i have a confession.

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  • čas přidán 7. 06. 2024
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  • Jak na to + styl

Komentáře • 57

  • @FunandBudget
    @FunandBudget Před měsícem +38

    I feel similar. I am not interested in climbing the corporate ladder or running some booming business. These days, I am more interested in owning my time and am finding that "owning" less allows me to own more of that.

  • @jenavy
    @jenavy Před měsícem +32

    You’ve reached your financial goals and now you’re maintaining and living your life! That’s it. Budgeting your finances is maintaining your finances. I just want to pay for all my necessities and reach a comfortable position financially and live life instead of being super focused on money because what’s the point of having all this money if you’re not enjoying life.

  • @portialewis1826
    @portialewis1826 Před měsícem +40

    This is a perfect example of you both being in a good place in your life. I pray that you pass your clinical exam and that your spouse completes grad school with cum laude or magna or summa cum laude. Your compensations will definitely increase. Thanks for sharing that all is well, stress free, and content. ❣

  • @srlopez13
    @srlopez13 Před měsícem +21

    I always say wealth is measured in more than just finances. I enjoy your perspective on finance and life. It keeps me coming back to your content.

  • @missbossyjones8172
    @missbossyjones8172 Před měsícem +9

    I just subscribed. I thought I was going crazy. Now I know I’m just in my lazy era. I work and keep house but beyond that I’m not “hustling” anymore. I’m happy where I’m at in life.

  • @natalielajean
    @natalielajean Před měsícem +4

    I feel the same way. I closed my spa, even though I loved it, to have peace. I have no desire to climb the corporate ladder. I have felt like Im not doing enough because Im not interested in the hustle and bustle anymore. This video was great.

  • @KelechIwuaba
    @KelechIwuaba Před měsícem +7

    You are literally living Ecclesiastes 5:17-20 and it's pretty beautiful to hear. I'm still trying to understand what I consider enough to be.

  • @brenbren1130
    @brenbren1130 Před měsícem +9

    I do not feel guilty anymore because you literally put the words in my mouth for how I feel as well. Thank you for sharing this.

  • @journeytocontentment2050
    @journeytocontentment2050 Před měsícem +12

    Shay, could you possibly do a video on how you kicked the sugar and what you currently eat to continue your improve your health? ❤

  • @allthingschelle4304
    @allthingschelle4304 Před měsícem +6

    I needed to hear this... I save 22% pretax into retirement and close to 25% of my net income in a HYSA. I still feel like I'm not doing enough and struggle with spending money on myself. Life is short and tomorrow isn't promised to me so I commit to doing better on enjoying life now, n0t just putting a ton of money away for later. Balance... is where I plan to focus moving forward.

  • @SmbSmb-tm8om
    @SmbSmb-tm8om Před měsícem +10

    You have described peace !!!❤yes !!

  • @DyanaMariie
    @DyanaMariie Před měsícem +6

    Yes! I don’t have much else to give it outside of staying on budget and of course saving for the future but thassit lol

  • @jmatos7872
    @jmatos7872 Před měsícem +1

    It’s been so awesome watching you guys as one of your day 1 from trying to pay off your bestbuy card, getting mr. Budgets checks thru Chime and other debts to being here now. Congratulations and just live easy my friend. Y’all deserve it. 🎉🎉🎉🎉

  • @jharvs3
    @jharvs3 Před 25 dny

    I love your simple take on finances, create a plan and automate it! Lazy budgeting yes girl! I would love to see an update on the account process, trying to simplify finances but I feel I have way to many accounts.

  • @alwaysjale
    @alwaysjale Před měsícem

    I love that you’re chilling ❤ I’ve been riding with you since the beginning (not commenting each video but still watching) and will continue to do so

  • @lottesvala
    @lottesvala Před měsícem +8

    I'm really happy that you model a sustainable real life ❤

  • @sv9867
    @sv9867 Před 25 dny

    Your video just popped up in my YT feed and it just literally freed me! Thank you. 🙏🏿

  • @planheruniverse
    @planheruniverse Před měsícem

    loved this video and perspective!! Thanks Shay!

  • @laurab8795
    @laurab8795 Před měsícem

    thank you for your honesty. Thank you for sharing and normalizing the feeling.

  • @jewelequalslove
    @jewelequalslove Před měsícem

    I am obsessed with this video/message/realness I'm sending it to everyone I know.
    I'm just starting this budgeting journey and I love your page. This video feels amazing to see and I can't wait to see more.

  • @kita1366
    @kita1366 Před měsícem

    Enjoyed y’all journey. Definitely understand and hope you enjoy your summer to the fullest.

  • @deborahjanik1116
    @deborahjanik1116 Před měsícem

    Such a beautiful video I am at the beginning of my journey and I don't ever see me being able to be at the place you're at but you know what you give me hope congratulations

  • @beautifulnerd85
    @beautifulnerd85 Před měsícem

    I love this balanced approach. Everything doesn’t have to be a hustle!

  • @NotDoneYetDebtJourney
    @NotDoneYetDebtJourney Před měsícem +6

    I am here for it. 👍 Lets chill and enjoy life😆

  • @everythingkendra36
    @everythingkendra36 Před měsícem +1

    You helped me to confirm that I want all of my bills on auto pay. I go back and forth on whether or not I should do it but now I feel 100% like I want to go ahead and put all of my bills on auto pay.

  • @everythingkendra36
    @everythingkendra36 Před měsícem

    I enjoyed the content. Thank you so much for sharing!💞

  • @kdma3245
    @kdma3245 Před měsícem

    I’m chilling too. I guess all our budgeting has paid off. It’s nice to chill, I’ll agree.

  • @bridgettfloyd36
    @bridgettfloyd36 Před měsícem

    I appreciated this video SO MUCH❤

  • @Esti89dec
    @Esti89dec Před měsícem

    I really love this mindset and almost wish there was more of this content in the financial CZcams world. I feel like it makes it harder to just be comfortable. Thank you so much for this.

  • @ashleywhite6642
    @ashleywhite6642 Před měsícem +1

    Shay this was very realistic and I resonated with this very much.

  • @miaandsonnavigatinglife4596
    @miaandsonnavigatinglife4596 Před měsícem +1

    I needed to hear this. Thank you! I was feeling bad that I only wanted to finish my degrees finally. I am already making comfortable money without it and already in leadership. I want to learn more but not do more. I don’t need another promotion, but I would be grateful if it would come as long as I could help people.

  • @lindasmith7164
    @lindasmith7164 Před měsícem +4

    Love your channel

  • @yvette3301
    @yvette3301 Před měsícem

    I love the honesty ❤

  • @SmbSmb-tm8om
    @SmbSmb-tm8om Před měsícem

    I totally agree with this ❤

  • @alexusteran5898
    @alexusteran5898 Před měsícem

    this is exactly why i watch u lol! i want to reach a level of comfortability and ur content consistently shows me that i dont need to be the ceo of a company to achieve that. im 25, me and my husband have been married for a year and ur content reminds me to track my finances and set those goals. u show that all goals dont have to extravagant.

  • @alwaysjale
    @alwaysjale Před měsícem

    Omg Shay, you are me and I am you ❤ you nails my mindset for these last years. Must be the Virgo in us, especially regarding sales (buying and selling) 😆

  • @KateKaden
    @KateKaden Před měsícem

    I enjoyed this video❤

  • @ShonnaScott08
    @ShonnaScott08 Před měsícem +1

    You remind me of myself about the lazy part. Everything you said is ME. You just put it in words.

  • @terrynorman1222
    @terrynorman1222 Před měsícem

    Nothing at all wrong with the way you are n feel shay😊😊 I ❤ it!! I feel happy as well with having a job a reliable car food a roof over my head happy in my house !!😂😂 I’m not a travel person so no biggie to me !! Planning to get my degree now that I’m an empty nester and I’ll be cash flowing my degree and it’s just for me no one else💪🏾💪🏾👏🏽👏🏽! My vac this year is a cruise!! 😊

  • @mariamangion21
    @mariamangion21 Před měsícem

    Can’t wait to watch ❤

  • @freneshiaclark8823
    @freneshiaclark8823 Před měsícem

    Love, love, love this.

  • @nnekatrini
    @nnekatrini Před měsícem

    You're not crazy. You achieved you goal and that's cool. It took me until this year to admit that all my striving for the past 25 years has been for me to be a woman of leisure. I'm with you with lazy:-) Cheers to reaching your goals!

  • @monicapwilson
    @monicapwilson Před měsícem

    Realest video ever❤

  • @MichelleSMITH-yu9wx
    @MichelleSMITH-yu9wx Před měsícem

    live your best life on your own terms. Your husband needs his happy place and so do you. but money is not the answer to all things. and money is the focus in a relationship things can fall apart. so the focus can be JUST LIVING. You got this

  • @lashantacox2552
    @lashantacox2552 Před měsícem

    What you call lazy, I see as content. I think that’s where a lot of us get off track. We don’t know how and when to be content 0:03 where we are and that keeps us on the rat race for more.
    I’m learning to be content. I truly have all that I’ve dreamed for and more.

  • @rhoadestraveled
    @rhoadestraveled Před měsícem

    I understand you don't want a lot but you need to plan for future you. You won't always have the health and time to build enough wealth to take care of future you. I say this with ❤

  • @phunt8551
    @phunt8551 Před měsícem

    Saving money is not always about statue or being rich, it is about surviving the unknon and being prepare. life is hard and if you want your children to succeed you will need money to help and prepare them. You can have fun and still save for retirement and the future. As long as you set a goal to achieve a certain amount within a certain year and save for it , that is ok....

  • @tashadavis607
    @tashadavis607 Před měsícem

    I'm a single mom, and I would like to save more for sure. And i would like to get a new car for us to have more space. I brought a new 2014 in 2014, and now GM will be discontinuing this vehicle😔
    My car is 10 yrs old and needed to be repaired. I decided to repair it, because I haven't had a car note in years. The company i work for offers employees a lease program. You can lease a new car every 12 months, and it includes some pros, but you have to work a certain amount of hours a year to be eligible. As a single mom, with a lot of things going on, I can't give that many hours just to be eligible for a debt payment every month year after year. Im going to take my time and do my homework for another car purchase. I prefer to owe my vehicle after I've given up much of my hard earn coins towards it. Continue giving us these awesome videos.

  • @ashantij1837
    @ashantij1837 Před měsícem

    Love this perspective!!

  • @sewmeonekenobi639
    @sewmeonekenobi639 Před měsícem

    I like to say that I care, just not enough to do anything about it.

  • @TheGreenSheets
    @TheGreenSheets Před měsícem

    I’m trying to save 100k. W by en you have been financially devastated you need deliverance. But every person journey is different. For me I don’t want to revisit this horrid horror anymore that’s why I create savings challenges. I’ve always said. Move at your own pace

  • @goodgirlsguide
    @goodgirlsguide Před měsícem +3

    Get to the point.🥱🥱

    • @ShayBudgets
      @ShayBudgets  Před měsícem +12

      I literally shared the point in the first five seconds 🙂‍↕️

    • @Planninginspired
      @Planninginspired Před měsícem +7

      Wow, rude haha

    • @dominiqueg1639
      @dominiqueg1639 Před měsícem +5

      ​​​​@@ShayBudgets My favorite professor used to say "Your failure to comprehend does not constitute a failure to explain on my end" when she got sick of repeating herself or if someone accused her of not "getting to the point" now its my go to when someone is acting ignorant 😂💀

    • @ShayBudgets
      @ShayBudgets  Před měsícem +9

      Well I assume they’re new here because anyone who has been around for longer than a day would know that I shared the point/purpose of my videos in the first few seconds of every video and then run my mouth about the topic thereafter 🙂‍↕️🫢😁🤣😂