
Go with a credit union people.
Chase Is Bankrupted
Selfie, dessert, latte art, selfie, dessert, latte art.
I cannot stop watching this. Lol
After recently being fucked by Chase as a small business, this just helped me feel so much better lol
Can’t believe they made this lmao
But now they're JP Morgan-Chase Bank so you know its just become more venerable and much more trust worthy.
Yeah, 83 million customers are still pretty pissed off about the 2014 data breach.
What is these subtitles language..?
what happened to the captions 😭
LMAO this was golden
I used to work at Wells Fargo processing mortgages. Big banks are every bit as evil as you'd imagine. Steer clear.
I had Chase for a while and left because the overdraft "feature" kept turning itself back on literally allowing identity theft on my card.
How did they got a sponsor so fast?
brian showed me his big fat chase account
These closed captions are... I don't even know.
Literally anyone but Chase.
These guys really likes selling flowers, don’t they?
the washroom is sponsored by vercel
I forget that family Guy used to be my precursor on how to handle the world
Gently Brown gotta be one of my favorite genders or whatever.
Stewie comes off as a bit abnormal in this clip.
Interesting commercial of Chase.
1:00 chase field
Chase is an absolutely garbage bank with some of the absolute WORST customer service I've ever seen.
Yeah sounds about right
Does anyone have the link to the original real chase video this is copying?
I bet the rest of the time Brian is crying in the corner from all the stress of doing business with Chase much like how Stewie poops blood in the bathroom.
Is this a real add or a FG bit? Its perfect.
Chase Bank is #1
Family guy can still hit the target.
It’s funny because I live in Phoenix and we have chase field lol
Kitboga fans will know this as Chasde Bank 😂
I thought brian was gonna literally chase the bank
Chase Bank is on the nose when it comes to chasing money and loan sharking. Chase gives them flowers in the event that they kill their business.
It seems the worst Chase does it close people's account and keep their money. It's not just a one time thing. People have to prove to Chase that they got their money legally.
i only bank with chase when they send me those account opening bonuses - and i immediately close the accounts after 6 months!
When will family guy get a movie?
Who wants to watch a whole movie with random cutaways and characters constantly explaining the jokes?!
@MissDavids 1: Explaining the jokes? Like AD has been doing a lot recently?
2: And ask yourself this, What would an AD movie consist of?
Stan feels insecure about something again and goes and does something crazy, while that "Plot" is never actually finished, while the second Plot follows Another Wheels and the Legman case where, Oh, big Sock, Roger is the culprit, then somehow he's behind everything in the Movie.
Funny how you attack FG for what AD does as well. Lol.
I comment here because I have a need to get mad for no reason. Oh yeah, you don't know what kind of life I live because you are fourteen. Not that I know your age, but because the average age of Family Guy watcher is around that. Ask Peter Griffin.
Is this really what you want a show be about? Explaining the whole context of the motive and action they do because our microscopic brains in their opinion cannot handle such "spontaneous" humour they do.
On final note, if you want Family Guy movie, buy Conway Twitty album instead @@To-New-Beginnings.
@MrPhantaze We've never met so I've never said anything about your life.
And hold on, that's exactly what AD does, and omg, are you seriously using the Conway Twitty thing? They stopped doing that over a decade ago, get some new excuses. Lol
@@To-New-Beginnings. First of all that was pathetic attempt to show what I mean with what FG is about (must not have articulated it correctly) and second of all, how mature of you getting way too serious on show potentially losing all the taste to it
wtf is the subtitles
I think it's trying to verbalize the background music.
Another 3 episode upload
Who TF is ordering that many flowers to there specifically?🤣🤣🤣
It’s a joke about how every commercial seems to always have people being happy in them. Think prescription drug commercials where everyone is laughing and smiling while the voiceover states at 2.5 normal talking speed that taking this drug will definitely kill you if you have liver problems or hepatitis C
@@repetitioniskey Ugh especially back then when they were talking a lot faster and had the side effects sped thru so you can't read it.
@@repetitioniskey "Side effects include coma and death" (View of happy group of people sailing boats, flying kites, etc.).
A gently brown guy lmao
best fake ad
1:00 Chase Field?
It’s it called Chasd Bank?
Chase was by far the worst bank I'd ever done business with. Getting my mortgage and money out of there to a credit union was by far the best choice I could have ever made
Whenever I pay my chase credit card they ask if I’m “sure I wanna pay”. Like damn… yes the fuck?
Im gently brown
It's nice to know I can watch this video and then go down to the comments to see the exact same lines from the video.
I'm sold...
Chase bank ATMs keep popping up in my area. I've never seen one of there banks here but suddenly ATMs are everywhere in random parking lots. I also have never saw anyone use them. The one in a McDonalds parking lot lasted 3 months then was torn down. I see the commercials and think. Who the fuck banks here?
How'd family guy do this without getting sued lmao
Parody is generally protected under the First Amendment to the U.S. Constitution.
See: Campbell v. Acruff-Rose Music Inc. and Leibovitz v. Paramount Pictures Corp as two examples of court rulings on the issue.
How’d they afford that?😂😂
😂😂
I don’t think of Chase when I think of the 2008 crash, I think of what actually caused it: the Clinton administration forcing banks to give loans to people who could never realistically pay them back.
There's a big difference between "a" reason and "the" reason. This was a global event.
If Dave Ramsey saw this
Ramsey would go nuts!
Wait, isn't Stewie in diapers? Why is he using the toilet?
omg
Ending was worth it lol I think of people whose accounts got closed for whatever petty reasons. Surprised nobody robbed the bank of their legal money as I read a while ago a woman from Lebanon did. Scary stuff but its wrong to not refund people and make them fight in court with frozen legal fees
chase is about to sue family guy producers and fox 😂😂😂 that’s why they’re able to afford stadiums
Finally, a halfway funny Family Guy scene
Chase is a scam